LOAN

Heineken_500ml

they have a LOAN beacuse THEY'RE BROKE AF they issue shares because THEY'RE BROKE AF they burn over 1 billion every quarter beccause guess what, THEY'RE BROKE AF it's not that hard LMAO

Beneficial-Idea790

Lol you fucked up kid. What a good laugh you gave me. Simple answer: don't loan. Take the loss. Keep whatever you have left. You're clearly out of your depth. NEVER EVER EVER LOAN TO INVEST. This is probably the most valuable lesson in your life. Cherish it. Take 200 out of that 1200, get fucked up drunk with your friends after your exam or something, forget about it, delete the app for 6 months, and then come back with a fresh perspective.

NiceOwner

That’s it. BANK LOAN FULL MARGIN MAXIMUM LEVERAGE ALL IN AI, SEMICONDUCTORS, DATA CENTERS.

ryman9000

NVDA 5090s cooled by CORSAIR fans! MOM I NEED A LOAN NOW

jsands7

Saw Sofi at $8. TOOK OUT A $20,000 LOAN THROUGH SOFI. Bought the stock and sold at ~$15 lol. Free money hack?

Acrobatic-Spirit5813

Will somebody PLEASE get this man a LOAN?!?!

_-Pix3l-_

Some Ideas: 1) Realize that your predictions were wrong ... 2) Realize that it is a huge mistake to use all your saved money for high-risk-bets 3) No your not wrong for wanting that - but your wrong for completely ignoring the risks 4) The market doesnt move against your position - you just seem to pick risky investments and risky implies that there is a big chance that it wont be in your favor Also your last sentence pretty much is telling that what you do isnt investing - its gambling. Last but not least - as annoying as it is - there is no way to fast money. And if people tell you that they area either scamming, making profits with selling courses or they just were lucky. If you dont want to be a full time doordash driver - make a bet on yourself - try to get more qualifications and a better paid job - thats an investment that always has a positive outcome. Depending on your skills and education also look for jobs - if your qualification is low - where you can move up the foodchain by simply doing a good job etc. - or jobs where there is a good chance that they will help you with your education. ALSO: PLEASE DONT GET SOME CRAZY IDEA LIKE TAKING A LOAN TO GAMBLE.

Late-Tadpole-2318

AMD TO BACKSTOP A $300 MILLION LOAN TO CRUSOE, WITH CRUSOE PLEDGING AMD CHIPS AS COLLATERAL FOR THE DEBT Sure why not

John_Doe_May

You just proved my point.... You can't repay a LOAN with a used yacht. You pay it with INCOME.  A loan is an upfront lump sum of money in exchange for a series of fixed repayments.  

John_Doe_May

Loans are not income. They are a LOAN. they get paid back. 

Low_Plastic363

Yes, using money NVDA gave them BUT IT'S NOT A LOAN and how dare you even imply that it is.

sociallyawkwaad

Oh shit, here we go again. INSTACART PAY AIN'T GONNA KEEP UP WITH BURRITO LOAN PAYMENTS.

Jasonrj

Probably, "THIS IS IT BOYS! I'M FREAKING THE FUCK OUT. AI BUBBLE, SMALL LOAN BUBBLE, CHIP BUBBLE, AUTOMOTIVE BUBBLE! SELL EVERYTHING IMMEDIATELY!" or words to that effect.

PopularRain6150

It’s a LOAN, not a payment. Since it’s financed with debt, it’s a mandatory loan you’re going to have to pay back, with interest. But as long as he’s sending something out, can it include the Trump/Epstein files?

tjinga2u

The casino is plotting against me!! DO NOT TAKE A LOAN FROM THE HAT MAN!! 🪿

isolated-cat

U.S. CAR LOAN DEBT HITS RECORD LEVELS A growing number of Americans owe more on their cars than they’re worth. In 3Q, 28.1% of trade-ins had negative equity—the highest since 1Q 2021—with an average upside-down loan of $6,905. Nearly a quarter of these trade-ins carried over $10,000 in debt, signaling rising financial strain

MutaliskGluon

The issue is that someone needs to LOAN THAT MONEY TO OPENAI in order for it to then be passed around like Bonnie Blue. Who the fuck is gonna loan scam altman money right now when everyone knows this thing is a house of cards waiting to crash. Loaning scam altman money means you just lit it on fire. Would be better to use that 100B to short the market then tell scam NO and turn that 100B into 200B instead of 0.

