NOBL
ProShares S&P 500 Dividend Aristocrats ETF
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I wonder if Crowdfunding Real Estate investment pays better than ETFs like SCHD, OMPL, QQQ and other
S&P 500 Dividend Aristocrats | All 65 Stocks Updated List 2022
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I haven't been trading credit spreads long enough to answer your questions with a lot of confidence. Regarding ROI, it seems like it can be quite substantial up to a certain point. I need some more time and experience with it before saying anything for certain. What I've been doing is taking half of my profits and buying boring income producing securities like SCHD, NOBL, PGX, BND, BNDW, VNQ, etc. Whether it is worth it or not, I can't answer. In my case, it has to be.
They are all dividend funds and will hold lots of the same stocks although the weighting seems to be different, for example NOBL only has 70 holdings and most of those holdings are also in DGRO but at different weights I guess I would question why focus on dividends at all vs broad market funds? IF these are in addition to broad market funds you are not diversifying you are concentrating your portfolio as broad market funds will already hold the companies in these funds
You max a Roth IRA first, with 401k if your employer does a match, ie, 6%. You have deducted at least the amount of the match. So if it’s 6%, you put in 6%. This is literally free money, doubling your investments every paycheck. Money from that 401k isn’t taxed until you withdraw it in retirement. In retirement you make less than you do now, so you will pay less taxes on that money. With a Roth you can put in a max of 7500 a year. Always max this first. This is 100% tax free when you pull it out, you can also pass it to your children tax free. I suggest a growth fund for both your 401k and Ira. You are young enough to spend next 25 years growing the account. Once you retire then think about moving to dividend kings like NOBL or something similar. Stick with SCHG or its equivalent, try to grow you a nice nest egg.
Stay away from gold. Put a chunk in the S&P 500 $voo, put a chunk in a bitcoin ETF, a chunk in the $QQQ (tech)….could put in some dividend paying ETFs like $NOBL….could buy a reasonable home, buy some low cost 30 year term insurance for $500k or $1M
This took me 5 seconds on Google. Other than the week of April 3rd-8th, SCHD has been exactly where you would expect given it's composition and yield: Price Decline: SCHD's price declined significantly, with a low of $24.00 recorded on April 8th. This was part of a larger trend of the ETF "dogging" or lagging behind other major indices. Factors Contributing to Underperformance: 2025 Annual Reconstitution: SCHD underwent its annual reconstitution at the end of March 2025, which increased its exposure to energy and consumer staples sectors. New Tariffs: The announcement of new tariffs by the Trump administration on April 2nd, 2025, negatively impacted these newly weighted sectors, causing SCHD to suffer more losses than other indices like SPY and NOBL. Lack of Tech Exposure: SCHD's focus on mature, dividend-paying sectors and lack of exposure to high-growth areas like tech and AI contributed to its lagging performance compared to the S&P 500, which is heavily influenced by these sectors. Is this the kind of answer you were looking for?
I don't know what the 5 factor model is but I've done a lot better over 25 years investing in non-dividend stocks than collecting coupons on arthritic dividend "value" stocks. Compare NOBL vs. VOO over 1, 3, 5, and 10 years.
I don't understand why people don't take like half their profits and buy VT, BND, or NOBL or something. That's what I do. Once my options account gets to a certain size, all profits will be moved into my long account and into boring stuff that only an apocalyptic event would wreck.
It really depends. It’s a matter or preference and risk tolerance. And overall strategy. There’s no right answer. More diverse can be ‘safer’ but having a highly concentrated portfolio can have outsized returns. But you better make sure they’re winners. Losers can really pulverize you. I personally have I think 70ish holdings. The majority of those are my long term (basically forever) holdings of dividend kings and aristocrats. I want that layer of dividend compounders to hold super long term. No selling. I’ll only sell if they fail to raise the dividend or go on some insane clown market-like rally for some reason. Which is unlikely for companies like that anyway. Basically positioning myself to have a strong dividend runway for the future to build on today and continue to DRIP and DCA across them equally. I could’ve bought the NOBL ETF. But I refuse to pay the expense on it. Otherwise my holdings would be much smaller. On the other hand, I have typical ETF’s just a small handful. VOO, VGT, SCHD, SCHG. SCHD is my biggest overall holding by equity. (Goes hand-in-hand with the previous setup.) The rest are still sizable, and give overall diversity and more aggressive positions. Lastly, about 30% or my portfolio or so goes to my personal conviction picks. Some I intend to hold a long time. Some I may hold for a while and trim away if they flop or do good enough and I want to sell. These are usually fairly aggressive. I don’t often select these kinds of picks often. I need to absorb as much DD and news as I can. If I determine it’s a great deal, I’ll pull the trigger. But that’s just me. I actively invest. I watch financial news like a hawk. My portfolio is basically my baby. It’s practically a job and a hobby for me. This system works well for my own goals and the overall returns have been quite good. I can withstand downturns better, but may lag a tad in raging bull markets sometimes.
