Reddit Posts
War's back on, deal's off. 🥭 is going to make $SOC skyrocket 3x or more any day now and you want to be in it.
How does Federal spending stack up on some of Reddit’s favorite space tickers?
Edward Jones advisor wants me to invest with him instead of on my own.
MON100 vs. MASTOP50 vs. Direct US (QQQ/VOO) – 2026 Tax & Fee Analysis for International SIP
$IMTE - Beyond a "Warning." They Got the Determination Letter and Fought Back.
How many of you use a financial advisor, and do they have you in mutual funds, etfs, or individual stocks?
The "Sell" button didn't work at $60k. I am physically sick.
DD: Alaska Airlines ($ALK) – Long dated puts on undisclosed loyalty thefts, and a $180M accounting anomaly
DD: Alaska Airlines ($ALK) has mischief in their books ($180M sized) are gaslighting their flyers and keeping secrets from the Feds. Short.
$MIGI $5 Million buy, 990K shares for 30% of the company.
Invesco’s QQQ outreach will continue until consent improves. Their drive to change from a UIT to an ETF.
Moving from professional management to self-management
How I plan for $Grab to build me generational wealth
How $GRAB will be my generational wealth builder
How Grab will be my generational wealth builder
📈 Traders: Get Perplexity Comet Pro FREE ($20 Value) – AI Browser That Automates Research & Executes Trades
MOBX is quietly building a wireless empire — deep IP moat, $100M+ cash
For the traders out there - how do you stay consistently profitable with TA when one single tweet can nuke the whole day?
Early af speculative Avalon Advanced Materials
$BZH - 16k USD 21st November, 2025 calls. 28$/35$. "Build America Great Again!!"
FCEL: Post-Earnings Swing Play – Targeting $10 on AI Data Center Surge & Korean Expansion
Rolled over old Simple IRA and 401K into traditional IRA - ambassador discretionary and 1% fee common?
BINANCE froze my funds for 30 days, then deliberately sent my withdrawal to the wrong address and blamed it on malware 🤡
$RADX Radiopharm Theranostics - on the brink of changing the landscape of radiopharmaceuticals and primed as a takeover target by Big Pharma
[DD] GOSS Pushed through Resistance today with a tightly held float and unusual Pressure building, and Days to Cover is Kind of Insane
Rakuten's 2FA login tries to tell me something
HCTI is going crazy in premarket. Already turnover of 400+m
Don't consider this as FA. HCTI premarket is crazy
$IXHL - steadily climbing over the past few days in the buildup to the press release.
$SLS added to Russell, new 52 week high, news imminent!
Curious to gain real world feedback for EJ Financial Advisor experience.
Investing & Trying to Understand the Risks with this
The conflict in the Middle East isn’t just a daily headline
RCKT: Trading BELOW Cash w/ 4 Shots on Goal – CEO Bought at $5.08
Do not change your password and do not log out!
PLUG ($0.77) - RSI 17.93 & Put/Call 0.18: 2019 Replay with Options Screaming Bullish?
Why does my financial advisor buy SPY over FXAIX in my Roth IRA?
$FWRD DD: Bonded Warehouses, Shorts, and a PE Takeover Setup?
YOLO’d $8,490 on SPY calls with no TA, no FA—just vibes. Made $6.8K. Still clueless. Might YOLO puts next just for the thrill.
Who regulates 529 Plans? Unauthorized changes to a account.
$MNTS ENTERS PURCHASE AGREEMENT TO GEN ~4M
$MNTS PURCHASE AGREEMENT EXPECTED to GENERATE ~4M PROFIT!
No reimbursement policy if hacked - IBKR Canada
$CDIO PART 4 American Medical Association Grants Cardio Diagnostics A Dedicated CPT PLA Reimbursement Code For Epi+Gen CHD, An AI-Powered Test For Assessing The Probability Of A Heart Attack Or Coronary Heart Disease Event
$BEGI NEEDS HELP BUYING SHARES @ .0024
What if you want a financial advisor... just not right now?
