VTI

Apart-Selection5680

This is easy. You don’t need one. Max your 401K (pick index funds that track the S&P 500 or the Total US Stock market). Max your HSA (if health plan option available through work). Max your IRA. Accumulate RSU, don’t sell, reinvest dividend (if you think it’s a great company that is growth). Open a brokerage account either in Vanguard or Fidelity. Once you max all the above, invest remaining money every week in VOO or VTI, VUG, and VXUS ETFs if Vanguard or FXAIX, FSPGX, FSPSX if Fidelity (Ratio 50:30:20). That’s it, don’t worry about individual stocks. If you need more input feel free to DM me.

Mr3iron

Make sure 401K is in low cost S&P500. Make sure to invest in it - the more the sooner you can - the better.  After that - looking into a brokerage account (Robinhood / Schwab / etc) and start putting money in regularly.  I recommend based on your risk tolerance looking into VT, VTI, VOO, and SCHG.  Do your own research and get started. Everyday you delay is a day you can’t make up.  Also - you should talk more to your coworkers about this - even if you don’t take their advice - asking has no downside. 

Technical_Formal72

No more than I would be wasting my money on a personal trainer or FA. A financial advisor won’t magically make me more money. A personal trainer doesn’t magically make me fit. If you’re too lazy to do some basic research on a long-term investment strategies like VT, VTI/VXUS (optionally BND), or a TDF ect. and don’t have the discipline to stick to that strategy then sure go blow some money on a money babysitter. But I would only suggest that to someone who completely lacked the ability to think for themselves. Investing is so easy and convenient today, I see no real argument for an FA unless you are an extremely high NW individual. A private chef on the other hand would be nice though haha

Mr3iron

Ive been stock heavy - because I love doing it and have been doing it now 19 years.  However - I’m now forcing myself to go heavier into ETFs like (VOO / VTI / VT / SCHG / QQQM / VGT).  I’ve had some huge winners - which are awesome - but I’ve also had some boneheaded losses - such as PTON, CMG, and XYZ. They all trapped money away until I just gave up and ate the loss.  It’s OK to buy and hold stocks - but be careful on exposure. For me - it’s all “extra money” - rather than buy lunch or that item on Amazon - I use that money for stocks.  However - all my weekly/monthly automated investments are ETFs. If I can squeeze in stocks - great - sometimes it doesn’t work that way. 

TortugaTurtle47

I'm getting a financial advisor at around 50-55 just to make sure I'm still good and make any last minute changes like backdoor Roth conversions and tax strategies. I'll find one that does a flat fee instead of managing my assets and taking a percentage. Set aside as much as you can afford into a retirement account (start ASAP and increase each year) and invest in something like VTI + VXUS. It's boring but it is simple and it works.

HelloTheirCruleWorld

I do VTI in Roth and VOO in brokerage personally

Various_Couple_764

Your 61 the priority should long term inomce at the lowest taxes. invest the money in QQQI in the US QQQI generates ROC dividends and as a result the dividends will not be taxed until the share cost basis reaches zero. It will take about 7 years for the QQQI cost basis to reach zero. At that point the dividends are taxed as long term vcpatial gains. tax rate. VTI and VUG don't genrate any meaningfulll dividend income. JEPQ and JEPI generate high yield dividend income but they are taxed as ordinary income (the highest tax rate). My understanding canadian taxes are similar toUS. so I am assuming for you it is taxed the same way as in the US.

DegreeConscious9628

I don’t see why not. I got 38 positions in my dividend growth portfolio (been beating the SP500 over the last 3 years) (all VTI in my retirement accounts) and I enjoy researching my holdings. I mainly do it during slow periods at work so no time lost there lol

Antique_Basil_4641

I switched by VTI over to VOO in my IRA, but that's about it. Still going to keep DCA as usual - what else can we really do? It is all a house of cards anyway IMO.

Puck-the-fool

You also own those blue chips when you hold VTI - they make up a chunk of that ETF

West_Lavishness6689

VTI and VXUS and chill

OxRedOx

Don’t let people tell you not to care about AI being inflated. But I do think S&P indexes will have relatively small exposure if you’re keeping them long term. I would just get VTI for a total US stock market index, DIA for the DOW, and maybe some VT for global exposure

onerandomcomputerguy

It literally doesn't matter which ETF. Someone already calculated it and VOO, SPY, VTI, etc, it's all a tie in the end

West_Lavishness6689

I was told VTI and VXUS

Consistent-Depth-703

If you can, open up a Roth IRA and deposit any post tax income you have earned in the last year. Invest in VTI, IVV, VOO any cheap index and you will thank yourself in the future.

