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SCHD

Schwab U.S. Dividend Equity ETF

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Reddit Posts

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Quick Advice, Straightforward Questions

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Muni ETF Portfolio - Feedback Appreciated

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Retirement investing advise

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Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?

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What do you think about my portfolio.

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Backdoor vs more investment choices

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In Need Of Some Advice

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Deeper Research into ETFs

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Question about cost to yield dividends

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18, Any thoughts on picks?

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Start investing into ETF at 13?

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ETFs in different investing accounts

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VIG and SCHD, which one should be in my retirement and which one should be in my regular brokerage?

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Where to put it

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CD Reaching Maturity in a couple weeks

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Rate my portfolio and share yours!

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Hypothetical Margin dividend investing (currency exchange + loan)

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Anyone in the know about Mission Square retirement(MSQ)?

r/stocksSee Post

(23) Investing in VTI?

r/RobinHoodSee Post

Late to the party and new to dividend investing. Let me know what you think of my mix. I know I have overlap and probably too many, so any suggestions would be greatly appreciated. JEPI, JEPQ, JEPY, QQQY, SPLG, DIVG, SCHD and YYMI.

r/investingSee Post

Trying to understand investing in SCHD

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Investment choices for Backdoor Roth IRA from broker

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What are some funds that are good for the long term?

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SCHD or FSKAX for SEP-IRA?

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Roth IRA investment, 45 years old, VOO AVUV SCHD .. Suggest me please

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Please, your perspective on our shared investment plan?

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Roth IRA Investment Mix Question

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30 year old. What's got the greatest possible potential for returns? TQQQ?

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TQQQ + bonds? 65/35? 30 year old

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Am I doing this right or…?

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What do you do with your excess money?

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Now that 2023 is coming to an end. Let’s hear your biggest loss story…

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Starting to invest in my Roth IRA

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401K & IRA lump sum rebalance

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33 y/o - Advice on IRAs

r/stocksSee Post

Anyone love or hate SCHD?

r/RobinHoodSee Post

Dump in large amount or slowly add into holdings?

r/investingSee Post

When opening a Roth is there any difference or benefit to opening one with a more traditional more established company (Fidelity, Jp Morgan, etc) compared to one like Robinhood?

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Investing brokerage accounts for my kids and nieces - best course of action?

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Good retirement strategy?

r/wallstreetbetsSee Post

Will shit hit the fan in 2024?

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What fund would you add to my portfolio to start easing out of bonds?

r/investingSee Post

What are your thoughts on this Roth IRA portfolio breakdown?

r/stocksSee Post

Portfolio advice

r/investingSee Post

100% VOO vs 33.3% VOO, 33.3% VUG, and 33.3% SCHD?

r/investingSee Post

Compare these two breakdowns for long term Roth IRA

r/stocksSee Post

Should I buy Take Two Interactive stock low (company that makes GTA VI) and sell upon its release?

r/investingSee Post

Good picks for long term growth?

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First time maxing out Roth contribution. Give me a super basic, set it and forget it, distribution

r/investingSee Post

Opinions for my simple portfolio.

r/StockMarketSee Post

Hallo new to investing here

r/investingSee Post

Alternatives of these ETFs and CEFs - UK

r/stocksSee Post

Why not sell VOO/SCHD type of holdings when they’re up?

r/investingSee Post

Best way to live off dividends

r/investingSee Post

Growth vs Dividends for 27 yo

r/stocksSee Post

If the price of underlying assets rise, does the price of an ETF like VTI also rises?

r/investingSee Post

Looking for advice on Roth IRA

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What foreign stock should I invest in my IRA?

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Thoughts on investment portfolio that I'm considering?

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Interested in dividends. Looking for advice.

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50/50 SCHG and SCHD a good plan for 30/yo DINK (kids soon)

r/investingSee Post

Should I invest in SCHD or VTI in Roth IRA

r/stocksSee Post

Instead of purchasing a home - investing in a high dividend yield stock?

r/StockMarketSee Post

Got Stuck Holding 220 TSLA shares at $296

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Retirement Portfolio Help

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How does this portfolio look to you?

r/stocksSee Post

What do you think about my portfolio?

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45 y/o way behind/ mistakes made/ ex screwed me/ catching up/ should i give up

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Are you planning a strategy change for nearing retirement?

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Sell AAPL, AMZN, and SCHD? Buy QQQM?

