TDOC

ai-moderator

#TLDR --- Ticker: TDOC Direction: Up Prognosis: Buy long-dated calls and YOLO Valuation: Cheaper than my will to live Catalyst: They added "AI" to their business plan

Much_Candle_942

In this jungle of dirty companies, **$TDOC** stands out with 0.6 PS and near 20% FCF.

BeautifulActual6535

Path, TDOC, UUUU

SdrawkcabEmaN2

No. Just plain old retail. Some of those stocks I think will suddenly take off soon. Some sort of already have. Look at AEO, it's down now but was on fore after earnings...I've been buying. GAP should be good too. But they load, accumulated, then drum up the buzz. So you gotta be able to pick a good stock all on your own. ADBE one I'm on. A little biopharm company that's taken off here lately. Doordash maybe, Lowes, HD, TGT. I mean idk if target is still wide of the mark but these are April low prices still for that stock and a 5% dividend at this price. They're not gonna talk you out of staying in speculative AI stocks, they'll just let you figure out that they were supporting the price action. Oil stocks, gold, silver, miners. Vale is an iron play. Nov is drilling equipment. Caterpillar is taking off. Utility conglomerates. Verizon, ATT. The rest of the market has been left to languish to dare dummies into full porting into AI, who think they have solved the riddle. People called me an idiot here in March/April for going 95% NVDA. But once I realized it was a trap...I mean they don't normally tell me when a stock is gonna tank. So lately I'm doing yeoman's work swinging smaller percentages and selling calls, I've got a big play or two but more important I know I won't get wiped out in a bubble collapse bloodbath. And if you don't have a clue....Cash is just fine. My natural instinct is the opposite of the herd so I play to my strengths. Just know if you don't have an idea of what the market value of a stock should be, or a price target you independently reached ,you're the mark. And when you realize you made a mistake and stuck around too long, don't wait 5 years hoping you really were accidentally on the golden ticket. Cut the losses. Cause 100% take it to the bank some of these companies are not going to recover. They only existed to fleece retail. TDOC and PTON come to mind from the pandemic. They're just now showing signs of life. And I know people who rode them all the way down because they were more invested in being right than their money. Just basic psychology at the end of the day.

Much_Candle_942

**$TDOC** is actually making money in this madness of shit Cos. Just look at FCF, PS ratio of 0.6.

Much_Candle_942

TDOC

Much_Candle_942

$TDOC is actually making money in this madness (FCF). PS ratio 0.6. Mental health 🤯 trainwrecks.. here we go 🚀 

Complex-Video-2202

fck I dont understand, why TDOC not announce Cooperation with Amazon, GOOG, Open AI, MangoMedia? TDOC pops, I can quit wendys, everbody will win. Why?

Leroy--Brown

First off, thats an odd way to calculate IV from a company that provides software. You're making an apples to oranges comparison. Let's use an analogy: let's compare an auto company GM or F using this imaginary "they go bankrupt inexplicably and can only return value to investors by liquidating assets" sort of imagined scenario. Extremely unlikely btw. Yes Ford and gm have significant assets, real estate, factories, etc. They could sell them off and return value to investors. But if you're trying to compare intrinsic value of F or GM to a primarily service based company, such as .... I dunno TDOC or better help or doximity or amwell (telehealth based companies) these are primarily services based companies. The doctor or therapist providing the service is an asset to the company, that generates revenue for the company. But in the rare scenario of liquidating all assets, these companies can't sell off humans, just as much as a software company can't sell off it's operating system at a premium valuation. You're making an apples to oranges comparison. There are a lot of services based companies in the world And name a software company that calculates it's IV based solely on assets, and not on a DCF based calculation. That's a better way to calculate IV for pltr. Or of course, the rule of 40, which helps to calculate value based on future revenue growth and profit margin growth. This can help project earnings into the future better than PE or forward PE and it absolutely reveals future value. You're probably thinking about it in the SaaS sense. But the reality is that it reveals fair value for companies in the aggressive growth phase, much better than a simple PE does. And to rephrase your final sentence. If the market cap shot up to 50 trillion (or something more rational) then they would have a PE ratio that actually makes sense. See what I'm really trying to say about PE when a company is in aggressive growth, NVDA pe for example was insane. Then over the next 2 years, it grew into that valuation as the price went up. Same for Amazon when it's PE was absurdly high (and when nobody understood AWS growth) and eventually it's price reflected the absurd pe value as the market cap grew.