InvestingNerd2020

Yes, SpaceX will be included into VTI and VT. However, it will not be as big as most people think due to smaller amount of shares they are making available to retail investors. Summary: VTI and VT will have SpaceX Any S&P 500 fund will not have it. Same for International funds (Developed nor Emerging funds).

1-Dollar-Doge-Coins

VTI is exposed to every shitty company ever to be public. It is, by definition, the total market (in the US). SpaceX could go to $0 and it would barely be a wet fart in VTI.

harpers25

No, the NASDAQ-100 is not "all" of our retirement funds. Actually, until a month ago, I very rarely saw anyone on Reddit recommend it, as opposed to VTI or VOO. For some reason, everyone on here suddenly thinks that 1 stock that will constitute about 0.2% of *some* index funds is sucking up all the liquidity in the world.

Vegetable-Pay1976

VOO is only US and heavily concentrated. Use RSP for equal weight. DIA for less tech. QQQM for more tech. VEA for developed markets (Intl) and EMXC/IEMG for EMERGING markets. Or just MSCI/IEFA\VTI. Van Eck even has sector specific ETFs but indexing is king imo.

imnotgood42

VTI will also have it within 5 days

ExperienceFun1646

5 days after IPO lots of retirements will take SpaceX IPO and stupid valuation too. Which includes VTI, ITOT, and SCHB

pseddit

Total Stock Market funds like VTI are exposed though not as exposed as QQQ. The problem with QQQ is that NASDAQ struck a deal with Musk - listing on NASDAQ in return for rule changes for quick entry into NASDAQ 100. That kind of quid pro quo is egregious for indexes.

ThePermMustWait

Maybe, I just went VOO/VTI/VXUS for 98% of my funds.

edsamiam

VTI 15 years ago until now.

redditfirefly

Couple of things to think about to stay in US stocks but reduce exposure to the big AI scalers and Mag 7. Reduce VOO and shift some to VTI. Broader set of companies. Or shift some to RSP-a fund that is equal weighted. Or consider some VTV, value fund as a way to downshift your exposure.

NeverEnoughCharacter

Thanks, much appreciated. VTI it is!

DoctorMario1000

I’m so regarded at trading but I’m a fucking gigachad at holding VTI lol

bigdipboy

Switch to VOO instead of VTI if you want more protection from space x shenanigans

booobReviewer

The $50k tuition fee is expensive but you probably learned more from that than from any book. Buying individual stocks creates a feedback loop where selling feels like admitting defeat and holding feels like conviction — total market ETFs remove that emotional trap entirely. VT or VTI + VXUS at market weight means you never have to decide when to sell. The "chill" part is the actual skill.

booobReviewer

Being skeptical of a brand-new celebrity-endorsed ETF is the right instinct. Without knowing the exact holdings, celebrity-backed ETFs generally come with higher expense ratios (often 0.50-0.75% vs 0.03% for VTI) and zero track record. The slight dip since launch is almost certainly noise — new ETFs can take months to build their positions efficiently. The bigger question is what the strategy actually is under the hood. If it's a concentrated large-cap growth fund with a fancy name, you can get the same exposure from SCHG or VUG at a fraction of the cost. If your dad likes Suze Orman's philosophy, have him check the prospectus and compare the expense ratio and holdings to a low-cost broad market fund first.

Mobile-Bar7732

I assume it would be included when the fund is rebalanced with the index which I believe in the case of VTI is quarterly.

IronyElSupremo

The S&P 500 contains the 500 largest stocks in the U.S. that meet certain profitability standards. So it’s the “gold standard” for broad stock exchanges with its companies being cash machines .. most with a global reach. There’s been some noise about IPOs but looking at the typical IPO, they usually underperform for a while. In the US there are other similar broad indices similar to the SP500 that already allow IPOs in after 5 days (CRSP for Vanguard’s VTI, Russell and, globally, FTSE) should one decide they want mkt weight exposure (after these do minute adjustments).

