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TSM - I was right, kind of, and i think there's still more value here.
What market trends are you BULLISH on in 2024?
What market trends are you BULLISH on in 2024?
Need help with 401k - Why am I allowed to choose investments
$ILUS could see a nice dime run on S1 Filing of subsidiary $QIND.
Is AMD's PE of ~500 justified? Do people still even care about PE?
Individual stocks, index funds, and bonds portfolio good for long term investing?
Mentions
Of those choices, I’d put 25% in “FID INTL DSCVRY CP A”. Your current S&P selection completely lacks non-US equity, so this will help. Foreign equity is having a great year too.
AMZN and INTL are ruining my green across the screen and it is annoying me. I want 100%. Honestly feels too easy right now so should buy puts so maybe buy calls.
I can tell you my experience in the last 10 years. From boggleheads I did the simple total us / total intl / real estate / bond portfolio. US blew up while INTL lagged behind for years and now grew slowly. I invested total us and total intl equally and total us is now twice as large as total intl. Hindsight is 20/20 but I wished I just slotted everything to US.
> First of all, it's INTC not INTL. Wow. You know what, I don’t have the ticker memorized. I did a quick search and that was what I read. You clearly got what I meant though. As for the rest of your comment - > When you had to point to Intel as your counter example, I am certain you don't follow the financials. Oh shit guys, we’ve got a genius market nerd here. Intel was a perfect counter example to the idea that you’re better off holding a stock long term. It’s obvious that you got that point, so you’re just being an asshole. Good luck with your stock picks buddy, I’m sure your foresight is infallible.
>For every dollar that AAPL shares appreciated, holding the stock long term means I captured every single dollar of increase. But buying in and out, I am only taking small cuts, and there were plenty of windows I missed out on. Or, the stock could have bombed, and instead of taking a smaller profit, you would have no profit and a depreciated asset. Imagine if you'd held INTL. Long-term investing is just slow trading with a bull thesis. If you don't understand that, you're lying to yourself.
If you buy stocks and they go down, just hold them then, eventually everything goes back up (INTL *cough*)
VHT seems to have been nice in the past (looking at backtesting) but hasn't been doing great this year and hasn't recovered much since April. If you have no international assets, I would highly recommend adding some. Vanguard's VT total market fund is currently roughly 60/40% US/INTL. Look up your total gains from your position in VHT. Add those gains to your expected salary this year. Then look that up in the tax tables - is it going to make a noticeable difference in your taxes next year, if at all, or do you care? (This is just a shortcut calculation.) Whether you choose to swap them, you may want to add some VXUS or similar either way, as international markets have become fairly important lately. Others may disagree.
i'm still buying gradually, but i'm going deep into walmart Visa, and other things ppl must use their services even in a recession. And gradually upping my bonds and foreign stocks too. I've been doing 60/20/20 for US INTL and Bonds as that historically would have given me almost the same gains as 90% stock 10% bonds but less volatile, and I think I might gradually lower the US side from 60% to something else...
Pro tip: marry someone with an unhealthy, wealthy grandma. Buy INTL calls as far out as you can. Should all work out
Thinking about U, INTL, SNAP, GOOG
I have had terrible returns with “safe” stocks. MCD, UPS, ATT, INTL… awful choices. I only own VTI now.
And you compare your “mathematical” approach of just randomly keep adding to a losing position to Simon’s highly sophisticated algorithmic approach to markets? Fucking delusional, there’s plenty of stocks that never recovered from all time highs like WBA, HTZ, FMCC, FNMA, BB, BBB, INTL, and many more. Averaging losers occasionally works but when it doesn’t you Fuck your life savings on a loser stock/company.
$INTL is an ETF of international stocks - it's up 24% in 2.3 years. [https://finance.yahoo.com/quote/INTL/](https://finance.yahoo.com/quote/INTL/) $INTC is Intel. It's down 20% in that same 2.3 years. [https://finance.yahoo.com/quote/INTC/?guccounter=1](https://finance.yahoo.com/quote/INTC/?guccounter=1) So, yeah ... it would have been better so far.
wtf is INTL? international ? 
