JEPI
JPMorgan Equity Premium Income ETF
Mentions (24Hr)
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Reddit Posts
You have $5000 to invest in dividend stocks-where do you go?
Regarding the most feasible education investment option for my kids
How would you invest 500k to get guaranteed monthly income?
How does Fidelity calculate the estimated annual income?
Should I move TSLA to something else like TGT, MSFT, APPL or more JEPI/SCHD
Is this a good portfolio plan? Starting right now and will be doing it for 32 years
JEPI long term hold to increase portfolio yield and drawdown risk.
What place does JEPI/JEPQ hold in a world where Tbills and MUNIS start paying an acceptable coupon?
Is my logic sound for someone in their early/mid 20s?
Is being behind on retirement savings a reason to be more or less aggressive?
JEPI (JPMorgan Equity Premium Income ETF ) 10% yield...seems too good to be true.
Can you sell covered calls on a covered call ETF like JEPI?
Added 6700 shares of $JEPI today. Am I doing it right? How much dividends am I looking at with price appreciation?
Dollar cost averaging JEPI ETF and some QLD trading is keeping me afloat
Is it just me, or is JEPI a really good option right now?
What’s a better short term investment (6-12 months), JEPI or JEPQ?
Do we have an intelligent guess on blackrock buywrite bond ETFs will perform in long term?
JEPI seems like a good option, diversified and good dividends. Any major risks I am missing? Thoughts?
What are the risks associated with covered call ETFs like QYLD and JEPI?
Is this a good start to passive income. Set and forget?
What is a sensible place to put $50,000 for a 70-year-old?
Need advice on my planned asset allocation- 18 year old
Need advice or critique on the portfolio I'm about to start
I'm FI/RE'd young and want dividend income, but also have time on my side for growth. How do i decide how to balance choices?
Derivative income for a long-term dividend portfolio?
Can anyone much smarter than I am explain how $JEPI and other covered call ETFs work?
Using dividends to average in to the S&P 500 - genius or terrible?
Derivative income for a long term income portfolio?
Using cover call ETF’s like QYLD as an alternative to savings account?
Feedback on portfolio risk hedging where investments supply all income
BST/SCHD/Quadfecta -38y/o feedback/input on approach?
High yielding dividend stock or high growth stocks for a 21 year old
Over Income Limit for Roth IRA - Looking for ways to grow
How/Will higher interest rates effect JEPI's dividend?
Anyone else have a portion of their portfolio in dividend etfs?
I’ve seen several post worries about a market crash- mostly new investors who are worried they bought the top. Here is one way to play a crash for whom it concerns
Looking for help understanding JEPI (especially the risks)
Option strategies that are optimized to reduce risk with consistent (small) profit.
Best Flat/Bearish Option Strategy with large sum of money?
Dividend Income ETFs to replace High Yield Savings account
Mentions
Buy JEPI and you compound much faster with its monthly dividends.
You can definitely start investing in dividend stocks like O, JEPI, DIVO and there are some more.. But that should atleast get you income on top of the initial investment and with the low beta ( volatility of stock price movement on an average) you'll atleast eliminate some market related risks
So I heard that if there is a recession, that long term T bill can become attractive again. I have a trouble understanding the dynamics at play here - can anybody elaborate? Basically what I want to do us hedge JEPI and JEPQ for a large possible draw down. Those have been my main investments since September (auto-buy $10 of each of them every market day). I recently put on a $5 a day for both TLT and TLH and it has performed well, but I want to make sure I know what I am doing.
Like others mentioned, see a CFP (certified financial planner). Expect to pay a one time $2500 fee. I'd expect the CFP's advice to be to get setup on a mixture of a CD ladder and low cost ETFs. CDs right now are giving 4+% risk free. Get CDs of 1/2/3/5 yr maturities and put the rest in a mixture of JEPI(taxed as non qualifying income, but snds like her annual income is low)/SCHD in a 30/70 split. ​ They'll also advise on when she should start taking social security and review her annual finances/budgets/desires. Like basically see the $2500 as a one time review of her whole life, finances, stocks, annual budget, etc.
