VUG
Vanguard Growth Index Fund ETF Shares
Mentions (24Hr)
0.00% Today
Reddit Posts
Bullish thesis for SPCX into the summer
Bullish SPCX Mechanical and Macro Thesis in the next month
Built my first Roth IRA portfolio in my 20's - here's my 6 ETF allocation and the reasoning behind each pick
Help me re-balance my portfolio: 31F, single, hoping to buy a home in VHCOL area in near future but also work as little as possible?
I am missing something between VUG and QQQM
Best strategy to grow from 250k to 300k or more in about 2 years?
Need advice on selling assets in taxable brokerage in fear of AI bubble
New Robinhood account to save for car in 2029 November
Where would you put $100/mo if you want some volatility but not a full YOLO?
Does This 5–10 Year Growth Portfolio Look Solid? AI + Core ETFs
Where could I backtest my hypothesis on a longer time horizon?
How big of a percent should the Mag 7 have in a portfolio.....
Anxiety about investing with the market volatility
Portfolio Feedback Welcome
Portfolio Advice: Can I be more aggressive with my investments?
Coming into $30k. Age 30. Risk appetite is 7/10. What’s a solid allocation?
Need help diversifying, can you recommend what to sell and reinvest and/or recommend a different place to park money for 20 years?
Overly ambitious or overkill / concerning portfolio?
Did anyone else see what VUG closed at today?
25 Year Old Roth IRA: How to diversify VOO?
What's the term for always selling the dip?
Thoughts on 31yo investment portfolio - big pay raise next year and questions
Choosing spouses growth stocks for taxable account
Thinking about a higher growth portfolio for the new year.
Investing brokerage accounts for my kids and nieces - best course of action?
Will shit hit the fan in 2024?
100% VOO vs 33.3% VOO, 33.3% VUG, and 33.3% SCHD?
What yall think of the picks for my Roth IRA. Needs any changes? include different sectors?
How should I invest to build wealth long-term in my early 20s?
4-asset portfolio that outperforms the market with less risk
Options, speculating on direction and catastrophic losses
Can someone critique my portfolio early on going forward?
Comparison is the thief of joy but how am I doing?
I have $15k sitting idle. Did not max out 401k or Roth IRA. Where should i invest?
There's a lot of overlap between VOO and VUG, but...
Why is the solar industry performing so poorly?
Does this seem like a good selection for a Roth for a 32 year old just getting started?
[M25] International Student in the US - How to prepare to move assets overseas
Building a portfolio for my cousin (25M) need suggestion
What is an appropriate risk allocation for an 18 year old?
Mentions
lord, if you get me out of bloom energy and oracle and tqqq and nbis and qqq and sandisk and hood i swear i will all in VUG and never look back. Praise jensen, praise powell thank you.
Coworker texted me Saturday saying he wanted help today rebalancing (placing the limit orders). Motherfucker has both VTI and VOO and wants to sell one and move more allocation into riskier growth stuff, probably VUG or something. I asked him about it today and he has no clue what is going on in the markets. He isn't timing anything, just looking at his own long term plans. I asked him if he still wanted to do that rebalancing and he said "Nah I'm more focused on fixing that scratch on my car rim today. Maybe tomorrow." I fucking envy this man.
Had a bunch of my companies private stock in my retirement get converted to cash and thrown in to an IRA a couple months back. Been sitting on that pile up until today. Finally opened my positions in to VTI, VXUS, VUG, ARKX and NASA. The last two are the 20% of my FAFO money my IRA.
Sure, but the point of VOO or VTI isn't trying to pick favorites, but to have a diversified allocation that will give you a 'safe' healthy annual return. While QQQ and VUG aren't crazy recommendations, you're still picking favorites. If AI didn't take off there was a chance tech would underperform other segments. COVID pushed for more fabs to be built, and put new laptops into the hands of every WFH employee and education from home kid. There was a very real chance tech would have been been in a glut of supply with flat or lower demand.
I like VOO or VTI. These kinds of funds are where most of the money should be. Coca-cola is a good company. No reason to sell it at all. Just hold what you have allocate new money to index funds. you can definitely take on some more risk at your age. Keep it like under 20% of your portfolio tho. If you want to take on a little more risk but not insane, you can look at strategy ETFs like VTV, VUG, GARP, SCHD and such. these are diversified but still potentially carry more risk than a broad index fund. If you gonna do individual stock picking learn value investing.
