MA

VegasWorldwide

thankfully I got my order in for a few shares of V/MA just before close yesterday. will buy more on Monday if sentiment stays the same. these 2 stocks have been possible the most stable for me in my 7 years of investing.

VegasWorldwide

anytime, any news comes up, people will make it extreme. the sky is falling for V/MA. get out now. lol these are 2 of the most stable stocks you can buy. they make freaking 25% on interest every month from millions of people. when accounts go delinquent, they rack up late fees, over the limit fees, interest, charge off free, etc and that's all money they never really lost but get to use as a write off. Americans will always want what they cannot have. YOLO lol. Spend now to keep up with the Jones'. I've been a 7 year investor in both companies. They won't be going anywhere for a while.

Adventurous-Bet-9640

I see 2 risks for MA and V. Even if V and MA support stablecoins, if Amazon routes payments directly from consumer wallets to merchant wallets via SOL or ETH, it bypasses their network entirely. Crypto rails = no need for card rails Secondly, sablecoins give Amazon and Walmart total visibility into consumer spending patterns without giving Visa and Mastercard a cut. Their margins 2–3% per transaction can’t compete with sub-penny blockchain fees(SOL). They may still monetize crypto but not at the same scale and dominance as today. If the largest merchants in the world move to own rails and issue stablecoins directly on public blockchains, the core Visa/Mastercard business model is structurally eroded. This is bullish for Sol and eth (the new rails) and bearish long-term for v and ma (even if they survive in a smaller, niche role). It's not about them doing nothing. It’s about the world moving where their moat doesn't hold.

ShadowLiberal

V & MA are only a small fraction of credit card fees, the vast majority of the fee (close to 90% I believe) goes to the issuing bank. So the banks would need to be the ones willing to lower their fees for it to make a difference.

memclean

The market could have a Robinhood effect. That’s is the brokers lowered or eliminated brokerage fees. Visa and MA could lower fees to counter stablecoin.

Mundane_Life_5775

What if the intent was to generate free float for the issuer? Ps whilst V/MA fell, AMZN didn’t go anywhere either.

TomatoSpecialist6879

Ecommerce, commerce, anything to do with transaction has been spending decades trying to dethrone credit card payments. Big companies are finally understanding how making their own stable coin works, which is basically just their finance department bros dumbing it down and telling them "it's like reward points, but you can use it as money via top up gift cards." Best part is it's working and spreading, so both V and MA's monopoly is actually quite fucked. This is not competition, this is the direct revenue source deciding to make them obsolete. They aren't going anywhere, but their stock is probably going to slowly trickle down like a young man aging into an old man with erectile dysfunction

CuriousBruv

Barely anyone uses it. It’s not in Canada. So if you’re comparing with MA/V/AE then it’s gotta be aggressive, which Apple didn’t.

WinningWatchlist

Because they want a cut of that juicy 2-3% transaction fee and are willing to cut V/MA's throats to get it. The two companies together are worth $1T, a ton of people would switch if the perks were good enough.

Adventurous-Bet-9640

I see 2 risks for MA and V. Even if V and MA support stablecoins, if Amazon routes payments directly from consumer wallets to merchant wallets via SOL or ETH, it bypasses their network entirely. Crypto rails = no need for card rails Secondly, sablecoins give Amazon and Walmart total visibility into consumer spending patterns without giving Visa and Mastercard a cut. Their margins 2–3% per transaction can’t compete with sub-penny blockchain fees(SOL). They may still monetize crypto but not at the same scale and dominance as today. If the largest merchants in the world move to own rails and issue stablecoins directly on public blockchains, the core Visa/Mastercard business model is structurally eroded. This is bullish for Sol and eth (the new rails) and bearish long-term for v and ma (even if they survive in a smaller, niche role). It's not about them doing nothing. It’s about the world moving where their moat doesn't hold.

