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First Advantage Corp

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Reddit Posts

Sleeper DOW supplier V2X keeps winning US Military Contracts. Another $231 Million today.

•r/investing•See Post

September US tech stocks predictions?

•r/wallstreetbets•See Post

War's back on, deal's off. 🥭 is going to make $SOC skyrocket 3x or more any day now and you want to be in it.

•r/wallstreetbets•See Post

YOLO gainz

•r/Wallstreetbetsnew•See Post

How does Federal spending stack up on some of Reddit’s favorite space tickers?

•r/investing•See Post

Unwinding from a FA disaster

•r/investing•See Post

Edward Jones advisor wants me to invest with him instead of on my own.

•r/investing•See Post

How do I compare to those who use a FA?

•r/stocks•See Post

Watched an FA predict the bottom in real time….how?!??

•r/pennystocks•See Post

IMTE ultrasmall cap and supernova

•r/StockMarket•See Post

MON100 vs. MASTOP50 vs. Direct US (QQQ/VOO) – 2026 Tax & Fee Analysis for International SIP

•r/wallstreetbets•See Post

Your new FA.

•r/investing•See Post

Gut check on tax loss harvest

•r/pennystocks•See Post

$IMTE - Beyond a "Warning." They Got the Determination Letter and Fought Back.

•r/investing•See Post

Continue purchasing FCNTX vs. other funds

•r/investing•See Post

How many of you use a financial advisor, and do they have you in mutual funds, etfs, or individual stocks?

•r/pennystocks•See Post

Here is the next stock to 10-20x - $LRMR

•r/pennystocks•See Post

Time for another Biotech - LRMR

•r/investing•See Post

Where to watch Chelsea vs Burnley live?

•r/investing•See Post

Best Brokerage Security for Wires/ACH?

•r/investing•See Post

The "Sell" button didn't work at $60k. I am physically sick.

•r/wallstreetbets•See Post

DD: Alaska Airlines ($ALK) – Long dated puts on undisclosed loyalty thefts, and a $180M accounting anomaly

•r/wallstreetbets•See Post

DD: Alaska Airlines ($ALK) has mischief in their books ($180M sized) are gaslighting their flyers and keeping secrets from the Feds. Short.

•r/Shortsqueeze•See Post

$MIGI $5 Million buy, 990K shares for 30% of the company.

•r/pennystocks•See Post

85,000 Shares of $BYND

•r/StockMarket•See Post

Invesco’s QQQ outreach will continue until consent improves. Their drive to change from a UIT to an ETF.

•r/pennystocks•See Post

$SLS is the Monday pre-market play

•r/wallstreetbets•See Post

$BYND could blow up next week!

•r/investing•See Post

Moving from professional management to self-management

•r/investing•See Post

Life insurance savings plan / VUL insurance plan?

•r/options•See Post

Selling long dated call options on MSFT

•r/investing•See Post

How much tech exposure vs. other sectors?

•r/wallstreetbets•See Post

How I plan for $Grab to build me generational wealth

•r/wallstreetbets•See Post

How $GRAB will be my generational wealth builder

•r/wallstreetbets•See Post

How Grab will be my generational wealth builder

•r/wallstreetbets•See Post

📈 Traders: Get Perplexity Comet Pro FREE ($20 Value) – AI Browser That Automates Research & Executes Trades

•r/smallstreetbets•See Post

MOBX is quietly building a wireless empire — deep IP moat, $100M+ cash

•r/investing•See Post

Transferring financial advisors

•r/pennystocks•See Post

✅Update on Canaan (CAN)

•r/stocks•See Post

For the traders out there - how do you stay consistently profitable with TA when one single tweet can nuke the whole day?

•r/pennystocks•See Post

Early af speculative Avalon Advanced Materials

•r/wallstreetbets•See Post

$PFE | A Value Play (PAPP)

•r/stocks•See Post

$PATH Toward a Multi-bagger

•r/pennystocks•See Post

Worth looking into DVLT

•r/wallstreetbets•See Post

$BZH - 16k USD 21st November, 2025 calls. 28$/35$. "Build America Great Again!!"

•r/smallstreetbets•See Post

FCEL: Post-Earnings Swing Play – Targeting $10 on AI Data Center Surge & Korean Expansion

•r/investing•See Post

Rolled over old Simple IRA and 401K into traditional IRA - ambassador discretionary and 1% fee common?

•r/WallStreetbetsELITE•See Post

asfasf FA FAS asFasf as

•r/wallstreetbets•See Post

BINANCE froze my funds for 30 days, then deliberately sent my withdrawal to the wrong address and blamed it on malware 🤡

•r/investing•See Post

How to best handle a large windfall.

•r/pennystocks•See Post

$RADX Radiopharm Theranostics - on the brink of changing the landscape of radiopharmaceuticals and primed as a takeover target by Big Pharma

•r/pennystocks•See Post

[DD] GOSS Pushed through Resistance today with a tightly held float and unusual Pressure building, and Days to Cover is Kind of Insane

•r/wallstreetbets•See Post

Rakuten's 2FA login tries to tell me something

•r/pennystocks•See Post

HCTI is going crazy in premarket. Already turnover of 400+m

•r/Shortsqueeze•See Post

Don't consider this as FA. HCTI premarket is crazy

•r/pennystocks•See Post

$IXHL - steadily climbing over the past few days in the buildup to the press release.

•r/wallstreetbets•See Post

My Thoughts on $OPEN

•r/investing•See Post

Brookfield Infrastructure - private equity vs BIPC

•r/pennystocks•See Post

$SLS added to Russell, new 52 week high, news imminent!

