JEPI
JPMorgan Equity Premium Income ETF
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3rd year of maxing out my roth ira. How do my allocations look
FEPI Looking like a better JEPQ. 25% yield, solid price performance
Late to the party and new to dividend investing. Let me know what you think of my mix. I know I have overlap and probably too many, so any suggestions would be greatly appreciated. JEPI, JEPQ, JEPY, QQQY, SPLG, DIVG, SCHD and YYMI.
What are your thoughts on concentrating your positions?
Is my portfolio made by my wealth manager too complicated?
Portfolio Input! Let me know what you all think
Is There Something Wrong with Yahoo! Finance?
Why not sell VOO/SCHD type of holdings when they’re up?
Looking to supplement my military retirement income w/stocks,etfs
Thoughts on Cash secured puts + Fidelity SPAXX + JEPI
Want to spend for a trip next year without actually spending for it.
Option premium ETFs (SVOL, QQQY, JEPI) a low-maintenance replacement for active trading?
JEPI vs VYM which is better to hold long term
SPUS down $60 coming from 9% realized vols? Uh oh... 💥 Recapping our SPX Whales + a 🔮into flows / positioning
SPUS down $60 coming from 9% realized vols? Uh oh... 💥 Recapping our SPX Whales + a 🔮into flows / positioning
My Roth IRA performance is lagging over the years and needs a tune up - your opinions and ideas; a discussion
PLTR & RKLB Before August ER?
If you had $100k cash in a HYSA where would you invest some of it and not feel stressed?
The Ultimate Affordable Dividend and Growth Set
ELI5: High Dividend Stocks (specifically JEPI) and how they play out over 5+ years
Anyone know a SCHD/JEPI like fund alternative that DOES NOT pay dividend?
Is it true an entire ETF could go bankrupt and all money tied to it goes to zero?
High Yield Monthly Dividend Stocks or Funds with High Option Volume?
Looking for opinion. Beating SPY by a sizeable margin. Go risk on or off and let it ride?
Massive change in direction concerning portfolio
What Would Someone's Portfolio Be That'd Make You Go "Damn! THAT's A Good Portfolio"?
Strategy for navigating choppy investing waters?
Seeking Feedback to Build a Strong and Diverse Portfolio - Any Advice?
Monthly Dividend fund QYLD, JEPI, DIVO in Roth IRA
Market Watch: "A potential stock-market catastrophe in the making: The popularity of these risky option bets has Wall Street on the edge"
Using margin to sell cover calls against S&P 500 ETF
Mentions
The percentage I hold in bonds and securities is used as security for unexpected expenses (housing, healthcare, etc.). The rest is in dividend ETFs. JEPQ JEPI and WINC are practically the only ones available in Europe. I'm aware of the risk of some NAV erosion. However, they seem fairly reliable, at least for now.
Yes, I wrote that I also have JEPI and JEPQ.
JEPI for monthly payouts. Would give you about a good amount of money to spend or reinvest.
Hello ! Alors oui, votre votre portefeuille est globalement solide et déjà assez prudent, surtout avec 50% en obligations / court terme. À 62 ans avec 2 000€ de revenu mensuel vous êtes dans une bonne situation ! Mon avis principal : simplifier un peu la partie actions. Plusieurs de vos ETF se recoupent (VHYL, TDIV, EUDV, VWRL, JEPI/JEPQ), trop de lignes ça complexifie le suivi sans vraiment améliorer les performances. Un ETF monde principal + une petite part income et vous allégez le reste. Sur les dividendes : ils apportent un confort psychologique réel mais sont souvent moins efficaces fiscalement que la croissance du capital selon votre pays de résidence. Une option intéressante : réinvestir une partie des dividendes dans un ETF global capitalisant tout en gardant une part distribution pour vos revenus mensuels. Pour le réinvestissement, je ferais simple : si les actions baissent → renforcer actions, si les obligations deviennent attractives → renforcer obligations, sinon → ETF monde diversifié. Et garder 1-2 ans de dépenses en liquidités c'est vraiment rassurant à la retraite, ça évite de vendre au mauvais moment. En résumé : bon portefeuille, mais je privilégierais plus de simplicité et d'optimisation fiscale plutôt que la recherche maximale de dividendes !
