MGK
Vanguard Mega Cap Growth Index Fund ETF Shares
Mentions (24Hr)
0.00% Today
Reddit Posts
Set up my first portfolio earlier this year, now reaching the 3 month mark. Want to hear some thoughts on it?
How to know what will be considered a wash sale (ETFs)?
Buying/selling/holding...what is the best service for signal indicators?
Why do people hold QQQ instead of other tech ETFs as a core holding?
Why do people hold QQQ instead of other tech ETFs as a core holding?
About to enter the market for the first time. MKG and VTI combo? I know they overlap
VWELX or MGK? Starting off my career at 34 years old, looking to put some money into one of these.
VWELX or MGK? I'm 34 years old, just starting my career.
Starting a portfolio, wondering if im going to take a huge loss
I'm Excited For The US Fed Rate Hike Spring Tour! \00/
Split even between NVDA, AAPL, and MSFT or buy MGK ETF?
Creating a Vanguard ETF portfolio based on asset classes recommended by Schwab aggressive asset allocation
BlackRock (BLK) holdings look similar to ETFs like QQQ and Vanguard's MGK. Buy BLK instead of these popular ETFs?
Mentions
I would second this advice. When I started out, i put most of my shares into many of the Vanguard ETF's, like VTI, VIOG, MGK, VV, smaller amounts into VXUS. Have seen 30%+ returns on a lot of the Vanguard ETF's in the last 5 years. 15% on the low end. As I got a little bit more experience and started reading this sub, put a lil bit into stuff like NVDA, RKLB, UBER, INTC, etc. Another one that has served me well is OMF (about 30% returns there).
Gains a gain even though some are some shit stock. Just move it into MGK 69% then the rest into fzilx then a few into BB.
Gen Z will tell their kids this was MGK.
I’d recommend VUG which is essentially an S&P500 growth ETF, higher weighting on top holdings. I know that some people don’t want their portfolio to be super concentrated but it still tracks the S&P, so there’s more upside and more downside but long run I think it’s better than regular VOO. You could also do VOOG, or MGK, but these are very similar to VUG. You can also invest in a specific sector within the S&P500 such as XLK or XLY.
I'm more of a mega cap guy rather than spending the time to find the next 10x or better stock. I dont have extra income to invest anymore but I feel like a solid strategy especially in a tax advantaged account is buy whatever Mag7s you really believe in that are currently down. No matter what the narrative is that drives the price down, ignore it and buy that. They always come back. Then maybe sell/rotate as needed. I'd love for TIMAPPL to take a big dive and I'd add some TIMAPPL to the list I'm thinking of splitting my Roth contribution between GOOG-still arguably the cheapest top stock and may be the #1 stock to hold long term still AMZN-Insane Capex, AWS is an absolute monster and they've been flat-ish the last year NFLX-big believer long term especially with WB NVDA- killed earnings as hard as possible and dropped 10-15%...cheap forward PE COST-always a high PE but down 20% and everyone loves everything about Costco Could throw some in RocketLabs but just don't know \*that\* much about them and it would be a small position anyway so not like it would matter that much Should probably just throw it all in MGK though lol
Well me saying you’re a fucking idiot won’t matter. Start over. Put all your money into MGK or something aggressive and never touch it. You’ll be fine. You just have a lot of work ahead of you. $300K is a lot but not actually that much.
Yeah fawk all those. I want AI ? Just go with MGK or QQQ
MGK ETF and chill... Be in all of it.
Tech etfs would still have had a much much better return. >if you’re so bullish on QQQ, why not go TQQQ I'm a long term investor and TQQQ isn't the best for long term. Because downturns can be catastrophic whereas with tech etfs you can still weather them given the time. Go through 2008 with tqqq and you're done. >The point of VT is to set it and forget it. I set and forget tech etfs like QQQ, MGK, VUG, IGM. Over ~20% annualized return over my portfolio career of 8 years Again if you're in your 20s, 30s and 40s with 10+ years working ahead of you then VT is way too overly cautious But we'll see in hindsight. Like we can look back now and say VT was objectively half the returns of qqq past 5 years and so the wrong decision. Lmk in 2030
Hi, Long time investor here, I can tell you that even if you research the SHI\* out of a stock , things can go to shit , markets turn , somebody puts a 200% tariff on a part needed for assembly . I agree with the gentleman that pointed out "Your exposure to speculative names is too high" I would have to agree. I don't do airlines either or cruise lines or Banks I try to have a base first , like some etf's of the S&P 500 , VOO, VOOG, etc. I have a good foundation of these , and have my little 5% or 10% speculation money, recently picked up SMCI , already has a 25% return. And for real speculation , IONQ , and SMR , A couple of other more targeted ETF's are MGK , basically the MGK, the [Vanguard Mega Cap Growth ETF](https://investor.vanguard.com/investment-products/etfs/profile/mgk), holds **66 stocks** as of September 30, 2025. Its holdings are concentrated in U.S. megacap growth stocks, with a significant portion in the technology sector, and its top holdings include NVIDIA, Apple, and Microsoft. Or you can do more tech XLK is good for that .... Or the ETF MAGS the magnificent 7 , only those 7 stocks ... QQQ for tech as well , or if you are going to hold for a long time QQQM , lower fee's I also have individual stocks like Amazon, GOOGLE, APPLE, By using targeted ETF's I have been able to beat the S&P500 for the last 7 years or so.... So far this year , I have had returns of 38.27% YTD (mostly stocks) and another account (mostly ETF's) 15.76% YTD . Another one that's 16.51% YTD . The S&P500 as of today YTD 15.29 % Good Luck and Have a good day (:
Time will prove who is right based on returns. My average return rate is about 18% but I only started in 2019 and my main thesis is just go toward big tech etfs so I hold ETFs like QQQ, MGK, VUG. So it's been a good bit luck
MGK - mega-cap growth. Essentially a bet on population growth with established companies in tow. MSFT - they’re entrenched and forward-thinking. And massive. They’re not going anywhere in 20 years and will have their hand in whatever tech comes along simply due to their war chest. Barely edges GOOG for the same reasons. PLTR - in deep with the government for over a decade and growing hand over fist in the public sector both in the US and abroad. Way ahead of their competition in their niche. Whether future is bright or dark seems like a positive for Palantir.