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Roth IRA Strategy for a 15-20 year span

r/stocksSee Post

A bit confused, Any help is appreciated :)

r/investingSee Post

Sell or change strategies

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Down 11% on taxable account. Planning on buying a house in the next 2.5-3 years. Should I sell or change strategies?

r/investingSee Post

What should my next step be ?

r/investingSee Post

33% SCHD, 33% FSKAX ( Fidelity US Market Index ) 33% FSPSX ( Fidelity International Market Index ) at 21 years old for standard brokerage account?

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How can I tune my portfolio in the future or now to help keep up good growth?

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Investing for retired parent

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Why not S&P all the way? Why split between total market and the S&P?

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IShares Lifepath Target Date Funds

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Could use a little advice on current portfolio.

r/wallstreetbetsSee Post

What would Pelosi do?

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Portfolio Review and Strategy in Times of Uncertainty - Seeking Advice

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Roth IRA ETFs - what should I add?

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Good non tech ETF for long term

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Inherited Estate advice por favor

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Just transferred my workplace 401k to a brokerage 401k and trying to make the most of it

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Long term + dividends ticker?

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What can I do to reach my goal faster

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Tax implications of selling one etf for a dividend etf?

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Where to adjust my Roth IRA?

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2 year portfolio in my mid 20s any advice is appreciated.

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Good long term index distribution?

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23 year old looking for advice on where to place short term savings

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I need a recommendation for a fund for the long term

r/optionsSee Post

Please help

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Rant: Fidelity Managed Portfolio

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Vanguard roth won't let me set up auto investment to SCHD

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Need advice on 7 year plan

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Starting out a ROTH IRA/ Picking ETFs

Mentions

I like SCHG. Run a portfolio backtest to VOO VS SCHG and you will see why I run overweight on SCHG (I pair it with SCHD as I'm retired).

VTI QQQM SCHD for the next 20 years

To your other question, yes, you'd have to sell your VTI to buy SCHD. There's no alchemy to convert one to the other. Within an IRA, though, you don't have to worry about those tax implications so it's a non-issue. You'd face tax implications in a non-tax advantaged brokerage account.

Mentions:#VTI#SCHD

Hello, I had a Roth IRA at Schwab of around 50K that I recently moved to Robinhood for the 3% match. The money arrived today and I'm thinking on how to invest it and forget it. So far this is what I'm thinking of doing: 90% VTI and 10% VXUS (I'm 40, will be adding bonds later). What do you think about those allocations, should I add bonds now? should I go with a dividends ETF instead? Would they make sense for a brokerage account also? Another question that is not clear to me is what happens if I want to change in the future my allocations? Let's say I have everything in VTI and I want to put everything on SCHD. Do I need to sell VTI to buy SCHD or is it possible to just converting? If I have to sell in order to buy another, will that trigger any taxes that I will have to pay at the time of selling? Is there a better way? Thanks in advance!

New to investing, 36 years old, I recently relocated to the US and have $650K to invest. I learned what I could in a short period of time and planning to have a professional assistant but I want to hear other opinions so maybe I will be able to tune it a bit in advance. It is also important to mention that I would like to play as safe as possible and focus on cash flow. I would like to invest it for approximately 20 years with DIP without taking any monthly income out. This is my current plan for the $550K: 1. 40%(220K) Qualified dividends - SCHD 2. 25% (137K) growth - VOO 3. 8% (45K) higher risk - JEPI 4. 7% (38K) market protection - HEQT 5. 10% (55K) Bonds - NNY (I live in New York, not sure it a good choice but I believe it is ok) 6. 10% (55K) Real Estate - VICI (45K) + O (10K) Any feedback is greatly appreciated!

Hey all, I currently have only a 401k with company for the match. I am about to open a Roth IRA and am unsure of what ratio and exactly what to invest in, currently this is what I'm looking at doing, id appreciate any help or advice. I'm 33 and this will be held till retirement. VOO/VTI ? SCHD QQQM SMH Maybe VGT or MGK? Want to stick to 3-5 of them. Thank you!

115k at 22 years is very impressive. So first of all - congrats on setting a great foundation. Here is how I would target the overall portfolio - invest in 3 funds. First - cash - keep about 2 months of expenses in an emergency fund. Second, build your foundations of about 40% of assets in an index fund ( VTI/VOO etc). Then build a dividend portfolio ( SCHD/ VYM) with about 25-30% of portfolio and finally a growth focus ( QQM/VUG etc) with the remaining. You can maybe put 10% in REITS as well for full diversification. Dividends and REITS go to your IRA/401k for tax advantages. All the best!