100% stocks is ok but way too much work for me personally. More volatility than I’d like as well. Especially once your portfolio is larger. I’m twice your age though. At your age and the typical size of a portfolio at your age, I’d say it’s ok IF you keep on top of things and manage your risk appropriately I like to have the bulk of my portfolio in ETFs like VOO, VUG NOBL etc. Less volatility and risk. then spice it up by investing in stocks in which I have a lot of conviction and maybe a couple of small positions for pure speculation if I find something interesting. Lots of room for personal preference depending on one’s goals and risk tolerance
Dude can just long NOBL and have dividends pay his bills 😂😂😂😂 can't imagine having that much money 😭😔
Ok so i just looked up some quick dividend aristocrat ETFs…. I don’t like the expense rations on any of these… even vanguards. Yes it’s only 0.06%… but with 1.8% dividend, that’s 3% of your growth gone…. But you have options: NOBL, SDY, VIG, DGRO… to name a few. I personally would look at the list of companies and pick the top 5 in familiar with that are close to best of breed.
Everything has a ceiling, and lots of people would rather buy NOBL or SPY or VOO when it’s having a fire sale.
Retired and just sold some small caps with good gains. Plowed it back into JEPI, JEPQ, GLD, NOBL, EEA, and a big chunk of money market funds to redeploy later this year. Rebalancing is irrespective of an overheated and overvalued market correcting and cooling. I don’t expect I will ever be as wealthy for a few years as I have been on paper but I know I am being as prudent as I know how to be.
TIME TO PANIC AHHHHHHH Just kidding I bought $NOBL because I’m not a tardy tard tard
It's not a terrible idea... Depends on your risk tolerance and goals. I prefer VOO because I get more growth out of it but I do have some SCHD / NOBL as part of my overall portfolio. I have no use for the dividends other than reinvesting it - and paying income taxes on it... Backtest it on portfoliovisualizer to see the actual differences in performance.
It really depends on your risk tolerance. Maany that post these questions only look toUS bonds or other similar investments. Mainly because they extremely risk avers. And their voice appear to dominate ether discussions. Also many think the emergency fund must be highly liquid because the assumption is that you need the money right now, But a credit card is a good alternative because you can get a lot of cash very quickly with it. So after you pay with the credit card you have time to liquidate assets to pay off the card in full within a couple of weeks. Index fundsVOO and VTI make a create emergency asset in this situation. And they are most tax efficient of all of your options. There are people out there with several years of money in a taxable account for this reason. And these funds typically have an average realtor n of 10% which is vastly higher than most bond, money market, CDs. Many are aware of teh risks of index funds and already use them for their retirment savings. But once you reach about 5 years of savings you should consider adding passive income to your account. Now passive income does include US bonds and money market accounts. But it can also include cooperate bonds that pay a higher rate. SCHY and USHY are to such funds that payabout 7%Tehre are. But with stock dividends you could do much better. Some comapnies actually return a small portion of there proffict to investors in the form of dividend cash oayments, There are companies out there that have for decades Dividend Aristocrat stocks are companes that have been paying a dividned for at least 20 years (some for 100 years) and typically increase the dividend a little bit almost every year.A fund like NOBL invests in these copnaies The yield isn't great 2% but it is very stable. But there are other funds like BIZD that invest in difffertn companes and pay out 10% for about 11 yers. PBDC is similar but only appears a couple of years ago at 9%. There are a largenumber of funds trough 10% to choose from. With such a high reliable yield you could easily get several thousand dollars a month of income fringe your investments. I started converting index fund and stock growth assets in my emergency fund several years ago in dividned producing assets. I now have 4000 a month of income with several years of money in index funds or growth stocks. I retired at age 55. The passive income covers all of my living expense and if I have a large unexpected expense I have my credit card and index funds available. I don't expect to need social security until age 70.
I’m not a financial advisor so this is NOT financial advice so you need to do the work or subscribe to a good inexpensive financial newsletter like income factory By Steven Bavaria with returns In the 8 to 12% anual returns. I’d like to give you some of his picks but I’d probably get my sub canceled. You can look at dividend aristocrats which raise their dividends year in and year out like ETF NOBL. Another more expensive newsletter is capital Exploits by Chris Macintosh which focuses out of favor stocks ie asymmetrical bets to the upside that can takes several years to payoff but they also have a high dividend list as well. If you’re young, you also have to have the stomach to withstand the ups and downs of the market. As long as the dividends/distributions remain good and you’re reinvesting those returns, you can buy more shares at a lower price. For example, I bought FRO at $14 and it went to 24 but now it’s down to 15. I don’t care, it’s still paying me around 12% and the fundamentals are still great and I can buy more shares at a lower price. I have a 5 year investment horizon so what happens week to week or month to month is not something I worry about. To quote Wayne Gretzky, I don’t skate where the puck is, I skate, where the puck is going. Might look at PTY or MFIC as examples of CEFs. Good luck, Bill.
Buy the following ETF's and forget about them. NOBL, TDV, QTEC. Keep adding to them and everything will work out well.
Hi, I actually don’t think this is a bad idea. I am aligned with you that the market is overdue for a correction. If you’re interested in dividend paying value stock, you could also consider this dividend aristocrat ETF called NOBL. I’d also allocate to a bit of commodities as well.
Check out the ETF called NOBL: S&P 500 Dividend Aristocrat
It's smart to diversify. Problem is your current portfolio will likely never beat the market. BAC, NOBL, SCHD, SCHG all have a 5 year growth around 50%. VOO has a 5 year growth of 90% Based on how you picked these stocks and your age. It's in your best interest to stick with VOO due to the growth and diversification built in. Just my opinion, of course make your own decisions with your money.
