VHT
Vanguard Health Care Index Fund ETF Shares
Mentions (24Hr)
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Built my first Roth IRA portfolio in my 20's - here's my 6 ETF allocation and the reasoning behind each pick
What is the penalty or fee for selling Gabelli Healthcare and Wellness RX Trust mutual funds and purchasing an ETF of its equivalence in Fidelity or Vangard?
Looking for Roth IRA Portfolio Advice at 24 yrs old
Guys today’s question is VHT healthcare etf looking good rn tell me anything abt it anything which would help me make my decision.
My long term stock portfolio “strategy” (looking for experienced opinions please)
My long term stock portfolio strategy (experienced opinions please)
Does anyone use ChatGPT to help deside how to best run your portfolio? It give me very good advice. What do y'all think? (see below)
VHT (Vanguard healthcare) seems undervalued based on our quant model. It's also close to its "52 week low". Must of the decline may be related to UHC stock being hit (CEO pushed out recently). Not an investment advice.
Favorite longterm investment right now (January 2024)
Rebalancing portfolio for growth and being tax savvy - is this a good plan?
Critique a 1.8x leveraged portfolio strategy that relies on 3x levered ETFs?
i primarily buy ETF but would like to add stocks to my portfolio
Am I understanding HSA correctly? Postpone withdrawals for many years to grow tax free?
Investing in (ABNDX) better than riskier/ municipal bonds?
What I'm using to outperform $SPY in the current market.
HOW CAN WE ENTER TRADES ON VANGUARD’s VHT-EU estim??
Mentions
I’ve been in VHT for 3 years and am up 3% as a reference point.
Healthcare stocks are up. UNH is over $411. VHT up 1.5%. HRB up 1.5%. NKE up over 3%. PMT up 2.5%. Classic rotation to value stocks.
lol, no, like 2 of eleven sectors are falling, I’m up today with value, XLRE, and VHT
> no I get it they seemingly forced their way into nasdaq, so poor unsuspecting 401k retirees will pay for this. 401k plans do not invest in nasdaq-100. certainly not by default. i just checked and i cannot put my 401k money into QQQ even if i wanted to. yours may allow direct stock picking but even then you would have to deliberately choose QQQ. QQQ is a tech-heavy high-risk fund. no one who bought it thought they were buying VHT. despite their insistence otherwise, it is clearly done as a favor to spacex in return for listing. i am unhappy with that and urging people to go into other funds. but no one who bought QQQ gets to pretend buying this stock goes against the principle of the fund. it is exactly the kind of high-risk high-reward play that belongs there.
That is why I always just say to put it on 17 black in these cases. You should take caution getting advice from someone with a stake in that advice. I would love to tell people to buy VHT and pump that stock up since that crap has been underperforming the past 6 months quite hard.
VTI 50% for broad US market coverage VXUS 25% for broad foreign market coverage BND 10% to reduce volatility and drawdowns VGT 5% tech diversification/tilt VHT 5% healthcare diversification/tilt VDE 5% energy diversification/tilt
Right now, VDE’s allocations are mostly in oil companies. I’d be happy to pivot to renewables or dump the 5% of my portfolio from VDE into VHT or VGT, but I don’t think until EV adoption starts moving in the direction of being readily affordable for the average buyer and/or the primary means for powering infrastructure vehicles, I’m not sure it’s the right time to jump ship on oil. I mean EVs are still very much a rich man’s car and marketed as “luxury” cars (Tesla, Lucid, Polestar etc.) and even the Everyman brand cars (Dodge, ford, Honda etc) that make electric cars are not priced for people to afford them. For example, dodge a couple years ago pivoted away from gas entirely in their sports cars and said they were only making electricity, and nobody was buying their 95k electric muscle cars and they recently released more affordable gas powered options.
See, while I agree, 50 years from now, oil will be likely phasing out. However, at least until they can find a way to power ships, planes, cars, and all the other infrastructure vehicles with electricity and make it just as cheap and viable to implement as the current oil focused market, I doubt oil will be going anywhere. It’s 5% of my portfolio, so at the end of the day, a loss is negligible. Frankly, I think an Ai bubble or market correction would do more damage to the general tech investor than someone tilted into oil. I’m just trying to figure out if it’s worth it to keep. When I could probably sell and split the funds between VHT and VGT which are my other tilts.
