FA

rbraalih

🌮 FA 🌮 FO Your 250th and this happening because you got the 25th and no fucking balls Well eone

Uniquename34556

Not FA. If there is any kind of rebound on Monday, Marvell will lead the pack buddy. Watch the foreign markets and pre market on Sunday. Sell at open at any whiff of a rebound and make a better play.

magneticpasta9

The bols your FA told you not to worry about

Paul_Robert_

Lmao, you could get access to any non-2FA Facebook account, by asking the meta AI assistant to link an email to said account 💀

Few_Delivery_4556

As you FA, I need you to send me 15% cut of your profits please!

y_u_so_madd

FA complete, time for FO.

NiceToMeetYouConnor

I’m sure I will experience a bear market, and have seen major pullbacks in 2022 and during the tariff market last year. But guess what I did? Bought more in because I didn’t need the money right then and there, and ended up having a great entry point because of it. I’m not a brilliant investor and that’s why I DCA into companies I feel strongly about long term. You seem to think you can time the market which is hilarious. It scares me that you have access to money lol, please get a FA to take over your account for you.

Bonebound


Fun_Training6342

All the optioners here (which is about 80%) are about to FA—FO.

Uniquename34556

Not FA ASTS MP INFQ

PharmDturnedMD

2FA when I went to submit my order was probably a sign I was doing something regarded

Icy_Jelly_315

No, I mean 🌮 has FA and FO.

Hemp_Hemp_Hurray

Same happens on chrome on my new phone for vanguard and fidelity, it's like it clears credentials if I change apps to see the 2FA code.

Icy_Jelly_315

Trillion in reps and the right to enrich uranium to 93% for peaceful purposes and you got it. The life lesson about FA and FO is on the house

AcademicStandard3701

$7700 and $7680 lottos for 🥭 signing the deal this weekend no FA.

Btomesch

I mean he was alrdy rich af before he was potus lol. I met with a FA and he wanted to put me in gas companies… I was like yea I could do better on my own

RookieMistake101

As a FA, I’ve joked with clients for years that I had to have a fking truth social account to do my job well.

CapnCurt81

Just made this and sent it to my FA. DO UR FUCKIN JOB BOOMER https://preview.redd.it/ov59h92ezy3h1.jpeg?width=1649&format=pjpg&auto=webp&s=54896a15d07cd34677f6f13e019396a7cb32594c

toydan

$snow expanded AWS partnership with new $6B multi-year agreement another report came out today that AWS growing like crazy $AMZN gonna continue to print FA $snow earnings move also wild

richierva

Yep. We are getting rid of FA today and joining the Bogles.

Sagelllini

[I wrote this](https://www.reddit.com/r/Bogleheads/comments/1pdlssz/the_latest_morningstar_report_shows_how_to_invest/?utm_source=share&utm_medium=mweb3x&utm_name=mweb3xcss&utm_term=1&utm_content=share_button) on how to invest and [this](https://www.reddit.com/r/Bogleheads/comments/1svxbkk/honoring_jonathon_clements_the_stocks_and_cash/?utm_source=share&utm_medium=mweb3x&utm_name=mweb3xcss&utm_term=1&utm_content=share_button) on funding a retirement. The idea that "sector rotation" works is disproven by the Morningstar numbers because active strategies consistently lag passive investing. As to the corporate bonds, the coupon rates are pretty much irrelevant because the price is marked to Market so the higher price coupons are priced higher and the lower coupons lower. Regardless, you should sell them all. Look again at the Morningstar numbers. Do you want corporate bonds with returns in the mid-5s or stocks that historically do 10%? Personally, for the inherited IRA I would sell everything that is in there, buy VTI and VXUS in some ratio (mine is 80/20) and figure out the most tax efficient method to withdraw over the next 6 years (and a FA won't know the most tax efficient way). Then, you systematically sell, pay the tax you owe, and buy VTI and VXUS in whatever ratio you choose in a taxable brokerage account with the proceeds after paying the tax.That will most likely get you the best returns over the upcoming years. Fire your manager, sell the crap in tax deferred accounts, buy VTI and VXUS (or VT) and if nothing else you'll save yourself fees and aggravation.

