HARD

Alternative_Week3023

Let’s see if Bitcoin’s 4 yrs cycle is truly broken first in Q1/Q2 first… Bitcoin has its way of surprising everyone when you are least expecting.. don’t let it nip you in the rear end by taking out a loan regardless of your availability to service it… If you have the conviction, just DCA into it monthly and buy the dips when they come. DON’T take out a personal loan for it… just live frugally and DCA into it HARD….

Electrical-Smile-636

For some context, each year in our family we draw lots, and we buy a small present (\~15 Euro's). The only rule is that we do not use wishlists, so the gifts can be surprising sometimes, but that is usually part of the fun. Well, not this time. My aunt decided to gift me a used (beaten up) self-help book. Not a classic. Not a bestseller. A dog-eared, spiritually exhausted paperback called: “Burned out and blue -the essential guide to help you through depression” The cover is creased like it’s been through three divorces and a keto phase. Inside? Absolute psychological vandalism. Every margin is filled with (my aunt's?) aggressively personal notes: “THIS HIT ME HARD!” “Try this when Gerrit acts up.” (who is Gerrit \[sorry Dutch name\]? Why is he involved in MY christmas? And.. her husband's name is Pierre) Another one: “I should bring this up in therapy.”. Chapter 3 is highlighted so heavily the pages are translucent with desperation. Towards the end of the book If found a post-it that says: “Remember this!!!”. She did not remember this. She re-gifted it to me instead. Halfway through, a folded grocery receipt falls out from 2018, further evidencing that this book has survived: At least one emotional breakdown, a liquidation of hope, relocation to a new apartment with worse lighting (?) The final insult? A handwritten inscription on the inside cover: “This really changed my life, and hope it helps you too!” It did not change her life. She is currently separated, and probably still Gary-adjacent. Worst of all: I am not depressed. I am not burned out. But now I know my aunt thinks I am a hopeless case. Feels like I was gifted her own unresolved inner narrative without consent. Happy holidays to you too, aunt Marie (changed her name, although I believe she will recognize this story when she would come across it; sorry, not sorry)!

youngold_racer14

Buys into buttcoin, praises it in hopes it goes to the moon with influence created from showing people you are a greedy shark.... THE TRUE SMELL OF CAPITALISM IN THE MORNING GETS ME REAL HARD Mr. O'LEERY

Annual-Ad-2292

cardano was a crazy one, just based on personality Charles sold that HARD I held when it was way up and look today ?? I'm sure it's fabulous tech but in terms of getting a return on investment thus far 😀

Jerrygarciasnipple

We have at least 2 more years before we have to worry about that. He’s gonna pump It up so much it’s not even funny. And he’s also gonna crash it HARD and ruin it in his way out. I hate the guy, but if anyone’s gonna pump it it’s ole Donnie. And slam the door in most other peoples faces on his way out.

JeremyLinForever

Wendy’s guy is stacking dollars HARD.

harxuu

200k mcap feels disconnected from the amount of work done. People are sleeping HARD on how much has been built on Vooz. Location and gender filters, hangouts, new mobile layout, team keeps on shipping 🔥

harxuu

200k mcap feels disconnected from the amount of work done. People are sleeping HARD on how much has been built on Vooz. Location and gender filters, hangouts, new mobile layout, team keeps on shipping 🔥

Mission-Argument-842

Oh stop crying, this is why I hate the crypto spaces.. BITCOIN FLUCTUATES HARD.. especially around Xmas time so just sell your bitcoin and shut the fuck up little bitch

mini_minterxd

people are sleeping HARD on how much has been built here

ObjectivistAlpha

NO! Wait one year, then BUY HARD. Seriously, one year from today, BUY HARD, hopefully at about $60k. Then hold for three years.

EggMedical3514

But muh 5 percent bump!! MATH IS HARD!!!

Garry1650

SAME CASE HAPPENED WITH ME ITS BYBIT THEMS3LVES INVOLVED I MN THESE SCAMS. BEWARE OF BYBIT THEY DO FRAUD BY GIVING THEIR OWN PEOPLE TWO OR MORE VERIFIED ACCOUNTS AND SCAM HARD WORKING PEOPLE I am a hard working person with 3 little kids all less than 5 years and i work 6 nights graveyard shifts to provide for my family and give them time during day and first time ever I decided to do P2P trading on BYBIT. It was worst experience ever no doudt people choose government institutions rather that these so called decentralized exchanges. Bybit basically do fraud and help scam-enabling behavior with just straight to face no shame or guilt. The worst experience on Bybit's P2P platform. I entered into two trades with a scammer who used two separate Bybit accounts bith verified and even used the same payment screenshots with same amount from same account number and name across both trades at exact same time to confuse me. But as i said i work graveyard shift to earn this money so i am alwaysvery careful with my money. I provided full evidence to Bybit, including a video showing the fraudulent payments and my bank's actions, the whole chat is in bybit own chat box as i followed every single rule of bybit for p2p trade. the chat clearly shows the scammer's inactivity since the appeal was filed. Bybit has been unresponsive to my repeated questions about the scammer's two verified accounts and has been unable to provide a single piece of evidence of the buyer's alleged proof in the chat, while their appeal page instructions contradictorily claim the buyer has. Bybit's customer service has been unhelpful and is seemingly delaying, and now their refund demand based on their inadequate investigation. Refund of what i never even got that money as just after 2 payments of $100 each within 15-20 minutes my bank called me and starightup asked me where there 2 payments came from. I told them I am i mid of a crypto trade and the buyer was supposed to pay full payment of $359.74 in single transaction first of all bybit rules. Now after loosing themoney my account and time they are demanded more money. This is unacceptable and unethical behavior from a major platform. I demand full resolution and the return of my assets immediately, and caution others to be wary of trading on Bybit. Please community help me. I will attache tbe pics and video also even my statement of bank. [video proof of scammer with 2 verified accounts.](https://drive.google.com/file/d/1XZXLTd6D0Ls5d16HzFbQln6Ok0RI4eei/view?usp=drivesdk)