What would you pick between IVV + AVUV or VTI + VUG/SCHG
What would you pick between IVV + AVUV or VTI + VUG/SCHG
What would you pick between IVV + AVUV or VTI + VUG/SCHG
Build your base early. Focus on ETFs and Sectors that will play into future. You have time on your side. Main portfolio $VUG (low fees) Sector specific ETFs that could appreciate considerablely given time. $NASA - Space Sector $DRAM or $SOXX- Memory/AI $QTUM - Quantum $NLR - Nuclear/Uranium Auto invest on a monthly basis. For a few years in a Roth IRA and through your employers 401k. Max out annual contributions if able
If you wish to buy puts based on probability of rate hike, QQQ would be better than SPY, and VONG/VUG/MGK/SPYG would be even better. Or sell calls on growth stocks and buy shares of value stocks (AVUV, AVDV) or quality stocks (SPHQ). I’m not changing anything currently, but the market does appear to be preparing for a quarter hike by EoY. Because it is expected, there may not be much drop in growth (or interest rate sensitive) stocks for puts to pay out…it might just stay flat for a bit. Probably depends on if it comes before or after midterms, since conclusion should lead to upward pressure.
I'm in VOO, QQQM, VUG and SPMO. I've got exposure to over 500 companies of various weightings, and while all are US the majority do business internationally giving me broad exposure. Although Charlie Munger would have called this "Deworsification" and that I should instead concentrate in a few great companies instead of a bunch of crappy companies. I don't own gold. I don't know why I would own gold, I'm not a jewler and I don't build consumer electronics.
100% outperforms individual stocks over time. If your young consider VUG, VGT. VTV for non tech and VXUS for non-US diversification.
Can anyone give advice if my investment mix for my Roth IRA makes sense? I’m 30 years old and want to be more aggressive to maximize gains. I don’t care about the ebbs and flows of losses, just maximized long term growth. My Investment Mix: VTSAX 65% VUG 11% VGT 11% VTIAX 7% VTWAX 6% I definitely want to stay invested in VTSAX & VUG. I’m thinking I might need more VTIAX or VTWAX (not both?) to stay invested in the international market. Maybe more in VUG and less in VTSAX? Again, looking to maximize long term growth. I’m more okay with going heavy on US Market versus international because I’d like to bet more on the US than the world, so don’t want to be diversified internationally just to be “safe”
they are basically large cap growth tilts. Value side of the stylebox is up 16% this year, the growth side is up 6%. the value side is propping up the sp500 this year over growth. large growth is a tough spot to outperfom in (especially paying 70-80 bps for the pleasure), i'd rather be in VUG or the Q's if I was to tilt that direction.
I would just invest in S&P 500(SPYM VOO etc) - top 500 companies and gets reorganized to include/remove companies World Market Fund(VT) - this is broad domestic market and also includes international stocks Dividend ETFS(do this in your roth but SCHD and DGRO) generally blue chip companies and pays a yield but also growth of roughly 10% Growth Stocks(QQQM VUG or SCHG) - stocks that are expected to outperform the market but high volatility downsides is greater but upside is the same Doesn't seem like you want to frequently monitor stocks so I would just pick ETFs that best represent your risk tolerance which is likely some combination of SPYM, SCHD, VT, and QQQM
DIA (*dow etf, aka "value"*) is outperforming QQQ (*nasdaq100 etf, aka "growth"*)? YTD, 1Y, 5Y performance? lol No, QQQ ETF still winning here, this are not "Equity Factor ETFs" are just US Market Indices, that also are driven by Equity Factors and US Sector Rotation, big difference from directly Factor ETFs. You can understand this, if you can see the Sector Composition (weight%) of each one of this Equity Factor ETFs (Aggressive sectors, vs Defensive Sectors, Sector Rotation). Maybe you are talking about IWD factor (value) vs IWF factor (growth) ETFs, here Value ETF outperforms Growth ETF, but just YTD and 1Y timeframe. Yes, this can happen even without "bear market", cuz the people can start to be "defensive" for several reasons, like inflation, not just for 'bear markets'. *IWD have more weight (%) in Financials (XLF sector) and IWF have more weight in Technology (XLK sector)* >IWD and IWF are iShares (Blackrock) ETFs from Russell1000. You also have Vanguard ETFs, IVE (value) and VUG (growth) from S&P500. Not a big difference, but it shows up in the long run. 😉
VTI and VUG both win and lose when the market fluctuates since they hold the same large cap holdings with VUG super overweight in that area. If we had 10 straight years of winning, this might beat my setup, but it's likely not even close in a more up and down scenario. 100% VUG does beat this setup when 1o year back tested, but that is an all in play that tech and AI keep rolling strong and I'm not so willing to take that bet. Ford just hired back a ton of folks because AI was not getting it down in the QC department. Could see more of this in the next ten years or AI could continue to skyrocket. I'll play that one a bit more conservative I guess.
