VTI

Relevant-Flatworm926

doing exactly this. im considering VT over VTI tbh

undefined_reference

I decided to do some research. All I can find for hourly data is for VTI since 4/11/24 until today (11/19/25). Below is a table of all 7 times it's decreased by 3% or more in less than 2 hours. Once in Dec 2024, and 6 times in April of this year. https://imgur.com/a/Qq7Xkgg In summary ... Its not super common, but it's not super rare either. Nothing to see here folks... Move along.

undefined_reference

I searched in Google "Why is the market down 3% in the last 2 hours" and it brought me here. So I decided to do some research. All I can find for hourly data is for VTI since 4/11/24 until today (11/19/25). Below is a table of all 7 times it's decreased by 3% or more in less than 2 hours. Once in Dec 2024, and 6 times in April of this year. https://imgur.com/a/Qq7Xkgg In summary ... Its not super common, but it's not super rare either. Nothing to see here folks... Move along.

Friendly_Actuator_54

So should I continue my weekly VTI purchase or is stock market going down continuously for awhile.

caliwillbemine

“The market” can be any number of things and isn’t really super wel defined. Good benchmark is SP500 because it covers the biggest companies in the biggest market, but it ignores small caps and (obviously) anything outside US. Good thing for “total market” is VTI, but honestly just stay invested and ride as long as you can is the way to succeed long term.

sirauron14

I hold VTI and SCHD I just bought a lot of VTI too

sirauron14

I just bought a lot of VTI. I want to have something big for growth as well.

Ok-Psychology7619

VTI

InjuryEmbarrassed532

I should probably trim my Nvidia position and move it to VTI…went from 50k to 17k gain in a couple hours. That’s a bit silly.

GringottsWizardBank

Honestly picking good stocks to hold for the long term isn’t rocket science. I believe that having a core base in a diversified index fund is importantly but I just don’t believe in this index fund purism that is pervasive on Reddit. It’s either hold VOO and VTI or your stupid. It makes no sense.

fakerfakefakerson

Sell the ETF and buy a similar but not identical one. VTI to ITOT, for example. The key is to capture the meaningful exposure you’re looking for while being different enough to not trigger a wash sale (the deferral benefit of the TLH is much smaller than the true economic gain youd miss out on if the shares rip during the 31 day cooldown period). I am personally not a fan of doing TLH with individual securities, since the idio risk of the holding is what you’re trying to capture in the first place; however, certain circumstances could make it a more attractive strategy. The wash sale rule applies to “substantially identical” holdings, and while this has never been explicitly defined by the Service, it’s generally accepted that ETFs issued by different companies tracking indexes created by different providers is well within the safe harbor.

LongLivedLurker

Roth IRA fully allocated to VTI. Simple as.

Funtasmcus

VTI - Every US publicly traded company. Performs similarly to VOO/SPY but with lower deviation and less severe drawdowns. More diverse. Each of the Mag 7 makes up slightly less of VTI total holdings. VXUS - like VTI but for non-US stocks. While US has outperformed in recent years, there are cycles where non-US outperforms. Also, as the USD loses value against other currencies, it's a tailwind to VXUS. You might choose a bond fund that suits you (long, short, mixed, treasuries, munis corp, whatever), or a stock ETF to "tilt" your very diverse portfolio containing VTI and VXUS toward smaller cap or value or small cap value.

Armyman2007

I would be buying about 2 shares of VTI a month with it 😊

Appropriate-Pound-25

I’m 60% VTI, 20% VXUS and 20% split between MSFT, AMZN and GOOG

GaylrdFocker

>I’m trying to not manage 20+ different individual stock Index funds. VOO has 500 stocks, VTI has like 3,000, VT has like 10,000. Individual stocks should be no more than 5-10% of your portfolio, if any at all.

Own-Character395

This is how I ended up with ITOT instead of VTI

PlasticBirds

I'm just full port in VTI now. Whatever happens, happens.

New_Competition_410

I don’t get paid until Tuesday I want to buy VTI because I’m unc and not a good investor

Low-Jackfruit3321

VTI

SirGlass

The bogleheads sub is weird because I expected to be bogleheads arguing over VOO vs VTI Should you add VXUS and how much , when should you add bonds and how much but all those arguments have been argued over and over for the past 20 years However a lot of the discussion is people asking bogleheads what they think of your plan of doing some very non-bogle heads things what is strange , its like asking the vegan sub if your plan to sear a steak is good? Like "Hey I know bogle heads say do not time the market but I think AI is in a bubble and my plan is go to cash then DCA back in over the next 2 years" Like why ask if you know what the boglehead answer will be?