Isn’t JEPI a divy fund? No way tracks the QQQ…. Selling cover calls would be a good strategy
Is it [this JEPI](https://www.marketwatch.com/investing/fund/jepi/holdings)? Seems to have a different allocation than [QQQ](https://www.invesco.com/qqq-etf/en/about.html)? Am familiar with $XYLD and $QYLD, looks like JEPI underlying doing better this year so far, even if JEPI has a bit lower yield. Thanks for heads up to be aware of it
Anyone like JEPI? Buy-write etf and you know chase wont let that strat fail. The key imo is timing this. It tracks qqq so in theory if the underlying drops you can pick it up and collect a higher YTC over time.
QQQ and SCHD.. A bit of JEPI in place of cash
I believe traditional advice would have you going tax deferred accounts over UTMA. All of the stocks you want to buy are dividend heavy and will have an immense amount of tax drag in the long run. What is more, while I personally own each of those three stocks you mentioned (JEPI, BST, and SCHD), I’d only run with the latter. The covered cal strategy is not very fruitful. With regard to general stock picking, you’re looking at a rather short time horizon for the time between today and your Kids’ enrollment in college. That will typically advise a more conservative approach. You say the $1k is isn’t moving in the 529. That’s because a 529 is built to be a wealth builder and preserver. It will grow as you add money and it will intern provide a modest compound interest. It will track the market, so history will say that yields between 6% and 10% any given year. What’s more and most important about the 529- no tax drag. Finally, your stock picks are very volatile. This year is good evidence of that. Certainly to each his own, but I wouldn’t (and don’t) gamble with my kids’ college money. Finally, to the accounts. It is just me, but I’d highly suggest entertaining ESA accounts and putting more into your 529. ESA’s are like a Roth IRA, but they must be used for education. After tax earnings go in, and the returns/growth can be redeemed tax free if used in qualifying purchases. So all of your dividend stocks (which I wouldn’t use) won’t have a tax drag. You can put $2k per child into ESA’s per year. Unlike 529, you can pretty much buy any individual stock you want with an ESA. If you like stock picking autonomy, I’d go ESA, and once maxed out go the rest in 529. Just my .02, but I don’t ever see the value of a UTMA unless you have money falling out of your pockets, you’re a broker collecting fees or the IRS collecting tax.
JEPI isn't like other dividend stocks.... It's a different strategy.
Ahh, I see. Yes, I agree as well. Thought you meant that I was getting an allocation of those names with JEPI. So no need to invest in individual as well. But yes, I like individual names as well. Mainly because the YoC will be great as years go by. You also can sell them. Also the sometimes get more alpha than index ETFs.
Absolutely! I was agreeing with your point. Many of the stocks that I hold are also included in JEPI. Holding a basket of individual securities has been a winner for me!
I love JEPI. I think it is the only thing I own that I bought in the past two months that is up right now.
Hello! I am an idiot who is 35 years old, living in the USA. I have a minimal savings and only about 50K in my 401k. I basically have lost a lot of money in options and crypto, so just need to invest for retirement. I can invest about 10k to 20k a month, and was thinking I should just go 100 percent in SPY. Does that sound reasonable? Should I do a blend of SPY, QQQ, IWM, and JEPI?
Yeah I’ll be doing that but just wondering if people invest into dividend stocks like SCHD or JEPI in their Roth IRA vs. doing in brokerage. Not seeking financial advice here but just thoughts and opinion.
Getting my JEPI and JEPQ buys in before ex div next month.
Yeah - you buy both. JEPI is (essentially) a covered call strategy which works best for a side ways moving market. Whereas long term treasuries have been sold off (for a number of reasons) largely due to inflation. A recession will probably mean lower inflation and a "return to safety" so long dated treasury bonds will be attractive again. Personally, I have a $10 daily JEPI purchase and a daily TLT $7.50 purchase.
since inception (2020 so not a long track record) JEPI under-performs the SPXT. food for thought.
How do you hedge with TLT? Just buy both? Is JEPI highly inverse correlated with TLT?
>if JEPI can maintain them in the long term while still maintaining its price. Since your whole strategy is dependent on this one assumption, I would suggest you really pressure test this rather than just giving it the one line gloss over.
