SCHD
Schwab U.S. Dividend Equity ETF
Mentions (24Hr)
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23M, just started investing. Is VTI really the best strategy, or am I missing out on better growth?
Best investment strategy for self controlled 401K
Is a ETF like SCHD a good candidate in current volatile economic environment?
Rate my Portfolio. What would you do differently?
Best way for the parents who don’t have any retirement plans accounts?
Seriously, how do you all make money with investing?
Canadian who has roughly US$30k–$35k for the long term, looking to invest in the market. Unsure of the best long-term "boring" buys that my American friends can recommend. Do ya'll have any suggestions?
ETF allocation changes due to high valuations
Why is SCHD doing so well this year? Up 26% YTD
Thoughts on the "double dipping" portfolio ive been building
Where would you put surprise inheritance money
When I put $5 on a stock I win , put $50 in I lose almost every time.
38M Canadian with Defined Benefit Pension: Looking for Honest Criticism of My LongTerm Investment Plan
21, recently married. Any advice for a new-ish investor like myself?
VOO is $5 billion away from becoming the first ETF to hit $1 trillion
What about VYM? That seems pretty immune to the shenanigans of the tech bros. You can't fake dividends.
Would love some honest feedback on my portfolio - heavy on tech, open to criticism
Would love some feedback on my stock portfolio - heavy on tech, open to criticism
Is the wheel strategy a viable FIRE income plan vs. the 4% rule ?
Dividend Stocks in Your 20s Worth It or Just Stick With Growth?
80k to invest + no debt how would you invest it?
Thinking about mid-caps (DON) in particular, and what they might offer me
be greedy when others are fearful and fearful when others are greedy
I am at a crossroad in my mid 20s of what I should do, I'd be very appreciative for some advice
should I add SPMO or VOO to round out my portfolio?
A $337K Bet on the Future: The AI Stack + Space Thesis
The mental relief of finally admitting I suck at stock picking
Have some liquidity that I’m looking to place somewhere
How do you invest well and enjoy yourself what is your balance?
What to do with $15k? CD? HYSA? Dividend Stock like KO?
What should I invest in other than FTSE all world?
Any specific ratio to set up recurring investment for Roth IRA long term?
Isn’t Schwab Fun? SCHD down -$7300 overnight! :D
What's the best investment allocation for monthly leftovers?
Is VOO not worth it anymore? What stocks do I get? (14M)
It's time to welcome the new money to the world
Forget SCHD: 2 ETFs Paying Over 10% Yields Every Month
My Rebalanced Portfolio Mix - Still Working on Adjustments
Seeking Advice: Living Off $1.8M Portfolio, Growth vs Dividend ETFs
Thoughts on my current portfolio and advice on which Ai stock to invest in… $WYFI, $SMR, $TAC, or $SOUN?
Thoughts on my current portfolio? ($VOO, $NVDA, $AMZN, and $SCHD.) …And which Ai stock should I go for? $TAC, $SMR, $WYFI, or $SOUN?
Should it take earnings out?
Investing $1,000/month. Where could this be in 10 years?
FZROX and FZILX 80/20 vs SPY QQQ SCHD long term
Am I invested into the correct funds for retirement?
I'm making 55 cents a day in SCHD dividends. (Trying to find something in my otherwise bleak life to feel good about.)
Mentions
I think SCHD is composed mostly of non-ai related companies.
VOO QQQ SCHD and maybe MU same goes for india any individual company to hold over 30 years is risky business
Why not options? or do SCHD/SCHG/VT/VGT etc first then use the proceeds for options and LETF swing trade. There's a lot of crappy l-etfs, only ones I seen interesting are tqqq, soxl, upro, svix (as an indicator too) but I haven't tried them
some might argue that low-beta dividend-focused ETF funds like SCHD and DGRO achieve this result.