HOMO_FOMO_69

I'd say that is a fine approach. However, I will note that $SPY and $VOO are actually basically the same thing (both hold the same underlying companies) so I'd recommend just choosing one of those two just to keep things organized/consolidated. $VOO charges a lower fee, but a lot of people choose $SPY because it has more volume (so a tighter bid-ask spread). If you're planning on holding for a long time $VOO is the better choice. I'd go with 50% $VOO, 20% VT, 20% $VTI, 10% $EEM.

Dizzy-Tap-792

VTI all day for 10+ years, SPY if you need quick-ish gains, VT if you’re playing the super long game. Dump cash, let it ride, forget about it.

Fangslash

VOO, VOO, and VOO. Maybe VTI if you are less adventurous. for a portfolio with that long of a horizon buying the index will outperform 99% of the times. Even the 60/40 portfolio won't compete on a risk adjusted basis.

admax3000

It's kinda diversified with 500 stocks. but you might want to add VTI (for total market) and VXUS (for international exposure).

WhoGotDaKeys2MaBeema

I'd get just 1. VTI or any other equivalent U.S. total stock market index. You don't really need anything else.

PrincipleFlimsy3200

Omfg VTI please just go to 300-310 I swear I’ll full port 400k

morbidgames

lol my buy and hold portfolio is down across the board: || || |FBTC| |VNQ| |VNQI| |VTI| |VXUS|

OG_Tater

If you put $300k in to “the market” meaning the total stock market (VTI) or the S&P500 (VOO or SPY) could take out 3.5% per year, adjust it for inflation going forward, and never run out of money. That would be $10,500 extra per year. But I question the need to do this. You’re about to be single and make $80k in the Midwest. That should be enough to afford a decent and comfortable lifestyle so long as you don’t make a bunch of unwise decisions. Instead of dipping in to this nest egg, can’t you figure out a way to make $2 more on average per hour of work? That’s the same outcome,

WinterForward7336

Oof. Next 20 years? Probably Nasdaq, VTI, and Berkshire

chindef

Did you search ETFs at all before posting? VOO, VTI

Outrageous_Tip_2133

If you are an index investor and buy a fixed chunk with every paycheck every other week, this sideways action or correction is actually welcome. Better to DCA at reasonable prices than at all-time-highs. But looks like shine is off AI for now. Stock picking is so difficult, I don't know how retail can successfully beat algorithms and insiders in the long run with individual stock. Sector rotation can make you a bag holder in a matter of days as we are seeing with quantum, nuclear, and rare earth stocks. That's why I only buy VOO/VUG/VTI.

MorrisonLevi

I would hardly even call it a correction. Look at [VTI and VXUS year-to-date](https://testfol.io/?s=d73ZYbbQQTO), which represent the US and World-Except-US respectively. They are up 13.90% and 27.71% respectively. Just looks like a little sawtooth correction that lasts slightly longer than normal. Sheesh. Yes, I know certain economic indicators are bad but... I feel like they've been bad my whole life so... 🤷

ThePoeticVoyage

VTI already holds the entire US market. If you add anything to it then it should be VXUS for international.

ADynes

I started last year with $30k and I lost a little over $8k of it. I actually took 10k out so i wouldn't lose more and dumped it into my mortgage. I was emotional, I feared losing, I was impulsive. My biggest issue however was simply not holding even if I believed in a company. I bought like 600 shares of HIMS at $21 and then they had a whole bunch of bad news and I sold at like $17. If I held, or even sold half and held the other half, it ended up recovering up into the 50s and I would have made all my money back plus some. And that's just one example of many in 2024. This year, with the remaining $12k, I started not fretting when something went down if I believed in the company. In general I stopped selling at losses which I understand is easy to say. For the stocks that I had shares on I started selling covered calls at a strike that was above my average cost so if they sold I was still making a profit and if they didn't I was collecting premium. Some sold and i bought back in if the stock dropped. I'm up $6.8k so far this year and I plan on making back the rest before years end. The worst part about this is I also took my kids savings account (making 0.04%) and put that into brokerage account in October of 2023. 60% VOO, 20% VTI, 20% government bonds. In just over 2 years its up 40%. Man I wish I did the same with my money.....

Leroy--Brown

Probably. I wish I had had more of a plan aside from buying more VTI. Already had a pretty healthy bump up from that awesome buying opportunity. Honestly I'm kinda looking forward to the real thing happening!