VariatCA

In the last ~24 hours, BTC has risen +3.5% (+$65 Billion in Market Cap) while there has been over **$5 Billion** more in short-positions opened than there have been long-positions opened. *THEY'RE PANICKING HARD* trying to suppress the recovery, and it's still climbed over 3% today.

Fragrant_Cause_6190

Also skipped over the part where you still have to pay income tax on your interest earned. Thinks they're getting fucked when actually they getting fucked HARD

No_Independence8747

Unbelievable. YOU MADE ME LAUGH SO HARD

RadiantHedgehog2850

Dats a lotta bread to lose, but I think we are not done yet, grab that BTC after 67k NOT 75k please I am going in HARD at $50-55k

AutoModerator

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Objective_Digit

>1. Institutions don’t hodl. They sell. And HARD they will sell. They don't have paper hands. They won't panic like retail. Or the way you seem to be. >2. The MicroStrategy situation is a ticking bomb. BOMB. The "Tsar bomba" kind of a bomb. This is purely hypothetical and scare-mongering. I'm not gong to bother with the rest/ Retail barely bought. There was no blow-off top. Don't expect it to drop much. If the bull run is even over yet.

crazy_lolipopp

I'll bet my entire existence if I turn into crypto twitter right now some embarrassing clown will have posted "BTC PUMPING HARD!!! BACK ABOVE 95K 🚀🚀🚀"

Giordano86

After 1, I would diversify. I am a huge Bitcoin maxi, but it's already an asymmetric bet. Many of the old whales are selling to diversify their huge holdings. It's never safe to have all of your wealth in one thing. As others said, I would still DCA a small amount in every month, but start adding other assets as well. It's so HARD to do when you believe in Bitcoin though. "There is no second best."

tribbans95

That’s pretty dope that you found a work from home job, not very easy to come by anymore. Hopefully if it dips HARD you can find some money to DCA a little more 😎

pigeonwiggle

bro, who do you listen to? almost every finance guy on the internet has been talking about the AI bubble for months, ESPECIALLY the past couplemonths. september is almost always a drop and october is always a gain. look at BTC every year (which runs based on confidence in the Nasdaq - tech stocks go up? people buy crypto) this year, something WEIRD happened. September was UP - and that's sketchy. people said "why up? we've seen waves of layoffs all year. this has been a terrible year on the street, why is the market up? still bullish on AI? but companies are laying off to sink into AI then hiring back people who all say they ahve to untie the knots AI is messing up with their companies. so "ai bubble" has been talked about for months. finally, government shuts down so that they dont' have to admit their JOBS REPORT is absolutely fucked, and that Dementia Donnie doesn't know what he's doing with constant tariffs (warned about by economists for over a year) maybe stop listening to shills and listen to the level headed who don't say what WILL happen, but rather what "WOULD happen, IF" so that you can then track and when the IFs are triggered you can make decisions based on your own personal risk assessment. but yeah. Ai Bubble is bursting HARD, dude. as soon as Jerome Powell UTTERED THE WORDS AI and DOTCOM in the same sentence, it was a red flag. it's like when someone tells you "i was NOT on Epstein Island!" like, okay dude, we weren't even talking about that. why is it on your mind? this crash is going to be one for the books.

No-Percentage-2135

Brother, sorry to inform you, this isnt 2020 no more 😭 “quick” money will never be the same, your best bet wouldve been SOL memecoin market last year, but as of rn we are trading sideways HARD so my advice is either hold off and buy a massive dip or do perps,

Icy-Soup-7071

What a person needs is a grey area. Physiological needs are pretty cut and dry as well as safety, things start to get a bit more difficult to define once you reach sociological needs and esteem especially self actualisation as these are all very inherent on the individual, religion provided the framework for this throughout most of human history, most religions attempt to find ethical frameworks to operate within that will work for large majorities of their populations in order to achieve this. The problem is that is where consumption comes into play. I've practiced stoicism and although it keeps me on a very level playing field I can't help but always feel like something is missing, I've always found stoicism to create an impossible version of myself that i inevitably fall short of, over time although parts of my life improve as a result of the discipline my esteem suffers each time I fall short of the ideal. I've gone on a tangent to circle back round, A deflationary currency has the same problems as an Asset based capitalist economy whereby people don't spend, people dont sell their assets when they can just take out debt on the back of it and let that debt inflate away. Whereas why would you ever spend on anything other than the BARE necessities in a hyper-deflationary economy. Everyone would HAVE to be the ideal stoic which I also don't think is the answer. Bitocoin represents a return to an economy based on HARD/SOUND MONEY. It provokes these conversations and that is where I think its intrinsic value truly lies, In what it represents not what it can actually do for us. Bitcoin becomes a novelty in an economy with stable currency. Most people invested in it secretly want to see that value rise, I'd truly like to just exist in a fair meritocracy where the working/middle class are rewarded for their efforts and economic inequality is prioritised over celebrity status and social media influence AS A CULTURE.

