CDC

buy_the_tip

100% same for me, the only thing i dislike right now is that my normal money tracking app doesn't work with the CDC debit card :( if anyone got a alternative please let me know

lordofming-rises

I would actually start with CRO and CDC benefit. Then of course use ETH and BTC

Doggybone_treat

US residents can buy it on CDC.

Yegpetphoto

Not sure how the fees play into it but I have my stuff on CDC where I can move 10k per week to my RBC chequing account.

TravisRedleif

Hey so I'm late to the post lol but I'm currently in this predicament. Bank freezes my acct everytime I try to use CDC suddenly. I want digital options. Does anyone use a digital banking service that does not give you a hassle when you buy crypto?

PM_me_your_btc_story

People who get excited about bitcoin ETF are the same people who think CDC's are a step towards mainstream bitcoin adoption.

Tuono_Rider

Curious... What is CDC? An app? Exchange?

Jounochi

Just staked my tokens for another three months on CDC. Going to be tough watching the charts but I bought in for the long term.

GhostRuckus

love it, CDC ads in NBA too. Now I just need some NFT fantasy sports

atoothlessfairy

I dont think there are free withdrawals with any exchange. CDC has like 0.18 Matic withdrawal for Polygon network, the lowest I have ever seen

MONGSTRADAMUS

is Kucoin and CDC only other options for free matic withdrawals to polygon network ?

LetsGetLitPlease

USDC on CDC can get 10% interest

sabbathday

eyyyyyy that’s what happened with UCH on CDC and everyone started crying that CDC is bad lmao

Incorrect_passport

I agree on the fact that you can't take recover once you top up from CDC, I personally top up like 100 euros per time and spend them and than top up again with 0 fees so I find good with that card, not a shill i couldn't care less of what card other people use. I had 2 out of 3 in the list and as I said binance was not my type.

gamma55

So, subtle CDC shill? You have to top up your card with fiat, and there is no way to recover them on the platform. Binance for example allows you to transfer BUSD to your card wallet, and remove it out. Or if your taxation supports it, you can just use crypto. Or fiat.

Trylks

That's sad. In theory, CDC cards are very competitive; but if this is what you get in practice… Perhaps they could spend less on advertising and a bit more in customer support.

lordofming-rises

I actually was going to get my Jade yesterday, I have saved up enough apparently. But I think in any case if you think about it, you will get 10% earn +3% + 20 dollars for netflix+spotify. So if you stake it for 6 months and use this card then even if it drops 50 percent, you still will make at least 200 dollars in staking, 240 dollars in netflix/spotify , 300 dollars in cashback rewards for groceries in a year. THat's 840 dollars you get back and you can either transfer it into USDC (and either stake on celsius or CDC or nexo) or you can buy BTC with it or just get it back in USD. SO I think even if it goes to bear market you will still profit a little off it

Yegpetphoto

I have blue CDC and I never use it.

Environmentalpusher

Yes on both. Lots of things are exempt from rewards on CDC but you can get rewards on the CB card, all utilities, phone etc.

randomname713

BTC touching 59k on CDC

_thewoodsiestoak_

It was on CDC for months before coinbase… what a stupid post.

hateballrollin

CDC!

jonnytitanx

I have a love/hate relationship with CDC but Spotify reimbursement is pretty good. Just waiting on them to start issuing Visa cards in AUS. It's another good way to earn free Crypto.

Abiii90

100%. I do all the shitty surveys on CB then convert it to XLM. Send XLM to my CDC app, where it’s staked for 2%. Another way to getting free money was watching videos on esportsfightclub.com & get VRA in return. Currently they are doing different rewards but I am collecting my points will covert them to VRA when I get a chance.

Nikolllllll

Facts. My employer made us go to the office during quarantine. New York got hit hard and the CDC had yet to give any consistent advice on covid. My bosses stayed home but threatened to fire us if we didn't go. Half of the office got covid. Family members died. I was under quarantine cause my mom got covid and live with her, yet they wanted me to go to work but I held firm. We kept getting yelled at. Enough was enough. I don't have much money and I don't know where crypto is gonna get me but just a little goes a long way. I'm not expecting to get rich, being comfortable is enough for me.