Leroy--Brown

You're totally right, it's not even 10% yet down for VOO or VTI. Probably closer to 10-15% down in a lot of people's individual portfolios.

Fritz1705

Yeah, why SPY and VTI that’s overlap keep VTI.

niemanb1

Step one is invest enough to get full company match. Most young people can expect to be in a higher tax bracket later in life so I would suggest step two invest in a Roth IRA and try to max contributions every year. You are young enough that all contributions can go into diversified stock fund like VOO or VTI as long as you can stomach the ups and downs of the market. If you want to invest more after a Roth… can put additional funds in 401k even if it is more than the company will match. I also max a HSA with a high deductible health plan because I have very little planned annual health care needs. This may be different for you if you have higher known health care needs every year… then maybe a low deductible plan without HSA would make more sense for you. Set automatic contributions to all your investment accounts every month and then only look at the statements a couple times a year to see if you need to change or rebalance anything

Evilbred

Invest it all in a low cost passive index ETF, like VTI. It's a full equity (ie only stocks no bonds) but starting out at your age you want to maximize growth. Just put everything in that and don't let anyone sucker you into some sort of stock suggestion. The more you tinker, the more money you'll likely lose

RememberTooSmile

I wouldn't gamble with such large amounts then to keep yourself more steady. If you are this bad Ii would liquidate, and toss it into VTI and take some time off. Investing is a marathon not a race, there's no shame in slowing down for a bit to get back into a comfortable stride.

dynamo_hub

VTI and VXUS.... Basically every stock 

be_like_bill

What you're saying is better achieved through factor investing. Basically, you keep VOO/VTI as a major portion of your stock investments, and then add tilts like value, dividends, small cap, sectors like real estate, etc. So you can have something like 50% VTI, 20% VXUS, 10% VTV/SCHD, 10%VB/VBR, 10% VNQ, etc. That way you still get some gains from growth/overall market, but tilt your investments to be less top heavy.

recruiterfromheaven

I had the same question when my VTI hit 55%. I use blossom as well to track allocation and realized it's not really concentration risk when it's a total market fund.

FewUnderstanding2214

Doesn’t matter if you DCA then you will buy shares when the market is up or down - VTI is less exposed to tech/AI then VOO.

Emilio___Molestevez

the worst part about the past month is they're keeping the indexes positive so these smug retard bogleheads can chuckle and say "what's wrong gambler? the market is fine!" fuck you virgin dipshits I'm not out here DCAing shares of the fucking $VTI

PaperHandsTheDip

**> I am not in options (yet) I just own shares.** Don't get into options. They're an incredibly complex instrument that 99/100 people lose money with. Something like 92% of active investors underperform a buy & hold strategy. People trading options underperform even worse. **> I am mid 20s I have been working since I was 13.** So you're young, can hold thru volatility. Do that. **> This year lost most of my life savings due to a cross country move and the gd grocery prices rising every hour.** If $20 loss is stressing you out, you shouldn't be investing. Buy and walk away for 10+ years is how you should treat it if new. **> This community is already 10x better than the other I have looked in. No one has called me a slur yet.** I assume you were on wallstreetbets or another sub. Those ones are for gambling, not investing. Majority of people there (and here to be honest) lose money. The raw numbers show **> I am holding shares in VTI, VOOG, QQQ, and had money ready to go into an energy sector specific EFT then a Dow eft.** Just buy and hold these. You're trying to time that market.

free2beme247

Open a vanguard account start a Roth and buy VTI for the next 25 years. In the mean time read about where to go from there. Keep contributing to your 401k at least up to the match Do not transfer anything into the 401k max out the Roth after the match. You control your Roth , the 401 k is connected to an employer. Many times the 401k has higher fees and less opportunity

b1gb0n312

Invest in VTI or VOO. Don't touch it for 30 years and let it grow to $15m

Doctor_Raymos

No you are smart to do that. I live in volatility but know what I'm doing. If you want safe bets, VTI & VOOG are great for you

SmoothElk3336

I did that with VTI and VOOG, I avoided spy because of how heavy it is in ai. Should I reevaluate?

SmoothElk3336

I am holding VTI, VOOG, and QQQ. I was looking for an energy specific etf before the uncertainty came after the shutdown lifted.