Decent-Vermicelli232

You can make a killing shorting bitcoin by watching the Monero chart. Whenever Monero gets to a critically bullish point, Bitcoin dumps HARD. Right now monero looks to be breaking above a 7 year long ascending triangle which is pointing to a new all time high soon. This time seems different though because even with bitcoin dumping hard, Monero continues to rally. The tried and true shenanigans are no longer working.

I-always-argue

Take a look at all the recent dips. As soon as it gets close to 100k it bounced back HARD. You are underestimating the power of round numbers in the human psyche, powers of 10 in particular. It won't fall below 100k because people buy right before it does, but if it did it'd be only for a brief moment before bouncing back like never before.

Regular_Asparagus376

It’s going to go DOWN and HARD. Ask me how I know…

Putrid_Pollution3455

I’d nut. SO HARD

Pure_Concentrate8770

grow some balls man alt season will hit once eth gets to 5k and chills there confidently, till then memes and alts will recover to nov 2024 numbers, and this will happen very fast. btc to 135 in nov while alts run HARD. i do see a pull back before christmas as a bear trap. and we'd commence bull run in q1 2026, getting mega highs before music stops in april

Bongressman

Yes. Trump is a grifter. How fucking HARD is that for people to understand.

Effective_Eye5492

Because i do understand inhave started. Look doenst matter how many years it will take me to get where i want to be i will do it. Im all alone in these HARD TIME AND WHEN I MAKE IT I WILL STAY ALONE.

VariatCA

It's also why price breakthroughs are so difficult to maintain, and why breakouts usually result in just large retraces. Leverage dogpiles on HARD at/near/above all-time highs, and the crooks (like CZ) on some exchanges can literally see the order/margin books and "bet against the house" by shorting the very products their exchanges offering. Completely complicit in profiting off shorting the prices (and reputations/confidence) of the very cryptos they offer on their exchanges.

Ir0nman123

It’s all to drop the prices and clear out longs… this tweet, etc is all market manipulation. We’re going up soon. HARD.

seansy5000

Buy HARD

DifficultyMoney9304

No your just in the wrong alt coins. And your not to blame because literally the ones that have pumped have pumped HARD

mathaiser

I means he has placed a $20 bet than bitcoin will go down but only paid $1 for it. Normally it’s not a problem if you bet $1 and paid $1. But since he bet with money he didn’t have, if the price goes against his bet, it goes bad 20 times as fast. If the price goes against him it will go against him HARD and if the person that took that bet doesn’t think he can pay it back, at a certain threshold, they will MAKE him sell for a loss, locking in his loss and making him pay it back. It’s super difficult with Crytpo, because he might be right by the time of his expiration on the bet (if it has one), but the prices move up and down so much, the person that took the bet just doesn’t want to risk it and pulls him out of the trade.

MakotoBIST

Thanks for the detailed response. My opinion is that Trump's policy isn't really the problem here, mass imnigration cheapens labor and delocalizations fucks up the whole market (while, i assure you, poorer countries have great benefits from it, as i was born in one that was basically a bunch of villages and now has good living standards with a bunch of big corpo buildings in every city). As someone living in europe, he is obviously a gigantic clown and is laughable that he is the president of the strongest country in the world, but maybe that's a testament of how disconnected his opposition is and of how some HARD choices have to be made. And you need a crazy guy that you can toss around in a few years to made those hard decisions. Trump is the perfect candidate.

harvested

HEY EVERYONE SWEET-SORA WAS CELEBRATING PRETTY HARD WITH HIS BUDDIES See? No one cares

JihadJackal

I wouldnt, I would make a meme directed at people on the political right, something like "Liberal Tears" for them to collect and then rug pull HARD as I laugh my lib ass all the way to the bank.

paradigm_shift2027

I’m sure he worked VERY HARD for that money.

DuckBeddit

Lol, Polygon is trying HARD to stay relevant these days. It's ProllyGone.

AU-n-Time

NEVER and I mean NEVER leave your BTC on Coinbase for ANY length of time. I had an absolutely horrible experience with them. For no reason whatsoever my BTC was essentially frozen for months. This was MY MONEY and they held it hostage for ZERO reason. Their customer service is non-existent, no help by a human is offered. I had to move forward with a law suit to unfreeze my account. Once I did that and threatened legal action I was miraculously able to pull my BTC and get it in cold storage. DO NOT HOLD BTC ON COINBASE period HARD STOP!!!