It has a place if you were lucky to make a shit load of money in your 20s. JEPI pays my house payment and I'm 31. It's also only about 20% of my portfolio.
At first i was like nah but this strategy is growing on me. I would prefer to have less than 5% your my portfolio in JEPI though in case things go bad for you
feels like i’m preaching to the choir but if you’re on the investing sub and asking about stop losses, you’re in the wrong place. also, your username makes me think you’re under the age of 40, which means JEPI is just a panic “investment” because you lost money on crypto. if you want to grow wealth with a long time horizon, VTI+VXUS is much better
My high div etfs are in another account. Approx 35% SCHD, 25% VTI, 20% JEPI and then some random stuff like QYLD and NUSI
I’m waiting to see if we pull a project with my company, and if we do, I’m planning on making a big JEPI purchase when the price goes down a few bucks a share. I don’t usually try to time the markets, I just try to avoid buying when the stock is closer to the 52 week high than it is the 52 week low.
Why not throw a large chunk into a high dividend etf? Just for instance, JEPI has an insanely high dividen yield currently 11.17% per year.. It's hard not to consider putting 500k in it and living off of the dividens? That's roughly 55k a year in dividens minus taxes owed. Not counting the actual etf growth.
I'm pretty happy with the 13% yield I'm currently getting from JEPI. As long as the options market remains hot I'll assume that the covered call ETFs will continue to be good income earners.
>According to r/dividend , JEPI is only for when you’re retiring and want that income. >Go with Growth ETF, to the contrary, dividend paying stocks tend to outperform growth stocks over the long haul. dividends indicate profitability and free cashflow, both of which are associated with outperformance. dividends also skew towards value, and value tends to outperform. prof. Jeremy Siegel's research found the higher dividend stocks in the S&P 500 have beaten the broad S&P 500 index over time.https://www.wisdomtree.com/en-gb/-/media/us-media-files/documents/resource-library/whitepaper/the-dividends-of-a-dividend-approach.pdf data from the CRSP database at the U. of Chicago shows dividend stocks have outperformed in the majority of rolling 20 year periods from 1928 to 2017. https://www.heartlandadvisors.com/media/Insights/White-Papers/Dividends-A-Review-of-Historical-Returns.pdf
JEPI does not pay 14% per month. I can't stand how confident some redditors sound even when they don't have a clue what they are talking about. It pays a distribution each month, that has an annualized return of 10+% (monthly return of ~1%). It invests in mostly "defensive" stocks, and sells calls on SP500. It's a fine product, but still may not outperform SPY, and almost certainly won't outperform selling cc on SPY for someone who knows what they're doing. And yes, treasuries have dumped because of increased inflation expectations, the same (opposite) reason long dated treasuries have surged since the October inflation report.
JEPI is geared towards good returns and a strong dividend during down/flat markets. When markets start going up, it will underperform in the long run.
Own JEPI shares (10% annual dividend paid out monthly), sell covered calls on those shares 1 month out (very low IV); and use said income to buy directional plays. Very low risk with the JEPI cc strategy, so increase beta by using directional plays. By only using dividend income I’m able to sleep at night with losses. My goal is to own enough shares of JEPQ and other dividend stocks to sell CC’s on those as well. The snowball rolls from there
Look into JEPI from JP Morgan, its all you need for a set it and forget it combo of a monthly div with room for growth.
I would personally buy NTSX, AVGE, GAA, and a hint of managed futures (DBMF, CTA, REMIX, KMLM) for good diversification, low rebalancing frequency, and decent cost. Should give you plenty of exposure to all asset classes, factors, etc. For simplicity's sake, you could simply put 25% split four ways and rebalance quarterly or yearly based on volatility. Please don't put his tender little self into JEPI at this stage in his life.
JEPI is also useful in tax advantaged accounts even before retirement. Not useful for OP's kid, but not necessarily ONLY for when you're retiring
According to r/dividend , JEPI is only for when you’re retiring and want that income. Go with Growth ETF, VOO/VTI (either one) if you want to match it with SCHD.
