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I do the same thing. SCHG is a good one. So is VUG, VGT, IYW etc.
Yes. Invest in a good growth ETF will help your financial status over 20 years. VGT VUG IYW are a few good growth and tech oriented options. Go research them and pick whatever fits your goals Also, invest in yourself and figure out what you need to do to succeed in your career. That is more of a factor than in your long term financial success
It's too bad most tech ETFs are bad. It would make portfolio management much easier and less time consuming, but they basically all have downsides so I have to keep stock picking. It's either: * rigid methodology resulting in 40% weight to 3 stocks (IYW puts 17% to NVDA) * over-diversified with bad stocks that dilute returns (very few concentrated ETFs exist that are passive) * too much active management/theme focused that you can't rely on allocations staying where you want them because it can always change
I'd like a recommendation for an ETF for a possibly 40-60 year hold, very long term, very tech. I have the usual VOO/ VXUS portfolio and short term bonds portfolio. My preference is towards tech and higher risk (open to losing 50% of it any time). I've cut it down to specifics I'm looking for 1) tech diversified and not focused on mega caps 2) has robotics and hardware 3) has a decent number of holdings, 100+ Which one would be the best out of? I am leaning towards IGM. VGT: Pro: growth Con: 50% is Nvda, Aapl, Msft, Avgo IYW: Pro: Has the robotics and hardware component Con: 45% is Nvda, Aapl, Msft IXN: Pro: Global tech Cons: Assumes the US does not dominate like the others do IGM: Pro: Evenly distributed, more emphasis on all North American Tech, and not top heavy Cons: More volatile XLK: Pro: Heavier on the full SP500 IT companies Cons: Not many, but similar to IYW. FTEC: Same as VGT Cons: Same as VGT
I'd like a recommendation for an ETF for a possibly 40-60 year hold, very long term. My preference is towards tech and higher risk (open to losing 50% of it any time). I've cut it down to specifics I'm looking for 1) tech diversified and not focused on mega caps 2) has robotics and hardware 3) has a decent number of holdings, 100+ Which one would be the best out of? I am leaning towards IGM. VGT: Pro: growth Con: 50% is Nvda, Aapl, Msft, Avgo IYW: Pro: Has the robotics and hardware component Con: 45% is Nvda, Aapl, Msft IXN: Pro: Global tech Cons: Assumes the US does not dominate like the others do IGM: Pro: Evenly distributed, more emphasis on all North American Tech, and not top heavy Cons: More volatile XLK: Pro: Heavier on the full SP500 IT companies Cons: Not many, but similar to IYW. FTEC: Same as VGT Cons: Same as VGT
I would put some in a Teck EFT like IYW. ISHARES US TECHNOLOGY ETF IYW. It covers a lot of the major companies
Stay safe with your investments and hard work. Robinhood gold has a expert tailored portfolio that has a diversification that seems very well tailored to perform well in the market. ETF's are generally well keyed in as well, such as VGT, TMFC, IYW. I learned a really hard lesson and to stay safe and in the middle with 90% of my money. Whatever you do , don't go in on anything speculative with more than 5-10% of your money. Bio Pharmaceuticals for example. Really on any give one single stock is never a good idea. For sure diversify your portfolio. I wish you all the best. I believe there is really good advice on here and you are wise to learn as much as you can. I personally lost a significant portion of my savings on a risky investment was a tough lesson, and I own that mistake. I lost $8,500 on the stock ticker ATYR, a major setback for my nursing school savings. It has only made me more determined to become a registered nurse. My dreams don't work unless I do. That's why I'm currently working full time with recovering addicts and going to school full time to get back on track for nursing school, which I start in January. This isn't about getting back what was lost. This is about making the best of what I have, being grateful for what I have in the present moment, and moving forward with purpose. Even with my hard work, I have a $2,400 financial gap to fill. Your support isn't a handout. It's an investment in the future registered nurse I'm striving to become while also a donation that will be given back to the community. My ultimate goal is to pay back every single dollar I receive to help others who are genuinely in need. Thank you for your generosity and support. [https://www.marketwatch.com/story/atyr-pharma-shares-plummet-more-than-80-after-study-failure-8c664b10?mod=markets](https://www.marketwatch.com/story/atyr-pharma-shares-plummet-more-than-80-after-study-failure-8c664b10?mod=markets) [https://gofund.me/2c04c70ab](https://gofund.me/2c04c70ab)
I’m willing to put a small allocation into it but I’m mainly looking for two or three stocks that potentially will grow within few months or years, don’t really mind taking risks because most of my allocation is going into SPMO and IYW.