Both of the ETF’s you mentioned are good however. But at your age there really is no need to invest in a dividend focused fund like NOBL. And it has a much higher exspense ratio. You very wise to be considering VOO. It tracks the SP 500 as you know and the exspense ratio is only .03 whereas HODL is ,35%. Over the last 10 years VOO has had an average annual return of 13.22% and HODL 10.79%. Both good for sure. But at your age you can take higher risk. And if you want to do even better check out volatilitytradingstragies.com, which has a 10 year average return of 18%. Great guy that does great work, he has a complete video o Library of everything he does. No annual fees. But to get his daily emails it cost $89 a month. Well worth it. The easiest investing you will ever do. My portfolios stay green using his system. And no I do not get paid by him. Just love what he does.
I’m only 20 right now with 3k to my name I can invest once my cash settles. I was going to put it in VOO and NOBL, should I just do NVDA ?
Agreed dividend aristocrats did well in the 2008 crash. Over the last 11 years (as far back as I can go with NOBL), they've had a worse drawdown and similar volatility as the S&P500. In fact, with 82% S&P500 and 18% cash, over the last 11 years, you would have had better performance than NOBL **and** better volatility **and** better drawdown. I stand by "dividends" in the general sense not being any better for stability than the market in general.
I don’t understand why you’re concerned about an impending market crash. The economic data doesn’t support your fears. Inflation is under control. The Fed is about to cut rates. Unemployment is low. I know the politicians are trying to get everyone to be fearful and influence people to vote a certain way but things are pretty good from a macro perspective. VOO is still one of the better investment options out there due to the quality of the companies in the index. If you want something more conservative, check out the good dividend ETFs like NOBL and SCHD. Go chart them and compare the draw downs and recovery % to VOO to get a better understanding of behavior. You can also consider VT or VTI. Or buy bonds but those are not very liquid. I guess you could look at Bond ETFs too.
One of your other posts allude to you being invested in some sort of dividend fund and bond fund. Neither is considered growth. I wouldn’t consider any investment that only returned 7% in 5 years a particularly good investment. You could have bought NOBL if you’re interested in a dividend investment and be up 53%. Or bought VT and be up 63%. Or VOO and be up 97%. All 5 year timeframe
If you are referring to IWB, it seems to track VOO very closely. I charted it and VOO seems to outperform IWB a small amount overall but there are years that IWB slightly outperforms VOO. Since 2010 to present, VOO is up 392% while IWB is up 383%. Chart your options yourself here: [https://yhoo.it/3pEDbr2](https://yhoo.it/3pEDbr2) Overall, it is a good investment option imo but kinda redundant to an S&P 500 ETF like VOO so pick one or the other. No point having both as they behave and perform similarly - again my opinion. If you are asking the question in the context of adding diversity beyond just VOO / an SP500 fund, consider adding something like VGT or VUG if you want more growth exposure. VGT outperformed VOO by 550% over the same period. Or some sort of good dividend fund like NOBL or SCHD but both of those under perform VOO by 130% over the same period. They seem to drawdown less on down years like 2022 so less volatility. Your choices depend on your risk tolerance and time frame / age. have fun
Allocate 60% QQQ & 40% NOBL. You ll be set
Many of the companies that are “dividend aristocrats” - you can look up the list - or funds like SCHD and NOBL.
A possible reason for performance disparity can be comparing S&P 500 index to S&P 500 funds that don’t necessarily mimic the index (equal weight cap vs. market cap) or use tilts, NOBL is the S&P 500 Dividend Aristocrats fund.
About 1/2 of my portfolio is in ETF’s and my conviction picks; intel, KDP, and RYCEY. Intel is lagging hard but I’m in it for the long haul. I love KDP just as a brand (Dr. Pepper is too good, I think lol) So it’s an easy buy and hold for years. RYCEY has been smashing it for me. I bought back when it was decimated and have been holding ever since. Doubtful I’ll sell that anytime soon either. The rest is split pretty evenly in almost exclusively dividend aristocrats and dividend king stocks. (But I deliberately excluded a small handful.) I could’ve just bought NOBL but I hate the expense ratio for it and refuse to invest in it for that reason. So I just buy a small bit of all on a weekly basis. Just for the sake of dividend increases/compounding. I also buy x amount of all my ETF’s on a weekly basis and add even more if the market starts sinking harder than usual.
> SPDAUDP SPDAUDP is an index, not an ETF. An index is just a list of companies that fit the index criteria. An ETF would take that index and actually buy the company stock. It seems the only ETF that follows that particular index is NOBL. You'll have better luck finding performance data for that.
Agreed on Value in general not performing super well. I did a quick chart to check performance here: [https://yhoo.it/3pEDbr2](https://yhoo.it/3pEDbr2) Whether you chart VOO against general value using VTV or small cap value using VBR, VOO either beats or is on par with either of these 2 value ETFs. I have pretty much given up on Value ETFs. Of course, this will vary according to the time frame being charted but recent performance (last 10-20 years) is more relevant to me than going further back in time. Also worth looking at how big the various ETFs drop in down markets. Measuring drawdowns over the last 10ish years on that chart, they all seem to drop by similar percentages but VOO and VTI grow by higher percentages - so more upside potential, similar downside risk. Dividend ETFs like NOBL and SCHD are also worth considering in addition to Value. Depending on your time frame, sometimes the Dividend ETFs beat Value, other times it is reversed. The last 2 years, Values has beat Dividends. 5 years, performance is a lot closer to each other. 10 years, Dividends does better. If you are putting money to work now, Value might be the better than DIvidends given current trends. They continue to be beaten by VOO and VTI though. Invest in what meets your goals and risk tolerance though.
