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CFG

Citizens Financial Group, Inc.

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r/stocksSee Post

ChatGPT makes reading earnings reports way more fun, $CFG on Fast Money simulation

r/stocksSee Post

CFG ESPP 10% discount. What caveat to look out for?

r/wallstreetbetsSee Post

Market Recap | Stocks Edge Higher as Pressure on Banks Continues

r/wallstreetbetsSee Post

First Republic Bank Leads Regional Banks in Pre-Market Plummet - Traders Brace for Volatility Amidst Closures of Other Banks

r/investingSee Post

3% interest on cash with Robinhood Gold?!

r/wallstreetbetsSee Post

My picks for 2022-09-14

r/optionsSee Post

My Options Watchlist 4/11/22

r/WallStreetbetsELITESee Post

Kentucky Fried F'n Bank ! Symb K_F_F_B Smaller than Citizens CFG but more fried

r/WallStreetbetsELITESee Post

Kentucky Fried F'n Bank --> symb K_F_F_B smaller than Citizens CFG but more fried

r/optionsSee Post

Joe's Trades - CFG - 7/26/21

r/WallStreetbetsELITESee Post

Official Launch 🏦Centrifuge Wordmark New deflationary currency! Towards the moon Project potential x4000% A strong community forms the heart of every blockchain project and Centrifuge Wordmark is no exception.

r/stocksSee Post

Thoughts on CFG?

Mentions

FYI: https://www.reddit.com/r/wallstreetbets/s/CFG0uL3stB

Mentions:#CFG

!banbet CFG $40 12d

Mentions:#CFG

> Four banks had losses that exceeded their equity capital: Union City SVGS Bank, where unbooked losses equaled 172.7%; Citizens ST Bank, where unbooked losses equaled 121.4%; Green Dot Bank, where unbooked losses equaled 108.6%; and First America TR, where unbooked losses equaled 104%. UNB CFG are the first two. > Larger banks on the list with more than $10 billion in equity had unbooked security losses more than their equity capital: Charles Schwab, where unbooked losses equaled 64%; USAA Federal Savings Bank, where unbooked losses equaled 67% of their equity capital; and Bank of America NA, where unbooked losses equaled 58%.

r/stocksSee Comment

Are you still holding???!! This play turned out great I love trading CFG

Mentions:#CFG
r/stocksSee Comment

Did u hold??? This turned out great ! I love trading CFG

Mentions:#CFG

Yup but is ur long term to hold until 45$? I’m going to start scalping these 1% plays… surprised ppl sleep on CFG

Mentions:#CFG

If the book value is 45$ anything bought under 45 is a good buy ? I might do scalps on CFG it moves 1$ a day and usually loses its days and returns to same price multiple times

Mentions:#CFG

I've been playin CFG all year. Its a great day trade in this range too.

Mentions:#CFG

Are you still holding CFG? I got in at 34$ but it just keeps treading around this area

Mentions:#CFG

I guess, watch those banks recover to ath when folks recognize that higher for longer increases NIM. HBAN, CFG both up 4% after hours on low volume.

Mentions:#NIM#HBAN#CFG
r/wallstreetbetsSee Comment

Made $7361 today trading calls/ intraday swings on XLE, UNH, CFG and HBAN. Exhausted.

r/wallstreetbetsSee Comment

Don’t sleep on CFG shitting the bed too.

Mentions:#CFG
r/wallstreetbetsSee Comment

About 1/3 of my considerable wealth tied up in CFG earnings in the morning. No boomer, but if it tanks, the 5% div will help me sleep at night until the Fed cuts rates in September. Then rocket raccoon.

Mentions:#CFG
r/stocksSee Comment

CFG in Baltimore is giving 5.2apr on money market accounts. They do have a limited number of branches.

Mentions:#CFG
r/wallstreetbetsSee Comment

CFG still holding strong at 5.25 APY

Mentions:#CFG
r/wallstreetbetsSee Comment

Solid list. Thanks for sharing. I’ve had small put positions on CFG and OZK with June Expiry. I guess we’ll see how things unfold.