If you bought 1000 shares of VHT at $50 per share in 2005 and sold it today at $268 per share, that would be $268,000 assuming you didn’t contribute another dime. Thats not “meh” lol
> guys are experimental Chinese peptides going to cause a drug boom No. They are experimental and labeled “not for human consumption” because the FDA won’t approve them without extensive drug trials and no drug company is going to dump money into trials for an experimental peptide when their already FDA approved equivalents work and have verifiable results, not anecdotal evidence. You should invest in the health sector anyways because we have an aging population with growing rates of chronic diseases, cancer, and morbidity meaning there will be more demand for drugs and innovation and healthcare so stock prices will go up. It’s not fun, but put some money from your portfolio into VHT or another healthcare fund and wait 20-30 years. If you dad had invested in VHT at $50 per share in 2005, his investment would be worth 5x if he sold today.
Stability and reduced volatility for bonds. Also gives a reserve of stable assets on hand in the event of a bear market for opportune investing. That being said I’m probably gonna reduce bonds to 10%, sell QQQ, and drop REITs entirely to up my VTI/VXUS commitment and tilt into tech and healthcare with VGT and VHT when I do my next allocation in a week. I think the info I used to build my initial portfolio was dated and more geared toward people closer to retirement who want more income and stability rather than growth.
**Newbie Portfolio - Any Thoughts?** Hey all - relatively new to actively investing and wanted to reach out as this sub has been super helpful. For context, I'm 25 y/o with a separate 401(k) and IRA (both Roth), and am trying to diversify with a taxable brokerage account. I've created the below allocation for my portfolio, which I hope to grow, contribute, and hold for the next 30-40 years, along with maxing out my IRA/401(k) Realize that it's pretty tech-weighted, but I'm also hoping to be more aggressive, as I have my Roth accounts working for me separately... Would really love any advice or changes that you guys would recommend, as this is all pretty new to me. Thanks so much in advance VXUS 25% QQQM 15% VXF 15% VHT 10% XLE 5% META 5% NVDA 5% AMZN 5% GOOGL 5% TSM 5% LLY 5%
Yes... voo is great start doing it. Another piece of advice. If you think of other things to invest in ask AI, or even ask AI for suggestions. I wouldn't blindly follow it, but worth it for some information. It got me onto VHT... which is a Healthcare index fund. not a huge mover but a good diversification against tech heavy stuff in the market. People need/use Healthcare. But for you... stick with VOO and watch it grow dont worry too much about other stuff until you grow a bit. Don't get caught up in the over hype TikTok stocks.
Just stick to ETFs focused on HC. Think XLV, IBB, and/or VHT.
Don wiry I just bought in to VHT. Large UNH position in the sector. I do not have much money as you. I am scaling in 285 next target 280, 277 272.
What was your motivation to invest in VHT?
VHT or XLV seem like good entry points to this sector
You've got a few options - ETFs that are 100% healthcare focused, or ones with a portion of the portfolio in healthcare. PPH looks pretty good for high-concentration in healthcare although it's specifically focused on pharma. Decent Sharpe and beta (0.56/0.51). For broader industry coverage maybe VHT? But the industry more broadly has underperformed pharma specifically over the last year. Anyway, there are quite a few to look at. Full ranking: [https://www.sharestep.co/pub?tid=ts\_q1xgrg5o](https://www.sharestep.co/pub?tid=ts_q1xgrg5o)
> I want a diversified, growth-oriented portfolio that provides a nice amount of dividends to reinvest. Why dividends? The only thing that you should be focusing on for this account, at your age, is total return. Dividends are meaningless. > 1 VHT - I wanted healthcare exposure You already have healthcare as a sector within VOO. > 1 VGT - Read that this paired well with QQQM [...] 1 XAR & 1 XLE - With the Trump/Venezuela/Oil situation, I wanted to be ahead You already have all of these as part of VOO. Franky, you could just be 100% VT. *For about the next decade, the amount of money you can save and contribute consistently is going to make way more difference than farting around on these under/over-weight sector choices.*
I wouldn’t touch individual pharma stocks, especially with trump in office. VHT or something.