•r/investing•See Post

Curious to gain real world feedback for EJ Financial Advisor experience.

•r/investing•See Post

Investing & Trying to Understand the Risks with this

•r/stocks•See Post

The conflict in the Middle East isn’t just a daily headline

•r/stocks•See Post

What do you do to get information fastest?

•r/investing•See Post

Advise on Merrill L]ynch FA

•r/investing•See Post

Morbidly obese financial advisor ???

•r/StockMarket•See Post

FI uptrend start possible from this week.

•r/pennystocks•See Post

RCKT: Trading BELOW Cash w/ 4 Shots on Goal – CEO Bought at $5.08

•r/RobinHood•See Post

Do not change your password and do not log out!

•r/stocks•See Post

ETOR valuation against HOOD, IBKR & BULL

•r/wallstreetbets•See Post

PLUG ($0.77) - RSI 17.93 & Put/Call 0.18: 2019 Replay with Options Screaming Bullish?

•r/investing•See Post

Why does my financial advisor buy SPY over FXAIX in my Roth IRA?

•r/wallstreetbets•See Post

$FWRD DD: Bonded Warehouses, Shorts, and a PE Takeover Setup?

•r/wallstreetbets•See Post

YOLO’d $8,490 on SPY calls with no TA, no FA—just vibes. Made $6.8K. Still clueless. Might YOLO puts next just for the thrill.

•r/StockMarket•See Post

What's next? My thesis

•r/Shortsqueeze•See Post

$PRZO KILLING IT $MSS MAKING WAVES

•r/investing•See Post

Who regulates 529 Plans? Unauthorized changes to a account.

•r/investing•See Post

How to vet a financial advisor?

•r/Shortsqueeze•See Post

$MNTS ENTERS PURCHASE AGREEMENT TO GEN ~4M

•r/Shortsqueeze•See Post

$MNTS PURCHASE AGREEMENT EXPECTED to GENERATE ~4M PROFIT!

•r/investing•See Post

Starting Fresh with about $1M worth of IRA $.

•r/investing•See Post

No reimbursement policy if hacked - IBKR Canada

•r/Shortsqueeze•See Post

$CDIO PART 4 American Medical Association Grants Cardio Diagnostics A Dedicated CPT PLA Reimbursement Code For Epi+Gen CHD, An AI-Powered Test For Assessing The Probability Of A Heart Attack Or Coronary Heart Disease Event

•r/Shortsqueeze•See Post

$BEGI NEEDS HELP BUYING SHARES @ .0024

•r/investing•See Post

What if you want a financial advisor... just not right now?

•r/investing•See Post

Do I need a FA to get my annual RMD from an inherited IRA?

•r/investing•See Post

Almost ready to fire my FA

•r/Shortsqueeze•See Post

$TPST NEW YEAR’S END WITH A BANG!

•r/investing•See Post

Did anyone else participate in the Harvard investment survey posted on Reddit a few weeks ago, and get no response (possible scam)?

•r/investing•See Post

Sunk cost fallacy? Advice appreciated!

•r/Shortsqueeze•See Post

$PAPL EARNINGS RELEASED STOCK RISING

•r/wallstreetbets•See Post

Puts on Devin Nunes' and DJT's failure jamboree

•r/options•See Post

Puts on Devin Nunes' and DJT's failure jamboree

•r/investing•See Post

Vanguard life strategy alternatives

•r/Shortsqueeze•See Post

$HSCS UP 11-13% PRE Black Friday SALE

•r/investing•See Post

Struggling with the value prop of maintaining a relationship with our IAR/FA/CFP

•r/investing•See Post

Should I ditch our FA and manage this myself? Am I nuts?

•r/Shortsqueeze•See Post

$RNAZ AS OF 6:10 Eastern & Use This String Going Forward Please to Consolidate

•r/investing•See Post

Managed Brokerage vs SPY/VOO

•r/investing•See Post

Moving Roth from an advisor to Fidelity and seeking suggestions

•r/WallStreetbetsELITE•See Post

Friendtech Bolsters Security with 2FA Protection Against SIM Swapping Attacks

Mentions

You can absolutely smoked shorting a cult stock. Retired FA and when a stock is working and is part of the hot stock world and giving excess returns often times it gets added to. Full stop

Mentions:#FA

Hop on this one boys and girls. The float is tiny. A whiff of volume sends it ! Once scanners pick it up it can go hard. We need to break $4 again and then its blue skies ! Just my honest opinion nit FA best vibes to all ! 🙏👊

Mentions:#FA

If you have a very low risk tolerance you should work with an FA to manage your accounts and take measured risks to help you reach your retirement goals. Buying the lowest risk investments is going to be a long slog to financial security.

Mentions:#FA

You're in the casino bro. But if you do want a couple of good longterm buys from pennyland I will give you three. DGXX  AIRJ  GRAB not FA but you can come back in 6 months to a year and say thanks lmao 

Mentions:#GRAB#FA

Have you had conversations about what your goals are and how you want you FA to invest your money. I maintain about 10% of my net worth with an advisor because I will want one come retirement. I want a good long term relationship. However, if yours isn’t very good, look for a new one.

Mentions:#FA

depends, do you enjoy paying for your FA's dinner's out with his wife?

