VOOG
Vanguard S&P 500 Growth Index Fund ETF Shares
Mentions (24Hr)
-100.00% Today
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Small business owner here, looking for investing advice from people further ahead than me
Investors, are you worried about the Buffet indicator? What do you expect the overvaluation to lead to? How do you protect your investments?
U.S. market long-term investors, are you worried about the Buffet indicator? What would you expect the overvaluation to lead to? How are you protecting your investments?
We're only going up from here. There is no bubble.
What is your strategy for weathering a bear market?
How do you stop yourself from wasting mental energy on portfolio allocation?
Selling shares to cover PhD‑life deficit & future house DP: liquidate high‑gain VTI or flat VOO? (29 M, $550 k taxable)”
TSM - I was right, kind of, and i think there's still more value here.
How determine if two ETF are "substantially identical" to not count as a wash sale
Consolidating Portfolio - VOO vs VTI + Tax Loss Harvesting
Started making mid 6 figures 3 months ago… where do I start?
PACW 43% gains in 3 weeks on shares - $23k profit realized
Is it a valid retirement strategy to initially hold growth indexes for a period of 5-10 years and transition to more value indexes over time?
Advice for an 18 yo that just got into investing
VOO vs. VOOG - Comparing Growth vs. Broad Market ETFs
Hi all, was wondering if I could get some advice regarding my portfolio.
Starting a long term (25yr+) monthly DCA strategy. Need advice on ETF selections.
Not as bold as most of you, but going big with VOOG shares on the rebound. 30 shares at $261.77
Full ETF portfolio? (Tips, Advice, Literally anything)
Vanguard S&P 500 (VOO) vs Vanguard S&P 500 Growth (VOOG)
Where to park money when saving for house downpayment (over 3 years)
Currently investing in high growth stocks in my Roth IRA. Is this a bad idea?
Differences between Vanguard S&P 500 offers (and better understand the market)
S&P 500 Growth ETFs hit record highs and have beaten SPY over 10 years
I just created a Roth IRA through Fidelity. What do I invest in?
What is relatively safe to go long on for long-term right now as we are at ATHs?
Investments in blue chip stocks. Advice requested and discussion. Should I stop day trading and just invest long term in etfs?
The Russell 1000 is indicating Growth could close its gap soon, making VOOG a core holding worth looking into
Re - “I made my first 200 dollars on the stock market today”
Please Tell me What is Wrong with me??? ( First Time STock Buyer! Super SToked)
Today is the first time in my life I opened a Fidelity Stock trading account. Posting here for luck. :)
Today is the first time in my life I opened a Fidelity Stock trading account. Posting here for luck. :)
Is there a downside to buying index funds on Robinhood?
Should I buy VOOG calls even with no volume?
Growth & small-cap value. Which stand to benefit most in an economic recovery following a downturn?
Mentions
That actually reminds me, my longer term holdings are up severely today, to the point I did screenshot. But, they are meant to be longer term (SMH, VOO, VOOG). So I’m torn between sell because duh, or hold because that’s what it was planned as. Something tells me I’m going to smh when smh drops back down :/
I am adding more into DXYZ, INTC, GLW, SOUN, VOOG, and RVI. Same here about the under 500m rule.
I like to create a “backbone” of my portfolio. Put like 80% of your money in SPY, VOOG, QQQ, something like that, then pick your winners with the other 20%. Develop the backbone, take risks with the other 20. You’re young, you can afford to take risks
All in on VOOG and chill for 10 years
Personally I’m running about 52% in VOOG, 20% mid-cap, 18% small-cap, and 10% international. Trying to stay growth-focused but still diversified outside just large-cap tech.
ETFs are your best tool for diversification. I recommend vanguard's primarily, at least for starters . VOO, VTI, VUG,VOOG,VONG,VGT. In fact several years ago I got rid of all my individual stocks and am 100% ETFs now, and can't recommend it enough. I mean sure if there is one company that you really believe in ok, but how many companies do you have the adequate mental bandwidth to believe in so strongly about? You're not warren buffet.
Honest question, what does GPIQ and QQQI do for you that QQQM doesn't? Also, I'd lose DIA and the individual stocks for VTI, VOOG or QQQM or whatever.
I’m unfamiliar with NET, VGT & VOOG but they have made you a lot of money, wow
Definitely has been a supercharged so far, started about 3.5 years ago getting serious with it. A lot of the overlap is sort of intentional - doubling down so to speak, (like obviously VOO and VOOG is probably the biggest standout) but have gone through each etf and their performance in so much detail that I am aware of the overlaps that exist and opted to keep all the above funds. in some cases I have intentionally left things as something to revisit in a year or two or lock in gains. I am pretty active on my account as far as on there every day, so keeping watchful eye on the performance . My hypothesis is that I can tailor this to grow faster than a single basic fund portfolio while also having a fair amount of risk mitigation in there as an active investor, definitely by design have the most sure stuff as the largest amounts
I like VOOG over VOO. It’s more volatile than VOO but has had a better return. I have 20 years before retirement so I can ride a wave if it doesn’t perform as well for a bit of time.