porkchopps

I am on a path to an 80% pension myself, also without social security. Going to guess you are in public service like me. If the pension pans out, especially at 82% of your final pay, if your lifestyle remains similar to the age at which you retire, you would probably be fine with just the pension. Many recommendations for retirement income sit at around 80% of what you were taking in before. This assumes you are single (or single income), and putting full faith in the pension to deliver on its promise. I, for one, am skeptical. I have about 18 years (including buybacks) into my pension and have another 22 to go for full benefit due to the age factor. Risks include: * Job loss, and inability to get another job in the same pension system / buy into another * Pension not being fully funded * Pensions often get no COLA increases or small increases (my MA one is 3% of $13,000, so a measly $390/yr) which means it will lose its value quickly A Roth IRA is the perfect pairing with a pension. You probably are not in a high tax bracket working in a job with a pension, so Roth is reasonable. You will have high ordinary income with an 80% pension, so extra Roth money will not count towards your AGI. Traditional IRA or 403(b)/401(k) could push you into a high tax bracket. Using the logic from my favorite podcast/YouTube channel, The Money Guy, you should be aiming for a 25% savings rate. This logic gets a little messy with pensions, but if you take pension saving as just a number, probably around 10% mandatory saving, and maxing a Roth IRA would be another \~10-15% ($7,000 is 10% of a $70k salary). If you wanted to save more, your work may have 403(b)/457(b) options, but a lot of public service options have terribly high fees, so do your homework. (Happy to give more info on that)

BearBearChooey

Great day to scoop up some more V and MA shares!

teamyg

Daily MA20 of Tesler is trending down, we just saw a strong bounce. 🐻

Mitraileuse

Oil price higher -> greater risk of a recession -> people spending less -> V and MA make less money

Ready2gambleboomer

*^(I bought MA so there's that.)*

4BennyBlanco4

Why are V and MA down over 5%?

dvdmovie1

> Do you remember the name of that alternative to V/MA that a group of retailers tried to push about 10-15 years ago? Merchant Customer Exchange. Was a horrible idea that never got beyond a beta test. (History: https://en.wikipedia.org/wiki/Merchant_Customer_Exchange)

hsuan23

Why is V and MA tanking on war

ThinkingOfTheOldDays

amzn / wmt exploring stable coins, per cnbc earlier. somehow it affects V & MA not being able to grape companies on merchant fees as much.

creemeeseason

Do you remember the name of that alternative to V/MA that a group of retailers tried to push about 10-15 years ago? Neither does anyone else because it was a massive failure. I can't imagine many people wanting to use a stable coin in lieu of their pint yielding credit cards.

RobertFKennedy

Why is V and MA taking a massive hit? News?

solidsneeze

did MA confess they caused COVID?

ArchegosCapitalCEO

Tf happened to V and MA

One-Usual-7976

This won't hurt V, or MA business in the near nor medium term.

_hiddenscout

I think its around this: > Visa (V), MasterCard (MA) and American Express (AXP) down 2.2%, 2.1% and 1.9%, respectively, after The Wall Street Journal reported that Walmart (WMT), Amazon (AMZN), and other multinational companies have explored whether to issue their own stablecoins in the U.S. to get around traditional payment restrictions and offer the possibility for a quicker process

No-Worldliness6311

When the 7-day and 20-day moving averages cross below the 50-day moving average, it typically signals short-term momentum turning bearish—and you’re absolutely right to watch for a dump. Here’s how to break it down: 💥 7 MA and 20 MA Cross Below 50 MA = Bearish Crossover • Short-term weakness is overtaking the medium-term trend. • Traders often interpret this as a signal to sell or short, especially if: • It happens on high volume. • It’s accompanied by bearish candlesticks (e.g., engulfing, shooting star). • Macro/headline risk is already present (like hot CPI, Fed hawkishness, etc). 🧠 Why It Matters: • The 7 MA reacts fast—traders use it for immediate momentum. • The 20 MA is more stable, often used by swing traders. • The 50 MA is a trend baseline—breaking below it means momentum shift is real. 🚨 What Usually Follows: • Quick flush to the 100 MA or even 200 MA as targets. • Dip buyers might step in if macro isn’t too bad, but if liquidity is drying up (like 10Y yield near 5%), it becomes a

No_Zookeepergame_27

Buy V or MA?

elgrandorado

V and MA down more than 4% each. I wonder if the market might realize that both payment processors could be targets for other large countries to wean their dependence off the US. Those are the two holdings I divested from during Liberation Day.

KL_boy

I think this is an opportunity for you to do a bit of DD. Not as a bad thing, but as a way to learn how to think about these things. V and MA main strength is that they own and operate the network of terminals that take payments. How would a Fintech disrupt that?  The credit card itself is managed by the banks, not by V.  We can even have a look at fintech like wise, stripe or anything else, how to they take payments at the POS?  Other than some crypto payments (which also go via their network) what disruption do you see to their moat? 