Pick any of VGT, MGK, SCHG, or VUG. Depends if you want exposure toward large cap growth or tech. I picked VONG because the ticker was cool. Jk, it captures more holdings and market caps for growth.
MGK and chill ..... Sleep well.
Which is why I'm just buying MGK at this point.
We sold a farm operation 2 years ago for our parents. Made a healthy multi millions on sale. Put the highest percentage of money in high dividend ETF. Put the other half in some and some large cap etfs. Invested in VOO, VDY, XDIV HXQ,MGK with some in bond funds and 400k in a high interest savings. It is crushing >200k in dividends quarterly and the past two years. Investment has returned 18% and has made over 1M in total gains in 2yrs in the markets. Don't sit on stagnant money and you could even go with a less risked mix but we decided to let it go with some exposure risk for high dividend gains.
hot take: MGK's diss track (rap devil) was better than Em's (killshot)
Reminder that MGK got bodied by Eminem so hard he became a boy band musician
SPMO, SMH, VUG, VONG, SCHG, QQQM, MGK pick your flavor
It might be recency bias. I agree that lower price relative to expected future cash flows will always indicate a value premium, but I think we both know that the way most funds try to measure value is usually not through a rigorous DCF calculation but rather by looking at multiples (like P/E, P/B, P/S, EBIT/EV etc...) This usually works in aggregate, because growth rates tend to mean revert, or at least they have in the past as competition erodes competitive moats, so a higher multiple usually means that growth has been over forecasted. I just think we have to acknowledge the possibility that this mean reversion effect might not exist for the current crop of mega cap growth firms. Not just because of recency bias but because of fundamental differences in the way these firms' businesses operate as compared to how firms that have historically dominated the market have operated. This might mean that both the "easy" multiple based approach for tracking "value" AND a traditional DCF (even multi stage), which usually assumes reversion to the mean in both growth and profitability over time, might underestimate intrinsic value for these kinds of firms. I'm not saying this is 100% the case (in fact, I think it likely that it is NOT the case over a very long term time horizon). I'm just saying that if you isolate that segment of the market (represented by MGK here) and hold it in proportion to its weight in the market (where the market is represented by VT) you can effectively hedge this possibility while seeking a traditional value based approach in the rest of your portfolio. I'm not personally currently operating my own portfolio this way, and I think it needs a lot more rigorous analysis before anyone should consider doing something like that. I just think it's an interesting idea to ponder and based on my initial "back of the napkin" analysis that suggests the approach might have held some premium over the past decade might warrant further investigation to confirm or deny if it holds any value over the long term.
Yeah but the whole point of the thought exercise is that it's possible that the structure of markets has fundamentally changed such that the value premium no longer exists or at least doesn't exist within the kinds of companies that now make up the plurality of the markets Thus you weight those firms (MGK) in proportion to their market weights And hit value everywhere else You do underweight or exclude certain types of firms, it's just NOT the kinds of firms that are MGK It's the "middle of the market" firms between the value plays and the big growth stocks
See, the problem with a direct "tilt" like that though is that you end up underweighting the top of the market (note: I haven't looked at the exact holdings of AVGE). In the world we currently live in where like 10 stocks make up more than a third of the S&P 500, market performance is VERY heavily tied to the performance of just a few companies. The idea of the portfolio construction I was proposing was to capture those players using MGK but then for the REST of the portfolio, go all in on value + quality (SCHD and SCHY probably aren't the purest way to approximate that, but they do align with the idea). Of course by doing that you create a "barbell" that is heavy at the top ((MGK) and heavy at the "bottom" (SCHD + SCHY) (in terms of valuation multiples), so what gets left out here is the "middle" of the market (i.e. large (but not mega) and mid cap growth). Any kind of active management will have some kind of tilt. The question is what. My idea was to primarily go after value (with quality to avoid value traps) but hedge the idea that the top players continue to dominate with a position in MGK.
Peep IGM — it’s underpraised in my opinion. Beats other tech funds like QQQ and MGK, etc, by a hefty margin over a 1,5, and 10 year period.
VTI as the obvious core long term holding MGK- huge fan of this Vanguard fund as it's the most concentrated mega cap growth/tech fund I could find that is low fees. I think NVDA TIMAPPL GOOG AMZN MSFT META make up like 50-60% of the fund
2x over 13 years... Isn't really that good? VOO (S&P index): 5.16x MGK (Mega Cap Growth): 5.91x QQQ (NASDAQ 100): 6.65x
I think if we are talking anything individual stocks a great strategy for years has been if you see any dip in the Mag7ish stocks (sans Tesla) )buy the dip and hold forever Now eventually everything comes down and you never know when to truly sell which is why I prefer just to do index funds. MGK is a Vanguard one that low fee and like 60% in the Mag7ish.