So many large AUM growth ETFs that are underperforming this year, mostly due to over-concentration in megacaps. When the Mag7 was leading the market, basically any growth ETF would have similar returns, but that's not the case anymore. YTD: * VUG: +3% * IWF: +1% * SCHG: +1% * VONG: +1% * MGK: +3% * CGGR: +2%
Keep buying the Vanguard fund (don’t stop) and keep your gold position. If you a looking for more growth in tech then I recommend either VUG, QQQm, or VGT. Save yourself the headache of trying to pick individual tech stocks. Add SCHD if you want more income and dividend growth. It is also a good compliment to any tech heave or growth fund in your portfolio. Just be aware of taxes if this is not a retirement account when investing in dividends.
The other guy said capital gains vs income tax but also the tax money you pay today has a future growth value if you paid it 30 years from now. Even a $1000 tax bill could be worth $17.5k in 30 years if you hadn’t paid it. Is VUG going to get OP $17.5k in gains that he wouldn’t get just by holding? Thats the math he needs to do.
You left out the Index inclusion cliffs. They will prop up the valuation with forced buying. We'll see how it goes with VUG, VTI in 5 minutes, QQQs & Russell in 10 days...
Why don’t you just hold those and DCA into VUG? It’s not like those are shit companies with no upside or future.
Bruh you do know that VUG’s 3 year annual return is about 30% right?
If your goal is less single-stock risk, the move makes sense, just be honest that VUG is still a pretty concentrated mega-cap growth bet, not a full reset to broad diversification. I would also weigh the tax bill before selling everything at once, because sometimes trimming over time gets you most of the risk reduction with less friction.
That’s a pretty common transition. Many investors move from picking individual stocks to ETFs because it reduces risk and the need to constantly monitor companies. VUG gives you exposure to many strong growth companies while spreading the risk. Just consider taxes from selling and make sure the ETF matches your long term goals.
Thank you for your insight. Also, it feels good knowing that 18% of the VUG fund is weighted in the three stocks I’m selling in order to buy it, so will still have significant exposure to them.
VUG if you’re feeling adventurous. AMZN is at a good price right now as well. I’d be buying it if I didn’t already have a bunch.
That’s a great start. Add some VOO or VUG mixed in with VT. Single stocks can be very profitable but can also lose you a lot. Index funds are a lot less risky and it’s hard to beat them in the long run. At 22 you need to be thinking 40 year return not 1 year or 2 year.
Put your money into VOO or VUG and then delete robinhood until you’re ready to sell
Yes, and no, I would say for him for someone who has a bunch of fractional shares. He probably be better off and more profitable, putting it all into spy or VOO or VUG.
This is easy. You don’t need one. Max your 401K (pick index funds that track the S&P 500 or the Total US Stock market). Max your HSA (if health plan option available through work). Max your IRA. Accumulate RSU, don’t sell, reinvest dividend (if you think it’s a great company that is growth). Open a brokerage account either in Vanguard or Fidelity. Once you max all the above, invest remaining money every week in VOO or VTI, VUG, and VXUS ETFs if Vanguard or FXAIX, FSPGX, FSPSX if Fidelity (Ratio 50:30:20). That’s it, don’t worry about individual stocks. If you need more input feel free to DM me.
