VHT
Vanguard Health Care Index Fund ETF Shares
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Favorite longterm investment right now (January 2024)
Rebalancing portfolio for growth and being tax savvy - is this a good plan?
Critique a 1.8x leveraged portfolio strategy that relies on 3x levered ETFs?
i primarily buy ETF but would like to add stocks to my portfolio
Am I understanding HSA correctly? Postpone withdrawals for many years to grow tax free?
Investing in (ABNDX) better than riskier/ municipal bonds?
What I'm using to outperform $SPY in the current market.
HOW CAN WE ENTER TRADES ON VANGUARD’s VHT-EU estim??
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There's a good ETF for healthcare, VHT
Strengthen my portfolio after selling some holdings. I took positions in VHT, SDY, EWX, GWX, SPEM, and SPDW and XLU because I don't have as much time or confidence picking individual stocks now that I'm almost 40 and starting a family. I may sell a little more tech because I'm up by a large amount
If it were me , I’d stop anchoring to the old high and plan a staged exit: harvest the loss, rotate most into XLV or VHT, and keep a small tracker or use covered calls for any rebound. What I’d do: sell enough now to lock the tax loss, buy XLV/VHT the same day so you keep healthcare exposure, then wait 31 days before deciding if PFE deserves a spot again. Earnings is a coin flip, so let the ETF carry the sector bet. If you want upside while exiting, write 30–60 day covered calls on the leftover shares and let assignment take you out on strength. To justify holding at all, I’d want clear signs on integration/execution, debt paydown pace, R&D updates, and guidance revisions, not hopes for another vaccine spike. For prep, I use Koyfin for ETF look‑through and Portfolio Visualizer for simple backtests, and Ask Edgar to skim filings and transcripts fast before earnings. Main point: set a rules-based exit, TLH into XLV/VHT now, and only keep a small, managed PFE slice.
been a dividend trap and “turnaround “ story for 9 of the past 10 years. Tax loss harvesting may keep it depressed through year end. It may pop a bit in the new year as people rotate into new plays. I’d look to sell before their next earnings date and reinvest proceeds in VHT or XLV. It’s very hard predicting a winner in this space. The science is hard and so many of them overpay for acquisitions that it’s best to invest in one of the ETFs. The ETFS have caught on fire past few months after 2 years of low returns. The sector will probably outperform next 2 years.
Its cyclical rotation, get into energy and healthcare. VHT great healthcare ETF
Mostly GLD, KMLM, XLE, PDBC, and VHT. But those are hedge positions. Outside of that my speculative cash is on KTOS, ENVX, and SPWR.
We have the most anti healthcare administration in US history and the PE of VHT is still 26, while SPY is sitting at 27 with high growth tech stocks leading the charge. I don't think VHT is all that cheap and who knows what RFK will ban in the coming years. Vaccines are the obvious ones that they are going after, but they are also making headway to things like [contraceptives](https://www.npr.org/2025/08/07/nx-s1-5494710/trump-birth-control-contraception). They have also been cutting funding to things like [cancer research](https://www.cancertherapyadvisor.com/features/cancer-research-funding-cuts/) in addition to attacking colleges and college grant programs. The US is starting to put tariffs on [pharmaceuticals ](https://apnews.com/article/trump-tariffs-drug-prices-pharmaceutical-companies-investment-8e8a78b699c8dbe728140ae0815b001c)and cutting millions off of healthcare next year, which will cascade into increased premiums and drive even more off later. Then there are the [hundreds of hospitals](https://www.cbsnews.com/news/rural-hospitals-closing-reimbursements/) that may close next year. IMO there is way too much uncertainty in healthcare right now. I might miss out on a rally but it also feels like a value trap with years of pain. I also quit healthcare before Trump's second term and from experience, everybody is tired of it all. I don't mean relatively minor things like the 12 hour shifts; I mean nurses being assaulted more frequently and doctors fighting with insurance to get a necessary procedure approved. Many of the younger nurses I knew from COVID have stopped being nurses while many of the older ones retired. The system is broken and likely getting worse in the near future.
