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Like HTGC. It fell hard to nonsense. Bought a bunch with my 401k. So 75% of it with big profit. Same plan for UNH. But only got like 20% of my 401k in it. When it hits big 100%+ I'll sell 75%.
[Vanguard](https://advisors.vanguard.com/insights/article/series/market-perspectives#projected-returns) has high yield bonds with an expected return of 4.9%-5.9% with median volatility of 10%. US growth is listed at a return of 3.2% - 5.2% with a median volatility of 17.4%. High yield bonds are expected to have equity like returns with less volatility. I’ve moved 30% to high yield bonds, term preferreds and preferreds with unusually high reset rates. Duration is typically 3-5 years. Yield is 6-9%. Here’s a list of some of my fixed income holdings: HTGC OTC Bond, BXSL OTC Bond, EICC, TRINZ, GAINZ, MFICL, TWO-D, NYMTL, RITMD
Like most things in life, it depends :D Everybody's favorite ETF is SCHD. their yield is tame at 3.94%, but their total return is a whole lot better. You get a steady income and do not forego growth. On energy I have HESM, sporting a 7.31% yield. Midstream energy companies can suffer during recessions but the long term demand for all sorts of energy is strong. One I have a ton of faith on is VICI, 5.39% yield,. It is a Real Estate Investment Trust that specializes in casinos. As a matter of fact they are probably the only REIT that collected 100% rents during Covid. Who would have thought casinos had so much money... They are expanding their market (number of properties under management) so there is room for capital growth. O is another solid REIT that has been paying and raising dividends for 27 years straight (5.73%). That includes both the dot-com and the housing crisis. The BDC sector is heading towards turbulence with both high interest and maybe a recession, but their high yields are worth the risk. I own MAIN, CSWC, and HTGC. I got out of CUBE (storage units REIT) but their 4.76% yield is solid. GUT is a closed end fund meant to generate income. They have pretty much 0 growth since inception 25 years ago, but they have been paying north of 10% yield for those 25 years. Their NAV premium has always been ugly but they have always delivered. Honestly I expect a 20% yield cut anytime and that would still have them yielding 9.4%, which would not be the worst thing in the world. I have others but that should give you some stuff to research.
7% yield is hard to get you're going to want to look at specialist income investing for that. You're going to need to examine BDCs like ARCC and HTGC, covered call funds like SPYI. Even dividend growth funds like SCHD are not going to be enough for your needs.
Lots of apple and Microsoft. Some HTGC, some BOTZ. A handful of other items that interest me. And I’m starting to think more seriously about dividend paying stocks like MO.
I've worked ever since I was 18 and invested most of my money in assets, stocks, forests, etc. Now I'm finally working at a mon-fri day job and I'm making the same money that I made when I was working day and night as a nurse. Indexes all the way, N100 and SP500, with some stock picks making up 10% of my portfolio: LMT, KO, PEP, O, MAIN, ARCC, HTGC. Forests make up 20% of my money, and there were some arbitrage opportunities in forestry assets last year.
PSEC is a bottom of the barrel BDC. It often trades at the largest discount to NAV in the industry because everyone knows they keep their NAV propped up to keep management fees high. The management company that PSEC pays unusually high fees to is run by PSEC’s CEO and president. It’s a clear conflict of interest. So while John Barry takes no salary from PSEC, he ensures the big fees keep rolling into his management company. By buying more shares, Barry is able to fend off any other shareholders that would vote to move to a different management company. PSEC is permanent capital that exists to generate fees for Barry. PSEC usually has the highest yielding investment grade bonds as the market recognizes the risk. PSEC has shifted to flooding the market with preferred stock. Preferred stock dividends will remain fixed while common shareholders have rights to the remaining cash flow. Unsurprisingly PSEC recently reduced the dividend to shareholders by 25%. PSEC makes loans to businesses. An unusually high % of those loans are PIK (payment in kind). The companies PSEC lends money to don’t have enough cash to pay them. Eventually, something like PGX happens where the company goes bankrupt and now PSEC takes over a loser of a business. If you want to own a BDC, own a quality company like MAIN, HTGC, or BXSL.