Been on VOOG as well. Like em both!
Nah. VOO is S&P 500 index. GOOG is Google (Alphabet). VOOG is Vanguard's S&P 500 growth index fund (basically a subset of the S&P 500).
I hold VOOG in my rollover. Is that VOO & GOOG or nah?
No brainer. Max out your Roth IRA and stick the money into VOOG
Totally except I don’t do CCs because I’m too greedy and select strikes that are too close and get burned. I make more money with LEAPs. Also don’t do individual stocks, only ETFs and only 3, VT, VOOG, VKG and QQQ and SPY for LEAPs
ya'll are too conservative, add something to to that please. even like two more ETFs with some industries or sectors you have studied is better than just indexing 10,000 micro positions and calling it a day. I do mean doing this \*in addition to\* those broader indexes. the beauty about investing is you can 'have your cake and eat it too' in the sense it is not either or, better to add more and get more intentional with your choices if this is your only holding. big fan of smaller ETFs / mutuals with fewer companies like sector or growth etfs. VTG, VOOG, FCNTX etc.
I will echo my previous comment, sometimes broader indexes are too conservative, not talked enough about are high quality ETFs and Mutual funds that might not be as basic as the well known passive indexes as well. more competitive with similar benefits and downside protection for example sector and growth etfs like VTG, FCNTX, VOOG, etc. I would argue a portfolio with some of these well chosen over the years will generally do better than something like VT or even VOO, which is just such slow going. sometimes people parrot the basic few indexes too much . I do hold VOO but definitely have some more specific horses in the race as well via ETFs and individual stocks. Another way of putting this is when you actually look through the 500 companies in VOO, a lot of them are not companies I would go out and buy individual stocks in, some of the companies are are just… boring or ok at best, I guess you could say. Some of my other ETFs are really quite a beautiful collection and confidence inspring. when in an ETF of 100-200, you still get a lot of that downside insurance, too.
Well my IXUS is up 12% YTD, while VOOG is about half that. So I think we’re doing great. Thanks for asking.
Bump and Grind! I'd hold on to those. Maybe sell some MU and SNDK but they still have more room to run imo. Maybe set a trailing stop limit order of 8% in case they sell off fast. Maybe divert the SGOV to VOOG or something.
Is VOOG the evil GOOG?
No, nor the Schiller P/E. I'll continue to invest in indivdual names. If a theme gets too far ahead of itself, I'll trim or remove. If growth goes out of favor, I'll move towards value. If the playbook requires changing, I'll continue to try to adapt. People point to these sorts of metrics and randomly decide one day that "IT IS TOO EXPENSIVE" then three years later it's more expensive. I would not be surprised if 5 years from now people new to the market are envious of people who were able to invest during this time frame, but in the meantime it does me no good to continually try to call tops. "Does this mean the common advice to invest in something like US 500 or VOOG on the long term and forget about it should be taken with a grain of salt?" I think someone can still invest in indexes and forget about it, but perhaps there are times when someone might want to consider RSP instead of VOO, more international or other tweaks.
There was a chart in the link I provided but also here's an ever easier table showing largest intra year drawdowns and the exact period. You can see in the last 5 years - 2025, 2022, 2020. https://www.slickcharts.com/sp500/drawdown >The worse I saw was the war on Iran where US 500 dropped from 6100 to 5000 over 6 weeks—something predictible and where I'd have ample time to close the position. If you can perfectly time world events like that then go for it. I'd caution that the start/low point/end of a crisis looks clear looking back on the chart. And that there are plenty of false panics along the way you'd have to accurately navigate. >Many invest in VOO, VOOG and the like and just forget about their investments, and use leverage. I definitely don't think that it's common for people to put on full time leverage and forget it. The financing costs would be a serious headwind during market down turns. It would require some pretty accurate risk on/risk off. Also - on this 15% threshold, which is really 10% when factoring in the financing over a year - just want to remind that that's the level of getting completely wiped out on your capital. Obviously just half that is still painful as you're down half and it can become increasingly hard to get your head above water.
Thank you for this, this is the kind of criticism I'm looking for, I appreciate it. Initial margin can be as little as 1% there, but yes I agree with your calculations and your logic overall. >Intra-year drops like that are WAY more common than you think, we literally had one in 2025, 40% of the last 30 years had one. Could you point to when this happened? The worse I saw was the war on Iran where US 500 dropped from 6100 to 5000 over 6 weeks—something predictible and where I'd have ample time to close the position. >I'd try to think through the logic - if trading on leverage was so easy and low risk of large losses - why wouldn't it be standard. Isn't it? Many invest in VOO, VOOG and the like and just forget about their investments, and use leverage. I'm simply trying to figure out the optimal amount to invest given my specific circumstances, namely, access to 100:1 leverage and willingness to lose $5000.