Scarboroughwarning

The CDC UI is class leading, particularly for new users. Granted, it does not have the typical graphs and charts, but it is so easy to use. You have to be careful with their fees and spread though. Shame, as they really are very good.

aneidiaz

~ CRO shows love to all other platform coins (cough cough) but no one else shows love to CDC in return but it's all good.....

mygallows

CDC has some gewd coins

Vemod88

You're using CDC? Taking profits is always nice, but it kind of depends on if you are holding long or short term, believe in market cycles, lengthening cycles etc.

lordofming-rises

Decided to get my Jade CDC and this will be my monthly DCA in crypto via rewards

c3nsor

CDC fees are out of this planet, far higher than even CB.

The_Roaring_Fork

I don't believe I ever sent a selfie when I created my CDC account but maybe I don't remember. I would think most people would want my card to buy stuff. There weren't any transactions that I saw that weren't mine. And again, if someone tried to use my card, then shouldn't they be sending me a new card?

The_Roaring_Fork

So, once I'm verified, they should be able to tell me right? But they won't even do that. I have no idea what is going on with the account, so it doesn't make me feel great. If there is a threat, shouldn't they issue me a new card? Or if someone is trying to access my CDC account, shouldn't they tell me to change my password? Or something?

Wonzky

What's CDC?

Forsaken_Preference1

Also, I thought I was staking on CDC but in fact, I was basically just doing a 3 month CD and they were holding my balance for their balance sheet purposes.

lordofming-rises

For staking the Jade on CDC. Do you buy euros to usdc. On CDC then do you send it to exchange and buy CRO there?

N4zghul

CDC can't fuck up a withdraw 1) If they had an issue, wait and you will receive your money 2) Ask bank if they blocked it, as I said, mine did (and it was a withdraw from CDC so do it) About CRO staking you staked them and you accepted to block your CRO for 180 days, they can't unstake'em now

InevitableSoundOf

These aren't banks, where if the bank goes under your money is insured (up to 150k I think) and all you do is move it to another. Obtaining 12% off circle, BlockFi, celsius or CDC has a number of risks. They are: 1. Whoever they loan your money to may go bust and never pay it back (there is sometimes insurance offered by the platform on this aspect). 2. The place your staking your money may go bust (wiped by a hack aswell), especially young companies which they are. There is no guarantee like a bank that you could ever get your money back except to stake a claim in liquidations court. Even then it'll take years and you'd get cents back on the dollar. Companies will only tell you their failing when the roof is on fire. 3. The underlying stablecoin itself may fail. The fact is a stablecoin isn't a US dollar, you're relying on trusting a company to say it's all good. Circle is better than others but it's not great, for example they recently changed their wording from backed 1 to 1 to now backed in equivalents like Tether. You could go to sleep one day and wake up with it collapsed, it'd be that quick. 4. Everything could be fine in regards to the above 3, but the space is only now being looked at for regulations. A law can be passed that could ban the above offerings, and then it becomes a race of how quickly can you pull your money out before you can't. It's why they offer such high interest, as these are very high risk.

Blooberino

I haven't used Kraken. I started on CBP and got onto BinanceUS for the same reasons... more coin options. Then I got CDC, and now on Gemini for staking. I personally have had almost no problems with BinanceUS. I have a small local hometown credit union so getting deposits set up took the long method instead of the direct linking. But that's more on my end than theirs.

Blooberino

In the US, you can use CB, BinanceUS, Kraken, Gemini and CDC as fiat on ramps. From there you can trade through places like Gate and KuCoin by depositing coins from the exchanges. Then you can hold and stake on BinanceUS, Gemini, and Celsius.

