XLK
Technology Select Sector SPDR® Fund
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Why VOO and chill over other ETFs that outperform VOO over 1/3/5/10 yrs?
Is there any merit in investing in sector specific ETFs vs. S&P 500?
XLK: lump sum investing or sell puts to get good price
Fidelity, brokerage link and NAV funds vrs ETFs
High PE tech stocks sorted with Palo Alto, SalesForce, AMD, NVDA, ServiceNow tops the list
2023-04-27 Wrinkle Brain Plays - In the style of Velma Dinkley
2023-04-26 Wrinkle Brain Plays - In the style of Harley Quinn
2023-03-15 Wrinkle-brain Plays (Mathematically derived options plays)
Is there a free website that shows all the underlying companies' financials in the ETF?
DD: I plan to double my money within the next 3-4 weeks. Here’s how:
DD: I plan to double my money within the next 3-4 weeks. Here’s how
DD: I plan to double my money within the next 3-4 weeks. Here’s how:
DD: I plan to double my money within the next 3-4 weeks. Here’s how:
DD: I plan to double my money within the next 3-4 weeks. Here’s how:
Looking to start buying for long term, what’s better SCHG or XLK?
Investing in (ABNDX) better than riskier/ municipal bonds?
$AAPL is the main reason we didn't see a lower leg down today with $SPY
The only guide you need going into Q2 USA Stock Market...!!!
Your guide to Q2 USA stock market. April. Here we come...!!!
Everything else is always down, but my portfolio is still usually up as a whole because of XLK
8 large-cap stocks shrink more than 50% in value; is the S&P 500 about to plunge?
$DOCU - BUY ALL DAY - $175 Monday morning
Is this a good market environment to close LEAPS and reduce leverage
XLK Call up 906% with 826% up across 3 positions. Go login to Meta whatever and talk to your boomer parents so my calls keep going up.
Is there any reason to invest in any other ETFs if you buy VTI?
Western Digital's stock soars after WSJ report of talks on $20+ billion merger deal with Japan's Kioxia
Anybody know of a way to implement a sector rotation strategy?
Why is my ticker down? Add these sectors ETF’s to your watchlist to understand the big picture
Hedging an income portfolio with growth stocks
My 1yr returns using a synthetic long LEAP strategy.
Buy the dip? What are you guys buying now that everything is red?
How do you judge a company's future success outside of financial statements?
What's better for long term growth: A monthly lump sum in a specific stock/ETF that dipped or equally distribute that sum across all stocks and ETFs monthly?
What's better for long term growth: A monthly lump sum in a specific stock/ETF that dipped or equally distribute that sum across all stocks monthly?
GME, but the $TSLA version. DDD (Deep DD). I did the homework so you didn't have to.
Mentions
QQQM isn't 100% growth or tech (it's only 60% tech). If you want pure growth then buy a growth ETF (VUG, SCHG). If you want pure tech then buy a tech ETF (VGT, XLK). If I were selecting an ETF to buy one of the requirements would NOT be, "all stocks in this ETF must be traded on the NASDAQ exchange."
I have 75% of my portfolio in solid ETFs, VOO and XLK, and I swing trade 25%. I do like swing trading because I can have one foot out of the door on any position and go to cash easily.
BTC is higher now than when the war started. XLK is holding better than most other sectors. If things are going bust, one would think technology would be performing the worst. DOW Transports and IWM are still holding above their breakout levels. I think the market is looking for any excuse to rally, but can't against the current backdrop. Everything could still go bust, but right now they are holding.
Energy is only 3.5% of the S&P500, it does not move the S&P, and XLE and SPY can totally move in different directions. This is not XLK
So you beat the market by being massively overweight tech. Thats not really an investment thesis to build an ETF around. XLK and QQQ already exist for that. Investors care about alpha and risk-adjusted returns, since your port was high beta, you mostlikely underperformed on a risk-adjusted basis.