SmoothElk3336

VTI VOOG QQQ and was looking for an energy specific etf

Complex-Jello-2031

You're asking the right question and it's good you're thinking about this early. The difference between panic selling and minimizing losses comes down to whether you're reacting to emotion or following a plan. **Panic selling:** Selling because the market is red, headlines are scary, or you're watching your account drop daily. No plan, just fear. **Minimizing losses:** Selling because your original thesis changed, the investment is broken, or you hit a predetermined stop loss you set before buying. Here's the reality with ETFs: If you're in broad market ETFs (SPY, VOO, VTI), down $20-200 is just noise. The market goes up and down. Over 10-20 years, it trends up. If you sell every time it drops, you lock in losses and miss the recovery. **Ask yourself:** 1. Did you buy with money you need in the next 1-2 years? (If yes, that's the mistake - not the investment itself) 2. Are you in broad market ETFs or individual stocks? (ETFs = diversified, less risky) 3. Do you have a timeframe? (If it's 5+ years, ignore short-term drops) If you're down $20 on ETFs and don't need the money for years, this is panic selling territory. The market always looks terrible at the bottom. It looked terrible in 2008, 2020, 2022. People who held through those made money. People who sold locked in losses. If you're in individual stocks that are fundamentally broken (company going bankrupt, revenue collapsing), that's different. Then selling makes sense. What are you actually holding? That context matters.

InternetWorth8049

VTI: 40% VOO: 25% QQQ: 20% VUG: 15% Total: 100%  Set it and forget it

Shoty6966-_-

Literally just buy VOO and VTI and call it a day. Reoccurring. If you find yourself getting more into stocks then save some extra for individual tickers. But don’t worry about that if you’re just trying to set it up and forget about it

Beitasitmaybe

I also recommend VTI VXUS BND + GLD + FBTC + BRKB and if feeling conservative, SCHD

CapeMOGuy

How long before you need the $300k/year? There is no reason to focus on dividends. Back in the days when there were commissions on stock purchases and sales it could have made good sense, but now those are no cost transactions. Focus on a total return strategy and just sell when you need money. Something like a total world index (VT) or a total US (VTI) plus a total international (VXUS) if you want to control the ratio. ETFs named are examples, not recommendations.

Beitasitmaybe

So, don’t trade? Ok, I think I’ll trade. I am swing trading 1-2% of my portfolio daily / weekly and pulling an extra $1,000 a day/week. I do it on days I get my emails done early. I do it with shares because I’m not yet keen on options, maybe covered calls but that’s it. It’s a guessing game, maybe. But I use a little technical analysis and have a few strategies. One of the best strategies for many is to Bogle. Don’t take my word for it. That guy changed investing for many with the creation of Vanguard and the three fund portfolio: VTI VXUS BND. Hope all goes well for you.

OptionPuts

VTI

No-Associate-6068

If you want something passive and long-term, start simple: max your 401(k) if your job offers one, then open a Roth IRA and put money into broad index funds like VTI or S&P 500 ETFs. Set it and forget it, that’s what most people do for retirement and generational wealth. With the income you’re making, consistency matters more than picking “the perfect investment.” You’ll be surprised how fast things grow when you automate it.

iamsciences

VT/VTI/VOO choose one

nadhari12

Going to jail sucks but you can put it all in VTI and come back in 10 to see it doubled.

pain474

VTI

wynveen

Just buy VTI

crazybutthole

>insights about 10y vs 20y strategy there shouldnt be much difference. if you go with about 80% or more in index funds it should be fine. i am not a huge fan of "global diversification" - but you do whatever you feel comfortable with. usa companies have dominated gains for the past 15+ yrs - doesnt mean it will continue but thats what i would bet on. just my opinion. i am 75% in us based index funds like VOO VTI QQQ and less than 10% in "global funds" and maybe 15% in individual stocks. thats just how i do it and its working for me

Lonely_District_196

B and C seem like contradictory statements. What if we consider each one separately? >a) are the product of new technology or changing behaviour / regulation or both. The technology plays are AI and quantum computing. The regulation plays are PMs like gold and silver. You could pick a sector based on which political party you think will dominate the next decade, but the fiscal policy isn't likely to change either way. >b) don't require genius picking Index funds. SPY, VTI, VOO, etc. >c) require being early when it's uncertain This goes back to a, and figuring out which companies will figure out the technology and how to turn it into a profit >d) price to enter is very low as a consequence Anything that skyrockets later will seem like a low entry price in hindsight.