I recommend starting with 100% allocation in VOO. I wouldn't overthink it past that if your just starting out with $1k. Setup auto invest for 5-20% of your take home pay into VOO no matter if it's going up or down. I do half of that 5-20% in my wealthfront HYSA for a guaranteed 5% return and quick access to my money in an emergency. don't withdraw anything until absolutely necessary. define your budget, automate your payments, and forget about. fine tuning your portfolio has minimal value when just starting out, but if you want to nerd out then look into some ETFs like QQQM, XLK, SPAXX, and SCHD.

I suggested VOO or SCHD (if you’re stuck on dividends). Anything else aside from those or MMF is silly.

Mentions:#VOO#SCHD

VOO and SCHD. Don’t be fucking stupid. You’re down b/c you’re chasing dividends. SCHD for a lil mix of growth and divi’s. VOO for growth. Anything else and you’re doing it wrong per how you talk about the market

Mentions:#VOO#SCHD

Tell your dad to dump that investment manager and do it himself. VOO QQQM SCHD is all he will need. If he wants a higher risk/reward add in a small amount of BITO (like 10% or less).

What's your opinion on DGRW? I recently started buying it in addition to SCHD to more diversify my dividend portfolio. Also thinking about adding Realty Income (O).

Mentions:#DGRW#SCHD

If you’re investing in an IRA, I’m not sure that it makes much difference whether your returns come in the form of dividends or growth … you overall asset allocation is the more overriding factor. I share your concern that growth may be looking toppy. That said, it would be hard to go wrong with any of the growth funds from the major shops like Vanguard or iShares. The Schwab product might pair well with SCHD. If you go this route, you might mitigate the lack of dip concern by averaging in over a period of months or quarters.

Mentions:#SCHD

>At first I really liked $QQQ since it has had the highest returns out of the 3 **since inception** dip for these growth index funds recently  don’t want to lose money buying in at the top. These statement pretty much tells me you have no idea what you are talking about. QQQM is QQQ with a lower expense ratio. QQQ is set up as a Trust (UIT) and QQQM is an open ended fund. QQQ has been around a lot longer which is why the return since inception. You should just dump VOO/SCHD/SPYI and buy VTI/VXUS or VT. Don't want to lose by buying at the top? Who's to say it doesn't keep going up though? The market regularly sets all time highs. What is recently? They lost like 30% 2 years ago. That's very recent when you aren't gonna retire in almost 40 years.

I can’t say too much as my social accounts are monitored by my firm - so I’ll preface with this is my opinion only and not financial advice. I think you are spot on with your thoughts that you are 32 and can handle a lot of volatility. I’m not sure your SCHD is completely accurate in the sense that it is a “smart holdings account” - look at the S&P and SCHD during covid for example, both down 30%, and the S&P has recovered at a much higher pace than SCHD. I know a lot of people that swear by SCHD but personally I do not own it. At the end of the day I think both options you laid out for yourself will do you just fine. If you’re really interested, go to Portfoliovisualizer.com, that’s a free tool where you can input both portfolios and see how they have done historically.

Mentions:#SCHD

It doesn't have to be 40/40/20 You could easily do VTI 25% QQQM 25% VOO 25% VXUS 13% SCHD 12% It has a lot of overlap - but who cares? It's a great portfolio and not too much thought to put into it.

So for me I am kinda thinking either 50/50 VTI/QQQM or 80/20 VTI/VXUS or 100% VTI? Also saw a guy on youtube sayins 40/40/20 VOO/QQQM/SCHD any thoughts?

Given what you said, get rid of SCHD. Lame return currently, with risk. There are other not very volatile ETFs that have a better return like COWG or COWZ, or get SGOV and lock up a 5.4%ish return that is totally liquid with zero risk. For the second one, VXUS has been doing pitiful because of its China holdings. If you want international, find ETFs with little or zero China exposure, at least as long as both American political parties are trade warring on China. > and then not looking back Always look forward, but don't make yourself a slave to your previous decisions. You can always change your mind if you decide to do something that makes you happier.