The only correct play here is full port $INTL
Overall I keep investing every month. But the portfolio is diversified and already was before. 40% US, 20% INTL, 25% bonds (total bon market + long term bonds), Alternatives (Gold, Crypto, managed futures, REIT). If really the market was to be quite bellow today (SP500 at say 4000 or bellow) I'd likely go to 80% stocks instead of 60%. At 3000-3500 I'd start using margin to have more than 100% exposure.
Just added some more INTL to my fund for long term. It used to be 100% VOO but now is: 70% VOO 20% INTL 10% Small Cap
My firs idea was INTL naturally correct for it as well as having only 40% in US stocks. But I wanted a bit more correction. So basically I got a bit of a value tilt with dedicated value funds on the 401K/HSA on top of investing on SP500 index. And on the brokerage where I get more choice. I decided to get a bit FNDX (FNDF for INTL) that is a factor ETF. It define the stocks to get not only using capitalisation criteria but also yield/value/momentum. Overall the portfolio worked quite well especially during the correction. Bond and real estate did ok as well as managed futures. Gold did quite well. Stocks didn't lose as much as the market thanks to the value tilt. And I brought a bit extra stocks near the bottom.
40% US stocks, 20% INTL. 25% bond (total bond market), 15% alternative (gold, REIT, managed futures, cryptos). For US, especially as I was considering SP500 to be overweighted in techs, I corrected for that.
Learn how to read a report. VTTSX total return per year is: * 14.63% in 2024 * 20.18% in 2023 * \-17.46% in 2022 * 16.44% in 2021 VTI total return is: * 23.71% in 2024 * 26.11% in 2023 * \-19.11% in 2022 * 25.64% in 2021 Both fund had stellar performance basically, for sure VTI had better performance because it is invested 100% in US funds while VTTSX has 50% US stocks, 40% INTL stocks and 10% bonds. If this was not what you wanted, you should never have been in VTTSX. But if you ask me, VTTSX is much better diversified investment than VTI and far less likely to have so bad performance is for example the USA lags because of some change in policy like tariffs. Now honestly nobody care if you go for 100% VTI. This isn't a bad investment just 100% US stocks and less diversified. More likely to perform exceptionally but also more likely to perform extremely bad.
Very simple, if I was sure that the investment I have would drop in value, but 100% sure and in a limited time frame, I would go on another investment (say short term bonds) and try to put it back after the storm. My 401K has several funds so that would be no issue. The problem through to be honest is that I don't have a crystal ball. For me within 2-3 years the market could be up or down 50% or anything in between. And just after it could go again up/down when I decide to come back. So because I don't know I have a different approach. I diversify. Today I have 40% US and corrected for the over exposure of tech stocks. I have 20% Intl, 25% bonds and 15% alternatives (gold, managed futures, REIT, cryptos). My portfolio didn't drop much to be honest because stuff like gold, INTL and even US stocks outside of tech didn't perform that bad. Today it is higher than at the beginning of the year.
You basically did the market of having only 60% in stocks and 40% in bonds. I basically didn't lose anything neither with 40% US stocks (and correcting for the over exposure of tech stocks), 20% INTL stocks, 25% bonds and 15% alternatives (gold, managed futures, REIT, cryptos). I also brought a little bit extra near the bottom. Just remember one thing through. There inflation too. So a 3.25% bond fund is at best neutral, at worst, you pay tax on the interest at your marginal income rate and are actually losing money. 7-8% gross is the minimum over the long term if you want to cover inflation and then spend 3-4% on it to live from it. For the long term, I'd consider more a total bond market fund or even a long term corporate bonds fund so that you get 5-6% out of it. I would also try to have my bonds in my tax advantaged account (401K, IRA, HSA...) so that you don't pay taxes on interest each year at your marginal tax rate on it.
INTL post = nana mention
That was a huge gamble… during a run up the class leader is gonna retreat the least. This play prolly works out better on AMD, MU, INTL, or ARM vs NVDA. Today’s looks like it could be the reversal day you were hoping for
Gamecock bagholders are better investors than INTL regards 
How funny it would be if INTL made the comeback and Google dumps on the next hour
I have 2 options to not lose a shit ton of money by tomorrow opening: Or the INTL CEO proves that he is the Messiah or 🥭 shows a deal with China
INTL currently up 4.20% *nice*
INTL is laying off 20% of workforce, is this the beginning?