Your 61 the priority should long term inomce at the lowest taxes. invest the money in QQQI in the US QQQI generates ROC dividends and as a result the dividends will not be taxed until the share cost basis reaches zero. It will take about 7 years for the QQQI cost basis to reach zero. At that point the dividends are taxed as long term vcpatial gains. tax rate. VTI and VUG don't genrate any meaningfulll dividend income. JEPQ and JEPI generate high yield dividend income but they are taxed as ordinary income (the highest tax rate). My understanding canadian taxes are similar toUS. so I am assuming for you it is taxed the same way as in the US.
I've separated my US large cap holding into separate ETFs for growth and value. VUG is the growth holding, and it tracks the CRSP US Large Cap Growth index. I don't think they plan to include SpaceX right away. There is no way that I'm investing in SpaceX stock directly. It will get a temporary bump because of the indexes that will take it on immediately, but that will likely be followed by a significant drop. That's been discussed online ad nauseum. I don't have the faith in my market timing ability or the integrity of the trading system to take that chance.
Non-degenerate coworker just texted me asking if I would be in tomorrow and that he wants to buy the dip on VOO and VUG. Bullish.
Being skeptical of a brand-new celebrity-endorsed ETF is the right instinct. Without knowing the exact holdings, celebrity-backed ETFs generally come with higher expense ratios (often 0.50-0.75% vs 0.03% for VTI) and zero track record. The slight dip since launch is almost certainly noise — new ETFs can take months to build their positions efficiently. The bigger question is what the strategy actually is under the hood. If it's a concentrated large-cap growth fund with a fancy name, you can get the same exposure from SCHG or VUG at a fraction of the cost. If your dad likes Suze Orman's philosophy, have him check the prospectus and compare the expense ratio and holdings to a low-cost broad market fund first.
What IS today’s sell off about? VUG down bad
Correction: *Some* Vanguard funds. #1 ETF VOO is S&P 500 and some others are Russell. But VT, VTI, and VUG are absolutely CRSP. VTV is too, but there's no way SpaceX is a "value" company. VXF isn't CRSP, but almost by definition includes stocks excluded by S&P 500; for years, Tesla was its largest component. The idea because using CRSP was to wiggle out of the fees S&P wanted Vanguard (and thus shareholders) to pay. But this is a side effect of that.
I’m kinda fucking stupid. Just a 401k and Roth Andy, mostly in 500 index funds and a little VUG and QQQ. How the fuck do I isolate myself from this IPO?
Not true, CRSP also reduced minimum float requirements, so VUG will have it after 5 trading days.
VTI is whole (US) stock market, and VT is total world stock market. that will make SpaceX a smaller piece. but these "every single stock" funds are much less picky. they let in new entrants after 5 days, and have operated that way for years. if you switch now you will end up getting SpaceX sooner. VTV is a value based fund. if SpaceX is classified as "Growth" it will not be there. it is in either VTV or VUG. i expect them to follow the same rules as VOO since they are VOO split in two pieces, but i have not confirmed this. you may want to go to actively managed funds if you are trying to outsmart the market. or use options to offset the SpaceX and Tesla stock. buy a put and your downside is limited but it will pay off big if the stock drops.
QQQ is not really an index like S&P500 or CRSP is. it is run as a marketing gimmick. QQQ will likely have a lot of SpaceX, but QQQ has always been a high-risk fund. sell QQQ, buy VGT or VUG or XLK. the other indexes, even if they made the rule changes will have small amounts of SpaceX.
Wasn’t impressed with VUG relative to VOO Not worth the added volatility
Time-frame & risk tolerance? QQQ is great but it has some wild swings. If you can live with great. VUG is also great.
This isn't the best sub to get advice for this, but I plan on doing something similar where I'll sell off some AMZN (currently 75% of my port) into my preferred ETFs once it hits certain milestones. I'm going with primarily growth & momentum - SPMO, VUG, and some VOO, paired with GOOG and AAPL, which I already built a position on. I expect I'll still be 40%+ AMZN for the coming years, but this will diversify me a bit.
VOO and SPY move almost identically for what it's worth. Greater exposure on either is a good call in a bull market is you're looking at ETFs rather than individual stocks. Both have returned about 26.6% over a 1yr timespan (obviously that fluctuates year to year depending on market conditions). Personally I think holding VOO, VTI and VUG simultaneously in a taxable account is too much overlap. Consider picking just one. For reference, VUG is just rolling together holdings of various stocks you are already currently holding (presently I believe VUG is 11-12% AAPL, 8-9% MSFT, 5% AMZN; largest holding is NVDA)
Idk I'm not familiar with the methodology of VUG.