For starters, Siegel's methodology is problematic because it in no way resembles how investors behave in the real world. Indeed, it would have been extraordinarily difficult for an investor to have replicated Siegel's results during the time period in question because the taxable account was the primary investment vehicle at the time, and capital gains tax would have slaughtered the investor's portfolio after rebalancing each year to replace the existing portfolio with the new set of Siegel's top quintile of dividend payers. If you know of *anyone* who has actually implemented this strategy and is willing to share their portfolio returns with us, by all means I welcome that data. If you yourself are following Siegel's methodology in that quote, and selling off huge blocks of shares each year to replace companies that fell from the top 20% with the new companies that entered it, then I welcome you sharing your results so we can benchmark them against the indices. The second very real problem with chasing dividend stocks is choosing which ones. You can pick and choose stocks from the Dividend Aristocrats or Dow lists I linked above. Before you do, go take a look at the list of companies that fell from those lists due to cutting the dividend or, worse, going bankrupt. That list is *much longer* than the current list of companies. Survivorship bias, where one looks only at the companies that survived and ignores the ones that resulted in capital destruction for the shareholder is a common error. You can say "well I'll just hold companies like PG and JNJ because surely they'll never go under" but for decades investors said the same thing about GE and Kodak. You can avoid the inherent risks in stock picking by buying an index that does the selection for you. But dividend ETFs like SCHD and NOBL have underperformed the broader S&P 500 index since their inception. It turns out that rejecting the half of the index that doesn't pay dividends -- the Alphabets, Metas, etc. of the market -- carries material opportunity cost. The better solution is to buy and hold the entire market and invest for total return.
The strategy is questionable, but anyone obsessed with dividends should start with the S&P 500 [Dividend Aristocrats](https://www.marketbeat.com/dividends/aristocrats/). Then look to the Dow Jones [US Dividend 100](https://www.spglobal.com/spdji/en/indices/dividends-factors/dow-jones-us-dividend-100-index/#overview). There’s overlap, but those are two good places to start. A dividend-centric portfolio is virtually assured to underperform a total return/total market portfolio over the long term, but if all you care about is receiving dividends, that’s the list. NOBL is the ETF that tracks the S&P 500 Dividend Aristocrats. SCHD is a well-regarded ETF that tracks the Dow Jones US Dividend 100 index. Between the two, SCHD offers both lower cost and higher yield. Hope this helps.
Continue in VOO or maybe put some in NOBL or SCHD if you want a good ETF that has dividend paying stocks. Also maybe SPGP for growth at a reasonable price. I personally don't consider your portfolio as too risky. You are invested in some high quality growth companies but they are high quality.
VOO is a good choice. I was going to suggest Something like NOBL which focuses on good dividend paying stocks but I just compared the charts and it has similar drawdown % but less upside growth. VOO beat Nobl by 35% over the last 5 years
Do a bond ladder for two years to get some return. As the bonds mature dca into NOBL, SPY, etc..
Here you go, enjoy your retirement: 1. VTI 2. SDY 3. DGRO 4. VIG 5. JEPQ 6. SCHD 7. VYM 8. SPYD 9. NOBL 10. DGRW
Not a stock. NOBL, basket of Dividend Aristocrats...
Check out NOBL and SPY, maybe throw a little at QQQ.
You mean SPY? I heard NOBL is pretty solid too.
Since you refuse to do it, I’ll do it for you. Ran a 5 factor regression. 94% of the variation in returns of VIG is explained by the 5 factors, 95% for DGRW, and 91% for NOBL.
This is bad advice, but if you did want to dividend invest NOBL would be a good ETF / mechanism to do so; but, NOBL should only be 10% or less of your portfolio. You should be more oriented toward growth ETFs.
Buy NOBL and do nothing else.
Until you know how to evaluate a stock and their fundamentals, it’s best not to pick individual stocks. I like ETFs that pay a decent (3%+) dividend. Once you have your feet wet, feel free to jump in later on individual stocks (I like DIVB or NOBL)
What do you think about dividend aristocrats for a Roth? I think it’s NOBL.
If you are in your 20's or 30's VIG, DGRW, DGRO Older than that maybe you want more yield as you have less time DLN, NOBL, VYM, SPYD
NOBL I don't think it hurts to have some percentage of your portfolio in historically grounded dividend stocks
Whether the money came directly from your parents is not what's in question. Just that an average 22 year old would not have the ability to save this amount without growing up in an incredible fortunate family situation. Jealousy will exist. Not your fault. You were born where you were born. Maybe a moral obligation to comprehend our own situations so that we may better understand the situations of others and the fairness that afflicts most of the population. IDK man. I'm still trying to figure it out myself. Nice work with the savings though. I also recommend ETFs. If you anticipate similar rates of savings over the coming years, you can keep playing it a lil risky with higher yield markets. If this money is an inheritance, you may want to look at safe dividend based funds. NOBL is an ETF comprised of aristocrat dividend stocks, ie, stocks that have increased their annual dividends year over year for 25+ years. Cheers,
Go to the Portfolio Visualizer website and enter a few ETFs you are considering to see how they have performed from 2010 to now. Remember that he'll also need to afford insurance so it's kinda pointless for a 18 yo to buy a new car and pay $4-5,000 a year in insurance. I'd put the money toward college or learning a trade or a downpayment on a condo or house and you'll set him up for success but you do you. Here's an example. Starting with $1k and contributing another $1k per year. QQQ: $39,366 SPGP: $32,154 VOO: $27,258 NOBL: $16,454
MAYBE NOBL but I wouldn’t hunt dividends like SCHD or VYMI. I will say, SCHD ER IS exceptionally low for similar funds, it’s something like .05 where everyone else is in the .40 neighborhood (VTSAX is .04, FSKAX is .015, VTI is .03).