I go with high yield bonds, duration less than 5 years. For me bonds of higher quality BDCs are the right level of risk and reward. I’ve got bonds from MAIN, BXSL, and HTGC. I’ve also got preferred shares with high reset rates that I think will lead to a call with RITM-D and SPNT-B. The CLO market is interesting, but generally too risky for me. I have EICC as a 2029 term preferred. To round everything out, I have a 20 year TIPS bought at 2.4% real that I keep for the next big recession scare (or actual recession). If that hits 1% real, I’ll sell and buy the dip. There’s bound to be a recession in the next 20 years and if there isn’t, 2.4% real isn’t terrible for no credit risk.
Ok finally into Vanguard. Not worried about dead cat bounce as I'm buying shares. Any suggestions? I'm eyeing MSFT, ABNB, GBDC and HTGC right now.
QYLD it’s a covered call ETF. Pays a good dividend, so it’s basically a money printer. Don’t expect much growth though. HTGC venture capital firm, good dividend. Little over priced right now imo. Ecopetrol was a real winner for me in the past but they’re going through a rough patch. Generally what you want to do is search by sector, find something that interests you, is in your price range, has good financials. Then look at the charts with some technical indicators (I like moving average envelope, exponential moving average and RSI and figure out if it’s something you want to buy now or put on your watchlist to look at later. If you don’t have a lot of money it’s probably better to make safe bets on companies you can trust to pay their dividends and not go to shit. Wait this is WSB what am I saying? All in on NVDA , Papa Huang will lead you to paradise!
Covered call etfs are trash. They don't maintain value. You are better off with BDC,s such as ARCC, BXSL, OBDC, HTGC, CSWC. If you buy them at the right time you can get 10% + yields with around 5% a year dividend growth and share appreciation.
Diversify a bit completely away from tech. Many of the posts below are still touting tech which will fall in sympathy if NVDA does. A few months ago I bought a few hundred shares of HTGC, a firm that provides startup equity. And a couple of other dividend payers are good too. BOH is in a dip. Someday it could be acquired and have a big jump. If you still want to gamble with volatility, RDDT is still young and likely has a long climb ahead of it. QQQ literally has 100 companies of diversity in it. Granted one is NVDA. Good idea, AI has a lot of FOMO behind it's price now. Best of luck.
Basket of stocks. Concentrations in NVDA, LLY, FSLR, FXAIX, BST, HTGC, META, NVDA, NVO, and RDDT. Some other cats and dogs.
You also leave money on the table if you sell once or twice a year. While current short term rates are high (~5%) that's not usually the case - generally one gets 1.5% to 2%. So that money sits idly for up to 12 months not even keeping up with inflation. There's no free lunch when it comes to risk/reward. As to my total return vs the S&P 500, well, it is what it is. My largest holdings are Hercules (HTGC), Main St. (MAIN), Arbor Realty (ABR) and Hess Midstream (HESM). All of those except for MAIN have comfortably outperformed the S&P 500 over the past six or so years, which is when I completed transitioning to an income oriented portfolio. Here's a link to show the details: https://totalrealreturns.com/s/IVV,ABR,HESM,HTGC,MAIN?start=2018-06-01 Overall returns: - IVV: 71% (IVV is the S&P 500 index ETF I hold) - ABR: 110% - HESM: 110% - HTGC: 143% - MAIN: 61% MAIN, by the way, has outperformed the S&P 500 427% to 273% since I started buying it at the start of 2011.