Bro you have $2M. Literally could drop all this in like JEPI and go fuck off to thailand or vietnam to live on a beach. You could afford like a hooker a week with that sort of money in SEA. But no, you have to go gamble on a garbage name in their main competitors app. This is peak WSB
I had to pay 60k in taxes for last years gainz. Set it aside and put it in JEPI getting some dividends out of it for 4 months at least.
You are fine. At your age you have more than enough to retire in the stock market. Especially if you maxed out your Solo Roth 401k. You could put $100k into a dividend/covered call ETF to earn money from it. SCHD, DGRO, or JEPI. The latter (JEPI) doesn't keep up with inflation.
JEPQ, JEPI, QQQI, SPYI you name it. But you will sacrifice the high yield for growth
JPMorgan funds rely on equity linked notes ELNs which are typically taxed as ordinary income, GPIQ utilizes Section 1256 index options, which benefit from **6**0/40 rule (60% long-term and 40% short-term capital gains rates). Also, a massive portion of distributions over 90% is categorized as Return of Capital (ROC**)**. This doesn't just lower the tax, it defers it entirely by reducing cost basis rather than creating an immediate tax liability. You’re applying a tax drag argument to a fund specifically engineered to avoid it through Section 1256 contracts and ROC treatment. It's not like JEPQ/JEPI.
Actually, you're wrong here GPIQ isn't taxed like those other funds. While JEPI/JEPQ get hit with high income taxes, GPIQ uses 60/40 rule where most of the profit is taxed at a much lower rate or long term capital gains. And a huge part of its payout is just Return of Capital, which means you don't even pay taxes on it right now. You're treating a tax-smart fund like a tax-heavy one.
You are not thinking about after tax yield. Dividend are taxed more than capital gains. which makes JEPI/JEPQ less attractive unless you need the monthly cash flow.
For every person who buys an option, another person sells it. Some of these sellers might be delta hedging to capture the vol premium but I think the p/c ratio isn't that great an indicator. Plus cov call ETFs like JEPI are super popular nowadays.
JEPI is great from an income/dividend standpoint, but it's all dividends with zero appreciation. For a more balanced total return (dividend and appreciation), I think SCHD is a better play. JEPI's dividend is 7%, I understand, but compare their total return over the past 5 years. Good Luck!
JEPI just sells covered calls on SP500 and distributes the proceeds to investors as a dividend. By design this cannot outperform the underlying SP500 index, AND it’s a forced distribution that will be taxed as ordinary income, not as capital gains. Dividends aren’t free money, especially in a taxable account.
TW. Each of the funds I listed write options on the S&P 500 similar to JEPI. However, unlike JEPI, their distributions are classified as Return of Capital. Similar funds that use the Nasdaq as its underlying would be QQQI, GPIQ and ROCQ (similar to JEPQ). ROCY and ROCQ are new funds from JP Morgan (the managers of JEPI) to take advantage of the ROC tax treatment that other funds employ.
If you’re cautious but still want some exposure, you could look at dividend ETFs like covered call funds from JPMorgan such as JEPI or JEPQ. They aim to generate steady income and will give up some upside in strong markets, which can suit a more defensive approach near retirement.
