ROI

Hawke64

Hey, you can stake these utility coins and get 4% ROI. Just don't mind that these coins lose 90% of their valuation every year.

bvandepol

Don’t you think they want an ROI

Umarzy

All I see are the top 10 cryptos anyone can find on Coingecko's front page. With less than a year to the bitcoin halving, I would rather be positioned in undervalued projects to maximize ROI. The OCEAN, Singularity & Credit Protocol team are building amazing products and making significant progress. I have no doubt these will outperform.

ShotCryptographer523

I hold over 100 crypto's so I do the opposite of what you say although 70% of it is in BTC and ETH, 15% in top alts I believe in and a sprinkle of others. My thesis is this. I research a coin I like that has only just launched, has a seemingly good use case and good tokenomics. I put 20 - 100 bucks in it and will never follow it until the next bull starts. Why? These historically have the best ROI. Also I am not attached to it so I don't mind taking profits. I will highlight none of these are meme coins. If only 1 or 2 50X or more, it is worth it. If BTC doubles and it all fails. Ahh well. I break even but at least it was fun. Funny because the coin DMTR is on this subreddit's banner right now. I hold that.

thistimelineisweird

I wouldnt live lavishly with $10MM. Invest most of it to try and get 5-15% annual ROI. Live off that interest. Pay off a house. Maybe fly business class on trips though and drink nicer wine. $10MM would still be withing the realm of no one needs to know. Now if it was $100MM, there would be signs.

Silkytoad

Most of all billionaires wealth come from equity in their companies. I wouldn’t call maintaining their position “hoarding”. So essentially a wealth tax wants them to be forced to sell their shares to have enough cash to pay the wealth taxes until their wealth drops below the “billionaire” threshold. It’s expensive to make valuations of all of their properties prior to collecting a tax every year. Not a sound ROI from the IRS’s perspective.

Ferdo306

If you look at ROI percentage and not amount earned, it's really not that impressive 3% in crypto isn't even worth mentioning

Jenn2895

Idk. Bought Btc, Eth & Ltc around same time this cycle. ROI is about equal to Eth & just under Btc. So far at least.

correkt-horse

Sure, because a pile of rocks has such a high ROI.

_TheWolfOfWalmart_

Same, I've never had a better ROI.

Aerocryptic

GG, what's your average ROI on this one?

Aerocryptic

Well it's maybe higher than some. But if you trade a lot, this fee is decreasing. If you don't trade a lot 0.08% difference won't change anything on your overall ROI

dd2488

To expand further - if companies can enable lightning/bitcoin payment rails on their owned properties it will be much easier for Google to provide attribution/ROI reads associated with marketing spends. Google would be able to see which campaigns drove users to an experience and how much they spent which is very important data for driving decision making. All this would be auditable/verifiable and public on the Bitcoin network.

Safe_Boot677

But it's not denominated in BTC instead of USD. I am looking at it and what I see is every time the market spikes, BCH spikes more than most other coins. Buying now and selling at a spike should give a very healthy ROI. I didn't realize everyone would be so oblivious to noticing the very apparent pattern I see in the lifetime chart of this coin, or even LTC as well. Again, this isn't a long term HODL investment. It's a buy now and sell at the next market spike.

lookingforwife-

Try copy trading or try investing in a platform where your ROI is guaranteed

lookingforwife-

Try copy trading or try investing in a platform where your ROI is guaranteed

Probably_notabot

Decent ROI

Giga79

Keep in mind BTC halvings reduce the reward by 50% each about 4 years. You'll have to try to account for this if say you're 2 years from ROI right now and the next halving is 1 year away. Expect your ASICs to become obsolete after 2-4 years.

Giga79

>It still only cost about 20k or so for them to mine one, netting 6-8k profit current per BTC This is hardly measurable, but for sake of argument. https://en.macromicro.me/charts/29435/bitcoin-production-total-cost https://www.blockchain.com/explorer/charts/hash-rate The average miner's cost to mine 1 BTC is typically ~100% the price of 1 BTC. It's how the incentives in POW work. If you can mine BTC for 50% less than everyone you're incentivized to scale up to the point the increased mining difficulty means scaling is no longer profitable, to achieve a larger ROI. *Everyone* is incentivized to spend up to 1 BTC to mint each 1 BTC. There's no cartel to prevent new participants from trying, so every miner tries all at once until it's no longer profitable - at the exact point their mining costs surpass the market value of BTC. When miners start to operate at a loss they shut off their rigs and cease mining. This is the state of mining today, with the hashrate so high and the price relatively low your average Tom and Dick are sitting on the sidelines waiting for their opportunity when BTC's price surpasses their costs. There's no reason to think mining BTC *isn't* extremely competetive, especially as halvings fuel it.

ShotCryptographer523

Not really. In a bear market like now.. yes. In a bull or just before a bull, better ROI is on altcoins and then selling then at highs and reinvesting into BTC and ETH. Before 2018 ETH was never a safe coin remember as well.

Doug6388

BTC = 73% ROI in one year = [https://www.barchart.com/crypto/quotes/%5EBTCUSD/overview](https://www.barchart.com/crypto/quotes/%5EBTCUSD/overview)

rikbona

that's because you get them for free, so the ROI is crazy 🙃

TNGSystems

Someone I follow on twitter has opened a short on Pepe about 3-4 weeks ago and from there has nearly 900% ROI lol.

hcollector

Spoken like a true btc maxi. Have you ever checked the ETH/BTC chart? ETH has been gaining on BTC for years now. If at any point in the past 6 years you invested in ETH instead of BTC you would have had a better ROI.

hcollector

It already has. ETH is still up something like 10x from when I bought it in 2020, bitcoin is up only 3x. Will it surpass bitcoin in market cap? Probably not, but there's a good chance it'll give you a better ROI in the short term.