jason_saver

at 61 youve got a really solid base there. for the 3k in taxable id keep it simple — VTI or VOO. the covered call ETFs generate income but theyre less tax-efficient in a non-registered account. at your stage the priority is preservation and steady growth not chasing yield. time in market beats timing the market even with 3k. not financial advice but thats how id think about it

jason_saver

at 61 you've got a really solid base there. for the k in taxable i'd keep it simple — VTI or VOO. the covered call ETFs generate income but they're less tax-efficient in a non-registered account. at your stage the priority is preservation and steady growth not chasing yield. time in market beats timing the market even with k. not financial advice but that's how id think about it

Critical-Dreamer

I’m 80% VTI/VXUS and 20% individual stocks. I take the same approach with both, but I’m holding blue chip stocks with strong long-term potential, not meme ones.

rickster555

So VTI changed their rules? From what to what?

ButterRollercoaster

VTI is a total stock market index. Of course it would be included quickly.

Axe_Raider

can you share that video? 0.044% might be right for VTI but it's way too small for QQQ. it will be around 1% for QQQ.

bayarea_fanboy

I would like to but the capital gains tax would be a whammy. I have both VTI and VOO, which seems silly in retrospect with the huge overlap. VOO only moving forward.

arcanition

To be honest, I was in the same mindset as you, and did my own picking of some sector funds (such as VOOG and similar). At the end of the day, after many years, I found that their performance was similar to the safer, less-volatile overall index funds like VTI. And if I just dump everything into VTI, I'm not picking winners, I never have to worry about "what if growth funds perform worse than the overall market?" I went through a similar learning process with dividend funds such as SCHD, throughout the years worrying about whether it was a good choice. And at the end of those years, it had made a few percent *less* than VTI.

Due-Lingonberry-4631

Exactly.. even VTI will allow inclusion after 5 trading days if they meet certain requirements, it'll tank some ETF's initially if inclusion happens 

Mobile-Bar7732

15th trading is only Nasdaq 100. ETFs like VTI it will be included after 5 days. > The Vanguard Total Stock Market ETF (VTI) tracks the CRSP US Total Market Index, which applies a "fast-track" rule to Initial Public Offerings. Under this methodology, eligible mega-cap IPOs are added to the portfolio just five trading days after their public listing.

Mobile-Bar7732

It will be added to VTI after 5 days. S&P 500 said it's not changing rules. However, Elon will probably "cook the books" to show a net income for 4 quarters to meet the requirements and will be added next year. Nasdaq 100 it will be added after 15 days I believe.

therealjerseytom

Still might as well be 100% VTI or VT. Personally I'd say VT. If you're contributing ~$7500 a year, great, that will make way more difference than anything else until you're around 30 years old.

therealjerseytom

You might as well just be 100% VT or VTI or something. You have $144. A great year in the stock market, let's say +25%, and you're at $180 a year from now. $144 to $180 in a great year. **If you can max your IRA contribution, your IRA goes from $144 to $7644.** Farting around between all these stock tickers is wasted time. Focus on *budgeting* and finding how to contribute another $20. It is going to make SO much more difference than this dicking around between ETFs.

1-Dollar-Doge-Coins

Most people don’t have their retirement in QQQ. Most use VOO, VTI, VT, etc. (or target retirement date funds, which track VTI or something equivalent). None of these ETFs changed their rules for SpaceX. SpaceX isn’t going into the S&P500 (yet), and for broader “total market” funds, they’re just like any other stock, accounting for an immaterial portion of total market cap. It seems like you’re just repeating misinformation you read on Reddit.

bofoshow51

I highly recommend the [Financial Order of Operations](https://moneyguy.com/guide/foo/#7-hyperaccumulation) for not just investing but general financial literacy and priority. It’s great if you are investing aggressively and getting a 10% return, it’s bad if you don’t first pay off your credit card debt with 25% interest so you’re losing more money than you’re growing, or you didn’t first build an emergency fund to handle the little surprise expenses life throws you and you have to pull money out of your investments. In terms of what way to actually invest, I highly recommend the [3 fund portfolio](https://www.optimizedportfolio.com/bogleheads-3-fund-portfolio/?gad_source=1&gad_campaignid=10886055113&gbraid=0AAAAACPYnC6gFzivnN-AeQgEAzjrRXjev&gclid=Cj0KCQjwio_RBhDMARIsAJPveNPg67JDp3ImRsx7BkqroO_gAI2xRVosB4Epp3u9It3_7MtQ6_RMS8caApl5EALw_wcB) for maximum simplicity, maximum success, and minimum worry/effort. Buy low-cost broad market index funds, get one each for US stock market + international stock market + bond market, ideal funds are VTI/VOO/SPY + VXUS + BND/GOVT/VGIT or even simpler VT (total world so US and international together) + bonds. When you’re young you want way more stock index funds than bond index funds in your portfolio, for reference I am a 95/5 ratio of stocks to bonds and 29yo, and I’d be 100% stock if not for my 401k target date fund having a small portion of bonds anyway. When you are near retirement, about 10-15 years away, you adjust your ratio more to bonds. It’s preference what that retirement ratio will be, I plan to go to about 75/25 or maybe 80/20 depending on how I feel my risk tolerance is in my old age. Hope that all helps!