38, USA Not a whole lot of time on my hands working, married, 2 kids. Have a 401K through work, with employer match at 5%, currently contributing 7%. Have 2 UGMA's for kids contributing $100 a month to each, only holding FZROX in there. I have a taxable account, with only ITOT in it, contributing $200 a month to that, while $200 stays in the SPAXX account for "just in case". have a HSA through work also, contribute $200 a month to that as well. My Roth is where I am iffy on, have been contributing full amount for the last 5 years. But have moved what's in the Roth around here or there. My question is, the Roth currently holds SCHD, FDEWX which is a target date fund, and FSKAX. Is it worth while to keep this target date fund in there? or just move all that into FSKAX which has out performed the target date fund for quite a while now. Both have almost the same amount contributed, while FSKAX has "grown" about $4000 more over the course of a few years. I try to keep everything "set it and forget it" and just check on each every other month. Just not sure if its worth the growth to keep the target date there, and move that money into FSKAX or not. Any info/help would be greatly appreciated.

Which one of these 2 portfolios is better for a person in its mid 30s ? **VOO 25%** **VONG 20%** **SCHD 20%** **VGT 10%** **VXUS 25%** or **VONG 25%** **VTV 20%** **VNQ 10%** **SCHD 20%** **VXUS 25%**

VOO and QQQM are highly correlated and very tech heavy. I would look at diversifying a bit more and consider ETFs that cover other sectors and regions. You can also balance your portfolio by buying say 20% of a dividend ETF such as SCHD to enjoy monthly dividends that you can reinvest while providing better diversification and protection against events impacting the tech sector.

VOO and QQQM are highly correlated and very tech heavy. I would look at diversifying a bit more and consider ETFs that cover other sectors and regions. You can also balance your portfolio by buying say 20% of a dividend ETF such as SCHD to enjoy monthly dividends that you can reinvest while providing better diversification and protection against events impacting the tech sector.

INVEST in SCHD on the dips and don't touch. Take a small % to gamble WSB style in a different acct and let the rest continue to grow.

Mentions:#SCHD

it's really the easiest thing to do. Buy index fund ETFs like VOO,VTI, SCHD and put is much money in as possible and let it bake for 10,20,30 years

Mentions:#VOO#VTI#SCHD

I’m relatively new to investing, but my company issues RSU’s as part of our comp. Long story short, I have almost 1200 shares of a limited growth potential company sitting in my brokerage account. Does not pay dividends, currently trading around $48/share. I likely won’t touch any of this money for at least 3-5 years, and then intend on selling it to fund a project. Should I eat the tax cost by selling it all now and putting it in something that actually has gain/dividend potential like SWPPX or SCHD, or is there any reason I should hold and just sell the existing stock when I need the money? I feel like I’m losing out by having all this stock that isn’t growing much and pays no dividend sitting there. Any help in understanding the tax implications of selling once vs twice is appreciated

Mentions:#SWPPX#SCHD

Just check. Easy. It's because SCHD has consistently out performed SCHV.

Mentions:#SCHD#SCHV

With the portfolio allocation you described (small cap, mid cap, large cap etfs), it effectively sounds like you are buying the whole market. At that point, I'd go over to portfolio vizualizer web site and back test your proposed allocation to owning VTI. Although, some of you chosen ETFs don't have enough history to go back very far so I'd maybe substitute an equivalent ETF for the small and mid cap for the comparison. At 26 yo, I'd do VOO and VGT 50/50 - and maybe add in a small bit 10% of a dividend ETF like SCHD for years like 2022.

How would I be prioritizing dividends by going with SCHG? The dividends are less than with VOO. I think you might be thinking of SCHD.

If you want to be tech heavy, do a 50/50 split between VGT and SCHD. There’s minimal overlap between the two funds and that mix has historically outperformed the S&P 500 and has had less of a drop during downturns.

Mentions:#VGT#SCHD

Poor decision, especially with the stocks you have selected. You get one year like we had in 2022, your portfolio will sink. Stick to what you have now: ETFs. VOO/SPLG, VTI, SCHD etc.

The run up in the SP500 over the past several years should warrant caution. And let's not forget the lost decade of 2000-2010. We had the tech meltdown in 2000-01, then the housing/mortgage/banking meltdown of 2008-10. I'm taking some profits right now, lowering my allocation to stocks, and swapping some growth stocks (like SCHG etf) for SCHV and SCHD etfs (value stocks)

It’s totally confusing how they do it. TD was so straight forward and easy to track. I’ve been trimming my SCHD position since I’m up a lot from an average in the 60s. If I was still in TD I’d see my cost basis going down with each trim. But with hood it just stays the same. I’m Just trying to understand how the 2 methods balance out.