What you could also do us add one more conflunce to the mag7. Spy/qqq/(insert: XLK/XLC/IGV) the sector etf premium flow. If all 3 align with the corresponding Mag7, I’m pretty sure the probability would be really high
Kinda sorta. If XLK didn’t have Microsoft, it would be up a hell of a lot more.
If you invest $1,000 every month for 10 years, the outcome depends entirely on the *behavior* of the assets you choose, not just the contribution amount. Most people only look at average returns, but long‑term results are shaped by three forces: * **Drift** (the natural directional tendency of the asset) * **Volatility regime** (how violently it moves) * **Trend structure** (whether the asset spends more time trending or chopping) For example, broad ETFs like **VTI** or **VOO** tend to have stable long‑term drift with moderate volatility, which compounds well over a decade. Sector ETFs like **XLK** or **XLE** behave differently — tech compounds aggressively but with higher drawdowns, while energy moves in cycles tied to macro conditions. Managed‑futures ETFs like **DBMF** or **KMLM** often provide uncorrelated returns, which can smooth the ride and improve long‑term outcomes when combined with equities. If you assume a typical long‑term market drift of 6–8% annually, $1,000/month over 10 years lands somewhere around **$165k–$180k**. But if you allocate toward assets with stronger structural drift or lower volatility drag, the range can shift meaningfully higher. The key is understanding *how* different ETFs behave across short‑, medium‑, and long‑term horizons instead of treating them all the same. Curious what ETFs you’re considering for the 10‑year window?
XLK has avoided oversold levels for 222 days, 8th longest streak since 1999. 3–9M returns were positive 100% of the time, with an avg 11% gain at 3 months. Hard to be bearish.
My only regret is not trading more XLK for HDV on Wednesday.
Tech (XLK) has the highest amount of short interest in its history right now and you think MMs are going to let them print? Stop being so dum bers.
NVDA has traded down to a 16.9 FPE next FY. For context, SPY is 23.6 FPE. XLK is 30.67 FPE, QQQ is 24-30 FPE, and INDUSTRIALS are 30+ FPE depending on the source one uses. Can't make this stuff up.
Feels like every contribution right now to investment accounts just evaporates with sideways trading ranges. XLK has gone nowhere since September 2025.
Signs are everywhere. Markets don’t firm major tops with fear way up here and only 3% off a high. XLK and particularly software is way oversold. It’s getting silly out there. Last week some penny stock company released details about a vibe coded freight tool and transports and freight stocks ripped lower. Everyone some entropic vibe coded tool gets reported on software rips lower and lower. Today on cnbc someone was actually trying to argue that small businesses and enterprises can just vibe code their own cyber security software. It’s all laughable. Reminds me of when stocks kept ripping higher every time an OpenAI deal was announced. It’s all very irrational. Markets have gone sideways for months mainly because of this tech sell off. Yet indexes refuse to roll over. Small case breaking out. I think alot of retail is going to get trapped being late to short tech. Just going to lead to a keg higher.
MSFT just hovering while the rest of IGV/XLK drills to the core. I should've just stayed in my PLTR puts I guess
stand in for schx is SPY. There are also derivative based ETF's such as SPYI. SPY is the gold standard for liquidity. SCHG is a sector specific style ETF and harder to equate to a more liquid ETF, but XLK would be close. XLK is not that liquid, but does have a tradable options market. In the derivatives market there are only about \~200 or so tradeable underlyings. It's a self selecting market based purely on how liquid they trade.
40 years isn't an investment horizon. 5, 10, 15 years is. 40 years is so astronomically unpredictable that there is now sense in planning in such magnitudes. You have a lot of overlap, Yet are maybe too diversified, it might slow growth investing so broadly, if your goal is growth not security, which it seems to be... Most likely you would fair best to reduce to max. three ETFs and maybe a few select stocks you like. For what you want to invest in, I would recommend; S&P500, XLK and van eck uranium and nuclear, and some stocks u like as i said.