For the aggressive, honestly i just put in VOO and MGK (vanguard mega cap etf). The rest is my emergency fund with SGOV and VBIL. Set and forget.
Over the last however long there's been a lot of news from Apple that isn't great. I'm an Apple fanboy and I can tell you all about it. It's certainly possible Apple isn't going to grow like they used to, they're already a $3T company ffs However- AVP is only a bust if they let it be a bust. They sold as many units as they predicted they would and could make. They said from the beginning it was basically a dev and early adopter product. I hope they aren't going to abandon it for the glasses movement, we'll see. I'm also hoping their recent internal shuffling of execs doesn't bury the AVP. Late on the AI game 100% but they are aggressively working on that and said on the call they are "very open to M&A that accelerates their roadmap" They just added the AppleCare One subscription that I think will be a good source of reoccurring revenue They are already working on the smart glasses...and historically Apple has always gotten things right or executed them well or better than anyone arguably I think long term Apple is a great hold. I really do think they need a new CEO and will really benefit when Tim Apple leaves. They just did a major internal shakeup regarding AI/SIri/AVP etc. I think eventually they'll come out as a major player in the AI/Siri game for the average consumer. Everyone already has an iPhone, everyday people aren't switching from an iPhone to Android for Gemini and they'll be blown away by whatever Apple buys or comes up with in eventually if they aren't already using AI. It's not like they can't keep using an iPhone with ChatGPT or Gemini apps. I really do think the best investment advice I would give is just buy the index. Maybe go heavy into QQQM or MGK or VGT/VUG etc. Very tax efficient and takes the human behavior and basically often being wrong and never beating the index over time out of it. If I want to play individual stocks I think the best advice is to just buy whichever of the top megpacaps is down and never sell. There all gonna go back up despite what the current narrative is on them. An ETF can do this for you tax free though. MGK is very mega cap tech heavy and has a .07% ER. Like 60% of the ETF is MSFT NVDA TIMAPPL GOOG AMZN META NFLX and you won't have to worry about when to sell and tax consequences of doing so.
All in on OceanPal while playing MGK "Swim Good" 🌊
A good portfolio is about 50% in stocks, bonds, and real estate and international. Then, 25%+ in risky assets that are likely to grow. VTI has some flaws but it is good enough. I would add some short term corporate bonds in the mix and some international exposure. Then add a small amount of VWO and MGK into the mix. SPYG is good and can replace growth in MGK. The reason vanguard ETFs are superior is that they reinvest the stock loan interest back into the fund.
Yes, at your age I agree be more aggressive: -VTI -QQQM(less fees vs QQQ) -MGK/VGT (or whatever you like or what has been recommended)
When are MGK and Big Will Smith going to collaborate I can hardly wait In the meantime Think I’ll masturbate
You could just put it in MGK and feel a little better about putting it in “individual stocks”…
380% in 17 years I’ll be 41 and have like 1.2 mil that’s not even life changing money. If that was in 7 years not 17 maybe. And I’ve said this in other comments, but investing in the base VOO, is kind of a disservice, when there is VOOG or even MGK. If I had pulled all my money in 2019 and invested it all in March 2020 I’d be doing amazing right now, granted I don’t think the yield curve was predicting Covid would happen but anyway that’s my whole point. Invest at a solid bottom, ie, yield curve inversion, insane shiller PE ratio valuations, extremely depressed Michigan consumer confidence index, etc.
VGT, ASML, MGK, SCHD, PPA. In a separate account I have PLTR.
I read MGK at first and was like “why tf would you listen to machine gun Kelly’s take on this???”
Oh I was thinking Marshall Mathers puts on MGK
MGK is just too gangsta for me. I prefer Heuy Lewis and Phil Collins. Maybe a little Whitney if I'm feeling wild.
I listen to hardcore gangster rap and MGK just came out with a banger “cliche”…
Look at MGK ETF.its like the top 70 largest growth stocks.
Well, back in 2020-early 2021 I made a lot of money with Bitcoin, ETH, etc, and then late 21 early 22 I got too aggressive with crypto related stocks and got crushed. Early 23 I put the remaining money into stocks that I thought were pretty solid. For a few months things were looking pretty good and then by mid '23 the wheels started falling off. Some of my positions were ADBE, MNST (which has pleasantly recovered but I've sold a decent amount of that position at a loss), GIS, and the real stinker was HSY. I'm holding a bit of MNST still but the rest of those I've sold off at big losses and now I've been trying to recover. The major holdings I have right now are SMH, QQQ, and MGK, and then I've got about 50 or so stocks that I've been DCA'ing very small amounts. And for those stocks that I'm dca'ing I've been trying to sell those at opportune times and swap over to more QQQ when it makes sense to do so.
Bad place to look for advice lol. That being said I’d do roughly a 20/80 split between BRK-B and MGK. Maybe a small allocation to a few individual stocks to satisfy the gambler in you.
During Liberation day I bought MGK and it’s cooking for an ETF!!
Put 50% in a high yield savings accounts. Doctor of Credit has a list of FDIC insured accounts. Pick 3 banks and equal split. Put 10% in Gold and Silver ETF's and Gold and Silver Miners with 2.5% each in (SLV, SIL, GLD, GDX) 30% in S&P 500 Index Fund with low expense ratio like IVV or VOO 5% in high dividend yield ETF's KBWY or XSHD with 2.5% in each 5% in MAG7 via an ETF like MGK
Was this how MGK felt after killshot?