I only do this because I'm using margin to sell these puts. I tie up about 25-50% of my margin and use the premium to trade with or buy stable dividend stocks (i.e., $JEPI). If I get assigned, I can decide whether to add funds or sell these stable dividend stocks.
JEPI, SCHD, SPHD, DGRO set it and forget it
What about income etfs like JEPI? The principal won’t be touchéd though
Sorry I only take JEPI and SMR. Or some fries and a chocolate frosty.
I don't have any. I'm old and poor so all my money's tied up in JEPI.
Been doing a lot of changing so here is my update portfolio. $6000 in IRA (which I plan to invest into VOO, VTI with) Monthly income: JEPI 22.07% RYLD 19.66% Growth & Hold: GOOGL 15.23% AMD 2.55% ETFs: VOO 20.47% VYM 3.61% VNQ 3.01% Other: BAC 3.55%
You all don't know about putting your $$$ in JEPI during a bear market and it shows
JEPI with the 10.89% yield right now
Nonsense. 5B into JEPI, 5B into XYLD, 6B in META puts
Yeah, I like JEPI over ZIM for the same dividend. It's a covered call etf of a couple handful of sp500 stocks.
JEPI pays monthly dividends and is a little less volatile than owning something like QQQ. Keep in mind you may not be able to just take it out without potential losses. It's up to your risk profile and time horizon. Also as first post says, T bills
I've been buying up JEPI as a safe haven for now. Low volatility, high dividend, but you aren't going to make those "tech gains." I took on too much risk this year ignoring the obvious "cash is king" and need to have something stable at the moment, so I can focus on making better decisions with what I have been saving for 2023 and the Fed flippening.
If I'm in an S&P 500 index fund, would it be wise to invest in either QQQ or JEPI. I'm afraid of fund overlap and not diversifying.
So I made a major change since 😬. I just started a IRA that I’ll have VOO, VYM, & another not sure. I am currently planning on just holding one growth stock, GOOGL, atm. Then on the side I have JEPI & RYLD for monthly income. Maxed out IRA , so I’ll also add VYM & VOO.
JEPI uses ELNs which I don't really trust because they are black boxes. I can't see inside and verify what is in them or verifying they are set up the way it says it is on the tin. I would have to trust the issuers which include Credit Suisse and I don't want to have anything to do with Credit Suisse. Additionally it is an actively managed fund instead of following a known strategy which means it might perform different from how I would expect it to perform when I need it. I can predict and calculate how QYLD is going to perform pretty accurately relative to NDX which means I can use it to plug holes in my income stream with a high degree of reliability. Finally, I understand the 30y expected return on ATM buy-write strategies and a traditional expectation of 6% total return vs. the 8% for the S&P is pretty well established and known. I have no where near the data for ELNs or the known long term expected return profile.
Question. Why qyld over jepi? JEPI has a slightly lower yield but I like how it follows the market. Qyld has gone nowhere but flat or down. I don't own either one but I've looked into them and I want to know what I'm missing.
My portfolio is 3 ETFS (SCHD, VTI, JEPI) so... However many stocks that is
Free 5% gains. Buy JEPI on margin at 6%. Get 11% dividend. Profit
How do y'all feel about JEPI? 2 traders collective trading knowledge of 60+ years.
I have a modest position in JEPI, and you are right. It has done well. But it is opaque, and I hold it in a small part of my asset allocation model that I call "greed corner". I really don't know what J.P. Morgan is doing with that money, and the description in the prospectus is rather broad. For that reason I think that it would not be a good choice in a custodial account.
JEPI is another fund to look into. Price has held up pretty well during this volatility
I have energy/oil and healthcare right now and real estate. Etfs: SCHD, VTI, VNQ and JEPI for cc. Total holdings 9.
Already have an RESP for em both. Maxed the yearly contributions already. I had been indecisive, to be honest. I ultimately settled on 2.5k in AMZN, 1k in ENB with the rest of the money split between JEPI and O. I threw any dividends into O. Was going to basically ride that out until the market volatility slowed or until anything notable changed in the world. I figured the plan was safe enough. Alternatively, I had considered keeping it relatively simple and just all in with DGRW or SCHD. Both of which I will likely be picking up in the distant future.