chugz

I’m agreeing with you. Figma was included in VTI and other ETFs a month after it IPO’d and was dumped immediately by insiders. Absolutely tanking the price

Low-Jackfruit3321

All at once into VTI or SCHG

ag811987

They are being included in all the other major market indices like VTI or nasdaq 100. I think most balanced fund type 401ks still will buy

Ok-Parfait-9856

Hey I’m not saying I’m touching it. But I understand it’s not gonna crash VTI to 0 like some people think because it’ll make up 0.1% of vti.

crankthehandle

How can most of it be in VTI but you lose 10% on one day?

intelligentx5

I have been taking gains in bunches and dumping into VTI/VXUS.

FifaPointsMan

So if I hold VOO I am safe but not if I hold VTI/VT?

intelligentx5

Trust me, most of it is in VTI/VXUS now. I’m booming with you now lol

3638R

An initial investment of $220,000 in [VTI](https://investor.vanguard.com/investment-products/etfs/profile/vti) five years ago, with all dividends reinvested, would result in a current balance of approximately **$390,000**

Throwaway-Addict

Hi, I am looking to rebalance my 401(k) portfolio and reduce my exposure to SpaceX. I am considering shifting toward S&P 500 index funds (SPYM) and VXUS instead. Does anyone know whether VTI, VT or other total-market index funds would include SpaceX immediately after it becomes publicly traded, or whether they have better eligibility requirements similar to the S&P 500? Thank you.

allllusernamestaken

but for real though: set up automatic investing so you buy VOO or VTI with every paycheck. Set it and forget it, don't touch it. if you really want to pick individual stocks, give yourself ~10% of your portfolio value for picks.

Professional_East281

If you specifically buy the S&P, if you buy things like VTI youll be impacted

zzzerocool

I know, I meant 10 on top of that. Though, even with these 3, it does make me consider changing my primary US index holding to a mixture of VOO/VXF instead of VTI.

Mobile-Bar7732

It will be included in VTI after 5 days.

arcanition

They don't start with six figures to throw away. They start with saving money bit-by-bit like you're supposed to. Then at some point you realize you've saved up $5k or $10k, but that's just sitting in a savings account ticking up slowly. Now obviously withdrawing that $10k we've saved and taking it to the casino and gambling it would be stupid. Most people probably wouldn't do that and if they *did*, they probably wouldn't blast it publicly on the internet. But *stocks*? *Investing*? That's not gambling, that's called being smart. So as long as we are technically investing, we can take that $10k out and throw it at whatever gambling we want, and just tell everyone we're "researching" and "investing". Want to bet $10k on Polymarket? That's investing! Want to bet $10k on Elon via Tesla stock? That's investing too! Want to bet on a bet by buying $10k of 0DTE calls? That's super investing because it's options! But you and I both know that there's a huge difference between 0DTE options and legitimate safe investments, like even throwing the entire $10k into VTI and walking away. That's why we can recognize that buying 0DTE options and going in more and more until the bet either wins or we're at $0... is much more gambling than investing. And just like any form of gambling, it's obviously not a smart financial move, whoever you're betting against has the advantage... that's why it's gambling. But that doesn't mean your $10k vaporizes instantly, sure some people's will, but not everyone's. And once our $10k bet luckily turns into $30k... well now we're obviously not gambling because we gained money! Now it's investing! Now we repeat with $30k and do some more super-investing via 0DTE options. Some go to $0 (failed gamblers), others go to $70k (successful investors). And on, and on, and on. Just like at the casino. And most people doing this will eventually drop to $0 unless they are one of the few incredibly lucky ones that won (almost) every single 0DTE bet they made. Just like the casino. And now we realize that OP was never investing. They were always gambling.

arcanition

Pretty safe: VOO Safe: VTI Safer: VT Safest: An overall fund that includes both US and ex-US equities and bonds, such as the Vanguard Target Date (e.g. VTTSX) or LifeStrategy (e.g. VASGX) funds.