Mentions:#CFG#OZK
r/wallstreetbetsSee Comment

Furthermore, they picked up $15M of VRT and dropped $30 of CFG… 2 days apart… this seems fishy

Mentions:#VRT#CFG
r/wallstreetbetsSee Comment

Can CFG drop below $30 by 3/15?

Mentions:#CFG
r/wallstreetbetsSee Comment

I have 4,5, and 6 strike calls for BBAI for this Friday and next. I’m prayer over here it’ll be another Ai fueled frenzy, and this dip was a gift. I’m virtually all in other than some SPY calls and CFG puts. How r worded am I?

Mentions:#BBAI#SPY#CFG
r/investingSee Comment

CFG has a pretty responsible balance sheet, and they are attempting to expand from regional to national. Just hired a few JPM execs to bring in new perspectives on how to achieve strategic growth.

Mentions:#CFG#JPM
r/wallstreetbetsSee Comment

Anything paying a dividend over the Fed rate, like bank preferred shares or regionals like KEY, FITB, CFG, HBAN

r/wallstreetbetsSee Comment

The mystery stock is CFG.

Mentions:#CFG
r/wallstreetbetsSee Comment

CFG

Mentions:#CFG
r/wallstreetbetsSee Comment

Ah yes, one of my favorite songs. https://youtu.be/CFG5dk1GyRo?si=OFPSncPgiA4f6x4P

Mentions:#CFG
r/investingSee Comment

CFG Bank

Mentions:#CFG
r/wallstreetbetsSee Comment

Wife said we should put our life savings in a bank. OK, CFG 1/19 $35 calls it is.

Mentions:#CFG
r/wallstreetbetsSee Comment

KHC, TPR, KBR, CVX, CFG, and for your flyer: CRSP

r/wallstreetbetsSee Comment

Calls on ON, XOM, F, VRTX, CVX, CFG. SPY puts are toast tho.

r/wallstreetbetsSee Comment

[Me? I know who I am! I'm a dude, playing dude disguised as another dude.](https://youtu.be/CFG5dk1GyRo?t=243)

Mentions:#CFG
r/wallstreetbetsSee Comment

FWIW, I've been researching stocks with divs currently \~exceeding the ten-year yield (4.56%), because when the Fed decides to cut, they will pop just from the widows and orphans (and pension plans) buying them to maintain yield. MO, VZ, T, CFG, HBAN, F, DOW, FE, UPS, GLW (4%, but big exposure to handset and EVs)

r/wallstreetbetsSee Comment

I wonder if the misinterpretation will cause a run on CFG, and if they can handle it

Mentions:#CFG
r/wallstreetbetsSee Comment

I'm surprised that cramer hasn't said to buy all in on $CFG![img](emote|t5_2th52|29637)

Mentions:#CFG
r/wallstreetbetsSee Comment

Really stupid but it's ticker $CFG not $FCNCA right?![img](emote|t5_2th52|4271)

Mentions:#CFG#FCNCA
r/investingSee Comment

Beep boop here are the live rates for the top APY savings accounts: Bank | APY | Min. Deposit | Fees :-:|:-:|:-:|:-:|:-:|:-: Popular Direct High-Rise Savings | 5.40% | $100 | Account closed within 180 days - $25; Returned deposit item - $7.50; Stop payment request - $30; Excessive withdrawals(more than 6) - $5 BrioDirect | 5.35% | $0 | None UFB Direct Savings | 5.25% | $0 | None CFG Bank | 5.25% | $1000 | Excessive withdrawals(more than 6) - $10 See all accounts: https://apy.fyi

