INDEX

dvdmovie1

" How the hell are ya'll keeping your sanity? " It's not been difficult. In the nearly dozen years I've been on Reddit I've never seen more complaining and frustration over what continues to be a very good market. Sentiment on here at times you'd think that the market was down 20%. "trade war / supply chain / energy volatility" And yet how much of Reddit owns energy companies? All the discussion of an energy crisis on here and what % of Reddit owns energy companies and was buying when this all started in March? So much of Reddit just wants to buy the MSFTs of the world that they don't have to think about and when things happen where that playbook doesn't work, people complain and act like the market is broken rather than trying to look for what benefits. Reddit used to be great for talking about a much wider variety of businesses, now all anyone seems to want to talk about and invest in are the same dozen or two companies. "spacex (ridiculous valuation)" The level of upset over SpaceX (nobody had a problem with all the shitty things included in the indexes in recent years - including SMCI at the top before all the various corruption issues, for example - but OMG SPACEX IF THATS IN MY INDEX I CAN'T INDEX ANYMORE) is feeling "inverse Reddit"-y. I bought SATS when there was the SpaceX share deal because I thought it would create interest in SATS as effectively a SpaceX tracking stock; did well. Have sold some recently, will sell more into the IPO but will probably keep some. "US is no longer looked at like a stable partner/investment due to its governmental instability wars are breaking out, and will likely only grow as people recognize the US as a paper tiger" So buy the gold dip. Buy defense. Buy real assets. Buy land names. Buy actively managed commodity futures funds. I thought last year that we had clearly moved towards a multi-polar world (fantastic interview with the PM of Singapore last Fall with the financial times where that was a big topic - great response by him: "So we are in an uncomfortable position where **the old rules do not apply anymore, but the new ones have not been written**, and we must brace ourselves for more turbulence ahead.") "massive wealth inequality leading to higher taxes and government instabilities" The issue I have is this: do you have confidence broadly for the government to fix this? To fix healthcare? Education? I don't. The can will continue to get kicked no matter who is in office until it cannot. Massive wealth inequality at some point risks social unrest and then more money will be thrown at the problem. Many years ago, Volcker raised the fed funds to nearly 20% to stop inflation. If we went to half of that today, it would be game over before we got there. In 2008, policy barely saved the day - I honestly think the idea of another 2008 is so unpalatable (and probably unfixable) at this point that it would not be allowed to happen and money printer go brrr would be viewed as more appealing. Politics has become so all-encompassing/win at all costs that difficult decisions that might create better long-term outcomes are likely never going to be chosen. Above goal inflation for the foreseeable future is - imo - a baseline scenario. Worst case, 2022 but worse and faster. All the people on here who talk about the risks given the global environment and then in the next sentence talk about going to cash (not OP, but have seen this plenty of times over the last couple of years particularly) I don't get it. I don't get the mentality that every little dip is apocalyptic, which has turned into the norm on Reddit over the last couple of years in particular. People want to own all the popular stocks but don't want any of the volatlity that comes with growth stocks. Or are worried about inflation but keep buying the MSFT dip and ignore anything that's not tech - it really feels like for a lot of people that there is little interest beyond the playbook that worked for years. This, despite the fact that you could have done better in boring WMT over the last half decade than MSFT. Could have done much better over the last 5 years in boomer favorite XOM than MSFT. There are other things out there besides Mag 7 but it feels like a lot of people don't want to explore those options then complain when the MSFT dip becomes a 7 layer dip. Again, Reddit used to be so much better about having a wider variety of names discussed. All the semicap stuff, memory, optics, photonics, etc that has mooned this year would have been a much bigger topic on here pre-covid, now those things aren't discussed much until they're already up 100% for the year and even then a bigger topic is complaining about MSFT - but when you say "why not invest in something else?" it's nOOOO. "a lot of people will lose their jobs very quickly (much more quickly than previous industrial revolutions)" It's UBI or eventual social unrest. The concern becomes these people can't fix healthcare or agree on anythiing, so what's the confidence on coming up with an effective UBI plan to address the AI scenario where massive amounts of layoffs occur? Long story short, are things a mess? Yes. Do I have a lot of concerns over the next 5 years? Yes. But what I do with investing is try to figure out how to postion myself to benefit from those things and if I don't get something right I keep trying to figure it out until I do. The things that might benefit from those issues are not in every case going to be the things that are shiny and exciting and that everyone wants to talk about owning.

Living_Friend3812

Symbol: Security Description: SPXW Action: Sale Security No./CUSIP: 000136070372 05/14/202 Type: Short 6 7525.00 Trade Date: 05/14/26 C Settle Date: 05/15/26 S & P 500 INDEX 05/14/2026 $7525 Call Quantity Price Principal| Charge and/or Interest Total Amount 1 $1.55 $155.00 Commission: $0.65 $116.58 Industry Fee: $0.57 Tax Withheld: 031.20 $38.42 Total: Additional information for this security: \- We will hold this new option position short in your account (sold to open). \- Industry Fee: For certain securities transactions, Schwab collects an Industry Fee to offset charges assessed directly or indirectly by self-regulatory organizations and foreign governments. The charges depend on the nature of the transaction and the security purchased or sold. Please refer to the Pricing Guide for information. \- \*Includes tax withheld. \- Schwab acted as your agent. Symbol: Security Description: SPXW Action: Purchase Security No./CUSIP: 000137489178 05/14/202 Type: Margin 6 7530.00 Trade Date: 05/14/26 Settle Date: 05/15/26 S & P 500 INDEX 05/14/2026 $7530 Call Quantity Price Principal Charge and/or Interest Total Amount 1 $1.10 $110.00 Commission: $0.65 $111.22 Industry Fee: $0.57 Total: $1.22

angry_dingo

INDEX. Get rid of 90% of that.

Th15isJustAThrowaway

EVERYONE KNOWS WHAT YOU DO, YOU BUY A JAPANESE SHITBOX, A HOUSE, AND PUT THE REST IN INDEX FUNDS. THATS FUCK YOU MONEY. SOMEONE WANTS YOU TO DO SOMETHING FUCK YOU. DO NOT BLOW THIS!!! 7M at 10% is 700k a year, you take 250k a year, live comfortably fhe rest of your days

CUTON1C

They scammed it up in the AH to not payout those INDEX options lmaooo. NO NEWS on that pump just now!