Yes, traps. As long as those companies continue to lose money (whether it be Quarter-over-Quarter or Year-over-Year) then their stock price cannot be expected to well either. Currently, the Business Development sector is the highest yielding one at the moment (and their business is profitable) if that is what you're looking for. Stocks like these ones are all 8%+ yields: BCSF, GBDC, ARCC, GLAD, OMF, TSLX, OBDC, HTGC
Agree with others saying just simplify by buying a fund like QQQ or VOO. Diversify by getting a couple of dividend payers like HTGC, IRM, or BX. Then you always have some cash coming in too. Mostly have a goal. It will deter you from cashing out to buy something. Project what this account might be worth in 30 years. Early retirement?
First taste of the big gains was AMC during the first short run - bought early and very low (mid-pandemic) sold off in chunks and got probably 500% or so net Current holdings: IRM 50% PLTR 48% AQST 28% GENI 27% HTGC 26% PG 10% The rest aren’t doing so hot, haha 🫣
HTGC - What’s the drawback?
Look at HTGC. steady growth and pays 8%
HTGC is a good one I am looking at sitting 50k. it is at itd all time high but its steady growth and pays around 8%
Very nice. I set up custodial accounts for my grandkids. The money is protected until they are 18. Instead of giving them some crap that will be in the landfill soon. I give them money for birthday and xmas gifts. A lot of that is in QQQ. Some in HTGC, BX, IRM and other dividend paying stocks. I hope they will benefit greatly from this in the future. You have started a great thing.
Fair point. Just wanted to help others so that they don't jump in and buy tons of shares. > I bought them because they were close to 52 week or longer lows and for their dividends. Good strategy. > I notice you do not disparage HASI, BANCpF, KEYpK, ING, HTGC, or TRIN. I don't have proper data for these.
So what's your point? That I have not given you 13 stocks to buy immediately? Have owned: AES for 5 years CWEN for 6 years and just bought more today UNIT for 4 years SACH for 4 years SPTN for 5 years and just bought more today POWWP for 3 years CC for 4 years The stocks were given as examples as to what I was talking about not a buy list. I listed them because I was familiar with them. I bought them because they were close to 52 week or longer lows and for their dividends. Growth is okay, decent dividends are better, much better. JMO. I notice you do not disparage HASI, BANCpF, KEYpK, ING, HTGC, or TRIN. To save you the trouble ING, HTGC, & TRIN are near all time highs.
For waste management really liked a company that not only picked up the trash, they incinerated it & made electricity from it. Loved them until they were sold. For me they ticked 2 boxes - waste management & electrical generation. For infrastructure like fiber. Once they lay a cable, they may have 10 - 20% of it leased. The balance is all gravy for them. Fiber for the internet will eventually become obselete but not for another 10 years probably. Also like buying REIT's that house data centers. No one is giving up their internet & no one is asking for less storage. The key question is when to invest. I prefer tragedy investing. Namely when there is some incident that causes the stock to tank. For instance bought CWEN when CA wildfires knocked out CWEN's largest customer. With ING bought into them when Russia invaded Ukraine & banks took a plunge. With HTGC bought lots more (already owned some) when their CEO got caught trying to buy his kids into name-brand colleges like many Hollywood celebrities did.
I really like investments that are fairly crucial to civilization such as: electrical utes, waste management, & computer infrastructure. Utes since everyone needs to plug in to run their house, soon their cars, etc. Waste management since everyone hates dealing with trash. Computer infrastructure - not software, not building computers, not semi's but the actual cell towers or fiber that carries the signal. Like buying stuff that is not on the bleeding edge but far enough back from the bleeding edge that it is hard to replace. Makes for boring companies for the bulk of the portfolio. Not dying industries, not unexciting companies, just companies that make money in a boring way - day after day, week after week. Companies would include: AES, CWEN, HASI, UNIT, SACH, SPTN, POWWP, BANCpF, KEYpK, ING, HTGC, TRIN, & CC.