StegersaurusMark

I suggest you look up the statistical results of “active managed funds”. Your ML acct manager was probably blowing smoke to justify his paycheck. I mean he might have believed it, but it was probably still smoke. Then you went and parroted it to your next manager. I can’t offer you any advice. I manage my own accounts. I’m 40. I’ve interviewed a few FA/ account managers and always felt skeeved out by them and walked away. I’m now “using” the Fidelity wealth management but I don’t think I’m getting much more than the basic Monte Carlo sim you can access from any old 401k account these days I’ve been devouring the Rational Reminder podcast over the past year or so. It’s Canadian but still really great IMO as an American. I just tried listening to some Motley Fool podcasts and just don’t feel it.

KweenieQ

You can just fire the independent FA. Been in your situation, did it at Schwab. You'll get assigned to a Schwab advisor, but you're under no obligation to use them. However, with retirement looming, getting a free assessment is not a bad idea. Where will your cash flow come from in retirement? If you're spending down savings, your portfolio should look different than if you're taking pension or annuity payments. The more exposure you have to the equity market, the less risk you can afford to take in retirement. Unless your portfolio exceeds mid seven digits, or you're already 85. (Keep that in mind for later.)

Greedy-Wing-5173

FAs are a huge waste of money. They are also terrible at what they do. I’ve worked with FAs from fidelity, Raymond James, ubs, Morgan Stanley, E\*Trade. Just load up your goals and circumstances into an llm chatbot. and ask for a portfolio that matches. I use Claude Opus at the moment for all financial planning. I do still use a FA for our pe and pc holdings because I have to. Btw, I ve also used chtgpt and Gemini for this, and still run Claude output through them as a check.

richierva

I understand the performance of the bonds I don't understand why the underperforming ETFs from the sector rotation plan haven't been addressed. We had a more conservative approach with ML and now this FA doesn't do anything.

richierva

lol…we have discussed all our goals for the next 5 years and expenses. Basically everything financially you could tell someone. We got as specific as when the cars needed tires next. I really think the FA doesn’t understand what a sector rotation plan is or how it works. They have never initiated a call except when they were selling their services. When we have called it’s always an excuse.

DeeDee_Z

Have you **discussed** your goals and expectations with your advisor, or are you just expecting him to know what you want. Part of an FA's job is to educate you on what he thinks and how he plans to deliver on your goals ... so ... HAVE you talked to him?

Impossible-Use5636

My FA keeps telling me to trim SMH to 5% of my portfolio. It's currently around 24% and up 750%. I got in when I was making chip fab machines and saw the potential. Even if "AI" stalls, everything else needs chips. Everything. Defense, automotive, durable consumer, farm equipment, aviation, and it isn't slowing.

PaperHandsTheDip

ye... we already know FA doesn't work. Vibes drive the market. But does it have vibe signals? Or do they just selling corporate bs to boomers?

Uniquename34556

Not FA byw

Acrobatic-Judge-1190

I'm alittle late jumping in this post, but have been invested in LRMR for a couple months. Just a question: do you believe LRMR leadership including the Deerfield (35% owner) implicit goal is a buyout or commercialization? Are you still bullish here despite the uninspiring price action? I believe Nomlabofusp will be the standard of care because it directly addresses the underlying cause of FA, where Skyclarys does not. Thanks in advance

AcademicStandard3701

Don’t hold puts in AH or you’ll get ass blasted that’s FA.

Substantial_Leg5637

Lmao congrats man, you basically speedran the “fire your boomer FA and touch grass in the casino” arc. Advisors taking 1 percent to feed you 5 percent boomer ETFs while YOLOs on NBIS outperformed is peak clown world. Only thing I’ll say is lock some of that in and don’t let one bad red week convince you your old FA was secretly a genius 😂

Limp-Text-5209

Financial advisers are supposed to go over any trades. If this isn’t a true FA / fiduciary I’d find someone who is.

iShitBloodandCumShit

Full porting puts on the bottom bollenger band bounce is solid FA.

CompetitionDouble420

NVDA and TSLA calls it is; thanks for the FA!