Mentions:#CFG
r/investingSee Comment

Beep boop here are the live rates for the top APY savings accounts: Bank | APY | Min. Deposit | Fees :-:|:-:|:-:|:-:|:-:|:-: Popular Direct High-Rise Savings | 5.40% | $100 | Account closed within 180 days - $25; Returned deposit item - $7.50; Stop payment request - $30; Excessive withdrawals(more than 6) - $5 BrioDirect | 5.35% | $0 | None UFB Direct Savings | 5.25% | $0 | None CFG Bank | 5.25% | $1000 | Excessive withdrawals(more than 6) - $10 See all accounts: https://apy.fyi

Mentions:#CFG
r/stocksSee Comment

Went long on CFG at $24 a share for 1K shares. It has a dividend coming up of 42 cents a share payable on November 15th to owners of record on November 1st. Terribly undervalued and barely missed earnings.

Mentions:#CFG
r/pennystocksSee Comment

Here are the top APYs for today: Bank | URL | APY | Min. Deposit | Fees :-:|:-:|:-:|:-:|:-:|:-: Popular Direct High-Rise Savings | [Link](https://apy.fyi/redirect?https://www.populardirect.com/products/savings) | 5.40% | $100 | Account closed within 180 days - $25; Returned deposit item - $7.50; Stop payment request - $30; Excessive withdrawals(more than 6) - $5 BrioDirect | [Link](https://apy.fyi/redirect?https://www.briodirectbanking.com/high-yield-savings/) | 5.35% | $0 | None UFB Direct Savings | [Link](https://apy.fyi/redirect?https://click.linksynergy.com/fs-bin/click?id=YsVBlIcD1cw&offerid=1099945.8&type=3&subid=0) | 5.25% | $0 | None CFG Bank | [Link](https://apy.fyi/redirect?https://www.cfg.bank/commercial-banking/deposit-rates/) | 5.25% | $1000 | Excessive withdrawals(more than 6) - $10 Bread Savings (formerly Comenity Direct) | [Link](https://apy.fyi/redirect?https://savings.breadfinancial.com/products/high-yield-savings-account) | 5.15% | $100 | Outgoing wire transfer - $25; Official check request - $15; Paper statement request - $5 CIT Bank (Platinum Savings) | [Link](https://apy.fyi/redirect?https://www.tkqlhce.com/click-100698675-15491012) | 5.05% | $5000 | None CIBC Bank USA Agility Savings | [Link](https://apy.fyi/redirect?https://us.cibc.com/en/agility/agility-savings.html) | 5.01% | $1000 | None Aspiration | [Link](https://apy.fyi/redirect?https://www.linkbux.com/track/1039_a2zjdzq2Fe_aNOTEbjIsMTBgnyOQtr8pJG3W2y1_asgcLDfzWlNuJgEyjJZTeMmkASuw_c_c?url=http%3A%2F%2Fwww.aspiration.com%2F) | 5.00% | $0 | 5.00% APY only available with Aspiration Plus ($7.99/month). Non plus members get 3.00% APY.; APY only earned on first $10,000 of account balance (minimum debit card spend of $1000 per month required). Synchrony Bank | [Link](https://apy.fyi/redirect?https://www.synchronybank.com/banking/high-yield-savings/) | 4.75% | $0 | None CIT Bank | [Link](https://apy.fyi/redirect?https://www.tkqlhce.com/click-100698675-14465631) | 4.65% | $100 | None Sofi Bank | [Link](https://apy.fyi/redirect?https://www.sofi.com/banking/) | 4.50% | $0 | Direct deposit required to get the highest rate. Barclays Online Savings | [Link](https://apy.fyi/redirect?https://banking.barclaysus.com/online-savings.html) | 4.35% | $0 | None American Express National Bank | [Link](https://apy.fyi/redirect?https://www.americanexpress.com/en-us/banking/online-savings/account/) | 4.30% | $0 | None Capital One 360 | [Link](https://apy.fyi/redirect?https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/) | 4.30% | $0 | Outgoing domestic wire transfer - $30.00; Foreign Check return fee - $10; Cost of Cashier's check - $10.00. Discover Bank | [Link](https://apy.fyi/redirect?https://www.discover.com/online-banking/savings-account/) | 4.30% | $0 | None E*Trade Bank | [Link](https://apy.fyi/redirect?https://us.etrade.com/bank/premium-savings-account) | 4.25% | $0 | None Axos Bank Rewards Checking | [Link](https://apy.fyi/redirect?https://click.linksynergy.com/fs-bin/click?id=YsVBlIcD1cw&offerid=1384314.18&bids=1384314.18&type=3&subid=0) | 3.30% | $50 | None Live Oak Bank Savings | [Link](https://apy.fyi/redirect?https://www.liveoakbank.com/personal-banking/personal-savings/) | 3.10% | $0 | Dormant account fee inactivity for 24 straight months -$10; Balance of less than $10.01 - fee that doesn't overdraw the account is assessed and the account is closed. Alliant Credit Union | [Link](https://apy.fyi/redirect?https://www.alliantcreditunion.org/bank/high-yield-savings) | 3.10% | $0 | Only balances of $100 or more earn interest First Foundation Bank | [Link](https://apy.fyi/redirect?https://www.firstfoundationinc.com/personal-banking/bank/online-savings) | 2.75% | $1000 | Account closed within 90 days - $20 Chase | [Link](https://apy.fyi/redirect?https://personal.chase.com/personal/savings) | 0.01% | $300 | Need $300 in the account to avoid monthly service fees.; Only six withdrawals a month without fees. Bank of America | [Link](https://apy.fyi/redirect?https://www.bankofamerica.com/deposits/savings/savings-accounts/) | 0.01% | $100 | Need $500 in the account to avoid monthly service fees.; Only six withdrawals a month without fees. This message was generated by the APY bot.