>I wouldn't be surprised if two thirds of their expenses are health related. There's plenty of studies on this. A quick google brings up research showing Medicare households had 13.6% of total spending went to healthcare expenses. Other studies showed the number goes higher as they age, getting close to 25%. Your guess of 67% is very high. To me, VHT has been a wealth-prevention machine. It has been annihilated by VOO on basically any timeframe you look at (YTD, 1Y, 3Y, 5Y, 10Y, 20Y). I'd rather have VOO. You get 60 of the VHT holdings in VOO and they make up \~10% of the VOO fund. And with VOO, you also get discretionary spend that the elderly put into the economy.
So I just got a tv antenna and MeTV came on (old black and white tv shows). The commercials were designed for an old demographic obviously. Nearly every one was related to health on some level. Stories like "I moved to Florida away from family and now I feel disconnected from them because I can't hear what they're saying on phone calls due to hearing loss so I bought X brand of hearing aid" "I used to go golfing with my friends every weekend but now I can barely leave my house so I got this portable oxygen bag with tubes going in my nose" I was born without grandparents or old family of any kind so it really put into perspective for me the extent of how much old people care about their health. I wouldn't be surprised if two thirds of their expenses are health related. With the largest generation moving into old old age I think medical could be the most profitable industry for the foreseeable future behind technology. Even many of my younger friends are heavily medicated. I think every dollar I invest for the foreseeable future will go into $VHT especially if I can keep getting it at this low valuation for a while.
Minimal research but my portfolio was heavily tech... I weened back and was looking at SCHD and VHT.. I still hold some tech stocks and manufacturing. DCA Gold and silver over the last few years as everyone said its garbage... "Can't believe your buying Gold and, its has no growth an is overpriced at $2000 and $22"
VHT and healthcare stocks were up as well.
The trailing P/E of VHT (Vanguard healthcare) is still 24, even after that huge decline. I'm trading it, but not on valuation.
You can purchase the entire sector and manage risk through VHT.
The best way to do it in terms of risk management would be to buy the entire sector. You can do this by buying VHT. It’s an ETF provided by vanguard, but you can get it through pretty much any brokerage. Good luck.
Safest: Bonds - they’re starting to be more attractive. Usually a good place for money you know you’ll need soon. Safe long term investment: VTI VTSAX If you want to risk some volatility: QQQ, VGT If you have specific opinions on sector or size of companies: VHT, VOO, VB etc Single stock is very risky - when there’s a market downturn, not all companies recover even if they survive. You’ll likely want a mixture of these and as you get older, you’ll want to concentrate more towards the top of the list.
Put it in VHT. Been underperforming for a year or so. It will have its moment in the sun soon. Everything else at all time highs.
I'll sell it when VHT drops it from its index. Until then, continuing to buy to maintain target portfolio percentage.
I have VOO VUG VIG VBR VDE VHT VBIAX MGC VTI and a-lot of Schawb, T Rowe Price, Fidelity, Janus, and a couple other M/F that the name escapes me. Vanguard funds with very low expenses along with Schwab would provide you with a great diversifacation.
VHT seems to have been nice in the past (looking at backtesting) but hasn't been doing great this year and hasn't recovered much since April. If you have no international assets, I would highly recommend adding some. Vanguard's VT total market fund is currently roughly 60/40% US/INTL. Look up your total gains from your position in VHT. Add those gains to your expected salary this year. Then look that up in the tax tables - is it going to make a noticeable difference in your taxes next year, if at all, or do you care? (This is just a shortcut calculation.) Whether you choose to swap them, you may want to add some VXUS or similar either way, as international markets have become fairly important lately. Others may disagree.
Most of my portfolio is VTI. But I also have $15k in VHT which is an overrepresentation of healthcare. Is it worth selling my $15k position in VHT, incur a taxable event, and put it in VXUS? Let’s just say my position in VTI is many times greater than $15k. Note this is NOT a tax advantaged account, it’s a regular brokerage account with Vanguard.