ClandestineGK

My biggest conviction is NBIS long term, looking for $45 to buy LEAPs. MRVL is itching to cross $70, IREN shrugged off the convert debt and is trading below asset value, RKLB below $26 is around the 100MA which is what I'm looking for to start a position. It really depends on the timeframe.

Rockstar5878

V only. MA I find always expensive.

shodogrouch

I would encourage you to diversify. I think different countries use different processing firms. I was just in Japan and Visa was being advertised everywhere. Maybe it’s new to them. Go get yourself MA, V, AXP annnnnnd FICO. The world can’t help itself. Debt is king and these guys all benefit from it…..tremendously. A lot of these guys are out here trying to be billionaires overnight. Nothing wrong with that but I’ll take the steady returns the 4 above offer all day.

BearBearChooey

I do own both but my MA position is larger. Two of the greatest companies in the world from an investor’s standpoint, so even if they are still a duopoly I like holding both.

WhiteGirth

i sold the second it hit the 200 MA i doubt it goes any further even tho it makes the most sense

Notonfoodstamps

So the market will bounce off of daily MA20 fundamentals but won’t have a fundamental market wide correction

msaleem

I own AXP instead and am up 92% over the last 3 years which is more or less comparable to V and MA over that period. 

Aluseda

MA

greenpride32

I definitely have considered adding both over the years, but I chose MA over V and thus far just stuck to MA. My reasoning was, when I first started acquiring MA shares 10-12 years ago, it was the smaller company with more runway for growth. If I'm being completely honest with you, I didn't think V/MA growth would persist throughout the years due to the rise of digital payments. But it has, so I'm still holding those MA shares and added along the way. IMO - diversification would not be buying both - it would be buying 1 and another sector/industry.

LilRobloz

i prefer V and AXP rather than V and MA

dingleberry-38

MA fan but don’t own other than ETF

wtfsamurai

Pisces rising with an ascending Jupiter 20 MA. VWAP crossed Venus' descent, marking a critical turning point which could see Leo strengthen across the sidereal period. # Calls.

its_treason_then_

Honestly the indicators look pretty decent for a pop tomorrow and if not tomorrow then very early Friday. I went in thinking it was gonna be ass and ready to clown you for it, but bands are in a squeeze, MACD looks to be at or near zero and signal, RSI is mid and rising, and price is above the 50MA and trending towards the 200MA. All you’re missing is volume and it’ll pop. I think it looks decent.

F4Flyer

Man, I am also not the kind who unloads emotions on people so it was difficult...a difficult couple of years. I still had to send my dad medical expenses etc...he had nobody else. I was also supporting their monthly expenses by then. I could never stop that or tell them. It was just rough. I sold my modified Jeep Rubicon and a few other things. However, I knew that if I stepped away, I'd prob never recover, so I sold and just dove back in, buying up NVDA, TSLA, APP, PSIX, META, GOOGL, MA, GEV, and many others. I was pretty numb and dejected/desperate all at the same time. It was tough, especially when I lost my dad but I just kept going. Never did I think I needed to step away. I was convinced I'd be toast if I did that. Anyway, thank you for asking, It actually feels good to tell someone finally! :)

King-Doge-VII

ACHR 50d MA crossed and did not reject the 100d MA, we’re looking at a strong possibility of even more pumping this summer

Skinnypanda1

The only pattern I use at are the MA's and for daily the fib retracements. is that what your talking about?

Shmengis_Bobingus

it's not looking good. multiple scenarios could play out. 1) NCNA could run "Flat" yet very volatile, swinging from .14 to .18 until falling to a level of .10, flattening out, readying itself for the next run through the 200 MA on the one month and three months charts. 2) same scenario, only it collapses and reaches new lows over the coming weeks. 3) it continues to slowly fall and hit a death cross, inevitably hitting new lows, the run is over. 4) it slowly moves down and bounces off of the 50 MA at .08 to .10, continuing the momentum upwards. these I found most likely but I'm sure there's more just as likely scenarios to occur.