ICE-FlGHT

Bahahahaha Thats a HARD nope

WoodenAd9208

Hope he dumps it HARD

MaximumStudent1839

> Any general strategies or rookie mistakes I should avoid? DON'T GET MIDCURVED TRAPPED INTO BUYING COINS FOR REVENUE or UTILITY!!!! I REPEAT! DON'T DO IT! You need to buy tokens perceived as a store of value (SoV) by their holders. The best example is BTC. The ETH community is now slowly shaping itself as a competitor SoV. > also explore altcoins? Careful. A lot of alts scoff at the idea of SoV. They also have shit tokenomics. You need DYOR. Most simply can't be SoVs because their dev teams need to constantly sell a large % of supply to keep their lights on. There is one TRUE FUNDAMENTAL about TOKEN PRICE. It is about FLOW! Prices go up when holders are more reluctant to sell, and new buyers want to come and stay to build wealth with the token. This advice is not "ideologically" driven. It is just pure experience-driven. I can give you tons of recent examples to justify what I am saying. So why SoV over revenue or utility? The simplest answer is that crypto is a pretty pathetic asset class when it comes to producing revenue or "utility" to get new buyers to come and stay. However, assets with some legacy, as seen as SoV, tend to get longer retention for their holder base. This reduces structural sell pressure. To be concrete, let me give you examples. Hyperliquid is so far the top revenue chain. But then, its revenue multiple is at 47 - the higher the number, the worse the asset is at producing revenue for its price. Go to any FinTech company in TradFi, and you will get even better multiples easily. You might think, isn't crypto a nascent asset class? Shouldn't I discount multiples if I can get better revenue growth? Well, Hyperliquid's valuation is already at Nasdaq's market capitalization - it is already big. What about revenue growth? Their entire community has pivoted to find more inflow than growth, aka get buyers from institutions and stablecoin issuers, rather than driving revenue growth. Why don't they focus on revenue growth? It is because it is VERY HARD! Nearly all of crypto revenue comes from fees paid by ppl wanting to gamble on crypto short-term. The game cannibalizes its niche customer base over time and requires attention investment that regular ppl can't afford. So why not "utility" tokens? It is because nearly all crypto utilities are tied to a user base holding crypto. > I’m not looking to gamble my savings away,  SoV tokens are the only thing you can buy and forget over time, and have good odds of winning.

thupkt

Lots of folks who don't get what Bitcoin is and what it solves are prone to making some of our BTC arguments for us, like your dad did with some of what he said. Just tell him fiat is backed by two things, the ability to print infinite dollars, and the faith of people in the dollar's utility. Bitcoin has faith in its utility and is backed by a HARD CAPPED fixed supply that can only increase \~5% from here over the next 100+ years. If he doesn't get that, then "you can't save them all"

kingkongbananakong

there is multiple ways a meme can succeed yes one is with volume bots but the the way kendu is wandering right now is how the memes that you know today got big. organically with just a diehard community, when I first looked at kendu i also assumed they use bots, but after closer inspection it turned out to be real people, I found out by chatting with them personally in the telegram. The cexes dropped them because of volume yes, but they list again when volume increases, its an automatic system. The harsh reality is that all strong community coins looked dead before rising HARD, iI'm talking shiba, I'm talking pepe. Do yourself a favour lay out all the stats next to one another (like the above mentioned hold time stats.) They all line up perfectly with Shiba before it broke out...

IAmSomewhatDamaged

A couple KEY things to study up on… The Bitcoin Halving Event. This is VERY important to understand because it is the MAIN reason that Bitcoin has a (typical) 4-year cycle. It explains Bitcoin’s supply and helps you understand what triggers the Bull Run every cycle. The 4-year crypto cycle. This ties into the BTC Halving Event (from above). You NEED to understand how the 4-year cycle works so that you understand WHERE we are in the cycle at any given time. This will help you to determine the best times to buy, how much you should buy, and when the best time is to sell (especially if you’re just trying to day trade it). It sounds like you’re just trying to day trade Bitcoin and make a quick buck (based on ALREADY having a $125k sell order set). While you CAN make quick money right now (during the Bull Run that we are in), you are taking a major risk. We are in the final phase of the cycle… so that means Bitcoin is (most likely) going to peak sometime relatively soon— could be later this year. If you are just trying to make a quick buck, and you MISS the peak of the cycle, the price could DUMP HARD over night and you could be in the red for literal years (2-3 years is common). You need to be ready for that, but you don’t need to be scared because, if you study up, you understand that BTC’s price ALWAYS reaches new Highs roughly every 4 years. The things above are subjects that you MUST understand. I could go on and on, but that’s a good starting point lol. There will come a time when Bitcoin’s price dumps HARD, and this subreddit will become a ghost town. People will be saying “BITCOIN IS DEAD!! IT IS GOING TO ZERO!!” Everything in you will be SCREAMING to sell what you have and cut your losses, but don’t do it!! HOLD ON TIGHT and buy even MORE when the price is down in the gutter. Then, just hold on for the next Bull Run (in 4 years or so). It is so much easier said than done, and the longer you’re in the crypto game, the more you will understand what I’m saying.

squartino

In the worste case, when in 20 years quantum computer will be a reality for us as well, you will be able to crack the password in a while. So keep it you are just hodling HARD

CHARLIEFORTHEBOYS

KENDU chart and distribution is primed. Anyone doubting the kendu army is going to wet the bed, HARD. 