Do I need a FA to get my annual RMD from an inherited IRA?
Did anyone else participate in the Harvard investment survey posted on Reddit a few weeks ago, and get no response (possible scam)?
Puts on Devin Nunes' and DJT's failure jamboree
$HSCS UP 11-13% PRE Black Friday SALE
Struggling with the value prop of maintaining a relationship with our IAR/FA/CFP
Should I ditch our FA and manage this myself? Am I nuts?
$RNAZ AS OF 6:10 Eastern & Use This String Going Forward Please to Consolidate
Moving Roth from an advisor to Fidelity and seeking suggestions
Friendtech Bolsters Security with 2FA Protection Against SIM Swapping Attacks
[UPDATE - worth the read] Fiduciary FA Pushing Me (28F) to do an IUL
Mentions
wow! you're just ignorant. FA's are not hired to beat the sp500. they are hired to build very detailed accurate financial plans and make the plans better by implementing various strategies. tax loss harvesting, use of exchange funds, selling covered calls on overweighted positions, life, disability and long term care insurance. advising on titling of assets like irrevocable ad revocable trusts. run point on coordinating cpas, t&e attys, mortgage brokers. establish credit lines, convert ira's, implementation of gifting strategies and charitable givhings. i can keep going but lots more stuff. and if nothing else prevent you from making one single mistake that cost you multimillions $$ then they are worth every penny for the peace of mind.
A financial advisor’s job isn’t to beat the market index, because that’s actually really difficult to do, especially over a consistently long period of time. A financial advisor’s job is to motivate the client into putting money away consistently and (most importantly), to keep it there. It’s easy to say that you could just put money away yourself, most people actually know this. The issue is that *most people don’t actually do it*. Or, they’ll put money away for a while, then they’ll decide they need it for something (maybe it’s something important, maybe it isn’t), and pull it out. The FA is there to raise an eyebrow, and help you get back on track if you really do end up getting sidetracked. There’s a genuine reason that people with advisors do better over the long term than people without at similar income levels, and it isn’t because of better returns, it’s because of these behavioural effects. If you’re uncommonly diligent and don’t need anyone looking over your shoulder then you might very well be better off without one, but many (possibly even most) are not that sort of person.
Are they a fudiciary If so, there are MANY reasons to have a FA... asset allocation/ planning for future liabilities (kids college/ your retirement/ etc..., get you in touch with estate planning lawyers, asset location, efficient TLH, and MOST important "staying the course". They are NOT useful and likely injurious to your returns when it comes to active management (security selection and market timing).
In short all FA’s are blood sucking crooks.
“What exactly makes the downturns less painful with an FA? You have no control over the market either way.” That’s where you are wrong. There are ways to avoid downturns altogether or cap your loss. The fact you haven’t mentioned that is exactly why FAs exist. You aren’t an expert, you just think you are from a short performance window in a raging bull market. As for what an advisor or planner can do for you? Most are free to have a consultation, maybe you should find a highly rated one, explain your individual unique circumstances and goals and ask them how they’d help you achieve that.
Gold is up about 6% ytd and sp500 is up over 12% ytd. Perhaps you need the FA
If you are intelligent and educated enough to come to this conclusion, you probably do not need a financial advisor. Most are not scam artists, but they do charge fees (which will hurt long-term performance) and they can be beholden to specific products (which can limit the options they are incentivized to recommend.) They also put a layer of reason and restraint between an emotional human and the erratic movements of the market. Financial advisors are useful to some people, but they are not for everyone. If you have a solid long-term investment strategy and the stomach to carry it through, you'll probably do better managing your own finances. But if you don't have both, an FA might just save you a ton of money. And of course, some small percentage of financial advisors actually ARE scammers. So if you have suspicions, take your portfolio to another firm and get a second opinion!