Jasonmilo911

He said he was down 11%. I doubt he holds VTI. Recovery time could be 2 trading days or never. A learning experience, we’ve all been there!

MeteorPunch

You don't want to, but that's what a broad index fund does. VOO/VT/VTI buys what people buy.

Technical-Fly-6835

I am a VTI holder and trying to learn about stocks. pardon my ignorance please. my understanding (based on reddit knowledge) is that most people buy and hold stocks. but after reading the comments here, it does not sound like that. do you all buy and sell frequently instead of buying and holding ?

brianmcg321

VTI

booobReviewer

You're not doing anything wrong, but you're overcomplicating it. With 11 ETFs in a Roth IRA, you're creating overlap that makes rebalancing harder without adding much diversification. SPY/VOO/VIG already cover the large-cap space, ARKK/ARKQ/DRAM are all thematic overlap, and buying $1/day of each means tiny positions spread too thin. Simplest fix: VOO (or VTI for total market) as your core, maybe 10% in a small/value tilt like AVUV if you want to factor-tilt, and treat ARKK/DRAM as a < 5% fun-money allocation if you believe in the thesis. You'll have fewer positions to track and the compounding on a single $11/day into VOO will be easier to manage.

Ahamadrayasbaboon

Ok, what are you going to do with this change? Sell VTI and buy VOO or VXUS to avoid owning 0.1% Space X? This inclusion is going to have no noticeable impact on VTI’s trajectory. There’s a ton of stocks in VTI and many aren’t desirable already.  There is no reason to stress about this, any more than you might stress about Meta or MSFT being in there. Hell, MSTR might even be in VTI. 

FistEnergy

I just DCAd more into VTI. Grit your teeth and buy, then check back a few months later.

kkkssskkksss

There's a couple options depending on what brokerage you use. Just do VT (Weighted world fund) if you want a one stop shop or VTI/VXUS (Total US/Total International) or whatever equivalent ticker at a 75/25% ratio if you want a US home bias tilt. There's also an argument for a 80/20 ratio of something like VOO + AVUV if you want to tilt to small cap value but have a majority of your holdings in the SP500 if you believe in the value premium model. International allocation is optional but recommended just for diversification and to avoid currency risk in a single country. Anywhere from 15-35% is fine. Doing pure SP500 is also fine. Want to avoid trash small cap growth companies and rugpull IPOs? DFUS is an active managed total US fund but with a very low 0.09% ER vs 0.03% VTI which is insignificant. As long as it beats VTI by 0.06% a year which so far it has then it's worth. Nobody knows the future though. Boomer index investing is boring and has low consistent returns, but you also won't fuck yourself trying to beat the market. Consider slowly adding like 10% bonds depending on your age too.

Adventurous_Paint349

77k is still a lot of money @ 35 y/o I went from 0 to 74k in 6 years passive investing, but I'm already 38 years old. So you're still a winner. Put everything in S&P 500 or VTI until you have 500k and then just let it ride.

housefoote

I'm mostly all in VTI so this isn't that bad, good day to buy!

unanymous2288

😂 I trusted my instincts and sold part of my long term holding of VTI on Tuesday.

Ahamadrayasbaboon

That’s VOO, not VTI. VTI tracks CRSP all-US. It roughly correlates with VOO/SPY/SP500, but has different inclusion criteria and is much less concentrated, since it includes all capitalization size brackets, basically all US stocks.  They are totally different indexes, though the end result is about the same for investors. 

amishengineer

How much actual exposure would you have had? For what it's worth I asked ChatGPT to show me what the potential exposure of VTI to SpaceX per $1M invested: | SpaceX Weight in VTI | Effective SpaceX Exposure | | -------------------: | ------------------------: | | 0.07% | $700 | | 0.09% | $900 | | 0.11% | $1,100 | Much less than I thought

strimd

What about VTI? .08% exposure is too much.

Michael1272

Thank you for the feedback - I readjusted my portfolio and currently running 55% VTI, 35% QQM, 10% VXUS

xt1nct

I have some VTI and I think I might just switch to VOO completely.