Not disagreeing, I’m long VOOG and VT about 80% of my port.
It’s a low cost ETF that lets you own a small piece of the 500 biggest U.S. companies all at once. basically baskets of stocks you can buy like a single stock. VOOG is also good and is more growth heavy, it has outperformed VOO since its start but is more volatile. I use Questrade to invest and regularly put my money into VOO, VOOG and some VGT but that’s tech heavy and more volatile. VOO is safest but all diversified and you will do amazing
Vanguard just split VUG, VOOG, MGK, VGT, VO. Good time to buy more of those ETFs
Personally I think as a younger person (me too), a leveraged fund or two is cool as well. I buy a decent amount of SSO and TQQQ. 2x SP500, 3x Invesco QQQ. I also like slightly growthier stuff, I saw VOO mentioned, consider VOOG as well maybe too. A split of value and growth funds, maybe with some leverage is the recipe I've been happy with as I've started investing (started in '21 too but I am definitely not in the red)
Vanguard had a few of their ETFs undergo a split today, making them more affordable as whole shares. VGT (tech heavy) VOOG, and a few others.
Looks like VOOG and VGT split. That’s kinda nice. People say “you can buy fractional, it doesn’t matter” but it’s just not the same. And some brokers don’t even let you.
Looks like VOOG and VGT split. That’s kinda nice. People say “you can buy fractional, it doesn’t matter” but it’s just not the same. And some brokers don’t even let you.
Reminder that VGT, VOOG, and some other Vanguard funds split today. In case you’re wondering why some ETFs are showing -80% on yahoo finance.
this is the textbook definition of diworsification lol. VTI literally holds every single US stock that is inside VOO, VOOG, SCHD, VYM, and VIG. ur not covering more bases, ur just buying the exact same large cap companies wrapped in different packaging,personally i combined wth the private tech like vcx for exposure so you can just buy VTI and chill
VOO and VTI are 90% the same. SCHD, VIG and VYM + VOOG sort of just mimics VOO when put together. 10% international equities is pretty low.
People were too busy buying puts instead of just buying VOOG. … I am people…
Any recommended alternatives to QQQ/QQQM? I'm looking at VOOG, VUG, and SCHG.
I think DCAing more into growth ETFs (VUG, VOOG, or SCHG) is going to be my move this week since the top holdings of these EFTs are all down. My sense is that when a rally comes, all will go up together though at different rates.
I am a big fan of VOOG, heavy tech focus but not 30% of your entire portfolio on one stock concentration.
VOO and QQQ have a considerable amount of overlap of 50%. If you are looking for a more growth/tech version of the S&P 500 vanguard has VOOG. https://www.etfrc.com/funds/overlap.php
Vanguard announced share splits on five ETFs. * **Vanguard Growth ETF** (VUG) will be split 6:1 * **Vanguard Mega Cap Growth ETF** (MGK) will be split 5:1 * **Vanguard S&P 500 Growth ETF** (VOOG) will be split 6:1 * **Vanguard Mid-Cap ETF** (VO) will be split 4:1 * **Vanguard Information Technology ETF** (VGT) will be split 8:1 The record date for the splits will be April 17, 2026.
I like how VOOG is up 2+% when Iran immediately called him out for lying
Same thing happened to me last year with tarrif announcement first quarter 2025. Put a modest $8k in SPXL and VOOG and was immediately down to $6k in 3 weeks. Flash forward 7 months I was up to $10.4k. Even with current dip im at $9.4k from my initial $8k investment exactly 1 year ago. Im holding onto $3k right now and waiting to invest in either TSLA, or more in SPXL.
Yep. Take a look at VXUS then compare it to VOOG. Total international minus the u.s. and then the s&p 500. The rest of the world will be fine, and even better off for it.