SA also stated that one "should wait for a pull back" since HTGC is currently within $.20 of an all time high. I have owned HTGC since 2015. Like them a lot. They are somewhat cyclical. One of the things that made them popular and rich is that they invested in FaceBook before its' IPO. Do not know how HTGC does it, but they successfully invest more often, in a hard to invest in space. That is why I like them. They are almost as boring (at making money) in their day-to-day operations (this is a good thing) as MAIN (BDC but totally different industry that they shop in). Might also want to look at TRIN & TPVG. TRIN is also a little pricey right now.
Is that what a BDC essentially is, like ARCC or HTGC?
I have $100K at 2% for 6 years. I invested in RITM-D, CIM-B, SBBA, ASB-F, and bonds from Main, BXSL, and HTGC.
now rates better, i buy/roll 4 week tbills every 2 weeks with 50% of my excess cash, on monday i got one paying 5.34% when rates low, must take more risk to get returns so consider BDCs ,business development companies like Blackstone Secured lending Fund (BXSL) up 20% on year and pays 11% dividend, or Hercules Capital (HTGC), up 12-13% on year and 11.5% dividend, or Ares Capital (ARCC), Ready Cap (RC), or consider OIL/GAS Royalty Trusts , PVL/PBR/SJT etc all paying >10% dividends, you can create a little fund of 7 to 10 of these to decrease the individual risk
Its weird, that is for sure. Ive been investing for a good 25 years now, started in college. I don't like those high PEs. I won't buy the stock if the PE is crazy. Just seems too expensive. What has happened is a new generation of investor got into the market during covid. They don't know the old school rules. They buy stuff that they like, see on tik tok, or mabye on reddit. They don't understand that we trade stocks on the secondary market and its a zero sum gain. Someone has to spend $100 for you to sell a stock for $100. Ignoring the PE ratio is fine during a bull run, but I think it will matter if stocks sink. People won't feel safe owning things at the crazy high cost. There are some really crazy prices that I don't understand. On the low end . Like VZ. PE of around 6. Why doesn't anyone want that stock? I'm thinking of buying some. Another solid one I do own it HTGC. PE of 11 and yield of 9%. Its been solid for years. I've actually sold off about half of my stocks. Just have it in cash waiting. I sold anything that I didn't feel was super solid. I sold AMZN and took a profit because its PE is 300. I did keep my Apple stock because its PE is only 32 and I feel its going to be ok. Pretty much I'm getting ready for a bear run. One of these days something will happen and I'll have the cash ready to snatch up bargains. Something could happen with the war in Europe. Something could happen with the election next year. Any type of news could cause a dip in the market, and I like to be invested in solid companies.
I'm building up cash at the moment. I was able to do very well by buying into many companies right after the Covid crash in March of 2020. I have slowly been selling some stocks and taking some profits, but only in the companies that I feel are very solid or that I got into very cheaply. I was able to even correct my horrible mistake of buying PLTR at $25. When it hit $7 a share I bought double the amount of what I had, thus dollar cost averaging down. So when it hit $16 I sold for a small profit. I am holding onto and maybe buying more of my Pipeline stocks. They pay a nice dividend. I might some more of HTGC, Hercules Capital, which seems to be solid and has a nice dividend. Mainly I'm waiting for bear run to pick up some things at a discount. There are always Bull Runs and Bear Runs. I'm just waiting for the next one, lol..
I am retired. Have been since 2017. I didn't liquidate my entire portfolio when I retired. I rebuilt it over several years prior to retiring. I reallocated from a long term / growth oriented portfolio to an income oriented one. Basically I exchanged the higher long term overall & much more variable performance of long term investments for the lower but more consistent performance of dividend oriented stocks and ETFs such as HTGC, MAIN, JEPIX/JEPI, etc. As a result when the broad market crapped itself lightly in 2018, severely toileted in early 2020, and dropped throughout 2022 my income was virtually unaffected. Had I been holding broad market indexes or individual growth stocks I'd have been screwed. And even with the recent jump in the market I'd still be way behind where I am. It's also worth noting that the economy evolves constantly; the companies worth investing in 30, 20, even 10 years ago are often not the companies to hold today or in the future. For instance, in the last 30 years 27 of the 30 stocks in the Dow Jones Industrial Average have been replaced. My point to all of this is that there are plenty of valid reasons not to "hold forever".