Patient-Round-2327

Fellow paranoid here. A few things worth knowing before you commit: Most aggregators connect via Plaid or similar middleware. When you "link" an account, you're often handing your bank credentials to that middleware, which then has ongoing access. Some banks now support OAuth tokens (Chase, Schwab, Fidelity, etc.) which is much safer - the aggregator never sees your password. Prefer institutions and aggregators that support this. Things to look for: \- Read-only access (no transfer capability) \- OAuth-based connections where available \- 2FA on the aggregator itself \- Clear data privacy policy free services often monetize your data \- A track record without major breaches A middle-ground approach I'd suggest: try \*\*Fidelity Full View\*\* or \*\*Schwab's MoneyLink\*\* if you have accounts there they're free aggregators run by the brokerages themselves, so you're not adding a new third party to the equation. If you want a dedicated app, \*\*Monarch\*\* ($100/yr) is the current favorite paid, no ads, no data selling. Avoid free apps if data privacy is your top concern. Also worth doing: freeze your credit at all three bureaus regardless. That's the bigger security win.

Guy_PCS

You can DIY, there is no secret sauce with FA now with AI. They will ask you a few risk questions and then put you into a standard template.

DaemonTargaryen2024

>When to meet with an advisor  If you have read through the entire wikis at r/personalfinance and/or r/Bogleheads (no offense, r/investing), *and* you've posted any specific questions to any of these subs, and afterwards you still have a deficit you need professional help for. If all you need is a "how am I doing?" gut check, these subs should meet that need just fine for free. >I’m 27 Most people under 30 do not need a FA. Your finances simply aren't complicated enough to warrant one. Many FAs won't even accept a client who has less than $100k, sometimes more. >with 81k in investments That's generally good, but specifics matter. What's your income? >Maxing 401k, Roth IRA, and another 6k/year in personal brokerage account Excellent. Maxing 401k and Roth IRA frankly has you way ahead of most Americans, let alone your age group. Do you have a HDHP through work? If so, max a HSA as well. >About 80% of funds go into several index funds That's good, but what funds? It's possible to be needlessly redundant even with all index funds. > 20% are personal blue chip picks (Aamazon, Walmart, oreilly auto, nvidia,etc). I'd trim this to max 10%.

biotechinv21

There is no IF if you understand the trial design. BAT mOS was set in 2024 and GPS mOS is probably still not set at FA. 25 months from the last patient being enrolled in a population that is lucky to live one year. The results are dramatic and at $7 SLS has far more upside than INTEL at $115.

Bazzer82

Having my head shaved and then having a shower. Then at mid-day I'll be watching Celtic v hearts to see who wins the Scottish league, then it's the FA Cup final after that.

kalterik

At least we know he’s overpaying for EAFE exposure. Also VOO, VTI, and RSP??? Bro is getting fleeced by some smooth talking FA. LOL.

Escape_middle_class

I can help you with handling the large gains, you can diversity and defer gains. I’m an FA. Message me

johnnyshots22

Average up bro. I pounded the table on this at.024 and got down voted. I pounded the table again last week but got down noted again so i This will hit a dollar by end of September minimum imo. Also you can buy ECOX with confidence. Still dirt cheap for another easy multi bagger. Look at the 1 year, monthly , weekly, and daily charts. They are a thing of beauty. Not FA but man I'm telling you. Buy hold, stress free.

VotedOut

Basically, whenever a sell-side analyst or fund manager makes a BUY or SELL recommendation publicly on any media platform, they're recommending BUY. About 90% of them give BUY recommendation about 90% of the time. They do this especially for anything that went up a lot, no matter how absurd the valuation has gotten. Jim Cramer, Dan Ives, [most of the brokerages](https://www.fidelity.com/news/article/international/202605120853RTRSNEWSCOMBINED_KBN3NG1FA-OUSBS_1).