Just do VOO for now or even VUG, you could roll everything into VOO but there will be a little tax to pay on your gains of a few dollars. your last two funds won’t outperform VOO over the long run and SPY is the same thing as VOO but more expensive slightly. Definitely open a ROTH IRA at Robinhood and put any savings you get into that first. You can contribute $7500 per year in 2026 if you have earned income of at least $7500. Owning VOO is diversified in 508 U.S. market cap weighted companies that adjust over time. You don’t need to own multiple ETF’s with overlap in the same companies
I always screw up when I try to market-time so screw it, I'll just eat this disaster no matter how it plays out. Staying in on VUG.
VOO is almost certainly going to be your best bet over the long term. Or something like VUG if you want a *slightly* higher return at *slightly* higher volatility.
Will VUG (Vanguard Growth Index Fund ETF) be forced to auto buy SpaceX when it goes public?
Question is how many took profit on or before Friday. Now everyone is painic selling. Myself I have a put credit spread on XSP expiring on Friday. Depending on the market. Do one of 2 things. Roll it out a week or just close the trade and place a new one. I’m still buying NOK 1 share every other day. And a few dollars in VUG Each day.
ETFs are your best tool for diversification. I recommend vanguard's primarily, at least for starters . VOO, VTI, VUG,VOOG,VONG,VGT. In fact several years ago I got rid of all my individual stocks and am 100% ETFs now, and can't recommend it enough. I mean sure if there is one company that you really believe in ok, but how many companies do you have the adequate mental bandwidth to believe in so strongly about? You're not warren buffet.
Why are you buying VUG AND VTI AND SPY, regard? If you want an 80% set and forget just buy VTI and fuck around with the rest.
What risky stock pick should I add for my Roth IRA? I already have my set and forget safe stocks loaded for about 80% now (VUG, VTI, SPY) And now I have 20% left that I want to pick individual stocks to add in some risk and reward since I’m only 30 and it has plenty of time to compound RKLB, OKLO, DRAM, CRWV, MSFT, RDDT, NFLX? Hit me with your best choices
Nope, we don't educate on this at all, actually. That said, here's a crash course: 1. Set aside some money each month to put in the stock market. Not a *stock*, the *entire* stock market, or at least as close as you can get. And... that's it. Don't do anything else. Don't take it out, just keep on putting more in. Check in every once in a while, provided you know that your particular brain chemistry can handle that. If not, then don't. Just shove it in and move on with your life. As for what to buy? Some prefer Vanguard, some prefer various ETFs that just try to track the market, but they're all essentially the same thing. If you're not sure, I would say that VUG (Vanguard Growth, ▲147.98% in the last 5 years) is a great place to start if you don't mind risk. If you do, then I'd suggest DIA (Dow Jones Industrial Average, ▲43.45% in the last 5 years) to try and stay away from some of the AI/IT nonsense. Won't save you from a bubble, but if you follow the advice, it doesn't matter if we hit a bubble. You're just going to hold anyway, and keep on putting in X dollars a month.
Those are all stocks. $SOUN = Soundhound AI, a very volatile AI stock that's got a short float of about 30%. I'll stare at the chart until I see something I like (read: it's all bullshit, I'm just getting lucky hoping to buy at the bottom or top of the current curve.) I buy or short Soundhound, then sell after it moves 2-3%. Easy $200 bucks after taxes. Stick the taxes in a savings account and the rest into stocks I'm long in. VIG = Vanguard's dividend appreciation ETF VOO = Vanguard's S&P ETF VYMI = Vanguard's international dividend ETF VUG = Vanguard's growth ETF
I’m new to this…can you explain what you mean “day trading $SOUN” and “Stick it into VIG, VOO, VYMI, VUG”?
Not if you just day trade with the same $10k everyday and stick earnings into long positions. I'm making $1000-1500 a week day-trading $SOUN, I just stick it into VIG, VOO, VYMI, VUG and forget.
Do you have a ROTH IRA? The contribution limit is $7500 for 2026 so that is post tax money that can grow in the market. I personally would put it in VOO or VUG and forgot about it until 2027.