You look to be spread a bit too thin for $3K. (if that's what it comes too--I didn't add it up). I'd have three stocks of your choice, and one of an ETF like VOO or something like IYW (which has many of the top tech stocks in it). That would be diversified enough until your portfolio gets larger.
Might want to hide ur keys u/zjz Gko3NzEzNDhhMy1mZTE3LTQ1ZjctOWU1ZC00NzQxZjliMzhiNWIud3NiYXBwLm1haW4uZGV2dml0LWdhdGV3YXkucmVkZGl0LmNvbSK1BAosZGV2dml0LnJlZGRpdC5jdXN0b21fcG9zdC52MWFscGhhLkN1c3RvbVBvc3QSsAEKN2RldnZpdC5yZWRkaXQuY3VzdG9tX3Bvc3QudjFhbHBoYS5DdXN0b21Qb3N0LlJlbmRlclBvc3QSClJlbmRlclBvc3QqM2RldnZpdC5yZWRkaXQuY3VzdG9tX3Bvc3QudjFhbHBoYS5SZW5kZXJQb3N0UmVxdWVzdDI0ZGV2dml0LnJlZGRpdC5jdXN0b21fcG9zdC52MWFscGhhLlJlbmRlclBvc3RSZXNwb25zZRKgAQo+ZGV2dml0LnJlZGRpdC5jdXN0b21fcG9zdC52MWFscGhhLkN1c3RvbVBvc3QuUmVuZGVyUG9zdENvbnRlbnQSEVJlbmRlclBvc3RDb250ZW50KiRkZXZ2aXQudWkuYmxvY2tfa2l0LnYxYmV0YS5VSVJlcXVlc3QyJWRldnZpdC51aS5ibG9ja19raXQudjFiZXRhLlVJUmVzcG9uc2USogEKP2RldnZpdC5yZWRkaXQuY3VzdG9tX3Bvc3QudjFhbHBoYS5DdXN0b21Qb3N0LlJlbmRlclBvc3RDb21wb3NlchISUmVuZGVyUG9zdENvbXBvc2VyKiRkZXZ2aXQudWkuYmxvY2tfa2l0LnYxYmV0YS5VSVJlcXVlc3QyJWRldnZpdC51aS5ibG9ja19raXQudjFiZXRhLlVJUmVzcG9uc2UaCkN1c3RvbVBvc3Qi4QEKJ2RldnZpdC51aS5ldmVudHMudjFhbHBoYS5VSUV2ZW50SGFuZGxlchKlAQo1ZGV2dml0LnVpLmV2ZW50cy52MWFscGhhLlVJRXZlbnRIYW5kbGVyLkhhbmRsZVVJRXZlbnQSDUhhbmRsZVVJRXZlbnQqLWRldnZpdC51aS5ldmVudHMudjFhbHBoYS5IYW5kbGVVSUV2ZW50UmVxdWVzdDIuZGV2dml0LnVpLmV2ZW50cy52MWFscGhhLkhhbmRsZVVJRXZlbnRSZXNwb25zZRoOVUlFdmVudEhhbmRsZXIySBIcChJAZGV2dml0L3B1YmxpYy1hcGkSBjAuMTEuMRIOCgRub2RlEgYyMi4zLjASGAoOQGRldnZpdC9wcm90b3MSBjAuMTEuMQ==
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I honestly don't know why they're not automatically reinvested! I thought that I had it set up for that, but maybe I turned it off and forgot? My portfolio is mostly buy-and-hold stock, so I decided in January to just let things ride and not panic sell. Which means I haven't even LOOKED at it until today! I had dividends from USEA, SHIP, RCL, KSS, M, BRY, IYW, F, COP, and MUR.