NOBL will do what you want it to. Growth and dividend in one ETF. Investing in this means you don't have to pick individual winners.
If you know nothing about investing probably take it slow. The market is down over rdcent months, but not ridiculously below the all time highs from late 2021. You could leave a nice chunk in cash via a money market fund making around 5% right now. Money you're pretty certain you won't need soon could be laddered out in CDs and/or treasuries in 6 month increments. If you have money you know you won't need for awhile value stocks are getting crushed right now. Lots of high quality blue chip names paying 3%+ dividend with good prospects for growth on top into the future. If you were to dip some money in the markets I'd make it small and maybe initiate with 2/3 in the value space with dividend growth; NOBL or DGRO. The other segment you could put in the growth space; maybe something like SPYG. The majority of the time markets are at or close to record highs. If you want to invest you sort of just have to dip your toes in and realize that for the first few years there could be some times where you're negative on your investment. It's more about time in the market as opposed to timing the market. Although the period between the end of the Financial collapse and the start of increasing rates in early 2022 has spoiled us to growth stocks, with higher rates I see the markets trending back to the long term average where dividends are going to play a much larger part in your collective gains going forward. Plus dividend payers tend to be of higher quality and can handle economic downturns better than companies heavily reliant on current cash flow
What is going on with these dividend ETFs? I’m invested in NOBL and SCHD and while I know you’re supposed to look and think about the snowball, these turds are generally not growing or going backwards. Is this just an indicative of stocks that offer dividends as a whole? As in, the stock is stable but not experiencing really any major growth and they prefer to pay a nice dividend and stay in a comfortable spot rather than diversifying? I’m waiting until I break free of my losses with SCHD and looking to dump into Visa, Mastercard, Microsoft and FICO to start something up that actually grows a bit long with paying my Roth back.
It's hard to say, I use fidelity so there isn't a fee for trades, but there's the question of whether or not I'm getting the best price. I'm going to just watch it over the next year and compare my return to the underlying index to see if it performs better. I did it with the dividend aristocrats ETF (NOBL). If it works, I'll try it on some others.
Can’t comment on whether or not to sell but will make some suggestions on what to do with the proceeds. I’m not a fan of mutual funds due to the fees and investment strategies that often don’t work out. I’d suggest ETFs instead. VTI is a well diversified option from vanguard that owns shares in all of the stocks. ALL VOO owns shares of the companies in the S&P 500. Lots of good companies there. Less diversified than VTI but better performance. NOBL owns shares in good companies that pay dividends. Lots of good companies here. More diversified than VOO but not as much growth comparatively. SPGP growth companies at a reasonable price Go research these and figure out which ones are in line with your investment goals and risk tolerance
My brother in Christ, Berkshire Hathaway (BRK.B) has beat: O, SPY, JEPI, SCHD, NOBL since 2016 for example. AND no taxes on those dividends. And if BRK B drops, then big boy Buffett has so much cash on the sidelines to gobble up cheap shares. If you want dividends on BRK.B, and can sell fractional shares then some people do that.
ProShares S&P 500 Dividend Aristocrats ETF NOBL
> The stocks I like happen give an attractive return, mostly by way of the dividend. Ok, but 'I like the stock' is your strategy. > If the return is attractive, even after effects of taxation, I'm not really that bothered. What is tax? Get a roth and 401K. > Paying a dividend is often a sign that the company is financially healthy. This is why it's a taxable event; there's actual cash flow. Yes, it is. > It means I can have a passive income to meet my liquidity needs. Then you are quite wealthy for your living costs. You would probably do better if you just buy the dividend aristocrat fund $NOBL and chill.
ALB, currently top holding of NOBL. PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF
Great comments here already but given the ability to have $2k/month. My personal advice is put the max into Roth IRA first ($6500 per person, per year, given current age). Then put the rest into a joint or individual account. Personal note: my expectation over the next 20 - 40 years is that tax rates have a higher probability of increasing than decreasing so the Roth is a good investment earlier rather than later. Within both accounts, just go for index funds, VOO, VTI, SCHD, VYM, NOBL, IWM, IJH, IEFA, VWO. Those group of funds will be almost too diversified so look into each and see what fits your risk profile. Investments are inherently risky, and no one can predict the future, however if you keep to a consistent and simple strategy, hopefully you can reach your goals. In the future, let’s say 10 years from now you have the money you need for the house, move that to a safer place, T-Bills, CDs, savings account…then let the rest of that money keep going for the next 4 years+. Good luck!