If you want to keep what you have, sell everything but VTI and VUG. Figure out how you want to allocate those, but I’d do a majority VTI. If you want more semiconductor go SMH, SOXQ, or SOXX. Is this in a taxable account?
Yea a huge part of my gains are from 15 years of VUG
huge fan of VGT and VUG. I have +70% gains of VOO and VTI in our main brokerage account and I don't want the gains hit, so I switched our IRA's to VGT VUG and QQQ (along with some of what this guy is doing) and haven't looked back.
You are really close to what I would do. 50% SPY/VOO. But being young you want to be a bit risky as well with the other half. In your case NVDA/ASML captures that, but its really too individualized. I would not put the "risky half" into a single stock. NVDA is pretty safe yes, but still I might switch it to something like a VUG or VGT. So maybe 15% NVDA and 20% VUG. Something like that.
I have 150k with Edward jones and money in various self directed accounts. They aren’t getting another dime from me but I keep him around only because without him and his education years ago I wouldn’t be where I am today. So I feel like I owe it to him keeping it there. I out perform him with a VOO/VUG strategy almost yearly.
I'm never going to flame a 20-something for investing, so don't worry about that. But I will ask questions. What's the allure of SOFI and MSTR? Do you foresee them growing to $200/$1000 per share, and if so, why, and how would they achieve that? Same with META, MSFT and to a growing degree NVDA. NVDA is still the dominant force in the chip space, but they've got some fierce competition coming down the pike that's making chips that could practically make them obsolete. META is basically just in the business of selling ads and how much growth is really there anymore? I'm a big proponent of "going with what you know", so for you maybe that's crypto and social media so you went with some of those stocks. Nothing wrong with that as long as you're making informed decisions and not just throwing a dart. I don't know much about healthcare or consumer product goods so I stay away from those sectors. Your thought process for the ETFs is wise for now because it will help you identify the individual stocks later. People love VTI; I prefer VOO and VGT. But by holding all of those as well as VUG and QQQ, I started to analyze where their assets were spread and started to isolate who the top performers in the ETFs were. The thought process was to "play it safe" with the funds but then put a little extra in with the over performers.
Take a look at VTI, VOO, VUG, QQQ and VGT. They all more or less carry a lot of the same stocks but some hold 3500, others hold \~100, which increases the risk/reward due to narrower exposure. One of them might pique your interest.
23, currently have 50k in HYSA, 7k in ROTH IRA. About to do some extended traveling, so wont be making any income for the next year or so, but definitely have flexibility to invest at least 10k, maybe more depending on recommendations. If it was at all possible to get a bit of passive income, even 100$ a month, that would be nice. I was originally investing in VOO, SPY, VUG, etc, but that was uneducated investments, so would like to research a bit more. Let me know if anyone has recommendations, or resources I can look into. Thanks!
It’s your timing. But it’s also been this month. Unpredictable. I trade XSP credit spreads. But took the last few weeks off and just been buying ETF’s and a BDC. I’m only down a few cents on VUG and IDVO. But overall I’m up $7. And have not received a dividend payment yet.
I would on the ETF side hold QQQ and VUG and broader indexes, while on the stock side keep stocks I have my eye on and am interested in. More volatility in that side but possibly larger gains and I am in for the risk, while also having a little stability in the funds. Currently I have majority in stocks and have been accruing around 3% a month for the past 3 months. However, I feel as though I have little knowledge compared to people I have seen on here. Just wanting to learn more and be great!
I'm a never sell long term kind of guy but I'm not throwing any money in META and I'm fine just missing out or being wrong It's just ads/data and only olds use Facebook and I feel like the youngest generation doesn't love instagram as much as the generation above them. I feel like eventually they'll feel that in some way and idk I just don't love the company from a stock standpoint Out of those, MSFT 100%. I've felt like for years the only individual stocks I want to invest in are Google, Tim Apple, Microsoft, Amazon and Netflix. Couple others here and there but those are the big ones. I believe those will all be around in a major way the following decades and I think if people just buy any dips with those companies, it would be a pretty smart trading/investing strategy or you could just invest in an ETF like VUG or MGK that has a very low ER and is 50%+ in those companies without ever having to worry about selling or anything
Good picks! Adobe could be a good dip buy. Tesla is a good robotics play and will feed off of the SpaceX IPO. All of these stocks are in the S&P 500 so you could just buy VOO or VUG if you want to go the safe route.