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It’s a good strategy long term. You can save yourself stress and hassle. Good technology ETF’s would be XLK or IYW, they should have you covered. Good growth ETFs would be SCHG or IWY. Best S&P ETFs would be VOO or the cheaper SPLG. One of my favorite ETFs which should continue to do well for the long term is SMH, a semiconductor etf. Broad market ETFs include VTI and SCHB. International would be VT. Those are some options to get you started; they’ve all performed well over time and are very popular so there’s no liquidity concerns.
What Are Your Moves Tomorrow, January 24, 2025 # DX_Bundle: 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 # DX_Config: EgA= # DX_Cached: GsUCCsICCrwCCAEqIggBEg4KBQ0AAMhCEgUNAADIQhoOCgUNAADIQhIFDQAAyEIakwISkAIIARKFAggBKikSFwoFDQAAyEISBQ0AAMhCGgcNAIDUQxABGg4KBQ0AAMhCEgUNAADIQhrVARLSARLJAQgBKiASDgoFDQAAyEISBQ0AAMhCGg4KBQ0AAMhCEgUNAADIQhqiARKfAQgBEloIBBpWKlQKTmh0dHBzOi8vc3R5bGVzLnJlZGRpdG1lZGlhLmNvbS90NV8ydGg1Mi9zdHlsZXMvY29tbXVuaXR5SWNvbl92cXFhaDNtMGJuOGMxLnBuZxBkGGQSNwgCKgkSBwoFDQAAyEIaKBomChpLbm9ja2luZyBvbiBQb2x5Z29uJ3MgZG9vcioECAEQAVABWAEiBAgBEAEoAyIECAEQASIECAEQARCABA==
You have to watch the full version of the videos, perhaps. There is one with Buffet, but usually only one blurb is played/cited... "He" buys the one stock --- "everybody else" buys a broad market etf. As he explains, the average person can NOT determine which is the best company to buy. On the other hand, as a professional analyst, Buffet says he can determine the best company so he buys the one. He has no reason to buy another 499 companies since they are worse than the one. That becomes diWORSEsification. As with all guidances/rules, etc one needs to understand the underlying assumptions and situations where it applies. To your point about diversification being a problem --- we've had that right now. Because the Magnificent 7 have taken off and have been the cause of the bulk of the "market" gains, the other companies have been providing a huge drag on etf performances. I earlier rotated out of IYW (a pure tech etf) and into SCHG (a large cap growth fund) because schg was doing vastly better than IYW -- very abnormal from my point of view. Public articles have written about this situation / phenonmenon. I THINK that differing methodologies might be helpful. For example, SCHG SCHD VFLO use three different methodologies for their index, but are almost entirely mutually independent. Hm... I agree with your point that diversification can bring about a false sense of security. Only in a large market crash, would everything come down. This is why I invest in other securities and assets. For example, Closed Ended Funds (CEF), which seem to be taboo here on Reddit as its all Vanguard etfs), can/may provide a differing exposure especially when focused on debt. Preferred shares and baby bonds as well area a different play. For others, I believe thats why they invest in gold --- its not what I hear them say but whatever. Hope that helps. Good luck.
An equally weighted combination of those 10 ETFs have an annualized return of 15.81% over the past 10 years. VOO has 13.45% in comparison. VTWO is definitely an underperformer with just 8.27%. Also, I don't think there's any reason to have both SPY and VOO, as they track the same index. I've been told SPY is for trading, VOO is for holding. SOXX is the higher performer with 23.35%, but it's a sector ETF, so anything could happen in the long run. Same goes for IYW with 21.05% and XLK with 20.55%. I personally wouldn't pick 10 different ETFs. If you want higher returns than VOO, then I'd go for VOO + QQQM.
TEC over 5 years bested VGT and IYW by 26% which is impressive indeed. (It has underperformed SMH by 98% over 5 years.) The two growth funds have underperformed the SP 500 tho. It’s a mixed bag.
iShares U.S. Technology ETF (IYW) averages ~21% over the last 10 years and iShares Russell Top 200 Growth ETF (IWY) does ~18%.
I’m 42 and all-in on the US for a variety of reasons (none of them have to do with the orange-faced clown in office). Basically my only positions are IVV and VGT/IYW. Might that come back and bite me at some point? Possibly, but my risk tolerance is 11/10 and I’m good with it.
I’m 42 and basically my only positions are IVV and VGT/IYW. Small bit of SOXX for extra flavor. No small caps, no international. My risk tolerance is 11/10 and VGT has made me a lot of money over the years.