Fearless_Car_3745

Oh my friend, If only you knew me in person. I’m doing well for myself, pulled myself up by my bootstraps and you older fellas say. Went out and got my own. I have one hell of a career, I purchased a modest home, currently setting myself up to live below my means in order to stash away roughly $1,000-$6,000 a month depending on my specific job location. There’s no victim mentality here. If I lived a life like that I’d be in the same boat that sank the generations before me. None of my family has amounted to anything. No retirement, living on government assistance, never graduated or took secondary education. I already do the DCA into a ETF or INDEX for retirement that’s what all the people I apparently don’t respect did, am I right? I made this post to gain knowledge. To hear and see what others think. I’ve been dabbling with investments on and off since 18. I’ve just never been in a position of financial stability to continue said investments. Yeah, it took me almost 10 years to get here. Go ahead and tell me again how entitled and disrespectful I am.

breakyourteethnow

You want to know how to trade for real? Watch the Fear and Greed index, when it dumps below 20, if there are no rate hikes ahead, if market has deleveraged substantially, then you can buy an INDEX on the low. If you buy a stock, it has to have had prior earnings beat on EPS, revenue growth and raised guidance which is basically plot armor. You get two opportunities max in a year, you can't just go all in once FGI dumps under 20, you have to DCA because you won't be able to time the lowest low. Market usually recovers within 20 trading days.

NW-McWisconsin

Just my opinion: I watch RSI (15 day look back, 75 oversold and 30 oversold) ..... Anything over 75 (more than three times?) should be sold.... A correction is coming! IF you still love it, buy it back as it drops to under 40-30. For sure buy a stock with good financials after three over sold indicators. There. I said it. RELATIVE STRENGTH INDEX.

itsladder

Are you telling us that the SP 500 ETF practically mimics the SP 500 INDEX?? Its all a scam

btoned

Bulls acting like a nearly 10% swing on an INDEX fund is just peachy lol. I just want to preemptively congratulate our owners and overlords for being able to participate in the inevitable exit liquidity event. Thank you masters. 🎉

papakong88

Recently, I had 3/20 NDX 23700/23600 put spreads expired and closed on expiration day. The 23700 that I bought to close on 3/20 has a closing and opening date of 3/23 while the 23600 that I sold on 3/20 has a closing date of 3/20 for tax purposes. |Symbol|Name|Closed Date|Opened Date| |:-|:-|:-|:-| |NDXP 03/20/2026 23700.00 P|PUT NASDAQ 100 INDEX $23700 EXP 03/20/26|3/23/2026|3/23/2026| |NDXP 03/20/2026 23600.00 P|PUT NASDAQ 100 INDEX $23600 EXP 03/20/26|3/20/2026|3/20/2026| |NDXP 03/20/2026 23600.00 P|PUT NASDAQ 100 INDEX $23600 EXP 03/20/26|3/20/2026|3/20/2026| |NDXP 03/20/2026 23700.00 P|PUT NASDAQ 100 INDEX $23700 EXP 03/20/26|3/20/2026|3/20/2026|

ChessPlayer1963

You were risking 4.8M to make 24k. I wouldn't. I made 1M+ in 0DTE last year (risking 200-500k daily) and gave it back in 4 days of bad trading, I would make 20k/30k many days till the 1000+ point NDX drop hit me hard. You have wider bands but you can't survive a 2000 point drop. I am now trading "smarter" -- taking fewer risks, capping risk. And making good returns selling fewer 0.05-0.1 spreads vs more number of 0.03-0.05 spreads. I now have tools to monitor how the spreads are trading every minute so I can make adjustments in a calmer market environment (and calmer trader environment :)). (eg) Delta moving above .25 will make me monitor closely. I moved fto risking 80-100k daily -- usually stays below 60-70k. Aiming for smaller gains -- 2-4k a day. I use .1 to .05 delta for my short spreads. SPX and RUT always 5 pt wide, NDX 10 always points wide. A spread far OTM will count as lower risk vs a closer spread and this is reflected as blended risk. The blended risk will have a floor to reflect black swam events. I use 4 metrics -- peak risk, avg risk, peak blended risk, avg blended risk. I used LLMs to come up with a more detailed formula for calculating blended risk. This is tracked every minute during trading day -- via Schwab API to get real time data -- positions, orders, quotes, greeks,.. Apr 2, blended risk moved very close to max risk and I decided to take a loss -- your spreads were further OTM and were fully safe. My blended risk formula would have rated your positions at \~.2 of max risk -- about 500k-1M in risk. I can't stomach that type of risk any more. If something unthinkable happens in the war during trading hours -- Qatar's LNG plants fully destroyed, major Saudi fields hit, desal plants hit, sinking of a few LNG tankers,.. -- NDX will drop 5-10% instantly. You have to be prepared for it (or not based on your risk tolerance). here is my return for today for one of my accounts -- 25k max risk, avg risk of \~21k, avg blended risk of 15k and made 2.5k (5k is in SPX 1DTE IC). One tenth of your Apr 2 return at vastly lower risk. And I was in the market for 2-3 hours (SPX lasted longer as I did not close some very far OTM spreads and let them expire). INDEX\_RISK\_SUMMARY underlying,avg\_risk,avg\_blended\_risk,peak\_risk,peak\_blended\_risk,minutes\_open NDX,10000.00,6233.96,10000.00,8939.57,128 SPX,5847.27,5157.59,10000.00,9307.63,275 RUT,5000.00,3480.44,5000.00,4624.78,177 DAILY NET PROFIT (CASH FLOW): \- SPXW: $1,659.16 \- RUTW: $529.04 \- NDXP: $341.04 TOTAL NET PROFIT: $2,529.24 DATA FILE 1: TRANSACTION LOG ═══════════════════════════════════════════════════════════════════════════════ Columns: Time, Symbol, Type, Short Strike, Long Strike, Qty, Effect, Net Premium KEY: OPENING positive = credit received CLOSING negative = debit paid Time,Symbol,Type,Short,Long,Qty,Effect,Net 06:33:34,SPXW,P,6505.0,6500.0,10.0,OPENING,296.56 06:33:34,SPXW,C,6665.0,6670.0,10.0,OPENING,326.56 06:33:44,SPXW,P,6505.0,6500.0,10.0,OPENING,296.56 06:33:44,SPXW,C,6665.0,6670.0,10.0,OPENING,376.56 06:36:48,RUTW,C,2575.0,2580.0,10.0,OPENING,264.76 06:36:48,RUTW,P,2490.0,2485.0,10.0,OPENING,424.76 07:03:51,NDXP,C,24500.0,24510.0,10.0,OPENING,297.76 07:03:51,NDXP,P,23700.0,23690.0,10.0,OPENING,197.76 08:19:22,SPXW,C,6665.0,6670.0,10.0,CLOSING,-111.64 08:19:22,SPXW,P,6505.0,6500.0,10.0,CLOSING,-111.64 08:32:20,SPXW,C,6665.0,6670.0,10.0,CLOSING,-61.64 08:32:20,SPXW,P,6505.0,6500.0,10.0,CLOSING,-111.64 09:11:32,NDXP,C,24500.0,24510.0,10.0,CLOSING,-62.24 09:11:32,NDXP,P,23700.0,23690.0,10.0,CLOSING,-92.24 09:33:58,RUTW,C,2575.0,2580.0,10.0,CLOSING,-85.24 09:33:58,RUTW,P,2490.0,2485.0,10.0,CLOSING,-75.24 10:24:52,SPXW,C,6630.0,6635.0,10.0,OPENING,297.46 10:24:52,SPXW,P,6525.0,6520.0,10.0,OPENING,78.36 10:41:11,SPXW,C,6630.0,6635.0,10.0,CLOSING,-159.64 10:44:59,SPXW,P,6525.0,6520.0,1.0,CLOSING,-5.96 11:03:56,SPXW,P,6525.0,6520.0,4.0,CLOSING,-23.86 12:59:07,SPXW,P,6480.0,6475.0,10.0,OPENING,206.56 12:59:07,SPXW,C,6695.0,6700.0,10.0,OPENING,366.56