ZakWhatTheFak

Dude, losing 50k of your own money gambling like this is bad enough. Taking a LOAN to do shit like this that you’ll have to pay interest on for years is insanity. You literally ruined your life.

Metacog_Drivel

Who tf names their company LOAN DEPOT. Get real.

One_Ad6817

doesn’t a rate cut mean less interest revenue for “LOAN” depot or am I wrong here

MakoFishing

LOAN DEPOT 🚀 the financials are great and I really like their financial plan. Def a 10h hold

Money_trader2004

Also don’t ever buy their any kind or subscription if they ever tell you to buy anything and don’t borrow money or lend money in the stock they tell you . Only lose what you wanna lose . Cause you sure going to lose you money . “SO DON’T BORROW OR TAKE A LOAN FROM BANK EVEN IF HIW HARD THEY TRY TO CONVINCE YOU” .

VOO_bull_forever

# I GOT DEBT EVERYWHERE. I OWN MY FATHER MONEY (500k for down payment and lavish lifestyle), MY MOTHER, MY SISTER, MORTGAGE, CREDIT CARD DEBT, MARGIN DEBT, AUTO LOAN, BNPL DEBT, STUDENT LOAN. # I AM 24yo HAVING REKT UP MORE THAN 800k in DEBT. # STOCKS NEED TO FUCKING PUMP !!!!!

Redace53

STUDENT LOAN FORBEARANCE ENDED. Notice it spikes early covid, then dipped a year after the 2022 spring opening of the economy. I'm one of those who took a hit.

Nemarus_Investor

A savings account is a LOAN to a bank. If you loan your Bitcoin too it gets a yield from the loan, but the loan is the instrument providing the yield, not the underlying asset. Explaining basic investing concepts on this subreddit is getting tedious. 

Nemarus_Investor

No, cash does not have a yield. If you LOAN your cash, which is what you’re doing with a bank, you get a yield. 

DependentInterest181

Buy large companies that actually make money. My best picks have been GE before it split into 3 companies. Big banks like Jpm and MS. As a conservative investment I’ve been in a small company LOAN for over 15 years making over 10 percent a year with little risk. They have never missed a quarter payment to me.

Youngprivate

Listen go to the ACS center and make an appointment with a financial advisor. They are smarter then a lot of the people you will get advice from on here and will have your best interest at heart. It also gets you out of work just let your NCO know you need to speak with a financial councillor and you shouldn’t have any issues so as long as they are tracking the time and date of your appointment. DO NOT USE REDDIT FOR FINANCIAL ADVICE AND DO NOT TAKE A LOAN OUT BASED OFF ADVICE FROM REDDIT BECAUSE IF YOU DO I WILL SMOKE YOU UNTIL YOUR SKINS IS LEATHERY THAT YOU CAN USE IT TO PRINT DOLLARS BILLS TO PAY BACK YOUR DEBT. Anyways have a good Army day Joe and remember to not beat your wife or drink and drive. Hooah.

Swimming-Tutor2729

Appreciate your response thank you BUT WHAT YOUR SAYING THIS IS LEVARGE AT ITS FINEST LOL SO IF I BUY THE STOCK IM ABLE TO LOAN IT OUT AT 64%???

Letsmovethemarket

Jim Cramer, is that you? Why not take out a GIANT LOAN and buy Intel, too? Divorce is imminent!

Axwe8

https://www.reddit.com/r/wallstreetbets/comments/1ksv3pe/100000_overdraft_to_my_business_checking_account/?sort=new **This guy really bought 100k SPY calls with a BANK LOAN 🤡 🤡 🤡**

hypsignathus

CAR LOAN TAX DEDUCTION lolololol does the congressional red team know about this?