Nickanator8

You need a job. What you are asking for is a 100X return on your investment in a week, which is well beyond any guaranteed strategy. If anyone could guarantee those kinds of returns they would be keeping it to themselves. If anyone is telling you they can guarantee those kinds of returns then they are just scamming you out of your money. To put this into perspective, if you could produce a 100x ROI every week you would have 1 Billion euros by the end of the month. You're asking for a lottery ticket.

bvandepol

In crypto I don't see rising prices coming, with my energy I was more lucky. The war in Ukraine (sadly) increased my ROI. Otherwise I wasn't on a break-even for some time. I've invested €2500 on materials and time in april '21. I did the installation myself, saving roughly 50% compared to the quotes I've received from specialist companies. So I've installed 13x360wp panels in april '21. East-West orientated with a theoretical yield of 4.7KW The energy prices during this period were: €0.22/kw in apr '21 (when I placed the panels) €0.35/kw in okt '22 €0.67/kw in jan '23 €0.40/kw in apr '23 €0.33/kw from jul '23 My total yield to date is 9.19MW If the prices stayed low (€0.22) the ROI would have been negative (9190 x 0.22) - 2500 = €-478.20 At peak this would be (9190 x 0.67) - 2500 = €3657,30 Completely off-topic, but this is my best investment ever.

Wendals87

sorry to burst your bubble but it won't work Pedalling a bike generates 100watts an hour (a full hour of riding). A low end btc miner uses 1 kwh and is an estimated 1.1c per hour worth of BTC so the ROI would be huge you'd need 10 bikes going at the same time for a whole hour to power an ASIC for 1c profit You'd be better off having the bikes feed into a battery that you can use to power the gym.

Hawke64

I checked consumer hardware and there is currently a 1000 days ROI period on Nvidia cards.

ElevationAV

that seems like another huge layer of complexity then, unless it's easy to set up You're probably better off building a solar installation though to power your miners. Does add another huge cost to ROI though- it would be a long term \[expensive\] spec unless you also have the option of selling that power back to the grid.

Giga79

The people of yesterday turned their PC on and it started printing free coins. They took no risk? They had no costs.. There was no $100 to invest, it was free if you had a computer - Satoshi mined over 1M BTC using a retail CPU. Yes they were 'fucking worthless' on inception which is the entire point of why an exponential distribution is STUPID! It's like a pre-mine, or when Ethereum had its ICO at 30 cents. It's either intentionally disingenuous and greedy, or shortsighted and lame. The initial distributions should equal the the same as today's... Even if it was on a *reverse exponential curve* would be better - imagine if mining became *more accessible* over time instead of less, brilliant. The first miners would mine for 0.000X and we'd mine for 6.25 and next halving you know it'll be 12.5 so you and everyone else would be investing in mining equipment today. You aren't supposed to *buy BTC* the entire point of it is you create your own, without permission, oh how quickly that died. People *today* are taking massive risks purchasing $12,000 ASICs that will be worthless in 1-2 years. People tomorrow, in 20 years, will have even greater risks when there's practically no reward for mining - any chance of ROI will be uncertain for them unlike it is us today or to the people any halving prior. >You can say they got lucky in hindsight, just like in 10 years you'll be broke saying I got lucky You are saying they got lucky. I'm saying the game was rigged from genesis. Satoshi wasn't an idiot, he knew BTC would grow into *something*, so why is it he made it so he's able to mine more coins than anyone else - by mistake? I won't be saying you got lucky either. I know the game is rigged, obviously it's working, and obviously it won't persist. You're betting on supply side speculation instead of demand side, not realizing demand is the only thing that can maintain a secure network. There will be no demand once fees need to pay for security, because no one even pays fees *today* when they're being subsidied by inflation. Imagine the hashrate with as much volitility as the price, sure looks like a good HODL. I'm not opposed to BTC or its success. I'm only opposed to its halving mechanism. *You can't* tell me what its purpose is for, without describing a ponzi scheme..

KingTut747

Nope. Anyone can spread their funds in the same manner as ‘someone playing both sides’ and get a similar ROI. But hey, just saying ‘that’s for the rich only’ is a lot easier!!

WagwanMoist

"HEX is the first cryptocurrency with a chart of its future locked supply. You can see when big miners are committed to stop mining and plan around them to mint your rewards when others are less likely to be minting theirs." "Miners earn rewards daily. They can mint them all at once at the end of their commitment. This multiplies their ROI when HEX’s price appreciates against USD. Active Miners get to mint extra rewards for themselves when other miners mint their rewards earlier or later than they committed to. HEX rewards longer and larger mining as well." The reward for staking is more HEX. It's re*arded but unlike UST it's literally just a token Richard Heart made and it's paying out in more of that token, there's nothing backing up its asset value or similar.

iamjide91

Absolutely! I'm just suggestion options with lower caps that have high ROI potentials. The possibilities are endless!

AF244284

Of course DYOR. This might not be the investment for you. I get it, you don’t know me, I dont know you, there’s tons of scams in crypto. But I invested in this project like I have his last ones. I trust his projects and want them to grow, so I’m just doing my part to try and promote it. Y’all listen and get scammed by paid influencers that you don’t know, but if someone posts who is genuinely trying to promote a good project, y’all come out of the woodwork and yell scam. Makes no sense. DYOR and then make a judgement call. And no I’m not getting paid. Sure my token value will go up if you buy, but so will yours if you and others buy. Then we will have a big community around an important type of crypto project with an active owner. Isn’t that the whole point, invest in a good project that brings value to crypto, build a community and get in early enough to make a great ROI?

_slyme_GRN_

Bitcoin always eventually goes up, until it doesn’t. I’m a Bitcoin bull don’t get me wrong. But of everyone has this perception of a guaranteed bullrun every year. A guaranteed ROI it just is less likely to happen unfortunately. Sad truth

mesutdmn

Enormous ROI is the biggest red flag, for example, daily %1

bull_bear25

Better ROI then Shit coins

Loudlaryadjust

That’s because 90% of people won’t make it with a 11% ROI per year and they know it. They aim for that 300% ROI and are willing to live and die with it.