Just my opinion, some like to make it more complicated. I’m more simplistic. Buy what so doing well. There must be a reason for superior returns. I’ve been accused of performance chasing based,on past performance. Guilty! All I can saw is that’s better than chasing lousy performance and hoping and waiting for the trend to change. So the answer to your question IMO is in a 10-year backtest. Let me know your thoughts. Growth of a $10K investment: VT/VHT/XOP : $19K VTI: $32K QQQ: $53K VTI/QQQ: $42K
Does VTI essentially accomplish the same thing as VT/VHT/XOP?
What you don’t invest in is as important as what you do invest in, Please ignore the international fund VXUS until it earns a place in your portfolio. It might at some point prove itself, but it has not over the past quarter of a century. Likewise I would go with VTI instead of VT, VHT and XOP. I nave no opinion on the bond funds, except if you are expecting a downturn in the near future they can offer some protection. If it comes much later you are sacrificing return for safety, a defensible strategy.
My VHT and UNH are keeping me at break even. Thank you healthcare stocks.
I like to put maybe 5-10% into VHT to get healthcare exposure
Don’t select individual stocks. Stick only to ETFs. Also as tariffs and trade wars and deportations and mass government layoffs impact the economy. Also boomers are going to be pulling their 401k money out over the coming years and that will likely depress things a little… so consider staples like healthcare and utilities that are fairly steady… you can put off that purchase of an Apple computer or an Amazon buy. But you still need lights and cancer treatments if you get sick. These Vanguard index funds should grow at a steady pace of you just let them sit for a few years and don’t touch them on daily fluctuations. VOO 20%, VPU 30%, VHT 30%, VTI 10%, VGT 10%
NVDA is riskier because it is one stock concentrated entirely on AI computer chips. I am holding long (several years). Those bonds are called TIPS. The easiest way to get exposure to them is buying shares of a tips bond fund, such as VTIP since you’re on Vanguard. Same goes for Utilities ETF’s and Healthcare ETF’s, you buy shares of the funds that provide broad exposure to many such companies in those sectors. Examples: VPU and VHT.
I invested in biotech fund with fidelity long time ago. Held it for several years. It underperformed. Eventually sold it. Realized I didn't know anything about new drug discovery. IMO the more general health care sector ETFs are safer, unless you are industry insider. For example: VHT or XLV.
I'm no investing guru (who really is?), but you sound like you have a lot more expertise in this area than most of us here already. I'm not sure why you're interested in ETF's instead of picking the best stocks of the genre yourself. If I was going with a particular sector ETF such as pharma/healthcare, I'd hang with VHT in spite of the .10% expense ratio. I'm under the impression that you basically get what you pay for with those, so you probably won't do much better. Unfortunately, it compares pretty unfavorably to the S&P and VGT on [totalrealreturns.com](http://totalrealreturns.com/). On the other hand, it's trading at a 6-month low right now, so you could pick it up pretty cheap.
VHT is a long term hold for me. I’m an American getting fucked by the scam that is our healthcare system. This way I get some of that back.
Her money won’t last long in retirement. She need medicaid in long term care years. So think about utilizing her money and think long term living. Where can she age in place as long as possible. Social security and medicaid will keep her going. But housing will be paramount. As far as what to invest in, think about vanguards medical etf for the next 10 years. I don’t usually recommend; but my intuition is telling me VHT - I’m not an advisor ask someone else. Btw your “background in finance” tells me to be cautious of your moves. I wouldn’t be playing with your moms retirement or making moves. Be prudent.
I don’t know I have been hoarding VHT for past 7 years
VHT is part of my defensive portfolio. Along with SCHD. Recession or not Americans will be spending insane sums on health care. But I would gladly see these investments get wrecked and go to single payer or Medicare for all. That and patent reform. Fuck the system.