Yes, you’re asking for an etf. People probably thought UNH was what you describe, until it lost half its market cap last year. The closest on your list is probably WM. Berkshire is probably the closest given its record of recovering from market downturns. Then probably KO, MSFT, and AMZN. If you want different exposures with some stability, look at DXJ and VHT.
I like ITA for defense and aerospace. Don’t have energy. Dont care for it. Healthcare I run VHT, an financials VFH.
Trimmed my portfolio quite a bit. old out of some stocks like Pfizer and some other losers. Sold some winners. Trimmed Google, Apple. Now that I'm approaching 40, I don't have much time to do analysis on stocks so I bought into DGRO, EWX, GWX, VHT, and XLU.
I’d have just done VOO, VXF, and VXUS. Soothing like 40/10/10. I have the same but VTI instead of the VOO. I’m already heavy into the VTI so I left it since it’s heavy weighted into the s&p already. If you want some growth tilt/satellite cap it at 2-5 percent. Something like VUG is solid. If you really wanted to get crazy you can go with VB and VO instead of VXF but IMO it’s not that crazy. It’s only if you’re trying to dial in certain market caps. As for individual stocks, we all have our own game-plan. I personally believe in tech. I’m heavy into tech and robotics. I believe in having some tilt into specific sectors. So I have some VFH and VHT. I do have a couple growth based pharma companies and a couple growth based financial companies. Just more into tech and robotics.
VOO is a solid fund. No issue with that. But when the market has almost 4k stocks and VOO is just the top 500. You’re missing a large segment of the market. Especially since over time mid and small caps can make massive gains. I have VTI as my core fund and then have VXF and VXUS as anchors. If I could go back I’d have prob done VOO instead of the VTI. Still run the VXF and VXUS. I’m at a point where the VTI is 40 percent of my portfolio and to sell it for VOO and trigger massive capital gains taxes doesn’t make sense. But, if I was starting fresh today I would run VOO, VXF, an VXUS. With VOO being 40 percent of the portfolio and the other two 10 percent each. Leave the remaining 40 percent of capital for any tilt or satellite positions. I have a handful of satellite ETFS personally and when I buy them, I just throw in 2 percent of the portfolio. I love the vanguard ETFs so I have VFH, VHT. VFH cause everyone should have a small bit of just financials. And VHT because it’s a defensive ETF. Won’t make you rich over time but still does well in market pull backs. Healthcare will always grow as people do so it’s a wise add on.
> VHT with just an individual stock, say Pfizer, I would far rather say a broader index than one of the worst managed large pharmas whose stock is flat since the late 1990's. PFE is the Immelt-era GE of pharma and needs a reinvention on the same level that GE has enjoyed under former Danaher CEO Culp. Until then I don't see anything that would suggest that the next 10 years for PFE are going to be much different than the last 10.
I COMPLETELY AGREE The OP is 18. Tech will outperform VHT by miles. At 18, he needs to be aggressive. Even VOO has outperformed VHT by 5% the last 10 years. In the last 10 years SMH has outperformed VHT 30.6% vs 9.7%. Tech will remain dominant for the next 20 years or more.
I've tried the VHT thing in the past and it trailed. I really only believe in tech outpacing market over the longer runs. If your horizon is 50 years, I wouldn't try to time and industry over a one year period I'd just sit long term in what you trust long term. Tbh tho it's not gonna tank right, so your missed gains on this minimal amount early in investing career isn't going to be that costly a bet.
I’m inclined that healthcare would thrive in 2026, hence the addition of VHT, but I’ve considered replacing VHT with just an individual stock, say Pfizer, on top of my VOO, QQQM, and VXUS. Thoughts?