Some basic broad ETFS (lots of holdings in lots of stuff, they're pretty diversified). VT: stands for Vanguard Total Market (Vanguard is the financial company that put together the ETF - they are well known for having very very low fund maintenance fees, which is a good thing). VT has both USA and International stocks - you're investing in companies all over the world. It's diversified in both sector (tech, industrial, financial, etc.) and geography. It has more USA stocks than you might expect, because the USA has such large financial markets. VT is what people get if they just want to be diversified as possible. VOO (Vanguard S&P 500 ETF) focuses on replicating the S&P 500 index: large-sized United States companies. It's like VT above, but only USA-based stocks (though of course many if not most of the companies invested in will be multi-nationals). It's what you want to buy if you want to be diversified, but also think that the USA is special and will out-perform the rest of the world. VOOG & VOOV are variations of VOO prioritizing companies with certain characteristics. If you look at their long-term performance, they do similarly but a little bit worse than VOO over the last 5 years. They could do a little better in the next 5 years, I dunno. VXUS (Vanguard Excluding United States) - it's like the VT & VOO in that it is a sector-diverse ETF. It's what you buy if you want diverse holdings but think the United States is going to perform worse than the rest of the world for the next few years (or however long you hold VXUS). Say, for example, you think Trump will be really bad for the USA stock market - you get this until you think things are going to get a lot better for the USA. You think this is a bad investment if you believe Trump is revitalizing America. General background advice: You should have an IRA account (Roth IRA, standard IRA, whatever - similar things). This is a tax-advantaged account with a limited amount you can contribute per year. Get one, usually a Roth IRA, and max out contributions each year. If you don't have one, you should be able to put in $14,500 right now (last year's maximum & this year's maximum contribution). You will get taxed on this investment account if you pull out the money before retirement (the same as a regular account), but if you keep it to retirement you can basically dodge taxes on your successful investments. A brokerage account will be similar, but allow you to invest as much as you want rather than a maximum amount per year. For the brokerage account especially (but also for the IRA if you pull out money early) you should be aware that there is a tax advantage to holding long-term investments. Investments that you buy and then sell in less than 12 months are taxed as regular income (like your salary). Investments that you buy and hold for more than 12 months are taxed as capital gains - a lower tax rate. So finding some good broad-based ETFs, sticking money in them & just letting that money sit there is a GREAT strategy for someone who doesn't have specialized investment knowledge. Fancier stuff, or picking specific stocks, is for when you have specialized investment or sector knowledge that you think gives you an advantage over just holding a broad index fund. Taxes are paid on gains only. If you invest 10k & it goes up to 12k & you then sell (only after you sell do the gains or losses become tax-relevant), then you owe taxes only on the 2k that you earned above your original investment. Losing money in an investment sucks, but does reduce taxes owed. Last, equities (meaning stocks) are highly resistant to inflation. If the value of the dollar goes down, that's okay. The falling value of the dollar means the value of those stocks will go up. This is another reason investments are so much better than simple savings accounts. (Real estate - your houses - work similarly.)
ok. I just created a Fidelity Broker account and transfered $10k over. I'm looking to buy VOO .....is this the right stock ? ->VOO (Vanguard S&P 500 ETF It's at $628/share currently. There's also VOOG and VOOV which has a slightly different description. Don't care if I lose $3k or so over coming months as I'm going to hold this longterm. thanks again!
No idea. I’m 25 and I have 50% of my investments in brokerage I opened last week and I just sent 25% VOO 25% VOOG and 50% MSFT. The other 50% I dont manage directly. Seems to me like a safe play for someone with plenty of time, and MSFT is on sale. Guess it depends on ur goal. I bought 25k of MSFT this week, it could be down for months, but eventually it’ll go up and it’ll be fast imo
Zoom out. There's a larger arc indicating this is a bigger event than just a momentary event. Growth stocks like VUG, VOOG, QQQ and SCHG all hit ATHs on Oct 29 2025. Enjoy the ride down.
Zoom out it's actually on the way down growth stocks like SCHG, VUG, VOOG, and QQQ which are supposed to perpetually increase **ALL** had ATHs on Oct 29, 2025 and have been creeping down ever since.
VOO is probably the better choice between the two. VOOG is basically a subset of VOO that only holds the "growth" stocks - but ironically, historically growth-focused funds tend to underperform the broader market over long periods. The main difference in dividends: VOO currently yields around 1.2-1.3% while VOOG yields less (around 0.5%) since growth companies reinvest more and pay out less. At 25 with solid income, honestly just sticking to VOO and buying consistently is a solid plan. The boring answer is usually the right one - set up automatic contributions and don't overthink it. You could add some international exposure later (VXUS) if you want more diversification, but it's not essential. One tip: tracking your portfolio growth over time can be really motivating. Even a simple spreadsheet works, but there are free apps that aggregate everything in one place.