Mentions:#CFG
r/pennystocksSee Comment

Here are the top APYs for today: Bank | URL | APY | Min. Deposit | Fees :-:|:-:|:-:|:-:|:-:|:-: Popular Direct High-Rise Savings | [Link](https://apy.fyi/redirect?https://www.populardirect.com/products/savings) | 5.40% | $100 | Account closed within 180 days - $25; Returned deposit item - $7.50; Stop payment request - $30; Excessive withdrawals(more than 6) - $5 BrioDirect | [Link](https://apy.fyi/redirect?https://www.briodirectbanking.com/high-yield-savings/) | 5.35% | $0 | None UFB Direct Savings | [Link](https://apy.fyi/redirect?https://click.linksynergy.com/fs-bin/click?id=YsVBlIcD1cw&offerid=1099945.8&type=3&subid=0) | 5.25% | $0 | None CFG Bank | [Link](https://apy.fyi/redirect?https://www.cfg.bank/commercial-banking/deposit-rates/) | 5.25% | $1000 | Excessive withdrawals(more than 6) - $10 Bread Savings (formerly Comenity Direct) | [Link](https://apy.fyi/redirect?https://savings.breadfinancial.com/products/high-yield-savings-account) | 5.15% | $100 | Outgoing wire transfer - $25; Official check request - $15; Paper statement request - $5 This message was generated by the APY bot.

Mentions:#CFG
r/investingSee Comment

[CFG bank](https://www.cfg.bank/personal-banking/personal-deposit-rates/) money market account.

Mentions:#CFG
r/wallstreetbetsSee Comment

CFG dumping on huge profit dump probably doesn’t bode well for all the other KRE banks about to report.

Mentions:#CFG#KRE
r/wallstreetbetsSee Comment

KEY is teetering. HBAN and CFG currently exceed the req'd regulatory ratios, but loan loss reserves will lead the tape.

Mentions:#KEY#HBAN#CFG
r/wallstreetbetsSee Comment

KEY, HBAN, CFG all heavily shorted, might squeeze if they beat earnings. Not likely tho.

Mentions:#KEY#HBAN#CFG
r/investingSee Comment

I’ve been using CFG Bank all year for HYSA and getting 5.07%. It’s a small community bank in MD and I live in a different part of the country, but since I have the internet I have no issues. I transfer tens of thousands of dollars back and forth as needed. It’s just a little slow (a work week usually) in and out of my local checking but no issues.