CostCompetitive3597

FAs are the biggest scammers in American business. Read heart breaking stories of underperformance, incompetence and even financial crimes on Reddit all the time. That has been my unfortunate experience giving them my investments at your age What has been this guy’s investment performance for you? Let’s use the financial Rule of 72 in comparison. It states that principal will double in 10 years with a 7% investment return. Principal will double in 7 years with a 10% return. Has your principal more than doubled in the past 12 years? The S&P 500 has averaged just over a 10% return for the past 100 years. The Nasdaq 100 has averaged just over 14% return since established in 1985. Index funds based on these indexes are currently returning similar returns. Is your FA providing this level of investment returns for you? What is his plan to improve your profits by buying market dips? What is his plan to make you profits during market crash cycles? I make nice profits = 10 -20% buying market dips and 50% profits during market crash cycles. Does he do that for you? What is his plan to convert your nest egg to dividend income securities at retirement to replace your work income for life? I did that and am getting more dividend income than I can spend and my nest egg is doubling every 7 years via reinvesting the extra dividends, not decreasing with 4% withdrawals that mean I go broke in 25 years. Ask the tough financial performance and financial security questions then, decide how to manage your investments. With 10% returns over 20 years you could be able to retire early.

spacemantodd

Not the intent of the post. More curious if anyone has tried it in that regard. No different than asking an FA what stocks they would put you in. Just curious if someone has tried using AI instead.

dinnerthief

I bought fundrise as a REIT (essentially) back in 2019, saw they were doing the innovation fund and put an addition 25k into it because I wanted exposure to some non public companies. Put more in right before the IPO. Probably will cover my investment and leave the profit in for a bit. havent looked into a FA yet but probably will soon.

max_strength_placebo

the main reason for an advisor is behavioral coaching. a quality FA can help with a sensible asset allocation, and sticking to the plan during a crisis. there's data showing people with an FA often get better long-term results. https://www.opusfinancialsolutions.com/files/vanguard_advisors_alpha.pdf it's up to you to determine if you think you can avoid common investor mistakes like returns chasing or panicking during a crash.

SignificanceLate7002

Absolutely massive 13D/A filed by BlackBerry tonight detailing multiple institutional investor holdings. https://app.quotemedia.com/data/downloadFiling?webmasterId=102691&ref=320021959&type=HTML&symbol=BB&cdn=ec1a5f97c3b0e071bae14e7918ecd5c4&companyName=BlackBerry+Limited&formType=SCHEDULE+13D%2FA&formDescription=%5BAmend%5D+General+statement+of+acquisition+of+beneficial+ownership&dateFiled=2026-05-06

zcandels97

I'm an FA (Series licensed). The amount of people in their 40s and 50s who have nothing but $2,000 in checking and like $7,500 in an old 401(k) from 15 years ago is... Astounding

version-two

Open tomorrow will be telling. Look at the OI and check the opening volume this week. If we open in the 665-675 range, 5m green candle on open to 680ish and we should fly to $700 by 10am. If we open over 700, the pop is likely over unless we get a huge green candle. Not FA, I’ll be staring at a chart fullporting $700 C of the setup stays the same and we don’t see a short 4-5$ gap down in the first. 5 mins. My gut says 720+ or snap back to 640ish mid morning. But if we gap up, MMs have to buy to hedge the OI on 700C aka that pressure will move us into the call wall. SNDK will also be another sign to follow.

prismstein

Skip the FA, you're doing fine. Don't hate the FA too much though, guy's just making ends meet.

joepierson123

FA can be useful but not the Edward Jones used car salesman types.  I know somebody who works there, he said that they spent the first few weeks teaching you how to push their products and he asked do I have to learn about stocks and they said well that's up to you. 

Successful-Tea-5733

Here's the deal as an FA - If he says he can make more money than you can do on your own, tell him to put that in writing. He can't. The reality is that you need an FA if you need someone to help you stay on your plan. Just like you can lose weight on your own but you might have better luck with a personal trainer. If you are convicted in your investments and are going to stay the course long term then you don't need the FA. But if you had a 50% drop in your values tomorrow, would you still stick with the plan? Or would you panic sell? I know you'll say you would stick with the plan, but read this sub. Most don't. Most make irrational decisions based on politics or headlines or other things instead of just investing consistently and riding out the waves. FA's are not bad, they serve a purpose. But that purpose cannot be to neccessarily earn more than you can earn on your own. Maybe they can, but historically, most don't outperform the S&P 500. And that's not usually why you should hire one.

neverpost4

FA, Foundayo?

johnnyshots22

HOUR and MSS for tomorrow.  Position yourselves early boys and girls. Not FA. Good luck whatever you choose 👊

Numerous-Bet-4847

net worth and retirement savings are two different and separate things. I have $2M in retirement savings, which is cash and investments with my FA. My net worth is twice that, but I don't count that as retirement, nor do I count the NPV of my wife's future pension or the NPV of future Social Security. That said, my Financial Planner has that all available in my overall analysis should I want to count it.