There is a ton that goes into this question. Something to consider for planning purposes is if the restaurant is a partnership or S-Corp and you don’t plan on selling your interest when you retire is that you will have to pay taxes on the income of business. If it is a C-Corp then this is not an issue. For passive income there are many issues. One is that you generally will have companies or funds that pay out high amounts now but either do not grow or depreciate in value over time. Some examples are Business Development Corporations (BDC) some examples are ARCC, MAIN, And HTGC. There are many others but just a few that come to mind. Others that fit this category are Income funds like JEPI or QYLD (generally most funds that end in YLD or DIV fall in this category). These funds will make money from selling covered calls and distribute to premiums as a dividend. Other options for high dividends are Real estate investment trusts (REIT) they can be risky given their restrictions and the nature of real estate but give relatively high dividends due to these same restrictions. For long term appreciation while getting lower passive income you can look at stocks that fall into the dividend aristocrat list or funds that focus around dividend growth and capital appreciation. The only one that comes to mind is SCHD but there should be others that meet the same criteria and will probably be better for your situation. Hope this provides some help.
Single holding, HTGC and it’s been killin it. (All tax sheltered, which matters for BDCs)
HTGC, about 10% of portfolio. Divided yield over 12%.
Some BDCs are interesting right now: HTGC, CSWC, TSLX all priced for a slowdown, underperformed from rising interest rates and recent bank troubles. However, their lending rates are variable and would eventually benefit from higher interest rates as long as the smaller companies in their portfolios don't go bankrupt. They are like a leveraged play on corporate lending.
When our daughter was born we opened a conventional taxable brokerage account for her as well. Invested in a broad market index fund and left it alone until she started earning money as a teen. We then moved the money into a Roth IRA for her (IRAs must be funded using the person's earned income). Had to pay taxes on the profits the investment had earned when we moved the money but it wasn't any big deal. Her retirement is is pretty much taken care of. We sold our first vacation rental in the fall of 2021 (about the time the U.S. stock market peaked). I kept 35% in cash and over the next year put the rest into income oriented ETFs and stocks including Devon Energy (DVN), MLPA (ETF for midstream oil and gas companies), Hercules Capital (HTGC), Main Street Capital (MAIN), QYLD (income ETF that sells covered calls for the NASDAQ 100), Annaly Capital (NLY), JEPI (income oriented ETF, mainly covered call options) and a couple of others. These investments combined with Social Security produce enough income that we don't have to withdraw anything from our IRAs. The portfolio's current value is down from what we invested, but less so than the broad market and in any case growth isn't the focus of these investments. Had I to do it over I would not invest in Annaly and I would have put less into QYLD. I'm still holding the 35% portion in cash and enjoying the high short term interest rate it's receiving. We intend to use the proceeds from the property we're selling now mainly to indulge ourselves (extended travel, charity donations, etc.) 10 or so years. We're hoping to earn about 5% per year on the money during that time and protect the principal. After 10ish years we'll likely be slowed down enough that we'll move to super safe investments that basically keep up with inflation and we'll use or give away the principal. I'm currently researching the best investments to achieve the 5% annual return as safely as possible. May just end up with bonds (we don't own any bonds currently) and a lower rate of return. Sorry if this is too much detail. Happy to answer any questions.
>HTGC Most convoluted [business profile](https://finance.yahoo.com/quote/HTGC/profile?p=HTGC) I've ever seen.