Obsidianram

Simply put, Proof of Stake is energy efficient, the ROI beats the pants off most average offerings from banks and credit unions, and is absolutely life changing in many third world countries. Back cover: Venezuela...

theycallmekimpembe

Daily ROI does not need to be a scam, I get paid daily 😄 however my effective daily ROI is 0.0004%… which is still a good ROI in my opinion factoring it’s daily. I’m happy enough with it antuwah

Giga79

>I hate ads, so that alone is invaluable to me anyway. If you're on mobile there are a lot of different apps that interact with Reddit's API. "Reddit is Fun" and most others are ad-free. RIF has that old.reddit look which is a lot cleaner, only I can't see anyone's Moon's. >So either way, a raise or a no raise we crash? The debt ceiling is a (self imposed) budget for debt repayment. The budget deliberations are when *which debts* to take on are considered. The same people who made and signed off on the budget years ago, are the same people who sign off on the debt ceiling increase. The same people acting surprised the US is at the debt ceiling.. It is like if you and your spouse agreed to spend $1000 building a new fence in the yard, on credit. You spend the money and build the fence. A year and change later your spouse acts surprised the fence cost more than $250 and starts demanding things in return - nothing good will come from that. Then they agree they will pay up to $300 and you two will have that talk again later. If Congress were actually against this much spending they would not have signed this budget in, which by law the President has to spend. They would've known the approximate date their own 'repayment budget' would've been hit. Congress raised the ceiling several times during the Trump era without demanding any cuts or preconditions. This is all a big game to them - their intent is not good. Raising the limit would be a good signal in the market. It would be your spouse (*the US government*) agreeing to pay the full $1000 they already agreed to *and spent*. Their creditworthiness is on the line, and the last time they didn't pay on time the [US lost their AAA rating](https://tradingeconomics.com/country-list/rating). MSM is riling people up as if the debt ceiling equals future government spending, and not existing government debt repayments. That is what the rich want us to believe, likely to manufacture a crash and/or division (to buy with literal blood in the streets). >The Fed pivots because they've gone too far, and business as usual... how will this not just continue to make it worse, and to what end can they sustain this magic trick until the real economy collapses? I believed 100% the real economy would collapse post-2008. Instead they tweaked the rules so the money printer's could run in the background (asset inflation) with ~0% interest rates (which should be used in case of emergency only, ie not to pump the stock market). You tell young people to look at profits vs earnings in a company, their dividends, this is what value is. Then you look at the stock market in 2018 and every company was 20-50x overvalued, most with no dividends or one's that ROI after 70-140 years due to their valuation. At its best, it was a sham economy. 5 tech stocks represent more than 25% of all the SP500's growth. But if you'd invested from 2008-2018 you'd have made a killing on tech *speculation* anyway. Markets can stay irrational longer than you would believe... Even with poor credit, if not the US as a global market maker then *who* exactly? No one else is doing any better right now. Business as usual is the best we've got. There's a lot of talk about whether an arbirary 2% inflation rate is sustainable. Maybe the central bank will settle with a 2.5 or 3% target if it means fewer crashes on paper.. We are trending on track to *deflation* if they don't evoke something soon, and with inflation all fresh in our minds any action can very quickly send us over 2% again. Changing the target to 3%+ would enable them to pivot back to low/no interest 'early' before destroying the economy (good or bad), by spending future money today. This would help the US government and banks with their debt and interest payments too. People's biggest hurdle is to not get complacent to <2% inflation which I'd say is already starting to happen (eg, greedflation with no reduction in demand). >Are you implying that with FedCoin there will be no need for banks anymore, everyone will just use some app on their phone to manage their money? Not at first. Banks will use it to communicate with other banks IIRC. It's meant to offer full interoperability across all financial networks, and near instant settlement - more than crypto offers, cheaper. I mean big money will move around this FedCoin network. That means less money in your bank, and your small bank will become less competetive/useful in the financial market. I'm more worried when entities like VISA say they're building on Ethereum because it saves their business money. The stuff they're building is very very cool. If say Reddit post-IPO has the option to use an insured, cheaper, and legal network to build their NFT Marketplace on instead of a 'decentralized ledger' that may be the direction these markets head in. Amazon's NFTs will only exist on Amazon for example, and the public may not care. Up to now crypto has had no direct competition as a composable financial network.. If major banks are allowed access to this network, and 'risky banks' that are involved in crypto are not, it will add that much more friction to on and off boarding. Most exchanges in the US already are not banked and can not offer withdraws after the SVB failure. If all banks undergo an upgrade except for crypto's one or two, then it will take 5 business days to onboard vs 5 seconds to pay for the same thing using FedCoin. This is just another attack vector for them to use ala Chokepoint 2.0. There is a lot of bank outrage over CBDCs. The restrictions placed on any CBDC are to support the banking business, but if it's that easy to automate a bank by removing restrictions then it's a matter of time. The FedCoin is 'not a CBDC' but it is the network for one. Banks (or States) will likely come out with their own CBDCs in due time, but again this is arbirary and pointless just to keep some people working for a bit longer - eventually we probably will just have an app connected to the Fed. >This all makes sense to a point, but even the super rich have to realize that if they keep doing what they are doing, all that money they have will eventually be worthless correct? I mean how could it not be? Well the average age in congress is 58 so.. is it *their* problem that money will be worthless in 25-50 years? Look at what Putin just did to his economy *for ego*. I don't think you can achieve *super rich* without some form of mental illness. By the time you have enough money for 100 lifetimes, what pushes a person to pursue even more wealth *and hoard* it all? It's like the prisoners dillema. If everyone was not greedy fiat would function a lot better, but if even one person is greedy it will not function. So then everyone acts inhumanely greedy under the justification everyone else is. Then we throw 4 year election cycles in there, populous leaders that get voted in for lowering taxes, and nothing ever gets changed. Aside from that the super rich will always be super rich. If money is worthless they still own all the gold, all the factories, all the land, all the bombs, all our social apps, our most private data, etc. They are untouchable. If the US fails they will move their assets to China to be super rich there. If China fails they will manufacture enough division in any other nation to create their own State, rinse and repeat, like they always have. If you simply project the US's 10% growth ahead by 100 years something will break before then, exponential growth is not possible and that is all the US capatalist system is designed for. Taking this into consideration US leaders should be talking about a pivot away from growth and into sustainability *today*, but no one will ever vote for a leader or CEO who promises *slower* growth - sounds too much like socialism. Today no one will admit there's a problem with the road getting shorter and shorter - but there's always another road for them to use, or sea, or air, or spaceship - it's a problem poor voters and the plebs reliant on US fiat will have to deal with. >Oh wow, you are predicting this all to go down as early as this summer? Also, how would doing this not just increase inflation through the roof? The next 30-60 days will be turbulent. If this goes especially bad the Fed will have no choice but to pivot earlier than they wanted to. Inflation comes second to a failing jobs market or systematic bank failures. They're raising rates to reduce our demand in line with supply. A sudden decrease in supply can suddenly increase demand - people FOMO on toilet paper then buy 13 years worth.. so maintaining supply is just as important as reducing demand to keep inflation in check. It's an impossible balancing act considering, and they basically just slammed their fist into the interest-rate-knob before seeing what happens, no one knows if they went too far or what will happen incl the Fed. If inflation increases again I won't be surprised if they change their inflation target from 2%, there's not really anything else they can do at that point because the economy won't be able to take another hit. Like 2008, it's deciding if a sham economy is better or worse than feeling the pain of a real economic washout? - no matter that's the sustainable long term path to take. People are deluded and also get to vote on these things, so sham it is *and sham it always will be*. Nothing inherently wrong with it when you realize all other markets operate in the same way (there is no such thing as a free market today).. >So calls on Bitcoin and Ethereum then? Hell yeah. Been going long for over 7 years. Excited about the next 7. Satoshi wrote the NYT headline in the first BTC block referencing the 08-09 bank failures and bailouts, Bitcoin more or less being invented because of that crash. Who knows what kind of other inventions and novel systems will emerge if times get hard. And when the times are easy again, well we saw what happened to BTC!