Buy dividend aristocrat index (NOBL)
O God that's a mad regard right here. Also you may want to check your "etf" link, thats not an etf. And you're better off just buying s&p 500 over that boomer ass dividend list "etf". It outperforms boomer list consistently. You can compare in link below, the etf is NOBL fyi since you're too regarded to get at least that part correct. Go back to r/investing with your boomer ass period rant https://portfolioslab.com/tools/stock-comparison
Caveat is that dividend paying companies such as KO and AAPL also grow and are profitable. Dividend paying companies perform close to market. Compare NOBL to SPY They track SP500, only recently SPY is doing better because large cap tech stocks are big part of SP500 market cap.
You would probably be better off with a fund like NOBL or VIG. Either that or check out utilites (I own XEL but your local utility company will do) or large banks since they always get bailed out (JPM, BAC, TD, WFC). Those stocks may not be the best for long term growth, but they are also not going anywhere. No stock is really set it and forget it though imo, so I would check in at least quarterly.
Buy dividend aristocrats. Even if the market goes down or sideways you are growing your stocks. NOBL is a good one.
DCA into some diversity, SPX is ST overbought, could toss in $5-10k tomorrow/this week and DCA into a couple different funds. (VOO, SCHD, IUSG/QQQ, maybe some IUSV, NOBL, VYM, whatever else ETFs or stocks you like, keep the “thematic” portion less that 8%) Make sure to keep 3-6 months in Money Market or HYSA if you don’t have emergency fund yet. Obviously we all have no idea where the market will be in 1-2 years, but time in the market is better than timing the market, so don’t take too long to invest. We could be at 3200 on SPX in a year, we could be at 5500.
Definitely start with an emergency fund if you don't have one already. I recently got a little over 100k in equities from an inheritance I had been waiting to receive, and aside from paying off 100% of debt (CC + car loan), I immediately put about 10k away in a MMF as my emergency fund, currently earning a 7 day average yield of 4.74%. I would also (like I did) take $6,500 of it and put it into a Roth IRA (if you don't have one already, set one up!) That's the max contribution you can make per year. Invest into low cost index funds (I like a large (S&P 500), mid, and small cap fund, plus about 10% in an International index fund to cover the whole market.) The account must be open a minimum of 5 years + you must be 59.5 before you can withdraw gains without a penalty, but any gains come out tax free in retirement. It's one of the most powerful retirement accounts you can have, which is why they have a limit on contributions. If you want to continue investing, you could take some and put it into a taxable brokerage account - maybe buy into [NOBL](https://www.proshares.com/our-etfs/strategic/nobl), an ETF (exchange-traded fund) that holds about 70 of the most consistently paying dividend stocks, known as Dividend Aristocrats (paying an increasing dividend every year for 25+ years), or Dividend Kings (50+ years). Definitely do DCA (Dollar Cost Averaging) - put in a set amount per week or month; don't dump it in all at once. That tends to give you a better average price over the long term.
100k in spy 100k in brk 100k in SCHD/NOBL leave the rest as is
I’m not talking about the single worst trough day of a downturn. I’m talking about total returns over time. If I have a stock that significantly outperformed then I still come out ahead regardless of dividend resiliency. Look at QQQ vs NOBL or another dividend aristocrat fund over the last 5 or 10 years. Despite QQQ being down 20% already it’s still at least doubling the share price performance of NOBL. It would take a whole lot of dividend performance to close that gap.
If you want to lag the broader US stock market (which mixes valuable non-dividend payers a dividend payers) by a large margin over time then analyze the holdings of US high dividend yield index funds like with VYM, HDV, SPHD, etc. If you want to lag the broader US stock market (which mixes valuable non-dividend payers a dividend payers) by a small margin over time then analyze the holdings of US dividend growth index funds like with VIG, NOBL, DGRO, etc. It's extremely difficult to outperform a broad blended US large-cap fund that mixes growth companies and value companies, that mixes non-dividend payers and dividend payers. Best example would any S&P 500 index fund or any total US stock market index fund. Over 90% of stock pickers fail to beat the Market over time. Even 90% of professional active managers who seek to generate alpha still fail to beat the Market over time. Focusing on income is for when you're near or in retirement. Until then while in the accumulation phase of life prior to retirement, I would rather not lag the Market.
Free cash flow coverage of the dividend is important. Net income + DD&A - CapEx. You want that to be greater than the annual dividend cost in the income statement. •Dividend growth rate, check out the “aristocrats”, NOBL ETF names. •capital structure is important as well. Does the company pay their dividends with free cash flow or are they using debt. •not huge on the dividend side but strong indicator of good balance sheet/income statement, share repurchases, look at shares outstanding over time
If you are worried about this then invest in large dividend companies. They will continue to pay without growth. I suggest the aristocrat dividend fund $NOBL
NOBL down 4% after-hours? Can anyone shed some light on why this ETF would have dropped so much in after-hours trading?
NOBL? I was just looking at that earlier.