Lalph-Rauren

$KENDU will run HARD this alt-season. Don’t fade it 👀

Todo_es

MOVE IT TO A HARD WALLET! (as soon as you can) For now, move it to a self-custody wallet (also called a non-custodial wallet). It´s a type of crypto wallet where you alone control the private keys—and therefore, the assets. No exchange, no third party, no middleman. 🔑 What Makes a Wallet “Self-Custody”? • You hold the keys: The private key never leaves your device or possession. • No third-party access: Unlike custodial wallets (e.g., Coinbase or Binance accounts), no company can freeze, access, or move your funds. Examples: Electrum and BlueWallet.

UserBelowMeHasHerpes

David Joggins is a true inspiration. STAY HARD.

ListenToKyuss

Insects and pollinators: HARD DISAGREE

jarviez

HARD DISAGREE **When trying to lead someone to the truth, never start with a lie.** While Bitcoin is a supervisor savings mechanism AND the value of Bitcoin will continue to go up, in the long term, even more than the rate of inflation and likely more than other investment standards such as I the S&P500 ... Bitcoin is now a mature asset and the days of "quick" gains are largely over. Bitcoin is the superior investment, but it's not a get rich quick scheme.

LionRivr

The trend is: US DOLLAR and FIAT CURRENCIES continue to become devalued over time, and HARD ASSETS continue to grow. The trend is your friend until it ends.

GreenSkinFiend

APTR / HARD pumping likeee mad, get into CRU while you still can while its bellow 10 cents. Its not currently pumping so its best entry atm. Wait and hold couple of months, thank me later.

GreenSkinFiend

CRU / APTR / HARD / NYM / ARC / HDN / DFI / ROUTE / BOO / STFX. put 100$ on each or at least a couple if you dont got money and thank me in couple of months.

KCConnor

Guys, I want it as much as you all do. But 160 companies out of how many in the world? A quick google search suggests there are 359 million companies in the world. There are 33 million in the US. But, even if we limit it to publicly traded companies, there are about 4000 of those. 160 of 4000 is about 4%. But I bet the 160 number above includes Metaplanet, which is Japanese and not US, which increases the denominator from 4000 to 7900. And probably includes some from Singapore, Hong Kong, and elsewhere. So we're more like sub-1%. And if it includes non-publicly traded companies like SpaceX which hold BTC, then it's sub-0.1%. We've got a LONG WAY TO GO. Most publicly traded companies are going to be watching performance of Strategy, Metaplanet, XXI, and others, through the next bear market, before getting on board. I suspect Strategy is going to have a VERY, VERY HARD bear market to survive. I expect them to be this next bear market's equivalent of the FTX collapse. Not that I think Saylor has done any malfeasance; just that he is the low hanging fruit that many will try to tear apart during weakness.

Rabbitstew12

The broad concept sounds good, but the devil is in the details. If reasonably possible, I would try HARD to go with a more traditional loan than a loan against crypto. Even if you have enough to increase what is 'locked up' and avoid it selling; BTC can move in huge spikes and some computer program could sell off your coins before you had a chance to move more. Or, more likely, you will have to just watch it to an extent that will SICKEN an experienced HODLer and instead of reaping the fruits of your earlier wins, you will worry with every little drop whether you should lock up more to stop a big loss? How much more should I buffer? etc etc. I suspect you will end up with way more locked up than you'd like and STILL have more anxiety over it than you think. Whereas, with a more traditional loan, you have the assets, YOU'd control their sale, there is no fear factor other than there might be times where you have to sell lower than you'd like or pay partial-instead-of-zero taxes. But those would be your decisions to make as situation dictated, rather than systemic. The gray-hairs factor and worst case scenarios of the 2 are VASTLY different. So again, a loan not against the crypto if at all possible... If that sounds right to you too, then the next hurdle is, I assume the reason you are considering the crypto loan is that with little taxable income and intensions of keeping it low you probably think more traditional loans are not an option, but that isn't necessarily true. The first 3 possibilities that come to mind are (depending on the value and equity of your current house) you may be able to take out a 2nd mortgage or larger re-fi on your current home and use that to cover the new down payment (or significantly reduce the initial-selfoff of BTC required. Second possibility (depends on your partner's financials) but if he/she is able to qualify for a loan that would finance the whole house, rather than half, then have the RE attorney draft 2 steps to the sale. #1 that your partner and the bank sign, selling your partner the house. #2 that you and your partner sign right afterwards, that would essentially be an owner-financing sale to you of half the house. Saying that they are selling you 50% of the house at X price with Y monthly payments etc and you essentially pay them half the mortgage and they pay the bank with it, plus their half. The third would work similar to the 2nd idea, but for if your partner cannot quite qualify to finance the whole house alone. If they might be close to qualifying but not quite, then instead of the owner-financing paperwork from idea 2, something more like a lease-to-own (50%) agreement might help because some (not all) loan programs will give credit or partial credit for expected rental income (in this case from you) to increase your partner's effective income for the qualifying calculations and might push them over the top. BUT, I am not RE investing expert, these are just the first 3 thoughts that popped to mind. So there may be others or betters. The RE attorney for buying the new house may be able to advise you on ideas like this. But also, if your portfolio is expanding into RE investing, then your forums should probably expand into it too. I'd look for a group that talks specifically about leveraging and creative financing, because it seems like maybe your next few questions should be asked there. Hope that helped though or sparks an idea at least. Best Wishes!