urbanhikers

ROI becomes Return of Indigestion when daily is 1% because it will for sure end up in draining the investment.

Gr8WallofChinatown

1% daily ROI 😂😂😂😂😂 Do people not understand the compounding interest math of that in a month and not get a ponzi red flag?!

yester_philippines

1% daily ROI sounds like an obvious scam to me, like all these bitcoin mining sites in 2016/2017

mesutdmn

When it is "daily %1", ROI means Return of Idiots, not Investment.

Ermingardia

I think "daily ROI", no matter the %, should be a dead giveaway that it was a scam.

rare1994

Do you still feel bad for people scammed in this manner? 1% daily ROI is just never sustainable https://twitter.com/zachxbt/status/1661129110062788608?t=YZ9HBy9CkWAidOowb0Y7tw&s=19

Umarzy

Absolutely. Staring at the charts every time when you are not a trader is the best way to mess with one's mental health. I always try to diversify my investment in order to maximize ROI & minimize losses.

Umarzy

My approach to DeFi farming is simple, and I diversified my strategy to maximize the ROI. \-I pooled stablecoins on Pancakeswap to earn CAKE rewards. \- Supplied ETH-GRAIL liquidity on Camelot DEX, earning GRAIL. \-Locked OCEAN for veOCEAN & allocate liquidity to data assets to earn OCEAN. I compound these rewards sometimes to even more yields, and I might just sell for stables.

KlemenKisi

Hating it or not, i got my ROI on this game and I am walking pretty frequently, so why not getting a few bucks doing it?

Umarzy

These are high caps already. The most ROI is from the undervalued low-capped cryptos. I might have some exposure to VET from the list, but I believe CTSI & FET would outperform them in the next bull.

Mr_Bob_Ferguson

> I'm surprised there aren't more funding for BTC development. That's what can happen when you don't have a central entity profiting in the middle. It's hard to calculate and then justify any ROI, when you are only benefiting from a small slice of the pie.

ftball21

If it was Saylors idea to incentivize sat earning in exchange for our data, that’s genius marketing. Excellent ROI for end users and cost next to nothing for current businesses.

BatsaBaji

The game need to be fun first, and easy to access, and importantly free to play since if anyone who put a large chunk of money just for playing, they will look to ROI. ROI seeking is really stressful and doesn’t help to the successful of web3 game. Currently I have seen some game that could potentially fun as well as free to play, such as Crypto royale, Boomland, Zeeverse,… I hope we will have more choices in the future.

Asleep_Ambassador_66

Unfortunately, these NFT-games are all but hype. They all have earning potential, but always make sure that you're the first in line. And by the time new people stop entering, the hype goes down and the people came in last are the one that get burned not getting their ROI

blowme991

1. Mega companies/firms have basically ran the world since the industrial revolution. 2. There are still over 180 currencies used around the world. More currencies isn't necessarily a good thing. Having many currencies leads to inefficiencies as it becomes harder to correctly price items when trading globally. 3. Gold is the perfect comparison as Bitcoin and Gold share many of the same 'properties'. If BTC ever becomes adopted world wide then it likely wouldn't appreciate faster than economic growth and therefore wouldn't incentivize just hodling. Sure right now BTC is averaging larger returns but thats because of massive adoption. This is already playing out as each cycle we see less and less ROI. Eventually it could be the case where BTC appreciates less than the major indices (like gold has been doing). 4. Who cares about unemployment? There have been many times in history where unemployment has sky rocketed due to many different reasons. You're assuming just because a BTC standard happens more people will be unemployed but the fact is you dont know and we will likely never know. A BTC standard would look alot like a Gold standard but with ease of moving funds and transparency.

Vivid-Protection5194

>is definitely higher than I expected. No way, it's about par for the course. Just check the ROI% since the end-2017 peak during the last cycle.

Barbygurl

I'm the opposite, I joined Stepn when it was almost at the bottom, and bought a handful of shoes @ $15 each and managed to flip a few, and upgrade the ones I had when the price went up and got a good ROI. Currently the cheapest one is around $30-$35 I guess I got lucky with the timing.

majorpickle01

One thing I forgot - the reason you might want to see a futures long rather than taking up a short future on the buying side, is that the person who issues the future can charge a form of premium. There's strategies that involve being "delta neutral", or in otherwords having both sides of the transaction (you own the underlying asset and are shorting via a futures issuance) but you are getting that premium that essentially returns you a guaranteed ROI as long as the price remains within a bracket. But yes. Unless you very specifically know what you are doing, futures are not for unsophisticated investors. I don't say that as an insult, I don't use them myself.

Umarzy

Just don't invest in them at all. Stick to BTC or ETH to be safe. Diversify in the top 100-200 coins (LINK, CTSI, INJ, etc) for higher ROI.