I read “Intelligent Investor” by Benjamin Graham Read it three times and eventually ended up just putting money into ETFs like VOO, QQQM, MGK, BRK.B If you look to learn in little bits I like the podcast “best stocks now” by bill gunderson. Daily stock market show and he does a decent job teaching you the info in 40 minutes per day.
VUG (Vanguard Growth ETF) QQQ (Invesco QQQ Trust) SCHG (Schwab U.S. Large-Cap Growth ETF) IWF (iShares Russell 1000 Growth ETF) SPYG (SPDR Portfolio S&P 500 Growth ETF) MGK (Vanguard Mega Cap Growth ETF) ARKK (ARK Innovation ETF) TAKE YOUR PICK
I just dumped 20’sh grand into 3 funds each. MGK SCHD VTWO I have another 80k I will DCA over the next year. I like the low prices right now and if it goes down I’ll cost average down to the bottom. So my advice would be to dump half and then keep dollar cost averaging.
VOO and VTI are basically the same thing, pick one. I suggest VTI because it's technically more diversified, but either is fine and their historical performance mirrors each other. MGK is unnecessary imo but a small allocation to it isn't the end of the world. You're missing VXUS for international diversification.
hi, should i invest more in stocks/what stocks? the only stocks i have are VOO, MGK and VTI. i feel like it’s very general/ bland and i don’t have much money invested into it (around $890). i have the most money in VOO at 1.006 shares, VTI at 0.349 shares and MGK 0.158 shares.
MGK, I guess technically there's some other stuff than big tech like Eli Lilly, but I still consider it a big tech ETF.
Volatility is not something to target. It's not a good thing. MGK is a good choice
no, tried that and ran out of money in the first year Got depressed and stopped looking at the chart for a while and when things started ramping back up I was too late again. Sold everything when it got back to even and turned all that into VOO and MGK.
I haven't been adding any positions lately. I'm not in serious danger of a margin call, but if we get a 2022 style correction I could be in trouble so I'm saving up cash. But if I was going to buy something, it'd be MGK hands down. For several years I've been screwing around with various strategies to only be flat while MGK has doubled in that timespan. If you don't feel comfortable buying all at once just set up recurring purchases.
I'd put 30 bitcoin, 20 in eth and 80 in a high growth ETF like VONG, QQQM, VUG, MGK....all world seems like a waste when you have 49 years of growth ahead of you.
Has anyone came across Mega Cap ETFs that aren’t weighted in Tesla? Looking to buy into something similar to $QQQM or $MGK but both are 8% weighted in Tesla
Stick with a safe or moderate risk ETF for now until you take some more time to study the market. MGK or SCHG are good moderate risk ETF’s
VOO isn't a growth in the strictest sense. I'd say VONE, VUG, MGK, XLK if you want some tobasco on your food TQQQ, FNGU SOXL
Just checked, 100% of MGK is in VTI and 94.2% of MGK is in VOO. Either way, this person's advice doesn't make a lot of sense
no, these are "ETF". Think of it like a collection of stocks. A stock is a share of ownership in a company that is publicly traded. So you could buy a share of Microsoft, if you want. If you google "Microsoft stock", you'll see a graph plotting how its price has changed over time. You'll also see "NASDAQ: MSFT". Nasdaq is the market on which it is traded (it is a US market, but there are many throughout the world. You want a US market). "MSFT" is the ticker, or codename for the stock on that market. Now, you'll see that MSFT is quite expensive. Let's say you have only $1000 to invest, to start with. You could buy only two units of stock of MSFT. This isn't great, because individual stocks vary a lot (this is called "volatility"). What's often deemed better, is to invest in an ETF. An ETF is an investment fund, or in plainer language a collection of stocks compiled by professional fund managers working for investment companies. VOO is the ticker for one such ETF. If you google "voo stock" or "voo etf" you will see very similar information as for the MSFT example above, with the graph of the price of VOO, its ticker information, and so forth. The difference, is that if you look up the documentation of this ETF ([here](https://investor.vanguard.com/investment-products/etfs/profile/voo#portfolio-composition)!), you'll see that it contains Apple, Microsoft, NVidia, and a whole bunch of other stocks. So, when you buy one unit of VOO, it's like you bought tiny fractions of stocks in all these companies. Now, this is much less volatile than a single company stock, so this is why a lot of people like them. There's all kinds of ETFs. Some are specific to a sector (e.g. all technology stocks!) while others try to cover all of the stock market sectors of economy, and everything in-between. I suggest going for the second type as you get started. MGK is another one, but VOO, VTI, or VT are all good. If you speak to older people, they might mention "mutual fund". That's very much like a ETF, but you need to invest a lot more cash to buy it (often $2000 for a single share). ETF are more affordable. I am not a finance professional. Please go verify everything I say (or that anyone says to you). Do your research. Go ask a banker or an accountant or a finance professional, or check out the official information issued by Vanguard (who owns the VOO ETF) or of any investment company whose ETF you are interested in. Here, check[ this guide out. ](https://investor.vanguard.com/investment-products/etfs) I hope this helps you. Please, take the time to verify the information.