>First off, the available data for NOBL or DIV is too short to make any definitive conclusion. And is the ticker even DIV or are you using some acronym/abbreviation I don't get? yes, had you read the first sentence of my post, where I state "first (using SP Div Aristocrat Total Return index since that's what NOBL tracks vs SP500 total return)". that index SP Dividend Aristocrat Total Return Index is what I was referring to as "DIV" you can find the index methodology here ([https://www.spglobal.com/spdji/en/indices/strategy/sp-500-dividend-aristocrats/#overview](https://www.spglobal.com/spdji/en/indices/strategy/sp-500-dividend-aristocrats/#overview)) but it is what NOBL tracks and goes back to the early 90s. (specifically 12/29/1989). all the performance metrics I posted were using that. im not sure about the rest of your post, but if you re-read mine I wasn't making the case you shouldn't own stocks that don't pay a dividend at all, but owning high div payers vs the index **used** to be a good idea, but it stopped being a good idea about 10 years ago. furthermore, if you re-read my post, I explain that the dividend index outperformance specifically comes from historical periods of equity index drawdowns, but in the latest massive covid drawdown, the opposite happened where the index (SP500) outperformed the div index, so even the protection that it once offered, it does not any more. again, I agree with you, as I posted: >if you had a Time Machine and could travel back to 2000, than yes, that's the investment you want to make, however if you are deciding what to do today, then a dividend paying etf will underperform the index, and do worse in times of economic stress. its a lose-lose here. this is the same as what you wrote: >In both instances, you start with $0, contribute $6,000/year ($500/month... mimicking what someone would do if they were investing in an IRA or something), and reinvested dividends. My conclusion is the opposite of yours. On a total return basis, dividend growth investing can absolutely work and may even do better than the straight S&P 500. the key take away is that the performance happened far in the past, compounded through time. to put it another way... imagine if I have 2 investments, A and B, 20 years ago, a was +10% while b was +2%, and then for the next 10 years years A and B had identical returns, and for the last 9 years B has averaged 2% better returns/year than A. hypothetically, which is the better investment? you're trying to argue "B" since its returns for the last 20 years are higher, and I am trying to say "A" is because for the last relevant time period A outperforms, and "B" appearance of superiority is from a long ago time that you can't buy today. that's all. it used to be the case you wanted to own dividend payers, but it stopped being the case now. (if you're interested to understand why this is, its because of buy-backs which is a more tax efficient way to distribute profits to shareholders, Dividend payer indices by design have to include companies that pay a dividend, starting around 2010 corp's realized its way more tax efficient to distribute capital via buybacks and all lowered their dividends, thus the universe of high-paying dividend stocks fell to the companies that didn't really quite get this, or had a historically high dividend they didn't want to mess with. if you were to construct a basket of "high profit distributing companies via dividend and/or buybacks" I'm sure that would outperform the sp500. but since that doesn't exist, the companies that could be in the div paying index are subpar. its a structural change in the market which is why you see 10y of underperformance in the divy index and will continue to see it.
I think your conclusion is suspect and I was hoping for something more robust. First off, the available data for NOBL or DIV is too short to make any definitive conclusion. And is the ticker even DIV or are you using some acronym/abbreviation I don't get? The longer the better obviously, but at least 30 years or more would be preferable. If you have a better ticker, let me know. The longest I was able to find quickly was VDIGX - Vanguard Dividend Growth Inv. I can run a back test back to 1993 with that. Again, if you have something similar to VDIGX that goes back further, I am happy to run it. If I stretch the definition to Large Cap Value and use something like VEIPX, Vanguard Equity Income Inv, I can go back to 1989. That's almost 35 years, so a better comparison. What I found myself is this: VDIGX vs. VFINX, 1993 to 2023: 9.14% for VDIGX vs. 9.09% for VFINX. Very close, but VDIGX came out higher. VEIPX vs. VFINX, 1989 to 2023: 9.48% for VEIPX vs. 9.34% for VFINX. Very close, again VEIPX came out higher. In both instances, you start with $0, contribute $6,000/year ($500/month... mimicking what someone would do if they were investing in an IRA or something), and reinvested dividends. My conclusion is the opposite of yours. On a total return basis, dividend growth investing can absolutely work and may even do better than the straight S&P 500. Here's the next rub, a lot of stocks in the S&P 500 pay a dividend. The fund has a current yield of 1.62%. So comparing dividends to the S&P 500 muddies the water quite a bit. Mortimer and Page came to a conclusion completely opposite from you: From 1972 to 2019, for components of the S&P 500, all dividend stocks returned 12.8% CAGR vs. non-dividend stocks returning 10.9%. That's a 2% difference and is huge. You can read their 2020 paper highlighting the research here: [https://www.guinnessgi.com/sites/default/files/news\_attachments/Why-Dividends-Still-Matter-April-2020.pdf](https://www.guinnessgi.com/sites/default/files/news_attachments/Why-Dividends-Still-Matter-April-2020.pdf) The other benefit of dividend stocks as they tend to be more value oriented is that they can contribute to lower maximum drawdowns. I myself do not follow a dividend strategy. I follow a risk parity style approach as I want to protect what I have and support a higher safe withdrawal rate. This is contrary to your belief and research, so it may be hard to accept. Just read the paper and see if you can poke holes in it.
first (using SP Div Aristocrat Total Return index since that's what NOBL tracks vs SP500 total return) 5y: DIV -3.94% 10y: DIV: -13.03% for periods longer than that, essentially you are compounding a historical return through time. from 2001-2002 DIV +31.24% from 2002-2007 DIV -9.20% 2008 DIV +14.33% 2009-2011 DIV +15.92% 2012-2013 DIC -1.49% and 2013 -> now is the 10y return. The reason for the CARG outperformance came from the dot com and GFC drops where dividend payers (generally older, most established late stage companies) did not drop as much as the index. if you want to make a case in time of equity weakness owning dividend payers, appears to hold up (historically at least). however what is very interesting is that during the COVID selloff in 2020, DIV actually sold off more than SPX and underperformed SPX by 9.63% for the year. If DIV previously offered some protection, that appears to have gone away. so if you objectively look at DIV/NOBL vs SPX, if you had a Time Machine and could travel back to 2000, than yes, that's the investment you want to make, however if you are deciding what to do today, then a dividend paying etf will underperform the index, and do worse in times of economic stress. its a lose-lose here.