Why not IYW? Outperforms OEF. Just curious.
Basically my only positions are IVV and VGT/IYW. Zero small cal or int’l exposure and don’t plan to add any.
I like SMH, QQQM, IYW, ITB, MAGS, to name a couple.
Maybe you should buy ETF and hold.. like IYW, QLD(2x qqq), FBGRX, SPUU (2x s&p500) If you want to get crazy TQQQ, TECL, FNGU I personally have 220k in NVDL (2x NVDA) im ready to make some MONEY and 130k of TECL TQQQ FNGU and like 6k of PTIR and Sounw I just invest not trade. TQQQ TECL FNGU can crash very hard, and take forever to recover.. so if you do get these either get small amount or realize, you might have to make a judgement call if things are down 60% how far things will go, normal stocks you just hold and sell years later for more usually, 3x leveraged you have to make a call or own a hedge
DO BOTH!!! Initially stay with ETF’s. Conservative: IVV. VTI. SCHG. SPMO. Aggressive (tech ETFs) but not risky judging from long term results: SMH. IGM. IYW. VGT.
I’m 42 and basically my only positions are IVV and VGT/IYW. Plan to hold them for the next 20+ years so a temporary beatdown doesn’t bother me lol.
As long as you have other positions, take a flyer on VGT,IYW, SOXX, or SMH
It has underperformed most major tech ETFs. This is total return: https://stockcharts.com/freecharts/perf.php?FEPI,QQQ,VGT,XLK,IYW,FTEC&n=284&O=011000 Morningstar benchmarks it against their technology index: >In the past eleven months, this share class has returned 29.4%, compared with the 53.0% return of the category benchmark, the Morningstar US Technology Index https://www.morningstar.com/etfs/xnas/fepi/quote
What do you think of SPY? I’m brand new to investing but I have about $7k in NVDA for my Roth IRA. I’m 20. I’m deciding how to diversify my portfolio. My economics professor recommended SPY. I’m also seeing lots of people recommend VTSAX, VTI, SPTM, VOO, QQQ, SCHD, and IYW
VGT or IYW. Get ALL the stocks
I was contemplating between QQQM, VGT, FTEC and IYW too, like so many choices lol. Nvda is in for the long. Just relax, let the storm and volatity get on, eventually.
$100k upfront and I’m splitting it evenly between IVV, SCHD, and IYW
QQQ is just tech heavy, not technically a tech index. If you want tech, buy XLK or VGT or IYW or something similar.
I'm 28 and tech heavy as well but in my opinion some of these are just silly. TSLA is a better prospect than rivian for EVs imo. KO is so slow there's almost no reason to hold this. Why tf are you even sniffing sofi? You're spread around a bunch of ETFs. Here are the ones I buy SMH - semiconductors XLK/IYW - tech VOO - broad market If you like tech try to find stocks that have a good history of beating earnings, increasing revenue, very little or no debt, and actually have a good chart. Put some work into it
This is not advice as to which to invest in, but merely some things to consider: 1. Diversification: * FTEC's inclusion of mid and small-cap companies might offer broader exposure to the tech sector. * IYW's focus on large-cap giants could provide concentrated exposure to established tech leaders. 2. Risk profile: * Generally, including smaller companies (as in FTEC) may introduce more volatility but potentially higher growth. * Large-cap focused funds like IYW might offer more stability but potentially lower growth prospects. 3. Fees and liquidity: * Compare expense ratios and trading volumes, as these can impact your returns over time. Ultimately, the "better" choice depends on your individual investment goals, risk tolerance, and overall portfolio strategy. It might be beneficial to review your entire portfolio and consider how each of these ETFs would fit into your broader investment plan. [Disclosures](https://m1.com/legal/disclosures/social-terms/).
I have IYW but either one is fine choice.
If you need single technoloy ETF, $IYW is perhaps better since it’s a bit more diversified than just semiconductors.
I like SMH, I started buying it in February and am up to 250 shares (62K). I'm up about 13.5% for the year. But I'm up higher on NVDA, MSFT, IYW and VOOG. Personally I'd diversify, semi-conductors are hot right now, but if something happens to that market, you are going to wish you invested in other places as well. Why not buy 1 million of JEPQ and collect an $8,000 dividend each month?