Prudent_Campaign_909

9) NEVER INVEST WITH LOAN MONEY. You can end up with 40k debt like someone did ☹️☹️

Aggravating_Dream840

Still a bear and I still have puts. I HAVE A LOAN IN PUTS RIGHT NOW! Fuck no I won’losezz

Aggravating_Dream840

Bears. Dont fold now. We win tomorrow. I have a LOAN in PUTS. They must print but we have to hold the line! I can predict markets!

JanMikh

Here’s what many people don’t understand: the Fed only can influence intrabank rate, and even that is tricky. But the LOAN rates are a combination of intrabank rate (what bank itself pays) + risk + inflation. If bank can get money at 2% rate but inflation is 8%, it simply CANT loan it for less than 10%, or it will lose money. And then there’s risk! Bank has to factor in the possibility of default and how much it may cost to recover. It’s easier if there’s collateral, but even then there are potential losses that need to be accounted for. And so with 2% intrabank rate we can see 12-15% mortgage rates, easy, and the Fed can’t do ANYTHING about that.

caliwillbemine

Market fake? Gains gone? Double down! No money to double down? TAKE A LOAN. USE MARGIN. MAKE IT BACK! Oh you already tried that? Dumpster time.

cutiesarustimes2

U.S. DEPARTMENT OF EDUCATION SAYS IT WILL RESUME COLLECTIONS OF ITS DEFAULTED FEDERAL STUDENT LOAN PORTFOLIO ON MONDAY, MAY 5 Rip affirm

ebfeebfe

U.S. DEPARTMENT OF EDUCATION SAYS IT WILL RESUME COLLECTIONS OF ITS DEFAULTED FEDERAL STUDENT LOAN PORTFOLIO ON MONDAY, MAY 5 Puts on FICO scores 

defnotIW42

The death of MSTR crack house is approaching fast US LEVERAGED-LOAN FUNDS SEE RECORD $6.5 BILLION WEEKLY OUTFLOW

AtlasComputingX

Relax dude 17k isn’t that bad, BUT WHY WOULD YOU STEAL YOUR DADS SSN BASICALLY AND TAKE OUT A MARGIN LOAN… you basically committed fraud… you can get the 17k back you can’t get back broken mixed emotions with your parents back. Don’t do this again and don’t ever take a loan out on someone else’s name again that’s a complete scum bag move

IDoubtYouGetIt

Peasants that are wealthy enough to LOAN money, let alone loan money to the wealthiest nation on earth, must tell you something about where the real wealth lies.

Jeffoxy

**TAKE A HUGE LOAN** **SPEND IT** **THEN**  # 21ST CENTURY RESISTANCE

sneakpeekbot

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Remarkable_Owl

BURRITO-LOAN BACKED SECURITIES NOW! I WANT THEM NOOOOOOOOOOOOWWWWWWW! 

Easy-Round1529

None of those people gave us 2008. I keep seeing people talk about that recession and clearly weren’t alive or have no fucking clue what they are talking about. This is another example of Americans being dumb yes I’m one too. The housing market crashed because banks gave out loans to Americans and they didn’t pay them back. It’s that simple. Banks crashed and got a LOAN from the gov which was paid back in a few weeks wih interest. So we actually made money. People took out loans they couldn’t afford and the bank shouldn’t have given out. Well what about the American dream?

TheHidingGoSeeker

We gave them a lot of our military equipment which we paid to have sent there on top of sending them over 100 billion in cash. His wife was caught in Paris buying a Bugatti. America doesn’t need to fund a war that doesn’t affect us. Europe can help Ukraine, which they haven’t been. As soon as Trump cut Zelenskyy’s funding and he realizes other countries offered to LOAN him money it was like 2% of what America has already sent he wants a peace deal now.

Jeffoxy

just need a SMALL LOAN of 1 million like 🥭 and bezos got to get started 

WhyNotSendIt

Yeah its a car arms race and thats whats making people take out a 40K LOAN for those cars. Its keeping up with the Jones' on the highway. Collective insanity. And those cars are about to get a lot more expensive due to tariffs.