Nice! I just ran those tickers through my AI tool, and your portfolio is looking solid—some high-rated assets in there. A couple of quick tips that might help you level up even more: 1. **Try to stick to 1-2 ETFs making up around 30% of your portfolio**. From what I saw, increasing your position in VOO and VHT could be a good move. 2. Consider **adding some small caps to balance things out** and take advantage of growth potential. Also, there are AI tools out there that can suggest balanced assets for your portfolio, and honestly, they're probably way more reliable than random Reddit replies (no shade to anyone here). I'd recommend trying a few to see what works best for you! What’s your strategy right now for diversifying? Curious to hear what others are doing
It’s because we are young and want to buy the dip. We also know if a 2008 ever happened we’d sell a kidney to buy as much Realestate and VTI/VCR/VHT/FTEC/FSELX as possible and then get fat in 20yr
I don't see the logic. Look at how VTI is weighted. Do you really believe your smaller 10-20% of SMH or VHT are going to help your portfolio considerably? Its risk vs reward. If you're so confident a "specific industry etf" will perform better why not just buy their #1 share holding and benefit the most?
This is what I personally would do, start an account with a brokerage(robinhood, webull, etc.) you MAY be able to retire in your 40s, but it will require you to consistently invest portions of your paycheck into your portfolio without withdrawing anything. You can put some into speculative stocks or your own personal choices but I would keep it limited to mostly these tickers. 20% - VOO (Vanguard S&P 500 ETF): A diversified large-cap blend fund that tracks the performance of the S&P 500, providing broad exposure to U.S. equities. 25% VUG (Vanguard Growth ETF): Focuses on large-cap growth stocks, ideal for capturing high-growth companies. 15% - VNQ (Vanguard Real Estate ETF): Real estate investment trust (REIT) ETF, offering exposure to the real estate market. 10% - SPMO (Invesco S&P 500 Momentum ETF): Invests in large-cap U.S. stocks with high momentum. 15% - ARKK (ARK Innovation ETF): An actively managed fund focused on disruptive innovation across sectors like tech, healthcare, and energy. 15% - XLV or VHT (Healthcare ETF): Both of these focus on healthcare companies, with XLV covering broader, large-cap healthcare companies and VHT offering broader exposure to the healthcare sector with more mid-cap and small-cap exposure. Do your own research, like I said this is what I would do personally. I'm sure many out there may disagree with this approach.
I log in 12 month CD on Schwab it pays 4.75. [JPMorgan Chase & Co. OH 4.75% CD 10/03/2025 Callable](javascript: var newWin = window.open('/Trade/Bonds/tradebondsuperpopup.aspx?&Buy=True&Sell=False&BothBuyandSell=False&BestQuoteOnly=True&FilterByFaceValue=False&fromCusipSearch=False&searchFaceValue=&MaturityMin=1&MaturityMax=16&MinYieldToMaturity=&MinYieldToWorst=&MaturityFromMonth=7&MaturityToMonth=12&MaturityFromYear=2025&MaturityToYear=2025&MaturityFromDay=25&MaturityToDay=8&NewIssue=False&SecondaryIssue=False&IncludeOnlyNonCallable=False&IncludeOnlyCallable=False&IncludeOnlyVariableRate=False&IncludeOnlySurvivorsOption=False¤tState=SearchResults&MaturityAccordion=False&primarySort=YTW&primarySortOrder=DESC&secondarySort=Maturity&secondarySortOrder=ASC&IsFixedIncomeSearch=true&PricingQuantity=25&Cusip=46657VHT0&SSID=102449665&Product=CD&ProductGroupCode=CD&maturityValue=&ItemId=[PARAM_ITEMID]&MaturityFrom=&MaturityTo=&PandRspRatings=&Dealer=SCHWAB&SearchType=FixedIncomeSearch&isSrchClick=No&ShowOffer=true&TradeCD=N&IsNewIssue=true&NewIssuesDN=false%27,%27SuperBondWin%27,%27height=640,width=775,scrollbars=yes,status=no,toolbar=no,menubar=no,location=no,resizable=yes%27);newWin.focus();) I have no trouble finding uninsured or high yield anytime etf that pays over 8%. With small risk.
Hey whats the ISIN of VHT, if you wouldn’t mind sharing🫰
Booyah! You’ve got the right idea going heavy on tech at 25, but let’s tighten this up. QQQM, VOOG, and VONG? They’re giving you the same big tech names over and over—so why not slim down the redundancy and let SWPPX handle the heavy lifting? Now, if you want to balance that out and add some juice, check out **VHT**, the Vanguard Health Care ETF. It gives you exposure to the healthcare sector, which is a fantastic counterweight to your tech-heavy portfolio. Set up those recurring buys and keep the pedal to the metal, but make sure you’re diversifying smartly. You’re doing great, just need to fine-tune to be unstoppable!