I am 40, self-employed, and already have a Roth IRA I am maxing out(SCHD/VOO split). I am wanting to open a Roth Solo 401k so that I can contribute more after-tax dollars since I dont qualify for an HSA. Roth Solo 401 options seem to be tough to find. That being said, ETrade offer a solo 401k account that I can make pre and/or after tax dollars to. They offer loan options, but don't offer fractional buying. I am also reading about people having difficulties adding funds to their accounts. The plan is to max this Roth 401k with 50/50 contributions of SCHD and VOO as well, and maybe some JEPI once I am closer to retirement age(likely 65+). Any help finding an investment company to offer this would be greatly appreciated. TIA
[https://www.dividendchannel.com/drip-returns-calculator/](https://www.dividendchannel.com/drip-returns-calculator/) Type in JEPI and compare it to SPY
JEPI outperformed SPY all year. Educate yourself regard
Take the money and run. If you liquidate this and end up with around 900k NET, invest it (diversified of course) in things like SCHD, JEPI, and JEPQ, then you may be able to replace a huge portion of your income with the dividend income, thus making it possible for your to live super cheap for the rest of your life.
JEPI and XYLD. Don’t fuck this up
QYLD RYLD XYLD JEPI JEPQ CCs on all the major indexes
JEPI / JEPQ we’re made for that scenario
ETFs that have solid dividends and good growth like - DIVO, VIG, SCHD, VPU or pay high dividends with less growth like JEPI. Honestly if you're dividend investing and staying in it for a while then just go with ETFs to avoid a catastrophe at any one company. JEPI has downside protection it's a managed fund that writes puts.
well SCHD is for ppl 10-15 yrs from retirement. Under 40: VGT+MTUM+VTI Under 50: MTUM/VOO Over 50: SCHD/VOO Over 60: JEPI/SCHD/CD ladders Screw bonds Yes those companies you listed did amazing but it'd be amazing if someone had that list 5 yrs ago.
JEPI gets boomers hot 🔥🌶🥵
I dumped my oil stocks. Am considering opening a position on XYLD or JEPI
I'm already invested in a mutual fund and I'm looking to put some money into my first ETF. What do you think would be the best one to get into as a beginner? JEPI, FDVV and SPHD?
Canadian banks, the constituents of SCHD and JEPI, to name a few.
Just walked like 20k steps 10 miles trying to find this Escorts woman house. Dame I think I have a addiction I always tell myself I will settle down find a sexy banker analysis But then I do and it ain’t long before the dinner , gas money the trips , the food and so on I’m paying all over So I’m like fuck this cut the middle man and go get those cheeks and save time of the week mate I see Tesla and google did good Im glad for em mate Im happy but a bit sad During 2021 my networth was at 4.7 million All I needed was 300k and I was gonna retire and put it all on SPHD AND SPYD AND JEPI and boomer Chet like JNJ and KO 3% that’s 30k x 5 150k work free And I’m under 35 so I was ok with it Now I’m at 1.9 mil so yeah that got cut off as I can’t do it off 60k 3% Crazy how we all though we were gonna be so rich in 2021 and now we got fucked so hard All I ask myself of how will I avoid this again ? How will we know when another Pltr goes to 30 not to buy they shit Mind u I ain’t talking other level stupid like NFT or CRIPTOE Corn coin shit Like I’m down off fooken google Apple meta and Amazon bruh Netflix to We will go spy ATH in like 5 years again And by year 10 we will see this happen all over again like the dot com bubble It’s like a cycle man Expect next time how will be be sure we won’t get caught ? Fist on chest no fear
Just walked like 20k steps 10 miles trying to find this Escorts woman house. Dame I think I have a addiction I always tell myself I will settle down find a sexy banker analysis But then I do and it ain’t long before the dinner , gas money the trips , the food and so on I’m paying all over So I’m like fuck this cut the middle man and go get those cheeks and save time of the week mate I see Tesla and google did good Im glad for em mate Im happy but a bit sad During 2021 my networth was at 4.7 million All I needed was 300k and I was gonna retire and put it all on SPHD AND SPYD AND JEPI and boomer Chet like JNJ and KO 3% that’s 30k x 5 150k work free And I’m under 35 so I was ok with it Now I’m at 1.9 mil so yeah that got cut off as I can’t do it off 60k 3% Crazy how we all though we were gonna be so rich in 2021 and now we got fucked so hard All I ask myself of how will I avoid this again ? How will we know when another Pltr goes to 30 not to buy they shit Mind u I ain’t talking other level stupid like NFT or CRIPTOE Corn coin shit Like I’m down off fooken google Apple meta and Amazon bruh Netflix to We will go spy ATH in like 5 years again And by year 10 we will see this happen all over again like the dot com bubble It’s like a cycle man Expect next time how will be be sure we won’t get caught ? Fist on chest no fear
Why wouldn't you do something like JEPI, 750k in that will give like 82 grand a year to offset losses running the dividends.