KateR_H0l1day

I’ve been mining for over 2 years, got my ROI back in less than 2 months, decided to improve and bought new antennas plus quality cable. Got that ROI back in less than 2 months (lower outlay obviously). I voted against Solana in the HIP, mostly due to FUD I’d heard, once it passed I started doing more in depth analysis, including it’s stopping and effecting Helium. Turned out it was much of an issue at all and the migration went relatively smoothly, certainly better than I expected! Still issues of course with Helium that can be improved, however it’s a really good business case and ahead of it’s time. I work on the fringes of the IOT business globally and Helium is well placed as the IOT market increases, which it most definitely will. Transaction I’ve used now on Sol are fast and cheaper than when HNT was on its own chain. As per OP, people are building and moving to SOLANA, it’s going to be around a long time I think and weathered FTX! This is not FOMO, I have very little SOL, and it’s in my Helium wallet to pay for transactions, I like Helium for the future though. Just my personal opinion but who knows what’s going to happen 🙄🤷‍♀️

MasterDave

Nobody pays with crypto in the US. I live in NYC, I have never seen any normal merchant displaying anything about accepting crypto explicitly as accepting crypto aside from one weird restaurant in SoHo with a shit ton of dead coin logos on their entryway. Now, do people take methods of payment that on your end might register crypto as a funding method with an abstraction in the way in the form of a payment processor that's accepted? Yeah totally. But that's not much different from having a coinbase visa card is it? Crypto is still a "throw your money in the black hole, hope it spits out more than you threw in" vehicle for the overwhelming majority of people. You'd sure hate to spend $4 on bitcoin for coffee right now, have it shoot up 100% in a month and have spent basically $8 on a cup of starbucks every day for a month wouldn't you? At least if you do it with a normal card you're not going to see a giant swing in the price you paid for something just for the giggles of being able to say you paid in crypto for something. Maybe in a decade once all the investment and speculation has burned off and wrecked people out of that aspect of it, crypto will actually turn into a currency. Maybe it'll even be bitcoin (seems likely) but it sure won't be ShitCoin#33745 which is where people are still putting their money even today, knowing that the coin is going to be worthless as all they're hoping is that it gives them a ROI not that they can ever use it to pay for anything at all in their lives.

DriverMarkSLC

Out of all the different chains I've done things on, Solana is still the quickest and smoothest. They have been working on the network issues and have had various rollouts to address them. TVL on chain still low after FTX death. But most on chain stats have been slowly increasing for the positive since then. I've considered things like HiveMapper, but honestly the ROI on a $600 dashcam just didn't seem worth it. I run the side hustles to fuel my investment addictions so drive alot. But (shrug). Stepn also had its big run, and is probably a more realistic return now but haven't looked at it recently. People get hung up on early apportion and huge returns, then the dump and it eventually balance out at more realistic and reasonable returns. Are shoes in the $1-5 range yet? That's what I was waiting for. Course you had people dropping thousands on them early on.

Vivid-Protection5194

Does anyone know of a BTC ROI from previous bull ATH graph that is available online?

MaximumStudent1839

I think you misunderstand the situation. You are thinking the dev are forcing this micro transaction ecosystem onto the consumer base. You are dead wrong! It is the opposite. Crypto games are made for “crypto bros”. “Crypto bros” are interested in financial ROI more than gameplay. They want devs to make NFTs so they do this “earn to play” gimmick. How? Be early and get all the “Genesis” version of NFTs. Then they hope to sell them back to “normies” at inflated prices into the future, in the hypothetical future of “Web3” becoming the “norm”. Bottom line, the speculative assets are a feature, not a bug, for the consumer base. The “crypto” games that has most recognition and support aren’t the most fun, but the ones with the highest market price for their NFTs.

Umarzy

I invest whatever I can afford to lose because crypto is very volatile. It's a function of my risk tolerance. Diversification is a strategy I adopt to maximize ROI, maintaining exposure to ETH, VRA, METIS, etc. I'm also considering minting Common Wealth Genesis NFTs next Monday, to claim WLTH tokens on TGE, among other benefits.

Fletchskis

Check out Defi Kingdoms! Have been constantly building all bear and have revamped their tokenomics to make JEWEL deflationary! The hero NFTs are super cheap, like 3$, with insane ROI. True leaders in the blockchain gaming space, the DFK chain subnet on Avalanche has over a million transactions a day!

Feuvriermc

BTC is a safe bet, but there's a high ROI in altcoins, which comes with a bigger risk. I'm buying ATOM, CTSI & ETH for the next bull run.

writewhereileftoff

Dont forget about the cost of the small pow for every block making this attack more expensive than anticipated. Additionaly you would only be able to target the smallest of buckets as attacking highe xx kllr buckets requires more investment in the network. Personally I think ROI isnt there, storage is cheap and there are wallets that can ignore txs under a certain amount.

Jenn2895

Feel like I did complete opposite of most. Started w/ strictly BTC & ETH. Last cycle I flipped a little Doge quick. This cycle I diversified but bought everything around Xmas/New Years at pretty much bottom. The potential ROI on some of the 'others' is just too great to ignore. However, should those all go to zero I will be fine & my profits from blue chips should be more than enough to cover any losses on the 'others'. My risk tolerance has gone up instead of down. 😂 But I do try to balance it out.

Jenn2895

Kind of did the same this cycle. Which seems to be the opposite of what everyone says. Started w/ just BTC & Eth. Last cycle I flipped a little Ltc & Doge. This go around I diversified. The potential ROI on some of the "others" is just too tempting to ignore.

whitslack

>home equity is one of the worst paying returns you can make. If I were to rent the house I live in, I'd easily be paying $2500 a month, or $30k per year. As is, I "own" my house outright (read: I'm renting it from The State instead) and pay "only" about $6k per year in extortion by the city. So I'm netting about $24k returns every year on an investment of $330k. That's an ROI rate of 7.3% annually. There are plenty of other investments I could have made that would return far worse.

Umarzy

They're the safest, yeah. But when it comes to maximizing ROI, one needs to take bigger risks, and don't forget to always take profits. I have ETH as a solid base for my portfolio, MATIC, ATOM, WLTH (on watchlist) & few other small caps. At the end of the day, it's a PVP market and I invest what I'm comfortable to lose.

vickersja

For drivers I think COIN is a great app. If you drive quite a bit there is ROI in the upgrades.

rikbona

where are you guys using reddit more often? mobile or laptop? I am curious to know because I think that in the mobile app (at least the official one) the sub banner is not that visible and you cannot even click on it to land in the advertised service website. Maybe if the overall reddit usage comes from mobile, it could make sense to improve its banner user experience so that more companies are willing to rent it. I mean, if companies are able to track people interest (how many click they collect and how many people land on their website thanks to the banner they have), they are probably going to find out the banner is a huge opportunity for them they should be able to define the ROI of their banner rent, I guess. am I right?