Take your money and open two accounts somewhere and put $30k into each and either VT or SCHD and chill and forget you have it. Take the rest of the money and fly to the Philippines or Thailand and drink and fuck till your liver or cock gives outs
I do 500% VOO 20% QQQM 10% VXUS and 10% SCHD and 10% whatever I want for fun that year. That is just what I like and I stick to it and don’t change
Yeah you said you’d buy SCHD, I’m saying no you wouldn’t, you’d go gamble more. Like you obviously know it doesn’t work, which is why you have retirement money separated. So it’s like… this is what you WANT. Fascinating behavior
You could have just bought VOO, VIG, SCHD, VT, NOBL, QQQM, or SCHG and been doing fantastic.
the SCHD/VIG stuff is basically playing the french, you give up a bit of upside in exchange for a position you actually understand and won't blunder out of in a scary middlegame. there's no real move that gets you bond safety with equity upside, that's just someone describing a call option without wanting to say call option. honestly at a p/e over a thousand on some of these names i'd just be happy sitting in vas/vgs and not looking at it, the unsexy index is still the morphy of finance, develop everything evenly and don't go hunting for a brilliancy.
Lol. If you go back in time, you could buy lot of stocks that were 10xed. Why SCHD ? 😂😂
If I could go back in time a year, I'd put 1.5 mil into SCHD probs
My concerns about AI are not about data centers getting built, but rather: First, whether there is sufficient real demand for tokens AT THE PRICE NEEDED to support the high fixed and operating costs of the data centers and the crazy valuations of the companies. For example, fElon claims that SpazX has a "total addressable market of forty seven gajillionty dollars!" and there is ABSOLUTELY. NO. EVIDENCE. for these claims of future revenue and their valuation. Second, Trump has gutted the SEC and other regulators and left them bleeding to death in the corner. Musk's drug deal with NASDAQ to fast-track his shares into the index should never have been allowed, but here we are. I expect Anthropic and OpenAI to get similar unreasonably corrupt treatment. Are these big enough problems to really hurt returns of the index funds over the next few years? I don't know. As much as anything, I'm unimpressed with the moral hazard of these deals, and I'm pleased that the S&P 500 has, at least so far, not bent their rules to allow the fast-tracking. In my non-taxable accounts, I've moved some money from target index funds to S&P 500 because of that non-capitulation to fElone, and to fundamental funds (SCHD, considering FNDB) because, while they still hold chip makers and hyperscalers, they do so at lower levels and for different reasons. I don't necessarily expect this to be more profitable in the long term, but I feel less complicit in the breakdown of moral hazard. I'm tempted to do that with some Russell 3000 ETF shares in a taxable account for the same reason. This would almost certainly be "a mistake" from a dollar standpoint, but I'm in the 15% capital gains tax bracket so I'd pay like 5% of the total cost of the transaction in tax. Not the end of the world. Is my moral purity worth that? Still trying to decide...
It is interesting how that does seem to be a difficult concept for many! Above someone commented about SCHD (dividend based stock ETF) - perfect. How about investing in some international equities, small-mid caps, commodities, bonds etc. Want to get even more diverse throw in property, crypto, etc. Not that hard!
There are dividend stock funds such as SCHD that invest in "boring" stable companies, not the high-flying, ridiculous P/E tech companies. You will not get the upside of say the S&P 500, but you will be insulated against \_some\_ of the downside. These are still stock in companies, so they are still subject to market volatility, competition, and all the other things that drive stock prices.
Focusing heavily on def stocks and ETFs. SCHD DGRO Consumer staples funds healthcare biotech and utilities
I wouldn't have guessed that my SCHD holdings would be a better market hedge than my gold but here we are
VOO, VTI, SCHD, BRK.B. DCA in over a couple years and forget.
Unfortunately it's in my Roth and I've already maxed out for the year. I also hold SCHD and FSMDX in my Roth and they both have been great this year. I could sell some shares of that for SPMO but I already think 45% of my Roth in SPMO is probably too much. If anything, I'll ride it out and hopefully recover and then rotate to a lesser position in SPMO and add back in some total market holdings.