Mentions:#FA

I mean before I jump in and start basting your advisor like everyone else; when you sat down with your investment advisor you usually talk about things like goals and risk tolerance Like sure if you sat down and said "I have a high risk tolerance , this is just excess money I do not really need so my goal is just to maximize my returns over 20 years in hopes to retire early " Thats one thing If you said "Well this is some excess money and I want to earn a bit more than a bank, my goal is maybe a down payment for a house in 5 years, maybe a cushion if the economy turns down and I lose my job, I know I will probably need a car in the next 5 years as well" Well that is something entirely different. With scenario #2 you basically told your FA you want an emergency fund. Also maybe if you live in some higher tax state or depending on your income maybe he has it split between some money market funds or ETFs like VBIL/SGOV or even some municipal bond funds that will have a lower but tax free return Also you might be simply looking at price appreciation not total return. Or your FA might be placing you in high free , under performing funds with some 5% front load . However either way managing your assets is not that hard, especially if you are just some w-2 employee and want to save for retirement . You can check out the bogleheads forms , if you want a very hands off; simple automatic approach .

Mentions:#FA#VBIL#SGOV

Don't worry about VBIO. Once news hits (upcoming catalysts) it should double up easily. Hold or add on dips is what i am doing. I am very confident in VBIO. Not FA. Due your own DD and you will see the obvious set up. Oh, and a small float too.

Mentions:#VBIO#FA#DD

The appeal is as follows, AI Integration ... Platform Expansion.. Closing of Aquisition of G3 Vision Labs... Revenue Guidance Execution... Review Process for the  Lumee  Oxygen Platform  Structure  ...Staying Nasdaq compliant... 41% Insider ownership... After reverse splits tiny public float of only 520 000... And you all know how low float bio stocks have been flying with news, and /or volume. Not FA

Mentions:#FA

Advise is give your savings to a FA and stop fkin with options because you’re bad at it

Mentions:#FA

Ok bro. I won't make anymore calls this week. Didn't mean to rattle your chain. You do you bro. I just make calls when I am bullish. It is  up to you to do your own DD. This is never FA from me. Just trying to help others make bank as they have helped me here numerous times. Been in this game for a while and just riding the winning  streak. I already manned up and said I fucked up on this one. Read prior posts. Best of luck in your choices. 

Mentions:#DD#FA

Why my electric bill got 2FA? Like bitch please log in and pay that shit for me tf

Mentions:#FA

Honestly I love this play. Maybe a deal with Xi this week. Maybe they also win the FA/XX contract too. A few things I don’t see anyone mentioning is MAX -10 certifying any week now. And the impending strike looks like it may not happen based on the comments from the contract stipulations Boeing offered the union.

Mentions:#FA#MAX

Boeing is one of two potential awarded of the Navys next gen fighter contract (FA-XX) that is supposed to be announced any day now. Granted it's supposed to have been announced months ago too...

Mentions:#FA

Watch, Boeing wins the FA-XX contract tomorrow and this moons. All because I bet on $NOC to win. You're welcome OP

Mentions:#FA#NOC

I cant tell how much I depend on Gemini. It does some things really well. It gave me some bad numbers on 2 year gains on my stocks. It apolgized, gave me the correct figures but syggested I get the info from my Schwab account. Giving it 30 stock names and asking for 2 year gains confused it. So, at the moment Im looking up each stock individually. Some of its recipes are not tasty. But today it taught me how to make a pdf of my portfolio and send it to an FA via Dropbox. I could not have done it without help. im a 75 yo techniphobe. I love Gemini despite its limitations.

Mentions:#FA

If the vote passes. It should easily imo. If not, it could tank. Set a stop loss. This merger vote is unlike the standard corporate votes  where the the proposition only needs a majority. This vote is different. Where any unvoted share or absentee would be voted as a "NO" against the transaction. So it is not as easy to pass. On a positive note, to my knowledge, management holds a large chunk of the voting concentration and strongly favors "YES" to the merger which could very well favor the trajectory of the outcome. Best vibes to all ! Not FA. Due your own DD 

Mentions:#FA

You say the numbers don't add up. I ask for said numbers. Proceeds to not rovide numbers. Recession indicators & revaluation of the dollar? Stick to company FA.

Mentions:#FA

You can rent a cheap apartment (if you can find one) in a safe neighborhood where you can leave the home unoccupied year round or purchase a cheap mobile home where the lot rent is not too expensive. But these methods waste money and tie you up having to take care of an unoccupied home. Some expats purchase an RV address to establish residence in Florida from Savvy Nomad or Escapees RV Club. I don't know if these services work 100% of the time and how reliable they are, and whether your stock brokerages and banks allow you to keep your accounts open and active from overseas by using an RV address. Let me know if they work for you. Are you using your son's CA address now? BTW, how do you access the 2FA pass codes that the brokerages send to your cell phone when you are abroad? Are you using Tello or something of that nature?

Mentions:#FA

> It‘s called FAFO and he‘s in the FA phase. You must be covering SPCX at Barclays. No way such prescient foresight would be from a bitter WSB denizen. Good work.

Mentions:#FA#SPCX

Yeah ironically most 2FA proponents still don't think political violence is ever justified despite this being one of their core arguments.

Mentions:#FA

No? It‘s called FAFO and he‘s in the FA phase. People have every right to dunk on a dummy going all in on SpaceX stock, either it‘s a person who doesn‘t understand financials in which case gtfo of stock markets, or the person is being willfully ignorant and irresponsible, in which case you 1000% have it coming if you lose it all.

Mentions:#FA

There is a macroeconimic connection between the two (trade deficit and budget deficit), however, it is not the rule. Also it goes in this direction budget deficit --> financial account deficit --> trade deficit (it is called Twin deficit) Because CA+KA+E=FA according to balance of payments.