981flacht6

Have you actually gone to a FA and seen how they'd do a portfolio analysis for you? I did..they don't put your money in VOO. They try to blend you upside and downside protection and grow your money over time by trying to beat S&P500. Managing downside risk is overlooked by a lot of people who are dismissive about using an FA.

215aPhillyiated

Reddit is the ultimate FA hater so don’t expect to hear anything good from here. Long story short ask people who manage their accounts on their on what their yearly avg is ( not talking only a few years) I’ve been with my advisor for almost 7 years now and I’m avg around 25% which is unheard of. My friend who does everything by himself who always asks me why I use one, is only avg about 15% per year. Why would I let him go if I’m doing about 10% more than him per year?

UsernameTaken_123

Logging into random website in 2026: \- Password must be 100 characters long, contain at least 50 special characters \- Please enable 2FA, please enter the 100-digit code sent to your mail, phone and by carrier pigeon to your home address \- Sorry, your account has been disabled due to 2 days of inactivity. Please create a new account

Rotutu2

Have a FA friend who thinks I’m crazy for never selling my 1100 shares of nvida at 15$ ave.

Revfunky

I fired 3 FA’s before I started managing my own money. I never looked back. So I and millions of others like me believe we can do a better job managing our own money.

johnnyshots22

They just announced new contracts a couple days ago , cash positive ,no plans of dillution. IMO opinion very undervalued. I see easy $4 next week. If you plan to hold longer it could go higher. I am happy with 10%-30% gains but I just feel in my bones this price is still too cheap and has potential to go much higher. Low Analyst calls are $5 and high calls are $8. But those numbers could come sooner than later imo. Ince they announce actual dollar amounts on these contracts or another positive PR, it could double quickly. Just my honest opininion not FA but if you do a little DD you will understand why I see much more value here. Best vibes whatever you choose 👊 

johnnyshots22

I'm still holding to see what today brings. $2.52 avg. So I am still sitting pretty. Imo it might move up today. Not FA. Best of luck on ticker of choice !

BackstrokingInDebt

Question to ask is: how do you keep track of your portfolio? The value of a run in the mill FA is kind of limited. It usually falls on either TIME and/or basic knowledge (notice how I’m not saying expertise). If you lack either then some people find that 1% annual is worth it.

Ju1cY_0n3

Get an hourly rate billed advisor for retirement planning. They'll charge you a fraction of what you're paying now. For the tax harvesting, seriously consider reviewing your previous tax filings to see how much you're actually saving compared to just holding broad market ETFs. I checked mine and realized I was paying 2x fees vs the taxes I was "saving" when using loss harvesting with a FA.

physicsdeity1

What did you need a financial advisor for lmao that split is near meaningless without an idea of the holdings. Just pay for a Claude subscription instead of paying thousands for the FA.

youarenut

Guys this is gonna sound crazy but I tried to talk to my future self on what my regret was to not buying a stock by end of year to my current self, between NVDA NFLX MSFT and AMZN. and I just heard it was MSFT. This is NOT DD or FA, but I trust myself so I’m going all in MSFT calls tmw.

youarenut

Guys this is gonna sound crazy but I tried to talk to my future self on what my regret was to not buying a stock by end of year to my current self, between NVDA NFLX MSFT and AMZN. and I just heard it was MSFT. This is NOT DD or FA, but I trust myself so I’m going all in MSFT calls tmw.