I'm heavy in SCHD and GIS in my divvy port. Today was a face ripper for that port
No I got it and I guess one would expect SPMO to rotate out of tech if it undergoes a prolonged downturn related to AI volatility for example. It will get pummeled more than something like VOO or VTI that has some balance elsewhere, even though they are weighted extremely heavy in tech as well, but would be held up by their other holdings that are winning. I am about 10 years from retiring and do hold some cash equivalents in short term treasuries as well as some high quality dividend funds like SCHD and FDVV, both doing amazing this year. I do look at my portfolio frequently but do understand that it's a long game, and I have been playing it for 30+ years. All using index or quality dividend funds and never super risky funds or single stocks.
My SCHD is entirely offsetting the decline in tech. At least for now.
Not until budget is balanced, I'd rather buy costco stock or SCHD. No end in sight and inflation is the only way out.
actually been starting to bag some TEQT lately. moms on TD and wanted to stay there and it was commission free so said "why not". like how SCHD covers the non tech legacy companies really well.
My HSA and Roth are up 1.6% on the day. Which is roughly 60/40 SCHD/BRK.B I won't know my 401k until it updates at 11p tonight, but I suspect it's +1% over the SP500 to relatively flat on the day to day. Of my \~260k in invested assets, only about 7k is in the sp500. The rest is in value or ex-US value (the factor tilted funds by DFA) YTD, I'm usually within +/- 1% of the SP500.
My SCHD purchases to derisk this entire year have saved me.
XEQT + SCHD is a great combo IMO. You could add XDIV/VDY/XEI but the home bias ratio of XEQT do the job to cover canadian "defensive stocks" (bank, oil, utilities, metals).
My holdings are overweight in non leveraged dividend paying etfs like SCHD and DGRO so the money I put in keeps compound reinvesting on itself. I am also holding a chunk of cash on the side to buy more if we drop. So I'm sacrificing some potential growth to be ready to hold and buy over time during a pro longed down turn.
I own stocks too, about $43k worth. $31k in SPY and $15k in SCHD, but those are for my retirement/future/emergency, not for trading. I put much of my trading profits straight into those though
Why on earth would I do that? If I wanted to not make any money Id just buy SCHD.
SCHD (Schwab US Dividend ETF). 100 of the least interesting stocks you can invest in rolled into a single ETF.
SCHD, making crazy money this year despite being a boring consumer staples and dividend ETF.
I'm in profit by $900 this last month and $440 year-to-date, I trade options as supplemental/extra income to make up for my other work being slow or dead since I am a gigworker/freelancer. But whenever my other work is busy then I usually just invest all of my options gains into my retirement investments. To me $90 in that short of a timespan is excellent since I can go out all day doing Uber Eats or Walmart Spark driver and do that and have to use my own car and gas and that would be considered a good day, so to make that in 1-2 seconds is incredible and unbelievable to me. Two weeks ago I made $500 in five seconds doing this with 25 0DTE SPY calls. I also have lofty investment goals too though. I invest anywhere from about $50-$200 a day, I try to buy $50-$100 a day of SPY, and $100 of SCHD (3 shares) a day. I own 40 shares of SPY right now (have $31k in it), and 431 shares of SCHD right now (have $15k in it), just started investing in SPY September last year and SCHD June this year and plan to do this for the rest of my life until I can retire or semi-retire. I'm 33yo now
SCHD$ Is the new VOO$
About to sell it all and put it in commodities. SCHD and BRKB are doing great.
My divvy port is heavy SCHD, TGT, GIS, ULTA and I added VZ when that Elon scare hit. It absolutely ripped today
SCHD seems to mirror the losses of the s&p in 2020 and it recovered slower than RSP. It didn’t exist in 2000 or 2008. It shined in 2022 with a valuation-driven decline when compared to VOO. I’m not sure how it would fare in an AI collapse. It might do ok since only a couple chipmakers are part of their mix.
Lowes. Look at RSP and SCHD. This is exclusively a tech selloff.
Me too, RSP is actually up. SCHD going nuts. Rotation.
The main difference is the tilts: VT covers global stocks, VOO adds extra weight to large US companies, and SCHD adds a dividend focus. VTI+VXUS gives you a simpler way to set the US/international split.