Mentions:#SCHD

SCHD in a tax advantaged account and chill.

Mentions:#SCHD

SCHD only goes back to 2012, but you should be able to backtest it with portfoliovisualizer. SCHD has been increasing their dividends because the underlying stocks they hold has been increasing dividends. SCHD itself is basically just large cap value dividends stocks that track the DOW dividend 100 index.

Mentions:#SCHD#DOW

Dividend stocks should be treated as regular stocks. Not sure why people hate them or love them. They go up in value? Great. Their financials are good. Go down in value? That sucks, financials are bad. SCHD has been pretty close to VOO since its inception, that means it’s a good fund. Depending on where it was bought (brokerage, IRA, etc.) there isn’t much difference between SCHD and VOO in regards to returns.

Mentions:#SCHD#VOO

Hello everyone, I'm pretty new to investing and just opened a vanguard account last year following my 18th birthday. I have a regular brokerage account and also a roth ira opened. I have about 2,000 in each but only a few hundred actually invested so far as I'm still deciding where to put it. I will also continue to add more funds whenever I get the chance but I do not have a job or steady income, just inheritance + allowance from parents, but if I do get a job down the line I will make consistent contributions. Since I'm young I keep seeing people say I should be able to take more risks but being a full time college student, I've found it difficult to find the time to learn about investing and keep up with individual stocks so I think I've decided I won't be investing in any individual stocks or anything that requires a lot of research or to be watched closely. But I was wondering what should I be investing in then? Up until this point I figured I would invest in mostly index funds like VOO, BND, VT, VTSAX, SCHD, and QQQ since they seem to be the safest for a foundation, but I don't know where to go from there. Is it okay to have a portfolio of just index funds? Will that do me any good? Are there other things I should look out for? My intentions with the money I invest are most likely going towards retirement in 40 years or maybe to buy a car or house way down the line. Also should I consistently make small investments every month or should I wait for a dip in the market to buy in? I've seen most people say to do the monthly investments since it will most likely average out but at the same time I feel like currently the market is at an all time high and I don't know if that's smart? Thanks for reading and I appreciate any advice!

I don't know if you're ready for this but here goes... you're gonna have to sell some $SCHD and then, believe it or not, buy some $NVDA.

Mentions:#SCHD#NVDA

I disagree I own a lot of SCHD and I really enjoy the drip factor. its helps automate things for me. Also you should not really be picking individual stocks...bad idea for most.

Mentions:#SCHD

Or just pick $VT which has everything that’s in $VOO, $SCHD & $VTI.

No. Worry about total return. Pick something like VTI. It has everything that’s in SCHD anyway.

Mentions:#VTI#SCHD

Hmm that’s pretty interesting. Basically have no “safe” investments. I have a regular brokerage account that is 75% QQQ and 25% SCHD.

Mentions:#QQQ#SCHD

Check out this video on combining the two ETFs SCHD and VGT: [https://www.youtube.com/watch?v=uRAts4y1hXI](https://www.youtube.com/watch?v=uRAts4y1hXI) I think it's a really interesting strategy that I may make my own sole focus going forward. Whatever you do, some form of ETF investing (e.g. VOO, VTI, BND, etc.) is what you want to be focusing on.

Safest way to do dividends is to just buy a dividend ETF like SCHD or VYM. I wouldn’t be buying individual stocks for dividends.

Mentions:#SCHD#VYM

You are not risking anything if you buy a dividend ETF that filters and kicks out companies that do not do well and will drop dividend. The idea that dividends is a risk is actually ridiculous as it's is actually more safe as dividend paying companies are usually boring stable companies that do well and pay out consistently. Yes you can make $200k in the long run or what if that's not your goal. Every one has a different goal in investing. Let's say you just retired and you have 1.5 mill in your growth stocks and you are retiring. The market crashes and drops by 50% do you want to be taking out shares right now? Prob not. But you are retired so you have to. In the same note. SCHD will give you roughly 13k every quarter with that amount. Even in a market down turn. If you check SCHD or similarly VYM etc you can see that it did not drop as much as VOO during the COVID dip. So if you actually have to take out a larger amount for an emergency you will lose less. However if you are young in your 20s-30s and you have 20-30 years to go. Then this strategy doesn't make sense as it's better to have more growth. It's not just one is better than the other because over all return. It's about where you are in life and how you want to base your strategy. The problem with reddit is that it's filled with new investors in their 20s who only saw the tech boom and think all money in growth. Well if you are retiring you don't have much room for growth and that's totally fine.