AlfB63

I guess you'd could call large cap growth picking a winner but there are quite a few of them that have beaten VTI over the past decade by 2-3% annualized. That does not mean I dont believe index funds are a bad choice. For the last time, I advocate looking at returns rather that ER. You can do it however you choose. My way allowed me to retire early and continue to do well after. 

fec2245

Life is short and it’s easy to get lucky picking stocks or sectors. Many people have, many have lost a lot trying. There aren’t any etfs where the expected risk adjusted return is several points over VTI.

timejuggler

What about VTI and other large cap and total market indexes? Will it be added immediately or also on pause?

Ziegelmarkt

Been in VOO and VTI for several years now and my returns have eerily matched the return charts down to the 100th of a percent. It's crazy.

KoalaBoy

My dad died a few years ago so I took money I got from him and split it into VTI and VOO as those were the two funds everyone here said put money in, you can't go wrong so I wanted to see how they both do compared. I am up 76.78% in VOO and 73.91% in VTI so my opinion, go with VOO if debating between the two.

fec2245

> But the funds you feel will outperform over time will more than offset the ER difference. Will they? Do feelings dominate market fundamentals? Why would a mix of high cost funds like IEDAX/NLCAX beat a simple low cost fund like VOO or VTI?

booobReviewer

Having 99%+ in metals/miners is extremely concentrated. Even if you believe strongly in a commodity supercycle, single-sector portfolios can swing 30-50% in a commodity downturn. A more balanced approach would be something like 60-70% in a broad index fund (VTI or VOO) and 30-40% in your conviction plays across metals/miners. It still gives you significant upside to a commodity run but protects you if the thesis doesn't play out for a few years. Think of it as "right size, not no conviction."

Remarkable-Driver160

Sweet, thank you, glad to know VT and VTI are not changing their inclusion rules!

tbombadilllo

Early 40s here. $1.1M in 401k between the wife and me. $200k in brokerage in VTI and FXAIX. House will be paid off in 7 years but with 2.5% interest rate. The hardest thing for us to do right now is stay patient. Cannot tell you how often I want to sell the FXAIX position and put it into tech. The wife wants to sell the position and remodel the house. I keep using AI to project retirement strategy and know that if we literally do nothing, we can retire easily at 58 with a large travel budget. That's where we're at, just do nothing. Especially don't do anything stupid, and we've made it. So of course I'm lurking in this fucking sub...

bolerobell

Most index ETFs are market cap float weighted, so your analysis is off. For instance, Nvidia makes up 6.6% of VTI. SpaceX, by virtue of its IPO valuation above $1T will instantly be between 0.1% and 1%. Still small (because of the small float) but larger than 0.001% you’re saying it will be.

sunpar1

VT has too much international. I prefer to VTI + VXUS to control how much international exposure I have.

mdatwood

VT and VTI are total market funds. Your disappointment is with the market highly valuing these companies, not with the funds.

Ahamadrayasbaboon

Theres’s non-news.  What does VOO hold? What does VTI hold? Both will continue to work the same way as they always have. 

Ahamadrayasbaboon

VTI is advertised to include all US stocks, or nearly so. It will work as expected, inclusion in an amount proportional to floating market cap. So, a few tenths of a percent weighting in VTI. 

Ahamadrayasbaboon

Why shouldn’t it be happening? VTI’s entire point is to indiscriminately hold every US stock in amounts proportional to their floating market cap. That’s how VTI is advertised, so hopefully you knew that when you bought it. 

Ahamadrayasbaboon

Yeah, that’s kind of their goal, and it’s how the fund is marketed. Same with VT.  Only a meathead would be surprised that their VTI position will include like 0.1% Space X, or whatsver it ends up being. 

throwawayfinance123

Who's moving their VTI allocations to VOO? There's no way to do it without incurring taxes in a taxable account, right?

ptwonline

I wonder how much difference this makes in the amount of shares that indexes (and closet index funds) were going to have to buy. It must be pretty significant. Too bad VTI has that 5 day inclusion though.

Zernfix

VOO will follow what the S&P said and not fast track. VTI does not follow the S&P benchmark, it follows a CRSP benchmark (Morningstar).

TheBlueTurf

VTI is pretty much all US stocks though so it wouldn't be surprising to see it included. 

blorg

VTSAX is the same thing as VTI, just a different share class. It's total market so it will be including it, as a total market fund should. It weights by free float so that's only $75b, it won't be a large chunk of the index.