Asleep_Ambassador_66

That's a lot of ROI with just 2% reserves if you ask me!

maximamilian

If I hodl’d it I might have got that ROI Bought and sold many times since then, made many poor financial decisions! But I made some memories I guess Also, mt gox happened If only we had a crystal ball

masedogg98

I couldn’t help but noticed you mentioned you don’t DCA, I wondering what your plan was do you try to time the market or do you just buy as you feel like? I was also curious what kind of results you’ve seen from not using the dollar cost average; such as what your cost basis is for your top held assets and what your portfolio currently sits at ROI wise?

VictoryAviation

Then the main question becomes, when to do that lump sum investment to receive higher ROI in the long run

Umarzy

You can buy ETH/BTC they're the safest picks. There's a higher risk, but more ROI potential in L2s like METIS & CTSI. In fact, I staked my CTSI for passive income, at a 20% APR.

tsurutatdk

That's true, lol. Even though the ROI on memecoins and shitcoins is higher than that of legit coins, I only invest for short-term gain. The wait is worthwhile for real coins like MNI, HBAR, ZIL, and KAVA. Various projects, but with a better future.

SkuniMasterMind

Better ROI than spy500 currently! Lets hope 1% of ETH translates well into day-to-day money.

Necrophillip

So it's basically a carbon copy of masterworks, with the same (albeit slightly cheaper) fee structure. However with the added risk of a super volatile base currency. So if we assume it's as 'safe' as masterworks then it's fine to invest with them. However, there were other articles that criticized the advertising around it. The art market is super illiquid, so you never know if your piece ever finds a new buyer. Similarly the 'fine art index' is a heavily biased metric, as it is likely that only those that stand to make a profit want to sell their pieces. Collectors with pieces that lost value will likely just keep them, as they enjoy it in their collection. This in turn causes the index to see a largely postive ROI as the losses are hardly materialised, not impacting the index.

emailemile

I've heard of a similar site called Masterworks, but I don't see a reason in using either since BTC has outpaced ROI of the art market. The biggest reason to invest in art over crypto is that you can own it physically, and they just got rid of that idea completely.

LePanzer

I am hoping my travala investment will bear fruits. The ava token reached 6.48$ during the last bullrun and that was during the pandemic. Now that traveling is easy again and tourism is no longer stifled by a virus, I am expecting a nice ROI when the bulls arrive again.

PoorGovtDoctor

That’s a actually pretty good! I ended up going with the 100% with an ROI of 0.1x option.

Umpire_State_Bldg

There just might be a housing bubble where you live. How to tell? One way is to look at the price-to-income ratio. It sounds to me that home prices went up, but not incomes. If you're in a bubble, the bubble will pop. In the long term, home prices match inflation. Home prices are limited by incomes, ultimately, and incomes barely keep up with inflation, so home prices are ultimately limited. Bitcoin has no such limitation. Look at the **long term** ROI for holding Bitcoin form many years. Bitcoin beats the crap out of real estate - and it always will in the long run.

cookingcookcook

Dumb? Yes. Though I think it's dumb to invest in most crypto. I mean, most "good" investments can answer you about ROI and base that on current projects that will provide profit that YOU as an INVESTOR, will be entitled to. Crypto has very little of that, if any at all. I still bought DOGE though, and PEPE, but I bought it for culture. That's why I spent 10 bucks on each, I'd spend 1 but the exchange won't allow it. If it ever makes profit, I'd sell most of it and keep 1 unit of it or 100, or 69? In any case, I bought them for the cultural and historical significance they have over any monetary returns possible. That's just me tho, I genuinely believe that DOGE has cultural value. PEPE to me has more historical value than cultural because of how it moved and how it was welcomed immediately on major exchanges which to me makes it so sus. But again, that's just how I see it.

MaximumStudent1839

Lol. Decentralization is never about democracy? Which mechanism in crypto resembles anything like democracy? The decentralized governance, PoS, etc. are more like shareholder meetings than democracy. Decentralization isn’t about transparency either. Loads of DApps are centralized but their codes are open source and all their transactions are in the public ledger. Decentralization is about security and censorship resistance. Crypto works in a trustless environment. Decentralization and permissionless forces enables the right game theory to ensure transactions are processed in a secure but trustless manner. Hence, you just need enough decentralization to ensure censorship resistance and security. In that sense, the number of validators isn’t exactly a good metric of measuring decentralized security. You can have a million validators and the chain is still insecure because one validator holds like 99% of voting power. Better metrics include the Nakamoto Coefficient, the distribution of voting power across conflicting geopolitical powers and regions, etc. You want validators who can’t collude. In some sense, it is better to have validators who are hostile to each other. Those who are enemies are most diligent in catching others’ bad behavior. So yes, if your network is decentralized enough to ensure network survivability, security, and censorship resistance, you can allow centralization in other factors. That is from an user perspective. From an investor perspective, decentralization is actually a bane. You can run foul with the govt over censorship. Or your investment ROI can go to shit as decentralization bogs down development or emergency measures to solve crisis.

putainsdetoiles

> ... "made it difficult for the firm to operate the business in a way that meets internal standards..." Fancy speak for: "We can't get the ROI we want if we have to play fair."