Historical_Drink_486

It would allow them to replace with someone who would potentially cut interested rates and this would to lead to BTC pump HARD

zeeshiscanning

just think the buy button is ass SMASH IT AS HARD AS POSSIBLE

Timely_Ambassador_12

🚨 I’m building a token on Solana — and it’s gonna go HARD 🔥 Goal: Raise 10–20 $SOL 💰 Once we hit it, I’ll drop the coin name, roadmap & full launch plan 💣 This is NOT a meme coin. This is a serious project built to last forever — with real purpose, strong vision, and long-term value 💼🌐 Early support? Send 0.01 $SOL to: 2eQDLG5ExHCzzfSvSWe8s5SK66RsvGEZCS1ogZ5nYtEf Let’s build something legendary on $SOL 💎 #Solana #Crypto #Web3 #DeFi #LFG

Timely_Ambassador_12

🚨 I’m building a token on Solana — and it’s gonna go HARD 🔥 Goal: Raise 10–20 $SOL 💰 Once we hit it, I’ll drop the coin name, roadmap & full launch plan 💣 This is NOT a meme coin. This is a serious project built to last forever — with real purpose, strong vision, and long-term value 💼🌐 Early support? Send 0.01 $SOL to: 2eQDLG5ExHCzzfSvSWe8s5SK66RsvGEZCS1ogZ5nYtEf Let’s build something legendary on $SOL 💎 #Solana #Crypto #Web3 #DeFi #LFG

nugymmer

NGAF. End of. BTC will do what BTC does...always goes up. Ascending. Always ascending. Never giving a fuck. Cannot give a fuck. Sound money don't care. Hard money don't give a shit. Real money doesn't give a rat's arse what you or anyone thinks. Real money does what real money does. It just keeps getting stronger and stronger...or not? No, it's because people are realising that it's real money, it's fucking HARD money. Some people don't think it is. And hey, they are about to find out in a way so unkind that it is indeed hard money. When one single fucking coin can buy a house. Yes, a fucking HOUSE. But people will still refuse to believe. Oh well. What a shame.

2LostFlamingos

Stubborn refusal to believe that fiat was actually increasing / holding in value. I bought so many dips on the way from 69 to 25k, that I didn’t buy as much as I should have below 20k. That shit was a nasty time. Anyone new who says they’ll wait and buy the first time at a dip is simply a lying moron. It’s HARD to buy that 12th dip.

Supercc

Coming down HARD \*minus 3%\* lel

Royal_Confection_332

ozzie banks suck HARD!! I use Revolut, its great and super fast on exchanges

Price-Action-3333

I would read that but, ITS HARD TO READ THINGS LKKE I NORMALLY WOULD WHEN ITS WRITTEN LIKE THIS

Aethrrr

dont trade for a long time. Just buy and hold large-cap coins (top 10). Until you're experienced enough in this space, otherwise you will get slapped in the face HARD by the dunning-kruger effect. Its well-known that majority of people lose money trading the stock market, and crypto is even harder, with the greater impact on your psychology, and it being much less regulated. My personal journey that has led to the best results was just investing in the large-caps, then as i learnt more about macro-economics, business cycles, market psychology etc., i got more into alt-coins. When i got to that point i then had to learn to emotionally regulate and not have sleepless nights when my bags that were once up 100%, were then down 50%-90% for MONTHS or YEARS on end. Only when i learnt the majority of what there was to know in terms of fundamental analysis, did i bother pivoting my study towards trading. trading is 90% understanding market psychology, emotional regulation, and risk management. The strategy or "edge on the market" is only 10% of the skill. By diving into trading first youll experience all the downfalls of investing, while being in an environment that leads to exponential loss. For example, a bad event in the investing market and youll be down 50% for a while (like December 2024 to april 2025), and the worst youll be exposed to is the opportunity to panic sell and buy in higher. In trading, youll have those same emotions, but can very quickly lose 100% of your money through liquidations, revenge trading etc. When you understand the crypto markets from that psychological, business, and macro-economics perspective, then you can start dipping your toes into trading. Start with paper-trading until you become profitable, then start trading on a real account, with a very small amount of money that you can lose in an instant and not blink an eye. Keep your trades to 1-2% of your portfolio and stay away from large leverage. As time goes on and you stop getting emotional (greedy, fearful, revenge trading) with your trades, start to slowly scale up the balance you trade with. If you skip this part and go balls deep, while you may have been profitable on a small account, the higher wins and losses will trigger stronger emotional reactions leading to more erratic and stupid trades. The first goal is to not lose money, the second is to make money, not the other way around. So scaling up slowly allows you to acclimate to more money on the line, keeping you level-headed (which is the real edge on the market). This process can take a few years to go through, so if youre impatient and not wanting to invest that much time, or dont have the self-control to stop yourself from thinking youre better than everyone else and skipping steps, id not even bother, and go to the casino. Remember, youre not that guy, everyone that loses is just like you, if not more knowledgable and experienced. The only shortcuts in this game is the express highway to blowing all your money. This isnt meant to scare you, just give you a realistic view of how this game works. Follow this path, keep yourself grounded, calm, and collected. When youre ready and have paid your dues to the market, youll get there! tl:dr learn to invest for a couple years, and understand how the markets move, how to manage your emotions, and then once all the random bullshit that happens in crypto becomes understandable and "just another day", you can learn trading on a paper account, before moving to a small amount of real money, and slowly scaling up from there.

plasmatech8

It goes up, we go HARD. It goes down, we go HARD. It goes sideways, we go HARDER.

pubic_discourse

The OTC desks keep finding supply from early holders. So the buys you keep hearing about aren’t putting pressure on exchange order books. The lack of volatility is spooky to me, It’ll resolve up or down HARD at some point

Lalph-Rauren

Insane to think about the fact that the only other community that got the Certik Audit by voting is PEPE.. 👀 Kendu is massively undervalued at the moment. When retail enters and volume returns to the market, KENDU is ready to moon HARD!