Strong-Comment-7279

This guy? XSPCBOE MINI SPX INDEX OPTS NEW XSP PM $634.37-2.52 (-0.40%)?

MasterElite1

US REAL PRICE INDEX (RPI) Tracking 42 US-Based Commodities & Services Inflation Dashboard (2026-03-26) Period Index Real M/M Real CPI Headline CPI Fed Rate Real Rate Real Real Rate Mar 2026 105.0 +2.77% +4.96% - 3.64%* - -1.32% Feb 2026 102.1 +0.66% +2.40% 2.43% 3.64% +1.21% +1.24% Jan 2026 101.5 +1.11% +1.95% 2.39% 3.64% +1.25% +1.69% Dec 2025 100.3 -0.42% +1.95% 2.65% 3.72% +1.07% +1.77% Nov 2025 100.8 +0.03% +2.59% 2.70% 3.88% +1.18% +1.29% Oct 2025 100.7 -0.10% +2.50% 2.73% 4.09% +1.36% +1.59% Sep 2025 100.8 -0.14% +2.95% 3.02% 4.22% +1.20% +1.27% Aug 2025 101.0 +0.34% +2.53% 2.94% 4.33% +1.39% +1.80% Jul 2025 100.6 +0.66% +1.51% 2.74% 4.33% +1.59% +2.82% Jun 2025 100.0 +0.52% +0.85% 2.68% 4.33% +1.65% +3.48% May 2025 99.5 +0.07% +0.14% 2.38% 4.33% +1.95% +4.19% Apr 2025 99.4 -0.61% -0.28% 2.33% 4.33% +2.00% +4.61% Sector Inflation (Y/Y) Energy +22.74% Gasoline (Regular, $/gal) +25.27% Diesel Fuel ($/gal) +49.64% Electricity ($/kWh) (Feb) +5.59% Fuel Oil ($/gal) (Feb) +4.26% WTI Crude Oil ($/bbl) +24.29% Food Staples (Feb) +0.29% Eggs (Grade A, Large, $/doz) (Feb) -57.61% Milk (Fresh, Whole, $/gal) (Feb) +0.00% Ground Beef (100%, $/lb) (Feb) +19.80% Chicken (Fresh, Whole, $/lb) (Feb) -0.10% Bread (White, $/lb) (Feb) -3.90% Coffee (100% Ground Roast, $/lb) (Feb) +30.54% Sugar (White, $/lb) (Feb) +0.40% Bananas ($/lb) (Feb) +5.49% Flour (White, $/lb) (Feb) -2.14% Bacon ($/lb) (Feb) +1.56% Potatoes ($/lb) (Feb) -9.51% Orange Juice (Frozen, $/12oz) (Feb) +8.26% Butter (Stick, $/lb) (Feb) +8.15% Alcoholic Beverages (Index) (Feb) +1.61% Shelter & Housing -0.26% Rent of Primary Residence (Index) (Feb) +2.68% Owners' Equivalent Rent (Index) (Feb) +3.19% Case-Shiller Home Price Index (National) (Dec) +1.27% 30-Year Fixed Mortgage Rate (%) -4.06% Lumber & Wood Products (PPI) (Feb) +0.96% Transportation (Feb) +0.85% Used Cars & Trucks (Index) (Feb) -3.20% New Vehicles (Index) (Feb) +0.45% Airline Fares (Index) (Feb) +7.05% Motor Vehicle Insurance (Index) (Feb) -5.62% Motor Vehicle Maintenance (Index) (Feb) +5.62% Materials & Industrial (Feb) +12.18% Steel Mill Products (PPI Index) (Feb) +20.85% Copper & Products (PPI Index) (Feb) +24.80% Industrial Chemicals (PPI Index) (Feb) -3.57% Aluminum (PPI Index) (Feb) +39.14% Paper & Paper Products (PPI Index) (Feb) -10.18% Concrete Ingredients (PPI Index) (Feb) +4.63% Services & Healthcare (Feb) +3.37% Medical Care (Index) (Feb) +3.36% College Tuition & Fees (Index) (Feb) +2.85% Food Away From Home (Index) (Feb) +3.90% Household & Lifestyle (Feb) +4.13% Furniture & Bedding (Index) (Feb) +2.96% Appliances (Index) (Feb) +1.47% Tobacco & Smoking Products (Index) (Feb) +8.02% Communication & Tech (Feb) -1.17% Computer Software & Accessories (Index) (Feb) -1.17% Sector Inflation (M/M) Energy +21.14% Gasoline (Regular, $/gal) +34.87% Diesel Fuel ($/gal) +41.11% Electricity ($/kWh) (Feb) -1.56% Fuel Oil ($/gal) (Feb) +11.48% WTI Crude Oil ($/bbl) +33.41% Food Staples (Feb) -0.45% Eggs (Grade A, Large, $/doz) (Feb) -2.99% Milk (Fresh, Whole, $/gal) (Feb) -1.80% Ground Beef (100%, $/lb) (Feb) -0.19% Chicken (Fresh, Whole, $/lb) (Feb) +0.39% Bread (White, $/lb) (Feb) +0.38% Coffee (100% Ground Roast, $/lb) (Feb) +0.99% Sugar (White, $/lb) (Feb) -0.59% Bananas ($/lb) (Feb) +0.00% Flour (White, $/lb) (Feb) -2.83% Bacon ($/lb) (Feb) -1.06% Potatoes ($/lb) (Feb) -0.57% Orange Juice (Frozen, $/12oz) (Feb) -0.16% Butter (Stick, $/lb) (Feb) +0.08% Alcoholic Beverages (Index) (Feb) +0.11% Shelter & Housing +1.22% Rent of Primary Residence (Index) (Feb) +0.13% Owners' Equivalent Rent (Index) (Feb) +0.22% Case-Shiller Home Price Index (National) (Dec) -0.27% 30-Year Fixed Mortgage Rate (%) +6.69% Lumber & Wood Products (PPI) (Feb) +2.49% Transportation (Feb) +0.57% Used Cars & Trucks (Index) (Feb) -0.38% New Vehicles (Index) (Feb) +0.04% Airline Fares (Index) (Feb) +1.36% Motor Vehicle Insurance (Index) (Feb) +0.80% Motor Vehicle Maintenance (Index) (Feb) +0.89% Materials & Industrial (Feb) +1.65% Steel Mill Products (PPI Index) (Feb) +3.01% Copper & Products (PPI Index) (Feb) +0.37% Industrial Chemicals (PPI Index) (Feb) +1.41% Aluminum (PPI Index) (Feb) +5.73% Paper & Paper Products (PPI Index) (Feb) -2.31% Concrete Ingredients (PPI Index) (Feb) +0.58% Services & Healthcare (Feb) +0.33% Medical Care (Index) (Feb) +0.50% College Tuition & Fees (Index) (Feb) +0.18% Food Away From Home (Index) (Feb) +0.32% Household & Lifestyle (Feb) -0.38% Furniture & Bedding (Index) (Feb) +0.23% Appliances (Index) (Feb) -1.52% Tobacco & Smoking Products (Index) (Feb) +0.15% Communication & Tech (Feb) -0.88% Computer Software & Accessories (Index) (Feb) -0.88%