observation101

SOFI, TDOC, BULL (and PROK as my speculative play)

No-Alarm3762

Don’t doubt Citron, called NBIS at $20 and now he’s calling TDOC

OG_Tater

In addition to what other guy said- stuff like WDAY, TWLO, ASAN, DOCU, TDOC and ABNB not SaaS but similarly lumped in there. Several like TWLO, WDAY and DOCU have very decent businesses, Companies I’ve worked in always use them,

No-Alarm3762

Y’all really missing on the million dollar play with TDOC. Going to have a similar run up as tempus AI

95Daphne

If you weren't around for 2021-2022, I'd suggest reviewing what occurred to popular names from then, such as ZM, FSLY, TDOC, etc. Or just ARKK. And then if you hold RDDT, I'd strongly consider booking partial profits. The most likely case is that the Trump era won't be invincible to the same things that happened under Biden and some of the names that benefitted from a Trump election will end up getting hammered...heck, there's even similar divergences starting to appear in the Nasdaq to the lead up to 2022.

Different-Run7276

TDOC

inksanes

TDOC and SKLZ. Fuck me.

ctrlaltdeadlift

My TDOC calls seem regarded this morning 💀

ctrlaltdeadlift

Pile into TDOC.

trustmeimshady

Docn Tanh OPTT TDOC MVIS HMBL SENS

Complex-Video-2202

TDOC time to pop

GrowthMLR

**The market isn't efficient - it's emotional.** And right now, it's having a panic attack about TDOC while the actual business quietly improves. 1. **RSI at 26 (extreme oversold) after 97% decline means violent mean reversion coming - stocks don't stay this beaten forever.** # 2.Integrated Care segment (62% of revenue) growing at 3% with 102M members and expanding margins while market ignores it completely. # 3.BetterHelp Insurance = 10x Market Expansion: Shifting from $400/month cash-pay to insurance model unlocks 100M+ covered lives and transforms struggling segment into goldmine. 4.**Trading at 0.68x sales with $1.2B cash vs $1.6B debt while profitable peers trade at 3-8x sales - market pricing in bankruptcy that won't happen.** # Peer Comparison Shows Absurdity. https://preview.redd.it/nwisd8rxqdqf1.png?width=597&format=png&auto=webp&s=eb106f962ba2b72ca7d5ec9da3442c71e32aec0c # 5. AI Integration: 102M patient interactions create unbeatable AI training dataset worth $50-100B in AI healthcare market, currently valued at ZERO. \---- Buying, The **#1 global telehealth platform**. For **0.68x revenue** (peers at 3-8x). With **$1.2B cash** on the balance sheet. Owning **102M patient relationships**. Positioned for **$500B AI healthcare market**. At **RSI 26** (extreme oversold) \[ Do your own DD. No one can predict the move of any stock.\]

GrowthMLR

# Numbers Don't Lie: * **RSI: 26** (deeply oversold - normal is 30-70) * **97% decline from peak** ($294 → $8) * **Trading below ALL moving averages** (5-day, 50-day, 200-day) * **Market cap: $1.4B** for a company doing $2.5B+ revenue Even terrible companies don't stay at RSI 26 forever. Teladoc is the **global leader in telehealth** \- not a failing startup. Historical patterns show stocks this oversold bounce **hard** when sentiment shifts. **Comparable Oversold Recoveries:** * Netflix 2022: Down 75% → Up 150% in 12 months * Meta 2022: Down 70% → Up 200% recovery * Zoom 2022: Down 90% → Up 40% bounce **TDOC has fallen further** than any of these - the rubber band is stretched to breaking point! # The Balance Sheet Nobody Talks About: **Cash Position: $1.24 BILLION** 💰 **Total Debt: $1.58 billion** (mostly convertible notes) **Net Debt: Only $340M** **For perspective:** * Market cap: $1.4B * Enterprise Value: $1.74B * **Trading at 0.68x sales!** **What This Means:** They could buy back **88% of outstanding shares** with current cash. They could survive **3+ years** with no revenue. They have **zero bankruptcy risk.** **The market is pricing TDOC like it's going bankrupt tomorrow.** It's not! https://preview.redd.it/l3a4smlkpdqf1.png?width=1128&format=png&auto=webp&s=1182106f79ab0bbbdcca46f987f4c110096e09c4 \[do your own DD. No one can predict the move of any stock.\]