Mentions:#CFG#HYSA#MD
r/investingSee Comment

CFG Bank. Been with them about a year or more getting 5.07%.

Mentions:#CFG
r/weedstocksSee Comment

Layering. I have options between CFG, TLRY, MSOS. all expiring Oct, December, Jan 2024, Jan 2025. I’m on the edge of my seat waiting for DEA, election comments and long term.

r/wallstreetbetsSee Comment

CFG puts?

Mentions:#CFG
r/investingSee Comment

CFG Bank. It was called yesterday, which also coincided with a 6 month interest payment. I don’t recall offhand the length of the CD, but I think it was maybe a 3 year CD called 2 years early.

Mentions:#CFG#CD
r/wallstreetbetsSee Comment

DIS, CRL, VRTX, BSX, HBAN, CFG, LMT scalping those 1% moves on F, as always AAPl calls dead

r/wallstreetbetsSee Comment

Well that’s confusing enough to be bullish on CFG anyways

Mentions:#CFG
r/wallstreetbetsSee Comment

Calls on CFG

Mentions:#CFG
r/stocksSee Comment

I kind of do the swing trade through writing puts. CFG, BAC, ZM, DIS.

r/investingSee Comment

Been using CFG Bank the last year and loving that sweet interest.

Mentions:#CFG
r/stocksSee Comment

I’m a fan of strong regional banks. Many go overly punished when fear struck after svb and first republic but was very well capitalized. My play has been CFG and I’ve been eyeing up VNB and PGC..

Mentions:#CFG#PGC
r/stocksSee Comment

Yes - love RBs very long since SVB went down. KEY, FITB, CFG, MTB, and USB.

r/stocksSee Comment

I’m a fan of strong regional banks. Many go overly punished when fear struck after svb and first republic but was very well capitalized. My play has been CFG and I’ve been eyeing up VNB and PGB

Mentions:#CFG
r/wallstreetbetsSee Comment

CFG ($31.24) Book value in March 2023: $45.84 Still a good long way to rise.

Mentions:#CFG
r/wallstreetbetsSee Comment

When CFG loves you....everything is beautiful.

Mentions:#CFG
r/investingSee Comment

CFG Bank – 5.17% APY Western State Bank – 5.15% APY TotalDirectBank – 5.07% APY Popular Direct – 5.05% APY Vio Bank – 5.02% APY Salem Five Direct – 5.01% APY Dollar Savings Direct – 5.00% APY Newtek Bank – 5.00% APY Valley Direct – 5.00% APY Evergreen Bank Group – 5.00% APY VirtualBank – 5.00% APY My Banking Direct – 5.00% APY CIT Bank – 4.95% APY Bread Savings – 4.90% APY Bask Bank – 4.85% APY First Foundation Bank – 4.85% APY iGObanking – 4.85% APY And the list goes on and on. So I'll stick with my original comment and reiterate that "many HYSAs are at > 4.95%".

Mentions:#CFG
r/wallstreetbetsSee Comment

CFG, people be sleeping on it

Mentions:#CFG
r/wallstreetbetsSee Comment

Once you guys start to talk about food and fiber, it's time to go do something else. Plan for tomorrow: Ride ELV, CFG and USB positions to the moon. (I would take the ride to Mars, Jupiter or Pluto, as well, but not Venus, Mercury, or to the core of the sun.)

Mentions:#ELV#CFG#USB
r/wallstreetbetsSee Comment

CFG breaking June 7 $29 resistance before earnings...bullish

Mentions:#CFG
r/wallstreetbetsSee Comment

Taking a punt on CFG with a BUY and Overweight rating from WSJ.

Mentions:#CFG
r/wallstreetbetsSee Comment

ELV and CFG earnings tomorrow, bois. Arguably, not as lucrative after the pops today.