Mychelly360

In OPs case. He needs to stop trading the sp500 INDEX in all its forms, not just SPY, for 31 days or more. Sell all positions -> don't touch sp500 for 31 days. But do it before December, or you're fucked. You will pay full tax on gains, no losses to offset them, for the current tax year if you hold the position into Jan 1, or your 31 day period goes across Jan 1

Unable_Bat_3159

So it’s totally normal for a tech INDEX to go 150% in the last 3 years and change, but a 6% move in 3 months is the market crashing? Bears and Bulls = equally retarded

TawnyBDalton

Sure, magically knowing ahead of time which funds/stocks to buy (I.E., when the S&P will underperform and when it won’t) you can outperform the S&P. Without that, buying and holding S&P is supreme strategy, because IT IS THE BEST PERFORMING INDEX OF ALL TIME!

jerome-yellen

JEROME POWELL AND THE FED'S PREFERRED INFLATION INDEX JUST RELEASED PCE for January just came in at +2.8% YoY below expectations +2.9% YoY (+0.3% MoM below expectations +0.4%) MANGO WAS RIGHT, BEARS ARE FUCKED

PringlesDuckFace

Careful buster, take it too far and you'll secretly be invested in an INDEX FUND

trombing

IT IS AN INDEX. IT IS NOT $50,000 it is just 50,000. JFC.

NotMe357

Look like AVGO Earning is safe. Next up is KOSPI INDEX and then Job report tomorrow.

Jackkernaut

Wait until you realize we are all in the wrong market when you realize Israel's TA35 ***INDEX(!)*** is mooning by 160% since October 23.

Vivid-Ad9340

INDEX FUND. Whatever tracks the SP500, like VOO. Most of it should be in that. Putting all your money into your own stock picks as a noob... is a horrible idea. Why post about what you already did instead of posting what you should do? You're making another mistake, unfortunately.

Zef-Daytrade

being both Taiwan AND China holds most of the chip sector? Its the INDEX ill be worried about, IF USA does something in retaliation then it wont bode well if USA says its just a civil war, then maybe a large dip if no mfg was damaged. That being said actually China really don't care about about invading China is preferring Taiwan to slowly accept China with cross-border trade, jobs and marriages 100+ years type of time span. China practically fly military jets over Taiwan now and hold military exercises near Taiwan too, which has became standard procedure due to some idiot politicians in the USA tried to press the matter when they really don't know any better in international playground, which China doubled down and is pretty much is saying that they can invade at any time with those two actions.

Status-Put8162

Spread it out. VOO the most obvious. But balance it out with some VTI and VXUS (international market) if you want less "risky" AI VGT is one. Also, dividends are nice from some of those. Since you're beginning and are going to trim down your portfolio look for dividends as well. Chevron, Coca Cola, Walmart...etc. Reinvest those dividends automatically and boom. Set buy limits. General rule I follow is I slash 15% off the current price and set a limit to buy. I purchase to hold long term. Doing this I have 2x or 3x'd on some of the big boys. Don't put all you eggs in one sector. Also, inverse some of your portfolio, as well. Read the book "The Intelligent Investor" it will save you a lot of this bullshit. INDEX FUNDS, but those are not "fun"

MutaliskGluon

Sept TLT 100 Calls are down 30% from Tuesday morning when I brought them up and said I was gonna start DCAing into them. TLT got rejected at resistance, and how now gone back and tested 2 seperate untested supports on very high volume. If you want a hedge uncorrelated to SPY/QQQ, seriously look into the long dated TLT Calls. Their VIX ( MOVE INDEX) has dropped a lot the last 3 days and they are super cheap

After_Fee8244

US GDP ANNUALIZED (Q/Q) Q4 A: 1.4% (EST 2.8%; PREV 4.4%) - GDP PRICE INDEX: 3.6% (EST 2.8%; PREV 3.8%) - PERSONAL CONSUMPTION: 2.4% (EST 2.4%; PREV 3.5%) - CORE PCE PRICE INDEX(Q/Q): 2.7% (EST 2.6%; PREV 2.9%) ... Ohh wow, it’s bad lmao.