Artmasterx

Not sure if this was mentioned before or if anyone cares, but Athena Technologies (ATEK) recently announced a PIPE and seems to finally be trying to move forward with the business combination. [https://app.quotemedia.com/data/downloadFiling?webmasterId=90423&ref=319996932&type=HTML&symbol=ATEK&cdn=089f3b0b86adc141fb29ed5196c9f4f7&companyName=Athena+Technology+Acquisition+Corp.+II+Class+A&formType=S-4%2FA&formDescription=%5BAmend%5D+Registration+of+securities%2C+business+combinations&dateFiled=2026-04-30](https://app.quotemedia.com/data/downloadFiling?webmasterId=90423&ref=319996932&type=HTML&symbol=ATEK&cdn=089f3b0b86adc141fb29ed5196c9f4f7&companyName=Athena+Technology+Acquisition+Corp.+II+Class+A&formType=S-4%2FA&formDescription=%5BAmend%5D+Registration+of+securities%2C+business+combinations&dateFiled=2026-04-30) [https://app.quotemedia.com/data/downloadFiling?webmasterId=90423&ref=319974822&type=HTML&symbol=ATEK&cdn=de2c48da880070f4f536a7cbbd2fb4e9&companyName=Athena+Technology+Acquisition+Corp.+II+Class+A&formType=425&formDescription=Prospectuses+and+communications%2C+business+combinations&dateFiled=2026-04-23](https://app.quotemedia.com/data/downloadFiling?webmasterId=90423&ref=319974822&type=HTML&symbol=ATEK&cdn=de2c48da880070f4f536a7cbbd2fb4e9&companyName=Athena+Technology+Acquisition+Corp.+II+Class+A&formType=425&formDescription=Prospectuses+and+communications%2C+business+combinations&dateFiled=2026-04-23) This is a combination with Ace Green Recycling (battery recycling), so not the hottest segment at the moment.

Majestic_Republic_45

Agreed. Diversification is an annoying buzz word for FA’s. I had a “well diversified” portfolio in 08 and it lost 50%. The useless FA just looks at u and says “could be worse”. Today, 85% of my self managed portfolio is in the Mag 7 (No Tesla). Got beat up bad 3 weeks ago and got everything back +100k. These are solid, cash rich, companies with wide moats and will be involved in AI In their own ways. Higher returns out there - sure. Imho, absolute no brainer cos to invest in and will make u rich in the long run.

-IQ200

#FA>!AN!<G Earnings

johnnyshots22

Starting to move already 1 min into ah. Very undervalued. Nice price to get in even now. I took a position earlier already. On it's IPO a year ago it ran to $24. Easy money on this one. Big move is imminent. Not FA but my honest opinion.

johnnyshots22

FATN position early or chase later. The move is imminent imo. Not FA. Good luck on your tickers of choice 👊 

johnnyshots22

Yes bro.   FATN to fatten my wallet is imminent ! Position yourself early now or chase later. Up to you . Not FA . Good luck on your tickers of choice 👊 

Icy_Jelly_315

A Fuck You for the ages 💪 🌮 FA and is FO

Grakch

You’re getting thrown through a loop. They’re making as much money as they can off of you. This level of complexity suits no one other than your FA making money off of you lmao.

ThouOne

HOOD will recover to $80 by next week and then will consolidate till next earnings, then rips to $100 consolidates & ends they year at $110. (110% regarded analysis, lines drawn using crayons. Not FA)

version-two

You’re going to lose $5k before you hit a 10x on $150 OTM call options, particularly on a ticker like Google. NBIS premiums are expensive, but IV will drop Some and they’ll come down a bit. The thing is, it is a stock that can run $10-15 overnight. And they are going to be over $200 this yr unless macro fucks up The market. Not FA, nothing is guaranteed. This is a casino. Buy $15 or $150 worth of lottos on your favorite mag7 tickers every month, but big tech like Goog doesn’t swing $150 overnight. Maybe I’ll be wrong this ER and it’ll get fully repriced at $450 bc of their stake in anthropic space x, etc lol. Doubt it tho bun. TSLA and Meta can move $50 in a few days, so I guess that may have a better chance, but you need to understand volatility crush as well. And IV spikes leading up to earnings, which increases premiums on options. Once the earnings event ends, if it doesn’t move in your direction, or you’re positioned 50% out of the money on a 10% move in the direction you needed, volatility will drop by morning and will suck 8% of those gains right back out. I’m makng up numbers right now but hoping this is teaching you something. A stock that is primed for a new leg up and is volatile - APLD. Most APLD investors believe it should be $40-45 right now, with a 45-60$ price target at current guidance and revenue. It just pulled back and had very good news drop last week. Primed for new ath (which was 42-43? I believe). Good luck out there, I hope you hit you’re 100x 🫡 ✌️

gomeziman

Fid Go would be better for this. I can only assume there was some wonkiness between what OP wanted and what the FA understood and I also would think their NW is considerably higher and maybe this is a "test run" of sorts

sailphish

Yeah.. that was my point. This is just an overly complicated way to do something that you could do with 3-5 funds, no FA fee, and very low expense ratios. It’s making it complex to trick the client into believing they need a FA.