VOO, MGK, VTI, and some individual stocks (AMZN, NVDA, AAPL)
VOO VUG VOOG MGK MAGS VGT XLK SMH My ETF formula , why mess with something that is not broke , 2023 return 36.26 % 2024 return 25.69 %
Way above my pay grade , small caps have way underperformed the last 10-15 years , granted , and MAY POP soon ........BUT you have to ask yourself are the mega caps going to just fade away ? They may not be the highest returns for 2025 , BUT , I've had 37% and 32% growth the last 2 years , 2023,2024. So If they take a little break for awhile , say 9 months and just go up 6% on the year , Is that BAD ? I think I'll just stay my course, Stay with VOOG/ MGK/ VUG/ SMH/ MAGS ...and not have to worry about reallocating, AND CAPITAL GAINS on my portfolio's. And then when that phase is done , Reallocate AGAIN ? No thanks , besides it would be way too expensive to justify ..... Cap Gains $$,$$$.....
This is just me , I am going to trim my small cap allocation, interest rates not going down anytime soon, besides they are the first to go down in any sort of problems with the economy, and lets face it , the current people in charge are Drama Queens and just love stirring up the pot, not good for stock prices , unless your betting on the VIX going up. Probably go into VOO or VOOG , I think that MGK , and MAG7 , XLK , and tech has had a good run. Market will probably be broadening out , but I want to stay with large cap High Quality stocks. Just my 2 cents , spend it anyway you want
Yea I have this one as well it’s not bad VONG and QQQ are honorable mentions. Also MGK but after a certain point there is a LOT of overlap so keep it simple and down to your fav few I would say
If you’re gonna throw into etfs (which you should) likely better to throw into more than one. Mine are split between VTI (total market-35%), SCHG (growth, similar to MGK but better expense ratio and more coverage iirc-30%), VOO (SNP500-25%), and SCHD (dividend heavy-10% reinvested). Im older than you but still young so this provides exposure to high risk but high reward growth stocks (SCHG) with plenty of stable coverage (VOO, VTI) to protect against heavy swings that can happen with growth stocks. Those make up 80% of my portfolio and I use the other 20% to dip into potential emerging markets that might not be under those (and also because it’s fun). Once I make a profit I move 50% to the ETFs. Ultimately you’ll learn as you go but start safe. There are always emerging markets so you have time to learn how to do research before you go deep into pennys.
MGK , vanguard mega Cap. The big guys will keep making money. For like 100k, maybe do 20k/month over the next 5-6 months...
r/personalfinance is a great start. Will piggyback this comment with more suggestions. Also OP reading the above comment, please don't shove it all into VGT or MGK, pick a broader index like the first two (or put smaller portions into sector indexes like VGT/MGK, but know why you're doing it if you do). VTI, VT, VOO, etc. represent broad swathes of the market and are safe to shovel money into mindlessly. Money put into anything other than broad market indexes should be deliberate investments based off sound logic and reasoning. r/Bogleheads r/investing r/inheritance (if this is how you came about the cash)
If it were me personally, I'd pay off any other debts first, put 100k into a high-yield savings account, and max out tax-advantaged accounts. The rest can go into a good high-yielding ETF like **VTI** (total index, 27% return this year), **VOO** (S&P 500 index, 28% return this year), **VGT** (technology, 32% return this year), or **MGK** (mega cap, 26% return this year). Post in r/personalfinance for better advice. Most people in this sub are just borderline gamblers who make poor financial decisions.
I would dump MGK. Even VIG (depending on your age)
Agreed. VOO is a new addition making MGK redundant. Dump MGK?
Why not just invest in MGK (the etf) looking at your portfolio…
My Roth IRA that I'd like to pare down a bit: VOO AVUV VIG AAPL MSFT AVGO In the portfolio, but might drop: MGK JEPI O I've had Realty Income since 2018, and I'm at a small loss (up with dividends included). I don't know if I should keep it with interest rates dropping? JEPI is even (I'm up with dividends included) I'm up on MGK, but maybe have too much overlap with VOO?
VOO. If you want to be aggressive, VOOG or MGK. Forget about it for 40 years. Retire.
I've been holding some VNQ but honestly I've been kind of disappointed with the returns. I've started moving some of my money into MGK and am super happy with that decision. But you may have different investing goals than I do.
JEPQ. Take the over 10% dividends and reinvest them in MGK
I’ve got 40% VOO, 25% MGK, 15% VOOG, 20% VONG at the moment.
I’ve been on the $MGK train for years
Yes I agree - either MGK or MGC at less than half the expense. There's no real need to pay up more $ just to hold the 20 largest companies.
If you want to invest for the long term, MGK or VOG. If you want to generate cash flow, JEPQ or SCHD.
I started moving chunks of my biggest long-term winners (NVDA, MSFT, AMZN, GOOGL, AAPL) to MGK, so I didn't completely get out of the game but at least got a little more diversification out of that money. I've missed some gains on NVDA specific since then, but overall I'm good with it.
Your portfolio is indeed tech-heavy, especially with funds like VUG, MGK, and VOT, which focus on growth stocks dominated by tech companies. While this can drive growth given your long investment horizon, adding some diversity could help balance it out. Consider including a value stock fund or an international stock ETF to reduce overlap and bring in other sectors. This way, you can still benefit from tech’s potential without relying entirely on one sector, which can help keep your portfolio resilient as you approach retirement.