You're right in saying the outperformance of that VHT to IXJ. I was more focused on the international exposure as well to go along with VXUS since you pointed out diversification from a US allocation. There will be overlap between the funds of course, but I wasn't suggesting holding both. IXJ does include the US companies but also this would give you exposure to Novartis, Novo Nordisk, Roche, and more to combine your healthcare tilt with your international allocation. Personally I think a healthcare tilt regardless is a smart choice given that sectors unique defensive position against the broad market like utilities and consumer staples, but has a better chance of outperformance.
IXJ has underperformed VHT for the past 10 years and I find that since there’s ~72-74% overlap, it might be better off to go with VHT instead.
Why not swap VHT for IXJ? IXJ is ishares global healthcare ETF. I mean the top holdings are pretty similar to VHT but at least it's global and will go to supporting your healthcare tilt while also enchancing your international exposure. The only caveat is the expense ratio is .40 but it's such little weighting in your portfolio that the difference is negligible. Seems like a good trade off for increased exposure and possible better risk/reward. Just a thought.
There's a good ETF for healthcare, VHT
Strengthen my portfolio after selling some holdings. I took positions in VHT, SDY, EWX, GWX, SPEM, and SPDW and XLU because I don't have as much time or confidence picking individual stocks now that I'm almost 40 and starting a family. I may sell a little more tech because I'm up by a large amount
If it were me , I’d stop anchoring to the old high and plan a staged exit: harvest the loss, rotate most into XLV or VHT, and keep a small tracker or use covered calls for any rebound. What I’d do: sell enough now to lock the tax loss, buy XLV/VHT the same day so you keep healthcare exposure, then wait 31 days before deciding if PFE deserves a spot again. Earnings is a coin flip, so let the ETF carry the sector bet. If you want upside while exiting, write 30–60 day covered calls on the leftover shares and let assignment take you out on strength. To justify holding at all, I’d want clear signs on integration/execution, debt paydown pace, R&D updates, and guidance revisions, not hopes for another vaccine spike. For prep, I use Koyfin for ETF look‑through and Portfolio Visualizer for simple backtests, and Ask Edgar to skim filings and transcripts fast before earnings. Main point: set a rules-based exit, TLH into XLV/VHT now, and only keep a small, managed PFE slice.
been a dividend trap and “turnaround “ story for 9 of the past 10 years. Tax loss harvesting may keep it depressed through year end. It may pop a bit in the new year as people rotate into new plays. I’d look to sell before their next earnings date and reinvest proceeds in VHT or XLV. It’s very hard predicting a winner in this space. The science is hard and so many of them overpay for acquisitions that it’s best to invest in one of the ETFs. The ETFS have caught on fire past few months after 2 years of low returns. The sector will probably outperform next 2 years.
Its cyclical rotation, get into energy and healthcare. VHT great healthcare ETF
Mostly GLD, KMLM, XLE, PDBC, and VHT. But those are hedge positions. Outside of that my speculative cash is on KTOS, ENVX, and SPWR.
We have the most anti healthcare administration in US history and the PE of VHT is still 26, while SPY is sitting at 27 with high growth tech stocks leading the charge. I don't think VHT is all that cheap and who knows what RFK will ban in the coming years. Vaccines are the obvious ones that they are going after, but they are also making headway to things like [contraceptives](https://www.npr.org/2025/08/07/nx-s1-5494710/trump-birth-control-contraception). They have also been cutting funding to things like [cancer research](https://www.cancertherapyadvisor.com/features/cancer-research-funding-cuts/) in addition to attacking colleges and college grant programs. The US is starting to put tariffs on [pharmaceuticals ](https://apnews.com/article/trump-tariffs-drug-prices-pharmaceutical-companies-investment-8e8a78b699c8dbe728140ae0815b001c)and cutting millions off of healthcare next year, which will cascade into increased premiums and drive even more off later. Then there are the [hundreds of hospitals](https://www.cbsnews.com/news/rural-hospitals-closing-reimbursements/) that may close next year. IMO there is way too much uncertainty in healthcare right now. I might miss out on a rally but it also feels like a value trap with years of pain. I also quit healthcare before Trump's second term and from experience, everybody is tired of it all. I don't mean relatively minor things like the 12 hour shifts; I mean nurses being assaulted more frequently and doctors fighting with insurance to get a necessary procedure approved. Many of the younger nurses I knew from COVID have stopped being nurses while many of the older ones retired. The system is broken and likely getting worse in the near future.