Consider this: https://www.bogleheads.org/wiki/Three-fund_portfolio The bonds are the part that adjust volatility level (if you really can stomach 100% stock, they can even be set to 0%, however not everyone is actually able to tolerate 100% stock). More bonds should equal less volatility. Alternatively, a target date (index) fund or target allocation (index) fund are effectively the 3 fund concept in a single wrapper, managed for you. They are designed to be "one and done," the only thing you hold. They're fully diversified internally for you. These can be found with expense ratios as low as 0.08%-0.12% for the Fidelity, iShares, Schwab, and Vanguard index based ones. The target date and target allocation funds typically are not recommended for taxable accounts but are fine for tax advantaged. VT (2 letters)/VTWAX would cover both stock roles in one fund. (VOO could be used as a substitute for the US stock market role of you wanted to skip smaller caps) VOOG is fully included inside of VOO and focuses on the "growth" side of the style box (growth factor focused). Be careful, "growth" may not mean what you'd think it would in this case - the companies in it are already priced for lots of growth (compared to the rest of VOO). For what longer term history has shown about growth vs the test of the market, see: Factor investing starting points: * https://www.investopedia.com/terms/f/factor-investing.asp * https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/fidelity/fidelity-overview-of-factor-investing.pdf (PDF) * https://www.cbsnews.com/news/the-black-hole-of-investing/ * https://www.dimensional.com/ca-en/insights/when-its-value-versus-growth-history-is-on-values-side * But be aware that factor premiums can take a while to show up: https://www.reddit.com/r/Bogleheads/comments/1hmbwuw/what_every_longterm_investor_should_know_about/ * And from GwenRoll: https://www.reddit.com/r/ETFs/comments/1krd3fe/growth_does_no_one_know_what_the_hell_it_means/
Since you got laid off, I would transfer the 401k into a Fidelity Rollover IRA. That way you have more investment choices than the Vanguard TDA 2065. If you put it in an SP500 index fund like IVV, IVW, SPY, VOO, or VOOG then your $410k would grow to $4,444,229 in 25 years assuming an 10% average annual rate of return. If you and your wife’s $1 million was just invested in the SP500 then you would have $10,834,706 in 25 years assuming a conservative 10% average annual rate of return. If you want to get to $20 million then you need to add some individual stocks with good fundamentals to your portfolio. Once you reach to $20 million when you’re 65 then you can diversify into high quality dividend stocks paying average of 5% dividends a year. Thats about $1,000,000 a year in dividends. Pretty good retirement income I would say.
IDK why people put alot of money into risky stocks for long term. I get you that Data Center stocks are hot but why port 80% portfolio into it? This is why asset Management course is needed for all investors or should have a asset manager help you with risk management. Always have 15% in VOO/SPY 15% in QQQ/VOOG 10% SCHD 10% Gold 10% Bonds 25% Individual Stocks like MAG 7 or Monopolies 15% (10% into future bets and less than 5% yoloing on Calls) This way you dont take heat during down turns and will recover steadily once market goes up. Sell gold and bonds when market is down and load up stocks.
Until you learn more IMO the smartest move is ETFs like VOO, VOOG, VTI, QQQM and hold.
All I have is FAANG leaps and some KWEB, VOOG, VOO as my core positions. I can’t trust anything here for short term 😂
i’ve been trying to figure out what to invest in because i’m very new to the whole investing arena. i already have money in VOO and VOOG, but as far as what to do after that i’m pretty lost
VUG and/or VOOG and chill
I use margin with Vanguard's 60(VOOG)/40(VXUS) strategy, outperforming the benchmark by 2–3% last two years net of interest. This model works as long as margin rates stay below market returns and the Fed rate. By capping margin at 40–50% of my portfolio, I boost returns and offset investment taxes with interest expenses, all while maintaining liquidity without having to sell shares.
Sorry for the late reply. If you have no plans for the money for the next five years then an SP500 Index fund is your best bet. There’s VOO, SPY, and IVV. If you want an SP500 ETF with a tad more growth in it then VOOG and IVW are good too. I own IVW. I had it for over 15 years and I am happy with it.
Anything could make more sense than what I'm doing. Our 401k's are in VOO equivs and taxable account is nearly all in VT. It's just our Roth IRAs that are all in on VOOG which have done better than VOO but they are a small % of our overall holdings due to contribution limits (we backdoor but don't have access to mega backdoor).
VOOV is the ETF that contains the theoretically undervalued stocks (note the extra V on the end). VOO is the full S&P 500. VOOG includes just the S&P 500 stocks identified as "growth" and VOOV includes just the ones identified as "value".
VOOG has negative loadings on the value exposure about -0.34 according to portfoliovisualizer, while having a beta (or market exposure of about 1.06). VOO has a very slight negative value loading of -0.02, probably due to the big tech concentration, and a market exposure of 1.00. VOOG also has a less statistically significant negative momentum loading of -0.08. Longer term I would expect VOOG’s negative loadings to result in lower returns compared to VOO. This is despite the fact VOOG has a slightly higher beta. TLDR: VOO will probably outperform VOOG by maybe a 1% or something a year over the long term although that could obviously fluctuate a lot.
What I’m saying with the market variation is that my VOOG holdings are primarily in a taxed advantaged retirement account that I will not reasonably touch for another 30+ years so I am unconcerned with the market volatility at this time. Even a five to ten year recovery recession is not something I anticipate needing to liquidate any funds.
I’m relatively new to this, so I guess my understanding was that VOOG invested in the tech more heavily and was higher risk/reward scenario as tech has been growing so rapidly but could also face a large reversal more easily than a more varied S&P Portfolio. I made a good bit another stock that I believed in (tech as well) that jumped like 600% which I sold and then reinvested to VOOG over VOO because I understood it as having a higher potential for growth. I understand what you’re saying about the current overpricing, but are you saying that VOO would function more similarly to a under valued stock?