For now sure and the valuations stronglu reflect that, but US companies are not immune to political risk and being shunned abroad where a huge chunk of revenue comes from without getting into currency debasement in the US that will affect the value of their local income. Many Asian countries are doing amazing stuff in the tech and manufacturing sector, Europe has been lagging quite a bit but they may just start to wake up. Not having real exposure in defense and utilities right now seems weird for a large portfolio. Just my two cents, but I think you are really missing the point of diversification with those picks and should either go all in on SPY (if you want so level of exposure to other sectors) or XLK if you just are super bullish on tech, no need to try and feel better by having redundant positions.
Why not just XLK or XQQ and XEQT if you really want to overweight tech and the US. The other stuff starts to be very redundant frankly.
I get the thinking, tech has been the clear winner and leaning into your conviction is not crazy. Just be aware XLK and QQQ overlap a lot, so it’s basically one big bet expressed a few different ways. That can work, but it’s less diversified than it looks. For a 30 year hold the real risk isn’t volatility, it’s long flat periods where nothing happens and people lose patience. Even a small non tech slice can help with that without killing upside. I’ve been sanity checking similar long term setups lately and writing things down so I don’t lie to myself later. It’s on my profile if you’re curious.
I like the idea of doing either QQQ OR XLK but there is a huge over lap between them. Why not 50% Tec.to and 50% Xeqt.to?
SMH does better (significantly better) than XLK on the 1yr, 5yr, and 10yr timeframes.
Yeah QQQ/SPY (and frankly even though it's fallen a bit more, probably XLK too) being down "ONLY" XYZ level (like folks love touting) is keeping fairly significant technical damage hidden again. Maybe it won't matter but my optimism on that is low (as some would love to say "as per usual"). Timing on that may not be possible though, maybe financials/oil/etc will just rescue markets forever by continuing to run hard because the hard economic data is fine, and this year maybe ends up being... "The Revenge of the Old Economy" With the Dow up 25%+ with the XLK down 20-25%.
I mean you could get most of that with an ETF like XLK or SMH.
Psst... the S&P is not the bubble. Tech is the bubble. XLK is down almost 10% now in three days.
MAGS down -1.98% during trading hours, and another -2.28% in AH. MAGS + XLK now officially in correction.
"APH is suffering from 'Guilt by Association.' It’s heavily weighted in the same ETFs (XLK, SMH) as the big semiconductor names. When funds dump Nvidia and AMD (which they are doing aggressively this week), they inadvertently sell APH too because of how the baskets are structured. Nothing is wrong with the company itself, it’s just a liquidity event in the sector. If you liked it at $70, you should love it here. This is a classic 'baby out with the bathwater' scenario
Keep these on your watch list. XLI, XLP, XLE, XLK, XLB, XLV. XLF, XLC, XLU. Seems to be going mostly into energy materials healthcare and financials
Genuinely what the fuck is happening? Speculative stocks are down 15-20%, former leaders down 10-15%, and mega cap are down 3-5%. Data center names are all broadly -15 to -22% after every earnings call said energy infrastructure is the bottleneck and they’re all scaling to meet demand. I fundamentally don’t understand the destruction today in some of these companies. God damn XLK is down 4%…
Genuinely what the fuck is happening? Speculative stocks are down 15-20%, former leaders down 10-15%, and mega cap are down 3-5%. Data center names are all broadly -15 to -22% after every earnings call said energy infrastructure is the bottleneck and they’re all scaling to meet demand. I fundamentally don’t understand the destruction today in some of these companies. Go damn XLK is down 4%…
Defensive sector XLP was up +2%, Tech sector XLK was down -2% Happened in 2000-2001 dot-com bust & Jan 2025 (before liberation day).