Solid foundation — VOO + SCHD as your core with VXUS for international is a smart framework. A few things the numbers show: **Your biggest gap is international exposure.** VXUS at $1,500 is only about 3% of your portfolio, which means you're almost entirely betting on the US continuing to outperform global markets for the next decade. That's been the right bet recently, but over a 10-11 year horizon it's a real concentration risk. Your plan to build up VXUS is the right instinct — I'd actually go further and direct your entire $500-1000 monthly contribution to VXUS for the next 10-12 months until you're at 15% international. Your VOO and SCHD positions are already large enough to compound on their own. **JEPI is worth rethinking at your timeline.** Covered call strategies generate great income but they cap your upside in bull markets by design. At 10-11 years from retirement with a late start, you arguably need growth more than yield right now. JEPI makes a lot more sense 2-3 years before retirement when you're transitioning to income. The $6,000 there could be working harder in VOO or VXUS during your accumulation years. **MU is your wild card.** At \~5% of the portfolio with roughly 2x the volatility of the broad market, it's your single biggest source of downside risk in a severe tech downturn. Not portfolio-threatening at this size, but worth knowing it'll swing twice as hard as everything else. NVDA at 3% is fine. **What's working well:** Your effective diversification through the ETFs is excellent — you're exposed to thousands of underlying companies despite holding only 8 positions. Your portfolio shows strong defensive characteristics, losing roughly 23% in simulated crash scenarios versus 30% for the S&P 500. Your sector coverage is solid through VOO and SCHD — you've got good healthcare, tech, financials, consumer, and energy exposure baked in. The only real gaps are utilities and basic materials, which are small sectors and not worth chasing. And your 3.0% yield is more than double the market average, so the income engine is solid. **If I had to prioritize:** VXUS contributions first, reconsider JEPI's role second, everything else is fine to hold and let compound. I ran your portfolio through an analysis tool I've been building — it simulates crash scenarios, calculates sector coverage, and flags risk concentrations. In a 2008-style market crash your portfolio drops about 23% vs 30% for the S&P, and in a tech-specific crash it holds up even better thanks to the SCHD/JEPI buffer. Happy to share the full breakdown if you're interested.
The only thing useful about all the media is that it provides information about different investment strategies that you can cross reference with each other. For example, I can watch a video about using SCHD and JEPI to form a dividend snowball, and then watch a video about how focusing on growth first beats dividend reinvestment long term. If you already have a strategy that works for you and meets your goals, then it's all noise. If you're still developing your strategy, then it's education to take with a grain of salt. Treat it like research and put everything to scrutiny. Then you can find the best strategy and it all becomes noise again.
I am looking for an investment strategy to fund my vacations. I already have retirement accounts and traditional accounts and all that fun stuff but I want to set up an investment account that pays me out in dividends or some sort of pay out every year. I figure I need about $2500 a year for the trips id like to do. Any suggestions on what to invest in? I was looking into SCHD, or JEPI or something similar. I was also thinking about t bills or CDs. Just looking for some ideas
Protip: if you are fucking tired of buring through your gambling money buy a dividend fund like JEPI / JEPQ with it and delete the app
I started out with SCHD ($14K) and JEPI ($6K), did a little research and realized VOO would be a great growth stock, NVDA and MU gives me tech exposure, LMT (possibly good with the current geopolitical situation), VXUS covers international and O for real estate. Basically I was looking to add structured diversity. The amounts are allocated based on when I have $$ available and what I feel is a good dip. I’m still learning…
I'd get rid of SCHD and JEPI. Did you watch a tiktok influencer mention the terms DRIP, cash flow, or passive income?
Im staying with my safe bitch JEPI but seriously thinking about talking up USO or CVX when she goes to the bathroom Im too chickenshit to talk to the insane smokeshows dancing on the bar (QQQ puts, UVIX)
Creo que no es tan mala idea. El problema lo tienes con el 8%. En Europa un credito personal está por el 4%. Si puedes pagarlo con tu sueldo, yo lo invertiria en un CC ETF, tipo JEPI que te renta mensualmente entre un 7-8%, con eso cubririas un 50% de la cuota del prestamo. Y al cabo de 5 años cual es tu mayor riesgo? Que la bolsa haya caido un 30%-40%.. tampoco es tanto ( si puedes cubrir con tu sueldo la cuota), al final tendras 25-50k “gratis” en 5 años. Yo lo veo una buena jugada. Hay que tener en cuenta que el secreto del capitalismo es la deuda. Deuda buena para comprar activos. Deuda mala para comprar gastos (kiyosaki)
i cannot answer that fully right now. I am doing a mental reset and need to reevaluate the market as a whole and calculate a strategy to get back in. my mind is leaning towards dividend stocks. something like: JEPI, JEPQ, QYLD, PFFD, BIZD, ARCC, TRIN, PFLT, AGNC part of this is some aggressive high yielding with more risk attached.