VeganMortgageAdviser

I know they're your parents, but what you do with your money is none of their business. So don't value their opinion. Or anyone's. I know it's not that simple to some but to me, it is. My dad understands a lot of financial things, but won't do anything without speaking to his IFA first. But I managed to convince him Crypto is worthy and he got a CDC Visa card. Which was nice. Mum, she's clueless and admits it's above her head

Abiii90

100%! Already staked my DOT on the CDC app. I get 1 free DOT every month. The more it is the better will be staking reward.

Snowie_drop

Ahh, the reason I asked is because I have CDC and notice they have Juventus, AC milan and Paris St. Germain...maybe more I don't remember. I'm thinking about buying one of each!

lessdothisshit

I'm looking for news somewhere, there has to be something. I bought because of the CDC listing too, and had essentially resigned that money. Now all of a sudden I'm back plus some... worth holding?

Snowie_drop

I use my Ally debit card to purchase crypto on CDC...if that helps.

Big-Finding2976

You should try MEXC. You'll love CDC after trying to use that hot mess!

icebong424

Binance and CDC

mygallows

I use Newton and CDC

Forsaken_Preference1

How can I get in on this? Confused right now. I bought my ALGO through CDC, not seeing it as an option, and don’t really know how to link my wallet.

Doggybone_treat

After reading about it, I got this gut feeling it going to be big in the near future . Also converted VET to it yesterday. Only place to buy them is on CDC in the US that I know off. Imagine once it get on bianaceUS and coinbase.

lordofming-rises

with my whopping 0.05AXS earned on CDC I will soon be a whale if i transfer

baru_chow_kit

i think you transferred to the DeFi wallet, is that right? If so, you're interacting with decentralized loaning stuff, not CDC's own earn program. If you want to get 12% on your USDC, you need to leave it on your CDC app, NOT in the wallet. The wallet is for on-chain stuff. If you don't know exactly what you're doing, you're going to have bad surprises. And to reiterate, the wallet interacts with decentralized processes such as Compound, Yearn, or AAVE. The fees and returns are not up to CDC, they are set by these chains.

Red_n_Rusty

I've been liking [crypto.com](https://crypto.com) (CDC) as their Visa card pretty much anchors their service in my everyday life. The cashback and perks are really good compared to credit cards available in my region. I haven't really had a need to off-ramp my assets to my bank account or anything like that. I can spend what I need directly through the card. My biggest pain point with CDC is the quite high spread when buying crypto with fiat. They are saying that they'll add fiat pairs to the exchange but we'll see. Sure, earning interest in their native crypto is not optimal for everyone but so far it has been as good as most other cryptos out there and it has more utility on the CDC platform. I do often exchange the native crypto for other crypto though.

FordPrefect343

I don’t think you’ve thought this through all the way. The end user would need to give you, then recall the money to spend it. You would then need some way to put the money directly only the card, (which I am pretty sure you can’t) I can get 8% on CDC without having to trust a middle man and I can spend it whenever i want

iftttTestAcct

Stake usdc through CDC. 10% APY is just fucking amazing.

Dans07st

CDC also

LJoeShit-TheRagman

CDC will take a debit card but I don’t think you can use a gift card. Use it for gas, groceries or whatever and then buy crypto with that same amount from your bank

Andy_Prince

Oh that sounds so much better, I always complain to CDC to ask if we can have interest compounded and they say I can’t!

Antique_Veterinarian

I'm guessing you can't do this with a [crypto.com](https://crypto.com) wallet? When I try and send 0 ALGO to my governance wallet it says 1 is the minimum I can send from CDC.

yuckydogpoop

I Stan CDC cards because I like the pretty colors

LJoeShit-TheRagman

I use CBPro then send to CB cause I like their site better. Also CDC cause they have a lot of coins that CB doesn’t. I used the hell out of CDC the first month because there were no fees (for using a debit card) attached for 30 days (aside from the foreign fee). What I don’t like is I can’t use my bank cause they don’t recognize the smaller institutions apparently.

hungrygames2000

Research the first 4-6 digits of the card. That is what classifies the card as whatever, regardless of What is printed. But that's just how it is. The CDC card is considered a pre-paid card...but I've been able to buy stuff online for merchants that don't accept prepaid because their system reads as debit. Sometimes, I want to get cash back at a store but the store reads it as credit, so no cash back. But it is unfortunate that this happens with Verizon. I have t-mo and they only required "auto pay" to receive the $5 off per Line or whatever the discount

EnvironmentalTime115

I traded mine today as I wanted some liquidity to get off Bittrex. So I converted to BTC then moved it to CDC and bought LUNA which was as far down as my MATIC so I felt that was a good sideways trade and I got more shit off Bittrex.