Keep in mind that the term "growth" in this context is essentially just a nice way of saying "overpriced" relative to PE (with "value" meaning "underpriced"). It does not mean that those stocks are expected to grow more in terms of stock price over time but that those companies need to grow profits just to justify their PE and current stock price. In fact, historically, value stocks have outperformed growth stocks by a wide margin, not surprisingly since that means buying underpriced stocks beats buying overpriced stocks, though, in recent times, growth has outperformed value due to the prominence of tech companies being "overpriced" relative to PE. I call this out because I am assuming your "heavy focus on growth" is in terms of your portfolio value and not because you have a general desire to hold overpriced stocks. Based on the history of the stock market, a "heavy focus on growth" would actually lead towards an overweighting of value stocks (e.g. VOOV) rather than growth/VOOG, even if VOOG has been winner lately. The questions of when/if the tech "bubble" will burst and when/if value stocks will regain their historical position of outperformance is something that has been talked about greatly going at least a decade or so back. No one knows. All that said, I personally keep the majority of my portfolio in VTI (similar to VOO but holds the total stock market) and then hold a percentage in VOOG as a means of overweighting tech. I also own a small number of individual tech companies as a further means of overweighting companies I specifically believe will outperform. I do not believe these overweightings in my portfolio will make sense over the long-long term i.e. I do not view VOOG as a viable "hold for life" ETF like I do VOO or VTI. I wish I had isolated these holdings in my tax advantaged accounts as now I find myself with very high capital gains in my taxable which vastly complicates figuring out how to take profits and pull back on this.
>I’m comfortable riding out market ups and downs. no disrespect but at your age you've never experienced a major market collapse that needs 5+ years to recover. your idea of 'ups and downs' is limited. >I like the idea of focusing more on growth 'growth stock' means that the companies have revenue or profits growing faster than peers. It does not always mean 'the stock price goes up faster that other stocks'. >With VOOG being more tech-heavy, does the current AI money being concentrated in a handful of companies make it more unstable looking forward? potentially. also VOOG is more 'expensive' when measured by price-to-sales or price-to-earnings ratios, which tends to indicate relatively poor returns in the next ~10 years.
It doesn’t really matter. Just accumulate with the new one if you want. Just don’t get in the habit of selling out of one to get into another. Get into the habit of only selling when you have an urgent expense to pay for. You want to switch to VOOG, great. You an to switch to QQQM, great. Just don’t sell the previous. Set to a weekly auto buy to take advantage of volatility. The more important thing is to have a weekly auto and work to increase that auto. Then don’t panic sell. That’s it. That’s all personal finance is. Spend less, invest more auto, don’t panic sell. Sounds like you’re doing great! Best of luck!!
VOO is an SP500 Index ETF with some stocks that pay dividends. VOOG is the same with more stocks that are focused on growth than on dividends. It’s not much difference since both have the same top ten holdings. You don’t need to worry about the AI holdings or it being tech heavy. The companies in the fund meet strict performance criteria or wouldn’t be in there. They have deep pockets, large cash balances, and strong fundamentals. VOOG is a big fund with 2 trillion in assets. You’re 29 so you need growth. So VOOG is perfect. The return is just a little better. I have IVW which is the same as VOOG but it has $66 billion in assets. I just like it due to its smaller size. Easier for the portfolio manager to manage cuz it’s not so big. The holdings are very similar to VOOG. I had it for over 10 years. The company is called iShares. IVV and IVW is like VOO and VOOG.
Hey, sounds like you’re in a solid position overall — great income, a stable job, and you’re investing early with a long-term mindset. That’s already a huge win 👏 As for VOO vs VOOG — here’s how I’d think about it: **VOO** is the full S&P 500, so you’re getting a broad mix of everything — growth, value, tech, industrials, financials, etc. It’s kind of the "set it and forget it" option, and historically it’s been super reliable. Super low fees too. **VOOG** zooms in on the growth side of the S&P 500 — so more exposure to big tech and companies expected to grow faster. It’ll likely outperform in bull markets when growth is hot (like during the 2020 rally), but it can also underperform or get hit harder when growth stocks fall out of favor. Since you’ve got **time on your side**, VOOG could make sense if you're comfortable with more volatility and believe in long-term tech/growth trends (especially with AI, cloud, etc.). But yeah — it’s definitely a bit more concentrated, and you’ll feel the swings more. **On the AI front** — you’re right that a lot of the gains right now are concentrated in a few mega-cap names (Nvidia, MSFT, etc.). That can be a double-edged sword: great when those stocks are ripping, but painful if they pull back hard. **Tax-wise**, in tax-advantaged accounts (like Roth or TSP), there’s not a big difference — you don’t pay capital gains or dividends taxes there. In a **taxable brokerage**, they’re both ETFs so they’re generally tax-efficient, but VOOG might kick out slightly higher capital gains/dividends depending on rebalancing, since it’s more concentrated. Nothing crazy, though. **Mixing both?** Totally reasonable. Some people go like 70/30 VOO/VOOG, or the other way around, depending on their growth conviction. Or you could just pick one and stick to it — honestly, **the most important part is staying consistent over time.** Hope that helps — curious to hear what you end up going with!