>I wouldn't be surprised if two thirds of their expenses are health related. There's plenty of studies on this. A quick google brings up research showing Medicare households had 13.6% of total spending went to healthcare expenses. Other studies showed the number goes higher as they age, getting close to 25%. Your guess of 67% is very high. To me, VHT has been a wealth-prevention machine. It has been annihilated by VOO on basically any timeframe you look at (YTD, 1Y, 3Y, 5Y, 10Y, 20Y). I'd rather have VOO. You get 60 of the VHT holdings in VOO and they make up \~10% of the VOO fund. And with VOO, you also get discretionary spend that the elderly put into the economy.
So I just got a tv antenna and MeTV came on (old black and white tv shows). The commercials were designed for an old demographic obviously. Nearly every one was related to health on some level. Stories like "I moved to Florida away from family and now I feel disconnected from them because I can't hear what they're saying on phone calls due to hearing loss so I bought X brand of hearing aid" "I used to go golfing with my friends every weekend but now I can barely leave my house so I got this portable oxygen bag with tubes going in my nose" I was born without grandparents or old family of any kind so it really put into perspective for me the extent of how much old people care about their health. I wouldn't be surprised if two thirds of their expenses are health related. With the largest generation moving into old old age I think medical could be the most profitable industry for the foreseeable future behind technology. Even many of my younger friends are heavily medicated. I think every dollar I invest for the foreseeable future will go into $VHT especially if I can keep getting it at this low valuation for a while.
Minimal research but my portfolio was heavily tech... I weened back and was looking at SCHD and VHT.. I still hold some tech stocks and manufacturing. DCA Gold and silver over the last few years as everyone said its garbage... "Can't believe your buying Gold and, its has no growth an is overpriced at $2000 and $22"
VHT and healthcare stocks were up as well.
The trailing P/E of VHT (Vanguard healthcare) is still 24, even after that huge decline. I'm trading it, but not on valuation.
You can purchase the entire sector and manage risk through VHT.
The best way to do it in terms of risk management would be to buy the entire sector. You can do this by buying VHT. It’s an ETF provided by vanguard, but you can get it through pretty much any brokerage. Good luck.
Safest: Bonds - they’re starting to be more attractive. Usually a good place for money you know you’ll need soon. Safe long term investment: VTI VTSAX If you want to risk some volatility: QQQ, VGT If you have specific opinions on sector or size of companies: VHT, VOO, VB etc Single stock is very risky - when there’s a market downturn, not all companies recover even if they survive. You’ll likely want a mixture of these and as you get older, you’ll want to concentrate more towards the top of the list.
Put it in VHT. Been underperforming for a year or so. It will have its moment in the sun soon. Everything else at all time highs.
I'll sell it when VHT drops it from its index. Until then, continuing to buy to maintain target portfolio percentage.
I have VOO VUG VIG VBR VDE VHT VBIAX MGC VTI and a-lot of Schawb, T Rowe Price, Fidelity, Janus, and a couple other M/F that the name escapes me. Vanguard funds with very low expenses along with Schwab would provide you with a great diversifacation.
VHT seems to have been nice in the past (looking at backtesting) but hasn't been doing great this year and hasn't recovered much since April. If you have no international assets, I would highly recommend adding some. Vanguard's VT total market fund is currently roughly 60/40% US/INTL. Look up your total gains from your position in VHT. Add those gains to your expected salary this year. Then look that up in the tax tables - is it going to make a noticeable difference in your taxes next year, if at all, or do you care? (This is just a shortcut calculation.) Whether you choose to swap them, you may want to add some VXUS or similar either way, as international markets have become fairly important lately. Others may disagree.
Most of my portfolio is VTI. But I also have $15k in VHT which is an overrepresentation of healthcare. Is it worth selling my $15k position in VHT, incur a taxable event, and put it in VXUS? Let’s just say my position in VTI is many times greater than $15k. Note this is NOT a tax advantaged account, it’s a regular brokerage account with Vanguard.