Mentions:#SCHD#VYM#VOO

$VOO and $SCHD, enjoy your early retirement.

Mentions:#VOO#SCHD

Lol, there are a ton of post to buy stock etfs from people who have no idea but heavy FOMO. Some even call it safe (you can always ride it out and 10% guaranteed return (or may be just 9 is also ok) "long term"). Hell let's party everyone! Welcome to VOO and SPY and VTI clubs or maybe SCHD is your kick? Just don't be the last guy we need more people in to keep it going! Is this the TOP yet???

I know my beef is with youtubers posting videos titled "How YOU can get 4k/month with DiViDeNd GrOwTh InVeStInG"...which after 10 mins of glossing over points which have been made a thousand times already amount to "have 1mn in SCHD ggwp LOL" My other beef with dividends are the people who have watched but not understood Ben Felix's great videos and parrot "dividens ar irreverent" like broken record...sheep...thingies.

Mentions:#SCHD

I was 80 voo 20 vxus until the fed announced rate cuts probable in 2024, so now I’m 75 vti 5 avuv, 20 vxus. I do play around with individual stocks in my taxable, but that only represents 2% of my NW currently. I do like SCHD, will probably use it closer to retirement (don’t pay attention to dividend but rather overall growth, for example SCHD might have 1.5% more dividend than VOO (just ballparking, haven’t looked it up) but VOO may outperform SCHD by 2% or more over long time horizons (again, just ballparking here), and since you can tax harvest gains at 0% in retirement vs paying high taxes on dividend income now while you’re still working.

Mentions:#SCHD#VOO

Yeah that does make sense. I just like the idea of the passive income from the dividends with SCHD. Would it make more sense to hold VOO, AVUX, and AVUV. Majority being VOO and maybe 10-15% into AVUV due to the higher risk? What percentage for AVUX? I appreciate your feedback

SCHD and VOO have a lot of overlap, VXUS would give you some international exposure. Since you’re young, I personally would tilt growth over value for the long term.

I think I’m going to invest 10% into AVUV and 15-20% into SCHD. Thoughts? I like the exposure into the small cap.

Mentions:#AVUV#SCHD

Things that could compliment VOO VXUS - International exposure VB, VBR, VBK - small cap funds to go with VOOs large cap SCHD - more focused on dividend and different style of investing, historically a strong performer but has lagged in 2023 as it didn't have the magnificent 7

VOO: Vanguard S&P 500 ETF VTI: Vanguard Total Stock Market Index Fund ETF VEU: Vanguard FTSE All World ex US ETF SCHD: Schwab US Dividend Equity ETF VTV: Vanguard Value Index Fund ETF

VOO: Vanguard S&P 500 ETF VTI: Vanguard Total Stock Market Index Fund ETF VEU: Vanguard FTSE All World ex US ETF SCHD: Schwab US Dividend Equity ETF VTV: Vanguard Value Index Fund ETF

I pair it with VUG, and to a much lesser extent, SCHD. But full disclosure, I don’t know what I’m doing.

Mentions:#VUG#SCHD

VOO(or similar), BRKB, SCHD(or similar). I don’t think we can underestimate the power that Berkshire possesses with its nearly 200 billion cash on hand, insider information, newly initiated stock buybacks, and defensive properties. Some combination of this mix.

Mentions:#VOO#SCHD

TSLA. Once I retired last year moved most of my money into etfs like VOO, SCHD, and JEPQ. I guess JEPQ is my second my risky play.

Each brokerage is different. Fidelity allows you to set ETF's or mutual funds as auto recurring investments, so you can auto-buy either one at Fidelity. I have a ROTH account at Fidelity and have it set to auto buy a mix of funds each week, including VOO, AVUV, SCHD, etc.. set it and forget it.

I appreciate the input, thank you! Any suggestions on a bond fund to replace SCHD? And you’re correct; I meant to type traditional 401k - my brain got ahead of the keyboard. Thanks for looking out for that too.