CMDR_Shepard96

CONSUMER PRICE INDEX - JANUARY 2026 The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.2 percent on a seasonally adjusted basis in January, the U.S. Bureau of Labor Statistics reported today. Over the last 12 months, the all items index increased 2.4 percent before seasonal adjustment. The index for shelter rose 0.2 percent in January and was the largest factor in the all items monthly increase. The food index increased 0.2 percent over the month as did the food at home index, while the food away from home index rose 0.1 percent. These increases were partially offset by the index for energy, which fell 1.5 percent in January. The index for all items less food and energy rose 0.3 percent in January. Indexes that increased over the month include airline fares, personal care, recreation, medical care, and communication. The indexes for used cars and trucks, household furnishings and operations, and motor vehicle insurance were among the major indexes that decreased in January. The all items index rose 2.4 percent for the 12 months ending January, after rising 2.7 percent for the 12 months ending December. The all items less food and energy index rose 2.5 percent over the last 12 months. The energy index decreased 0.1 percent for the 12 months ending January. The food index increased 2.9 percent over the last year.

RandomGamer414

Symbol: VBIUDIVR Fund Code:N/AAsset Category:BOND/FIXED INCOME VANGUARD BOND INDEX UNIT D I just copy and paste the above directly from my Merrill Lynch 401(k)

throwawayfinance123

> MAGS had a 64% annual return in 2024 and 23% in 2025 Ah yes, the Mag7 INDEX fund. That was only incepted in April 2023.

mruncreativ3

INDEX FUNDS. It's that simple. Stop chasing money and build wealth instead. Just keep buying until you retire.

iron_condor34

NOT THE INDEX. You're trading a derivative of an index. If you buy a call option on a stock and exercise it, you get physical shares. You can't take ownership of an index that is not tradeable. Hence, why indexes are cash-settled options and don't deliver physical shares like stocks/etf's do.

YeahBuddy5000

That's great advice, if you only look at US stocks during the great runs it's had since world war 2. People have extrapolated that to be a timeless market rule. The Japanese Nikkei only recently came back to nominal levels that it reached in 1989. For the next decade it was down then flat, then down again, bottoming out after another decade after that flat period. Or the EURO-STOXX-50-INDEX. We only recently got back to the 2000 bubble peak. But if we even look 2.5 years before that top, in Dec 1997, things would be net flat until 2020. Ouch.

ruat_caelum

While you are doing that track an INDEX FUND with an imaginary $200 and see how it tracks with your real invested money.

wafflepiezz

Watch this wsb REGARD INDEX outperform SPY next year.

PeterJP101

You should just go for an index fund, NO IFS NO BUTS, JUST LOW-COST INDEX FUNDS, PERIOD.

DeeDee_Z

Doesn't it depend almost entirely on **which index** you're going to track?? I mean, just because it has "index" in its name, doesn't make it immune to market ups and downs. For that matter, think for a minute: HOW DO YOU KNOW that the market went up or down? You looked at an INDEX!!

chesapeakeripper_18

WTF is wrong with VOLATILITY INDEX? All day gains fuckedd FUCKING HATE IT

TravelingAmerican40

S&P 500 INDEX FUND and don't gamble with your money anymore.

Emilio___Molestevez

" BUBUBUT MUH INDEX IS ONLY -1% OFF ALL-TIME HIGH LMAO WUZ WRONG" get literally fucking fisted to death you gutless brainless tactless cunts

likamuka

*US 3Q EMPLOYMENT COST INDEX RISES 0.8% Q/Q; EST. +0.9% I believe they truly think we are all well-garded. 0.1% less again. Crooks is not even a word here.

Pluth

================================================== JOHNSON REDBOOK RETAIL SALES INDEX (YoY) Period: December 2025 ================================================== Release Date | Actual Index (YoY) \--------------------------------------------- Dec 02, 2025 | 7.6% ==================================================

After_Fee8244

US ISM MFG. EMPLOYMENT INDEX ACTUAL 44 (FORECAST -, PREVIOUS 46.0) $MACRO Any day manufacturing will come back, I swear!

Paul_Robert_

Countered by "WELL WE WOULD BE EVEN RICHER IF YOU JUST PUT IT IN AN INDEX FUND!"

potato111a

"2026 OUTLOOK: DEUTSCHE BANK FORECASTS YEAR-END TARGET FOR S&P 500 INDEX AT 8000" gyattt

LarryStink

For the sake of easy math and a tldr Example Account size 10,000 usd Position size guide based on exp. 1d-1w 1-2% of port 2w-1m 2-5% of port 1m-3m 5-7% of port  6m+ 5-10% of port This is a rough guide that factors the options built in time-leverage and risk profile. Short term options have higher leverage and risk and longer expiraries less leverage and risk.  Theoretically I can lose 10 1d-1w trades in a row and only be down 10-20% on the port. I also must note this is my approximate sizing guide for INDEX/FUTURES OPTIONS only. I manage my risk based on correlations, and expiration so if you were trading individual stocks and had 5 or 6 different positions for 1-7 days at 1% each in appl,nvda,googl,pltr,msft, etc. Well they are all highly correlated and your effective risk is actually 5-6% of the port which is 3 to 6 times higher than what it should be. 

chesapeakeripper_18

I fucking hate VOLATILITY INDEX THE MOST HATED THING IN THE WORLD IT CREEPS ME OUT

DJpissnshit

How TF does an INDEX even move like that?

sailortyx56

The next FOMC meeting is scheduled for December 9–10, 2025. BLS SAYS THERE WILL BE NO OCT. CPI REPORT US BLS : CONSUMER PRICE INDEX FOR NOVEMBER TO BE RELEASED ON DEC. 18-STATEMENT

HeightSea5673

u just have to inverse the market sometimes, stop being braindead and play some psychology. 99% WSB: LOL IDIOT MM WE WON'T FALL FOR PREMARKET LIKE YESTERDAY, U JUST BAITING US TO BUY IN AND DUMP ON US MM: these retail plebs don't want to get burned like yesterday so they wont buy in, let's pump the index higher once the market opens 99% of WSB: WTF INDEX KEEPS GOING UP I DONT WANT TO MISS THE RIDE I SOLD MY NVDA AT 175, \*buys NVDA at 190\* MM: ok time to sell

Stock_Door6063

And put the money in an S&P 500 INDEX fund with reinvested dividends (like FXAIX, or the etf VOO).

spellbadgrammargood

my accountant after seeing my portfolio: WHY CAN'T YOU JUST INVEST IN INDEX FUNDS?? me, locking in options as he speaks: https://i.imgur.com/En3yt23.png

StocksStormTrooper

https://preview.redd.it/j6gguw67y71g1.jpeg?width=1290&format=pjpg&auto=webp&s=e208ddaa000ea431c962a89e9cd692eac18b4244 FEAR AND GREED INDEX KEEPS DROPPING!!!

lokun17

TL;DR Future 401k plan: 70% VINIX VANGUARD INST INDEX 20% PNAIX TRP ALL-CAP OPPS - I 10% FIKHX Thoughts? Hi everyone, I'm 22, graduated in May, with my first job making 62k a year. I started my 401k through T. Rowe Price a couple months ago. I want a lot of growth with some risk while I'm young and from my understanding this will accomplish that. Since I started I have just been putting everything into my TRP targeted retirement fund for 2065 (RO9). I'm new to investing but I love learning about it. Please let me know what you think about this. Is this a good setup? Should I keep some in the target fund? Do I do any international or anything else. I'm open to all feedback.