Mentions:#ELV#CFG
r/wallstreetbetsSee Comment

^(CFG, HBAN) ![img](emote|t5_2th52|4276)![img](emote|t5_2th52|4276)

Mentions:#CFG#HBAN
r/wallstreetbetsSee Comment

Taking $200 scalp on CFG just now. No way it holds up after JPM reports tomorrow.

Mentions:#CFG#JPM
r/wallstreetbetsSee Comment

Posting starting positions...like we used to do.... 10,001 HBAN at avg $ 10.96/share 6500 CFG at avg $ 26.71/share 400 UNH at avg $ 462/share

Mentions:#HBAN#CFG#UNH
r/wallstreetbetsSee Comment

CFG breakout

Mentions:#CFG
r/wallstreetbetsSee Comment

As promised, here is my trading plan for today... RN, I day trade F, CFG, DINO, and CRL. All in different industry sectors, so not 100% correlated with each other and DINO negative correlated with the S&P. F moves exactly according to RSI momentum between 40 (buy) and 70 (sell), regardless of price, although there is support at \~14.96 and resistance at $15.40 CFG is in a longer term declining trend, but intra-day uptrends are >1%, with entry points at RSI<30 and converging MACD. DINO moves with oil news. Again >1% moves between RSI range 40>70. CRL has moved between $200 and 208 daily for weeks. Just put in buy for open at $201 premarket. All the best for your trading day, ladies and gents.

Mentions:#CFG#DINO#CRL
r/investingSee Comment

Some good options right now include: \- Marcus at Goldman Sachs - they also have a referral program which bumps up your savings rate even more! \- CFG Bank is a legit organization and has some of the highest savings rates out there. \- [TreasuryDirect.gov](https://TreasuryDirect.gov) enables you to buy Treasuries directly from the US government - AND, you don't pay federal tax on the profits. Ultra secure, and yielding \~5%+ for 4-week lock-up.

Mentions:#CFG
r/investingSee Comment

I moved the majority of my savings to CFG Bank's high yield money market account about six weeks ago and have been really pleased. They are currently paying 5.17% apy. I was able to ACH funds over via Plaid and have the ability to make 6 withdrawals a month if I ever need to. I've recommended them to several friends and family and they've all been pleased. Super easy interface and simple app. My main bank is a credit union and it isn't super easy to send ACH payments to my CFG account through them, so I've resorted to mobile depositing checks to myself for additional deposits but this would depend on your primary bank.

Mentions:#CFG
r/wallstreetbetsSee Comment

Geez. CFG position up $6500 now. Keep going, dude.

Mentions:#CFG
r/wallstreetbetsSee Comment

UP $4600 on my CFG position. lol wtf

Mentions:#CFG
r/wallstreetbetsSee Comment

Same day-trade tickers every day, until something breaks/changes...F, DINO, CRL,UNH, VFC, HBAN, CFG, MSFT, GOOGL, VRTX

r/stocksSee Comment

I bought in May and am holding CFG, TFC, PACW, and WAL. You can get in anytime but it was much safer back in May, especially for CFG, TFC, and WAL. WAL was hit by a fraud article in the FT. JPM said it was bogus and gave a $46 price target. They just UPPED the target to $53!!!!! So room to go up. CFG and TFC were just collateral damage IMO. USB said CFG should be at P/E of 10. It is 6 now. TFC is 8th largest bank in USA. Isn't going to fail. PACW is only real concern but will hold for a year if necessary.

r/wallstreetbetsSee Comment

F is my usual day-trade, along with UNH, DINO, CFG and CRL.

r/stocksSee Comment

I’m not buying much since I hold financials very heavily already, so I’m only acquiring through DRIP. I hold JPM, CFG, and MS

r/wallstreetbetsSee Comment

CFG Bank, Total Direct, and others currently offer better than 5 percent just to park your cash there. https://www.investopedia.com/best-high-yield-savings-accounts-4770633

Mentions:#CFG
r/stocksSee Comment

Does this count? $CFG. Thought I’d buy the dip when down 10%. I’m down 20% today, and the CC premium sucks. At least I get dividends.