For healthcare ETFs, check out $XLV or $VHT. They're well-diversified and could be good for covered calls. If you want to pick individual stocks, look into established companies with a history of paying dividends, like Johnson & Johnson ($JNJ) or UnitedHealth Group ($UNH). These might offer more premium potential. Remember, options trading has risks, so start small and learn as you go.
Dump it on me Wait it’s not r/wallstreetbets I— (I guess healthcare ETF like VHT would be good because, sadly, healthcare would always be a big thing in US?)
Healthcare was on a rip in the 2010s but has underperformed S&P500 since Covid. You can look at VHT or VGHCX as examples.
Healthcare was roaring in the 2010s and has somehow underperformed SPY since covid. I'm slowly starting to build a position in VHT currently. You can compare VHT & VGHCX to SPY on a chart and see the trends
Look at health care. VHT and UNH. Hold up very well in a slow growth economy.
UNH, VHT and DIA will be higher by year end. I don’t think that will be the case with QQQ or NVDA. The AI bust is just getting started.
VHT: Vanguard Health Care ETF - VDC Vanguard Consumer Staples ETF
It’s a logical rotation. As a group they have really underperformed relative to QQQ and SPY past 3 years. I bought a lot of shares in VHT earlier this year.
Besides IWM. Financials and health care. See XLF, VHT, UNH XLV.
Investing in healthcare is not broad, kind of by definition. Healthcare as a market sector tends to be defensive -- that is, it does well in market downturns and underperforms when markets are doing well. VHT is Vanguard's healthcare sector ETF.
So many "healthcare" comments, and I don't disagree. Is this priced into something like VHT?
VOOG, VB, VHT, VGT, VDE, NANC, KRUZ to name a few.
I thought the same but SPY and QQQ rallied hard past week or so in anticipation of a soft CPI. Classic sell the news event. My non tech stocks especially healthcare are doing well today. If this story holds we will see IWM, DIA and VHT rally hard as people rotate out of tech.
Risk is very correlated with timeline... Very short timeline, almost everything has high risk. The longer the timeline, the more the risk drops. If you're looking for lower risk, you might also consider lower-risk sections of the market. The "value" side of the market tends to be more boring and less volatile -- stuff like VTV or VOOV. And certain market sectors tend to be lower risk too... Healthcare, Consumer Staples (think Wal Mart), Utilities are the big three. Everybody needs those things regardless of market conditions. Their returns are lower than VOO, but the downside tends to be less too. Vanguard's sector funds for these are VPU (utilities), VHT (health care), VDC (consumer staples). These can of course be bought alongside whatever else to nudge the portfolio in one direction or another. Nudging it to higher risk/return would probably be stuff like QQQM and VGT (Vanguard tech sector ETF)
I would pick a consumer ETF and a healthcare ETF. VCR and VHT would give you diversity in the sectors. You usually want multiple Pharma stocks to get and for the next blockbuster drug in your portfolio. Pfizer doesn’t have a GLP1. It’s facing the dreaded patent cliff as well. It’s got a good dividend but I’d rather own all the big pharmaceutical companies the just PFE. Add SCHD to your watch list, it screens for quality and has PFE and Pepsi in it.
I'll just keep buying VHT and see how it goes.
>But for the future, wouldn't daily investing be better? No. >What other ETF in other sectors would you recommend? I was looking at VHT, VNQ and maybe BND I wouldn't take any sector bets, rather stick with the broad coverage index funds. Those sectors would all be within the broader index funds anyways.