StocksStormTrooper

FEAR and GREED INDEX IS 23-EXTREME FEAR!!! the more FUD the more VIX gonna rocket

rbraalih

It's an INDEX with 500 CONSTITUENTS The failure to understand this is the most striking retardation indicator on this sub

sol_beach

any equal weight INDEX REQUIRES the fund to DAILY rebalance their share count to maintain the equal weight requirement. It will incur HIGH trading costs which will measurably lower Net Returns.

MillionBEAR_

FEAR & GREED INDEX FALLS TO 14, LOWEST SINCE APRIL 2025. “Extreme Fear” with the S&P 500 up +38% since April 7th. Textbook bull market activity.

uthillygooth

LET ME REPEAT THIS ITS AN INDEX FUND THAT TRACKS THE BRAZILIAN STOCK EXCHANGE. jfc

QVP1

Stick with the INDEX and go back to sleep for 50 years. You are guaranteed to lose if you keep trying to game it.

Impossible-Carrot110

bought spy puts! DIVE SPY DIVE! KILL YOURSELF YOU STUPID INDEX!

isolated-cat

S. KOREA'S KOSPI INDEX DROPS 4% AMID GLOBAL AI VALUATION FEARS these fucking rhetorics about valuations change

Kaeptor

“*S. KOREA'S KOSPI INDEX DROPS 4% AMID GLOBAL AI VALUATION FEARS” It is, in fact, happening

FastAssSister

🤦🏻‍♂️ So much misinformation and misinterpretation of actual facts. Hedge funds underperform THE INDEX. What is the index composed of? Stocks. If they could time the market, why wouldn’t they? Are you listening to yourself? I own stocks because I buy pieces of businesses. I don’t trade pieces of paper. But hey, go ahead and try to time the market. Let’s see how it goes for you. I tell you again; if you could time the market, you’d be a billionaire. It’s that simple.

gooper29

everyone wants to predict the next crash and they point out something like "LOOK THE GOBBELDYGOO INDEX IS AT 9.57!!!"

Dry-Piece7931

TOP IS IN GREEDY INDEX TO THE MOON AAAA \-Schizo

NotMe357

OPEN is a meme stock. If we go in a recession, then OPEN will be one of the first stocks that tank hard. Big Money will go cash or buy MAG6/ETF/INDEX/GOLD.

Jonas42

These are good options. Target date funds are totally fine. The only downsides are that a) the expense ratios are a little higher than pure index trackers (although still typically not egregious) and b) they mix asset classes and so have returned a bit less over the last 15 years than the large cap US index that people typically use as a benchmark (i.e., the S&P 500). That latter point is not actually a problem. A fund with multiple asset classes is always going to underperform the best performing asset class. In the last 15 years, that's been large cap American stocks. Going forward, who knows. Look at the expense ratios of each fund. Filter out anything that's too expensive, or too exotic (e.g., there's no reason to hold a junk bond fund in a 401k). You'll want some international exposure. Note that some funds with "international" in the name, like FID INTL INDEX, are only developed markets, so exclude China, Brazil and so on, which may not be ideal. You would need to add an "emerging markets" fund to get access to those. You may want bond funds too depending on your age. Personally, I'd go with something like 40% FID 500 INDEX, 40% FID INTL INDEX, 20% DFA EMERGING MKTS if you're youngish and can stomach some volatility.

Free-Economics3447

If you bought SPY like people said you'd be up 33% on an INDEX FUND in 6 months

likamuka

*US SEPT. DALLAS FED MANUFACTURING INDEX -8.7; EST. -1.0 The collapse is happening in front of our very eyes and nobody does absolutely anything to do something against it

ritedude10

The answer I think he is saying he buys a deep ITM INDEX call option and sells a OTM call option. Whatever happens at expiration the position resolves to cash because it is an index option.

Strong-Oil-4308

Sure. Then there is this......guess I'm regarded. # Top Mutual Fund Holders |Holder|Shares|Date Reported|% Out|Value| |:-|:-|:-|:-|:-| |VANGUARD SPECIALIZED FUNDS-Vanguard Real Estate Index Fund|22.82M|Apr 30, 2025|3.10%|245,701,056| |VANGUARD INDEX FUNDS-Vanguard Total Stock Market Index Fund|19.83M|Jun 30, 2025|2.69%|213,471,550| |T. Rowe Price Small-Cap Value Fund, Inc.|11.1M|Jun 30, 2025|1.51%|119,538,783| |VANGUARD INDEX FUNDS-Vanguard Extended Market Index Fund|10.25M|Jun 30, 2025|1.39%|110,354,429| |VANGUARD INDEX FUNDS-Vanguard Small-Cap Index Fund|7.57M|Jun 30, 2025|1.03%|81,490,320| |\-Price (T.Rowe) U.S. Small-Cap Value Equity Trust|6.49M|Jun 30, 2025|0.88%|69,911,001| |SCHWAB STRATEGIC TRUST-Schwab Fundamental U.S. Small Company ETF|5.39M|May 31, 2025|0.73%|58,073,355| |VANGUARD INDEX FUNDS-Vanguard Small-Cap Growth Index Fund|4.22M|Jun 30, 2025|0.57%|45,461,349| |VANGUARD FIXED INCOME SECURITIES Fd.S-Vanguard Real Estate II Index Fd|3.95M|Apr 30, 2025|0.54%|42,477,787| |Fidelity Concord Street Trust-Fidelity Extended Market Index Fund|3.51M|Jul 31, 2025|0.48%|37,794,021|

taplar

So it looks like you have the options available to go either total market (US EQ ALL CAP), or S&P 500, our even some international (NON-US EQUITY INDEX).

Ctepp

US EQ ALL CAP BLEND, US EQ S&P 500 INDEX, US EQ SMID CAP BLEND, US EQ SMID CAP INDEX, NON-US EQUITY BLEND, NON-US EQUITY INDEX, then fixed date retirement funds.