Andy_Prince

No long term lockup? I use CDC and really like it but has to be locked for 90 days

Sketchy-Lefty25

I use CDC to buy coins I can’t get on Coinbase Pro otherwise Coinbase Pro is my main exchange. I have noticed the inflated buy prices, I guess that is how they get their “fee”.

derebanz

CDC, Celsius & Nexo to name a few. They offer upwards of 8% APY on stable coins. If you are trading on Binance there’s 0% fees when using BUSD

lordofming-rises

I told my wife today that we made 5 dollars this month on Celsius. She laughed. I told her it's a small step towards financial freedom. It takes time but we will get there. I have been saving to get my jade card on CDC. And then when I get Jade, the cashback rewards will be my crypto allowance while I stake USDC on Celsius and CDC.

Jonathan_Amb

The Coinbase card gives a bit more Cashback for most users (4% back vs the typical CDC user getting 2% or 3%), but CDC more than makes up for it with all the extras such as higher Earn rates on many cryptos, CRO staking, and extra card benefits (100% back in Spotify and Netflix). I like to see the competition! Means only good things for the consumers.

Jonathan_Amb

Exactly! I send fiat over to CDC to fund my debit card with them, but turn a lot of that fiat into USDC and put in the flexible Earn account. Then when I want to top up my card I will pull however much USDC I need and find the card with that. Couple extra steps, but well worth it for the higher interest!

Yegpetphoto

I'm absolutely doing this, though I bought on CDC.

nepbug

I'd hold, I'm thinking of getting the CDC card just to be able to accumulate it painlessly.

cwolf908

New to crypto and need some assistance... Does anyone know of the most cost-effective way to get USD off Coinbase and over to CDC? Unfortunately, my bank won't allow ACH directly to CDC nor do any of my credit/debit cards work. So I went with Coinbase for the free ACH transfers. But I want to get my funds over to CDC for better staking payouts. I feel like I'm spending way too much to get this done between the purchase and transfer fees.

afunkysongaday

USA stands for "United States of America". It's not USOA. CDC stands for "Centers for Disease Control and Prevention". It's not CFDCAP. NASA stands for "National Aeronautics and Space Administration". It's not NAASA. PETA stands for "People for Ethical Treatments of Animals". It's not PFETOA. And so on. So saying "It would be HOFDL if thats what it stood for" is plain wrong. Omitting some words from an abbreviation is quite normal, especially for syncategorematic words like "for", "of", "and", "or" etc. Yes, the typo is where "hodl" originated. Does not mean it did not change meaning over time. Today, "hodling" is clearly not synonymous for "holding". Two distinguished meanings. If I got some BTC right now, I'm holding BTC. If I got some BTC and plan to keep it for a very, very long time, I'm hodling.

AR131313

The lowest rate is 6.9% to borrow. He could be earning 4.5% on his BTC at CDC. So he’s costing himself at least 11.4% to gain 8%. Plus the other issues of not caring about the borrow rate and spending loaned money with no intention on paying it back. He’s basically okay losing his BTC for defaulting.

AfroGinga

More specifically, to make it easy for people actually interested in this. >Buy MATIC on Gemini (use active trader for low fees) >Withdraw to Crypto . Com (10 free withdrawals a week) >Withdraw from CDC to your wallet (eg metamask) directly on the polygon network. >Enjoy nearly free DeFi It is a bit complicated but that's your choice to make: take some time to dyor and get in early, or wait for it to get accessible and easy (and less profitable, but safer). Silly thing to complain about.