Electronic-Buyer-468

You can make as many little 'side bets' as you want. They are gambles, they are lottery tickets. None of us know for sure. Best bet is to grab a bunch of ideas, give them all 1 or 2% of your funds, let them total about 10-25% of the account, and let the rest be just big indexes like S&P, Total World, Nasdaq, Total US, etc. You framed your question fine. I understood the assignment. The TLDR/ELI5 is "who the hell knows?" Make whatever little gambles your heart desires, but don't spend too much time and money on it unless you can truly find a 1000% conviction with all of your heart, But even then, keep it as a smaller percentage of your funds. Let's say you set aside 20% play money and you don't want to spread it out, and you do believe that Play-Doh is going to be the biggest thing in the Milky Way Galaxy over the next 100 years. Okay, go with $20 in Play Doh, and $80 in VTI. lol

Speech_Path

WSBs, which should I go with : VOO, VT, or VTI? Boogle heads are recommending VT.. but idk. I got full faith is the good ol US

caine316

VTI or a total index with low expense fee. Maybe VOO. In 30 years you’ll have 80 if you don’t touch it….or invest in a cert or license. Machine learning boot camp. Trade school etc.

AntiqueOperation1337

If you’re not sure, go with VTI the Vanguard total market index. It’s returned an average of over 14% over the last 10 years.

Rare_Skin1192

VOO/VTI 50/50 and then forget that you put it there.

crazybutthole

if you really have $800k you are ready to invest - you should put. at least 66% in low cost index funds like VOO or VTI

pax_seditio

Depends on my time horizon.... If I were young VTI. Just DCA in a low cost broad market ETF and forget about it. You'll thank yourself in 20 years. If I were middle aged, T-Bills. Current PE ratios and Buffet indicator values are pointing to a lost decade. I wouldn't want to risk my retirement on a market that is going to take 10 years to generate a profit.

kukulobo

Thank you for the lessons. I am like that too so may I suggest this approach which I now take: 90% of the money in VTI and gold. Dca every paycheck. BTC I buy but I sell most if not all at high aka this year and every four years and buy back later. 10% degen options what you have above. If you make it big great. If you lose it all it’s only 10% of the money. It hurts but won’t wipe you out.

Sea-Soil-6026

The weighting of tech shouldn’t concern you in an S&P portfolio. The market is constantly rebalancing and if tech were to lose traction to finance, discretionary, staples, etc. it would automatically rebalance by the weight of those individual stocks in comparison with S&P market cap. It’s only heavy on tech because those are the largest companies in the S&P, as other sectors grow in market cap, the gap in weight would theoretically narrow. The S&P is a good representation of the total market as a total market. When you compare VOO with something like VTI, there’s really a minuscule difference and they tend to move in parity because the weighting of the top 500 stocks is what is moving the market, much more than the remaining 3000 stocks in the total market index. Even an equal weighted S&P fund is going to have a strong correlation with the S&P, though much less volatility in there. If you want to diversify, you should diversify across markets; eg domestic and foreign markets, commodity markets, fixed income, etc. but the composition would remain entirely on your risk profile and your liquidity needs

4ninesfine

Vanguard Total Stock Market (VTI)

BeacHeadChris

No I do not. Gambling is profitable because house wins, on average. That’s why it’s a success. And for options, you only win if they lose. Dropping $100k on VTI on the other hand and holding is investing because on average, you win. Nobody else had to lose for you to win the average 7% return 

happyaccident_041315

for real. my rule of thumb with these is to buy a few thousand of shares and then if it goes up 200% i automatically sell 1/3rd of the original purchase. i roll that back into VTI or VIG. After that I don't really care what happens to the stock, and if I am lucky it go up more at some point in the future. Did this with a few on this list but couldn't stomach buying a quantum computing company.

Lunar_Neo

It's wild the hoops I see people jump through thinking they are diversifying. "I don't trust a total market fund like VTI, I need to diversify with high yield option funds, dividend ETFs and crypto to protect my investments."

AlfalfaWonderful754

The weighted % of GOOGL in BRK's holdings is basically the same as it is in VTI.

Undefined1_4

You're up 30% in a year. Relax, breathe a sigh of relief, and realize that gambling isn't a legitimate sustainable strategy. Put $200k in VTI and trade with the rest, since you do seem to have some skill. If your trading account makes it to $200k, break off half of it and put it into VTI. This way, even a total failure won't ruin you. Having a strategy that keeps yourself from being ruined allows you to make better decisions when you trade. It's not so susceptible to fear.

myreddit2727

Bro it's not too late. Sell everything. Set money aside to pay taxes on gains. Get a Vanguard brokerage account. Put it all in VTI. And don't fucking touch it. Learn your lesson and get the fuck out. NOW while you're still up 50k for the year! And be thankful your lesson learned wasn't worse.