Mentions:#CFG
r/investingSee Comment

I recently looked at CFG bank that offers 5.29% on a 1 year CD. The problem is, there have been lots of complaints from reviews about the bank's way it handles many accounts. That turns me off about this bank

Mentions:#CFG#CD
r/wallstreetbetsSee Comment

HBAN, CFG, and if I had to pick a 3rd: KEY or FITB

r/wallstreetbetsSee Comment

CFG: 3 minute RSI at 83 hope you got your calls yesterday

Mentions:#CFG
r/wallstreetbetsSee Comment

CFG

Mentions:#CFG
r/wallstreetbetsSee Comment

The solid ones all still trading below book value (HBAN, CFG), so yeah...they have miles to rise.

Mentions:#HBAN#CFG
r/stocksSee Comment

What will it take to get the regional banks back to pre SVP & Co.? Bought 100 CFG at a discount, selling CCs, collecting dividends… but curious as to when I’ll hit my desired strike price (at or just above the shares’ purchase price). Man.

Mentions:#CFG
r/stocksSee Comment

CFG - citizens financial group. It’s a regional bank that got brutally punished despite being well capitalized. Trades at a 6 P/E ratio, pays a 6.5% dividend

Mentions:#CFG
r/wallstreetbetsSee Comment

21.87 plz. 2 cents CFG.PRD and I can get a Garmin for the boat

Mentions:#CFG
r/wallstreetbetsSee Comment

I would like CFG.PRD to hit $21.87 so I earn the equivalent of the 40 cent dividend on one trade, today, instead of waiting til mid June. Thank you.

Mentions:#CFG
r/weedstocksSee Comment

I bought PNC, TFC, CFG, MTB, and FTBIF.

r/wallstreetbetsSee Comment

https://youtu.be/CFG5dk1GyRo

Mentions:#CFG
r/stocksSee Comment

Umm… AAPL is paying over 4% on its new savings accounts. Maybe U should just move your move to a safe high yielding savings account? *Some banks in California that offer high yield savings accounts and CDs. CFG Bank offers the highest rate of 5.02% APY for savings accounts. For CDs, you can check out the rates offered by banks in California on BestCashCow.* **Should You Buy A House Or Invest In The Stock Market?** Deciding between investing in real estate or the stock market during a turbulent and risky debt ceiling standoff is a complex decision that depends on various factors, including individual circumstances, risk tolerance, and investment goals. If you are buying a house solely for personal use, and not as an investment property, the following considerations may shift your priorities slightly. Here are some factors to consider: **Buying a House for Personal Use:** **1. Maintenance and Expenses**: Real estate investments require ongoing maintenance, repairs, property taxes, insurance, and other expenses. It's essential to account for these costs when evaluating the purchase of a house. **2. Housing Market Conditions**: While investing in real estate requires considering market conditions, when purchasing a primary residence, the focus may shift more towards finding a suitable home for your lifestyle, rather than solely seeking investment returns. However, it's still important to consider the general health and stability of the housing market. **3. Financing and Mortgage Rates**: Depending on the state of the economy and interest rates during a debt ceiling standoff, mortgage rates may be affected. It's worth monitoring interest rate trends. **4. Affordability and Long-Term Financial Planning**: Buying a home is a significant financial commitment, and it's important to ensure that you can comfortably afford the mortgage payments, property taxes, insurance, and ongoing maintenance costs. Consider your overall financial situation and long-term financial goals when making a decision. While the primary focus may be on personal considerations rather than investment returns, it's still advisable to be mindful of the general stability of the housing market and ensure that the purchase aligns with your long-term financial plans. **Investing in the Stock Market:** **1. Liquidity and Diversification**: The stock market offers high liquidity, allowing investors to buy and sell securities relatively quickly. It also provides opportunities for diversification by investing in various stocks, sectors, or even global markets, which can help spread risk. **2. Potential for Capital Appreciation**: Stocks have the potential for capital appreciation, and historically, the stock market has shown long-term growth. However, stock prices can be volatile, especially during periods of uncertainty or economic instability. **3. Dividend Income**: Some stocks pay dividends, which can provide a regular income stream. Dividend payments can be an attractive feature, particularly for investors seeking income in turbulent times. **4. Risk and Volatility**: The stock market carries inherent risks and can experience significant volatility during uncertain times. Investors must carefully consider their risk tolerance and be prepared for potential fluctuations in the value of their investments. **What would be the opportunity cost of buying a house vs investing in the stock market** The opportunity cost of buying a house versus investing in the stock market refers to the potential benefits or returns that you might forego by choosing one option over the other. Here's how you can think about it: **Opportunity Cost of Buying a House:** **1. Foregone Investment Returns**: By using your funds to purchase a house, you may miss out on potential investment returns that could be generated by investing in the stock market. Historically, the stock market has offered higher average returns compared to real estate over the long term. **2. Limited Diversification**: Investing a substantial amount of money in a single asset, such as a house, can limit your ability to diversify your investments across various asset classes and sectors. Diversification is important for managing risk and potentially maximizing returns. **3. Illiquidity:** Real estate is generally less liquid compared to stocks, meaning that it can take time to sell a property and access the funds. If you need quick access to your invested capital, owning a house may limit your ability to do so. Considering these factors, it's important to weigh the potential returns, risks, and personal circumstances when deciding between buying a house, or investing in the stock market. Additionally, diversification across various asset classes can help mitigate risk and potentially capture returns from different market conditions. Working with a financial advisor can provide valuable insights and help you make an informed decision based on your specific goals and circumstances.