If you're into tech, you'd rather wanna hedge your positions with a safer bet like IYW or QQQM. Even Tech-focused large-cap growth funds like IWY are good.
Google, Amazon, QQQM, IYW
No worries. If you do want tech, but don't really know the changes that keep happening in the tech world, you could simply invest in indices like IYW (US tech stocks), IXN (global tech stocks), FNGS Fang+ (Has the 10 best tech companies and is rebalanced frequently). SOXX is a great investment in the semi-conductor space. IBLC is good for cryptos and blockchains. Smallcaps like GSC and AVUV are also a couple of other options. For the long term, a growth ETF could be used to hwdge your positions, like SCHG (better than the generic VTI lol).
IYW technology ETF -11.47% from the high.
I’m 22 years old and contributing 100-200 dollars per week towards this account. My income is around 55k USD at the moment My goal was a 50/40/10 split of all ETFs and I’m looking to grow this money and make contributions for the next 15-20 years. Since this is a long term hold I’m looking to minimize risk tho I can tolerate some. This is just a start and I plan to diversify more in the future. Lmk what you guys think and please let me know if you guys have any suggestions on changes I should make or any red flags. Thank you 🙏 SCHB- 30% IXUS- 20% IYW- 20% VUG- 20% SHLD-10%
I'd recommend an aggressive growth ETF. You're very young so you have likely got a long timeline. You can buy a global growth ETF and then add IYW at maybe 20% of your holdings if you really like tech this much. Then just keep pulling as much of your money into it as you can. I have a small position in crypto too but that is an inflation hedge more than a growth investment. Individual stocks are more easy to track but ultimately, mean that a single stock doing poorly, like Rivian for example, will have an oversized impact on your returns.
I have a tech portfolio that’s not core for me. Any of these are fine: VGT, XLK, IYW, FTEC. I didn’t include QQQ/M in my portfolio since it’s not really a true tech fund.
This is why my tech sector-specific portfolio is 25% each of VGT, QQQM, XLK, and IYW. They're all going to shift about in their weights and methodologies.
Does anyone prefer IYW to XLK or it really don’t matter
Tech/AI stocks have dominated the last 5 years, and have at least another 5 years before there are any legitimate concerns about a bubble. They have greatly outperformed the broader indices. The highest yielding ETF over the last five years is the iShares U.S. Technology ETF (IYW), which has delivered an annualized return of 26.28% (ETFdb) (Wealth Management). Other top-performing ETFs over the same period include: Technology Select Sector SPDR Fund (XLK) with an annualized return of 25.73%. Global X Uranium ETF (URA) with an annualized return of 25.19%. Fidelity MSCI Information Technology Index ETF (FTEC) with an annualized return of 24.30% (ETFdb). Keep in mind that while I consider ETFs to be diversified enough by their nature, multiple ETFs containing largely tech stocks are going to have redundancy. So, you could park $1mm in IYW and be set. Two other things: this isn't financial advice. Don't make investment decisions based on feedback from strangers on Reddit 🫠 https://photos.app.goo.gl/Cr37jkWhDbdHVWRV7
You could direct index IYW, couldn’t you?
My only consideration would be that it doesn’t include tech companies that are in the Communications group such as Google and Meta. I’d prefer the holdings of IYW (but the much larger expense ratio would probably keep me in VGT).
For me too much Apple. Since you have 20+ years might not be a bad idea. I would recommend to just stick with XLK though. Another Tech etf I would look at is IYW. Higher expense ratio but higher returns and includes meta and google.
IYW for some tech exposure. Throw in some APO and BX (Individual names) for some Private Equity and we’re golden.
If you are big on tech, consider actual tech ETFs (that include ASML and TSM) like XNTK and SMH; or those where you would still need ASML and TSM like XLK/IGM/IYW. If BRK means BRK.B, you might as well just get AAPL instead, but of course BRK.B is a solid conservative choice if you want a part of the portfolio that isn't as volatile.
Don’t do QQQ, go into IYW.
What do you think about IYW
Though it's heavily weighted in tech - the goal of QQQ isn't to track tech. XYK or IYW is what OP is asking for.
Nice, it does have a better return. How come no one talks about IYW then? And how come it’s doing better than other tech ETF’s?