I’d recommend VUG which is essentially an S&P500 growth ETF, higher weighting on top holdings. I know that some people don’t want their portfolio to be super concentrated but it still tracks the S&P, so there’s more upside and more downside but long run I think it’s better than regular VOO. You could also do VOOG, or MGK, but these are very similar to VUG. You can also invest in a specific sector within the S&P500 such as XLK or XLY.
I use VOOG, VONG and QQQ, VOO for diversification.
Just stick with growth ETFs. VGT is a good one. Also QQQM, VOOG, VUG, IETC, ect. There's really no need for individual stocks when you have so many tech/growth funds to pick from.
i maxed out ROTH ira last year but haven’t allocated it yet I’ll probably just do all VOOG or like QQQ n shit is it better to wait to make my contribution for this year now or later
just max out VOOG in your roth ira and you can have lambo
Holding my calls in GOOG 9/26 & 12/26, META 12/26and AMZN 1/27. Holding mostly cash anc periodically adding to VOO, VOOG and KWEB.
And VOOG has out performed VTI. And VTIAX has outperformed VOOG. And VXUS has outperformed VTIAX.
VOOG has been my ETF of choice for regular buying in 2024/2025.
And VOOG has outperformed VOO
I buy VOOG and IXUS in my taxable and VTSAX in my ROTH.
If you’re young buy an SP500 ETF with a little more growth - IVW or VOOG.
VOO is the best pure S&P 500 index ETF. If you want to focus on S&P 500 growth stocks, look at VOOG.
Hey man. I’m in the same boat as a 25 year old investor. Right now in my Roth I have about 70% VOO, and 30% NVDA. Planning on getting it to where it’s about 60% growth fund (QQQ/VUG/VOOG, etc), 30% VOO, 10% NVDA. Will lean more into VOO as I get older though
Sold all VOOG assets and invested into 12% bonds. Buy VOOG, you're welcome
Why not VOO or VOOG?
Work on getting you income up, go back to school, learn new skills, get certifications whatever you need to climb the ladder and get better jobs. Thats going to be the quickest way to rebuild yoir saving, delete your options account and reddit all of that will trigger the itch to gamble again. Once you have rebuilt your savings invest in safe index funds like VOOG
“Value” “growth” “momentum” etc. keywords for ETFs are mostly marketing. You are not going to harvest more growth by choosing these funds, especially passively. The only one of these that has somewhat of a standing is value but you are not going to get that from a passive index, i can assure you. Its just marketing. I’d get rid of VOOG, VBR, XLV (don’t see the point in having 5% of this as VOO is already like 10% healthcare) Personally I would get rid of all crypto, has 0 inherent value. But i am also aware this is a touchy subject. 10% is still too much to put into a single purely speculative asset regardless of my personal beliefs on it. I usually allocate around 10% total towards speculative, and of that, no single speculative stock can take up more than 5%. I’m surprised you dont hold any GOOGL or MSFT, and a heavy weighting into nuclear. Little odd but now im just nitpicking. You need to be past conviction to be fully settled. No worries though, these things take time until you reach that. At that point, you’ll most likely no longer be on reddit or at least no longer posting about your positions. Conviction in a portfolio usually doesn't ask what strangers think about it. I know thats harsh but its the reality
Okay great so overall, I should simplify my etf picks. What do you think about just VOOG VXUS and VBR. Next I should trim down my picks, maybe just Netflix AMZN and NVDA. Take out oklo and just do URA and NXE? Is this better?
VOO or VOOG. Vanguard. Something like that. Depends on your age and goals too though. Yolo into penny stocks w guided research
Thank you for all your advice, I’m 19 so I’m still learning about everything. This clears things up and makes sense. I appreciate it. So my takeaway is reducing a bit from VOOG and reallocating it to the other ETFs, being disciplined and staying firm to this structure even if there is bad months or even a bad year, especially when it comes to BTC and keeping only a few individual picks.
Check my profile ⸻ URA at 5 percent makes sense if you are treating it as a thematic satellite and are fine with volatility. It is still a concentrated bet, just diversified within the nuclear space, so I would only do it if you plan to hold through cycles and not touch it for years. Reducing VOOG slightly to spread into other ETFs is reasonable. VOOG already overlaps heavily with mega cap growth, so trimming a bit to reduce redundancy is logical as long as growth is still the core of the portfolio. For individual picks, fewer is usually better. High conviction, long time horizon, clear reason for owning each one. If you cannot explain why you would hold it through a 40 percent drawdown, it probably does not belong. On crypto, discipline matters more than allocation. If you truly treat it as long term and size it so you can sleep at night, that is the right mindset. Big picture, your edit is the most important part. Set the structure, stop tweaking, add consistently, rebalance yearly. That alone puts you ahead of most people.