I like Tom but .75 fee seems high. I will probably stick with Vanguard's MGK (mega cap growth) with its .07 fee. GRNY is more concentrated (looks like around 25-35 holdings) and obviously actively-managed... so I suppose time will tell if it outperforms MGK (or QQQ/SPY for that matter). I tend to doubt it but that's not a knock on Tom who does know what he's talking about. I think in the era of super low cost index funds, these actively managed funds and their high fees are a tough sell. They either have to have some sort of alternative strategy to sell (covered call ETFs for ex.), or else have a celebrity name at the helm like Tom. I think he will accumulate a decent AUM simply because it makes people feel like they have an account with an advisor who they've seen on TV.
Trying to time market decisions based on news (election results or otherwise) usually leads to underperformance because as a retail investor you are a day late and a dollar short to react (the institutions and bots beat you to it). For up to 99% of retail investors and even over 90% of professional money managers, the more you try to time the market, the more likely you will lose over time and fail to beat a simple S&P fund. The most effective and least time consuming strategy is to put it in some type of index fund and let it grow over many years time regardless of the news or market fluctuations. over many years time regardless of the news or market fluctuations. In fact just buying and holding onto an S&P fund for 15 years at any point in time since 1945 would result in significant gains, even if you had the misfortune of buying immediately before a 50% crash of the market. Here are some established etf options for you to consider: A simple suggestion would be to invest in an S&P index fund like VOO (167.08% or 14.33% annualized growth rate since July 2017 to Oct 2024, including dividends, based on S&P Total Returns). Another option is VTI, which is a total US stock market ETF. Its historical annualized returns are quite close to VOO, albeit slightly less (VTI annualized returns about 0.5%/year less than VOO). A more conservative option for dividend investors is SCHD (Schwab US Dividend Equity Fund) with +141.22% growth or +12.76% average annualized returns from July 2017 to Oct 2024. Notably, there are some growth index-style ETFs that can do significantly better than an S&P fund like VOO. VUG (Vanguard Growth ETF) is pretty good (+201.42% since July 2017 through Oct 2024 with +16.24% average annualized returns, excluding dividend yield of 0.51%/year currently) MGK (Vanguard Megacaps Growth ETF) is good (+219.72% since July 2017 through Oct 2024 with +17.17% average annualized returns, excluding dividend yield at 0.44%/year currently) SCHG (Schwab Large Cap Growth ETF) is better (+228.23% since July 2017 through Oct 2024 with +17.59% average annualized returns, excluding dividend yield currently at 1.23%/year currently). QQQ (Invesco NASDAQ 100 ETF) is even better as it follows the NASDAQ 100, which has gained +252.21% since July 2017 through Oct 2024 with +18.73% average annualized returns, excluding dividend yield at 0.62%/year currently). Specifically, you can use QQQM to get a slightly better dividend yield (0.05% advantage) and slightly lesser expense ratio (0.05% less) compared to QQQ. While those ETFs I mentioned do beat the S&P, you do have to be prepared for higher volatility during bear market cycles, meaning steeper declines. Interestingly, I found that if you want to balance off that volatility, you could do QQQM at 50% and Berkshire Hathaway Class B (BRK-B) at 50% and you would get +209.22% gains since July 2017 through Oct 2024 with +16.64% average annualized returns (excluding dividend yield at 0.24%/year currently), but with lower volatility than any of the other ETFs including VOO. BRK-B is not an ETF, technically, but a huge and well established holding company of Warren Buffett and his partner (before his passing), Charlie Munger. While its overall performance since 2008 (+9.81% annualized returns) has been a little less than the S&P (primarily because of its underperformance during bull market years and lack of dividend payout), it redeems itself during bear market years when it can outperform the S&P, sometimes going positive when the S&P goes negative (e.g. BRK-B up +3.11% in 2022 vs S&P 500 down -18.11%). This serves as a counterbalance for an ETF like QQQM which outperforms the S&P on bull market years but significantly does worse than the S&P on bear market years (e.g. NASDAQ 100 down -32.97% in 2022 vs S&P 500 down -18.11%). Thus, if you’re looking for only ETFs, the one’s I mentioned are good choices, but if you are looking to balance growth with volatility while outperforming the S&P 500, you can try QQQM and BRK-B in a 50/50 ratio.
I prefer MGK from vanguard over this with less than half of its expense.
Costco - for a wholesale discount store it has gone up 446.60% from July 2017 - Oct 2024 for a compound annual growth rate (CAGR) of 26.06%. For perspective, the S&P went up by 167.08% for 14.33% CAGR over that same period. NASDAQ 100 went up by 252.21% for 18.73% CAGR over the same period. Vanguard megacaps growth index (MGK) went up by 219.72% for 17.17% CAGR Schwab large cap growth index (SCHG) went up by 228.23% for 17.59% CAGR over the same period. While I don’t limit my own portfolio to just one stock, I have held Costco off and on over the years (currently holding) as determined by my own growth stock screening algorithm, and I can say that I can see why the late Charlie Munger loved this stock so much.