I have a position of 1100 shares of JEPI with an average cost basis of 58.59 and it has been getting hammered
DCA slowly with under valued stocks that I already have a position in. ( mostly) Tsco, UPS, AMT, Some tech stocks that are speculative. Oklo, SMR, circ, Mara, And sitting on a larger pile of cash to buy a crash if it happens ( I’d buy in JEPI , SPYI, or a total us market index fund)
what about 60% of your asset into (DIVO, JEPI, SCHD) and 40% into allwather portfolio
I believe it's just selling covered calls on Google stock. Similar to IQQQ, QQQI, JEPQ, JEPI, etc. but focused on 1 stock instead of an ETF
If that happens again we are all screwed. I’m going to increase international like everyone else is apparently doing and keeping 30% on bonds BND, MM (until yields drop below 2.5%) and alternatives like GLD and BITC ETH GRNI JEPI JEPQ
Coming from a background in Enterprise Sales, I treat my portfolio like a business. * **REITs** are like your 'Recurring Revenue'—stable but sensitive to 'cost of goods' (interest rates). With the Fed starting to ease rates in 2026, REITs are finally seeing some NAV recovery. * **Covered Call ETFs** (like JEPI or the Indian equivalent) are like 'Consulting Fees'—great for immediate cash, but they don't scale because you’re capped on the upside. If you're young, don't trade your 'Future Growth' for 'Current Income.' I use a 70/30 split: 70% in high-conviction growth to build the principal, and 30% in REITs to provide the psychological 'paycheck' that keeps me from panic-selling during volatility."
Honestly this already looks pretty thoughtful. 55% equities / 45% defensive assets is a pretty common range for someone a few years into retirement, and having a 30% cash buffer gives you a lot of optionality during volatility. One way I tend to look at portfolios that helps simplify the overlap question is thinking in “sleeves” rather than individual funds. For example something like: • Core market sleeve – broad exposure (VOO, VTI, etc.) • Income / dividend sleeve – SCHD, VIG, JEPI style funds • Ballast sleeve – bonds, CDs, cash • Optional satellite sleeve – anything tactical or opportunistic When you zoom out that way, some overlap between funds matters a lot less, because the job and intent of the sleeve is clear. The sleeve structure also makes rebalancing easier since you’re adjusting exposure at the sleeve level instead of constantly swapping individual funds. From what you described, you already kind of have that structure forming naturally — especially with the growth vs dividend split and the large cash reserve. Your plan to gradually move CD maturities into bonds also sounds pretty reasonable.
JEPI, JEPQ sell options on Q's. Not one for one but income helps offset declines.
Does anyone own JEPI just to collect that 8-9% monthly dividend or not worth it because of how it’s taxed
Covered call ETFs like SPYI, JEPI and QQQI.
My 10% position in JEPI / JEPQ is a shining star in my port.
This is the portfolio I’m concentrating on. Not sure what I want to trim and what I want to build up. Definitely will keep adding VOO/SCHD and probably JEPI. SCHD 15,866.62 JEPI $6,155.79 MU $3293.28 VOO $3,134.45 NVDA $1,645.29 QQQM $743.49 VYMI $497.35 VNQ $472.95 SCHG $365.16 SHLD $76.79
I’m i’m 70 and I trade Stocks and Options for living. I and I have made many mistakes like that as well. My advice is don’t sweat it you may benefit from your mistake. It’s not the end of the world. Live and learn. Most my gains have come from dollar cost, averaging into S&P 500 funds like VOO, JEPI and some international funds like FEZ , EEM. Every month I buy a few shares of each fund.
Might consider adding JEPI as well for the dividend.
Hey everyone, i've been really kicking around two different investment strategies for the next 20 years to build wealth and create passive income, and wanted some input on both- an initial $10k investment in high dividend stocks (either VZ or GAIN) and then DRIPing and a constant $500 a month investment vs a diversified ETF Strategy with the same initial investment and monty contribution. The strategy would be 60% VTI, 30% VOO, and 10% VUG. To offset the dividend income gap, i'd switch that over to 50% SCHD and 50% JEPI towards the last few years. I have a high risk tolerance, which is why I don't mind putting it all in a single stock vs diversification. All this to say: which have you seen be more successful- Dividend investing or ETFs for long term wealth?