This market rotation has been going on since the beginning of 2026. YTD results $XME (metals & minerals) + 19.11% $XLE (energy) + 14.82% $XLU (Utilities)+ 1.63% $XLK (cons staples) + 10.97% $XLK - (teck) minus - 1.94%
Top 4 sector performances today. It looks like a market rotation to me. $XME (metals & materials) + 4.27% $XLE (energy) +2.7% $XLU (utilities) + 1.7% $XLP (cons staples) +1.9% $XLK (tech) minus - 2.57%
If memory stonks drop it's Joe over for tech XLK
Zero gains for XLK since early October 2025.
Man whole lotta regards in here hoping for USA downfall, yet failing to see XLK just broke out of a bullish pennant and is going to fuck your puts 😂
XLK isn't adding diversity its concentrating your position into tech, what is ok if that's what you want to do But holding VTI and XLK will make you less diversified than simply holding VTI.
Currently Active Duty Army, just looking for help with my portfolio diversification and if changing anything is worth it. Currently, I have about 23k into my TSP at 100% C fund. I’m really asking about help with my Roth IRA. I have maxed it every year for, what will now be, the 3rd year. Currently, I have 100% VTI in it, but some people say it’s worth it to diversify, so just wanted to get some input about that. I was thinking about potentially doing 60% VTI, 30% XLK, and 10% VXUS, but wanted to get some input and others thoughts on it. Just trying to maximize my returns and set myself up for the future. 20 year old for reference. Any advice would be appreciated!
Maybe for the indexes, but there are things that have started the year insanely well, including metals - the SETM etf is +25% YTD (+132% in the last yr), COPP +12% YTD, COPJ +17% YTD. Even the XLE is up almost 9% YTD. Lithium, uranium mining (URNM +68% in the last year), battery metals etfs, rare earth etfs, etc - all up big over the last year. Real assets are mooning. Tech broadly not doing great (XLK down slightly for the year, MAGS -0.5%), but SOXX is up 9%.
Zero gains since October 2025 for QQQ/XLK.
Those some decisive (at the moment) gap downs in XLK, QQQ, SPY, etc.
XLK looks awesome and I am surprised I have NOT seen that before!
The ETF QQQM is 63% compromised of stocks in the technology sector. Given your interest in U.S. equities and the technology sector, a purer play would be the ETF XLK which is 100% comprised of stocks in the technology sector. A position in XLK exclusively over weights that sector to more completely align with your outlook for tech. No one can predict the future, but the technology sector tends to do well in periods of lower interest rates, which is the current direction the Fed Funds Rate is headed. I personally like the technology sector because it is one of the best sectors for growth stocks.
Basically zero gains for XLK since the start of October.
Yes, passive index investing combined with regular dollar-cost averaging means all stocks in the index will be bought proportionately on new ETF inflows. The more ETFs include a particular stock and the more money flows into these ETFs, the more that stock rises. But it’s also self-fulfilling. The more people buy MAGS ETF or XLK etc, the more the underlying stocks rise and the more people want to dollar cost into these ETFs on a regular basis or chase the stocks higher. The only thing that breaks this inadvertent self-fulfilling momentum trade is when the economy tanks. People will want to hold more cash in uncertain times so they take profits, some will lose their jobs so they can’t dollar cost average, and the near term business fundamentals at the companies weaken and they miss earnings. Then the momentum swings into reverse. We saw that in 2022-2023 and again in April 2025.
Crazy rotation today. XLK -1.8%, AVUV +1%.
I’d recommend VUG which is essentially an S&P500 growth ETF, higher weighting on top holdings. I know that some people don’t want their portfolio to be super concentrated but it still tracks the S&P, so there’s more upside and more downside but long run I think it’s better than regular VOO. You could also do VOOG, or MGK, but these are very similar to VUG. You can also invest in a specific sector within the S&P500 such as XLK or XLY.
The issue with that is lately it's ended in heartbreak city in the short term. This isn't just tech taking a breather, it's rotational mechanics getting stretched pretty far. If the XLK doesn't have a strong day where it HOLDS when large cap value stops going nuts, the tone will be firmly set for a negative month to open the year for the SPX imo.