IYW is probably the best comparison to IXN, not QQQ (since it holds lots of non-tech stocks). If you want geographic diversity either just get IXN or get a US etf like IYW/XNTK/VGT/XLK and then add the individual non-US companies you want either at the 20% ratio of IXN or whatever number you want.
I like IYW, VGT for long term holdings since they both outperform. If you have the ability to compare charts in your brokerage account use IYW & compare other ETF’s against it over longer time periods. Of course it falls more during major corrections but does better over longer periods.
Expanding a bit. The advice I wish someone told me when I was an early investor was invest in aggressive growth funds (and ETFs). Dividend investing is a strategy for someone who is close to retirement but doesn't want to convert all their assets to bonds or some type of fixed income strategy. My dad who is retired loves dividend stocks. I'm 41. My portfolio is 30% VTI, 30% VBR, 15% IYW, 15% BND, 5% SGOV. This portfolio is probably too bond heavy even for my age, but you can use it as a starter template for what you want to do. Great information on r/Boggleheads. As others have said, stop gambling on crypto, sell orphan shares of stocks and convert to a simple ETF portfolio. Good luck.
Voo and VT hold basically the same thing almost. I'd do 50/50 in something like VOO/QQQM or VOO/VGT(or IYW).
Thanks for your help mate. The charts really do show that tech is overvalued and about to fall off a cliff. Cant thank you enough. Gotta go now to buy IYW and XLK calls
To complicate it for you... also consider IYW, which has 138 holdings and is kinda in the middle of the two, but also has the bonus of holding GOOGL and META which the other two do not. Others: XNTK, IGV, SMH and WCBR. I'd especially urge you to take a look at WCBR because none of the others mentioned besides IGV has a decent volume of cybersecurity holdings and I'm pretty certain cybersecurity will be important over the next decades...
I was thinking of doing IYW as my technology etf but don’t know what allocation to put to it. I mean 50% would be aggressive haha
Divide your money up in 2 parts. Make sure you have 3 - 6 months pay for your emergency fund then you can be more aggressive with the rest. I like COWZ for Dividend growth & IYW if you want to outperform. Most people & financial advisors are too conservative but if you don’t need the money for 10, 20, 30 years then you can be more aggressive as long as you can sleep at night if it drops 30%. But look at long term charts of SPY & it will make you feel better.
I didn’t say that. However, I did say that tech probably won’t do 65% again this year. In 2022, IYW was -34.83% and underperformed. I don’t think tech had reached max capacity then either, but that didn’t stop the price from dropping. Price is based on a number of things. Lastly, 34% of VOO is tech. Therefore, anyone holding a market ETF is already heavy tech.
better to invest in the tech industry: QQQM, IYW, XLK, and VGT than subsectors
I made over 60% on IYW last year and I sold that dude without blinking. Supposing average annual returns of 10% (they’re really lower), that’s 6 years of gains in a years time. The funds went back into the market but with less concentrated risk.
I recently threw 10K each into these AI focused ETFs: BOTZ, IYW, METV, and TECB. I'll let it sit over the next decade and see if I can 5x on 1 or 2 of them. I'm heavily into the Magnificent 7 in my index funds or direct stock buys as well. I'm investing growth growth growth for the next 10 years to ride the AI wave.
50% tech ETF 50% SCV ETF Use IYW for tech and AVUV for SCV Here's a Monte Carlo simulation with 30 year old tech and SCV mutual fund- a Dimensional SCV fund and Fidelity mutual fund: [https://www.portfoliovisualizer.com/financial-goals?s=y&sl=4tJK2Etf97s0OnuMmm43Ye](https://www.portfoliovisualizer.com/financial-goals?s=y&sl=4tJK2Etf97s0OnuMmm43Ye) (click the "Run Simulation" button after clicking this link to recalculate, there is apparently a bug with portfoliovisualizer on these links) 40 years of maxing out your IRA leads to about $5M at the 50% percentile. You gotta have "balls of steel" though to stick with this. It's not perfect, but many years where tech is down, SCV does reasonably- and vice versa. 10 years prior to retirement, move away from this strategy to something less volatile. Remember during downturns: \-you still own the same (or more) # of shares \-look at prior "drawdowns" and notice that the market always recovered in a few years \-any fresh contributions during drawdowns means you're buying "cheaper" and that's a good thing! Good luck!