I appreciate it. I max my Roth annually. I typically do Vanguard ETF’s in my self directed portfolio. 60% in VOO VUG and I own 40% in MSFT nvda MAGS MU. Yes I know it’s massive overlap.
Vanguard just split VUG, VOOG, MGK, VGT, VO. Good time to buy more of those ETFs
sell QQQ, buy VGT or VUG or XLK. if you have big pending gains in QQQ, congratulations on your victory. take your prize. if you absolutely positively cannot sell your QQQ, buy puts on it.
I'll answer in two parts, for the portfolio first and the other questions second. PORTFOLIO Those investments are all OK individually, but combined they're a little odd. VSEQX is a fund that emphasizes mid and small size US companies. It's very good for its type, but seems out of place as the largest position *and* combined with the other options. This would be considered a more aggressive fund, because smaller company stocks are usually more volatile than larger company stocks. VWNAX is the Vanguard Windsor Fund, which is a more conservative fund focused on larger US companies. VXUS is most of the global stock market outside the US. VUG is also larger US companies, but with a different strategy than VWNAX so possibly a good balance. VTI is most of the US stock market, so it overlaps with VSEQX. VWNAX, and VUG. You're holding basically the same stocks in 3 different containers. OTHER ISSUES I don't mean to be insulting but this is all highly vague and not realistic. It seems more like you're dissatisfied with life or bored, rather than having any real goals or ambitions. some time with a therapist or counselor might be a good thing, or with a priest if you're religious. to me, this is more a meaning-of-life question and less a financial question. the amounts of money and investments you describe are probably not adequate to finance your expenses if you wanted to avoid work, especially in a VHCOL area. especially in the EU, where taxes are much higher on investments outside a tax-sheltered retirement plan. buying a home in a VHCOL area may not be realistic on a current combined income of about $160k. that's higher income for some cities, but in most of LA proper it's barely enough to survive. you could liquidate all the investments and cash, and still have a large mortgage on a tiny condo or house in the LA area. This plan might be effective if you could relocate to a smaller, rural area in the US. buy a small house for maybe $300,000, and invest the rest of the assets for income but keep your spending low. there are towns of small but not tiny size (say 20,000 to 50,000 people) where there are enough amenities and infrastructure to have access to stores, medical care, reasonable social services like libraries and police departments, etc. but that would be a very drastic lifestyle change, and your jobs may or may not be portable. >willing to fuck off to Europe with dual citizenship opportunity from what I see on reddit, Europeans are highly pessimistic about Europe. https://www.reddit.com/r/eupersonalfinance/comments/1rmdjke/since_when_was_getting_rich_so_hard_in_eu/ and it's objectively easier to start a small business in the USA than in the EU, if the hospitality/travel business is successful. that's why Europeans with any ambition or entrepreneurial sense are more likely to immigrate to the US.
You should visit cnbc, read the news, stock investing in bullshit companies, and understand what most hedgefunds own as a large part of their portfolio. Also look at what VUG us holding. Its designed for growth, so it holds stocks that will grow. Not whatever bullshit you've been buying and losing money on. The last 5 years have been the largest climb in stock market history. You fucked up hard.
The actively managed funds are where I'd start. You're paying \~0.3% ERs for exposure you could replicate with VTI at 0.03. Also VUG overlaps quite a bit with VTI's mega cap tech positions, so you're overexposing on that sector and market cap. Here's a full breakdown of your current allocation: [https://insightfol.io/en/portfolios/report/f0ad0b4808/](https://insightfol.io/en/portfolios/report/f0ad0b4808/) What's the tax situation on potentially exiting VSEQX/VWNAX?
100% Growth at your age. Think VUG or FXaix or any solid growth mutual fund or ETF. Don’t overthink it.
The VUG stock split briefly quadrupled my portfolio for a few hours last night. I knew it was temporary but it was nice to see....
Daily DCA and annual lump sum accounts are ~ 40%SPMO, 20%QQQM, 10%VUG, 10%VONG, 10%SPHQ, 10%SGOV. Every 2 weeks is like 90%FXAIX (SP500), 10%Vanguard TDF. Retard port has all sorts of shit, and is a margin account.