You mean porting my 401k on SCHD at the top in late august and selling the dip in september? If that is responsible investing, I did that 👍
Greetings from SCHD ... $35 baby
SCHD up almost a percent at open. That's a tell.
Some Vanguard fund in my 401k, forgot the exact name, it was just the broadest one it offered. Private brokerage is a mix of VT, SCHD, and SPYI. I’m keeping it basic though not as basic as pure VT and chill because I like SCHD and SPYI and I feel like SCHD’s dividend growth and SPYI’s monthly income for today’s bills complement VT well.
Going strictly SCHD and VTI once 24/7 trading goes live
1m and 3m don't say the same thing. 6m isn't shocking either, not too far ahead of fucking SCHD 🤣
your instinct is right, if every other account is 100% S&P then piling more VOO in here doesnt really diversify you. VOO and VTI overlap a ton too since the S&P is most of the total market by weight, so swapping one for the other wont change much. if you want actual diversification the easy add is international like VXUS, or a small cap fund. even 20 to 30% in those balances out four accounts that are all large cap US. on the income stuff, SVOL and JEPI/JEPQ sell options so they give up a lot of upside in big up years. in a Roth where everything grows tax free anyway that trade usually isnt worth it unless youre close to needing the income. SCHD is fine but its still mostly big US companies so it doesnt diversify you much either. also worth seeing if you can roll some of the old 401Ks into one place, four separate accounts is a pain to rebalance
Why would I sell SCHD when it's up nearly 25% YTD along with a 3.2% qualified yield?
If it wasn't for the fact that the finance sector as a whole is definitely secondary-order affected by the AI issues I'd have a LOT more conviction in SCHD. As it is right now I'm not sure who will be the ultimate debt-owner of the buildout, because JPM/BOA are both very heavily wrapped up in it and will likely be the next to be merged into another
SCHD will take a small hit soon, overall better positioned as a boomer stock than a lot of other AI-adjacent banks. Low chance of folding. Finance sector is gonna be musical chairs, a merger is definitely going to happen.
SCHD a buy here? I joined cash gang on friday took profit on SCHD and some other boomer stocks but sitting on $50k cash right now
Maybe TIPS, but for the most part institutions and foreign governments aren’t buying US bonds, which is hiking the yield and decreasing the initial value of the offered bond. Defensive stocks might do well, like Consumer Staples. There’s Vanguard Total World Market ($VT). And I always plug Schwab Divident ETF ($SCHD)
VOO- S and P heavy, VT for international exposure. SCHD for dividend income and AI bubble safe. I have the realization of yes I know there's overlap. VTI plus VXUS isn't a bad deal either. US heavy fund + international fund
you have to establish a base camp ⛺️ on your highest conviction companies/indicies based on your own thesis and DD if you buy some shit based on something some fukhead said, you will sell out of it and buy high and sell low then take 10-20% and go for beta and outsized gains the biggest determining factor in growing wealth is spending less than you bring and put those dollars to work buying assets. my base camp ⛺️ QQQ VOO SPY SCHD AMZN GOOGL MSFT thank you for coming to my TedTalk
Please explain why VOO+VT+SCHD over just VTI+VXUS?
we all gotta get rich and SCHD before that
None actually, $5 million of SCHD gets you around $200k a year of income after taxes. Hence why I say around $5 million is the golden number out here.
Depends where you live, in California, I'd say about $5 million living off SCHD.
SCHD always has my vote. Up $30K and climbing.
I VOO , VT and SCHD and chill
Yeah, I’m 56 and slowing down my high growth, traditional Ira through transitioning to SCHD for dividends and then VGIT for bonds whatever individual stocks I have left will be converted to my Roth and eventually my SCHD as well as my SCHY will be converted last to my Roth, leaving only my VGIT in my traditional Ira as I heading into retirement over the next 6 to 9 years
Yeah, like it could be a good idea to pick 10 great companies in the SP 500 and also pick 5 best midcap companies with great growths and balance sheets all cushioned by SCHD. That’s an ETF.