Limp_Incident_8902

Yes, as a LOAN

virz0

I used this link and sorted by number of employees, and then scrolled to the bottom, it looks like there's multiple 5 employee companies being publicly traded: AEON, LOAN, WHSI, VIVK, CNTX, INTS, LIPO, JAN, OGEN. There's even some 0 and 1 employee companies apparently. https://companiesmarketcap.com/usa/largest-american-companies-by-number-of-employees/?page=36

Small_Fortune2712

ALL FEDERAL GRANTS AND LOAN DISBUREMENT PAUSED BY THE WHITE HOUSE. I don’t care what yall fucktards say, 🥭 is doing what’s best for America ran out of fucks to give about your feelings.

LAC_NOS

Here is a good experiment with a compound interest calculator (link above). Enter an initial investment of $3000 at 12% interest compound annually for 4 years. At the end of each year you will have: year 1: $3000 + 12% =$3,360.00 year 2: $3,360.00 +12% = $3,763.20 year 3: $3,763.20+12%= $4,214.78 Year 4: $4214.78 +12% = $4,720.56 Each year you have more money, so you earn more money. You get interest on your interested. Now try the same numbers: an initial investment of $3000 at 12% interest BUT compounded monthly for 4 years. At the end of each year you have: Year 1 = $3414.10 Year 2 = $3885.35 Year 2 = $4421.61 Year 4 = $5031.98 Basically you are making 1% interest each month instead of 12% at the end of the year. But each month, you have a little bit more money, so you make a little bit more money. Do all the same numbers compounded daily: At the end of 4 years you have $5,042.62 The longer the money is invested, the bigger the difference will be. Please note that you will not get a fixed interest rate of 12%/year. Any fixed rate investment will be much smaller. The highest interest rates come from the riskiest investments that might actually decrease at times. But if you can wait long enough and the fund or company has or is good solid businesses, your investment can grow extensively. WHAT ABOUT A LOAN? Interest on a loan works the same way. So if you borrow of $3000 at 12% interest for 4 years and don't make any payments then compounded annually: You will $4,720.56 at the end. compounded monthly: You will owe $5,031.98 at the end. compounded daily: You will owe $5,042.62 at the end. The more frequently the interested is compounded the higher the final loan amount will be. Guess how frequently credit cards compound interests? Daily, because they want you to pay as much interest as possible. If you pay the minimum, you don't even pay enough to cover the interest for that month. So your loan gets bigger over time. And of course interest rates start much higher and can increase if you are late paying the minimum. SO Only buy as much on a credit card as you can pay off that month. And if you have to use it for an emergency, make sure it is really an emergency and pay it off as fast as possible.

Spy300

>**BREAKING: US OFFICE LOAN DELINQUENCIES REACH ALL TIME HIGHS** https://cred-iq.com/blog/wp-content/webp-express/webp-images/uploads/2024/12/CRED-iQ-CMBS-Distressed-Rates-by-Property-Type-Nov-1068x1068.png.webp

Infamous_Ad8730

Well that is true for a LOAN, but OP clearly states a couple times that he wants to "cash out" the 401k.

thomasgp360

Lmao dude, really… Maybe because he was proposing a $400 billion dollar forgiveness program!? That’s insane! Again, why??? Why should Americans that don’t even have the opportunity to go to college, pay for a stupid worthless degree? If you are voting on someone to cancel out your debt, that’s a lazy and selfish vote. It was your choice to go to college. You saw the prices before you started per semester, so whose fault is it that you aren’t able to pay back your OWN LOAN?

jglover82

[0% APR Available](https://www.tesla.com/modely/design?financeModalTab=finance_options&financeProduct=finplat.AUTO_LOAN%3ALOAN%3ACT_PRIVATE#overview)

pbandham

DONT LOAN MONEY TO FAMILY OR FRIENDS. IT IS A GIFT NOT A LOAN. EVEN IF THE GOVERNMENT THINKS ITS A LOAN, ITS A GIFT sorry for yelling

isospeedrix

Peak wsb content, love these stories. Anyway you’re totally fine. Unlike most actually fucked people who took out a LOAN to gamble and lost it all, you’re just at 0 and you even HAVE parents. Easy bounce back from here. Just don’t forget to yolo your next paycheck on 0dte again

Former_Librarian_576

Googled LAC, they a $2b LOAN. Isn’t that relevant?