Mentions:#FA

There are a lot of people in target date funds. As someone who has worked in Annuity hedging (VA, FIA, IUL, IVA, FA), the companies will often force a specific allocation - for instance VA's will often require a 60/40 or 70/30 and in places that don't force it customers often self select into those kinds of allocations. WE don't care about bonds, other people still do.

Mentions:#IVA#FA

All in, just bought 150 units. Worth the risk IMO, NOT FA

Mentions:#FA

https://www.auroramj.com/press-releases/article/?id=123161&utm_medium=email&utm_term=N%2FA&utm_source=d365ci&utm_content=Faris%20PR&utm_campaign=Faris%20PR#msdynmkt_trackingcontext=662060bb-2b25-48dc-9223-0420fd6d0100

Mentions:#FA#PR

"SDA awarded Prime Contract FA24012490018 to Systems & Technology Research LLC (STR), under which AST SpaceMobile performs as a subcontractor to conduct an on-orbit demonstration of commercial-based tactical satellite capabilities." "SDA has determined that the capabilities to be demonstrated under this STA are of significant interest to the Department of War, and more specifically the Space Based Sensing and Targeting— Portfolio Acquisition Executive (SBST-PAE)" https://fccprod.servicenowservices.com/icfs?id=ibfs\_application\_summary&number=SAT-STA-20260605-00230 $ASTS

lol yahoo got bought out by a scummy PE firm  Out of nowhere I couldn’t login to my yahoo email even though it worked for years and years, system error they said. Because I never setup 2FA, I called the support line and they said to even talk to them that’d be like $15 lmao. Kiss my ass, just changed everything to Google email and called it a day.

Mentions:#FA

Good analysis. As a sneakerhead in college just trying to genuinely get the shoes, it was incredibly difficult to fight against bots in the online queues. The reselling game diluted the brand and more often than not people just stopped trying with backdoors prevalent. People just stopped giving a shit and voila, the market died. Something as simple as 2FA would have stopped all that but hey, Nike didn't care, they were getting the money at the time anyway

Mentions:#FA

The AI would have to bypass 2FA and all the security features of online banks. Also if an AI went rogue you could just unplug your wifi.

Mentions:#FA

what is FA? Fat Addicts?

Mentions:#FA

What FA community? As far as I know it's done nothing but continue to implode the longer ozempic has been out.

Mentions:#FA

She’s on the ozempy now, the FA community turned on her

Mentions:#FA

We are still in the “FA” part, we are speeding towards “FO” at the speed of light

Mentions:#FA

As a cfp and an FA, I would say that I spend maybe 10% of my time with my clients talking about investments. I talk with them about tax efficiency, reducing risk in their portfolio, coming in with sell down strategies for rsu, talking to them about estate planning, etc. I work with high net worth clients and their time is really valuable. They don’t like managing their investments and want someone to do the work for them. We are trying to match the market return, but I would say most people have no idea what they are doing with their investments. I have also told quite a few potential clients that they don’t need a financial advisor and are good managing things on their own

Mentions:#FA

Not FA or any thing really worth listening to. TITS ARE JACKED FOR HTZ.

Mentions:#FA#HTZ

One more day to FA and see what mango FO

Mentions:#FA

Not FA as you know, you can do whatever you want, but [I called Moderna before it pumped](https://www.reddit.com/r/wallstreetbets/s/i0fCCImrZD) and then people was asking how I found out, well, I just google shit and see what looks good, and this one has a promising drug for pancreatic cancer which has been pretty much a death sentence, even Steve Jobs couldn't avoid it, so if it works and they present good data, its pretty much the only option

Mentions:#FA

Huh… closed above meaningful support today. Scratched enough of the details to convince myself that (for my investment style, at least) I will probably pass. I think a lot of the benefit (30% give or take) is priced in for the next … 8 months give or take one. I think it’s almost certain that a breakthrough is around the corner for them though. There was a hell of a lot of unantipated expenses Q1 and Q2 (that, or they desperately need a new CFO). I don’t think that’s the case for this group - they wouldn’t spend that money without extremely high conviction. So, maybe I choose another option… no pun intended… maybe look at call options 3-months out? I’m pretty sure the smart money has been pushing the climb since December through June of this year. They stopped buying when they hit their target in June ($11.70 ish)…retail has been buying their shares since. Volume tells this story pretty clearly. So - if you’ve got high conviction and grit - hold. But my money is that an announcement is coming soon, it will be positive, the market will jump in, we will all be thrilled about the news (FUCK CANCER), those who don’t know better jump in enthusiastically, buying (hopefully) your shares (because I told you this would happen, right? Then it will retest $11.77… then the smart money makes a decision whether to jump back in, or not. So, look for that, or buy calls 3 months out. I’ll be checking on that tomorrow. Yeah… this one is pretty clear. Huge TA and FA alignment.