martinki11

All her stock picks were COVID plays that relied on essentially everything staying virtual. TDOC? She relied on COVID staying around longer. PTON? She hoped everyone would buy an overpriced bike and pay a subscription to use that same bike you just bought. ZM? She hoped you would never walk into your office again. Literally a washed up ETF manager with exorbitant fees so she can pocket from her so called “investors”.

PolecatXOXO

My ass still hurts from TDOC when she was screaming "buy!"

iholdlongtermstocks

Laughing seeing this bc other than my boomer portfolio, SNAP and TDOC heavy shares are my large “risky” positions

trustmeimshady

TDOC is garbage

DJORCKO

You funny ! I'm being watching $TDOC .

dvdmovie1

"That makes me think the Nasdaq’s growth potential could be even bigger." The Nasdaq's growth potential might be bigger over the long-term but you talk about 30 years; what if there was another 2000-2010 (although especially 2000-2008) period within that 30 years where other things had leadership? I see that as highly likely and probably in the early first half of the next 30 years. Too many people run the risk of every potentially compelling growth theme/concept as being "the next big thing" when there have been a number of things that have not even in recent years. 2020/21 was an example of a very broad disruptive growth bubble, where even something like BYND soared and because the stock went up, price = narrative ("meatless will be what everyone is eating!") Cut to less than five years later: stock is $2.50 and https://foodinstitute.com/focus/beyond-meat-on-the-verge-of-financial-ruin/ During covid, TDOC soared and everyone thought that that was the way doctor's visits will go. The moment covid subsided, so did telehealth, then others started to compete and it was clear there was no moat. I did extremely well during covid with LVGO, which was then bought by TDOC for $18.5B. TDOC is now worth 1.2B. Everyone thought every EV company - even one with three wheel vehicles that did a banjo concert on a conference call - was the next Tesla. A lot of people on here were going all in on ARKK - last year Cathie had $22B in realized losses across the ARK funds. The last 5 years growth has done so extraordinarily well that I think it has created unrealistic expectations and there is still some degree of the mentality that every popular growth theme will work out extraordinarily well. Some will - but what popular growth theme isn't already priced as if thats the case? Some will not. When people start asking about "why not TQQQ" or "why not just own the nasdaq" I do get a little concerned; not saying this as harsh to op or anyone but admittedly, these are not questions you see on here in March 2020, 2022, early 2025 - they are the kind of questions that appear more in 2021. I'm not saying the markets will crater tomorrow, but I do think that some of what I see is not sustainable. It feels to some degree like we're already 2021-ing with Chamath doing a SPAC again and other things going on. What causes more of a lasting reset a la post dot com I don't know, but if that isn't the eventuality than perhaps this time is actually different. It feels like we are in a cycle of "escalator up" (2020-21, 2023-24, 2025 post April low; "price to narrative" valuation; everyone focuses on growth), "escalator down" (2022, early 2025; all the sudden valuation matters in a hurry, many got 100% risk-on and their only option is to rapidly scramble to de-risk in a puke of popular/crowded themes/names; people rent value and out of favor names while looking for a sign to go back to growth gambling again.)

Boring_Mirror_953

TDOC 8 call aug 22nd @.07 contract🤑

Boring_Mirror_953

TDOC 8call aug 22🤫🤫🤫

Boring_Mirror_953

TDOC 8c aug 22

Xzlk

It’ll hit $80 again for no reason but yeah, the end seems be a TDOC carbon copy

No_Nefariousness5996

TDOC. I know people will trash this stock pick and mention HIMS or AMWL, but I've used their product a lot and they have the largest market share. They're acquiring a lot of companies to fill out their product offerings. And they are an AI play too.