INCL buying INTL. It's prophetic.
So NKE NVDA AMD INTL LULU green 
Any chance INTL puts at close were an unregarded move?
I was 100 percent equities then read too much boggleheads and also A Random Walk Down Wall Street and decided having everything in US mega cap would affect my sleep quality. I’m about 30% US blended, 30% EXUS, 10% bonds (US/INTL) 15% REIT funds. Remainder in a MMF, some as an emergency fund and some to put back in.
INTL fucked me both ways the last couple months I’m never touching it again lmao
I had two largish CDs mature recently, and decided to move some funds to the following to reduce my exposure to the USD and the US economy: ENOR ISHARES MSCI NORWAY ETF FLCH FRANKLIN FTSE CHINA ETF FXE INVESCO CURRENCYSHARES EURO TRUST ETF FXF INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF GDX VANECK GOLD MINERS ETF IAUM ISHARES GOLD TRUST MICRO ETF SGOL ABRDN STANDARD PHYSICAL GOLD ETF VEUSX VANGUARD EUROPEAN STOCK INDEX ADMIRAL CL VTABX VANGUARD TOTAL INTL BOND INDEX ADMIRAL CL VYMI VANGUARD INTL HIGH DIVIDEND YIELD INDEX ETF We'll see how this strategy plays out, but I feel pretty confident that it's a good hedge against a USD devaluation and a tariff-induced recession. It's only about 25% of my portfolio; the rest is mostly bonds, CDs, treasuries, and high dividend stocks and ETFs. I'm hoping to retire early and get the fuck out of this country, so capital preservation is key.
Hello. I am a writer, animator and a graphic designer, who immigrated to the West from the East. Currently have a very modest job, and student loan I am paying off asap. I do not have any car, house or other loans, nor do I intend to have one in the near future. 0 credit card debt, and my biggest asset in terms of resale value would be a Volvo 240. I wish I had more to put into, but instead of putting money anywhere else, I have decided to invest in NVDIA, PLTR, INTL, AMD, and C3. Any advice would always be appreciated.
My daughter was in a similar age/situation a couple of years or ago. We opened an account for her at Vanguard and set her up like this: VBTLX (VANGUARD TOTAL BOND MARKET INDEX ADMIRAL CL): 13% VTABX (VANGUARD TOTAL INTL BOND INDEX ADMIRAL CL): 7% VTIAX (VANGUARD TOTAL INTL STOCK INDEX ADMIRAL CL): 30% VTSAX (VANGUARD TOTAL STOCK MARKET INDEX ADMIRAL CL): 50% We also created a Roth for her and put it all into VSVNX-Vanguard Target Retirement 2070 Fund For everything but the Roth (since it was pretty small and would get an annual addition), we invested 10% of the total every couple of weeks until she was fully invested. I understand the appeal of bitcoin, but I really worry it will underperform going forward. It's small enough and you are young enough that it shouldn't hurt, but I'd advise that you keep good records and circle back in 5 years to see if it is doing as well as everything else.
I bought 30 shares at open yesterday at $20. I looked at few hours later INTL was up to $24. No Complaints!
Yes, short the US market bottom and rotate into INTL equities at the top 👍🏼
Sympathy pump for NVDA. NVDA era is over. Chyna does not need NVDA for AI! AMD and INTL will reign supreme once again! 
Wait i just started doing Options(SELL-CALL/PUT) with shared purchased already(made $200 already with INTL ticker). so there is something else called Spread? wow i need to see what it is
INTL, make your ancestors proud.
Every financial advisor right now is basically saying, privately: there’s going to be a crash, so let’s move into safe assets and then buy the dip. US stocks are relatively overpriced but still widely expected to outperform the world, so the typical play is a temporary flight to INTL equities but an overall short-term shift away from equities and towards things like gold, REITs, reinsurance, etc. As the dip unfolds we’ll see lots of turmoil, acquisitions, and a gradual shift back to equities. Just my $0.02.
Is it time go bull on INTL yet?