Mentions:#SCHD

Your 401k allocation is pretty boom-or-bust. Regarding SSO - there are a lot of scenarios in which a whole market fund like VTI will outperform it - leveraged ETFs are tricky and can underperform for years after a crash even if the underlying recovers. If you really want to counter-balance it, don't use something like SCHD which is also correlated - use a bond fund. And are you really all Roth outside of the HSA? Almost nobody should be 100% in Roth.

Mentions:#SSO#VTI#SCHD

Hey yall, How are my portfolios? Roth 401k: 33% SCHD 33% SSO 33% VIG Roth IRA: 65% VTI 35% VXUS HSA: 100% VT I have a personal fund as well, that is all heavy risk (money i’m OK with losing) that, funny enough, has performed better than these. Just want to be sure i’m not overlapping too much. my goal is to have growth with medium risk and have a solid dividend foundation so eventually I could live off of it

I am seeking investing advice for a few of my Canadian accounts: TFSA (Tax Free Savings Account) & RRSP (Registered Retirement Savings Account). I have done my fair share of research and while there are many options available to narrow it down to the top selections for my portfolio's are difficult. A quick background on myself to perhaps aid in the selection.. I am turning 40 years old in May. While I started investing in my 20's unfortunately major life occurrences happened which forced me to start over these past 5 years in most areas. I do have a mortgage thankfully which is low in consideration to the market. My career is solid and my pay is great as a Electrical Foreman. Though I've lost time in investing having to start over again in my life and I can make it up somewhat by being able to put larger amounts of money into these accounts. The core ETF's that always come up are VOO, QQQM, SCHD, SCHG, VTI & XEQT. My goal even if I'm a bit older is growth for now and perhaps aim for some dividends. My thoughts were to separate the TFSA & RRSP accounts into two separate portfolios using different ETFs and or stocks. I'm looking for opinions on combinations of etfs and/or stocks for each or even just a single etf. The only difference between the two would be the RRSP is that it would remain untouched and the TFSA maybe I would occasionally use a little or the growth for something but then recontribute back into it as it's allowed. All input is appreciated!

I am seeking investing advice for a few of my Canadian accounts: TFSA (Tax Free Savings Account) & RRSP (Registered Retirement Savings Account). I have done my fair share of research and while there are many options available to narrow it down to the top selections for my portfolio's are difficult. A quick background on myself to perhaps aid in the selection.. I am turning 40 years old in May. While I started investing in my 20's unfortunately major life occurrences happened which forced me to start over these past 5 years in most areas. I do have a mortgage thankfully which is low in consideration to the market. My career is solid and my pay is great as a Electrical Foreman. Though I've lost time in investing having to start over again in my life and I can make it up somewhat by being able to put larger amounts of money into these accounts. The core ETF's that always come up are VOO, QQQM, SCHD, SCHG, VTI & XEQT. My goal even if I'm a bit older is growth for now and perhaps aim for some dividends. My thoughts were to separate the TFSA & RRSP accounts into two separate portfolios using different ETFs and or stocks. I'm looking for opinions on combinations of etfs and/or stocks for each or even just a single etf. The only difference between the two would be the RRSP is that it would remain untouched and the TFSA maybe I would occasionally use a little or the growth for something but then recontribute back into it as it's allowed. All input is appreciated!

Why not move to a stable dividend fund like SCHD?

Mentions:#SCHD
r/stocksSee Comment

If you're looking for growth you shouldn't be holding dividend stocks like SCHD, go for a stock market ETF like VTI or VOO.

Mentions:#SCHD#VTI#VOO
r/stocksSee Comment

**Roth IRA:** 50% VTI; 30% SCHG; 12% GOOGL and AMZN; 8% SCHD. **Individual Acct:** 33% SOXQ; 31% GOOGL and AMZN; 11% SCHD; 9% XLK; 8% QQQM; 4% VONG; 3% FBTC. ​ 29 years old. Currently contributing $300/week.