LitterBoxServant

Why you giving him ideas? OP gonna lose the whole nut selling VTI calls.

yottabit42

100% VT for maximum global stock diversification with a very low expense ratio. (Or 60-65% VTI + 35-40% VXUS in a taxable account, equivalent to VT but you can claim the foreign tax credit on your taxes.) Follow the [financial order of operations](https://www.bogleheads.org/wiki/Prioritizing_investments). Head over to r/Bogleheads and read the side bar (touch the sub name at the top on mobile). There are a lot of great resources there to learn from!

musicandarts

You started with 180k. You now have 231k. That is not bad. Put it all in VTI or VT and spend time with your family.

Own-Character395

I looked at the sectors that went up and the ones that went down, not just today and yesterday, but in the last couple of gyrations. I consider this to be like tremors ahead of the big earth quake that is yet to come and by looking at the tremors you can figure out where the big rip will be. Previously by looking at past crashes I had allocated 4% each to a number of defensive sectors. As a result of the recent gyrations I I'm further over weighting healthcare, consumer staples, energy stocks (to 5% each), keeping my stake in REITS (still 4%) and reducing my stake in utilities and mining stocks (down from 4% to 3% each). I'm also gradually increasing my bond position, particularly in TIPS and, as they fall, in long bonds. Now up to 32% from 30% which itself is up from 20% six months ago. Rest is in broad market indexes, VTI and VXUS

seraphimkoamugi

I'll worry when VTI/VXUS/QQQm all fall 25% each. Until then actively buying these every monday.

jasonkylebates

You could put it into a three fund portfolio (55%VTI/25%VXUS/20%BND) and easily get 2% per year while maintaining good prospects for price appreciation (historically). That’s ~130k after taxes.

DontPeeInTheWater

Here are the big ones from Vanguard: Total World (VT), US (VTI), ex-US (VXUS), Developed markets ex-US (VEA), Emerging Markets (VWO). If you want to get really in the weeds, I believe that Dimensional and Avantis are worth the small increase in expense ratios for some small factor tilting, profitability screening, etc, so I incorporate several of their funds. DFUS, DFAW, DFAI, DFAE are Dimentional's equivalents to those Vanguard options I listed

silenceisbetter1

World is not baked into VTI. VTI tracks the US market, that means no international exposure. VT tracks world, and global all cap.

NetZeroSun

Wouldn’t VTI already include the world? Someone would still pair VXUS with it? I know VT is super broad with 10k holdings but VT being a slimmer 3.5k holdings. I was going to go with VT (keep existing voo) but was thinking going forward just VTI for a one stop shop (no VXUS as I believe world is baked in already with VTI) as long term total returns was far better than VT. (Obligatory past performance guarantee and all).

scrotalsmoothie

This. VT, or VXUS to complement VTI (or variations of these two in combination according to VT's ratios). If you want to tilt you can to VXUS but market cap easier.

Buck169

>The S&P 500 naturally will become overweighted in the strongest performing sectors. Investors who want more diversification can go with VT or VTI or similar funds. Which is the answer, or an answer, to my original question. You got there eventually...

Inspectorcluseau

Remember when we were all buying in April because liberation day? Well, big money and old money were hitting that sell button. They also didn’t get to catch the V shaped recovery because it happened so fast. They all have benchmarks they need to meet before years end and most of them have suitcases of cash on the sidelines. Retail ROI is crushing institutional ROI this year. Most of them are not even beating VTI right now. This is all manipulation. The macro environment for stocks is otherworldly and we’re on the precipice of AGI

Rav_3d

The S&P 500 naturally will become overweighted in the strongest performing sectors. Investors who want more diversification can go with VT or VTI or similar funds. Valuation of the Mag 7 (TSLA aside) are not as outrageous as people make it seem.

ZipTieAndPray

There is a reason only 15% of people reliably beat the market. You aren't smarter or more well informed than the professionals who do this for a living using complex algorithms (and now AI to gauge public sentiment) It's fun to gamble a bit, but you are gambling. VTI and chill and keep pumping in funds for Dollar Cost Averaging. The goal isn't to win today. The goal is to win in 20 years or more.

nonamenomonet

VTI till I die

ItsyBitsySPYderman

Epstein email says Mango was giving sloppy top to Big beautiful Bill Clinton. Im not sure I buy that. I am buying VTI shares though.

Xdddxddddddxxxdxd

VTI is up 40% over the same period bud lol