There is also NOBL, but those are cheaper actively managed ETFs.
> QYLD is probably the top dividend name out there [Not even close](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2023&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=QYLD&allocation1_1=100&symbol2=NOBL&allocation2_2=100&symbol3=VIG&allocation3_3=100). In terms of funds, VIG and NOBL beat QYLD handily since it's inception. [Going back further](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=2&startYear=1985&firstMonth=1&endYear=2023&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=SPY&allocation1_1=100&symbol2=QQQ&allocation2_2=100&symbol3=VIG&allocation3_3=100), SPY and QQQ trounce VIG since 2006.
I think it’s a strategy that should be part of but not entirely comprise a diversified portfolio. Adding some other to NOBL like SDIV (globalized dividend fund) and JEPI to name a few add some active management to the mix which likely prunes this scenario from your portfolio.
Sell my NOBL options for about $450 net profit, give or take.
You need to start buying ibonds at Treasury direct. Current rate is near 7 pct for next six months. 10K max/yr What else? Bit of MO, JEPI, REGL, NOBL. Get crazy, buy BA, XLF, AMZN.
ok there are a few things here so let's break them down - you don't mention how much cash you have to work with. but you need tens of thousands in dividend stocks to earn any worthwhile income. US blue chips tend to pay in the 3-4% range overall, so $10k will get you about $300-400/year in dividend income. dividends are taxable, but there's a spot on your W-4 to adjust for dividend income if you ever get into earnings thousands a year and need to plan ahead. - Dividend stocks tend to perform pretty well over time. they are associated with mature, stable boring companies. so dividend stocks usually lag during bull markets, but hold up a lot better in bear markets. Avoiding those crashes gives a big boost over time. So I would not get hung up on some particular magical combination of certain stocks as being the key to investing success. 30 dividend stocks selected from the S&P 500 or Russell 1000 at random would likely give good results over the long-term. - I like dividend stocks because they're associated with mature, boring, steady companies with lots of profits and 'free cashflow' so these companies are usually solid investments. not because I like the dividends *per se*. The point is boring investments are usually the best over the long-term. >since I can't find any ETFs made around them or much talk about them. Dividend 'kings' are the top bracket of 'dividend aristocrats' stocks. there are aristocrat ETFs like NOBL https://www.dividendinvestor.com/best-dividend-aristocrats-etfs/ there are lists of dividend king stocks. https://www.marketbeat.com/dividends/kings/
Ah, that explains it. Let me ask you this. Let me ask you this. Rather than buying say NOBL this year fir my Roth, wouldn’t I get more dividend action from a total market or SP500?
Thats why i own some NOBL. All dividemd aristocrats
I have a lot of money in $NOBL for this. It's a dividend aristocrat ETF--companies that have a multi-decade history of raising their dividends. Performance since inception has matched the S&P 500, and performance in 2022 has trounced the S&P 500.
Yes, this is the way to do it, and the market is okay to buy right now. Slowly. Dollar cost average into SCHD, NOBL, MDYV, FNDF, equal parts of each. All low cost ETFs. If your under 30, add some MGK and MDYG. If you're over 50, add some AGG and/or BND. If you're really stumped just dollar coat average into a target date fund. Judging from your performance, option trading is not your Forte. Don't leave yourself vulnerable when you're old.
Best answer here imho. Take income in non taxable accounts whenever possible of course; no real need in your situation though. I choose to actively trade but JEPI and NOBL have both treated me well previously, for different reasons. QYLD is worth mentioning here if for no other reason than to say why it shouldn't be a large portion of any long term investor's plan. Perhaps a component of a larger portfolio given the consistency of European covered call option income or a shorter term max income strategy. The fees, taxes, and virtually non-existent growth potential make it less attractive. Full disclosure: I currently own a very small position in QYLD and I'm in a soft hold mindset.
I'm probably not in your same financial situation but SCHD VICI JEPI O NOBL I own these in a taxable account and I live off dividends.
NOBL pays just 2%. SCHD, VYM pay 3%. SPYD pays 4%.
Long and shallow. Maybe not the recession itself. But perhaps low and shallow returns on stocks. I change my mind if things change. Just what I see now. I’m a permabull long term. Max your Roth or 401k or whatever you have. DRIP and DCA quality. I’m hard as rock for most equities in NOBL.
I'm still sitting in cash. Thinking bottom is somewhere in Q1 To Q3. NOt going to try to buy at the bottom but after the next hard-core talk I'll head into some recession resistant stuff like NOBL, NVS, VHT, maybe GIS. I still have a bad feeling about the future and a REALLY bad feeling about Putin.
NOBL looks good, been thinking about putting it in my portfolio for a while. Kinda wanna do 50/50 VTI/NOBL but I'd have a bunch of overlap....I just love the idea of NOBL.
I have NOBL for a dividend ETF. I also invest in individual stocks.
I'm in cash so if you're right we should have some awesome investment opportunities in 2023. I'm thinking: Novartis NVS Vanguard Healthcare ETF VHT General Mills GIS Dividend Aristocrat Fund NOBL