Mentions:#FA

Unfortunately many big companies have caught on that public discourse (especially places like this subreddit) recommend "fee-only fiduciary" and they get their reps certified and have them sell AUM portfolios with the firm.  They tailor the sales pitch to hit all the checkboxes on "ask if they [X]". I talked with a local dude in the town I grew up when I was looking and went through all the questions everyone says to ask.  Was a financial advisor of a small/family firm.  Was a registered fiduciary (he showed me the cert).  Doesn't get any commission.  Has a fee-only option.  Pitch focused on "de-risking" a portfolio of only index funds because they are overweight in tech stocks.  Was perfectly fine with me saying No to various offerings they had.  Sounded like a decent enough guy too. Only after an hour and a half across two meetings was I able to pull the full truth out.  They DID offer fee-only advice but priced it so expensively that it makes the AUM model more attractive.  They're happy to charge you 5K for 4 1-hr calls and a final slide deck with their recommendations though, but obviously it's so expensive the FA advises it's generally not worth it over AUM.  The family company had actually been bought by a major insurance company a couple years prior but was operating under the original name as a subsidiary with no mention of the parent in the pitch material (same management, just with the "market research" power from the parent).   The "financial advisor" didn't actually do any management/balance, the insurance company had an investment dept separate from their local shop with a single portfolio that everyone's money dumped into, and the quarterly "rebalance" was just what their algorithm decided based on their market research input so it was identical for everyone, not a custom portfolio per client. They may need to look out for your best interest but I don't think there's really a definition of what that "best interest" should look like.

Mentions:#FA

So now you’re saying the average person should gamble their retirement on far dated put options? I highly doubt most FA’s even utilize options as it’s incredibly risky. Everyone was screaming doom and gloom last year when SPY and QQQ both dropped over 10% in a short period, and if an advisor would have bought puts for “downside protection” those positions would have went to zero or would be significantly down right now. The funds you are talking about are often holding consumer defensive companies and it’s not exactly a hidden strategy to buy into those during times of market instability. Everyone knows about WMT and COST. This is not some sort of super secret hidden strategy. And buying ETFs/mutual funds every month is not stock picking. Trying to completely time the market with all of your money and buying single stocks would be a hell of a lot riskier. Never said to hold SGOV for a long time either. I use the fund to sideline money when the market is struggling and then rotate the money back in when the market turns. This is how I got all the funds I’m invested in on discount last year when people were panicking. Right now I just use SGOV as an emergency fund and otherwise I’m fully invested.

I haven’t mentioned it because the average person should not be using options to cap their loss without having paper traded and spent a long time learning themselves. Ideally years. Just because something is possible doesn’t mean it’s a smart idea to do it. I would consider it a red flag if my FA was acting like a WSB market timer and buying long dated puts. Data shows that the vast majority will lose in the long run. Covered calls are fine but again, you can learn this stuff on your own if you’re passionate enough. The info is all out there now. And I don’t really consider a decade a short performance window. I started when I was 18 and have lived through a couple downturns by now. I didnt panic sell during covid. And not wanting to get the highest performance from your money reeks of privilege imo. You feel that way likely because you are not getting hit as hard as Gen Z with a near insurmountable economy where wages are not keeping pace with inflation and the idea of buying a home is becoming a more and more distant reality. Money 100% does matter, highest performance should be number 1 priority when you are under 40. Period. Even if you aren’t beating the market you should be matching or maximizing your return. All the other things people have mentioned here, withdrawal strategies, tax efficiency, estate planning, allocation, rebalancing etc matter very little if you have a small portfolio and when you are young; and again, given that a lot of this info is out there as well, (literally there’s people with financial credentials explaining this stuff for free) no one has really demonstrated how an FA is useful outside of just being hands off later in life and not having to worry about the nest egg you built. “A consultation is free” is a non answer.

Mentions:#FA

> She keeps saying that she wouldn’t do it on her own. She’s happy so it’s not worth the argument. A lot of people on reddit seem to think this is an argument they need to make or that their friends/family are wrong and need to be corrected here. Few of you actually consider if they're correct, which is a shame because most of them are much more in touch with their own ability than you are. The type of person who self selects to an investment forum is the type of person who has little trouble doing it themselves. However, most people aren't that. Behavioral biases, a lack of acumen, nerves, personality differences, etc all drive people to work with an advisor. For many of these people, they'd be a massive liability to themselves if they were to try and DIY. I've watched people nearing retirement scoop up triple leveraged bond funds because they thought it was safe, seen then panic sell at the bottom because they had nobody to ask, seen them get confused on the differences between an ETF and cash. Trust me, paying someone 1%/yr is the best money most people can ever spend when it comes to securing their financial future. Not because it's a good ROI, because it removes the largest liability most investors have, themselves. If it's ever possible, sitting down and shadowing a random FA that helps random middle class people one day would be incredibly enlightening for a lot of people here. The shit you'll hear will make you forever change your thoughts...

Mentions:#FA

The reality is every situation is unique. There is no one size fits all. If you make a broad statement of do most FA’s (or anyone for that matter) outperform the market in up and/or down cycles, the answer is no. We all know that. Some do, most don’t. If your plan is to just buy the market, hold forever and never sell, you don’t need an advisor. But most people intend to spend the money at some point. Most people don’t want 100% equity exposure. Is traditional advice on equity/bond mix useless because the lower risk portfolio that includes bonds has underperformed 100% equities? Is advice on what mix of withdrawal between traditional IRA, Roth IRA and taxable brokerage useless? Are strategies around tax loss harvesting useless? FAs can do so much more than just stock pick but you seem solely focused on if FAs can outperform the market.

Mentions:#FA

It’s not about beating the market. For some people it’s simply capital preservation with limited downside and capped upside. For instance, VOO is $707. Let’s say you can’t stomach or can’t afford to see it drop below $640 (9.5%) by the end of 2028. Well you can pay roughly $40 per share to buy a put option to guarantee you won’t have to own it below $640. To offset that cost you can sell a $855 (21% upside) call for the same $40 per share. This gives you protection where you will own VOO if it remains between $640 and $855. So you cap your upside to 21% in exchange for limiting your downside to 9.5%. Not everyone needs this but for some it’s a good strategy and one a FA can help execute and manage. In this scenario you aren’t trying to beat the market. You’re managing risk because you might have thresholds where withdrawals get too painful or any variety of other reasons.