Just my opinion, some like to make it more complicated. I’m more simplistic. Buy what so doing well. There must be a reason for superior returns. I’ve been accused of performance chasing based,on past performance. Guilty! All I can saw is that’s better than chasing lousy performance and hoping and waiting for the trend to change. So the answer to your question IMO is in a 10-year backtest. Let me know your thoughts. Growth of a $10K investment: VT/VHT/XOP : $19K VTI: $32K QQQ: $53K VTI/QQQ: $42K
Does VTI essentially accomplish the same thing as VT/VHT/XOP?
What you don’t invest in is as important as what you do invest in, Please ignore the international fund VXUS until it earns a place in your portfolio. It might at some point prove itself, but it has not over the past quarter of a century. Likewise I would go with VTI instead of VT, VHT and XOP. I nave no opinion on the bond funds, except if you are expecting a downturn in the near future they can offer some protection. If it comes much later you are sacrificing return for safety, a defensible strategy.
My VHT and UNH are keeping me at break even. Thank you healthcare stocks.
I like to put maybe 5-10% into VHT to get healthcare exposure
Don’t select individual stocks. Stick only to ETFs. Also as tariffs and trade wars and deportations and mass government layoffs impact the economy. Also boomers are going to be pulling their 401k money out over the coming years and that will likely depress things a little… so consider staples like healthcare and utilities that are fairly steady… you can put off that purchase of an Apple computer or an Amazon buy. But you still need lights and cancer treatments if you get sick. These Vanguard index funds should grow at a steady pace of you just let them sit for a few years and don’t touch them on daily fluctuations. VOO 20%, VPU 30%, VHT 30%, VTI 10%, VGT 10%
NVDA is riskier because it is one stock concentrated entirely on AI computer chips. I am holding long (several years). Those bonds are called TIPS. The easiest way to get exposure to them is buying shares of a tips bond fund, such as VTIP since you’re on Vanguard. Same goes for Utilities ETF’s and Healthcare ETF’s, you buy shares of the funds that provide broad exposure to many such companies in those sectors. Examples: VPU and VHT.
I invested in biotech fund with fidelity long time ago. Held it for several years. It underperformed. Eventually sold it. Realized I didn't know anything about new drug discovery. IMO the more general health care sector ETFs are safer, unless you are industry insider. For example: VHT or XLV.
I'm no investing guru (who really is?), but you sound like you have a lot more expertise in this area than most of us here already. I'm not sure why you're interested in ETF's instead of picking the best stocks of the genre yourself. If I was going with a particular sector ETF such as pharma/healthcare, I'd hang with VHT in spite of the .10% expense ratio. I'm under the impression that you basically get what you pay for with those, so you probably won't do much better. Unfortunately, it compares pretty unfavorably to the S&P and VGT on [totalrealreturns.com](http://totalrealreturns.com/). On the other hand, it's trading at a 6-month low right now, so you could pick it up pretty cheap.
VHT is a long term hold for me. I’m an American getting fucked by the scam that is our healthcare system. This way I get some of that back.
Her money won’t last long in retirement. She need medicaid in long term care years. So think about utilizing her money and think long term living. Where can she age in place as long as possible. Social security and medicaid will keep her going. But housing will be paramount. As far as what to invest in, think about vanguards medical etf for the next 10 years. I don’t usually recommend; but my intuition is telling me VHT - I’m not an advisor ask someone else. Btw your “background in finance” tells me to be cautious of your moves. I wouldn’t be playing with your moms retirement or making moves. Be prudent.
I don’t know I have been hoarding VHT for past 7 years
VHT is part of my defensive portfolio. Along with SCHD. Recession or not Americans will be spending insane sums on health care. But I would gladly see these investments get wrecked and go to single payer or Medicare for all. That and patent reform. Fuck the system.