Yes financial advisors are mostly a scam. Anyone who spends 5 hours or more on bogleheads can outperform and FAs portfolio. Having said that, a FA would probably tell you not to have your entire brokerage in precious metals, and they would be correct.
At the end of the day, I COULD change my own oil, file my own taxes, heck, I could even make my own coffee... but for me, I'd rather pay someone to do most of those things for me... financial advising is really no different.. you dont need to pay someone to save your money for you.. and especially dont pay someone who claims they can 'beat the market'... a real good FA will tell you, thats not their game.
Agreed and same here - what I've learned over the years is some people need to offload the 'mental real estate' that these decisions take up.. anyone can 'set it and forget' their savings into an index fund, thats not what they should pay an FA to do, its to take the emotion out of investing and to help them with the decumulation phase, adjust their risk tolerance accordingly.. anyone can run a monte carlo simulation with various inputs to reduce the probability that youre going to outlive your money.. sure you can do your own taxes, and if you're a w2 employee, you probably can... now imagine you are a k1, or have multiple businesses/ interests, properties... etc.. then you need to hire a professional... same goes with financal advising/wealth managment..
Ive outperformed VOO by a significant margin buying nothing but funds. FSELX, FSSNX, FSMDX and international exposure alongside the S&P was all I had to do and I didn’t have to pay anyone. More than doubled my money in 4 years. Just buying and holding. A wide margin of people buying VOO don’t try to time the market so I’m not sure where you’re pulling that assertion from. You shouldnt be investing money that you arent willing to lose or sit on for a significant length of time. What exactly makes the downturns less painful with an FA? You have no control over the market either way. Refusing to accept that cannot be fixed by someone making devisions for you. That is internal emotion, and to be quite honest, weakness. Most FAs exist because of a gap in financial literacy in my opinion. The system purposefully keeps people illiterate to keep them poor and dependent. A good tax attorney or financial planner is necessary for a multi millionaire looking to be completely hands off or navigate taxes but I fail to see how it’s helpful for the average middle class investor. Since you seem to be an expert on financial planning explain what they would do for an average person that they couldn’t do themselves?
Normal FA's like OP is talking about aren't doing that though. Your normal person is fine in VOO with a 30 year horizon
https://www.youtube.com/watch?v=zKlf6oay4FA
but sir, it's all always FA
Going long on FA and FIVN
In tribute to Dolly Parton and NVDA earnings, I offer you: Tumble outta bed and stumble to the kitchen… Pour my self a cup of ambition... And pull out my IB 2FA. Place a bet on SPX movement Cross my fingers and pray for improvement It's 7am. Time to start my day.
How did Canada FA here? US wasn't negotiating in good faith and Canada walked away.
Yeah, I got rid of my FA. I’ve been crushing it since.
No! It’s all a waste. FA are useless
I love giving FA and then immediately following up with NFA, makes perfect sense
Guess what. We got economic consequences coming baby. We're still in FA time. Wait until we Find Out >.<
TL;DR buy PSNL it's like buying early MRNA no FA
AMFN . Cureent price .1549 I am in this long and in since .024 but watch this for the next couple of months. You will be suprised at your gains. Not FA but you are so welcome. $1 easy by years end the latest if not alot sooner.
Reddit hates stocks. Reddit is an echo chamber of bad ideas regurgitated into a pellet form to be force fed via bot. Go to u/stocks and nobody actually knows any stocks outside the Lag 7. I use FA and TA to buy stocks and I trounce the market. I didn’t learn any of this from Reddit and neither will you. My advice is get off Reddit(a time waster) and learn how to invest. It’s almost opening bell. I’m going to buy some stocks.
Every FA in the US passes the same licensure exams. These aren't easy exams, have pass rates around 60%. And the exams are way more in depth than day to day work as an FA.
My FA sold almost all my Nvidia then bought back after everyone realized it. Would have had about 2x my account maybe more. And that's not a small 2x. And I paid for that advice.