Thank you for the feedback! > Why? Early lump sum is typically better than DCA. I am planning to add a lump sum at the start, maybe 2/3k$ initial on whatever I feel comfortable with. But for the future, wouldn't daily investing be better? > Far too light for my tastes. You're only at about 14%. Common current recommendations I've seen tend > to be for 30-40% of stock as ex-US. Thanks for the info, i'll re-adjust it by probably removing MSFT > What if the real winners from AI aren't the tech companies developing it, but the companies in other sectors putting it into day to day use? What if AI still does well, but can't live up to market expectations? What other ETF in other sectors would you recommend? I was looking at **VHT**, **VNQ** and maybe **BND**
30YO American homeowner. What would you change if these were your holdings? I’m trying to hedge against US inflation and capitalize on other profitable sectors. Thanks in advance ETFs: XLE $921 ARGT $902 XLF $832 XTN $762 EWW $672 VHT $533 KWEB $453 MCHI $452 BETZ $170 Stock: PRU $595
You could also spread your bets by investing in a fund that includes MRNA and their peers. Funds like GNOM, IBB, & XBI are more targeted to biotech, while funds like IXJ, VHT, & FHLC cover the healthcare sector more broadly (in each group the first is global and the other two are domestic). Of course these are just examples; plenty of these funds exist with different benchmarks, strategies, and fees.
VHT and XAR already seem very specific. How long have you been in XAR, I was thinking to add something in that sector. VOO would be a broader bet than XLK.
Big tech is going to continue to outperform the S&P 500 over the next 5 years, 10 years, 20 years. It might go through a slump soon since it’s had a huge run up over the past 9-12 months but over the longer periods, I fully anticipate tech outperforming the broader market. Having said that, I would not just stick all my money in tech. I also have learned that although I might pick a stock over a short time period that does well, the longer term best option is to have a basket of stocks (via ETFs). So if your timeframe is truly 5-10 years, I’d put 50% in the S&P 500 via VOO and 50% in tech via VGT. If you want to buy some biotech, maybe go 40% in each and 20% in VHT (not just biotech but also healthcare).
I am 40 year old from from USA and has full time job I'm relatively new to investing and looking to start building my portfolio with Vanguard ETFs. After doing some research, I've narrowed down my options to the following stocks: VFIAX (Vanguard 500 Index Fund Admiral Shares) - 10K VTWAX (Vanguard Total World Stock Index Fund Admiral Shares) - 10K VOO (Vanguard S&P 500 ETF) - 8K VUG (Vanguard Growth ETF) - 8K VTI (Vanguard Total Stock Market ETF) - 4K VGT (Vanguard Information Technology ETF) - 8K VHT (Vanguard Health Care ETF) - 7K I'm aiming to invest for a balanced portfolio that offers good potential for returns over the long term. I'm particularly interested in knowing the differences between VFIAX and VTWAX, and which one might be a better fit for my investment goals. Additionally, any insights or advice on the other ETFs listed above would be greatly appreciated. I'm open to hearing about your experiences with these funds, any pros and cons you've observed, and how you've incorporated them into your own investment strategy. Thanks in advance for your help!
I have just maxed my ROTH and I have about 4k left to invest but now I’m wondering if my account is balanced. I have: 8 shares of JEPI 4 shares QQQ 2 shares VHT 4 shares VOO I feel like QQQ and VOO overlap a lot and I’m not a fan of JEPI so maybe another ETF with a decent dividend payout would be nice. VHT is okay, I really like the idea of getting into healthcare but tbh it doesn’t seem to be that lucrative. Any help would be appreciated
VHT we’re all going to get sicker
I've been in VHT for quite some time. He doesn't appreciate nearly as much as I'd like, but it keeps up with inflation, and it's a fairly defensive sector. Good luck
> "we have a monopoly granted by a patent on this drug for the next 10 years" Sounds like you want more big pharma instead of general healthcare? Best general healthcare ETF is VHT. If you want to overweight the big pharmas, then IBB, which follows the NBI index, which outperformed the S&P500 going back to 1993. If you want the smaller no revenue biotechs then XBI, which has outperformed IBB since 2007 because of the higher risk premium. If you want the risk premium without no revenue biotech then PSCH. If you want healthcare services that aren't big pharma, then IHI overweighting medical devices. I personally own IHI, XBI, and PSCH, because higher risk premium should provide higher return over the long run, and overweight biotech services like TMO, IQV, DHR, these companies are blue chip because it doesn't matter which companies get the patents, they have to use these services to get anything done.