Nice! I just ran those tickers through my AI tool, and your portfolio is looking solid—some high-rated assets in there. A couple of quick tips that might help you level up even more: 1. **Try to stick to 1-2 ETFs making up around 30% of your portfolio**. From what I saw, increasing your position in VOO and VHT could be a good move. 2. Consider **adding some small caps to balance things out** and take advantage of growth potential. Also, there are AI tools out there that can suggest balanced assets for your portfolio, and honestly, they're probably way more reliable than random Reddit replies (no shade to anyone here). I'd recommend trying a few to see what works best for you! What’s your strategy right now for diversifying? Curious to hear what others are doing
It’s because we are young and want to buy the dip. We also know if a 2008 ever happened we’d sell a kidney to buy as much Realestate and VTI/VCR/VHT/FTEC/FSELX as possible and then get fat in 20yr
I don't see the logic. Look at how VTI is weighted. Do you really believe your smaller 10-20% of SMH or VHT are going to help your portfolio considerably? Its risk vs reward. If you're so confident a "specific industry etf" will perform better why not just buy their #1 share holding and benefit the most?
This is what I personally would do, start an account with a brokerage(robinhood, webull, etc.) you MAY be able to retire in your 40s, but it will require you to consistently invest portions of your paycheck into your portfolio without withdrawing anything. You can put some into speculative stocks or your own personal choices but I would keep it limited to mostly these tickers. 20% - VOO (Vanguard S&P 500 ETF): A diversified large-cap blend fund that tracks the performance of the S&P 500, providing broad exposure to U.S. equities. 25% VUG (Vanguard Growth ETF): Focuses on large-cap growth stocks, ideal for capturing high-growth companies. 15% - VNQ (Vanguard Real Estate ETF): Real estate investment trust (REIT) ETF, offering exposure to the real estate market. 10% - SPMO (Invesco S&P 500 Momentum ETF): Invests in large-cap U.S. stocks with high momentum. 15% - ARKK (ARK Innovation ETF): An actively managed fund focused on disruptive innovation across sectors like tech, healthcare, and energy. 15% - XLV or VHT (Healthcare ETF): Both of these focus on healthcare companies, with XLV covering broader, large-cap healthcare companies and VHT offering broader exposure to the healthcare sector with more mid-cap and small-cap exposure. Do your own research, like I said this is what I would do personally. I'm sure many out there may disagree with this approach.
I log in 12 month CD on Schwab it pays 4.75. [JPMorgan Chase & Co. OH 4.75% CD 10/03/2025 Callable](javascript: var newWin = window.open('/Trade/Bonds/tradebondsuperpopup.aspx?&Buy=True&Sell=False&BothBuyandSell=False&BestQuoteOnly=True&FilterByFaceValue=False&fromCusipSearch=False&searchFaceValue=&MaturityMin=1&MaturityMax=16&MinYieldToMaturity=&MinYieldToWorst=&MaturityFromMonth=7&MaturityToMonth=12&MaturityFromYear=2025&MaturityToYear=2025&MaturityFromDay=25&MaturityToDay=8&NewIssue=False&SecondaryIssue=False&IncludeOnlyNonCallable=False&IncludeOnlyCallable=False&IncludeOnlyVariableRate=False&IncludeOnlySurvivorsOption=False¤tState=SearchResults&MaturityAccordion=False&primarySort=YTW&primarySortOrder=DESC&secondarySort=Maturity&secondarySortOrder=ASC&IsFixedIncomeSearch=true&PricingQuantity=25&Cusip=46657VHT0&SSID=102449665&Product=CD&ProductGroupCode=CD&maturityValue=&ItemId=[PARAM_ITEMID]&MaturityFrom=&MaturityTo=&PandRspRatings=&Dealer=SCHWAB&SearchType=FixedIncomeSearch&isSrchClick=No&ShowOffer=true&TradeCD=N&IsNewIssue=true&NewIssuesDN=false%27,%27SuperBondWin%27,%27height=640,width=775,scrollbars=yes,status=no,toolbar=no,menubar=no,location=no,resizable=yes%27);newWin.focus();) I have no trouble finding uninsured or high yield anytime etf that pays over 8%. With small risk.