Yossarian1507

TDOC Why - Because a Twitch streamer I watched was bullish on it at the time. What I learned: 1) don't shadow others, they have their own plan, stop losses etc, you don't (yet). 2) stock's can nosedive hard, and big drop doesn't always mean that "buy the dip" is the play It wasn't big money (like 300$ overall), and it was a very good lesson at the start, I quickly got punched for stupid decisions. Now I'm investing knowing how bad things can get, i.e carefully and with more research, and so far it treats me well.

J2theF

We are talking about 725 shares in low $4 range, right? If you hit the home run it gets you to $75k. Most companies are really struggling for cash when they dilute. HIMS was a great call and very astute with the social trends of weight loss. They now remind me of TDOC. Good luck!

Kantmzk

**Teladoc Health (TDOC)** was **ARK Invest’s worst-performing position during the year ending July 31, 2024,** with **$1.50 billion in realized losses** attributed to that single stock in Cathie Wood’s flagship ARK Innovation ETF (ARKK)

ducktwo

TDOC The gift that keeps on giving (taking away bigly)

ducktwo

TDOC you break my heart

No_Nefariousness5996

I've been averaging down on TDOC for a couple years now after initially selling some in 2020 around $240. Wish I had sold it all, but here we are. I also am a user of the product, and it is actually a really useful platform. It's hard for me to believe that this stock can't achieve a 4-5x from here.

xeuropa

Damn TDOC is still around, I remember when they were 300 a share😂

ducktwo

TDOC after hours

Abzu_Kukku

I like the trade but your projections seem ridiculous on their face but especially so if you consider the time-frame you have chosen. Your base case calls for a 240% move within the end of the year but TDOC hasn't made a move like that since its 2019-2020 run. TDOC trades \~($9.20-10)-($7.5-6.5) in the short-term but I can see a move to \~$15-16 before EOY.

Yorokobi_to_itami

For the wsb crowd now: TDOC? 🪙 Cheap AF 📉 Bagholders still crying 🧠 Telehealth still a thing 🧾 Acquisitions might print 💸 Still losing money 👀 Analysts mid on it ☄️ Reddit says moon, Wall Street says meh --- Verdict: Not full-on turd, but not moon-ready either. It’s a coiled spring with IBS — could rocket if the gut clears, could just shit itself. Play it like a LEAPS lotto ticket, not your main squeeze.

TheInkDon1

I don't care about the company, so I didn't read a lot of your DD, but the chart does have a nice little up-slope since Liberation Day, \~25% in 3 months. If it does that for another 3 months it's at 10.36 by the end of October. Another 3 months puts you into January at 12.95. So your 10's could be ITM just based on that, and then if you get the extra growth you're expecting, you could be sitting pretty, having only paid \~1.30 for those. But what I REALLY came here to say was: Did you know you can sell Calls against Calls you own? Go out about a month and sell them at 30-delta or less. Right now the 33DTE 29Aug10.5C's seem to be going for 0.29. That's an ROI of 22% against a 1.30 CB. You could do that 6 times by January and almost not care what TDOC does, b/c you would've more than paid for the Calls you bought. (6 x 0.29 = 1.74) Just a thought.

vitalalgorithms

Another TDOC believer. There are dozens of us!

rair21

Did TDOC stop offering that service or did you find an alternative solution?

P1Taylor

Another day of WEN and TDOC

CassiusGotBanned

TDOC $10 calls up 40% today

568Byourself

I’m in on all the memes OPEN: Still have a leap and some January 2026 calls that are all house money at this point. DNUT: 8/15 5/7.50 call spread CLOV: 8/8 3.5 call PLUG 7/25 2.50 call BB 8/1 4.50/5.50 call spread RKT 7/25 17/19 call spread TDOC January 2026 12.50 call These are just the meme plays, I have other stupid stuff too

Unhappy-Cell-3405

TDOC to $14 and dump

Goodoldhold

Watch out for TDOC run up before earnings(29.07) Impressive volume in preM

P1Taylor

Wendy's is the freaking play. Also grabbing some TDOC because she's begging to be sent to $15

TheGreenAbyss

Why TDOC?