What happens at year 10? Is this money being used for a goal? My personal portfolio 30%VTI, 30%VBR, 20%IYW, 15%BND, 5%SGOV My goals are likely different from yours. My timeline for retirement is 20 years.
There is no "correctly". get that idea out of your head. Just for the record, I'd choose SMH over FTXL, and (the amazing) WCBR over CIBR. Of these, I'd make IYW your dominant holding, with semi conductors then cybersecurity next... something like 50/30/20 with those. If you want the more conservative SPY at all, then you need to decide what percentage you want in that before you start. Do that first. FTC seems unneeded, but again I'd pick MGK or SPHG if you do want "big growth" outside tech. So maybe, first decide your SPY share, then do 40/30/20/10 IYW/semis/cybersecurity/big growth.
I think what you're looking for is an AI ETF, something that captures the market as a whole that has the industry leaders in it as well as boom or bust startups. Something like BOTZ, IGM, IYW, etc. Dont try to pick the best AI stocks to own yourself. let the big hedgefund managers pick them for you.
Usually it's recommended to have mostly ETF's, you can have some stocks but not totaling over 15-20%. If you're focused on tech 60% VOO 20% VGT/IYW 20% QQQM would be perfect for you. If you want more diversity and less risk, 80% VTI 20% QQQM would be ideal. Personally I would choose the second but that's completely up to you :)
Your portfolio currently is extremely concentrated into tech and volatile stocks. The best bet if youre trading long term is to put most of it into ETF's. Try putting at least 50% into VOO/VTI. You're also EXTREMELY restricting yourself into the tech sector. Don't judge a stock based on past preformance. Absolute best way for growth is literally 85% VOO 15% QQQM/SCHG. If you really still want tech, 65% VOO 10% IYW 15% QQQM 10% SMH (wouldn't recommend, first strategy is miles better than this one) Good luck on your investing journey!
VBR, IYW these are high risk high reward equity portfolios of companies. There are other ETFs out there as well. AI or pure tech ETFs would a6 e considered risky at this point and new funds are being minted every day. I would stick to ETFs from well established investment firms.
I have an ETF portfolio I'm experimenting with that is 30% VBR. Loving the results so far. 30% VBR, 30% VTI, 20% IYW, 15% BND 05% SGOV
60% SCHB (US broad market etf), 20% QQQM and 20% IYW (US tech etf)
No, lump sum into SPLG, SCHB and IYW with 33/33/33.
> From the research I've done I think I may be looking for index funds(s)that are a little riskier than the S&P 500 Start by looking at XLK, IYW, IGV, WCBR, SMH
How much do you think they should keep outperforming? Maybe another 50%? Many are probably doing like I did a month ago, I sold my IYW (tech ETF) at 65% gains from Sept 2022. It could keep going up, but at some point getting greedy isn’t going to work out.
Just wanted to share, Disagree or agree I don’t care METV | Roundhill Ball Metaverse ETF TECB | iShares US Tech Breakthrough Multisector ETF BOTK | Global X Robotics ROBT | First Trust Nasdaq Intelligence and Robotics ETF PNQI | Invesco Nasdaq Internet ETF QQQ | Invesco QQQ Trust Series 1 LOUP | Innovator Deepwater Frontiers Tech ETF IXN | iShares Global Tech ETF IYW | iShares U.S Technology ETF XLK | SPDR Select Sector Fund Technology
> What are your thoughts? What are your tipps for me? Start with ETFs then build individual stocks on top of that. SMH (semiconductors), IYW (broad infotech), IGV (tech software) and QTUM (quantum computing). I don't know of a decent biotech one. Buy the industry you have faith in, then go overweight on the companies you believe most in.
I'll actually help you out. Break off a year's worth of expenses and put it in a high-yielding Fidelity or Vanguard Money Market account yielding over 5%. Next, allocate 60% to IYW or QQQM & 40% to VOO. As you continue to invest, you can adjust your risk by adjusting your allocation to Nasdaq funds.