I swing trade and never sell for a loss. I bag hold until positive. Then start over again. Made $15,000 this week on ASTS, TQQQ, ONDS (I just sold) . +$45,000 ytd Just buy companies that won’t go under and that will probably grow in the next year, IDK. Not FA
>real company What?! this place... im generally a perma-bull, but I was a techie in the 90s... I remember this line about Yahoo back then "six guys and a couple of computers" Ironically, I still actively use that account since I share it with 3 russian hackers and its so old I am able to skirt all the stupid 2FA authentications the new robo-web requires. I doubt I'll say that about reddit.
https://preview.redd.it/st92gucoz6jh1.png?width=1436&format=png&auto=webp&s=72a785d741b2ca8de1ef88aafdcf77708b08808e not FA
An FA is always key. I’ve worked at one of the leading financial firms in the country for 25 years now. I brought my parents to a rep there and said “here. Tell them what they should be doing”. They listened. Because it’s not family. He should absolutely be maximizing for the match and for catch up contributions.
But see, the difference between “it dropped 48% and I can give it 6 more months to see where it goes” is HUGE compared to “oh shit, it dropped 48% and it expires friday”. Again. Common sense. If that’s not risk management idk what is. By simply buying the contract you’re assuming full risk, why not mitigate it as much as possible? What am I not seeing here? Take this scenario: Stock is at 100 Option ITM 95$ call vs OTM 150$, expiring in 1 year. Or the same contract, expiring in 3 months Stock falls 85$ and lingers there for a couple of weeks/month Which one would you rather be? The ITM 95$ guy or the OTM 150$ guy? Now with the timing, would you rather be the guy with the 1 year expiry? Or the guy 3 months expiry? When it comes to my strategy and how I pick my plays, the ITM 1 year version is a no brainer compared to the ITM/OTM 3 months version. In my actual trades using my current strat, I am either right soon- and cash out soon. Or I’m right but early, in which case the further expiry gives my thesis time to mature. So I might be down for the first 2,3 weeks, but eventually it turns green. There are also cases where I’m just plain wrong, and I have mechanisms in place to exit those bad calls, claiming the capital loss against my taxes. I have to say though, ever since I’ve stopped the day-trader dream and picked up this swing/investment but with options type shit strat, those cases are getting rarer. Not cuz I’m a genius, but usually the bad trades tend to fall apart in DD now. So they don’t even happen. Honestly this whole “instinct -> verify/research -> decision” shift from just “instinct -> “tEcHnIcAL aNaLySiS” -> trade” has saved me SO much money. SO much. You guys get lost in the sauce with the greeks when a little common sense wouldn’t hurt either. I know I’m meming technical analysis, but that’s only because some people treat it like a religion when all it is, is just another tool of analysis, to be used in concurrence with others. You use TA to gauge short term sentiment, and use FA and macro analysis to see beyond the sentiment. My strategy would never work for a day trader, it is not designed for it. And to be fair, I have never claimed my post to be the options trading bible. I simply shared some lessons I learnt that helped me finally see some green.
Just remember not FA. This is a pump and dump but the company actually had non-shit earnings so there’s hope in a few ways. Good luck man
I’ve never been an employee and I own too many house (prob own yours too) and will never be homeless # CRY HARDER POOOOSAYYYYYY FA IT
IVDA earnings anticipated to be Wed or Thr ah Current price .30 near its 52 week low Not FA but I am expecting a good report and with a 10 million float and market cap of only 3.5 million, this could move nicely on a positive report and volume.
IVDA another Smallcap to watch has earnings as well Wed or Thrs ah. Current price .305 Have until Sept to hit $1. I am expecting a good report. Not FA just my opinion.
I use an FA. Almost everything he does is ETF’s. I do have about 25% in individual stocks. I find you can build a perfectly reasonable portfolio of about 10-12 stocks and do just fine.