Hey whats the ISIN of VHT, if you wouldn’t mind sharing🫰
Booyah! You’ve got the right idea going heavy on tech at 25, but let’s tighten this up. QQQM, VOOG, and VONG? They’re giving you the same big tech names over and over—so why not slim down the redundancy and let SWPPX handle the heavy lifting? Now, if you want to balance that out and add some juice, check out **VHT**, the Vanguard Health Care ETF. It gives you exposure to the healthcare sector, which is a fantastic counterweight to your tech-heavy portfolio. Set up those recurring buys and keep the pedal to the metal, but make sure you’re diversifying smartly. You’re doing great, just need to fine-tune to be unstoppable!
For healthcare ETFs, check out $XLV or $VHT. They're well-diversified and could be good for covered calls. If you want to pick individual stocks, look into established companies with a history of paying dividends, like Johnson & Johnson ($JNJ) or UnitedHealth Group ($UNH). These might offer more premium potential. Remember, options trading has risks, so start small and learn as you go.
Dump it on me Wait it’s not r/wallstreetbets I— (I guess healthcare ETF like VHT would be good because, sadly, healthcare would always be a big thing in US?)
Healthcare was on a rip in the 2010s but has underperformed S&P500 since Covid. You can look at VHT or VGHCX as examples.
Healthcare was roaring in the 2010s and has somehow underperformed SPY since covid. I'm slowly starting to build a position in VHT currently. You can compare VHT & VGHCX to SPY on a chart and see the trends
Look at health care. VHT and UNH. Hold up very well in a slow growth economy.
UNH, VHT and DIA will be higher by year end. I don’t think that will be the case with QQQ or NVDA. The AI bust is just getting started.
VHT: Vanguard Health Care ETF - VDC Vanguard Consumer Staples ETF
It’s a logical rotation. As a group they have really underperformed relative to QQQ and SPY past 3 years. I bought a lot of shares in VHT earlier this year.
Besides IWM. Financials and health care. See XLF, VHT, UNH XLV.
Investing in healthcare is not broad, kind of by definition. Healthcare as a market sector tends to be defensive -- that is, it does well in market downturns and underperforms when markets are doing well. VHT is Vanguard's healthcare sector ETF.
So many "healthcare" comments, and I don't disagree. Is this priced into something like VHT?
VOOG, VB, VHT, VGT, VDE, NANC, KRUZ to name a few.
I thought the same but SPY and QQQ rallied hard past week or so in anticipation of a soft CPI. Classic sell the news event. My non tech stocks especially healthcare are doing well today. If this story holds we will see IWM, DIA and VHT rally hard as people rotate out of tech.
Risk is very correlated with timeline... Very short timeline, almost everything has high risk. The longer the timeline, the more the risk drops. If you're looking for lower risk, you might also consider lower-risk sections of the market. The "value" side of the market tends to be more boring and less volatile -- stuff like VTV or VOOV. And certain market sectors tend to be lower risk too... Healthcare, Consumer Staples (think Wal Mart), Utilities are the big three. Everybody needs those things regardless of market conditions. Their returns are lower than VOO, but the downside tends to be less too. Vanguard's sector funds for these are VPU (utilities), VHT (health care), VDC (consumer staples). These can of course be bought alongside whatever else to nudge the portfolio in one direction or another. Nudging it to higher risk/return would probably be stuff like QQQM and VGT (Vanguard tech sector ETF)
I would pick a consumer ETF and a healthcare ETF. VCR and VHT would give you diversity in the sectors. You usually want multiple Pharma stocks to get and for the next blockbuster drug in your portfolio. Pfizer doesn’t have a GLP1. It’s facing the dreaded patent cliff as well. It’s got a good dividend but I’d rather own all the big pharmaceutical companies the just PFE. Add SCHD to your watch list, it screens for quality and has PFE and Pepsi in it.
I'll just keep buying VHT and see how it goes.
>But for the future, wouldn't daily investing be better? No. >What other ETF in other sectors would you recommend? I was looking at VHT, VNQ and maybe BND I wouldn't take any sector bets, rather stick with the broad coverage index funds. Those sectors would all be within the broader index funds anyways.