Lalph-Rauren

This is the way Tom. 🫡 I’ve been DCA’ing for the last 6 months, outperforming Ethereum HARD. When ETH rises, the liquidity in Kendu will rise with the gains of ethereum as well. Compounded moon. 🚀

Darkpriest667

As someone that works at the engineering side of tech, let me tell you how hard it is to get a bank to update their video drivers to fix a problem that we've known about for FIVE YEARS. VERY HARD. It takes committees and all sorts of crap. Banks are way more vulnerable to quantum computing or encryption cracking than BTC

Wonderful_Edge4269

That just means it’s gonna dip HARD

pjakma

If sent to a different address and ALL downstream TXes never mix, then it's OK. But having the discipline to make /sure/ that different TXOs of different origins in the /same wallet/ never get combined at some point down the road is HARD. One tiny moment where you forget to correctly set the right TXOs to spend in the next TX and you've just lost. Much better to keep different origin/status TXOs in entirely different wallets.

LysanderSpoonerDrip

And that's how speculation in crypto CURRENCIES gives way to the holding of unrehypoticated HARD ASSETS

Top_Mind9514

Don’t work too HARD!! lol

Prince_Derrick101

I left it all at that place. THE HARD DISK........... IS REAL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! ^(\*please don't use photorec to recover my gooning materials.)

Normal_Swordfish6539

🚨 $RSB just launched! The team is ready to PUMP this HARD – 200%–500% gains incoming! (Inside trad.)💸 💀 ripShiba is the next Solana banger. Chart is fresh, volume rising, hype building. 👉 Don’t say we didn’t warn you. 🔗 Chart here https://dexscreener.com/solana/4WGeYVFhuVff7fGT4LRB8qACwNw3xirdXs16487SaZ88 ⏰ Early entry = max profit 🔥 Community strong – memes stronger 🧠 DYOR but don’t be late

TheMoonMoth

They should have a kiosk with a different sign. "HARD MONEY ONLY"

southbound858

Amen brother. Y’all bout to get rug pulled HARD

Rootlevelprivileges

Kept shorting ETH and lost HARD.

Fight_on_USC

XRP is going to flip etherium so that would be a HARD NO

HodlVitality

I got you on a ChatGPT answer if you want. This was good for me too, lots to learn. Public Electrum servers are able to return your balance in milliseconds because they don’t rescan every block on-demand like a vanilla Bitcoin Core wallet does. Instead, they maintain a continuously-updated, pre-built index of every UTXO and transaction history, stored in a high-performance database on fast hardware with tuned caches. Here are the key factors: ⸻ 1. Specialized indexing software • ElectrumX, Esplora/Electrs, and Fulcrum each build and maintain a full “address → UTXO/tx history” index as new blocks arrive. Your wallet’s balance lookup then becomes a simple database query—no full-chain scan needed.  • By contrast, when you point a wallet at a bare Bitcoin Core node (even with txindex=1), the wallet’s RPC rescan must walk every block output and check each script against your keys, which is inherently O(chain-size) and slow. ⸻ 2. High-I/O, low-latency storage • Public servers run on SSDs or NVMe drives (often in RAID), delivering thousands of IOPS so their indexer can write new blocks and serve random reads at lightning speed. Even a modest ElectrumX instance “is I/O-bound … SSD’s are definitely recommended” —and enterprise hosts use NVMe for even higher throughput. • Example (AWS testbed): • Data disk: 1 TB gp2 (3,000 IOPS) for the Electrum index • Bitcoin data: 600 GB gp2 (1,800 IOPS) for bitcoind’s block files • Result: balance queries over a cold cache complete in under 50 ms  ⸻ 3. Sufficient RAM for caching • ElectrumX is typically run with 2 GB+ of cache (CACHE_MB = 2048), and LevelDB’s own block cache (DB_CACHE ≈ 1,200–1,800 MB), so most lookups hit memory rather than disk.   • Even a single-user Electrs instance recommends 16 GB RAM to keep its embedded database hot.  ⸻ 4. Tuned software settings • ElectrumX config tweaks commonly used on public servers: COST_SOFT_LIMIT = 0 COST_HARD_LIMIT = 0 CACHE_MB = 2048 This disables internal rate-limiting and maximizes in-memory caching.  • Fulcrum sets txhash_cache=2000 to keep recent transaction lookups in RAM.  • Esplora (Blockstream’s server) uses a “constant-time caching” schema so addresses above a threshold get fully cached.  ⸻ 5. CPU and concurrency • Indexing a new block is parallelized, and query handling is asynchronous. Single-core speeds matter less once the index is built, but public hosts often use multi-core Xeons or equivalent to absorb spikes in demand.  • Your gaming-PC CPU may be fast, but if it’s paired with a spinning disk or limited DB cache, your wallet’s RPC rescan still bottlenecks on I/O and single-threaded script-matching. ⸻ How to speed up your local setup 1. Use an Electrum-style indexer locally (e.g. run ElectrumX, Electrs or Fulcrum against your node) instead of pointing Electrum directly at bitcoind. 2. Move your data directory to an SSD/NVMe, and give your indexer its own fast volume. 3. Increase DB cache in your server config (CACHE_MB, DB_CACHE) to keep more of the index in RAM. 4. Ensure your Bitcoin Core is started with -txindex=1 (if using ElectrumX/Fulcrum) or -blockfilterindex=1 (with descriptor wallets) so the indexer can pull historic data without re-scanning blocks itself. By adopting the same hardware profile (SSD + ≥16 GB RAM + decent single-core CPU) and software tuning that public hosts use, your local Electrum server will likewise return balance and history queries in milliseconds instead of minutes.