I start by putting 50% of it of it into a few different dividend funds like JEPI or JEPQ, and use the dividend income and the remaining 50% to play with options.
bruh you need JEPI , similar to SCHD cause it follows an index but it has monthly dividends at a higher rate than schd's dividend
Aaaaaaannnddd I’m green YTD price wise. With dividends we’ll into green territory. Thanks JEPI!!!!!!!
250k JEPI. DRIP dividends 250k RYLD use divi's to buy JEPQ 300k SCHD DRIP 100k AGNC use funds from dividends to YOLO risky options with robin hood. 50k TLRY and write coverd calls against this 50k PEP and write covered calls against this
TSLA..before it’s too late, get out of that investment. I vote JEPI
NFA I’d take 80% of your profit off the top. I’d prob take out about 34% of the original principal too. Then I’d pocket about 40% of that total and then reinvest rest to solid dividend stocks like JEPI
Well JEPI could make sense if I'm understanding the risk profile correctly. Meaning if you think the market will be flat or downtrend, then wouldn't the covered call strategy make sense? I'm not trying to talk you out of it...just providing something I observed when looking into this fund. Whenever I think about add/remove/etc I ask "How does this move help me achieve my purpose of {fill in the blank}" ​ Full disclosure: I used to be 80/20 VYM/VCIT...rode it all the way down over 2022 and exited 3% gain for the year and now in 100% 8 week treasuries to get the yield I was seeking from VYM without the daily volatility. I failed to fully understand what happens to an ETF like VCIT in a rapidly increasing rate environment. So my point here isn't that JEPI is good or bad...it's just suggesting you understand what happens to an ETF like that in various scenarios and are you willing to accept those risks. Once I learned my lesson, I'm clearly less risk tolerant than I thought.
Look deeper into JEPI...from what I read the covered call strategy is no good in a rapidly rising market. If that's indeed the case, it's okay but be aware of that potential risk. I chose to avoid JEPI because I didn't have a handle on how that risk played out under different scenarios.
He even wants to increase the bottom bracket! If he succeeds that will screw me, and I’ll be forced to sell my JEPI and *YLDs.
It's massive and going to get even worse when our party undoes the Trump tax cuts as Biden gave him solemn vow to do so therefore he will do it. He always tells the truth so this will happen and taxes on JEPI's nice dividends will skyrocket! It's taxed as ordinary income which means if you work for a living, the government will take a massive amount of your money.
I don't own enough of either for it to make a big difference for me. Ideally if you invest in dividend stocks or ETFs, you receive qualified dividends, which are taxed at a lower rate, potentially as low as 0%. JEPI and JEPQ do not offer qualified dividends, so any income you make from them is taxed at your standard income tax rate, like if you had a second job. Just something to keep in mind if you're holding a lot of JEPI long-term, and/or you have a high paying job that would put you into a higher tax bracket.
Been nibbling on JEPI and JEPQ, they're looking more appealing every day. Too bad the taxes are annoying.
My thought exactly. There are several lower-risk ways to get 8+% APY, and corporate bonds would be high on the list. I mean, hell, I think r/dividends favorite JEPI gives you about the same real return, with less risk, but I'd have to do the math to be sure.