I suggest you consider oil stocks.HTGC uptrend not forming
The better question is why do you want to own garbage like HTGC in the first place
Most stellar BDCs that survived 2008 like HTGC and ARCC are currently trading well below NAV with yields upwards of 10% due to the past week’s turbulence. MAIN is another great BDC but trades well over NAV and has for some time. I’d say the only BDC that could be risky right now is TRIN due to its exposure to crypto start-ups and space tech firms. I use market uncertainty to scoop up ARCC under $19 and HTGC under $14 so this is a prime buying opportunity for me. The FTX contagion didn’t last long and didn’t bring down crypto like many doomsayers predicted and I suspect this SVB banking contagion will be limited as well.
Limped in to HRZN and HTGC april atm puts. VC ETFs .
Anyone else thinking HTGC might be a good short? Similar to SV Bank? Too bad I only have IRA mo eh and can’t short or buy puts
Buy a REIT or BDC company paying a dividend yield above 8%. A low risk investment that will pay you back more than your loan interest rate monthly or quarterly. PSEC, HTGC, and NEWT are BDCs I would look at. ABR is a REIT I own as well
Maybe consider investing in BDCs/investment companies like HRZN, HTGC, SSSS, etc. that lend to new and upcoming private companies in various sectors and then collect capital gains when those companies go public. Not only do you get monthly or quarterly dividends but also special dividends. It's like investing in a pre-IPO without needing to spend $100k or more.
HTGC. It's a BDC that pays out something like 9% dividend with good growth potential. Getting hurt by interest rates a little bit but im in it for 10+ years
DaManJ- We have a list of about 25 and I added a few high fliers, more risk but solid. Some good high div assets to consider are NRZ, ABR, AMZA, USA, SSS, NLY, HTGC. Add some SLVO as it’s under $4. Many more but that should give you a good start.
I'd do an even mix of BST, REMX, HTGC, PDO, SCHD, RVT, JEPI, and PDBC. Average dividend yield of 8+% with decent capital growth, good mix of monthly/quarterly/annual payouts, and most of those should do well in the current economic environment. I'd also reinvest as much of the dividend as possible.
Has anybody got any thoughts or insight into HTGC, I’m looking to invest in them for my dividend portfolio…
I bought $HTGC at 17.76 because *MERICA*
I own a little bit of HTGC and OCSL; they pay nice quarterly dividends (8-10%, depends on your entry point). Don't know much about PFLT; tho PFLT pays its dividend monthly. Risk with BDCs is that the companies to which they make the loans might have their markets evaporate in a downturn.
In 2020 I liquidated and started over my 3yr return has been 85.5% my current positions are AMCR AGM HTGC KMI ABBV PRI HBI BTI OHI VALE this is my IRA rollover so its set on drip with minimal contributions because it doesn’t give me any tax advantage because if my company sponsored one
Bought ING on Friday because thought they were a decent buy, has a good dividend, nice volume, and gives me some non-US exposure. If the dividend gets lowered or suspended, still like the stock. They only have 1% exposure to Russia. Think foreign banks are getting unfairly pummeled by the Russian/Ukrainian war of conquest, when they have no or limited Russian exposure. Already on the plus side with ING. Bought INTC last Friday because I wanted some more tech. Though their dividend is sub-standard to me (prefer 4% or better), am looking for them to be more of a growth stock. Already in the green with this. Today bought some more HRZN, already own HTGC,BST, & some HRZN and wanted a little more tech/science in the portfolio. Have owned HRZN before and liked it. At the time liked HTGC better. Now I can have both. Also today bought another foreign bank BBVA. Has European & South American offices. Tad more conservative foreign stock with an okay dividend and decent volume. They also have no Russian exposure. All of these are a hold for at least 9 months to 1 year. Then re-evaluate and see if they are keepers.