qwertydcf

I remember the 2020/21 bullrun with daily comments like 10.000-30.000. Now we have 85 yes 85 right now, and people talk to me like we are not in a bearmarket lmao. All top 100 altcoins are down like 40-50% (okay xrp isnt) but the rest is underperforming so HARD. Bitcoin is only so high because Michael Saylor cant stop buying. No jokes aside, its the safest asset in crypto right now and big firms are buying it, thats it.

Timstertimster

boohoo i'm so depressed i am 14 years old and still not a billionaire! what am i gonna do? boo hoo! OMFG the kids today are just a bunch of entitled bratty want-it-alls who forget that any semblance of wealth is typically the result of 30+ years of real, actual, bona fide HARD work. But hey, your egocentric helicopter gen X parents and the tiktok influencers will have you believe you're supposed to retire by age 30 or be considered a loser. so sick of this garbage. now go downvote me, you grifters. i won't stop ranting until i get to -1,455

OtheDreamer

This is what you dweebs wanted. You guys were pushing Trump SO HARD knocking Kamala SO MUCH about how she's going to be SO BAD for crypto. Then the first 60 days Trumps in office he tanks the markets and legalizes insider memecoin trading. ha. ha. ha. ha. ha. ha. ha. ha. ha. ha. .

8307c4

As a landscaper you can bring home $400-$500 a day putting in 6-8 hours of HARD work and be done, I'm not sure why these youngsters are dreaming about getting rich, be prudent in your investments.

NovastaKai

do they really? 🤔 hard enough to send their own currency to a friend in uganda let alone get them usd 🤣 people trade using whatever is appropriate to them at any given time, usually.. like 80% of the time.. local currency.. go figure.. can't deny dollar IS the reserve currency, everyone is exposed without explicit knowledge therefore consent, dispite such ignorance it has helped in quite a few ways.. But the whole "cash is king" thing died when btc hit 10k.. (yes 10k definately 100klul) idk been watching the world this whole time as much as possible and I confidently think whoever made btc had wisdom and power to use that wisdom for good moreso than many governments.. A star wars viable digital HARD money was born.. even if its tweaked.. as long as the rules apply.. scarcity like that breaks the wheel imo.. Aslong as the Internet exists, so will btc. they say empires last around 200 years orso and that's the mining estimate ish right now so.. who knows 😅 man was stacking xlm because its quick and convenient and boy it was for a time :,) j.s first gov in could build the empire and secure like 180years of economic security 😅 make it not make sense.. oh wait el Salvador started and look at the stats 👀 dang.

razvanciuy

Databases get hacked all the time, they grab a bunch of account info and then takes forever to check each until they hit the jackpot. Can never be safe online, but you can make it HARD for them to do stuff & gain access, which they might skip and go for the other that are easier pickings. If you cant secure your online presence as much as possible, then go offline. Don\`t store seeds online.

Fun-Technology-1371

IT. IS. NOT. THAT. HARD. Stop storing seed phrases online. This defeats the purpose of cold storage.

Skjold10

The lack of people saying “to the moon” means we’re about to PUMP HARD. READY FOR BLAST OFF AM I RIGHT!?

Hot_Establishment216

It seriously baffles me that people sell at a loss. All you have to do is look at the chart history and be like, oh, it seems like I could have bought and basically any time in history and made massive money if I just let it ride. I get it though, this is a high emotions environment that is further energized by social media and tbh reddit posts. But yeah, of it gets to 50k I'm going to have a HARD time not throwing some serious cash down. And also lament having bought so much at such a higher price point.

everwith

I did a small experiment by shorting every shitcoin on binance for a month, didn't go well. Despite the obvious downtrend, sometimes it can get rug-pulled in a hour with more than 100% price increase, which will get you liquidated, HARD.

Todo_es

MSTR 4% UP today GME 11% UP today BITCOIN 2% UP today EVERYTHING ELSE IS CRASHING HARD!... Yes, even Gold!

AnoAnoSaPwet

Everyone loses here.  Every market doesn't immediately react to the same news. Crypto will eventually dump really hard, and I mean REALLY HARD, and you will see how absolutely dead it gets online during a bear market! 

ALth0r

fed's role is to control inflation, period. They answer to no one. since it seems inflation is gonna come back HARD, they might even raise rate.