CurzeWasRight

That's like me refusing to LOAN a family member a nickel.

BerniesMitts

$41000 is approximately 0.000029 percent of Buffet's net worth. If you have *one million dollars* sitting in the bank, this would be the equivalent of you being asked for $29, as a *LOAN*.

swohio

I get not just wanting to hand out absurd amounts of cash but she isn't asking him to buy her a $10 million summer villa to vacation to, she's asking for $40k for a kitchen remodel, and for a LOAN at that. There's being responsible and then there's being a stingy asshole. Don't be surprised when your bedside is empty of people when the time comes.

trytrymyguy

What an absolutely douche. Imagine hoarding wealth like a dragon and then not even giving like .000001% of that to family for a LOAN. That’s not being a savvy businessman, that’s being subhuman.

Quirky-Plantain-2080

Yeah I wouldn’t believe everything that Warren Buffett says about Warren Buffett. He tells everyone he eats McDonald’s and drinks Coke daily, but if he did that for real he’d be dead. Or about four times his weight. It has nothing at all to do with the fact that he owns a significant chunk of Coke and McDonald’s. He says he’d give away all his wealth but wouldn’t spend $41.000 as a LOAN (not a gift). I mean at some point people are going to have to figure out that at least some of this shit is bullshit.

AICHEngineer

YOU BOUGHT IT FOR 15000 AND THE LOAN IS 19000? That math dont math.

DaGhostOfMarx

no one in here is talking about how much money there is to be made from having money and giving it out (in exchange for more money?) - it’s called a LOAN and there are big companies out there that do this all the time when am I going to find some solid DD like this shit again on this sub? stop talking about semi stocks you cowards

Poopnpunch

Again dude I said I CURRENTLY TRADE FUTURES, and then I laid out the mechanism by which FOREX TRADING RETAIL participates in the carry trade. The fact you can't differentiate these shows that you are the one that does not understand. THERE IS ZERO DIFFERENCE IN ME FLYING TO JAPAN AND TAKING OUT A 50K LOAN AND CONVERTING TO USD AND ME OPENING A $1000 50X LEVERAGED POSITION IN USDJPY. THEY ARE THE EXACT SAME, IF YOU CANT UNDERSTAND THIS YOU HAVE NO PURPOSE TALKING ON FOREX OR THE CARRY TRADE.

WhyEveryUnameIsTaken

Nice to see some coverage! I've loaded up heavily between $3 and $4, and Jan'25 and Oct'25 OTM calls. It's set to take off. For additional source of info, check out @`DOMOCAPITAL`on twitter. He's the OG on this on SA, and provided very detailed analysis. Btw, he's also one of the OGs on GME... Regarding the $150M cost of the winding down of GEC: if you listen to the last earnings call, it turns out that around $47M out of it is actually a LOAN, but management doesn't count on getting it back. Hestia is well-known for their solid, conservative estimates, so it might very well happen that they actually got it back, with interests. Good luck to all of us! If and when it explodes, I could actually retire.

L2F_mens_thickcheeks

#TAKEN A LOAN TO BUY OPTIONS… wow legend

razor-1976

still, you havent answered the question of why you have misstated that ""this LOAN program has passed the Ponzi smell test." why did you say that? where did you get that?

razor-1976

What facts or law are you relying upon to state "this LOAN program has passed the Ponzi smell test."  Are you a DP selling agent or DP insider? Is that why you attack the SEC?