Hi im 20yo, living in singapore currently, building my portfolio from scratch again… all ive been doing was stock picking and it went to hell during the crash and i realized my risk tolerance is not as good as i thought it was. I took profit already now that market has rallied. I was pondering and i was thinking of reallocating: 20% SCHD 30% VUG (currently holding) 30% VXUS (currently holding) 20% individual stocks My rationale to why i think its a good idea: SCHD to dampen risk and compound VUG to maximize growth VXUS for global exposure Individual stocks for high conviction plays Am i an idiot or is this theoretically a good idea? My goal is to hold for like 20+ years, but will sell the individual stocks everytime they reach my percentage goal and reallocate the money to different stocks. Currently unemployed as i am focused on studying, but ive been consistently making $100-$300 a week from scalping and my parents still give me pocket money. I usually buy investment $100 a month, and buy $500 worth if i think the price is very good
It's not that you are not a DIY guy. It's just that stock picking is not for you. You can still be a good DIY investor. There is nothing magical any "intelligent" portfolio can get you, nor is a robo advisor going to do that for you. Stop looking for those. Pick a few good stock index ETFs for long-term accumulation and capture various segments of the stock market. A well-diversified stock portfolio holds half in growth and half in value, generally large cap growth and small cap value. You can do something like a 35/35/15/15 split across these ETFs: VUG, AVUV, IDMO, AVDV. The first two are US large growth and US small value and the last two are international developed large growth and small value. Keep them rebalanced every year or two years, or by investing into the underperformer with new $ regularly.
26 Male: Brokerage: • 41.6% VUG • 18.36% VTI • 3.68% INTUIT • 36.81% cash Roth IRA: • 37% VUG • 63% VTI 403b: • 100% VIIIX
I want to give my nephew and nieces a nice present when they turn 18 so I started 2 competing investments, one is investing $1 a day into Coca-Cola and the other is investing $1 a day into VUG. In roughly 8 years, I'll give them the cash value of the one that grows the most and just keep the investments myself unless there's a convenient way to gift the stocks to them.
Many, but I'm no oracle. Been investing in copper mining( SCCO, FCX) for ~ 7 yrs now which has done well. Thesis for that is more copper needed for electronics and cooling in data centers. Threw some money into Google in 2015 mainly due to their heavy investment in SpaceX and given that SpaceX was/is not publicly traded yet, this was a giving me indirect exposure plus it was still Google Invested in Gold and silver specifically IAU and SLV along with physical due to my lack of trust in the fed reserve, monetary and fiscal spending/ policy and doubled down even further in 2014 as Japanese carry trade was highlighted as a huge risk and still is. For that matter I've also put some "spare change" knowing it's risk and volatility into Bitcoin and it's associated ETFs due to the same reason because excessive government spending, debt levels, inflation risks, and an onslaught of Eastern powers aligning (BRICS) and trying to weaken the US dollar. Gold and silver I think in the short term are a little overbought currently with a huge run up lately. Meanwhile Bitcoin has lagged behind and I think when/if the war in Iran lets up I think that sends Bitcoin on its next run up with it being very oversold in the short term VOO/VTI/VUG and chill. Most of my money invested is in S&P500 based ETF's and index funds. Slow and steady wins the race and investing here allows me to take some chances with individual equities elsewhere
VGT or VUG or XLK are good approximations of QQQ.
I personally like VGT. It’s has concentrated exposure to NVDA, MSFT, AAPL. VUG is good too. They are both considered more aggressive than VOO, VTI but still much much safer than individual stocks, options, leverage, etc.
QQQ is growth, those are broad market. SCHG or VUG may be better potential replacements?
Don’t chase mag7. The winner of one series of years is rarely the winner of the next series of years. Every decade or so investors fall for this. Instead, look into passive indexing, where the fund internally rotates out the stale losers by increasing weight of winners. And it does this automatically with no management fee, and without triggering taxable events like would occur if you rotated them yourself. You’re looking for something broad-market and non-thematic with a low expense ratio. VT, VTI, VOO, SPMO, QQQM, VUG, SPHQ, something like that. If you still like the Mag7 after reading my first paragraph, they’re very well represented in most of those currently.
Any recommended alternatives to QQQ/QQQM? I'm looking at VOOG, VUG, and SCHG.