Thank you 🙏. So I have a few questions then, I am thinking about putting URA at 5 percent and that will replace my speculative portion, so I will cover much more ground in the nuclear area do you think this is a good idea. Next I was thinking about reducing VOOG by 5 percent and adding it to my other ETFs which will make my individual picks less redundant do you think that’s a good idea? And also what would be your suggestions on making my individual picks better. And when it comes to Crypto I have good discipline I never panic sell I just wait and trust in the process. I appreciate all of your feedback.
Overall this is way more thought out than most portfolios posted here. You’ve clearly tried to cover growth, value, international, and some conviction bets, which is good. The main weakness for me is concentration. VOOG plus AMZN plus NVDA plus NFLX is still very growth heavy and very US tech tilted, even if some of it is intentional. Nothing wrong with conviction, but with 50k that’s a lot riding on one style continuing to outperform. VXUS at 10% feels light if your goal is real diversification. Either accept you’re basically making a US growth bet or bump international a bit so it actually matters during different cycles. The individual picks make sense but I’d question whether you need all of them at those sizes. If VOOG is your core, the single stocks should either be higher conviction or fewer names. Right now it’s a bit of a middle ground. BTC at 10% is reasonable if you truly believe in it long term and can sit through drawdowns without touching it. Just be honest with yourself on that. Speculative nuclear at 5% is fine, just treat it as money you’re mentally prepared to lose and don’t average down emotionally. Nothing here is “messing up”, it’s more about clarity. Either lean into being a growth heavy conviction portfolio and own that risk, or rebalance a bit more defensively. The worst mistake would be constantly tweaking it every few months based on comments. If you stick to this for years and keep adding consistently, you’ll probably do better than most people second guessing themselves.
Call fidelity wealth management and let them manage your investments. Or buy VOOG
Much like the others I went crazy in April, got google calls and also started a VOOG position. I kept rolling them and I think I turned $8k into $30k. I’m sitting on google and meta leaps, prob up 20% combined so far. I have a big emergency fund and play around with a little cash on options so I’m very conservative lol plus I have a mortgage so I’m not trying to yolo into anything. I like options bc I’m in and out with high reward potential, I will prob do that still next year. I’m a little hesitant to get any big positions right now, I only buy an amount I’m willing to completely lose.
He will likely have to rely on social security sadly. At least he has CDs there are people out there relying on almost nothing, I would take those CDs cash them in and buy into VOO or VOOG in brokerage.
Hi, Long time investor here, I can tell you that even if you research the SHI\* out of a stock , things can go to shit , markets turn , somebody puts a 200% tariff on a part needed for assembly . I agree with the gentleman that pointed out "Your exposure to speculative names is too high" I would have to agree. I don't do airlines either or cruise lines or Banks I try to have a base first , like some etf's of the S&P 500 , VOO, VOOG, etc. I have a good foundation of these , and have my little 5% or 10% speculation money, recently picked up SMCI , already has a 25% return. And for real speculation , IONQ , and SMR , A couple of other more targeted ETF's are MGK , basically the MGK, the [Vanguard Mega Cap Growth ETF](https://investor.vanguard.com/investment-products/etfs/profile/mgk), holds **66 stocks** as of September 30, 2025. Its holdings are concentrated in U.S. megacap growth stocks, with a significant portion in the technology sector, and its top holdings include NVIDIA, Apple, and Microsoft. Or you can do more tech XLK is good for that .... Or the ETF MAGS the magnificent 7 , only those 7 stocks ... QQQ for tech as well , or if you are going to hold for a long time QQQM , lower fee's I also have individual stocks like Amazon, GOOGLE, APPLE, By using targeted ETF's I have been able to beat the S&P500 for the last 7 years or so.... So far this year , I have had returns of 38.27% YTD (mostly stocks) and another account (mostly ETF's) 15.76% YTD . Another one that's 16.51% YTD . The S&P500 as of today YTD 15.29 % Good Luck and Have a good day (:
Are you saying I should sell VOOG or just add VXUS,
**> I am not in options (yet) I just own shares.** Don't get into options. They're an incredibly complex instrument that 99/100 people lose money with. Something like 92% of active investors underperform a buy & hold strategy. People trading options underperform even worse. **> I am mid 20s I have been working since I was 13.** So you're young, can hold thru volatility. Do that. **> This year lost most of my life savings due to a cross country move and the gd grocery prices rising every hour.** If $20 loss is stressing you out, you shouldn't be investing. Buy and walk away for 10+ years is how you should treat it if new. **> This community is already 10x better than the other I have looked in. No one has called me a slur yet.** I assume you were on wallstreetbets or another sub. Those ones are for gambling, not investing. Majority of people there (and here to be honest) lose money. The raw numbers show **> I am holding shares in VTI, VOOG, QQQ, and had money ready to go into an energy sector specific EFT then a Dow eft.** Just buy and hold these. You're trying to time that market.