Rave_with_me

I recently started trading with my retirement (Rollover IRA) and prior to Trump taking office, I liquated and transferred 2/3 of my retirement portfolio, so 2/3 cash. I didn't invest a single dollar until the tariff panic dropped the market 20% or whatever it was. My portfolio today is now 10% cash instead of the 67% cash it was early 2025 and I'm currently sitting at all-time high. I trade on weekly and monthly charts so getting to buy hundreds of thousands worth of stock after a massive dip felt great. I'm up anywhere from 15-100+% on most of my purchases. I'm still shocked how perfectly I played it lol. The primary reason I didn't invest last year was due to the S&P already being at all time high, with a new POTUS incoming. Any time we're at all time high and a regime changes, a pullback is likely for profit taking or policy changes. The S&P has been bouncing off 200MA on weekly chart for decades. Easy money!

Shmengis_Bobingus

I desperately held on until I noticed it was creeping back up right before market closed yesterday... took profits in pre-market at peak, and then more when it moved down to 184. If it appears to repeat the pattern to attempt to break above 200 MA I might buy back in later today

Soontobe-lawyer

They definitely are. They’re leading me to the cheaper option of the two. I’m in MA and yes fair housing is strong in my state. However, I can be more selective if it’s owner occupied. The more I think about it, I honestly can’t picture myself as a renter. I’ve been saving money for years to get into real estate and I’m in a position to do it- I just don’t want to bite off more than I can chew.

met_art

2020-s is a wild decade where market could be manipulated by just like apology tweeting or shitposting. No fucking wonder why trading moves into gambling area. You could study GREEKS, try to monitor MA/RSI/MACD moves, apply mathematical approach in your trading but for what when you can set an alert on 🍈 or 🌮 accounts

disputedtrader

[$AUUD](https://stocktwits.com/symbol/AUUD) Bullish trend going strong. Nice and steady price rise over the last month. Another golden cross with the 30MA recently crossing up 50MA on the daily chart. [$GS](https://stocktwits.com/symbol/GS) 8% stake continuing to bring more eyes to AUUD. 🐂📈

Specific-Bet-5634

Hard to say, obviously. I think the market as in some ways already priced in cautiously the knowledge that “deals” are imminent. 570 seems low barring any huge macro news, as it’s below the 200 MA over the last year. I believe 585 is where the market could end up. But also there is a lot of catalysts for positive momentum going forward such as G7 summit, easing of tensions between Russia and Ukraine, trade “deals”, AI hype. Etc. I see way more reasons why markets could continue upwards towards 630 than I see reasons to drop to 570. Markets have proven resilience over the last few months from news and macro data that would have caused a panic years ago.

No_Bandicoot8490

I would invest in V, MA, NVDA, MSFT probably.

lococommotion

What does it mean when the 10,50, and 200 day MA all converge?

greenpride32

There is no set formula to calculate the value of a stock at any given point in time. If there was, there would be no such thing as a "market"; every single security would be arbitraged to its "set" value. One of the biggest reasons for differences of opinion are growth vs non-growth. Growth involves some speculation, but larger potential returns. Non-growth typically falls into a tighter band or price range - that's because the company isn't generating materially more income in shorter time frames. I will just say this - companies that consistently grow revenue and profit year after year after year tend to go up in valuation. Take a look at MSFT AMZN MA NVDA as some examples. How much they increase in value though, again isn't any set formula - future potential is always a wildcard. Why isn't a it a no-brainer than for everyone to just hold MSFT AMZN MA NVDA and the like? Because of their successful track records, and management guiding growth for the coming years, investors will pay more for these stocks than for a company with flat revenue and profit. To some, this outsized demand causes the stock to be "overvalued". You'll typically find individual stock pickers are focused on high growth/speculation OR stable and dividend income generating. A smaller subset would consider both. So it's easy to see why there is "disagreement" on valuation . A high growth stock should not be valued in the same way as a company that is histroically profitable, but isn't growing that profit pool. If you owned a leomonade stand that every summer generates $5,000 profit, no more and no less,- that business has a set value. Now somebody comes in to the same area and sells iced coffees and boba tea. In year 1 they generate $1,000 profit as the new kid on the block. Year 2 is $2,500 and Year 3 is $4,000 profit. Is it not hard to see why some may value the coffee/tea business at more than the lemonade stand, but others might feel safer knowing they'll pocket $5k profit ever year?