Doggybone_treat

You can buy CKB on CDC too. Using CKB you can use DAS (decentralized account services)to connect all your info and accounts into one place. Which would make it easier to receive or transfer cryptos to and from anyone.

cookmesomeeggs

Wait what 😳 I didn’t not know this, can you send your matic back to CDC aswell?

skatelikepanther

Hm. On my crypto dot com app, I can sell my eth to fiat for nothing, trade it to ADA for nothing.. I don't remember any big fees either when I purchased through the CDC app.

dingosaurus

Sad they aren’t available in my state. I wanted to try them out after seeing positive reviews, but alas, I’m stuck on CB Pro and CDC.

Too_raw90

I’m sure the alcohol didn’t help hah I find that most of the time when people are crying about customer support it’s because they messed up and want the CS to cater to them. I’ve never had an issue with CDC myself!

adrianreviews

> of Crypto Credit Cards. This shill is the result of my research. Thanks for acknowledging Can you share thoughts on other cards you also looked into, beyond CDC and Plutus?

adrianreviews

Interested read. Thanks for writing the piece! Curious what other cards you looked at to compare. I only see the CDC visa card being mentioned but are there other noteworthy competitors? I like Plutus but just wondering what's really out there

Mocha-Shaka-Khan

Haven't used the CDC exchange but the app is by far the best I've used to buy and sell.

laroseuk

Set up 2FA with CDC using Google Authenticator, but it seems so hard to back up. Want to change to a different Authenticator but not sure how?! God damn this shit is so difficult and confusing.

chickenheadj

I’m buying MATIC and DOT since CDC has good rewards for them. Bullish hoping the new users that’ll join will do the same thing and pump a bit for as long as they offer 10%

MONGSTRADAMUS

nice how do you like CDC vs other cex always love to hear other people thoughts on other exchanges. When I looked at CDC the withdrawal fees were a bit frightening for me.

lostlito

Def. CDC is better than Coinbase, in my opinion

Upstairs-Living-

That's what CDC is...

eddie3330

CDC - crypto.com

WowASnorlax

CDC = Crypto.com just fyi

Crypto_Fi

Got it on CDC

LJoeShit-TheRagman

I have the worst time with that. I saw somewhere (got no idea if it was anything reputable or not)that even with the address changing, the previous one will still work but I’ve been to scared to try that. I move it to CDC and then to CBP but what a pia

Crypto_Fi

Yes I definitely prefer CDC: the combination of exchange (to buy/sell) and app (to manage and monitor) is very well done. My routine is to buy USDT/USDC on the app (low/no spread), move to the exchange (one tap, no fees), trade on the exchange (since you cannot trade fiat on it) and then move back in the app to use earn or to spread the coins over the various non-custodial wallets

Big-Fat-Maggot

Totally bullish on DOT. ALGO is kinda bullish on. ETH, some BTC and SOL (did lot of stupid sells and buys during SOL rush smh). Also staking CDC for the VISA card. Have put some into AUDIO to. Cryptos Spotify?

Forrell92

CDC has it

DerickSFrazer

Aside from CDC/WHO/USDA they love us and want to keep us safe.

eeeasy_tiger

My biggest complaint after using CDC is that their price displayed is what you pay when you buy however if you pay attention when selling it is significantly lower than the listed price. I sold some ADA today just cause and it was listed at $2.28 and it sold in the same minute at $2.22... if making big transactions it would make a big difference.

Cardonian

Thanks for the info. I have been staking on CDC its 5.5% PA w a CRO stake not too bad. No 25% fee on rewards. Sheeez thats rich

BallisticHazard

CDC just ain't the move. Doesn't let you do the most basic of things such as limit orders on the app. It's only buy or sell. You don't get to place orders for the price you want. They must be raking it in because of normies who don't know that when they press buy and sell CDC is placing orders way off market price and pocketing the difference.

young_lions

I hear you, I like CDC but that'd put me off too. Had a similar thing happen to me with Binance.