SmallIslandBrother

I’m going RKT or TDOC personally, need more money ahead of the Figma IPO

gch454

Lies. There’s so many more like TDOC, GLXY & BB.

TechWallStreet

Idk if this is a duplicate but here was my answer: Yeah I know Medicare reimbursement changes are significant, but TDOC’s business model is not overly reliant on Medicare-funded telehealth. Even in Q1 2025, TDOC reported $629.4 million in revenue, with only a portion tied to Medicare reimbursements. So can they overcome a hurdle like this? Absolutely.

TechWallStreet

Yeah I know Medicare reimbursement changes are significant, but TDOC’s business model is not overly reliant on Medicare-funded telehealth. Even in Q1 2025, TDOC reported $629.4 million in revenue, with only a portion tied to Medicare reimbursements. So can they overcome a hurdle like this? Absolutely.

Happy-Strength1996

Made money on OPEN, cashed out and now in BYND, TMC, LCID, TDOC, QUBT and WWR. LCID and TDOC are looking the most appealing so far. Good entry, IV is still relatively low before the masses find out and join.

Austin_Destroyer

If AI chatbots can give sound investment advice, they can also be therapists. Calls on TDOC.

ConsciousBroccoli480

TDOC bros are going broke 😂😂😂

PlentyArmy2411

TDOC

rair21

Thanks for posting. I had been checking the sub a couple times a week to see if anyone else was thinking what I was thinking. Even drafted a DD myself, but was planning to wait until after earnings to drop it. I've done a significant amount of research into this ticker over the last 2 months. Important to add that they currently have 1.3B in cash. Free cash flow of around 150M annually. They are able to continue acquisitions like the 2 done in the last 6mos without fear of diluting shares or running out of cash. I cannot remember who but another analyst brought up that you couldn't build the overall business that TDOC already has for 1.4B, making a simple case for a higher valuation or that TDOC could be an acquisition target if existing leadership can't execute the turnaround.

Affectionate-Self539

Thanks for the dd ive been watching TDOC for a while and this was the catalyst I needed to take a deeper look. I think I broadly agree with the thesis but a few questions. Obviously P/S was sky high in 2020 so your numbers are well within range, but given TDOC margins I’m not sure the revenue lifts you mention are enough to move the needle. On your timeline I would feel more comfortable projecting 1, 1.5, 2.25 P/S targets. But also I’d lengthen your timeline. This is a multiyear turn around in my eyes. They’re well positioned and the need is real, but they need to focus on profitability like they never have before. Their revenue has never been the problem. They burn cash

rair21

Glad to see this posted. I've been on this train heavy since January. Flipped some options in February. When this company reaches GAAP profits (which may take 3 more quarters) triple today's price is the new floor. The Uplift acquisition should shore up the weak customer retention at Betterhelp and that will quickly lead to much more revenue. I believe the Citron piece focused on that as well. I've got a few thousand shares and may add a few thousand more. I also have options. I firmly believe the future is right here. TDOC execs are always cautious on earnings call and never too optimistic. I am hoping they don't undersell the turnaround on the call this week.

Tserrof

BYND - a punished stock that had prev hype and shorted into oblivion had a nice little bumparooski today. TDOC - Telehealth comp that has gotten its shit pushed in since Covid hype. There’s value there. UWMC - if rates go down this will pop + dividend for the fogies. RSKD - my biggest conviction play. Just look at the consolidation. When she goes it’ll be like Robinhood. Problem is when. Hard to say.