Cold_Load_327

Rsi for qqq AN INDEX is over 70 on like every time frame, completely natural

Repulsive-Opening249

Hi everyone. I am new to finances and I have been trying to diversify by Roth IRA portfolio. I recently purchased $500 in VGT but this is what I have so far. What else should I invest in to diversify my portfolio? I’m also looking into VOO, OKLO, QQQ at some point. VFFVX VANGUARD TARGET RETIREMENT 2055 INVESTOR $13,914.93 VFIAX VANGUARD 500 INDEX ADMIRAL $8,419.39 VTSAX VANGUARD TOTAL STOCK MARKET INDEX ADMIRAL $8,682.77

Top-Meaning2626

He don't even use GOOGL, HE STILL USES THE LIBRARY INDEX

LeadershipSecure1664

checked SPX options, they are trading now ? am i tripping ? GAHH DAYUUMM GOOD BYE NON-INDEX OPTIONS TRADERS RETARD not all market is closed, huh ?! (insert laughing spanish guy)

10xwannabe

Target funds are usually just made of INDEX funds. Any index fund should track the "index" in a passive manner. So the question is WHAT is your target fund holdings and the % of each component. Large cap stocks has done exceptionally well for a LONG TIME. If you asked the same thing in 2000-2009 you would have been disappointed being all in Sp500. That would have given you a flat zero return for the decade. UNLIKELY, as you would have bailed at some point so worse then that. As Roger Gibson wrote in his book, "Asset Allocation" (paraphrased)... "The diversified investor will always be unhappy. He will always wish he owned more of the winners and less of the losers". That is the price you pay for diversification, i.e. not holding all your eggs in one basket.

SufficientDrawing491

25% s&p 500 like FXAIX, 25% total market INDEX, 12.5% QQQM which is the NASDAQ, 12.5% VGT, 12.5% IQM and 12.5% into dividend growth. I like DGRO. FDVV might be safer with its stake in utilities, which is a growing and in demand sector. You can reinvest the gains to grow your income or skim them off and use them to pay bills. This is a solid plan. If you want safer lean more towards dividends.

SufficientDrawing491

25% s&p 500 like FXAIX, 25% total market INDEX, 12.5% QQQM which is the NASDAQ, 12.5% VGT, 12.5% IQM and 12.5% into dividend growth. I like DGRO. FDVV might be safer with its stake in utilities, which is a growing and in demand sector. You can reinvest the gains to grow your income or skim them off and use them to pay bills. This is a solid plan. If you want safer lean more towards dividends.

Scannerguy3000

It's hard to get many within 2-3 weeks, and this week obviously the market, particularly tech is not very confident. I just did my normal conservative run and got WMT, TEM, FUTU. I don't even know who any of those are. If I loosen %BE bid, and OTM Prob, I also pick up WULF, UBER, RIOT. I'm about to run to dinner. Wife challenged me to a romantic date at Elzar's. Therefore, I'm not exporting these and doing scrutiny on them. If I go out to 35 days, I get 33 hits. Went back and tightened things back to norm, I get 15 hits at 35 days. I had Claude transcribe this for you. **STRIKE PRICE:** less than 500 **14-DAY RELATIVE STRENGTH INDEX (RSI):** greater than 50% **5-DAY RELATIVE STRENGTH INDEX (RSI):** greater than 14-Day Relative Strength **5-DAY RELATIVE STRENGTH INDEX (RSI):** less than 95% **200-DAY EMA %CHANGE (SLOPE):** greater than 0% **DAYS TO EXPIRATION:** Range 1 to 35, Monthly Expirations and Weekly Expirations checked **% TO BREAK EVEN (BID):** less than -7% **IMPLIED VOLATILITY:** Range 15% to 95% **SECURITY TYPE:** Stock and ETF checked **OPTION VOLUME:** Range 350 to (blank) **OPTION OPEN INTEREST:** Range 550 to (blank) **OTM PROBABILITY:** is greater than 70% **MONEYNESS:** Range -40.00% to -1.00% **BID PRICE:** greater than 0.22 **DELTA:** Range 0.11 to 0.35

Ok_Butterfly2410

Assignment is ZERO concern when trading vertical credit spreads on an INDEX. People usually sell like 20 to 30 delta on the short leg. You can do any delta you gotta figure out what works for you and your overall strategy.

Balls_Of_Steel_bro

Are you trading options or shares ? Seems like your watching YouTube idiots tell you what to "invest in" and buying random stocks in the market.. that's a losing strategy. A winning strategy is this BuY the INDEX! Buy SpY Qqq ThOSe are the only 2 you need IN YOUR PORTFOLIO. EVERY PAYCHECK Buy spy Buy qqq. Don't buy at alltime high wait for a RED day when you see spy or qqq down 1% or more Buy it.. if it's down another 1% buy more Spy and qqq = guranteed money over a few years

G4M35

in C2 enter =INDEX(GOOGLEFINANCE(A2, "close", B2, B2), 2, 2), then copy it it down. or, better, delete all the data in column C and enter this into C1: ={"PRICE";BYROW(A2:A, LAMBDA(r, IF(INDEX(A2:A, ROW(r) - ROW(A2) + 1) = "", "", IFERROR(INDEX(GOOGLEFINANCE(INDEX(A2:A, ROW(r) - ROW(A2) + 1), "close", INDEX(B2:B, ROW(r) - ROW(A2) + 1), INDEX(B2:B, ROW(r) - ROW(A2) + 1)), 2, 2), "N/A"))))}

developmentfiend

The same thing that happened in 08 is now playing out (different but similar), and the Fed refuses to budge despite tariffs being DEFLATIONARY and housing now sliding into deflation. Unfortunately they use Case Shiller for 33% of CPI and Case Shiller is a LAGGING INDEX. I do not understand WHY they refuse to acknowledge real-time data like Zillow and Redfin re: housing, and they are both showing national prices now in decline. Combine a demand shock with a frozen / falling real estate market across most areas and you can see why we are hurtling towards a liquidity crisis and the return of 0% rates / QE.