NYSE Listed example Vanguard Health Care Index Fund ETF Shares (VHT) 10 years performance of 11.08%.
It's been less volatile historically than total US market, but I think you are underestimating potential risks. For example if there are serious US budget problems in the future, Medicare will be affected. And that will affect pharmaceutical companies as well as insurance providers. A tilt to health care is fine and that's actually what I do. But definitely not 100% VHT.
I am 52 years old would like to retire at 60-65 I owe 300k on my house valued at 1million, and I have 200k cash liquid. My mortgage is 3.5%, I am single, mortgage is ~4,5k a month. I am contributing the most I can every month to my 401k. Close to 20% of my income. My holdings in my 401k are 5% gold 1% silver 10% VHT 10% SHY 10% VOO 5% VUG 5% COST 10% VIG 4% Blackrock Not sure where to put the other 40% or if I even have the current 60% allocated correctly. I am buying into the market now, so I am aware the market is near or at all time highs, therefore everything is expensive.
Hello everyone, This is my **first** post on Reddit. Still learning the ins and outs. I just graduated from college and looking invest further into the stock market. I am new to investing Jan. 2024 and any information on specific stocks or ETFs would be greatly appreciated. Since I am new to reddit, any good forums to follow would also be great to know about. Any advice for a 23 year old college graduate, fully employed, looking to invest an additional couple hundred dollars into the stock market? I am currently invested in **VOO, VHT, URA, KRUZ and SOFI** and would like to add to my portfolio. Please share with other forums, any serious information would be greatly appreciated. Thank you,
Healthcare, broadly speaking, has not participated in the market rally over the past year or so outside of the GLP-1 hype names. It makes a lot of sense to invest in a diversified basket of healthcare stocks with something like VHT. I also think certain names in the medical device and healthcare services sectors could outperform over the next 5 years. I don't think I would recommend trying to pick individual biotech stocks, although I have attempted to do so in my own portfolio.
If you’re on here asking, then definitely stick with ETFs (I like VHT, XLK, VOO). I say that not as a financial adviser, but as someone who realized I know nothing about how to pick stocks.
Feels like you're skipping steps... Like loosely from less to more risky... Relatively risk-free (government bonds, CDs, etc.) Broad funds (VOO, VTI, VT, etc.) Growth vs Value funds (VUG, VTV, VOOG, VOOV, etc.) Sector funds (VGT, VHF, VHT, VNQ, etc.) Individual stocks Like, maybe you should spend some time on those steps in between rather than jumping full on into individual stock picking.
LLY Earnings are expected to jump 80% in 2024 w their weight loss drug. Also JNJ spun off its slow growth OTC products and are expected to grow with their large pipeline and the cash from the debt offering they did in connection with the spinoff. They got the cash but the debt transferred to Kenvue. It is not going to be the same company on a go forward basis. Health care is going to be a leader this year. People are already reallocating. VHT and XLV outperformed today as part of rotation out of QQQ.
Great job in your savings for your child’s future! If you want fully guaranteed with no risk of yo7 hold to maturity and no reinvestment risk, then US Treasury Zero Coupon Bonds are good. If you want to take some risk with a portion of the asset base, then a diversified portfolio of equity ETF’s like VOO, VHT and VTI. All the very best ⭐️
Rally will broaden out. Health care is a top pick. VHT big holding for me.
VHT -- Healthcare is a solid safe play with growth potential even in a recession.
I would personally go for an ETF or Mutual fund, so you can go about your business and not worry about monitoring equities on a daily basis. My ETFs have out-performed my Mutuals. My top ETF is VCR (+143%) and my top Mutual RMQHX (+117%). My other ETFs like VOO, VHT, MGC, IWO and IWM are all >75%. For Mutuals, only PAUAX (+80%) is in that zone.