Can't look into the future but can look at the past: 45k into JEPI in 2025 would have gotten you between $250-$400 per month depending on the market volatility. For comparison, 45k into an ETF like IYM would have gained 13.8k between Feb 25-Feb 26, or just over 1k per month. But who knows what the next 12 months will look like.
yeah JEPI and JEPQ are great options
What is the long term plan? At what age do you want to retire? What is your expected income from social security and retirement account? About how much are you short each month? Is there anyway to find a cheaper apartment or do a side gig to make the difference? Using these funds while 100% employed is not a long term viable solution. If you absolutely have to, then I will prefer some good dividend etf's instead of CC funds like JEPI. The dividend funds usually increase dividends every year. 45,000 is not a lot of money to generate passive income and if this is short term, you can buy funds like SPYI or QQQI. Long term these will probably will not maintain the purchasing power.
SCHD and JEPI are a vibe rn.
I don't own any of these, but in some cases their 1Y price performance is better than XDTE and QDTE: TSPY, GPIQ, JEPI, JEPQ, YLDE, DIVO
100k in JEPI / SCHD - and chill
sold JEPI. this thing is supposed to be an income & bond replacement, but the capital appreciation was too significant and RSI on the 5 yr is pushing into the mid 80s
keep pounding JEPI
JEPI, little stud lately
Just invest in covered call ETFs like JEPI JEPQ GPIQ etc…..the 400k you lost would have generated close to 40k/year
JEPI, VDC, PFIX and some RSP might do the trick I guess?
JEPI and JEPQ have 8% and 9% interest. 100k is 8-9k a year in dividends without trading
You'll be alright. Flatten your time sensitive positions and step away. Your risk management sucks. Should revisit your methodology while youre still up overall. Harvest the losses for taxes. Park the money in something like JEPI or VOO. Then come back once you get out of your head.
Buy low and sell covered calls would be better than JEPI
humble little JEPI, a nice diversifier
bonds, bond funds, TIPS, USFR. Depending on risk tolerance, some high yield funds like jepq, JEPI, sphy . . . Get an advisor. But a fixed income bond ladder is probably your safest bet — it won’t generate 5% but it will get you part of the way there. Mix in some dividends and diversity, you have a decent upside with a known/limited downside.
Fidelity account and yield whether that is SGOV or something like JEPI.
A few subtle methods … diversify, change from high growth stocks to value, allocate more bonds like investments into your portfolio (SGOV treasuries, JEPI… these are investments with lower beta, so if the stock market drops, these take less of a hit). I’m sure the $10M plus club do many other things as well, that I’m not aware of
$1M on $JEPI is $100k+ a year which is double of the median income in the U.S. Source I got my parent retirement in JEPI for many years now.
Ok so I just peeked at the fund, and I clearly shot off my prior comment too quickly. I had assumed that this was another JEPI/JEPQ clone (which are, in fact, dogshit), but looks like that was incorrect. Gonna delete the prior comment since I was speaking out of turn on this one. Do you happen to know what they’re doing under the hood? The description on their site isn’t super informative and haven’t had a chance to actually pull the deck.
JEPI bagholder here and I hate them too 🙋♂️
Why JEPI as opposed to SPYI or QQQI? Neos’ dividend payout as RoC is better for cap gains tax purposes, right?
Some of these are good ETFs. I personally have QQQI and JEPI. BTCI is extremely volatile. Your biggest concern with these types of instruments should be NAV erosion, where you lose more of your underlying investment than what you receive in dividends. That’s what makes these types of investments riskier than say an index fund. I would avoid weekly call ETFs like GOOY for this reason. They have extremely high yield but tend to rob themselves of NAV in order to maintain their yield. As always, read the prospectus. This is not investment advice
$9M on $JEPI Yields a milly a year without touching the principal.