Spy300

>JAPAN CONSUMER CONFIDENCE INDEX JUL: 33.7 (EST 35.0; PREV 34.5) 2 more weak long bond auctions till collapse

Legaon

Why is (index funds/ETFs/mutual funds), that tracks indexes like the (S&P 500 Index/FTSE GLOBAL ALL CAP INDEX) —> why is it better to invest in these assets VS “investing in INDIVIDUAL COMPANIES? —>Index investing: Markets are better at (adapting to changes in the long run). Geopolitical changes/domestic political changes/etc. Although, (index investing = does not achieve maximum capital appreciation in the “short term/mid term”). That would be associated for (individual companies). —>Individual companies: Most individual companies are capable of (adapting to changes in the SHORT TERM/70% are capable). Moderate amount of individual companies are capable of (adapting to changes in the MID TERM/50% are capable). Fewer amount of individual companies are capable of (adapting to changes in the LONG TERM/30% are capable). Only a few amount of individual companies are capable of (adapting to changes in the VERY LONG TERM/10% are capable). But, individual companies can be greatly associated with MAXIMIZING CAPITAL APPRECIATION. —>However, most (retail investors), are not going to be capable of “picking the right individual companies to invest in, and these will become good solid long term holds.” Most (retail investors), probably do not even think about the phrase — (an old industry dying, and being replaced by a new industry). —>Ex: ->Hundreds of years ago. The (WHALING INDUSTRY was a very lucrative industry to invest in). Whaling industry = hunting whales for: (1)blubber, to convert into oil/(2)meat/(3)etc. Whale hunting, to obtain (blubber — and then oil), was the main reason why the sport was so popular. Very lucrative industry. ->Then, there was the invention of (FORD MODEL T car). Lots of people bought this vehicle, because it was very affordable. More people owning vehicles = more demand for (oil + gas + diesel). To meet this demand, there was a new industry that was emerging. This would be the (oil refinery industry/Cheveron/Exxon Mobil/other popular individual companies). When the “oil refinery industry,” was well-fine tuned —> and oil became very abundant. It caused this to happen. The (WHALING INDUSTRY collapsed very quickly) and (OIL REFINERY INDUSTRY was the new winner). (OIL REFINERY INDUSTRY vs the ELECTRICITY INDUSTRY for vehicles). PS: (WHALING INDUSTRY) and (OIL REFINERY INDUSTRY) and (ELECTRICITY INDUSTRY for vehicles) — would all be classified as falling under the umbrella of the (ENERGY SECTOR). Over the many decades, no one thought about the aspect of: (1)ENERGY SECTOR losing its dominance, in terms of “capital appreciation growth”/and (2)TECHNOLOGY SECTOR gaining immense popularity, and becoming the most dominant in terms of “capital appreciation growth.”

PeopleCallMeSimon

The S&P 500 has increased 14% the last 3 months, so just investing in an index would have been more lucrative and saved you more time. Something like the Amundi S&P 500 Screened INDEX AE Acc would have yielded you 14.21% gains.

InvisibleEar

Open a 529 account on Fidelity or Vanguard and pick the PASSIVE INDEX fund for children born 2025. Not actively managed. Ideally this will be a large sum of fixed income assets in 18 years, and education is still a thing

BIGDADDYHANIN

What INDEX fund manager is gonna sit on his hands tomorrow and not buy? Does he wait and pay more? Tell me...

I_HopeThat_WasFart

You are probably referring to the INDEX quarterly rebalance. Not the ETFs

Balls_Of_Steel_bro

You really suck at investing... Let me make it easy for you... IF you start with $500 and you make 2% per day every day you will have about $60,000 in profit at the end of the year. Keep that in mind allt of time you can make way more the 2% on a trade correct? Now get this what if you limit you loss to 2% and let your wins go for more then 2 % 10% even 20% Thats how option trading amd inveting should be done.. Stock trading is about holding assets that will appreciate over time... companies that actually will make money Don't pick 1 stock PIck an INDEX these index add and remove companies after they meet or fail to meet requirements. SpY - top 500 companies in usa VoO - same sp500 just managed by dif peeps QqQ - big tech stocks Every paycheck you get buy 1 of those or even partial of 1 of those and you will be rich in 10-20years put 20% in and forget it just live regular life and let the 20% add every paycheck robinhood has this feature... you make 1k a check put $200 in qqq or spy don't ever touch it. Force yourself to live like that 20% does not exist Keep plowing you cash into garbage and you will lose your hard earned money

VegasWorldwide

I love that so many Redditors are waiting for the TSLA collapse but being in the mag 7 it's the same dweebs that are buying TSLA over and over and over with every ETF purchase, every INDEX purchase lmao

ThatOneRedditBro

Those were some of the biggest swings. These are INDEX results btw, so SPY could be slightly bigger in each direction daily. 1-2% SPY swings intraday is amazing for traders if timed right.

Educational_Peak_770

“ONCE AGAIN OUR COUNTRY IS DOING VERY WELL. CPI OR AS SOME GUYS AND POSSIBLY “GALS” LIKE TO CALL IT “CONSUMER PRICE INDEX” CAME IN LOW LOW LOW! TARIFF MONEY IS FLOWING IN FROM “OTHER” COUNTRIES AND THE AVERAGE AMERICAN IS PAYING “LESS.” “LESS” SUCH A BEAUTIFUL WORD. IF “TOO LATE” POWELL WOULD LOWER RATES TO 1 OR 2% THIS COUNTRY WOULD BE ENTERING THR GOLDEN AGE EVEN FASTER. I NEVER LIKED “TOO LATE” POWELL EVEN WHEN I APPOINTED HIM THE FIRST TIME I THOUGHT HE WAS A “TOTAL” LOSER. LOWER RATES NOW, THE WHOLE WORLD IS WATCHING AND WILL REMEMBER! DONAKD J. TRUMP, PRESIDENT OF THE UNITED STATES OF AMERICA THANK YOU FOR YOUR ATTENTION TO THIS MATTER! Oh shit did I hit send too early?

WisestCracker

This is so easy. It's asked like 10 times a month. PUT IT IN AN INDEX FUND AND DON'T TOUCH IT FOR 20 YEARS. And for God's sake, if you're invested in Bitcoin, sell most of it.

rugerduke5

Put it all in SP 500 INDEX FUND FOR 30 YEARS AND FORGET ABOUT IT.

Adhi-seruppaale

DDOG IN THE INDEX !! so why the eff did cvna, hood and app pump ?

QVP1

RH has no reason to exist. They try to "gamify" investing and make it "exciting." The best, and by FAR, the most successful investing is absolutely boring. There are no "apps" of any sort. You simply setup automatic deposits and purchases of the target date INDEX OR total market index, then sleep for 50 years. That is ridiculously easy in the 401k because it's automatic already. Just pick ONE fund and be sure to max the account every year. Then be sure to max your own IRA every year too. A single fund is all you need. That's it. Age your age and income, all you have to do is sleep for 50 years. You will retire FAR richer than pretty much everyone else.