I'm surprised no one is talking about BATL after the SEC filings posted late Friday. [8k](https://app.quotemedia.com/data/downloadFiling?webmasterId=90423&ref=320255944&type=HTML&symbol=BATL&cdn=7998aa332262bb6e2bb1d2710a558917&companyName=Battalion+Oil+Corp+-+Ordinary+Shares+%28New%29&formType=8-K&formDescription=Current+report+pursuant+to+Section+13+or+15%28d%29&dateFiled=2026-08-07) [13D/A](https://app.quotemedia.com/data/downloadFiling?webmasterId=90423&ref=320256156&type=HTML&symbol=BATL&cdn=0d060256253f2fd4a9b9645062423ea1&companyName=Battalion+Oil+Corp+-+Ordinary+Shares+%28New%29&formType=SCHEDULE+13D%2FA&formDescription=%5BAmend%5D+General+statement+of+acquisition+of+beneficial+ownership&dateFiled=2026-08-07) Gen IV: gets $19M cash + 3.494M common shares BATL: eliminates Gen IV's remaining preferred securities Existing shareholders: absorb the common-stock dilution but get a much cleaner capital structure and a 12-month restriction on Gen IV's new shares eliminating the major dilution overhang that the preffered shares offered. The estimated maximum preferred-stock dilution was ~35.69 million common shares and has now been eliminated. Gen IV isn't just some random institutional holder. It has been a major capital provider and shareholder of BATL and has had representation/relationships with BATL's board. BATL's proxy identifies Gen IV alongside Luminus and Oaktree as one of the company's three largest historical investors.
There's always a chance, I just stated what I see that moves markets. Volatility has been going down on semis recently so they're reducing more to fundamentals than vibes. Vibes are fantastic when things are pumping (or dumping) as people trade based off emotion more than anything else. Once they stablize a bit it's often the FA guys who drive the casino, at which point I fuck off because I have no edge there
Always have an exit strategy. Mine isn't "hold till 5" it's "find a meme, jump on it and take profit before it implodes". Might happen, dunno. I didn't do any FA... pure vibes
Play stupid games, win stupid prizes. You FO after you FA.
https://www.nytimes.com/2026/08/05/us/politics/trump-wiles-hemp-white-house.html?unlocked_article_code=1.3FA.Zi5e.oUlD1yI4-zcp&smid=url-share
Sir, I don't give FA. I just gamble.
Does this link work? https://www.nytimes.com/2026/08/05/us/politics/trump-wiles-hemp-white-house.html?unlocked_article_code=1.3FA.Zi5e.oUlD1yI4-zcp&smid=url-share
who ever heard of someone on r/wsb being so concerned with FA anyways...?? TA then YOLO calls or puts
It's all FA guys, it's all FA.
Quantum is pure scam. Plus invest in GOOG if you think it has future... Those companies chips are like 1940 pcs. I only see one viable use case of quantum, which is break BTC. All other stuff are currently protected under 2FA, max 3 retries before blocking account... No way they can break the system up. ASTS yes is bad business model, or did you not see hot it tanked like 30% because his Amazon launcher was blown up...
Bro tbh I don't think the guys needs FA from redditors, especially on WSB. He's probably just having fun, i doubt his whole net worth is in the market.
All of us think our stock choice is severely undervalued. We all cope and have our reasons and TA/FA to go along with it. With that being said, only mine actually is. Pump muh fuggin SMCI bags already you regards.
Assuming they maintain 8x forward P/E and beat EPS within 1 Std Dev (~10%), $1100-1200 ($34-$37 qtr EPS, ~$140 annual EPS). I'm looking for ~$950 dip entry. Not FA.
No swinging. Just holding. Great dip to buy. I am hwre for the long haul. This will see a dollar by year end . Not FA but anyone can happily mark this post and call me out if it doesn't. When it does, I will be telling my boss to lick my balls.
Bought the dip at $10.51 on AKAN earlier.. Fomo kicked in. Float is tiny. This has been a multibag runner before and could be again. Not much selling going on. Float is getting locked up.Not FA. Good luck i whatever you choose !