Giga79

>I am a very big proponent of using BTC as an actual standard and hoping the community will build more projects as forks https://www.blockchain.com/explorer/charts/pools I think forking Bitcoin is a bad idea, I called it *suicide* earlier. Any new POW blockchain shouldn't be mined using ASICs if you want it to be 'for the people'. Your average person doesn't have access to $10,000+ specialized hardware (that becomes almost immediately obsolete). https://www.bitmainshop.net/antminer-s19xp-hyd-255th.html This ASIC is $12,000 and can mint about $6,000 of BTC a year (assuming very cheap electricity and using today's price). It is the most profitable ASIC on the market today. Most of these are running to secure BTC right now. Because ASICs are specialized an RTX 3080 GPU everyday people *might* have laying around can only mint about $180 a year of BTC. 12 everyday people with $12K invested in GPUs will mint >$2000 for every $6000 a rich ASIC owner is able to mint of this 'for the people' coin. An even richer miner pays wholesale electric costs (or *owns* the energy source), gets first production on ASICs before difficulty adjustments, and some are receiving carbon rebates allowing them to operate at a loss longer. All this making you with your *1* $12K ASIC much less competetive. --- The issue with this is always going to be profitability. That incentive is what has people spend massive amounts of fiat to secure POW blockchains. BTC mints 900 BTC each day, @$30,000 that's $30M created and sold every day. People are incentivized to spend *up to* $30M doing *whatever* for that fresh mint. Following from this to control 51% of the network would cost no more than $15M per day. It doesn't matter *what* the POW is, only how profitable it is. Everybody can *buy their way* into POW. If your new network's incentive is $200 it will cost $101 to control. If you're spending 0.9 BTC for every 1 BTC you mint then you are in business mining, this is what you do. The issue here is if a new network pops up or a new opportunity that becomes more profitable to do than minting BTC - using the same hardware. If you can spend 0.9 BTC and generate 1.1 BTC by first shorting then erasing an entire new blockchains history, this is what you do instead - then you go back to mining BTC. This is what happened to Bitcoin SV, or to any of the others that had some value to extract. When you use your new SHA256 blockchain you have this hanging over your head always. POW is never 100% finalized, it is only ever probabilistic. Someone can always broadcast a chain that's 20 blocks longer than yours but that also reorgs or erases the previous 50 blocks. When you use Bitcoin you don't consider a transaction '*probably* good' until 6 confirmations, after 1 full hour. Ravencoin transactions *probably* can't be erased after 9 1/2 days and this after the huge migration from ETH miners. If the profitability incentives change for any reason these probabilities can change dramatically. Someone could pay BTC pools in BTC for every fork they attack, motivating people to move from EGcoin and into this malicious BTC pool for faster ROI. It just so happens that Bitcoin is the most profitable SHA256 coin to mine today, by far. This means practically all available SHA256 hashrate globally is directed towards Bitcoin. *So much* that you probably can't buy your way into that much hardware. Except Bitcoin's block subsidy is temporary. It's designed to exponentially drop off to 0 and for *fees* to replace all of miners incentive, so they still spend as much fiat securing POW. This is very speculative if fees will replace 900 BTC, and in the future if there's ever a slow period in the economy or for BTC's blockspace it will mean miner incentives will be volitile, cut immediately and harshly, reducing security and making it much harder for BTC's demand to recover compared to miners working for a steady income. Miners are spending up to $27M securing Bitcoin today for a $27M reward @$30,000. Next year overnight they will be spending up to $27M for a $13.5M reward.. If Bitcoin fails to 2x in price each 4 years forever (it's not possible) then at some point the network will become *maximally saturated* with miners. There isn't enough reward for them all after a halving so a capitulation event occurs. The miner spending 0.9 BTC for every 0.5 reward will disconnect, reducing the mining difficulty and hashrate, allowing the more 'efficient' (rich) miner spending 0.5 BTC to be rewarded say 0.6 BTC under this easier difficulty. After this next halving @$30,000 BTC will be secured with *up to* $13.5M and so it will cost no more than $6.75M to 51% it, the same time there's suddenly ~$10M of hashrate that can't profit by mining BTC honestly... Bitcoin hasn't faced this issue because so far its price has doubled each halving, pushing this fringe group of now ex miners into obscurity before they're able to collude. If the price of BTC ever stays the same or doesn't *double* (even as it's going $1 trillion per coin to $2 trillion) within a 4-8 year period, it becomes exponentially easier for ex miners or ASIC shareholders to collude. Worst case over 51% of ASICs become hooked up to permissioned energy grids and overnight become hardly are or not profitable, then offered more money out of market to do something malicious using this hardware - why I hate the trend of *industrialized* mining. If it's too expensive to attack BTC today just wait 12-24 years and it will cost a fraction of a fraction. But your coin will face this issue on day1. An inefficient mining company just booted off the BTC network, or any who see an opportunity, is going to do everything they can for their ROI. Your grassroutes network may have grown to 2,000 GPU nodes (practically what ETH had) but if it is a Bitcoin fork ~300 ASICs will be able to come uninvited and immediately control 51% of the network. Your network needs to be ASIC resistant so small BTC pools aren't able to centralize and control it, but then it *can't be* a fork of BTC as long as BTC is more profitable. Any person who buys a $12,000 ASIC today with a 2 year ROI mining BTC is screwed. Next halving their ROI is suddenly ~infinite as the cost for electricity won't even cover the new block reward without some wild speculation involved. If BTC hit $50,000 they'd go from making $6,000 to $1,000 a year with 6 years to ROI not accounting for the next halving or their ASIC becoming obsolete after a couple years as new ones increase the hashrate at the same cost. These people will be coming for your network. Bitcoin POW isn't ideal. It's self centralizing. Today *2* pools control 51% of its hashrate. Each time you use the network you're trusting two entities won't do anything malicious. It's hardly trustless anymore, and the barrier of entry to mint your own BTC now is so extreme. It made much more sense when anyone with energy was able to mint this new currency. --- I think a better approach would be using Bitcoin as a settlement layer for other valuable networks. Nothing like Lightning Network, more like the Rollups/L2 Ethereum roadmap. Bitcoin blockspace is so ludicrously secure (absolutely most secure network in the world) that it makes no sense to use it to transact our low value on. It could instead be used to authenticate VISA's ledger with or Apple's store or *something* that's today reliant on government and broken banking systems to operate. All of these entities pay massive sums for a fraction of the security Bitcoin has, in an ideal world they could they pay miners a smaller sum for the increased security they offer and as users we'd inherit all of BTCs trust assumptions across all these networks. Even better if instead of having 10,000+ new L1s emerge to fulfill every possible use case, if Bitcoin's base layer were fitted to secure these novel blockchains with instead. We don't need people using a blockchain that *goes offline* in 2023, or using forks that have 10 day settlement periods. If Solana were deployed *inside of* Bitcoin and it went offline people could use their vanilla Bitcoin address to move their SOL around. Any fork of BTC could inherit the same 6 conf settlement time. It would dramatically benefit the whole crypto space, and a blockchain like Solana will pay a lot more for secure blockspace than any individual benefiting BTC's very speculative endgame security model. I'm closely following progress with Zero Knowledge proofs being implemented on Bitcoin. These in theory would allow you to run a program from any another network then trustlessly execute the output on Bitcoin. This would enable the use of native $BTC on every ZK compatible network, to use BTC in any Ethereum dApp. Most BTC in circulation is wBTC iirc and that is extremely far from ideal, from a user's perspective and for the Bitcoin network (nobody's paying miners!). I imagine Bitcoin will end up with an L2/Rollup of its own some day via ZK tech. It will start to look more like Ethereum if that's the case, which may be very contentious and lead to another miner split (reducing security to now both networks), considering Ordinals are doing the same. The more seperate from the base layer, the less like the base layer a *layer* has to behave. There are L3 chains on Ethereum which have replaced the EVM with novel machines, in OP Craft they replaced it with Minecraft's *game engine* putting the physics, game assets, cloud locations, *everything* on-chain. This enabled people to build new clients with different GUI that read the same core logic, the same way there are many multiple ETH node clients, one person could be playing Minecraft and the other playing Stardew Valley but each playing in the same world together. L3s are very promising proof of concept and will do well to drive demand for secure blockspace. It could fulfill every use case a fork would but retain security, and not be in direct *competition* with Bitcoin.