"quality stocks" with sub $1B market cap 😂 you're just gambling on penny stocks my dude. if you're just chasing dividends drop money in $JEPI on a down market and walk away
Just buy a dividend ETF like JEPI/Q, SPYI, etc so that even if the market tanks, yours hopefully won't tank as much and you'll still make 8% in dividends
Oh man, it’s definitely a hit.But, not the end of the road. One really can’t base the possibility of option trading, hedging, etc., on the trading mishaps of others. Maybe, consider a couple of funds mirroring the SPX, Nasdaq or Dow? Or, stable dividend equities, such as JEPI? My kid, 10, just voiced an interest in investing; so, we opened an account: I asked, “what are your favorite products and brands?! He responded and we purchased whole (and, some fractional) shares of those companies, mixed in with some equities to round out the portfolio. Essentially, starting small and smart is fine-& try not to beat yourself up, except to acknowledge any obvious mistakes and learn from them. You got this. Also, there are some good companies, such as SoFi that you can sell puts on repeatedly and, if assigned, sell calls against-you have enough $$ to do that and rebuild (maybe also, adding a manageable cash amount to your account monthly, too! This is not investing advice (G-d knows I’ve made many investment mistakes), Best to you
What about simply buying and holding JEPI instead? Saves you a lot of hassle and work.
If you put it in JEPI and collected 100k a year will less downside risk for to the mechanics of the fund, yes.
Dump half into JEPI and collect 55k plus a year. Keep the remainder in SPY and use as needed. Enjoy retirement.
Yeah well I am an idiot cause I learned about covered calls same time I got in to PLTR. The premiums were addictive, I was rolling up and right to the point I wouldn't see the stocks for years. But when it broke 220 I was like Ok Im out regardless. Still did well but yeah. I do JEPI cause I dont want to hold AA lol.
Agreed. I do quite well with them. I have some plays I sell them more regularly on than others, but part of the issue with the “covered calls destroy wealth” narrative is that it’s almost always founded solely on JEPI, which does not have the flexibility and agility selling covered calls on single stocks can have. When you’re selling the same calls against Walmart or UNP that you’re selling against Nvidia and Google, or even calls on the same formula of Greek letters, you’re getting fucked for sure. When you focus on premiums above all else and sell high delta calls, yeah you’re gonna get fucked. When you have active value and momentum plays with solid fundamentals, with an exit strategy formulated, and strategically sell calls at even close to the right balance of premiums vs gains potential they can beat the market handily and beat the underlying stocks.
JEPI, my bond allocation replacement, is booming. it's good to be king
In my brokerage account I would say NLR, SMH, and Coreweave. My Roth in a brokerage has WELL, JEPI, and JEPQ.
SCHD is built to appreciate as well tho, shooting for annual returns similar to S&P with combination dividend/APP., whereas SGOV will not appreciate in value overtime. Similarily JEPI & JEPQ pay a roughly 7-12% div. With a mixed bag of equites also shooting for S&P style returns. I’m a big income generation guy so anyone who wants shoot me a DM and I’ll screenshot my portfolio of dividend ETFs for ya.
Around 13-14%, but majority of my port is JEPI which doesn’t move but pays a nice monthly dividend
I’m a conservative investor. My core portfolio is 40% SGOV and 40% JEPI. I also have 5% in FFDIX and 15% in BIL. BIL functions as my cash reserve if markets are down at the end of the month, I use it to top off JEPI and FFDIX back to their starting dollar amounts. Overall, it works well. Performance is similar to a high-yield savings account, roughly around 6%. Not very exciting and that’s exactly how I like it. Recently, I’ve been dabbling in penny stocks and small caps for day trading. Nothing crazy, about $200. Last month, though, I turned that $200 into $700, so I moved the extra $500 into FFDIX. As someone commented in this thread, I can only imagine the anxiety of trading with much larger amounts. I honestly don’t think I could handle it 😂 but at a small scale, I am having fun. I came across this thread and decided to join Reddit. I don’t have any other social media accounts. Looking forward to having some fun here and maybe even breaking even on those “fun” trades.
Great choices! JEPI and XYLD are solid options for income, and SCCO has good potential too. Looking forward to seeing how they perform for you!
Your thinking aligns with mine. bought JEPI,XYLD, and a bit of SOCC. Thank you for your thoughtful response.