Mentions:#AAPL#CFG
r/wallstreetbetsSee Comment

Hope some of you bought CFG and HBAN at the lows. Nice multi-day rally going.

Mentions:#CFG#HBAN
r/investingSee Comment

I have been happily investing in regional banks for the past two weeks. I feel this crisis is over hyped. I wanted to point out to ppl here that some good opportunities exist in regional banks. I bought WAL at $18.and change and ppl thought I was mad. But the bank is fine and now trading at $35. This bank was talked down by the FT and was simply free money to anyone who took a chance. Another two are: Citizens Bank (CFG): Currently at $26 and trading at P/E of 6. USB says when this crisis is.over most of these regionals will be at P/E of 10. RBC came out and said target is $52, which could mean a double from these levels if you want to park money. Truist Financial (TFC): another sub $30 and dragged down. Should go back to $49s/$50 a share. Trading at P/E of 6.5 but should be at P/E of 10. This one will go higher. It you want to invest do your own research. This is not a buy recommendation. Just putting it here as I tend to get down voted in the other subs. Ppl laughed when I bought WAL. They would rather risk a ride on NVDA to $1000. Who's laughing now??

r/stocksSee Comment

CFG is another regional bank play. Currently trading at 6x p/E. Analyst said when crisis is over should be 10x P/E. RBC says target is $52. Now trading at $26. Should go back to $40s easily.

Mentions:#CFG#RBC
r/wallstreetbetsSee Comment

You are going to wish you bought more HBAN and CFG

Mentions:#HBAN#CFG
r/stocksSee Comment

Just went long CFG. 1k shares.

Mentions:#CFG
r/investingSee Comment

CFG, despite all the auto finance potential issues I also like Ally (people need cars and they can be repo'd)

Mentions:#CFG
r/wallstreetbetsSee Comment

If CFG open up higher, buy it and sell by 10:30am

Mentions:#CFG
r/wallstreetbetsSee Comment

5:05 Heading over to a friend's place for a chill evening of Netflix. Later, peeps. (calls on HBAN, CFG, DINO)

r/wallstreetbetsSee Comment

CFG

Mentions:#CFG