If your account has only grown from 250k in 2022 to $301k now (including quarterly dividends), that’s a growth of only +20.4% (net of fees) since 2022. To put this in perspective, assuming you are starting from Jan 3, 2022 (peak price for S&P 500 that year before dropping), even an S&P fund like VOO could have given you +29.71% (dividends included) with fees of only 0.03% annually. This comparison illustrates the problem with most financial advisors these days. They charge a 1-2% annual fee to grow your portfolio slower than the S&P, which costs next to nothing to invest in via purchasing an ETF on your own. I’d call their annual fees an underperformance fee. They underperform compared to the S&P, and you pay them for the “privilege” of making less money. Never pay such fees to anyone unless they are beating the S&P longitudinally by a wide enough margin to justify them. You can probably get better advice from people on Reddit for free. Here’s some free information I can provide you: The S&P 500 is the gold standard index to which every fund compares to but less than 10% of them beat. A simple suggestion to invest in is an S&P index fund like VOO (169.53% or 14.66% annualized growth rate since July 2017 to Sep 2024, including dividends, based on S&P Total Returns). Another option is VTI, which is a total US stock market ETF. Its historical annualized returns are quite close to VOO, albeit slightly less (VTI annualized returns about 0.5%/year less than VOO). Notably, there are some index-style ETFs that can do significantly better than VOO. VUG (Vanguard Growth ETF) is pretty good (+202.21% since July 2017 through Sep 2024 with +16.48% average annualized returns, excluding dividend yield of 0.51%/year currently) MGK (Vanguard Megacaps Growth ETF) is good (+221.76% since July 2017 through Sep 2024 with +17.49% average annualized returns, excluding dividend yield at 0.44%/year currently) SCHG (Schwab Large Cap Growth ETF) is better (+229.68% since July 2017 through Sep 2024 with +17.89% average annualized returns, excluding dividend yield currently at 1.23%/year currently) QQQ (Invesco NASDAQ 100 ETF) is even better as it follows the NASDAQ 100, which has gained +255.22% since July 2017 through Sep 2024 with +19.11% average annualized returns, excluding dividend yield at 0.62%/year currently). Specifically, you can use QQQM to get a slightly better dividend yield (0.05% advantage) and slightly lesser expense ratio (0.05% less) compared to QQQ. While those ETFs I mentioned do beat the S&P longitudinally, you have to be prepared for higher volatility (meaning steeper declines) during bear market cycles, particularly if they’re consistently tech dominant, which most of them are. Interestingly, I found that if you want to balance off that volatility, you could do QQQM at 50% and Berkshire Hathaway Class B (BRK-B) at 50% and you would get +213.48% gains since July 2017 through Sep 2024 with +17.07% average annualized returns (excluding dividend yield at 0.24%/year currently), but with lower volatility than any of the other ETFs including VOO. BRK-B is not an ETF, technically, but a huge and well established holding company of Warren Buffett and his partner (before his passing), Charlie Munger. While its overall performance since 2008 (+9.90% annualized returns) has been a little less than the S&P (primarily because of its underperformance during bull market years and lack of dividend payout), it redeems itself during bear market years when it can outperform the S&P, sometimes going positive when the S&P goes negative (e.g. BRK-B up +3.11% in 2022 vs S&P 500 down -18.11%). This serves as a counterbalance for an ETF like QQQM which outperforms the S&P on bull market years but significantly does worse than the S&P on bear market years (e.g. NASDAQ 100 down -32.97% in 2022 vs S&P 500 down -18.11%). Thus, if you’re looking for established ETFs, the one’s I mentioned are good choices, but if you are looking to balance growth with volatility while outperforming the S&P 500, you can try QQQM and BRK-B in a 50/50 ratio. For my own portfolio, however, I use a different strategy. Having created my own screening algorithm in mid 2017 for megacaps stocks by filtering for growth across all sectors and by updating the stocks and sector mix annually, this strategy has gone up +463.49% since July 2017 through Sep 2024 with +26.93% average annualized returns, including dividends. However, my strategy is not an ETF; it is a stock list. Nevertheless, since July of this year I have been sharing my stock list with individuals who are interested in trying it out for themselves. The stock list is free, but I am looking to find out how many people will use it and track how much money is being invested in my strategy over time, so if you would like to try it, please message/chat with me directly and I can provide you more information about the strategy’s historical annual performance and how to obtain the list.
It’s not easy to beat the S&P over the long term. 90% of professional active traders cannot do it. Up to 99% of retail day traders cannot do it either. You can have a great year or two that beats the S&P, but for 5 or more years, much harder. Part of the reason is methodology. S&P is an index, and a well designed index fund beats most strategies that rely on timing the market and day trading. Using day trading and market timing methods is like trying to beat the casino at blackjack. With some effort you could do it for a few hands, maybe even go on a short term hot streak; but in the long run, the odds are statistically set up against you . . . unless you know how to card count, which is exceedingly difficult to do successfully. Index fund investing, on the other hand, is like BEING the casino at blackjack. The wins may be smaller and the balance may fluctuate at times, but over the long run, you are statistically set up to win. Furthermore, it takes far less time and causes far less stress than day trading. Warren Buffett has often recommended that the average investor should just put their money in an S&P index fund (like VOO) and leave it alone, and that’s pretty good advice, but I would add a corollary to that. The one thing that could reliably beat an index fund like the S&P is a better designed index fund. In fact, there are some index-style ETFs that can do significantly better than the S&P over longer periods of time (based on at least 5 years or more history). VUG (Vanguard Growth ETF) is pretty good (+202.21% since July 2017 through Sep 2024 with +16.48% average annualized returns, excluding dividend yield of 0.51%/year currently) MGK (Vanguard Megacaps Growth ETF) is good (+221.76% since July 2017 through Sep 2024 