TechWallStreet

I used TDOC for my dermatology issue and they gave me a treatment that resolved it in 24 hours. I’ve been dealing with it for months. TDOC has great doctors for sure. 👍

TechWallStreet

Also TDOC’s the biggest telemedicine player by revenue ($2.4B in 2022, per Built In) and reach, operating in 175+ countries with 94M members

throwaway2676

I looked into this a bit yesterday, and I'm curious what the reason would be to pick TDOC over Amwell, HIMS, or GoodRx. I'm not yet convinced that the tailwinds will be stronger with tdoc over the others

TechWallStreet

I respect the skepticism, but TDOC isn’t waiting for a 2028 patient influx to drive growth. The $30M UpLift acquisition adds $40M in annual sales to BetterHelp, and Wellbound targets workplace mental health which market exploding today. Q1 2025 showed 3.3% Integrated Care growth, and Q2 earnings (July 30, 2025) could be that rally. BetterHelp stabilizes or guidance beats then rocket. TDOC’s AI diagnostics and cost-cutting under CEO Chuck Divita have Citron Research hyping it. With a $1.14T telemedicine market looming by 2032, TDOC’s capturing market share now, not waiting for OBBBA’s fallout.

curtaincaller20

I like your thesis, but I think your time horizon is off. OBBBa changes to Medicaid don’t take effect until 2028. Some health providers may front run these changes and start cutting staff/locations, but I don’t think TDOC is going to see the influx of patients needed to support your price movement in that time frame.

ducktwo

Buying TDOC. Holding OPEN. Selling QS.

ducktwo

Thinking I'll enter a modest position on TDOC next week. 100 shares and forget about them

TechWallStreet

Agreed losses and debt aren’t sexy. But TDOC’s 94M members, AI push, and new initiatives like Wellbound make it a steal at $8.05. The board’s steering this ship toward a massive market

throwaway2676

Interesting. Do you think these are big enough catalysts to favor TDOC over Amwell, HIMS, or GoodRx?

TechWallStreet

Understood, but there are board members I like here too. TDOC’s board, chaired by David B. Snow Jr., includes heavy hitters like Karen Daniel (ex-CFO with financial chops) and Caterina Lassiter (tech and healthcare expertise). They’ve backed CEO Chuck Divita’s cost-cutting and AI-driven diagnostics push, which Citron Research last June called a “coiled spring” ready to pop.

TechWallStreet

Despite the issues with Medicaid hitting the healthcare sector we have bullish catalysts: Wellbound Launch (July 15, 2025): TDOC’s new EAP integrates mental health and BetterHelp services, targeting workplace demand. I saw an analyst post TDOC is a steal at $7.91, citing 94M members and AI growth at 1x sales. UpLift Acquisition: Adds $40M in annual sales, though with a $10–15M EBITDA hit in 2025. Options Activity: High volume (8,025 calls) and 79.81% implied volatility signal expectations of a rebound, with major X accounts predicting a move above $10 soon.

TechWallStreet

Sector Volatility… The healthcare sector faced turbulence, exemplified by Centene’s 25% plunge after withdrawing 2025 guidance due to Medicaid challenges. While TDOC’s virtual care focus offers some insulation, the overall sector’s woes have pressured its stock.

TechWallStreet

I opened up multiple accounts in Fidelity years ago. It’s what percentage of each account those calls are. Basically only going TDOC. I’m not holding anything else but Bitcoin. Ethereum and these calls. I just put leaps in each one for the long.

TechWallStreet

Basically here’s the sauce… TDOC’s $8.05 close is a buying opportunity with Wellbound, Catapult, and AI paving the way. My 51 calls target $84,609 in the base case, with $157,539 if it hits $42.09. I’ll bet my left nut on it. Wait until I double down Monday. Will post updates.

TechWallStreet

New Catalysts: Wellbound’s EAP launch targets a high-growth market, and the Catapult acquisition ($65M) bolsters chronic care, potentially lifting revenue. Q2 earnings (July 30) could spark a rally if TDOC shows BetterHelp stabilization or strong Integrated Care growth (3.3% in Q1).

TechWallStreet

Valuation: GuruFocus’s $18.68 DCF (132% upside) and TDOC’s P/S of 0.56 versus peers scream undervaluation. Piper Sandler’s Buy upgrade adds fuel.

Legal_Ad2602

Also bought some $TDOC

u8whatnow

AMRN - friend recommended in 2019 I don’t remember the name of the other ticket, but it was recommended by Bloomberg magazine. It was bought out by TDOC and the shares were converted.