Majestic_Republic_45

Don’t do it. FA’s are 100% useless. Little homework on your part and you’ll save yourself a small fortune. The only thing an FA will guarantee u is their fee.

Kovich24

You are far better off slowly moving to 70% S&P 500 over a one or two year period given the high valuations and likely low returns over next decade. Then annually rebalance to cash or to stocks with the remaining 30% depending on how the S&P performs. I’d be hesitant of any bond fund outside Oaktree. The market doesn’t care that you have capital to invest today, but FA’s will put that money to work right away and you will have no ammo when opportunities arise. Going from mostly to cash to mostly stock should be done slowly outside of a market crash imo.

weightedslanket

Yeah this looks great and not overly complicated at all. Definitely in the best interests of Fidelity. Ask your FA if he can give you a ride in his new Porsche.

johnnyshots22

I think its a good time to get into INHD now .11 to run later and/or pm tomorrow.  It is looking primed to fill the gap to .20. Not FA. Good luck on your tickers.

johnnyshots22

Love it ! Been in since RNWF at .023. Holding strong and keep adding on the dips. This thing will rocket even more within the next coming months. Probably doubles easily by end of June if not earlier. Best OTC stock out there. Some call it a scam but if you look at their recent group of hires , these people are legit. Lot's of catalysts coming up ! I mentioned it a while back and a couple of more times but stopped as I don't want to sound like a spammer. Not FA but imo opinion this is a stress free buy and hold OTC stock low risk high reward for massive gains. Good luck to all your tickers of choice 👊 

NFKBa

It came from RH's actual email, not a random Gmail account. But absolutely yes 2FA is essential and everyone should have that setup. That was actually my first clue the email was some kind of fraud, I never got a corresponding 2FA request despite the alleged login attempt!

J_da_CPA

FA and you will FO

Over-Computer-6464

I have analyzed various portfolios financial divisors have proposed to a recently widowed friend. The typical portfolio has 10 or 12 ETFs, but backtests showed the performance is nearly identical to a basic 3 ETF bogleheads portfolio with the same US, international and bond allocations. The complex portfolio is partly a justification for the FA's fees, and also partly to increase the opportunities for tax loss harvesting.

PositiveEdge4361

Software at a FA[A]NG

TheScrvpt

Do you know how much you will be paying in fees to your FA throughout the years

fn_gpsguy

I would fire your FA. Get a non-discretionary account, so a FA can’t make trades without your approval.

version-two

TLDR to my response. Mag7 id go Goog, AMZ, Meta, MSFT (I tend to not pick MSFT but it’s MSFT and unless it’s at $450-500 it’s probably undervalued). APLD, POET, NBIS, MRVL, AVGO or any strong photonics, data center, or cloud computing ticker. Not FA - gotta pick what you believe in or you won’t hold through drawdowns and bear cycles.

imustbegthequestion

Who FA'd and who FO'd? Lol this is the best case study for a intermediate college class.

Outside-Jello6336

get in SCNI it’s trying to pump not a FA

d33p7r0ubl3

I enabled 2FA just in case

Revfunky

Are you talking covered calls? Put selling? I still think you need an understanding of Technical Analysis for options. FA tells you why, TA tells you when and how much. I don’t know of any free public sources that give away master techniques for options. Quite the contrary.

johnnyshots22

If you want to double your money in a month or so stress free buy AMFN. I called this out at .023 over a month ago when it was RNWF. I am still holding. Current price is around  .065 I expect at least .10-12 cents by end of May. Not FA. Good luck on all your tickers of choice.

nigofe

Sounds like FA!