COWZ or SCHD are great value etfs. Now risk look at SGOV or TFLO

Dollar cost averaging is overall dumb. Just dive in already. 25% $VOO 25% $VTI 20% $QQQM 10% $VYM 10% $SCHD 10% $BITO

You’re 15. Why are you looking at a 10 year timeframe? Look at 45 years so retirement age of 60 and you’re going to need to add more money to it over time can’t just expect to live off the gains from $500 unless you’re lucky playing options. Add $250 a month into that $500 for 45 years at an avg return of 8% and you’re looking at a bit over $1.3m Don’t get a bond. You’re 15 not 50. You should be looking at high risk high reward investments. Open a ROTH IRA and do this 50% QQQM (+44.9% 1yr 0.65% div) 30% VOO (+34% 1yr 1.33% div) 10% BITO (+141.04% 1yr 12.18% div) 10% SCHD (+17.50% 1yr 3.31% div)

Just buy now don’t wait for a dip. Yea it might dip 3% but it might go up 10% before that. 25% $VOO 25% $VTI 20% $QQQ 10% $VYM 10% $SCHD 10% $BITO

They’re almost all scammers who either directly take your money or promote people who will take your money. They are paid and have little to no morals. Don’t listen to financial influencers, financial advisors, anyone who advertises products to you. Just buy ETFs like VOO VTI QQQ SCHD VYM

Most have SCHD in 401K or IRA so not subject to any tax implications yet. SCHD is more for capital preservation and dividends. For example SCHD only dropped -15% when tech dropped -50% in 2022. You need a lot of SCHD to make it worthwhile.

Mentions:#SCHD

At their age, if they still want solid growth then look into VOO. If they want growth with dividends then SCHD. If they want purely monthly income then I’d say check out a combination of JEPI/JEPQ. Just my two cents.

I’m heaviest in JEPQ and SCHD. I’m holding for a correction and will pounce and become fully invested. I can’t keep waiting.

Mentions:#JEPQ#SCHD

Speaking my language, I’m big on MCD, MAIN, QQQ, and VTI in my portfolio, however I also carry SCHD, and KO more passively

All these mentioned Undervalued stocks are in the SCHD ETF ... just buy the ETF.

Mentions:#SCHD

Not a stock- but two ETFs. $SCHY and $SCHD. Both contain a basket of undervalued stocks that pay dividends. One is domestic and the other is international. Your better off picking a basket of stocks that cover a range of sectors - rather than individual stocks. I have done OK with individual stocks - but I think that is more luck than skill. You could easily pick more losers than winners if your luck is bad

Mentions:#SCHY#SCHD

VOO QQQM SCHD and chill. Maybe add in a slice MSTR coupled w/ IBIT

What about SCHD?

Mentions:#SCHD

VOO: Vanguard S&P 500 ETF VTI: Vanguard Total Stock Market Index Fund ETF VEU: Vanguard FTSE All World ex US ETF SCHD: Schwab US Dividend Equity ETF VTV: Vanguard Value Index Fund ETF

Fr sticking to ETF like that one will be what save you money, I'm currently invested in $SPY and $SCHD and am up almost 5-6% on both within 2 months.

Mentions:#SPY#SCHD

Sell the gold and invest it. If you want to pretend the world is going to end and people aren’t going to have all the comfort of a modern lifestyle then buy a few 1oz gold/silver coins with the dividend payouts over the years from the investments. 25% $VOO 25% $VTI 20% $QQQ 10% $VYM 10% $SCHD 10% BITO

“Just invest into SCHD or VOO or QQQ” or everything that everyone invests in, so other people can make money off of YOU for not being able to spend 100+ hours on an individual stock to study the market from thousands to choose from. THATS WHAT EVERYONE DOES. It’s changing though!

Mentions:#SCHD#VOO#QQQ

I got good at my job. Then job hopped to a diff company that paid more. Built my skills then a year later did the same thing. Had roommates. Rarely eat out. Not hungry for bfast. And I make coffee at home. Everyday. The money slowly builds 20K, 35K, 50K. Then your dead set on 100. Invest in S&P-SWPPX, SCHD, and SCHG. And lastly, don’t ever say trade. You might get lucky on an earnings pop but over time you’ll lose.

New investor here looking for general advice about taxes best way to mitigate a high tax bill , general logic for and against dollar cost averaging and a honest opinion about the stocks I purchased good and bad opinions, thoughts and advice welcome just trying to learn as I don't know alot nor do I pretend like I know hat I'm doing I have to start somewhere Voo 21K SCHD 17K MSFT 5K Amzn 5K V 4.4 K VUG 5K Goog 5K Can someone let me know what's wrong im 48 and trying and want to retire in 13 years plan to open a Roth at Max deposit for my age plan for it to be etf and dividends Please help Total invested 70k vanguard

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