Mentions:#VOO#FA

wow! you're just ignorant. FA's are not hired to beat the sp500. they are hired to build very detailed accurate financial plans and make the plans better by implementing various strategies. tax loss harvesting, use of exchange funds, selling covered calls on overweighted positions, life, disability and long term care insurance. advising on titling of assets like irrevocable ad revocable trusts. run point on coordinating cpas, t&e attys, mortgage brokers. establish credit lines, convert ira's, implementation of gifting strategies and charitable givhings. i can keep going but lots more stuff. and if nothing else prevent you from making one single mistake that cost you multimillions $$ then they are worth every penny for the peace of mind.

Mentions:#FA

A financial advisor’s job isn’t to beat the market index, because that’s actually really difficult to do, especially over a consistently long period of time. A financial advisor’s job is to motivate the client into putting money away consistently and (most importantly), to keep it there. It’s easy to say that you could just put money away yourself, most people actually know this. The issue is that *most people don’t actually do it*. Or, they’ll put money away for a while, then they’ll decide they need it for something (maybe it’s something important, maybe it isn’t), and pull it out. The FA is there to raise an eyebrow, and help you get back on track if you really do end up getting sidetracked. There’s a genuine reason that people with advisors do better over the long term than people without at similar income levels, and it isn’t because of better returns, it’s because of these behavioural effects. If you’re uncommonly diligent and don’t need anyone looking over your shoulder then you might very well be better off without one, but many (possibly even most) are not that sort of person.

Mentions:#FA

Are they a fudiciary If so, there are MANY reasons to have a FA... asset allocation/ planning for future liabilities (kids college/ your retirement/ etc..., get you in touch with estate planning lawyers, asset location, efficient TLH, and MOST important "staying the course". They are NOT useful and likely injurious to your returns when it comes to active management (security selection and market timing).

Mentions:#FA#TLH

In short all FA’s are blood sucking crooks.

Mentions:#FA

“What exactly makes the downturns less painful with an FA? You have no control over the market either way.” That’s where you are wrong. There are ways to avoid downturns altogether or cap your loss. The fact you haven’t mentioned that is exactly why FAs exist. You aren’t an expert, you just think you are from a short performance window in a raging bull market. As for what an advisor or planner can do for you? Most are free to have a consultation, maybe you should find a highly rated one, explain your individual unique circumstances and goals and ask them how they’d help you achieve that.

Mentions:#FA

Gold is up about 6% ytd and sp500 is up over 12% ytd. Perhaps you need the FA

Mentions:#FA

If you are intelligent and educated enough to come to this conclusion, you probably do not need a financial advisor. Most are not scam artists, but they do charge fees (which will hurt long-term performance) and they can be beholden to specific products (which can limit the options they are incentivized to recommend.) They also put a layer of reason and restraint between an emotional human and the erratic movements of the market. Financial advisors are useful to some people, but they are not for everyone. If you have a solid long-term investment strategy and the stomach to carry it through, you'll probably do better managing your own finances. But if you don't have both, an FA might just save you a ton of money. And of course, some small percentage of financial advisors actually ARE scammers. So if you have suspicions, take your portfolio to another firm and get a second opinion!

Mentions:#FA

Yes financial advisors are mostly a scam. Anyone who spends 5 hours or more on bogleheads can outperform and FAs portfolio. Having said that, a FA would probably tell you not to have your entire brokerage in precious metals, and they would be correct.

Mentions:#FA

At the end of the day, I COULD change my own oil, file my own taxes, heck, I could even make my own coffee... but for me, I'd rather pay someone to do most of those things for me... financial advising is really no different.. you dont need to pay someone to save your money for you.. and especially dont pay someone who claims they can 'beat the market'... a real good FA will tell you, thats not their game.

Mentions:#FA

Agreed and same here - what I've learned over the years is some people need to offload the 'mental real estate' that these decisions take up.. anyone can 'set it and forget' their savings into an index fund, thats not what they should pay an FA to do, its to take the emotion out of investing and to help them with the decumulation phase, adjust their risk tolerance accordingly.. anyone can run a monte carlo simulation with various inputs to reduce the probability that youre going to outlive your money.. sure you can do your own taxes, and if you're a w2 employee, you probably can... now imagine you are a k1, or have multiple businesses/ interests, properties... etc.. then you need to hire a professional... same goes with financal advising/wealth managment..

Mentions:#FA

Ive outperformed VOO by a significant margin buying nothing but funds. FSELX, FSSNX, FSMDX and international exposure alongside the S&P was all I had to do and I didn’t have to pay anyone. More than doubled my money in 4 years. Just buying and holding. A wide margin of people buying VOO don’t try to time the market so I’m not sure where you’re pulling that assertion from. You shouldnt be investing money that you arent willing to lose or sit on for a significant length of time. What exactly makes the downturns less painful with an FA? You have no control over the market either way. Refusing to accept that cannot be fixed by someone making devisions for you. That is internal emotion, and to be quite honest, weakness. Most FAs exist because of a gap in financial literacy in my opinion. The system purposefully keeps people illiterate to keep them poor and dependent. A good tax attorney or financial planner is necessary for a multi millionaire looking to be completely hands off or navigate taxes but I fail to see how it’s helpful for the average middle class investor. Since you seem to be an expert on financial planning explain what they would do for an average person that they couldn’t do themselves?