Honest truth: >5% yield + growth + doesn't devalue is the trifecta everyone wants but rarely exists, usually you pick 2 of 3, that said, here are realistic options for $1000: Covered call ETFs (my pick for your criteria): \- JEPI - \~7-8% yield, holds large cap stocks, sells covered calls for income, some growth potential but capped upside, very popular with retirees. \- JEPQ - same strategy but tech-focused, higher yield (\~9-10%), more volatile. these give you income + some growth exposure without picking individual stocks. Dividend growth (lower yield but better growth): \- SCHD - only \~3.5% yield BUT the dividend grows 10%+ annually. In 5-7 years you're effectively getting 5%+ on your original investment, better total return over time. Higher yield options (more risk): \- ARCC or MAIN (BDCs) - 8-10% yields, invest in middle-market companies, more volatile. \- ENB (Enbridge) - \~6.5% yield, pipeline company, slow grower but stable dividend. What I'd actually do with $1000: Keep it simple, one holding. \- if you need income NOW: JEPI \- if you can wait for income to grow: SCHD Don't split $1000 into 5 positions - you'll pay more in friction and complexity than it's worth. One warning: anything yielding >7-8% usually has a catch - either growth is flat, risk is higher, or the dividend isn't sustainable. If it sounds too good to be true, it probably is.
This sub doesn't allow edits?? I ended up buying: XYLD SCCO JEPI in case anyone wants to comment on my choices.
JEPI / SCHD are not bond funds. Lol
I'm totally out of Yieldmax now after dropping HOOY the second week in December, which was the last one I held. They should be called yield trap funds. I now have it all in JEPI, JEPQ, SPYI and QQQI. Smaller divies and some small growth in price too. Good luck to you in coming back.
I’m still confused how JEPI and JEPQ get their yield besides investing in dividend payers and using ELNs
What's wrong with ETFs that sell covered calls? JEPQ, JEPI, XYLD may limit your upside growth, but they thrive in sideways market .
There are ETFs that attempt to generate income from options trading. They are run by professionals that do only that, so perhaps that may be a place to start while learning more. Examples are JEPI, JEPQ, XYLD, QYLD, DIVO, SPYI, and more, most own shares of the underlying index funds and sell options on them to generate yields higher than the index provides. Options trading requires time and research to work well, and limits the capital gains on the underlying funds in return for more monthly income. I would also consider just moving more assets to equities if you are 10 years away from retiring. But that depends on your goals and plans.
I just came back today to your profile as i have started investing with leverage a few months ago. I started with box spreads like you did, investing in JEPI for covering the interest on borrowed cash and in SP500 ETF. Now I'm digging into futures to increase my capital efficiency. I will probably sell my SPY ETF and replicate the notional exposure with MES contracts, so I cancel the credit, keep JEPI and avoid paying interests. In parallel, I have developed a futures scanner that forecasts long or short positions among 60+ instruments. So now im mixing all up and trying to structure a robust portfolio to use as margin for my futures strategy. But of course, a sharpe drop is the biggest fear of a levered trader I remember back then you mentioned something like keeping always the relation 1-1, that meaning that if you have losses and the proportion becomes 0.8 own money : 1.2 debt, sell some positions to make it 1:1 again. Is that still your golden rule? how do you handle it in huge sellofs and gap downs like in April 2025?
Schd 50%, JEPI 30%, VXUS the rest
Buy JEPI and stop torturing yourself. Taxes suck on option writing
Value index gains as folks run from big tech, resulting in a stagnant S&P. VTV looking like a good ETF right now. I can see JEPI and/or JEPQ selling more shares, folks looking for gains via monthly dividends. EX-US may see continued growth, particularly foreign value. FIVA may do well.
I have about 40k in roth with VOO(50%)/VGT(15%)/SCHD(15%)/JEPI(15%)/ and ULTY(5%) This account is more for growing to a decent size so I can start spending the money.
Like with NUSI. The protective put helped me sleep at night, but I think it was only used twice the entire time I held it. My gains would have been >50% greater had I just held JEPI.
gold, JEPI as a bond / income surrogate, small cap index & space stocks value names are going to do well, but it's hard to trust imo
For evidence of this, OP can look at an ETF like JEPI that operates very similarly to covered call writing. JEPI generally underperforms the S&P.