The one day I buy calls on SPY, NVDA, INTL, and AMD 
You’re really going to talk about growth and then say you would bet on INTL which has been shrinking and losing market share?! And then on the flip side say you don’t know where AMD growth is going to come from when rev grew 14% and their data center segment (where they are competing with NVDA) grew 94%?! Really? Really?! You can rightfully be bearish on AMD and many have pointed out sound arguments. I was questioning your thought process at first but based on your comments I’m convinced you just don’t know what you’re talking about.
Where is the growth going to come from? The low future P/E is an indication for weak future growth expectations. They already dominate the cpu market, hense the high price, they havent been competing properly with NVDA and I see no good indication that they will reverse the trend. I would bet more in INTL than AMD for future growth unless there is sone news coming . Not saying AMD is not a legit company, just that I dont see it grow like the rest at this point in time.
There are non-stupid ways to play the current chaos too. Isn’t the Buffet strategy as simple as buying solid companies that are temporarily beaten down (and selling what’s emotionally overheated)? Big automakers will suffer short term with tariffs, but are not going away, and pay dividends in the meantime. Companies like INTL are not going away just because they’re not the current AI hotness (and in fact up 50%ish since lows a little bit back). If you have a longer horizon, EVs are not going away (though some of the iffier companies certainly will), even if the current crew in DC doesn’t get it. And no one in Trump’s orbit, no matter how loved at first, ever makes it full term. What happens when he inevitably tires of Elon? What happens when all the people who really thought Trump was lowering grocery prices on day one wake up and vote in the midterms?
There is no chance Trump is letting TSMC buy INTL foundry 
You seem to have a huge hard-on for the US, so much so that you're doubling down on some things that are already in VTI, and that are subject to similar market forces. There's an argument to be made for the US being shielded in the coming year or two, but there's also an argument that "let's force Canada to find other trading partners before invading Greenland" might not be a money printing strategy. For the love of god, diversify a bit and at least put some money into Europe (which is on one hell of a run right now btw). I personally keep 70:30 US:INTL, but even if you're very optimistic about the US 100:0 is very bold, at least go 80:20 or 90:10.
I'm getting blue balls from INTL. Please , can someone fart acquisition proposition?
I bought INTL, it's undervalued AMD doesn't even have an own factory, they are overvalued, AMD should go down even more
I’ve increased my international exposure. AI will truly lift all companies, and seems like China just feels like a growing force. Are we about to see a flip in INTL vs US markets? Idk, but I know I haven’t invested enough in INTL
First off, it was about 9 years ago but who’s counting. You also could have bought NVDA for less than a $1 post splits 9 years ago or even $6 7 years ago. So are you saying NVDA is done growing? Regardless if you’d bought any tech company worth a dam 7-9 years ago (except INTL), you would have made a killing. Pretty sure folks are hoping to do the same now.
Oh yea, this is INTL vs AMD all over again
How the fuck AMD has managed to screw up so bad with INTL pretty much out of the game??
INTL lost on a boring planet? You might be right!
I have 2 options, SS GACEQ EXUS IDX II or WT INTL OPPS 5. Guess I will do my research on them.
INTL below 20, NANA cursed the whole market
Someone ask him about buying INTL!emote:t5\_2th52:8883
SELL YOUR INTL CALLS RN YOU’ll GET IV CRUSHED JUST LIKE I DID WITH META 🍆💦🍑
If APPL & INTL go up bigly tomorrow, I’ll never say anything homosexual again. >! unless ur gey & ugly !< 
Balls deep in APPL, INTL, SPY, NVDA, and more INTL. what could possibly go wrong? 
Not going to even read it buying INTL because this was the first post that I saw on WSB
Either APPL or INTL going to lose on earnings…but of course I have calls on both. 
call me a conspiracy theorist but they literally timed the election to drop the model the same day Trump starts his tariffs speech, juicy days ahead but is clear as day she knew this was coming, perhaps not the exact detail now who is actually into INTL or Advance Money Destroyer, I need answers
Am i the only one who thinks INTL is behind this?
I'd say the QQQ, With the recent announcements from trump about investing close to 1.1 trillion into the AI industry, you need the companies that can make the AI (NVDA, ORCL), You need companies that can buld the processing chips (INTL, NVDA), you need power to run it all so URA ETF for example, But In order to not go and "bet" on a single stock, I would go with QQQ as it has most of the big AI and processing side of companies in there. Ofcourse nothing is financial advice, just something for you to look into :)
How has the link to the original INTL Nana inheritance yolo post?