Kachowxboxdad

I have a bunch of cash and bonds but these are my holdings from most to least: FEIM PPTA UAMY KODK RDW PRAA TDOC

moon_mission

Once again, $TDOC

moon_mission

$TDOC going to rip

Clean-Rip2769

i’m hoping it hits $6.50 this week and TDOC $10

imwithchubby

TDOC

Smooth_Ferret8081

Remember TDOC?

Smooth_Ferret8081

Remember TDOC?

Xzlk

I think if they start slinging the real deal like Wegovy and Ozempic, it was looking pretty good. Selling cheap knockoffs and running a “healthcare platform” has been tried. Ask a TDOC bull.

dvdmovie1

Citron trying to make the case that it will be bought. I haven't read it but I don't know why someone would feel the need to buy it rather than starting their own if they were compelled enough to do so. I can't believe that I had a 5x with LVGO, TDOC bought it for $18.5B and now TDOC is worth $1.4B.

luckyjrai

I know it’s not a penny stock but TDOC been climbing because of a tweet

bossasupernova

My TDOC 7.5 calls are up 400% which is nice. Still getting wrecked on SPY puts.

modimusmaximus

What is the difference between LFMD and TDOC?

Alert_Weird6893

everyone and their dog thought during covid that telemedicine is the future. TDOC spiked to 293 per share. Then reality hits, can’t fookking fix broken bones through a laptop screen, TDOC falls to 7 dollars per share. I feel the pain of everyone who fell for this GILFs pump and dump during covid.

modimusmaximus

What actually was the issue with TDOC? Was it so overvalued? Looking at their data the revenue growth has slowed down and even gone backwards a bit but it does not look that horrible on the surface.

Stonk_Lord86

Small money here as Stonklord, but damn she pulled me into deep waters for a minute with TDOC. I’m holding a legit bag in 2025 just in case it ever comes back, and as a reminder not to trust a market charlatan in the future.

Top-Satisfaction5874

Are you buying more TDOC?

dvdmovie1

I think there are actually a few decent actively managed funds, but the problem that I have with "futuristic" funds is that they are often too indiscriminate or just not very good or the volatility is not worth the returns. I mean, take ARKK for example. ARKK did very well in 2020/21 because it was a broader "disruptive growth" bubble and that fund was in the very right investment place at the very right investment time. When 2022 happened, she stuck with "2020's greatest hits" all the way down. She missed the AI theme, selling NVDA near the bottom before it took off. She missed the obesity drug theme. Eventually, the Ark funds took a collective $22 billion dollars in realized losses. All the stuff she thought was "the future" in 2020 eventually lead to enormous realized losses, including 1.5B on TDOC. At least one ARK holding I can recall was a 0. In the UK, Scottish Mortgage (despite the name, a very aggressive public/private growth fund) took giant losses on Moderna (at one point its top holding) and held battery co Northvolt into bankruptcy. That fund is still well under 2021 highs. In terms of mutual funds, Nancy Zevenbergen's most aggressive fund (ZVGNX) is still off 2021 highs too, but closer than the other two. I'll say that that is probably the most aggressive growth mutual fund around and she's a better investor than Cathie is (and that fund's portfolio is better quality than ARKK's) but people go to stuff like this when the market is going up every day, then the moment that turns and the market stops going up every day they don't want to hold a fund like this. This fund is up 74% in the last 5 years, ARKK is just about back to flat. Too many things that are entirely speculative/early stage crater when the market turns like in 2021/22 and then when it comes back it's revealed that a lot of what they owned isn't great but "might have been exciting at the time in a bubble" (see ARKK.) I also have yet to see an aggressive growth mutual fund that has the ability to dial back even slightly. Look at a ZVGNX and you have a massive gain in 2020, craters in 2021/22, bounces back considerably in 2023/24 and yet... over a 5 year period if you had invested in the SPY you'd have done better with far less volatility. If you invested in Walmart you'd have done better over the last 5 years than "disruptive growth" ARKK. To me, the best option would be a more standard growth fund that would be able to make selective investments in more speculative/early stage growth - and that's really kind of how I invest. I don't know that I''ve found that with a fund.