Gonna be fun times for tech stock bears like drew very soon sadly. Fairly clear that the XLK would be down 0.8-1% today or even more if value wasn't up a million percent. My guess is that value will take a breath soon and instead of a rotation to tech, tech is going to get sold off even harder and still be a laggard.
QQQ, Apple, Amazon, Intel , JNJ, kmi, msft, soun, ionq, qtbs, rgti, google, SMH, XLK, Kratos, JEPQ, Walmart, Tilray, Green Thumb, BOTZ, Ford, Duke, as well as a few other smaller positions. Currently I am dcaing monthly into qqq, rgti, ktos and xlk
Been using for about 3 months for the XLK-like strategy. I liked it's performance and TLH harvesting enough to add the SPY-like and EFA-like strategy 1 month ago. I haven't had any problems, although tracking error for the XLK strategy is -1%, SPY is +.9%, and EFA is +.5%. Seems pretty easy to administer. They haven't been around for a long time though. I am interested in moving assets to the long/short direct indexing strategy eventually - for which Frec is the only provider I know of not locked behind an AUM advisor.
With that many individual stocks you're trying to bet on, just buy XLK if you want tech sector concentration.
Lots of international stuff. Gonna continue to outperform US assets. VYMI, TEI, EEM. Gold is going to continue to strengthen. Have to maintain some exposure to tech through VGT or XLK but pared back a bit.
SPMO Doubles return of IDMO since inception(2015) and lower downdraw. SLV beats PSLV \~15%. Not a fan of International, but it's running now. 20% semis? Not much Tech except for whats in VT & SMH, maybe XLK or FNGS for Semis & Tech. GL...
XLK up 26.1 % XLC up 21.3 % SLV up 142.1 % I don't know what the big focus will be in 2026 but right now there are a fair amount of people watching silver, platinum, gold and other metals
CLS , Casey’s gas stations stock, Walmart , XLK
XLK or QQQ if your timeline is that far out technology far outperforms any other etf or asset.
I’m still firmly bullish on XLK and XLC, and the reason’s pretty simple Five of the ‘Big Seven’ are in these two sectors, and given that most of these companies saw strong revenue and profit growth in 2025, it’s no surprise these sectors kept outperforming the market. During Q3 earnings season, all the biggest investors in AI infrastructure announced plans to keep ramping up data center builds in 2026. Microsoft, Google, and Meta together employ nearly 500,000 people, and over the next five years, AI is expected to replace about 30% of the work at these companies that’s roughly $30 billion saved per year. Of course, these cost savings won’t fully show up in 2026 since it takes time. I’m sharing this calculation just to show that there’s a huge potential upside in EPS for these companies down the road
If you need the money within 3 years then I would keep the investments conservative (Bonds, CDs). If you are looking at money you don't have to touch for 10-20 years, than I would go with XLK or other tech heavy ETFs since you can roll with the ups-and-downs of the market.
This could be a dead cat bounce for the XLK…
Int'l value stocks (VYMI) have out-performed US tech stocks (XLK) this year.
Careful with the “cheap stock = good for small accounts” idea — that’s how most beginners bleed out. What matters more than the stock price is: • liquidity (tight spreads) • consistent intraday movement • clean options chains For small accounts, a lot of sub-$100 names have: • wide bid/ask spreads • random volatility • thin options (you get killed on fills) Honestly, many people are better off trading liquid ETFs or index products instead of chasing cheap tickers. Examples: • SPY / QQQ → extremely liquid, tight spreads, tons of expirations • IWM → cheaper premium, still liquid • XL sector ETFs (XLF, XLK, XLE) → slower, cleaner moves If you do trade single stocks under $100, prioritize: • high average daily volume • tight options spreads (check before entering) • stocks that respect levels (not meme behavior) The biggest upgrade for small accounts isn’t what you trade — it’s how selective you are. Fewer trades, better fills, defined risk. Cheap contracts don’t help if the structure is trash.