Normal FA's like OP is talking about aren't doing that though. Your normal person is fine in VOO with a 30 year horizon

Mentions:#FA#VOO

https://www.youtube.com/watch?v=zKlf6oay4FA

Mentions:#FA

but sir, it's all always FA

Mentions:#FA

Going long on FA and FIVN

Mentions:#FA#FIVN

In tribute to Dolly Parton and NVDA earnings, I offer you: Tumble outta bed and stumble to the kitchen… Pour my self a cup of ambition... And pull out my IB 2FA. Place a bet on SPX movement Cross my fingers and pray for improvement It's 7am. Time to start my day.

Mentions:#NVDA#FA
•r/stocksSee Comment

How did Canada FA here? US wasn't negotiating in good faith and Canada walked away.

Mentions:#FA

Yeah, I got rid of my FA. I’ve been crushing it since.

Mentions:#FA
•r/investingSee Comment

No! It’s all a waste. FA are useless

Mentions:#FA

I love giving FA and then immediately following up with NFA, makes perfect sense

Mentions:#FA

Guess what. We got economic consequences coming baby. We're still in FA time. Wait until we Find Out >.<

Mentions:#FA

follow for more FA

Mentions:#FA

TL;DR buy PSNL it's like buying early MRNA no FA

Mentions:#PSNL#MRNA#FA

AMFN . Cureent price .1549 I am in this long and in since .024 but watch this for the next couple of months. You will be suprised at your gains. Not FA but you are so welcome. $1 easy by years end the latest if not alot sooner.

Mentions:#AMFN#FA

Reddit hates stocks. Reddit is an echo chamber of bad ideas regurgitated into a pellet form to be force fed via bot. Go to u/stocks and nobody actually knows any stocks outside the Lag 7. I use FA and TA to buy stocks and I trounce the market. I didn’t learn any of this from Reddit and neither will you. My advice is get off Reddit(a time waster) and learn how to invest. It’s almost opening bell. I’m going to buy some stocks.

Mentions:#FA

Every FA in the US passes the same licensure exams. These aren't easy exams, have pass rates around 60%. And the exams are way more in depth than day to day work as an FA.

Mentions:#FA

Hopefully you got a new FA?

Mentions:#FA

My FA sold almost all my Nvidia then bought back after everyone realized it. Would have had about 2x my account maybe more. And that's not a small 2x. And I paid for that advice.

Mentions:#FA

I swing trade and never sell for a loss. I bag hold until positive. Then start over again. Made $15,000 this week on ASTS, TQQQ, ONDS (I just sold) . +$45,000 ytd Just buy companies that won’t go under and that will probably grow in the next year, IDK. Not FA

>real company What?! this place... im generally a perma-bull, but I was a techie in the 90s... I remember this line about Yahoo back then "six guys and a couple of computers" Ironically, I still actively use that account since I share it with 3 russian hackers and its so old I am able to skirt all the stupid 2FA authentications the new robo-web requires. I doubt I'll say that about reddit.

Mentions:#FA

https://preview.redd.it/st92gucoz6jh1.png?width=1436&format=png&auto=webp&s=72a785d741b2ca8de1ef88aafdcf77708b08808e not FA

Mentions:#FA

An FA is always key. I’ve worked at one of the leading financial firms in the country for 25 years now. I brought my parents to a rep there and said “here. Tell them what they should be doing”. They listened. Because it’s not family. He should absolutely be maximizing for the match and for catch up contributions.

Mentions:#FA
•r/optionsSee Comment

But see, the difference between “it dropped 48% and I can give it 6 more months to see where it goes” is HUGE compared to “oh shit, it dropped 48% and it expires friday”. Again. Common sense. If that’s not risk management idk what is. By simply buying the contract you’re assuming full risk, why not mitigate it as much as possible? What am I not seeing here? Take this scenario: Stock is at 100 Option ITM 95$ call vs OTM 150$, expiring in 1 year. Or the same contract, expiring in 3 months Stock falls 85$ and lingers there for a couple of weeks/month Which one would you rather be? The ITM 95$ guy or the OTM 150$ guy? Now with the timing, would you rather be the guy with the 1 year expiry? Or the guy 3 months expiry? When it comes to my strategy and how I pick my plays, the ITM 1 year version is a no brainer compared to the ITM/OTM 3 months version. In my actual trades using my current strat, I am either right soon- and cash out soon. Or I’m right but early, in which case the further expiry gives my thesis time to mature. So I might be down for the first 2,3 weeks, but eventually it turns green. There are also cases where I’m just plain wrong, and I have mechanisms in place to exit those bad calls, claiming the capital loss against my taxes. I have to say though, ever since I’ve stopped the day-trader dream and picked up this swing/investment but with options type shit strat, those cases are getting rarer. Not cuz I’m a genius, but usually the bad trades tend to fall apart in DD now. So they don’t even happen. Honestly this whole “instinct -> verify/research -> decision” shift from just “instinct -> “tEcHnIcAL aNaLySiS” -> trade” has saved me SO much money. SO much. You guys get lost in the sauce with the greeks when a little common sense wouldn’t hurt either. I know I’m meming technical analysis, but that’s only because some people treat it like a religion when all it is, is just another tool of analysis, to be used in concurrence with others. You use TA to gauge short term sentiment, and use FA and macro analysis to see beyond the sentiment. My strategy would never work for a day trader, it is not designed for it. And to be fair, I have never claimed my post to be the options trading bible. I simply shared some lessons I learnt that helped me finally see some green.