This is the exact use case I had in mind when I built a small Android utility: a quick, read-only portfolio snapshot across manually entered holdings, without signing into a brokerage or juggling 2FA. If anyone here has Android and wants to try it, reply and I’ll DM the Google Play testing steps. No trading or financial advice—just a faster glance at performance.
If anyone here has an Android phone and is interested in testing a small personal app I made, I’d appreciate the help. It gives you a quick view of your portfolio performance without brokerage login, 2FA, or any brokerage connection. No trading or financial advice—just a read-only personal tracker. Reply here and I’ll DM the Google Play testing steps.
I'd say if you're w-2 only, you don't need one. Wife and I have multiple streams so we use one. Not there yet to need an FA.
My ex could barely do her own taxes and all she had was a w2 and a backdoor Roth and now she’s an FA, so…
Actually better than FA buying individual stocks and trading their clients portfolios.
That was my main concern too, but it honestly seems pretty reasonable if it truly is an unlimited Roth IRA. Like I will never pay tax on this money as long as I don’t touch it until I am 60? My premium is $90 a month for a 400k benefit but I don’t give a shit about the benefit. It’s nice but the point of this was being able to access a Roth IRA analogue when our combined income is 500k per year. I def agree that paying the FA \~1% is not appealing, but it’s not a requirement to have the IUL as far as I can tell. I can’t pick stocks but I think it’s just like broad index fund or mutual funds? I should still be able to expect it to track the S&P and get 10% on avg.
Its more about avoiding tax, inheritence and retirement planning tbh. Your FA cant/wont out perform an index fund but it can save you money at the right time.
Reading about that, it actually seems like that’s what I got. They called it “permanent life insurance” which I took to mean whole life, but it seems like it’s IUL based on what I just read. We max my 401k and my wife’s 403b, and we both opened one of these policies last month. Our combined income is too high to contribute to a Roth so this seemed like an unbelievable thing to do as a safe vehicle for retirement. The actual FA dude said he was putting 40k in his own each year. Their numbers showed millions in tax savings by doing these and we could retire at like 48
no, people with more than maybe 2-3M should probably have a FA just to deal with taxes and extra shit they don't want to deal with.
I'm 38, spouse is 26, last year our FA got us a nearly 20% ROI which we certainly wouldn't have been able to achieve alone.
No. Its not needed so much in Europe. We have free college, free healthcare, five weeks paid vacation, and living minimum wages. Nobody here needs $2m to retire - which is what my FA told me when i lived in the US. Its why we moved back here.
You’re holding?…..at this point…..don’t take this as FA but I would hold the motherfucker…..
Yeah that dynamic + the dollar amount immediately made me think it’s bullshit. OP is either full of shit, or insanely dumb for posting his client’s account performance on Reddit. Risking your client (if the post it ever got back around to him, that’s a big client who will leave immediately) and your job (breach of client confidentiality; firing and potential complaint going on your permanent record for anyone to see on Brokercheck). Also what fucking client would do this and share it with their FA? I’d find a new advisor before I told anybody about a 99.99% loss on a $10MM account lmao
Top is in? Oh fuck. Panic selling rn. Ty for FA wise one
I tried a few times, each time more than 2 years, to DIY invest. Bad idea. My FA has made me more money despite the high fees. So the habit that makes a difference is understanding myself.
I agree, slow shifting into income generating assets is a good path forward. The thing is, most FA I met hate dividend stocks and will either recommend bonds (in this environment, no thank you) or some funds that generate ton of ordinary income (the FA I went to tried to sell me on JEPQ in taxable with a straight face). Last year another FA tried to get me into "alternatives" aka private credit / equity which soon after turned out to be just exit liquidity for private fund investors. I had to self educate myself a lot about dividend funds, cefs, mlps, and cc etfs. Ended up making a test portfolio which generates about 10% yield and no NAV erosion (at least so far), but it required a lot of spare time. My main concern right now same as OP is capital preservation, which is mostly in taxable index funds. Using protective puts for now but hoping to figure out a better way.