Fuck that even SCHD had been moving like a meme stock
SCHD is designed to underperform the broad market over time. It’s by design.
Jeez just sell everything and go 2/3 VT and 1/3 SCHD. Or if you want to live dangerously, 1/3 VT 1/3 SCHD and 1/3 QQQM. Keep adding every paycheck and you’ll be rich in 20 years.
How do I know it's going to underperform over time? If we have an AI crash that wipes out 50-60% of the SPY, my SCHD will not be underperforming
Why would you want to own SCHD when you know it’s going to underperform over time? What point is there to be slightly insulated from volatility in your case?
Well, at least SCHD is looking up...
Ah, but they behave very differently on different days. SCHD historical drawdown (all time, not Oct 2011) SCHD -33% vs SPY: -57% vs QQQ: 83%, conversely QQQs peak performance was 930% vs 460% SPY vs 327% SCHD since October 2011 when SCHD was first launched. SCHD is generally more insulated from volatility, SPY is in the middle, and QQQ is highly sensitive to rate decisions and risk-on vs off narratives. I generally gamble SPY and QQQ options while SCHD doesn't really have options liquidity, hence why I use all 3 for different purposes and at different times! Hope that helps.
SCHD…… stick to the mutual funds, schizoid!
Jesus, I can barely keep track of one ticker. How could you possibly manage this many? Just stick to two or three things you really like and gamble all your money on that. I personally stick to just SPY SCHD and QQQ for both gambling and long term investing
Stay away from thematic ETFs like DRAM or NLR. It's not much different than picking individual stocks. VOO, SCHD, QQQM, that's all you need. You might consider SPMO too eventually.
I've been more VT heavy lately. SCHD is a good diversified fund that's not too tech heavy. Maybe Healthcare and retail stocks?
I have GPIX, thinking the monthly dividend was better than SCHD but rethinking it.
VOO is great for a buy and hold, but since you seem to want income, could invest into a blend of SCHD for long term dividend growth and maybe some options overlay funds for immediate, high-yield distributions. Sorry for your loss. Investing is the way to go vs trading for most, myself included. I've been much more successful with it. Good luck.
No shit hallow skull, and guess what, SCHD is both.
If you want to avoid the madness just buy SCHD or something similar.
I sold all of my MSFT and NVDA and bought SCHD. 30,000$ 2 days ago.
Hey... SCHD did good today. Relatively speaking
When WSB starts talking about boomer etf like $SCHD.. you know Tech has bottomed or close to..
I’m dipping in 2 years and gonna pull out by the end of the month. SGOV and SCHD from that point forward
Buy something boring like VOO SCHD or even SGOV and nothing else for a few years. Have a milly in no time
Just buy SCHD voo This game is not for U
I used ChatGPT to do a backtest. Project SCHD methodology back to 1999 (etf started in 2011, index a few years before that), and DCA between the two yearly. The criteria is: DCA into QQQ when the 3y returns were higher for SCHD. When QQQ had the higher 3y returns, make the contribution to SCHD. It obviously resulted in a lot more SCHD contributions than QQQ. But it was roughly on par (<5% less total return) than QQQ only with much less than half the max drawdown. I think it definitely has a place. I think “low duration” equities, otherwise known as defensive stocks, definitely have a place on the risk ladder of a well balanced portfolio. Look at any value-ish fund like SCHD, SCHV, DGRO, VTV, etc and you can see a shape that’s different from the stone-skipping shape of growth funds.
Remember - and I'm as guilty as anyone forgetting this - there are companies outside of tech/AI. Slaughtered tech today, bought some PEP recently (up), boring ass SCHD (up), ITA/defense (up). Stay a little diversified.
My value portfolio (Pfizer, Altria and SCHD) actually gave me an up day today overall. However, I’ve been largely on the sidelines for the massive AI growth, so it’s not much of a victory, lol.
We will have one more pump this year. I will be a good buy and sell at break even and put everything in SCHD