CreepToeCurrentSea

Maybe leave some moons for potential ROI?

MaximumStudent1839

>I agree, but you think it will stay like this forever or there will be time when L2 is as less centralized, with audited contract etc? Auditing the contract isn't the problem. The problem is the team has the unilateral power to change the contract, without much opposition. Now, ETH maxis will tell you, "hey, L2 updates take time, so if there is a malicious update, there is a time window for you to escape if you constantly pay attention." But that argument simply ignores most people neither have skills to read Solidity code, have the technical know how to understand an audit report, nor the attention to keep up with the smart contract updates. Take the example of the Nomad bridge hack. The auditor actually identified the contract's vulnerability before the hack occurred. But people were surprised of the an audited bridge getting hacked, because most didn't read the report. Real life examples show the "pay attention and run" strategy doesn't work in practice. In crypto, how do we keep these bad things from happening? The most practiced solution is decentralized governance. When you have competing forces in governance, it is hard for the devs to make unilateral decision. Now the question is can we get decentralization to happen with these L2s. My honest opinion it is very challenging. A lot of these L2s are heavily funded by VCs, and people-in-power don't want to give up power. Decentralized governance can slow down development because development becomes more conservative as more eyes and brains want to thoroughly debate and examine the issue. It will annoy the dev team and VCs, because they have to answer to seed investors who expect certain ROI within a reasonable timeline. The last Arbitrum governance fiasco is a perfect example on how the dev team have incentives to cheat. Now let us talk about decentralizing the sequencers. Right now, the best rationale behind the centralizing sequencers is to "trust" the dev to keep out malicious actors. So if you want to decentralize them, you need a good game theory mechanism to keep decentralized and permissionless agents honest. The two popular solutions are PoS and PoW. Assume L2s follow ETH tradition of doing PoS. That means two important things. 1) Decentralizing the sequences is equivalent to decentralizing the token distribution. 2) The amount of staked is directly proportional to the security of having honest sequencers. What do we know about VC funded chains? They either hodl like crazy, e.g. FTX and Solana, and keep massive supply to themselves. So you get problem 1) with L2s. Or they dump like crazy, Polkadot and Algorand etc., leading to security deficit in point 2). I hope you see the challenges for these L2s to provide truly decentralized security. > L2 is just temporary till the technology to catch up and L1 tx can be processed faster n cheaper? In crypto, there is a huge "first-mover advantage". BTC is king because it is the first. The ETH foundation don't have plans to scale the base layer until several years after. Instead, they are focused on scaling L2s. So when it comes to scaling, L2s will have a lot of first mover advantage. If you listen to ETH maxis, they will tell you they expect most people to use L2s. That is basically the ETH community's vision and how they will use the resources to build the ETH ecosystem. So I think L2 will be the permanent solution in the current direction. I have to say it, but it exposes the hypocrisy of the ETH community. They love to ridicule other chains on centralization, but they are so eager to promote L2s as the future. >for daily, i just use CEX like coinbase that linked to my bank account ---- and crypto.com visa card (as you have said, L2 also centralized, so might as well use the proper centralized service that you can sue if things happened) Very smart. Among the centralized solutions, always use the regulated one. >for long term holding, i am on L1 eth & btc. The only 2 I trust. Ledger device. Can't go wrong with hodling in a cold wallet. What I have said mainly impacts users on chain. The L2 security issues won't your L1 stuffs in a cold storage. At worst, it may just negatively impact ETH prices in the long run.

nabitimue

There's nothing wrong with moving money from promising alts to Bitcoin, in fact, I've been diverting the majority of my staking rewards from alts to Bitcoin. The ROI on alts is significantly higher than on Bitcoin, but based on some Al forecasts, I'd rather have the majority of my investment in it.

Ermingardia

The ROI are the friends we've made along the way... (I used to mine on my GPU for a brief period).

urbanhikers

Yes sir! I bought the famous helium Bob cat miner some time ago with USDC. And still waiting for my ROI, (sad emoji)

Jadenindubai

ROI can be much higher in shit projects and they hope to jump the train in time

ElevationAV

>Just HODLing bitcoin results in better gains than 10% per year. BTC does not have a long enough history to determine what an average 30yr ROI will be, since 30 years ago it didn't even exist 20 years ago it didn't even exist. 10 years ago it was nearly impossible to actually buy or exchange. you're speculating that 10%+ ROI's will be sustainable (and *normal*) for BTC, with exactly 0 evidence or proof of that being possible. The entire asset class hasn't even existed long enough to have any kind of real data on it for long term investment potential. In 20 years quantum computing may have broken crypto to the point that it's 100% worthless. It may also be worth $40 million/btc. There's no way of telling what a 'reasonable expectation' of long term returns in the crypto space actually are. Realistically crypto is *probably not* the way to make this investment if the long term goal is capital growth and house money over the long term since it's both incredibly speculative and incredibly volatile.

FlagFootballSaint

Most people forget about inflation when they dream of plans like this. Your 300.000 USD/€ house will probably cost about twice as much in USD/€ than today due to regular inflation. So if you invest 500 in a crypto your target amount is not 300k but let's say 600k. Therefore you need ... #drumroll ...an ROI of 1200x Good luck with that.