Every country should just send their own navy to escort a bunch of their own vessels and tell pedo Mussolini he can have 20% of sweet FA as were doing out part, as per his previous email
Not sure where that first sentence of your paragraph came from, what are you my FA? Emotions brother, quit crying lmao You understand the difference between losing 100% of your position vs 100% of your portfolio? Even the riskiest of bets can pay out handsomely if one learns to leverage their own money into those bets properly. If you're all in shares, the real question is, what are YOU doing here?
Pretty sure he’s still in the FA part.
Your current FA gave you a sweetheart deal at 0.7% for AUM on an $85k account. I wouldn’t expect much from help from him, given that he’s only making $600/year from you. Frankly, he may hope you move your account elsewhere. Some FA’s only take on clients with a minimum of $500k - $1M. I know your mom has $900k, but she’s a separate client. As far as my comment on “years to liquidate”, we know that you are concerned about capital gains affecting your Medicaid eligibility, but we don’t know how much your capital gains would be if you had to sell those four mutual funds. Nor, do we know how much room you have between your current income and the upper limit for Medicaid eligibility in your state. I don’t have those limits. I rarely sell, but when I do, I use tax loss harvesting to minimize it or possibly reduce it to a $3k capital loss. I’ll admit I have a couple of losers in my portfolio. Is your uncle the one who works for Lincoln Financial? While you can certainly talk to him, I wouldn’t use their services. He might want to sell you things like whole life insurance or their proprietary funds. I’d ask your brother where he has his investments.
As others have said, you shouldn’t need a FA for an $85k account. For the size of your account and the below market rate that he’s charging to manage your account, I wouldn’t expect him to invest these $600 deposits more frequently than quarterly at best. That being said, I understand your concern about managing your $85k yourself. I would start small. Open a taxable brokerage account at one of the discount brokerages like Fidelity, Schwab or Vanguard and start making your $600 deposits with them. Consider buying a low cost S&P 500 ETF like FXAIX or VOO. Once you are comfortable in managing your new account, consider doing an ACATS transfer from your $85k account to the new one. The new company can assist you with that. Assuming the $85k account doesn’t have any proprietary investments, you should be able to transfer the contents of it “in-kind” without having to sell anything (and creating capital gains). Say for example you own 5 shares of NVDA. After doing the transfer, you’d still own those 5 shares of NVDA.
oh, i see... My FA is about to become a deacon..i feel like he does right by people,loll
Maybe your FA is just on vacation? Tbh 85k is such a small amount I wouldn't be surprised if he's managing it using algorithms or just as an afterthought. It sounds like you are trying to avoid realized gains. If that's the case just buying SPYM or VOO yourself would be much easier.
FA don’t use this guys bot.😂
Okay. TA and FA time. MU hitting a 200 MA today, I think this is where we reverse. RKLB 200 ma at like $80, let’s start to see buyers. Meta pumped on news of an ai image tool, ai trade still intact; however, I’m wary of frothy af cloud and Ai companies. NVDA chart isn’t looking the greatest but it’s a value and growth stock at this price. Indexes still near ath showing a rotation, too late to chase defensive sectors, hoping space and semis are back on the menu ASAP
I've only ever used crypto for darkweb transactions, just as god intended. Trying to log back into an exchange after being logged out for 3 months is enough of a deterrent for me to ever want to use it for anything else. It's laughable how much 'security' crypto exchanges require now despite the fact that 99% of coins are used for pump n dump schemes. All those 2FA and verification hoops to jump through just for people to gamble their life savings on le silly meme dog, lmao.
‘The market’… being the problem with this statement. Many individual stocks were minimally affected, and of those that were, most returns much faster than the indexes. Well selected investments, reviewed for ongoing performance at regular intervals will outperform indexes. Lastly, for the OP, at your age I am surprised your FA has any bonds in the mix. Time IN the market beats timing the market. A good firm will wargame various market scenarios and can give you likelihood of success type evaluations based on historicals. Even with black swan /tail risk events, good assets will outperform over time.