REITs meet your general yield requirements, but you want to stay away from broad-sector funds like VNQ and focus on a basket of the better-performing ones. (In particular, externally-managed REITs are known to underperform.) The bigger problem with REITs in your case, though, is tax drag from the dividends outside of a tax-advantaged account. In general, though, REITs are some of the best assets to hold during sideways and bear markets, as well as an excellent inflation hedge. You could take a fund-of-funds approach with a portfolio composed of ETFs and CEFs, but of course there's no guarantee of results, especially as we're in turbulent times. Here's a sample, if this interests you: [**With $500/month contribution**](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2022&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=5000&annualOperation=1&annualAdjustment=500&inflationAdjusted=true&annualPercentage=0.0&frequency=2&rebalanceType=3&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=AGNC&allocation1_1=10&symbol2=ARCC&allocation2_1=10&symbol3=HTGC&allocation3_1=10&symbol4=OHI&allocation4_1=10&symbol5=MPW&allocation5_1=10&symbol6=PSLDX&allocation6_1=10&symbol7=QQQX&allocation7_1=10&symbol8=QYLD&allocation8_1=10&symbol9=UPRO&allocation9_1=20) [**Without monthly contribution**](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2022&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=5000&annualOperation=0&annualAdjustment=500&inflationAdjusted=true&annualPercentage=0.0&frequency=2&rebalanceType=3&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=true&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=AGNC&allocation1_1=10&symbol2=ARCC&allocation2_1=10&symbol3=HTGC&allocation3_1=10&symbol4=OHI&allocation4_1=10&symbol5=MPW&allocation5_1=10&symbol6=PSLDX&allocation6_1=10&symbol7=QQQX&allocation7_1=10&symbol8=QYLD&allocation8_1=10&symbol9=UPRO&allocation9_1=20)
I invested in Hercules Cap (HTGC) and FS KKR (FSK) but they all seem to have debt exposure instead of equity thus behave a lot differently.
Certain BDCs are probably the closest you’ll get… HTGC for example. Not exactly what you were looking for either.
Thank you. No covered calls, no puts, just buy & sell shares of stocks. Gotta keep it simple for me. Oldest stock owned was bought in 2014. Most stocks are from 2020 & 2021. Part of our portfolios are buy & hold. I also buy & sell throughout the year. Got some rules I use: 1. All stocks owned must track approx. or exceed the DJI or S&P 500. 2. Must know about or use the item/process the stock makes. No Chinese or Russian stocks, no tobacco, no liquor, usually no software. Usually favor small & medium cap stocks. 3. All stocks must pay a dividend of \~ 4% or more. This has recently been relaxed to accommodate AMSC, ARK-K & -W, BWEN, CSX, & FDX. 4. Total % of rocket stocks cannot exceed 10% of Portfolio. No YOLOing ever. Been there, done that, lost my ass. No fad or meme stocks. 5. All new stocks are on probation for 1st 3 months. Then the newbies get a thorough checkup to see if they are performing to plan. Another checkup is planned at the 6 month marker. Basically new stocks go from swing trade to a buy & hold, if they make the cut. 6. Shoot for 10-15% or more growth/year for each stock. This includes price appreciation and dividend. More is greatly appreciated. 7. When the dividend stock reaches or approaches 52 week high evaluate if it can go further or if it will drift around that 52 week range. If the dividend stock has at least doubled and has no more price appreciation in its' future, sell 1/2 of it (or whatever % it takes) to get your stock cost to zero or very near zero. Then take money and reinvest into new stocks that pay a dividend (see rule 3). Keep the remainder of the dividend stock at zero cost and let it give you new shares (money) for free. Love free money/shares. 8. Read up on stocks that you own and capitalize on their screwups. One of the better buys I have made (not counting COVID-19 buys) was when all the celebrities who were bribing their ungifted kids into top-ranked colleges. The founder of $HTGC bought his daughter into college and was caught. $HTGC tanked for a couple of hours on the news. Since I already owned $HTGC, I bought the stock hand over fist to where ended up with more than 15% of portfolio tied up in it. Sold all, except for a core position, for a tidy profit 3 months later to bring portfolio back into line. Research for a stock can be anywhere from 1 hour to 15 hours depending. Normally it takes from 1 - 3 hours to research a stock I am already familiar with and that is on my watchlist. Watchlist has over 200 stocks on it. If never heard of stock then the research takes considerably longer. And yes I spend a great deal of time at this - usually 20-25 hours a week minimum. Sometimes more. This is a job not a hobby or past time. Most of my stocks are buy & hold. The rest are swing trades lasting anywhere from a week to 3 months, sometimes longer to a buy & hold.