QQQ up 20% YTD. XLK up 23% YTD. BTC and ETH down 7-10% YTD. NVDA is also up 30% YTD. There is no correlation.
PHYS, EEM, IEFA, VEA, IWM, XLK, XLP, XLV some tech now maybe, in shares
75% of my portfolio was managed by a smart guy who has me in VOO, XLK, and a bunch of other growth-ey ETFs, and he has a system where he just holds no matter what happens, unless the price falls down to the anchored VWAP tied to some important event, which would signify a major change in character For my own part of the portfolio, I do swing trading of stocks, so I’m constantly getting in and out of things as they move above a certain line. It’s nice because I’m always churning, usually making money, hopefully making fewer mistakes, and it doesn’t really matter what the overall market does as long as I’m paying attention to the part that’s going up right now.
Hey not bad actually. That was a 12% correction (XLK) so definitely nothing to scoff at. Just remember the tech wreck and great recession were multiples of that
XLK green 11 days in a row. big red incoming
I mainly trade technology stocks and other aggressive stocks that are usually added to the following ETFs sectors like: XLK, XLF, XLC, XLY, and XLI. In fy23 I increased my portfolio to 161%, in fy24 it was 96% and this year fy25 it was up 114%. My portfolio has definitely increased significantly over the years. However, the market looks like it wants to come down, and it feels like it’s a house of cards, so I got out and sold all my stocks around November 11. And I’m just going to wait until breadth, sentiment, volume and momentum is back in the market before I start trading again. Happy trading everyone!
Purchased SEI this morning, adding to my AI related plays. Holding BW, APLD, SEI, and NVDA. Rate cuts imminent, holding diversified ETF’s and index funds including, SPY, XLK, QQQ, JEPQ. Bring on Kevin Hassett.
Brk-b 70% in five years no dividends. XLK would have yielded much more in the same time span.
At this point M7 is like 35% of the sp500. That isn't exciting enough? I find it terrifying, but I'm admittedly considerably older, old enough to have watched Nasdaq shed 80% in the 00/01 crash. I do have about 20% in XLK which is the most volatile tech companies in the SP500 but even that is like 30 companies. What you haven't yet experienced is the disappearance of huge cap companies like Enron, WorldCom, Tyco, and the demolition of shareholder value in Cisco. It took 2 decades to come back to pre crash levels. If you want to have a little thrill position in mag7 only, it's not a problem, but throwing everything at it seems not only unduly risky, but also a bad habit to get started on. Diversification is a much better habit to get into.
58 here, Still dealing mainly the 50% Large Cap/Tech(XLK/SMG/MAGS/SPMO), 30% Managed Futures/Gold, 20% Mathematical Decaying LETFs/long(Tech2x/3x), \+40-50% LETF's Shorts(Tech/Uncorrelated Hedges/Gold etc..), When/IF I ever cover these Shorts(8-9yrs ago), got 7 digit Profits to Pay Uncle Sam. Hope my Uncle Sammy is President then!!!
VGT doesn't own enough MRVL to make a difference in it's price (maybe .06% up). But I'm surprised to see that XLK doesn't have any in its index. SOXX should rise about 0.6% on MRVL alone.