I wanna sometimes follow these regards' play but then it scares me cause there are people like INTL grandson, or that guy that became a millionaire for a couple of weeks or that guy from yesterday 50K on 600C SPY 1-DTE
Bwahaha, OP wants to invest into INTL… Maybe wait till they actually hire a CEO and understand his (or her) vision for the company first? 🤷🏻♂️ Just cuz someone is a beginner doesn’t mean they can’t do a wee bit of research on the company they want to invest but such is today’s investors.
That’s what risk looks like, and why you diversify away risk by buying the market. If you just diversified the semiconductor market with FSELX you’d be better off. Compared to the peak on July 14, 2000, today you’d be up 234% with FSELX instead of down -71% with INTL. FSELX didn’t return to the 2000 price until 2017, but at least it did. Sorry for your loss.
Damn I thought INTL would go up
Been reading more about this. Between new age investors having an extreme home country bias and target date funds balancing people into total market and bonds I do think there’s likely somewhere extracting additional alpha. Unfortunately as machine learning and ai marches forward, I think the market is only going to become more calculated and thus efficient. I have personal hopes my allocations to SCV and INTL go well as that’s what I have diversified and hedged for. If they continue to trade somewhat sideways I don’t mind as I will still be insulated in some sort of black swan event. I’m personally okay with slower, more diversified growth to my portfolio and think everyone abandoning the classic adage that diversification is the only free lunch may bite them in the ass.
The definition of heritage! Should have saved the grandpa story for 2025, because 2024 belongs to nana’s INTL
For every one of these there’s 10 “I put my life savings in INTL 3 weeks before before their Q2 earnings call”. Duality of WSB.
Oh brother… Bought INTL too, at 31
Trying to figure out what to buy…. I just made 12.5k on QQQ 530c 12/20 I got leaps on SPY, IWM, FLEX, AMD, INTL. TGT 150c I’m underwater on  Like 30k cash
Never believe either AMD or INTL
Just invested all my money in some good tech picks, INTL and TSlA and AMD. 😎💯
INTL 25c 3/25 am I cooked chat?
AMD bad is worse. INTL bad isn’t better. Time to say farewell. Godspeed
I get you're an MU bagholder (like me), but why lie? The stock has had shit momentum. Down 13% this month. I had MU years ago and felt the pain, but thought there'd be some general upside for the chip industry.....crickets so far. I guess getting pity money helped INTL....oh...wait.
Best dd I read on this sub in a very long time. Thank you for your effort and sharing. That said: since when are the markets (we, see those AMD / INTL full ports or the BTC / MSTR discussions earlier today) even somewhat reasonable? Godspeed.
AMD cpu tho are awesome and so many people have shifted to AMD and not only that but being able to use the same motherboard with multiple generations of AMD CPUs is great. INTL doesn't offer those little things. But the GPU market would be great because you're right NVDA dominates it.
>On the other hand, non-US markets have been miserable over the past few decades outside of roughly 2001-2007, and that is not accidental. Major markets in Europe and Asia have all kinds of problems like demographic pressures, regulatory suffocation, lack of innovation, high input costs, etc. It’s hard to see how all that turns around over, let’s say, the next decade. I think the counterpoint to this is that it's all priced in. There's a useful tool for viewing CAPE ratios by country [here](https://indices.cib.barclays/IM/21/en/indices/static/historic-cape.app). The gap between US and INTL has never been wider. The US economy may continue to outperform, but if I have to pay three times as much for American earnings as I do for those in Korea, Poland, Brazil, Spain, etc, at some point it stops making sense. American companies did great between 2000-2010 too, but investors sure didn't.
Your Top Performer: RKBL (+536%) Your Biggest Flop: shorting Nvidia ( - 3000$ ) Biggest Surprise: SAVEQ ( +535% ) Sector MVP: Aerospace & Defense Most “Played” Stock: INTL
The real winners of the Intel discussion are the dyslexics who bought INTL stock instead of Intel.