Mentions:#DD#FA

Just remember not FA. This is a pump and dump but the company actually had non-shit earnings so there’s hope in a few ways. Good luck man

Mentions:#FA

I’ve never been an employee and I own too many house (prob own yours too) and will never be homeless # CRY HARDER POOOOSAYYYYYY FA IT

Mentions:#CRY#FA

IVDA earnings anticipated to be  Wed or Thr ah Current price .30 near its 52 week low Not FA but I am expecting a good report and with a 10 million float and market cap of only 3.5 million, this could move nicely on a positive report and volume.

Mentions:#IVDA#FA

IVDA another Smallcap to watch  has earnings as well Wed or Thrs ah. Current price .305  Have until Sept to hit $1. I am expecting a good report. Not FA just my opinion. 

Mentions:#IVDA#FA

I use an FA. Almost everything he does is ETF’s. I do have about 25% in individual stocks. I find you can build a perfectly reasonable portfolio of about 10-12 stocks and do just fine.

Mentions:#FA

I'm surprised no one is talking about BATL after the SEC filings posted late Friday. [8k](https://app.quotemedia.com/data/downloadFiling?webmasterId=90423&ref=320255944&type=HTML&symbol=BATL&cdn=7998aa332262bb6e2bb1d2710a558917&companyName=Battalion+Oil+Corp+-+Ordinary+Shares+%28New%29&formType=8-K&formDescription=Current+report+pursuant+to+Section+13+or+15%28d%29&dateFiled=2026-08-07) [13D/A](https://app.quotemedia.com/data/downloadFiling?webmasterId=90423&ref=320256156&type=HTML&symbol=BATL&cdn=0d060256253f2fd4a9b9645062423ea1&companyName=Battalion+Oil+Corp+-+Ordinary+Shares+%28New%29&formType=SCHEDULE+13D%2FA&formDescription=%5BAmend%5D+General+statement+of+acquisition+of+beneficial+ownership&dateFiled=2026-08-07) Gen IV: gets $19M cash + 3.494M common shares BATL: eliminates Gen IV's remaining preferred securities Existing shareholders: absorb the common-stock dilution but get a much cleaner capital structure and a 12-month restriction on Gen IV's new shares eliminating the major dilution overhang that the preffered shares offered. The estimated maximum preferred-stock dilution was ~35.69 million common shares and has now been eliminated. Gen IV isn't just some random institutional holder. It has been a major capital provider and shareholder of BATL and has had representation/relationships with BATL's board. BATL's proxy identifies Gen IV alongside Luminus and Oaktree as one of the company's three largest historical investors.

Mentions:#BATL#FA

There's always a chance, I just stated what I see that moves markets. Volatility has been going down on semis recently so they're reducing more to fundamentals than vibes. Vibes are fantastic when things are pumping (or dumping) as people trade based off emotion more than anything else. Once they stablize a bit it's often the FA guys who drive the casino, at which point I fuck off because I have no edge there

Mentions:#FA

Always have an exit strategy. Mine isn't "hold till 5" it's "find a meme, jump on it and take profit before it implodes". Might happen, dunno. I didn't do any FA... pure vibes

Mentions:#FA

I need all the FA I can get.

Mentions:#FA

Play stupid games, win stupid prizes. You FO after you FA.

Mentions:#FA

https://www.nytimes.com/2026/08/05/us/politics/trump-wiles-hemp-white-house.html?unlocked_article_code=1.3FA.Zi5e.oUlD1yI4-zcp&smid=url-share

Mentions:#FA

Sir, I don't give FA. I just gamble.

Mentions:#FA

Does this link work? https://www.nytimes.com/2026/08/05/us/politics/trump-wiles-hemp-white-house.html?unlocked_article_code=1.3FA.Zi5e.oUlD1yI4-zcp&smid=url-share

Mentions:#FA

who ever heard of someone on r/wsb being so concerned with FA anyways...?? TA then YOLO calls or puts

Mentions:#FA

It's all FA guys, it's all FA.

Mentions:#FA
•r/stocksSee Comment

Quantum is pure scam. Plus invest in GOOG if you think it has future... Those companies chips are like 1940 pcs. I only see one viable use case of quantum, which is break BTC. All other stuff are currently protected under 2FA, max 3 retries before blocking account... No way they can break the system up. ASTS yes is bad business model, or did you not see hot it tanked like 30% because his Amazon launcher was blown up...

Bro tbh I don't think the guys needs FA from redditors, especially on WSB. He's probably just having fun, i doubt his whole net worth is in the market.

Mentions:#FA

All of us think our stock choice is severely undervalued. We all cope and have our reasons and TA/FA to go along with it. With that being said, only mine actually is. Pump muh fuggin SMCI bags already you regards.

Mentions:#FA#SMCI

Assuming they maintain 8x forward P/E and beat EPS within 1 Std Dev (~10%), $1100-1200 ($34-$37 qtr EPS, ~$140 annual EPS). I'm looking for ~$950 dip entry. Not FA.

Mentions:#FA

No swinging. Just holding. Great dip to buy. I am hwre for the long haul. This will see a dollar by year end . Not FA but anyone can happily mark this post and call me out if it doesn't. When it does, I will be telling my boss to lick my balls.

Mentions:#FA
•r/pennystocksSee Comment

Bought the dip at $10.51 on AKAN earlier.. Fomo kicked in. Float is tiny. This has been a multibag runner before and could be again. Not much selling going on. Float is getting locked up.Not FA. Good luck i whatever you choose !

Mentions:#AKAN#FA
•r/wallstreetbetsSee Comment

Bibi your FA?

Mentions:#FA