Two days ago the IBKR app updated and I wasn't able to login without a 2FA security code set up on my device. I guess they are really concerned about security. Another secret update came through I think, and now it works... In fact I can login with full admin access on my account just knowing the 4 digit code for my phone 🙃
My FA told me we're risk off on Friday. So naturally I'm full porting into calls.
But why are you guys fighting over hypotheticals. MSFT hasnt been as dumb as ORCL atleast yet, they got out of exclusivity with OpenAI, and are openly cancelling initiatives that isnt working for them, they are in the FA stage and dynamically doing changes as per the what they see in the FO step. And i think they have the leeway to do that, eventhough history teaches that they arent very good ad this, atleast as good as google.
I am usually on the side of the User since I had a crazy shitty experience with QTrade and on Reddit no one seems to believe me... but I am also an FA and man Fidelity ROCKS ! Their customer service is TOP NOTCH. I transferred millions out of a client of them and they were helping me every step of the way.
Lmao with what? There lil pissy drones or worse .....lil speed boats? Iran is about to FO they have FA long enough
See what happens because the OP said brokerages are warning. My FA/broker told me the same thing last month. I am retiring in 9 years. A lost decade(10years) is not a good thing for me ;)
I mean no anyone can do it, it’s just not economical unless you’re well off or with a good advisor that has bargaining power. I’m an FA and my company has negotiated margin rates with our custodian to where it’s essentially 4.5% right now (floating rate with fed funds) whereas if you tried to borrow off the street with a non negotiated rate it’s probably 10-12% interest depending on where you look That said company insiders usually can’t borrow against their company stock as it could constitute a form of insider trading, so NVIDIA employees would probably need to sell to use any of the funds
Every generation... blame the one before... Fr, though, I'm very new to self directed investing. January 1st this year! Can you imaging what that's like haha. "Ooh, silver is more valuable now? Whoops! ASTS will connect every human? BOOM! OPTX makes lenses or something? Wheeeee!" I'm going SLS, SIVEF, MUU to the moon and rotating into DRTS, ASTS, and Pesorama as the money comes in. Also FIX go up. Seeing all this Mag7 talk then looking at the charts is like "Huh?". I get it: they make a lot of money... and the price goes down. We have tons of information now. Not a yearly check up with a FA on a phone and a dusty newspaper every day. Keep shit pushing or keep shit moving.
buy and HODL, HODL and buy. rinse and repeat. not FA
Sell your shares, deactivate your account and come back in a few years when your a lot smarter. FYI, this is not FA.
I think he mostly uses FA then combines with with ta to get a good entry or exit. It's a macro trading fund...
I terminated my agreement with an FA cor my self managed 401k for many reasons in the beginning of March. I ran all of the investment choices through as many scenarios that I could find. The consensus that I found was that they built their own mini fund. I am still trimming a significant amount of individual stocks and getting them into ETFs, some bonds funds, etc. currently 60/40 stocks. It will take me some time to unwind
are we in the FO phase of this iran war, or are we still messing in the FA?
PLTR is one tweet away from being parabolic - NOT FA
This stock has never been about what "the fda tells you", but about the science behind it. When you look at the science (all the trial results etc.) and how the FDA reacts to that, it should tell you more than enough about how this company is valued. IF these results hold up in larger rGBM patient groups it will be groundbreaking. And this treatment is for way more cancers than just rGBM. Not FA but just take some time to do the research, this company will not stop surprising you.
[Who all took my FA?](https://www.reddit.com/r/wallstreetbets/comments/1u85wuy/comment/os7r67f/?context=3&utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button) https://preview.redd.it/ia25jfexiz7h1.png?width=1315&format=png&auto=webp&s=3eb95cbce569dcda454f6284c874fafcb8b7f9fe