with +17.49% average annualized returns, excluding dividend yield at 0.44%/year currently) SCHG (Schwab Large Cap Growth ETF) is better (+229.68% since July 2017 through Sep 2024 with +17.89% average annualized returns, excluding dividend yield currently at 1.23%/year currently) QQQ (Invesco NASDAQ 100 ETF) is even better as it follows the NASDAQ 100, which has gained +255.22% since July 2017 through Sep 2024 with +19.11% average annualized returns, excluding dividend yield at 0.62%/year currently). Specifically, you can use QQQM to get a slightly better dividend yield (0.05% advantage) and slightly lesser expense ratio (0.05% less) compared to QQQ. While those ETFs I mentioned do beat the S&P, you do have to be prepared for higher volatility during bear market cycles, meaning steeper declines. Interestingly, I found that if you want to balance off that volatility, you could do QQQM at 50% and Berkshire Hathaway Class B (BRK-B) at 50% and you would get +213.48% gains since July 2017 through Sep 2024 with +17.07% average annualized returns (excluding dividend yield at 0.24%/year currently), but with lower volatility than any of the other ETFs including VOO. BRK-B is not an ETF, technically, but a huge and well established holding company of Warren Buffett and his partner (before his passing), Charlie Munger. While its overall performance since 2008 (+9.90% annualized returns) has been a little less than the S&P (primarily because of its underperformance during bull market years and lack of dividend payout), it redeems itself during bear market years when it can outperform the S&P, sometimes going positive when the S&P goes negative (e.g. BRK-B up +3.11% in 2022 vs S&P 500 down -18.11%). This serves as a counterbalance for an ETF like QQQM which outperforms the S&P on bull market years but significantly does worse than the S&P on bear market years (e.g. NASDAQ 100 down -32.97% in 2022 vs S&P 500 down -18.11%). Thus, if you’re looking for established ETFs, the one’s I mentioned are good choices, but if you are looking to balance growth with volatility while outperforming the S&P 500, you can try QQQM and BRK-B in a 50/50 ratio. For my own portfolio, however, I use a different strategy. Having created my own screening algorithm in mid 2017 for megacaps stocks by filtering for growth across all sectors and by updating the stocks and sector mix annually, this strategy has gone up +463.49% since July 2017 through Sep 2024 with +26.93% average annualized returns (including dividends). However, my strategy is not an ETF. It is a stock list of 12-20 stocks (typically > 15 but < 20) that are to be bought and held from the beginning of July of one year to the beginning of July the next year. (It’s July because I found it works slightly better in July than in January.). Turnover rate of stocks in the list is about 50-80% each year with all stocks rebalanced annually in July (sometimes in January as well but not typically). The sector mix varies each year, ranging from tech dominant to non-tech dominant depending on the year and market conditions. Since July of this year I have been sharing my stock list with individuals who are interested in trying it out for themselves. The stock list is free, but I am looking to find out how many people will use it and track how much money is being invested in my strategy over time, so if you would like to try it, please message/chat with me directly and I can provide you more information about the strategy’s historical annual performance and how to obtain the list.
MGK. Mega Cap Growth and Vanguard, 71 holdings, low expense ratio (0.07%)
If you’re hoping to earn 12%+ annualized returns, you don’t have to take high risks to do so. For example, an S&P index fund like VOO has had a 14.66% annualized growth rate (169.53% total growth) since July 2017 to Sep 2024. Notably, there are some index-style ETFs that can do significantly better than VOO. MGK (Vanguard Megacaps Growth ETF) is good (+221.76% since July 2017 with +17.49% average annualized returns) SCHG (Schwab Large Cap Growth ETF) is also good (+229.68% since July 2017 with +17.89% average annualized returns) QQQ (Invesco NASDAQ 100 ETF) is even better as it follows the NASDAQ 100, which has gained +255.22% since July 2017 with +19.11% average annualized returns). Specifically, you can use QQQM to get a slightly better dividend yield (0.05% advantage) and slightly lesser expense ratio (0.05% less) compared to QQQ. While those ETFs I mentioned do beat the S&P, you do have to be prepared for higher volatility during bear market cycles, meaning steeper declines. Interestingly, I found that if you want to balance off that volatility, you could do QQQM at 50% and Berkshire Hathaway Class B (BRK-B) at 50% and you would get +213.48% gains since July 2017 with +17.07% average annualized returns but with lower volatility than any of the other ETFs including VOO. BRK-B is not an ETF, technically, but a huge and well established holding company of Warren Buffett and his partner (before his passing), Charlie Munger. While its overall performance since 2008 (+9.90% annualized returns) has been a little less than the S&P (primarily because of its underperformance during bull market years and lack of dividend payout), it redeems itself during bear market years when it can outperform the S&P, sometimes going positive when the S&P goes negative (e.g. BRK-B up +3.11% in 2022 vs S&P 500 down -18.11%). This serves as a counterbalance for an ETF like QQQM which outperforms the S&P on bull market years but significantly does worse than the S&P on bear market years (e.g. NASDAQ 100 down -32.97% in 2022 vs S&P 500 down -18.11%). Thus, if you’re looking for established ETFs, the one’s I mentioned are good choices, but if you are looking to balance growth with volatility while outperforming the S&P 500, you can try QQQM and BRK-B in a 50/50 ratio. For my own portfolio, however, I use a different strategy. Having created my own screening algorithm in mid 2017 for megacaps stocks by filtering for growth across all sectors, this strategy has gone up +463.49% since July 2017 through Sep 2024 with +26.93% average annualized returns. However, my strategy is not an etf; it is a stock list. Nevertheless, since July of this year I have been sharing my stock list with individuals who are interested in trying it out for themselves. The stock list is free, but I am looking to find out how many people will use it and track how much money is being invested in my strategy over time, so if you would like to try it, please message/chat with me directly and I can provide you more information about the strategy’s historical annual performance and how to obtain the list.