1hundredpercenttruth

If you know anything about an SEC interview, you know that they assume the worst case scenario. Their questions always strongly suggest violations are being considered! Thus, the reason & basic purpose of the investigation. Questions do NOT portend to a conclusion. Answers/evidence do portend to a conclusion. The SEC's evaluation of the real estate collateral will have to be compared to DP's evaluation conducted by a 3rd party independent firm. That won't take more than a few weeks. Because of the recent SCOTUS ruling on Loper Bright V. Raimando, the Chevron deference has been neutralized. Therefore, the SEC will be constrained/required to defend its actions against DP in court. This will offer DP additional protection because the Constitution will finally be allowed to take precedent over the 40 years of unconstitutional rules/regulations that have been illegally imposed on American citizens without recourse. Translation: SEC will now have to comply with the Congressionally passed laws, rather than their own rules/regulations that have never been voted on or approved by our elected representatives. [https://www.tiktok.com/@profstonge/video/7387388394109799722](https://www.tiktok.com/@profstonge/video/7387388394109799722) The SEC is purportedly interviewing agents (specifically the ones who are registered series 6/63/7, etc.) to inquire about how the PRIVATE LOAN PROGRAM was marketed. They are also purported to be evaluating the real estate collateral values. Latest word I have is that this LOAN program has passed the Ponzi smell test. Thank God for the SCOTUS and the President that appointed the 3 conservatives during the previous administration. TRUMP 2024!

Single-Ad-7622

Is this enough money to start an FHA LOAN

Puzzled-Raspberry-32

TAKE OUT A HOME EQUITY LOAN AND BUY NVDIA ITS FREE MONEY POORS THIS WILL NEVER CRASH 

arch1inc

I did read the Q. Net cash used was -47,230 for 3 months ended March 2024. The only cash flow into the company was a LOAN by the CEO🤣which means they ARE NOT cash flow positive. So yes they are diluting more with another loan good to know.

EvictionSpecialist

Do it, but throw your money in and GET A YOURSELF A LOAN! One boss, and that’s you.

prestonneil

No really? He didn't get 5k for a car LOAN (you can find a decent car for 5k) and what another 10k for something else I read you gave him? How the fuck did you get your money if you just giving it away. Here I have 35k in my savings if u give me 25k I will invest it for you.

HealthyGeologist6606

If you give him $25k, expect it to be lost forever. You need to understand that.  “Honestly, he’s horrible with money and has come up w a bunch of random business ideas over the years” - I wouldn’t LOAN money to anyone bad with money and hasn’t the slightest clue what they want to do. Your bf wants a get rich scheme and is grasping at anything, given he’s had many ideas in the past.  It doesn’t matter what questions you ask him, he’ll tell you what you want to hear and that’s shown in the “He told me that if everything works out, my ownership would result in me being a millionaire from the land alone.”  There are a fuck ton of L’s to see in this. Again, you can give him the money with the full expectation you’re getting zero in return. 

CUTON1C

US SLOOS at 2pm EST LOAN Survey 

PristineFall51

Call was supposed to start 5:30. It's 5:31. FULL PORT PUTS AND TAKING OUT 10K LOAN TO BUT MORE PUTS

GobGlizzy

I’m twitching PAA UP .05 CENTS THE DAY AFTER I TAKE A LOAN OUT FOR PUTS.

GobGlizzy

SO AS SOON AS I TAKE MY LOAN OUT TO BUY PAA PUTS THE STOCK MOVES UP. FUCK THIS. 18% INTEREST ON THE LOAN AND IM DOWN 3k ON IT.

AceShooter

Been buying LOAN dips under $5 for years, easy 9% yield.

Deesco5

What’s he gonna call it, STUDENT LOAN SOCIAL?

JeffersonNomad

god damn you’re dumb. this is simply about political promises vs their actualization. ITS NOT A STUDENT LOAN DEBATE

Cunninghams_right

>musk grew up in an incredibly wealthy environment, his father owning private jets and him enjoying private schooling among the elites in south africa. you think the University of Pennsylvania is an ivy league college where you have to pull strings to get in? that's not true yes, he got a LOAN from his dad for less than a typical US middle class family will spend on a single kid's college expenses. > additionally, through the arduous process of obtaining investors, it would seem absurd to assume that musk did not benefit at all from his extremely wealthy and elite upbringing in seeking investments except this is just wild speculation by you. there is no evidence that he had any connections to help raise money. I guess he could have learned to be a great speaker... but it's obvious from 2 seconds of listening to the douche that he is terrible in social situations or public speaking. >but he could not have gotten to that point several times over if it was not for his wealthy family. $30k... yeah, that's more than many people get, but no "tons of money".