Two things can be true: - Black Friday sales are at a record - Retail sales growth is moribund, based on +3% y/y Black Friday sales. Sales are **supposed** to be at a record. Not only is CPI inflation generally positive (3% this year), but population growth means we should be exceeding this at minimum to show real growth at. Here are data for the last five years for consumer facing sector ETFs (XRT, XLY, and XLP) vs. the broader index (SPY) and tech stocks (XLK and XLC), which have actually driven returns. | Total Returns | Name | 2025 YTD | 2024 | 2023 | 2022 | 2021 | |:-|:-|:-|:-|:-|:-|:-| | XRT | SPDR S&P Retail ETF | 6.66% | 11.78% | 21.54% | -31.64% | 42.63% | | XLY | Consumer Discretionary Select Sector SPDR Fund | 6.09% | 26.51% | 39.64% | -36.27% | 27.93% | | XLP | Consumer Staples Select Sector SPDR Fund | 2.90% | 12.19% | -0.83% | -0.83% | 17.20% | | XLK | Technology Select Sector SPDR Fund | 23.67% | 21.63% | 56.02% | -27.73% | 34.74% | | XLC | Communication Services SPDR Fund | 20.25% | 34.70% | 52.81% | -37.63% | 15.96% | | SPY | SPDR S&P 500 ETF | 17.62% | 24.89% | 26.19% | -18.17% | 30.52% | I'm not sure what investor used to historical 11% returns from the S&P 500 and recent >20% returns can see US tech stocks absolutely ripping >20% again this year, developed international markets return ~30%, and emerging markets >30% can get excited about seeing low-single digit returns from consumer-facing stocks and say "hell yes, sign me up for this shit". And unlike health care, which was beaten down recently but recovered, this is entirely driven by fundamentals, not sentiment.
|ETF Ticker|Name|10-Year Annualized Return|Notes| |:-|:-|:-|:-| |SPY or VOO|SPDR S&P 500 ETF Trust / Vanguard S&P 500 ETF|\~12.1%|Tracks the S&P 500; provides broad U.S. large-cap exposure with low fees.| |QQQ|Invesco QQQ Trust|\~20.3%|Nasdaq-100 focused; heavy in tech giants like Apple and Microsoft.| |VUG|Vanguard Growth ETF|\~18%|Targets large-cap growth stocks; balanced for long-term appreciation.| |VGT|Vanguard Information Technology ETF|\~23.4%|Tech sector focus; includes leaders like Nvidia and Broadcom.| |SMH|VanEck Semiconductor ETF|\~28-31%|Semiconductor industry; driven by AI and chip demand (varies slightly by source).| |XLK|Technology Select Sector SPDR Fund|\~20-22%|U.S. tech leaders; consistent outperformance vs. broader market.| As long as your return is over 12% yearly, your money will double in 6 years. So 300k becomes 600k in 6 years, 1.2M in 12 years, 2.4M in 18 years, 4.8M in 24 years. Obviously these don't get these returns every year, but their long term averages are above 12%. In 25 years, you should be able to turn 300K into 2M, which should be enough to retire on.
Hi, Long time investor here, I can tell you that even if you research the SHI\* out of a stock , things can go to shit , markets turn , somebody puts a 200% tariff on a part needed for assembly . I agree with the gentleman that pointed out "Your exposure to speculative names is too high" I would have to agree. I don't do airlines either or cruise lines or Banks I try to have a base first , like some etf's of the S&P 500 , VOO, VOOG, etc. I have a good foundation of these , and have my little 5% or 10% speculation money, recently picked up SMCI , already has a 25% return. And for real speculation , IONQ , and SMR , A couple of other more targeted ETF's are MGK , basically the MGK, the [Vanguard Mega Cap Growth ETF](https://investor.vanguard.com/investment-products/etfs/profile/mgk), holds **66 stocks** as of September 30, 2025. Its holdings are concentrated in U.S. megacap growth stocks, with a significant portion in the technology sector, and its top holdings include NVIDIA, Apple, and Microsoft. Or you can do more tech XLK is good for that .... Or the ETF MAGS the magnificent 7 , only those 7 stocks ... QQQ for tech as well , or if you are going to hold for a long time QQQM , lower fee's I also have individual stocks like Amazon, GOOGLE, APPLE, By using targeted ETF's I have been able to beat the S&P500 for the last 7 years or so.... So far this year , I have had returns of 38.27% YTD (mostly stocks) and another account (mostly ETF's) 15.76% YTD . Another one that's 16.51% YTD . The S&P500 as of today YTD 15.29 % Good Luck and Have a good day (:
The XLK being down 1.08% in pre due to NVDA/AMD complicates this. It's bat crap crazy, but I feel like Google has become a risk off stock within the Nasdaq complex more than anything. At some point, although it could be next year, the GPUs are ded narrative likely ends up hurting for everything within the Nasdaq.