If you just want to buy the basket then I believe VHT is a solid pick. Vanguard funds are always a good choice. Personally I don’t like sector etfs because yeah you get the good companies in there but you also get a lot of low quality shitty ones too. On the flip side the same argument can be made for broad based index funds as well but i don’t fret over the SP500 like that as opposed to sector based etfs.
i recommend looking into $VGT, $VHT, and $ICLN for exposure to tech, healthcare, and renewable energy. dollar-cost average into these ETFs, reinvest dividends, and hold for the long term. solid choices for a beginner like you. congrats on the job and good luck with your investments!
hey there! congrats on the job and getting into investing. vanguard's (VGT) for tech, (VHT) for healthcare, and (ICLN) for renewable energy are solid picks. consider a mix of (VTI) and (VXUS) for broader exposure. also, check out bogleheads for tips and resources. happy investing!
hey there, congrats on the full-time gig! for Vanguard ETFs, consider (VGT) for tech, (VHT) for healthcare, and (ICLN) for renewable energy. mix it up and keep investing for the long haul. happy investing!
Hello! It's great to see your enthusiasm for starting your investment journey, especially with a focus on ETFs and diversification across sectors. Vanguard ETFs are indeed a popular choice for many investors, particularly for their low fees and diverse offerings. Here are some suggestions and tips to help you get started: **Vanguard ETF Options** **1. Technology Sector**: Consider ETFs like Vanguard Information Technology ETF (VGT), which provides exposure to stocks in the technology sector. It's a way to invest in a broad range of tech companies. **2. Healthcare Sector**: Vanguard Health Care ETF (VHT) could be a good fit. This ETF offers exposure to companies in the healthcare sector, including pharmaceuticals, medical devices, and biotechnology. **3. Renewable Energy Sector**: While Vanguard doesn't have a specific renewable energy ETF, you can look into broad ESG (Environmental, Social, and Governance) funds like Vanguard ESG U.S. Stock ETF (ESGV) or Vanguard ESG International Stock ETF (VSGX), which may include companies focused on sustainability and renewable energy. **4. Global Diversification:** To diversify globally, consider Vanguard Total World Stock ETF (VT), which offers exposure to a wide range of international stocks. **Tips for Beginners** **- Start with Research**: Educate yourself on basic investment principles, understand the ETFs’ objectives, holdings, and the sectors they cover. **- Risk Assessment:** Assess your risk tolerance. ETFs can range from conservative (like bond ETFs) to aggressive (like sector-specific ETFs). **- Long-term Perspective:** As a young investor, you have the advantage of time, which is beneficial for long-term growth strategies. **- Regular Investments:** Consider a strategy like dollar-cost averaging, where you invest a fixed amount regularly, regardless of market conditions. This can be effective in building your portfolio over time. **- Diversification:** While you have interests in specific sectors, ensure your portfolio is diversified to mitigate risks. This means spreading your investments across various sectors and asset classes. **- Stay Informed:** Keep up with financial news and market trends, but avoid making impulsive decisions based on short-term market fluctuations. **- Resources for Learning**: Websites like Investopedia, Morningstar, and the Vanguard Blog offer valuable insights. Books such as "The Intelligent Investor" by Benjamin Graham and "A Random Walk Down Wall Street" by Burton Malkiel can also be great resources. **Remember** \- Investing involves risks, including the potential loss of principal. \- It's wise to consult with a financial advisor to get personalized advice that aligns with your financial goals and risk tolerance. \- Since you're specifically interested in sectors like technology, healthcare, and renewable energy, you might want to allocate portions of your investment to ETFs specializing in these areas, while maintaining a core holding in a broad-market ETF for stability and diversification. Happy investing!
VGLT and VCLT are both losers across the board, regardless of the timeframe you use. At 36, you should avoid bonds and stay in equities, using a broad ETF (VOO, VTI) or targeted ones (VGT for tech, VHT for healthcare). If you want to mix in some fixed rate investments, just find a good CD, callable bond or treasury note.
VHT - vanguard healthcare ETF
VHT includes stuff like insurance though. There is no strictly pharma ETF as far as I know.
Individual pharmaceutical stock winners are really tough to pick. Very complicated industry. ETF is the way I choose to play. VHT.