Between_Now_and_Then

It was AAL (American Airlines)... I have 5000 in the account and 20000 Margin that I have never used. My entire short sell was $4600 cost. My order was accepted Sunday afternoon and cancelled Monday at 4AM for system reasons about margin and I needed 5029 for it to go thru. Too late now, AAL went down 1.25% that I don't have. Keep in mind I'm still learning. Just had no idea it would not go thru for a decision made at 4AM before opening bell. It was a limit at market price, and I used the 'Mid-Price' option that IB allows so that the order would be guarantee filled. Here is the message that they sent at 4AM cancelling the order: Cancelled by System: YOUR ORDER IS NOT ACCEPTED. IN ORDER TO OBTAIN THE DESIRED POSITION YOUR EQUITY WITH LOAN VALUE \[$5000.20 USD\] MUST EXCEED THE INITIAL MARGIN \[$5029.20 USD\]

Swred1100

EVERYONE PLEASE REPEAT AFTER ME!!! IF INVESTMENT RETURN % >>> LOAN INTEREST = YOU INVEST IF INVEST RETURN % <<< LOAN INTEREST = YOU DO NOT INVEST, YOU PAY OFF LOAN In your case, take money out of HYSA monthly and pay off loan (because 4.9%<<<5.9%). You’ll have 1% more money if you choose to pay off loan. Additionally, inflation eats that 4.9% further, so let’s say it’s 2.9%, you will have 3% more money if you pay off loan.

BallstreetBozo

One of my wage slaves bought a 2019 compact SUV with 100k miles for $20k 2 months ago. He secured a NINE YEAR LOAN at 12% interest.  The car is already in the shop, and dude is complaining that he got sold a lemon.  Some people really are helpless 

trainwreck001

LET ME BE THE FIRST TO SAY PAY YOUR STUDENT LOAN BILL BISHES. 

moldymoosegoose

The guy is a clown but what he was saying was the LOAN is the "asset" not the house itself. He's saying if you aren't leveraging the home, you have a liability on your hands because all it does is cost you money instead of make you money. Home ownership generates wealth because of leverage, not owning the house itself which does far, far, far worse than the market over time. People make money by buying real estate using loans, not in cash. I even say this as someone with a paid off house. I like the peace of mind but other than that, it will probably cost me in the long run.

ShillerPE02

China loaned us all this money for dirt cheap interest rates and then jacked the rates up just as we were recovering. PREDETORY LOAN FROM CHINA!!

trainwreck001

I HOPE EVERYONE MADE THEIR STUDENT LOAN PAYMENTS LAST MONTH. 

redditmod_soyboy

...what's "good" about "forgiving" the student loan of someone too lazy to work or unable to find a job because they took a B.S. major at the expense of those taxpayers who ALREADY PAID THEIR LOANS OR NEVER TOOK OUT A STUDEN LOAN?

trainwreck001

WHAT DO YOU MEAN YOU CAN'T MAKE A BALLOON PAYMENT ON YOUR STUDENT LOAN??? 

trainwreck001

ON DECK... GOVT. IN PROCESS OF GARNISHING WAGES OF HALF OF STUDENT LOAN BORROWERS. ECONOMY IS ROARING. 

trainwreck001

RIP STUDENT LOAN BORROWERS. HALF ALREADY IN DEFAULT. LMFG! 

redditmod_soyboy

>predatory interest rate loans ...so you make excuses that taxpayers who ALREADY REPAID THEIR LOANS OR NEVER TOOK OUT A STUDENT LOAN have to subsidize lazy Millennials - GTFOH...

redditmod_soyboy

>There is an underlying level of hypocrisy ...with expecting your student loan to be forgiven - i.e. paid for by taxpayers who NEVER TOOK OUT A STUDENT LOAN OR ALREADY PAID THEIR LOAN BACK...