It may not appear this is an everything bubble. Without a doubt Tech (XLK) has been challenged in the last month as it's performance is lagging every other sector during that time period but Healthcare (XLV) has been strongest sector in the last month with about a 6.5% return. Now, that is a defensive sector so perhaps what we are seeing is investors run to safety in this market. With major indexes at 4 week lows we will have to see whether this is a rotation out of high P/E AI names into safety/value or if we are entering a correction or bear market.
I am an early-career professional that has started building an investment portfolio over the last year or so. My long term goal is to save for a house, but in the short term, I’m mainly focused on building a diversified portfolio that isn’t too dependent on one specific sector / area. My current portfolio is broken down as the following: 10% in GOOG (my only single company stock) 10.5% in QQQ 17% in XLK 36% in SPY 20% in SWVXX (Money Market fund that serves as my emergency fund) 6.5% in cash on hand I want to diversify a bit more into other geographies or other ETFs. While I have probably a bit more risk tolerance given I am still early in my career, I want my investment portfolio to be a “set it and forget it” exercise that I make regular contributions to. Does anyone have any advice / suggestions for good options to continue building? Thanks so much!
Yoooo you have stick 30k in an etf like SPY or XLK
No worries, I started seriously at 42. ETFs are great. Because I want more growth for time lost, I bought into $XLK on top of $SPY lookalikes while buying stocks as well.
I’ve done the same, but through sector etf’s XLK,XLE,PRNT,XLP. As long as you’ve put thought into it and rebalance regularly enough you’ll be in good shape
Same here. I actually hold VOO, XLK, and bitcoin.
I'd like a recommendation for an ETF for a possibly 40-60 year hold, very long term, very tech. I have the usual VOO/ VXUS portfolio and short term bonds portfolio. My preference is towards tech and higher risk (open to losing 50% of it any time). I've cut it down to specifics I'm looking for 1) tech diversified and not focused on mega caps 2) has robotics and hardware 3) has a decent number of holdings, 100+ Which one would be the best out of? I am leaning towards IGM. VGT: Pro: growth Con: 50% is Nvda, Aapl, Msft, Avgo IYW: Pro: Has the robotics and hardware component Con: 45% is Nvda, Aapl, Msft IXN: Pro: Global tech Cons: Assumes the US does not dominate like the others do IGM: Pro: Evenly distributed, more emphasis on all North American Tech, and not top heavy Cons: More volatile XLK: Pro: Heavier on the full SP500 IT companies Cons: Not many, but similar to IYW. FTEC: Same as VGT Cons: Same as VGT
I'd like a recommendation for an ETF for a possibly 40-60 year hold, very long term. My preference is towards tech and higher risk (open to losing 50% of it any time). I've cut it down to specifics I'm looking for 1) tech diversified and not focused on mega caps 2) has robotics and hardware 3) has a decent number of holdings, 100+ Which one would be the best out of? I am leaning towards IGM. VGT: Pro: growth Con: 50% is Nvda, Aapl, Msft, Avgo IYW: Pro: Has the robotics and hardware component Con: 45% is Nvda, Aapl, Msft IXN: Pro: Global tech Cons: Assumes the US does not dominate like the others do IGM: Pro: Evenly distributed, more emphasis on all North American Tech, and not top heavy Cons: More volatile XLK: Pro: Heavier on the full SP500 IT companies Cons: Not many, but similar to IYW. FTEC: Same as VGT Cons: Same as VGT
Damn XLK ripping it. What happened here? How much did you also lose in PTON?