Banks aren't great. What about BDCs? Most are shit, but I can think of 3 or 4 that are good investments. Those being TSLX, ARCC, HTGC, and MAIN. These did well through the covid shock. I wonder how they'll perform over a more "financial" shock.
Check out BDCs, HTGC, ARCC, etc. They have great yields, rarely go down, but are riskier than stocks due to sensitivity to interest rates. XLU etf another good option
Yes, With money comes social responsibility. Look at BDC's like HTGC or RIETs like IRM or NLY. There are always more good investments than anyone can buy so I challenge all of you to stay away from sociopathic companies. Don't be part of the problem. Happy trading.
If you wanna do that, esp in these anti-Trump, anti-Clintonian, wild ride times, then I would strongly suggest a healthy high dividend stock you don't have to look at every day or night. Brittish American Tobacco(BTI), ORC, OCCI, OXLC, HTGC, or my all time favorite, CLM. If you want a blindfold stay away from Growth, Momentum, EV, or Meme stock. Or, throw it into crypto, like Ethereum, and forgot you even knew about it.
Nice list. You should DEFINITELY look at HTGC at 7.7% Dividend yield, a 6.13 PE and have been around since 2003 doing a very nice job.
I got TWO O ABR AGNC and my two favs that are B2C TCPC and HTGC have all done well after losing 70~% last year only wish I woulda added more then didn’t know if it was going to crash further so I was a bit too cautious
can i ask why you think it's criminally undervalued? By all metrics UWMC is overvalued compared to competitor PFSI, and by some metrics to other competitors like WD, ESNT, COOP, and HTGC *P/E:* PFSI (3.09); UWMC (n/a); RKT (14.62); WD (13.6); ESNT (11.45); COOP (11.27); HTGC (8.01) *Forward P/E:* PFSI (5.45); UWMC (6.15); RKT (13.11); WD (11.82); ESNT (7.39); COOP (6.93); HTGC (11.34) *P/S:* PFSI (1.04); UWMC (3.59); RKT (2.97); WD (3.21); ESNT (5.35); COOP (1.1); HTGC (6.47) *P/B:* PFSI (1.38); UWMC (2.6\*); RKT (7.69); WD (2.68); ESNT (1.29); COOP (1.25); HTGC (1.42) \*the 2.6 P/B ratio is calculated using the latest numbers from the UWMC 10-K, where it shows total equity of $5B after merger. using a market cap of $12.98B at close of 3/26, the P/B is 12.98/5 \~ 2.6 I've posted this at other places but got no good answers
Working on building a watchlist/portfolio for high(er) dividend paying stocks which are currently showing signs of being undervalued. Idea is to capitalize on a combination of growth potential based on current P/E, historical price, future outlook and dividend payout. Drip will not be utilized but dividends will be used to buy on dips and/or increase shares of stocks performing well, in uptrend. Open to all ideas/industries. Question: what are some stocks you may see qualifying for the perimeters? Overall thoughts on combination of dividend income + growth? Ex. MMP, HTGC, SJI, LMT, ARCC to name a few
HTGC Get in on hercules capital- medical startup tech debt post dividend HTGC easy $$$
HTGC Get in on hercules capital- medical startup tech debt post dividend HTGC easy $$$
Hercules capital post dividend HTGC looking nice
HTGC, SLF, PSHZF (to some degree), AUY...
HTGC Hercules Capital to the moon 🚀
HTGC, NRZ, and SAR all have ~8% dividend yield.