I don’t expect outperformance to last, especially Apple. MSFT, maybe. It’s like people forgot in 2022 when tech was lagging bad. Of course that can happen again, but worse. I loaded up on IYW (tech ETF) in fall of 2022 and then sold out for a 56% gain. In my eyes, that is 5 years of avg returns. I don’t think buying and holding from here is going to do that so quickly. Some of these magnificent 7 are the same price as 2-3 yrs ago (Amazon). I would look for opportunities to enhance your gains but I think buying only Mag 7 could lead to underperformance.
You should just buy something like IYW.
It all depends on your goals and target asset allocation. S&P500 is currently already very top heavy with large cap tech, but still has a lot more diversification than S&P500 IT. I would recommend to think about what you want your target allocation to be (e.g. 50% large cap tech, 50% rest of the market) and then try and find ETFs that help you get there. It's always a good idea to keep your holdings as simple as possible, but you might also need more than 2 ETFs to get there. Most people hold an S&P500 ETF because they want diversified large cap US exposure. Currently large cap tech companies (AAPL, MSFT, AMZN, NVDA, GOOGL, META) already make up 26.29% of the S&P500 (and 27.95% if you include TSLA in that definition). You can usually look up the holdings of an ETF online and top 10 holdings should also be on the fact sheet (https://www.ishares.com/us/products/239726/ishares-core-sp-500-etf). So with an S&P500 ETF your allocation would be something like 27% large cap tech, 73% rest of the market. * Adding an S&P500 Information Tech ETF will increase exposure to AAPL, MSFT, and NVDA. But not AMZN, GOOGL, META, and TSLA, since they aren't part of that ETF. It will also add exposure to other smaller IT tech companies. * Adding an S&P500 Tech ETF (e.g. IYW) will increase exposure to AAPL, MSFT, NVDA, GOOGL, and META, but will again not include AMZN or TSLA. It will also add exposure to other smaller tech companies. * Adding an NASDAQ 100 ETF will increase exposure to all of AAPL, MSFT, NVDA, GOOGL, META, AMZN, and TSLA (together making up 42.56% of the NASDAQ100). It will also add exposure to other companies, including Costco & Pepsi (consumer staples) as well as Amgen and Gilead (healthcare), along with many others. So adding NASDAQ100 to the S&P500 might be the easiest way to get the companies you want, but might also add exposure to sectors you don't want to overweight. Note that NASDAQ100's exposure to large cap tech (AAPL, MSFT, AMZN, NVDA, GOOGL, META, TSLA) is less than 50%, so even going 100% NASDAQ100 wouldn't hit your asset allocation goal if you wanted 50% large cap tech and 50% rest of the market. So indeed, in that case you could add both NASDAQ100 and S&P500 IT to help reach our target allocation, but remember that the S&P500 IT ETF doesn't include AMZN, GOOGL, META, or TSLA, which you might not be ok with. There might also be other ETFs that are better to reach your target asset allocation.
Try XLK and IYW along with QQQ for info tech. SMH for semiconductors. Then add IGV for the AI/software... (ADBE/CRM/NOW/CDNS/SNPS/etc). These have been doing best in this year's environment and should also do well when interest rate pressure starts decreasing. For the time being avoid XSD for semiconductors and any other tech ETFs focusing mostly on small caps. They have to borrow money which leaves them at a huge disadvantage these days. These companies will have their day again when borrowing is cheap, but for now the Magnificent 7 and other cash rich companies have a major advantage in both not having to borrow and also just being more willing to spend. Also, maintain a somewhat bigger emergency fund than you think you need. Nothing wrong with getting a 5% risk free return now to combine with the riskier stocks.
IYW is pretty heavily weighted with their top 7 https://i.imgur.com/m5VDtIS.png
Dozens of quality possibilities, especially if you want to keep VOO as a basic piece in every portfolio. Look here for ideas: https://etfdb.com/compare/highest-5-year-returns/no-leveraged/ SMH, XLK, QQQ, IYW, ITB... be creative. Challenge yourself to beat yourself.
I’ve got a Ford story! My wife inherited Ford stock when her grandpa died when she was a little kid. We got married and decided “hey, Ford ain’t moved in a few years, let’s put it in something that’ll grow!” Financial advisor suggested to sell and put in IYW, which don’t get me wrong, it made me a few thousand in growth over the years. But after we sold Ford, it promptly shot up to where it is now. Never seeing Ford again.