PaleNewspaper3

You diabolical in MA rn 😂

Alternative-Double84

Here mine, first time posting here any advice is welcome ! I’m 26y allocating almost 150-200$ per month ( long term ) | Instrument | Cost Basis | Market Value | Unrealized P&L | |:-----------|-----------:|--------------:|----------------:| | SPGI | 1505.00 | 1762.00 | 256.74 | | ULTA | 1454.00 | 1739.00 | 285.14 | | GOOGL | 1504.00 | 1511.00 | 6.85 | | AMZN | 1074.00 | 1312.00 | 237.76 | | VICI | 919.17 | 982.17 | 63.00 | | BKNG | 751.48 | 900.02 | 148.54 | | CMG | 513.25 | 589.87 | 76.62 | | AMD | 601.99 | 515.71 | -86.28 | | NVDA | 351.00 | 375.98 | 24.98 | | MA | 251.22 | 290.81 | 39.59 |

AlarmingAd2445

What exactly looks bullish? Not saying it’s not, just curious. I see it bounced off the MA. Monday will be key to see if it dips more or starts to rally

cptflapjack

If it crosses the 100 MA on the 4H, I'll buy some.

OorvanVanGogh

Except that MA legally-operating cannabis businesses disagree with your assertions. [https://www.axios.com/local/boston/2024/01/24/massachusetts-cannabis-prohibition-lawsuit](https://www.axios.com/local/boston/2024/01/24/massachusetts-cannabis-prohibition-lawsuit)

islander_4275

This. V, MA and AMEX have made themselves a 3% tax in the global economy and they do very little to earn it.

TheyWereGolden

18 years ago I put down $10,000 on the MA IPO on the thesis that people would stop using cash. Call me Warren effing Buffet. I’ve never come close to duplicating something like that again. That’s how it goes, but don’t let it stop you from taking some shots.

Tortheldrin

I think MA, V, and JPM will be the safest growing investments. I think nuclear stocks are a good buy right now. We're going to need to change how we generate electricity, I think nuclear is a logical reasonable path we should take. I think Trump lifted nuclear restrictions or something recently, and META signed a 20 year deal with CEG I think. I don't know anything. I think you could invest into any of these stocks other than TSLA and out do the S&P...

CreateChangetheWorld

A GFV is on WeBull is nothing. It’s a slap on the wrist. That’s not an excuse. “I’d rather lose $45k profit to avoid a GFV”. It will be $225 next week. Bounced right off the 200MA yesterday. Phone call today and robotic rollout next week. Positive news in the headlights for the next 7 days.

LogicX64

Is Elon Musk trying to be Jack MA the 2nd??? China made him disappear from the public for 6 months and took over his company.

Most-Sun4067

Technical recovery rally on oversold conditions? Hourly RSI went below 20. For now the stock just recovered up to its 200 MA on the daily. Makes sense. Algos do that.

AssociateLate1116

MNMD about to go straight vertical. Just presented at Jeffries, currently above 200MA.

atrain1189

MNMD just presented at Jeffries, above 200MA as well, I like it here short term. Shares and calls

AlfalfaGlitter

MA crosses means very little and cannot predict anything.

Notonfoodstamps

SPY battling the 200MA right now

cakeandale

Calling that a “death cross” sounds way over the top. Looking at the graph I see the 50-day MA only just rose above the 200-day MA in 2024, so it’s certainly not good for the past fifty days to be below your highs before then, but that doesn’t seem like any kind apocalyptic indication to me.

SomeOneNeedsAHug

WOOF is a cheap gamble. Not much room on the put side. 50 day MA is moving up as 200 day down... short-term bullish sentiment. Worth a shot. CHWY is well ahead of its 50 and 200 day MA. Strong "Buy"/'Overweight" sentiment from analysts.

kayvonte

Wow TSLA MA is 280. Go figure. Prob will hit that by next week

ClandestineGK

$400 100MA

PlandomeProwler

IMO more upside, great MCR% ,, 4 STARs from CMS ( better then Humana 3.5 who is their main competition for MA in the few states Clov is in) Clov is only in 5 states Georgia, New Jersey, Pennsylvania, South Carolina, and Texas. So a tremendous amount of room to go + last quarter they only lost 1 million dollars have 390 mill in cash and first true profitable quarter is expected in August which i feel will finally be enough to break it free from this range.

Electronic_Bet_8827

I'm not sure what else can the algos and indicators show. The indexes are scarily above the MA, the MACD's about to cross, the RSI is reaching the overbought area \[depending on the timeframe, has already passed it\], no recent good news and the sentiment is also plummeting fast. But there's also an equal chance that the nasdaq opens +2% tomorrow. Just for shits and laughs.

jeffynihao

Everytime it touches the MA5, it just rockets 🚀

traderbusto

Zoom out and you can see that 1. WMT is still up $8.90 YTD. it just sits in place a lot between earnings pumps 2. COST just had a runup post-earnings, so RSI was high and it can only pump for so long before moving back towards the 200-day MA 3. TGT is facing boycotts from white nationalist xtians because it had a strong DEI policy, and also from black xtians because it got rid of said strong DEI policy

Rave_with_me

Pull up a weekly chart of SPY or SPX. How much more downside are you realistically expecting? We haven't dipped below the 200MA and not fully recovered in over 35 years.

DudeRick

Next month... Next month… Bertha Coombs: At end of $UNH virtual shareholder meeting CEO & Chair Stephen Hemsley vows to: \-turn around MA business \-provide more transparency on OptumHealth \-"use independent experts" to assess turnaround strategy \-update 2025 outlook with Q2 earnings July 29th

DudeRick

Looks like next month... [Bertha Coombs](https://x.com/berthacoombs): At end of [$UNH](https://x.com/search?q=%24UNH&src=cashtag_click) virtual shareholder meeting CEO & Chair Stephen Hemsley vows to: \-turn around MA business \-provide more transparency on OptumHealth \-"use independent experts" to assess turnaround strategy \-update 2025 outlook with Q2 earnings July 29th

DudeRick

Next month… Bertha Coombs @berthacoombs · 1h At end of $UNH virtual shareholder meeting CEO & Chair Stephen Hemsley vows to: -turn around MA business -provide more transparency on OptumHealth -"use independent experts" to assess turnaround strategy -update 2025 outlook with Q2 earnings July 29th

Tim_Riggins_

Beside the fact that I’ve held it for 4 years and know it can’t hold gainz, the RSI is overbought and it’s gotten way over its heels in terms of the 200MA

Buy_Sell_Hold

lol, Deep voice drops it's MA'AM, dark deep laughter.

ClandestineGK

Hoping to start a position at the 100MA $23.

Butteredscotch

To add, i probably wouldn't take a trade off JUST a cup and handle. Or if I did it wouldn't be for much size. Maybe cup and handle + RSI on the low end + bouncing off the 200MA at the end of the handle, assuring that I cut my loss if a candle closes below the 200MA? Thats a set up I'd take. (This is just an example, I'm just saying it's better if you have multiple indicators going in your favor)

Haunting-Evidence150

Oh ya cuz MA's are set in stone, nothing get's past those!

Cafedeldia

Brilliant. Blow past 200 day MA based off of nothing. I love it. I’m all in.

Icy_Mushroom_425

Exactly, it swing with the market, not because of tariffs. That’s the signal. Temporary political noise moves stocks, but copper’s long-term trend hinges on hard infrastructure demand (EVs, AI data centers, grid buildouts). Watch the 200 MA, not the headlines.

met_art

Yeah, I have done much 0dtes. This shit feels cursed but it can return if you understand the MA MACD RSI graphs. You can read the market a bit. I stated looking at it more now and I getting a hang of it now.

MisterPink

Monthly close still gonna be above the 200d MA. We'll see what happens in June I suppose.

Hypebeastcorner

If youre not algo trading youre a loser pull towards 5 day MA and bounce of 5day MA bread and fucking butter play

CubanLinxRae

yeah every now and then it goes to 100d or 50d MA

rygo796

Also in MA, the thing to look for is a new model Y, only seen 1 driving around.  

Freemarn

Smart move. Gotta respect the MA. If it bounces clean off the 50 or 200, that’s usually a green light.

mattishannon

Already took a starter position. Will add more if it confirms support on the MA.

Gabriellasfire

Yeah, chart’s looking bullish now — clean breakout above resistance. Watching for a retest near the 20-day MA before jumping in.

whatislifebruh

What do you use? I’ve been using both RSI and MA50/MA10 crossings. Just interested.

CadetCovfefe

I'm up 8.35% ytd. Helped out greatly by BRK.B being up 10.9% ytd. My largest position. My 2nd largest position, MA, is also up 9.3% ytd. Biggest winner is SOC. Sold for a ~60% gain the other day, but it was an extremely tiny position, so it didn't move the needle that much.

MindlessGlitch

Did your backtest wait for the 7 AM candle to close at 8 AM before deciding which side of the MA it is on, or do you enter right away at the open?